Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2017.00021.2
A. Ibragimov, A. Durmanov
{"title":"Issues of the development of competitiveness and the prospects of specialization in rice farms","authors":"A. Ibragimov, A. Durmanov","doi":"10.5958/2319-1422.2017.00021.2","DOIUrl":"https://doi.org/10.5958/2319-1422.2017.00021.2","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"99 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134488893","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2016.00015.1
R. L. Shinde, R. Chavhan
The Government of India has launched life insurance scheme Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) for the social security of Indians in the age group of 18–50 years. This article investigates the feasibility of this scheme based on the quantitative comparison of actual premium charged and expected premium rates for Indian population for each age year in the age group of 18–50 years. We have evaluated expected premium for all ages based on two life tables for Indian population. The nature of the scheme and social security of people to be achieved through PMJJBY is demonstrated based on some actuarial computations. Statistical analysis is presented based on recent available data of number of insured and claim received under this scheme.
{"title":"Social security life insurance scheme Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Actuarial insight based on Indian mortality","authors":"R. L. Shinde, R. Chavhan","doi":"10.5958/2319-1422.2016.00015.1","DOIUrl":"https://doi.org/10.5958/2319-1422.2016.00015.1","url":null,"abstract":"The Government of India has launched life insurance scheme Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) for the social security of Indians in the age group of 18–50 years. This article investigates the feasibility of this scheme based on the quantitative comparison of actual premium charged and expected premium rates for Indian population for each age year in the age group of 18–50 years. We have evaluated expected premium for all ages based on two life tables for Indian population. The nature of the scheme and social security of people to be achieved through PMJJBY is demonstrated based on some actuarial computations. Statistical analysis is presented based on recent available data of number of insured and claim received under this scheme.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132517742","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2021.00022.9
Iyafekhe Christian, V. Imagbe
{"title":"Board attributes and the likelihood of financial statement fraud in quoted firms in Nigeria","authors":"Iyafekhe Christian, V. Imagbe","doi":"10.5958/2319-1422.2021.00022.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00022.9","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130393396","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Sustainability strategies for the management of tourist facilities in the Fergana valley","authors":"Boyturaev Olimjon Uroyimovich, Yoqubjonova Hulkarbonu Yokubovna","doi":"10.5958/2319-1422.2021.00007.2","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00007.2","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"117 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117137590","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Modeling the motion of a mixture with weighty particles in a stationary flow of liquid","authors":"Akramjon Sarimsakov, Jamshid Fakhriddinogli Ergashev","doi":"10.5958/2319-1422.2020.00035.1","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00035.1","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122219920","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2016.00014.X
A. Jena
Payment Banks (PBs) focus on small deposit holders and mobile banking will add to the competitive pressures of public sector banks and could potentially pose risks to their market share over the long-term. Increasingly, with the lunching of products or new applications by these banks, instead of cash, people will start carrying out more transactions electronically. Now it is the trend in globally. But in India, increasing of users of credit and debit cards, it has been limited because of the costs involved for merchants or establishments which accept these cards. The PBs would position by them to do this. RBI Governor has flapped the wings and set off what could turn out to be a revolutionary storm in the Indian banking system a storm bigger than created when private banks were first given licences in the 1990s. PBs and small banks will make Indian banking more competitive and more inclusive on both the assets and liabilities sides for both depositors and borrowers. The era of the consumer is finally at hand. The RBI has given in principle approval for 11 entities to set up PBs. The move has been touted as a harbinger of a revolution in the Indian banking sector. The success of the PMJDY will be another big challenge that these banks will need to tackle. It is believed that 99% of households have been covered under the scheme. However, with a large number of these numbers of those accounts still inactive, there is opportunity for PBs to get business. According to the PMJDY website, as on 26th August, 2015 178.9 million accounts have been opened under the scheme, but about 45% of them are inactive. Therefore, the existing paper discusses the objectives, scope and regulation of PBs.
{"title":"Payment bank's revolutionary storm towards Indian Banking System","authors":"A. Jena","doi":"10.5958/2319-1422.2016.00014.X","DOIUrl":"https://doi.org/10.5958/2319-1422.2016.00014.X","url":null,"abstract":"Payment Banks (PBs) focus on small deposit holders and mobile banking will add to the competitive pressures of public sector banks and could potentially pose risks to their market share over the long-term. Increasingly, with the lunching of products or new applications by these banks, instead of cash, people will start carrying out more transactions electronically. Now it is the trend in globally. But in India, increasing of users of credit and debit cards, it has been limited because of the costs involved for merchants or establishments which accept these cards. The PBs would position by them to do this. RBI Governor has flapped the wings and set off what could turn out to be a revolutionary storm in the Indian banking system a storm bigger than created when private banks were first given licences in the 1990s. PBs and small banks will make Indian banking more competitive and more inclusive on both the assets and liabilities sides for both depositors and borrowers. The era of the consumer is finally at hand. The RBI has given in principle approval for 11 entities to set up PBs. The move has been touted as a harbinger of a revolution in the Indian banking sector. The success of the PMJDY will be another big challenge that these banks will need to tackle. It is believed that 99% of households have been covered under the scheme. However, with a large number of these numbers of those accounts still inactive, there is opportunity for PBs to get business. According to the PMJDY website, as on 26th August, 2015 178.9 million accounts have been opened under the scheme, but about 45% of them are inactive. Therefore, the existing paper discusses the objectives, scope and regulation of PBs.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124052219","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2019.00006.7
A. Abdullayev, Beknazar Kattakichiyev
{"title":"Influence of stress testing in the management system of commercial banks","authors":"A. Abdullayev, Beknazar Kattakichiyev","doi":"10.5958/2319-1422.2019.00006.7","DOIUrl":"https://doi.org/10.5958/2319-1422.2019.00006.7","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114476941","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2020.00039.9
Umarov Zafar Absamatovich
{"title":"Overdraft credit in commercial banks and its accounting","authors":"Umarov Zafar Absamatovich","doi":"10.5958/2319-1422.2020.00039.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00039.9","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121035931","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.5958/2319-1422.2017.00002.9
S. Sathyakala, N. Shanmugapriya, T. Praveen
Banking sector is one of the fastest growing sectors in India. Recently, digital revolution makes the advancements in banking sector like electronic payments, easier transactions makes the bank to be more efficient and productive. In this paper, the study has been attempted to analyse the performance of top 5 public sector banks in India based on market capitalisation for the period 2011 to 2016. This paper examines the behaviour of profitability, efficiency, soundness of the banking system, and financial performance of public sector Indian banks for the selected period. The empirical results show that competition in the Indian banking industry has intensified and it shows the development of banks over the years. The study also aims in forecasting of deposits and advances of public sector banks. The parameters like capital adequacy, asset turnover, management efficiency, earning quality, liquidity has studied by using trend analysis, correlation and camel analysis.
{"title":"Performance analysis of Indian public sector banks from 2011 to 2016","authors":"S. Sathyakala, N. Shanmugapriya, T. Praveen","doi":"10.5958/2319-1422.2017.00002.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2017.00002.9","url":null,"abstract":"Banking sector is one of the fastest growing sectors in India. Recently, digital revolution makes the advancements in banking sector like electronic payments, easier transactions makes the bank to be more efficient and productive. In this paper, the study has been attempted to analyse the performance of top 5 public sector banks in India based on market capitalisation for the period 2011 to 2016. This paper examines the behaviour of profitability, efficiency, soundness of the banking system, and financial performance of public sector Indian banks for the selected period. The empirical results show that competition in the Indian banking industry has intensified and it shows the development of banks over the years. The study also aims in forecasting of deposits and advances of public sector banks. The parameters like capital adequacy, asset turnover, management efficiency, earning quality, liquidity has studied by using trend analysis, correlation and camel analysis.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121754514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}