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Analysis of the Practice of Istishna Contracts in Online Buying and Selling Based on Islamic Law 基于伊斯兰教法的伊斯兰合同在网上买卖中的实践分析
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i4.28245
Hana Fauziah Balqis, I. Iswandi, Mochamad Syafii
This study analyzes the practice of istishna' contract in online buying and selling based on Islamic law. The purpose of this study is to find out and understand the practice of Istishna' contract in buying and selling online at the Headway Leather store and analysis of the practice of Istishna' contract in buying and selling online at the Headway Leather store based on Islamic law. The research method uses a qualitative approach with in-depth interviews with sellers and buyers at the Headway Leather store, totaling 5 informants. The results of the study stated that the Headway Leather online store markets the goods it sells online using Instagram social media, consumers order goods to sellers via DM Instagram and Whatsapp, sellers and buyers make transactions and submit specifications of goods from buyers to sellers. Then the seller asks the manufacturer to make the goods, and the manufacturer makes the goods according to specifications. When the goods are finished, the goods are delivered to the buyer. The practice of istishna' contract in online buying and selling applied at the Headway Leather online store is in accordance with the provisions of the istishna' contract according to the perspective of Islamic law.
本研究以伊斯兰教法为基础,分析伊斯兰契约在网上买卖中的实践。本研究的目的是了解和了解珩维皮革商店的Istishna合同在网上买卖的实践,并分析珩维皮革商店基于伊斯兰教法的Istishna合同在网上买卖的实践。研究方法采用定性方法,对Headway Leather商店的卖家和买家进行深度访谈,共计5名线人。研究结果表明,Headway Leather在线商店使用Instagram社交媒体在线销售其销售的商品,消费者通过DM Instagram和Whatsapp向卖家订购商品,卖家和买家进行交易并将买家的商品规格提交给卖家。然后卖方要求制造商制造货物,制造商根据规格制造货物。当货物完成后,将货物交付给买方。珩维皮革网上商店所采用的istishna合同在网上买卖中的实践,从伊斯兰教法的角度来看是符合istishna合同的规定的。
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引用次数: 0
The Role of the Sharia Supervisory Board in Protecting Member Rights on Murabahah Financing Products 伊斯兰教法监事会在保护Murabahah融资产品成员权利中的作用
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i5.28247
Via Regita, I. Iswandi
The Sharia Supervisory Board's primary responsibility is to monitor and ensure that all business operations at BMT BEST are conducted in accordance with sharia principles as outlined by the National Sharia Council. Qualitative, descriptive methods were employed for this study. The study's findings led to the conclusion that BMT BEST's Sharia Supervisory Board serves primarily as a meeting venue for outside consultants who advise on matters pertaining to the regulation of financial institutions. Policy guidance for BMT BEST's initiatives was contributed by DPS. Because it is simpler to put into reality than other products with similar characteristics, murabaha finance has seen a surge in popularity in recent years. This money can be used for any number of things, including making purchases, investments, etc. To fulfill its duty to safeguard its members against usury transactions on murabahah financing products, BMT works to verify that contracts for murabahah financing implemented at BMT BEST adhere to sharia regulations. To prevent usury transactions, sharia-compliant contracts for murabahah finance are implemented.
伊斯兰教法监事会的主要职责是监督并确保BMT BEST的所有业务运作都按照国家伊斯兰教法委员会概述的伊斯兰教法原则进行。本研究采用定性、描述性方法。研究结果得出的结论是,BMT BEST的伊斯兰教法监事会主要是为外部顾问提供会议场所,这些顾问就金融机构监管事宜提供建议。DPS为BMT BEST的举措提供了政策指导。由于它比其他具有类似特点的产品更容易实现,近年来,murabaha金融受到了广泛的欢迎。这些钱可以用来做很多事情,包括购物、投资等。为了履行其职责,保护其成员免受murabahah融资产品的高利贷交易,BMT努力核实在BMT BEST实施的murabahah融资合同遵守伊斯兰教法规。为了防止高利贷交易,murabahah金融实施了符合伊斯兰教法的合同。
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引用次数: 0
Pawn Paddy Practices According to Islamic Law and Positive Law 伊斯兰教法与成文法下的典当稻田实践
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i5.28248
M. Muhtarom, I. Iswandi, Ali Aminulloh
This study examines Pawn Paddy Practices according to Islamic Law and Positive Law. The purpose of this study was to determine the practice of pawning rice fields in Sukajaya Village, Jonggol District, Bogor Regency, to analyze the practice of pawning rice fields by the people of Sukajaya Village, according to Islamic Law, to analyze the practice of pawning rice fields by the community of Sukajaya Village, Jonggol District, Bogor Regency according to positive law. This research method uses a qualitative approach with the type of case study research with structured and in-depth interviews with the residents of Sukajaya Village, Jonggol District, Bogor Regency, totaling 12 residents of Sukajaya Village. The results of this study indicate that the practice of pawning rice fields in Sukajaya Village, Jonggol sub-district has been going on for a long time. In the implementation of pawning, it is carried out on the basis of mutual trust, where the recipient of the pawn works on the pawned fields of the pawner. There are pawnees who manage themselves and some are managed by third parties, with an unspecified time limit. The practice of pawning rice fields in Sukajaya Village is not yet in accordance with Islamic law, where the murtahin manages the pawned fields. This contains usury and muzaroah, namely agricultural product sharing, so there is one contract of two transactions.
本文从伊斯兰教法和成文法的角度考察典当稻田的实践。本研究的目的是确定茂物县宗果区苏卡贾雅村典当稻田的做法,分析苏卡贾雅村村民根据伊斯兰教法典当稻田的做法,分析茂物县宗果区苏卡贾雅村社区根据实在法典当稻田的做法。本研究方法采用定性方法和案例研究类型,对茂物县宗果区Sukajaya村的12名居民进行了结构化和深入的访谈。本研究结果表明,宗谷街道Sukajaya村典当稻田的做法由来已久。在典当的实施中,典当是在相互信任的基础上进行的,典当的接受者在典当人的典当领域工作。有些典当人自己管理自己,有些则由第三方管理,没有明确的时间限制。在Sukajaya村,典当稻田的做法还不符合伊斯兰法律,在伊斯兰法律中,murtahin管理典当的田地。这包含了高利贷和muzaroah,即农产品共享,所以有两个交易的一个合同。
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引用次数: 0
Implementation of Sharia Marketing in the Real Estate Industry During the Covid-19 Pandemic Using a SWOT Analysis 使用SWOT分析在Covid-19大流行期间房地产行业实施伊斯兰教营销
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i5.28246
Afrida Zahira, I. Iswandi, Ali Aminullah
The growth in property sales volume starting at the end of 2020 has decreased due to the emergence of the pandemic. In order to support the recovery of the property market, the government has taken various ways to make it happen, which can be used by property business players to maximize sales and determine sharia marketing strategy policies for property products thus they can survive and continue to grow during the Covid-19 pandemic. Based on this background, the writer was interested in researching the implementation of sharia marketing strategies and conducting a SWOT analysis at PT Reswara Makmur Propertindo. The research method used in this study was a combination of library research and field research with a qualitative approach. The results of the study showed that the company has fulfilled the characteristics of sharia marketing and has implemented a sharia marketing mix in marketing products/house units. From the results of the evaluation of the Internal External matrix, it obtained a value of (2.30 ; 2.70), which means that the company occupies a stable or growing position. The strategy that can be taken is a horizontal integration strategy or not making any changes to the strategy. A horizontal integration strategy can be carried out by increasing the size of the company, and increasing sales, profits, and potential market of the company. Meanwhile, the results of the SWOT quadrant analysis show that the company is at coordinates (0.70 ; 1.00), namely quadrant 1. The priority strategy that can be applied by the company is the S-O strategy, namely increasing market share by targeting the millennial generation as the target market, creating products with innovations that can accommodate the needs and desires of the millennial generation, maximizing the function of the marketing office for personal selling, providing understanding to consumers through social media content regarding government stimulus in the property sector.. 
由于新冠肺炎疫情的出现,从2020年底开始的房地产销量增长有所下降。为了支持房地产市场的复苏,政府采取了各种方法来实现这一目标,房地产企业可以利用这些方法来最大化销售,并确定房地产产品的伊斯兰教营销策略政策,从而使他们能够在Covid-19大流行期间生存并继续增长。基于此背景,笔者对PT Reswara Makmur Propertindo的伊斯兰营销策略的实施进行了研究,并进行了SWOT分析。本研究采用的研究方法是图书馆调查与实地调查相结合的定性研究方法。研究结果表明,该公司已经满足了伊斯兰教法营销的特点,并在营销产品/房屋单元中实施了伊斯兰教法营销组合。从内外部矩阵的评价结果,得到的值为(2.30;2.70),这意味着该公司处于稳定或不断增长的地位。可以采取的策略是横向整合策略或不对策略进行任何更改。横向整合战略可以通过扩大公司规模,增加公司的销售额、利润和潜在市场来实施。同时,SWOT象限分析结果显示,该公司在坐标(0.70;1.00),即象限1。公司可以采用的优先策略是S-O策略,即以千禧一代为目标市场,增加市场份额,创造适应千禧一代需求和愿望的创新产品,最大限度地发挥营销办公室的个人销售功能,通过社交媒体内容让消费者了解政府在房地产领域的刺激措施。
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引用次数: 0
Ketentuan Hukum Positif Indonesia Dalam Mengatur Perkawinan Beda Agama dan Akibat Hukumnya 印尼法律对安排不同宗教婚姻及其后果的积极规定
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i4.28234
M. Megawati
Compilation of Islamic Law discussion of interfaith marriage is regulated in the chapter on marriage prohibition which is described in articles 40 to 44. This study aims to determine the provisions of positive Indonesian law in regulating interfaith marriages. In addition to knowing the law of interfaith marriage according to positive Indonesian law. This study uses a qualitative research method with a statutory approach. The results of the study stated that there were negative consequences of interfaith marriages, both from the psychological and juridical aspects. The psychological aspect is indicated by the waning and not achieving the goals of domestic life. This interfaith marriage slowly destroys the happiness in the household. In addition to fighting over the influence of children to follow the teachings of their respective religions which causes children to be mentally disturbed.
《伊斯兰教法汇编》讨论宗教间婚姻的问题,载于第40至44条关于禁止婚姻的一章。本研究旨在确定印度尼西亚积极法律在规范宗教间婚姻方面的规定。除了了解根据印尼实在法的跨宗教婚姻法。本研究采用定性研究方法和法定研究方法。研究结果表明,跨宗教婚姻在心理和法律方面都有消极后果。心理方面表现为家庭生活的衰落和无法实现目标。这种跨宗教的婚姻慢慢地破坏了家庭的幸福。除此之外,为了影响孩子们遵循各自宗教的教义而争吵,这导致孩子们精神上受到干扰。
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引用次数: 0
Pertimbangan Hakim Menggunakan Alat Bukti Dalam Memutus Perkara Pidana Pembunuhan 法官考虑使用证据来裁决过失杀人罪
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-25 DOI: 10.15408/jlr.v4i6.28244
Satria Iman Kurnianda
The trial of a criminal case is to find out whether a criminal offense has occurred in an event, therefore in the most important criminal proceedings the proceedings are proved. Evidence is a problem that plays a role in the examination process in court because with this proof is determined the fate of a defendant. The legal function in the State of Indonesia is to regulate the order of society in the life of the nation and the state, whereas the violation of the law itself is an event that must exist in every society and is impossible to be eliminated absolutely, because violation of law is an integral part of development More complex. One of the provisions governing how the law enforcement officers carry out the task in the field of repressive is the criminal procedure law which has the purpose of searching and approaching material truth, the complete truth of a criminal case by applying the provisions of criminal procedure law honestly darn precisely with The purpose of finding out who the perpetrator can be charged with is a violation of the law.
刑事案件的审判是为了查明某一事件中是否发生了犯罪行为,因此在刑事诉讼中最重要的是诉讼证明。证据是在法庭审查过程中发挥作用的一个问题,因为有了证据就决定了被告的命运。印度尼西亚国家的法律职能是在民族和国家的生活中规范社会秩序,而违反法律本身是每个社会都必须存在的事件,是不可能绝对消除的,因为违反法律是发展的一个组成部分,更加复杂。规制执法人员在镇压领域如何执行任务的规定之一是刑事诉讼法,其目的是寻找和接近物质真相,通过刑事诉讼法的规定诚实地将刑事案件的全部真相与查明谁可以被指控的目的精确地联系在一起是违法的。
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引用次数: 0
Perlindungan Hukum Terhadap Pembeli Atas Peralihan Saham Yang Tidak Mendapatkan Persetujuan Dari Menteri Energi Dan Sumber Daya Mineral Republik Indonesia 未能得到印度尼西亚共和国能源和矿物资源部长同意的股票转让的法定保护
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-23 DOI: 10.15408/jlr.v4i4.28223
Elida Marbun, Ramlani Lina Sinaulan, Yurisa Martanti
Article 64 paragraph (1) of the Regulation of the Minister of Energy and Mineral Resources of the Republic of Indonesia Number 7 of 2020 states that if the holder of an IUP or IUPK wishes to make changes to its shares, it must first obtain the approval of the Minister or the Governor in accordance with their authority before registering with the Indonesian ministry in charge of government administration. the practice of law In actuality, however, the buyer has paid the seller in full for the shares under the Sale and Purchase of Shares Agreement, and it turns out that the seller cannot obtain approval from the Minister of Energy and Mineral Resources of the Republic of Indonesia. This is a normative legal study employing a statute, case, conceptual, and analytic method. According to the results of the study, the transfer of shares that does not receive approval from the Minister of Energy and Mineral Resources of the Republic of Indonesia cannot be continued with the signing of the transfer of rights to shares because the objective requirements cannot be met. This is due to the fact that shareholders of a limited liability company holding an IUP are required to get prior approval from the Minister of Energy and Mineral Resources of the Republic of Indonesia. In order for the disapproval of the change in shares to render the Sale and Purchase of Shares invalid.
《印度尼西亚共和国2020年第7号能源和矿产资源部条例》第64条第(1)款规定,如果IUP或IUPK的持有人希望更改其股份,则必须首先根据部长或总督的权限获得批准,然后向印度尼西亚负责政府管理的部门登记。然而,在现实中,买方已经根据《买卖股份协议》向卖方支付了全部股份,结果卖方无法获得印度尼西亚共和国能源和矿产资源部的批准。这是一个规范性的法律研究,采用法规,案例,概念和分析的方法。根据这项研究的结果,未经印度尼西亚共和国能源和矿产资源部批准的股份转让不能继续进行,因为不能满足客观要求。这是由于持有IUP的有限责任公司的股东必须事先获得印度尼西亚共和国能源和矿产资源部的批准。为使股份变更不被同意,使股份买卖无效。
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引用次数: 1
Kepastian Hukum Atas Pemecahan Sertifikat Induk Tanah Terkait Developer Perumahan Yang Dinyatakan Pailit 法律保障解决与开发商相关的土地所有者证书相关的破产
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-19 DOI: 10.15408/jlr.v4i4.28106
Fernedy Fernedy, Y. Yuhelson, Cicilia Julyani Tondy
Real estate and housing remain persistent issues for many neighborhoods. There are still issues with the application of law in the realm of land ownership, and these issues frequently lead to disputes and conflicts. This study is a form of normative, doctrinal, or dogmatic legal inquiry. The study found that the buyer/consumer who has paid in full and made a deed of sale and purchase at the PPAT needs to look at the legal repercussions of the developer's failure to solve the certificate from two different angles: the developer's and the court's. While waiting for the certificate split process carried out by the curator as the responsible developer for the developer who has been declared bankrupt, and for consumers who have not yet completed payment on the house purchased from the developer, and only have PPJB, buyers can apply for a name transfer process at the land office. The consumer or buyer of the house whose solution has not been taken care of by the developer who is declared bankrupt can apply as a concurrent creditor so that the curator takes care of it and receives full compensation from the developer as represented by the curator or continues to manage the house. the homebuyer's or consumer's best interests. Since the house has not yet been completely paid off, the consumer/buyer of the house must also fulfill their commitments to pay off the remaining mortgage installments. Additional unfulfilled commitments include finishing the down payment on the developer-purchased home.
对于许多社区来说,房地产和住房仍然是一个长期存在的问题。在土地所有权领域仍然存在适用法律的问题,这些问题经常导致争端和冲突。这种研究是一种规范的、理论的或教条式的法律研究。研究发现,在PPAT全额付款并签订买卖契约的买方/消费者需要从两个不同的角度:开发商和法院的角度来看待开发商未能解决证书问题的法律后果。在等待管理员作为负责任的开发商对已被宣布破产的开发商进行证书分割过程中,对于尚未完成从开发商处购买的房屋付款且只有PPJB的消费者,买家可以在土地办公室申请名称转让过程。未被宣告破产的开发商处理的房屋的消费者或买方,可以申请作为共同债权人,由管理人处理,并从由管理人代表的开发商处获得全额补偿,或继续管理该房屋。购房者或消费者的最大利益。由于房屋尚未完全还清,房屋的消费者/买家也必须履行他们的承诺,付清剩余的按揭分期付款。其他未履行的承诺包括完成开发商购买房屋的首付款。
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引用次数: 0
Effectiveness of Murabaha Financing Dispute Settlement Through Mediation at Indonesian Islamic Banks 印尼伊斯兰银行Murabaha融资纠纷调解的有效性
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-19 DOI: 10.15408/jlr.v4i4.28112
Dea Safilah, Mochamad Syafii, S. Syahril
This study assesses the effectiveness of mediation in murabahah funding dispute resolution at Bank Syariah Indonesia KC Asia Afrika Bandung City. This study aims to discover and comprehend how Indonesian Islamic Banks manage contentious disputes, with an emphasis on murabahah financing, as well as the effectiveness of murabahah financing dispute resolution through mediation at Indonesian Islamic Banks. The employed research method is qualitative research with a qualitative descriptive approach that depicts a scenario in the agency and community through observation, interviews, and recording. The primary source of data for this study is the results of interviews with the Bank and its customers. While secondary sources are collected from library sources such as books, journals, and other relevant library materials to the topic of research. According to the findings of the study, Bank Syariah Indonesia's strategies for resolving non-performing financing for clients with murabahah financing disputes are simple and clear. The effectiveness of the resolution of murabahah funds through mediation is believed to be effective because it may be measured by the Bank's success in carrying out its mediation-related tasks. A proportion between 80% and 90% would be adequate for the effectiveness of murabahah financial dispute resolution.
本研究评估调解在印尼伊斯兰银行KC亚洲非洲万隆市murabahah融资纠纷解决的有效性。本研究旨在发现和理解印尼伊斯兰银行如何管理有争议的纠纷,重点是murabahah融资,以及通过调解解决murabahah融资纠纷在印尼伊斯兰银行的有效性。所采用的研究方法是定性研究,采用定性描述方法,通过观察,访谈和记录来描述机构和社区的场景。本研究的主要数据来源是对世行及其客户的访谈结果。而二手资料则是从图书馆资料中收集的,如书籍、期刊和其他与研究主题相关的图书馆资料。根据研究结果,印尼伊斯兰银行解决murabahah融资纠纷客户不良融资的策略简单明了。通过调解解决murabahah基金的有效性被认为是有效的,因为它可以通过世行在执行其调解相关任务方面的成功来衡量。对于murabahah财务纠纷解决的有效性而言,80% - 90%的比例就足够了。
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引用次数: 0
Kepastian Hukum Akta Jual Beli Hak Atas Tanah Bersertifikat Atas Hutang Piutang Yang Didasarkan Kuasa Mutlak 经授权的土地买卖契约的法律确定性,即以绝对权力为基础的应收款
IF 0.3 Q4 BUSINESS, FINANCE Pub Date : 2022-09-14 DOI: 10.15408/jlr.v4i4.28058
Erny Oktavina, R. L. Sinaulan, I. W. Karya
The sale and buy agreement is a consensual agreement, meaning that the existence of an agreement between the parties is sufficient to constitute the contract. However, the land sale and purchase agreement stipulated by Law No. 5 of 1960 on Agrarian Principles is a valid contract because it is founded on customary law, which is cash, real, and unambiguous. The agreement between the seller and buyer of land rights, although the sale and purchase cannot be performed before the PPAT, must be stated in a contract, which in general, such legal activities are carried out in the presence of a notary. This research employs a normative legal methodology that is supplemented by interviews. According to the findings of the study, the position of absolute power serves as the basis for the sale and purchase of recognized land rights. Absolute power as the basis for the deed of sale and purchase of land rights can be exercised so long as it is an integral component of the sales agreement. Absolute authority results from the emergence of wants based on the principle of contract freedom, whose restrictions are outlined in Articles 1320 and 1338 of the Civil Code.
买卖协议是一种双方同意的协议,这意味着双方之间存在的协议足以构成合同。但是,1960年《土地原则法》第5号规定的土地买卖协议是有效的合同,因为它是建立在习惯法基础上的,是现金的、真实的、明确的。卖方和买方之间的土地权利协议,虽然买卖不能在PPAT之前进行,但必须在合同中说明,一般来说,这种法律活动是在公证人在场的情况下进行的。本研究采用规范的法律方法,辅以访谈。根据这项研究的结果,绝对权力的地位是出售和购买公认土地权利的基础。作为土地买卖契约基础的绝对权力,只要是买卖协议的组成部分,就可以行使。绝对权威源于基于契约自由原则的需求的出现,其限制在《民法典》第1320条和第1338条中有概述。
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引用次数: 0
期刊
ATA Journal of Legal Tax Research
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