首页 > 最新文献

Terra Economicus最新文献

英文 中文
The impact of trade agreements. Case of Albania 贸易协定的影响。阿尔巴尼亚案例
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/kixd1411
Ledion Ferataj, Emirgena Nikolli
This paper aims to explain the impact of the CEFTA trade agreement on macroeconomic terms of Albania in the terms of GDP and trade balance. The main is the development of the states and the components taken in the study provide clear overview for this purpose. In the realization of this paper, the quantitative research method was used.There are mainly used government publications and scientific articles of various academics. Analysis of the findings is done with descriptive analysis and simple analysis, the explanation between variables. Regarding the work method, dependent variables such as GDP and imports were used and exports of our country and independent variables in the first analysis changed imports and exports to see how Albania’s GDP changes when variables change such as democracy index, free business index to get a better picture formed of the study. They are used as dummy variables that take the variables from 0-1. For help, the calculator on the web (distance calculator) and e-viewer was used for ease of calculations. By using the gravity equation, we show that CEFTA has had an important impact in the distribution of Albania to CEFTA partners. CEFTA has increased Albania’s exports by 34%. The results show that Albania’s imports have been affected significantly and are good for remittances. Another important relationship it is determined between the import and export of Albania. The increase in Albanian exports appears that it has a positive impact on Albanian imports. It is clear that the relationship between GDP, exports and foreign direct investments is a positive relationship, with growing exports and foreign direct investment, GDP is bound to grow to visible way.
本文旨在解释CEFTA贸易协定对阿尔巴尼亚国内生产总值和贸易平衡方面的宏观经济条件的影响。主要是国家的发展,研究中采取的组成部分为这一目的提供了清晰的概述。在本文的实现中,采用了定量研究的方法。主要是使用的政府出版物和各种学者的科学文章。对研究结果的分析采用描述性分析和简单分析,变量之间的解释。在工作方法上,我们使用了国内生产总值、进口等因变量和我国的出口,在第一次分析中使用了自变量改变了进口和出口,观察阿尔巴尼亚的GDP随着民主指数、自由商业指数等变量的变化是如何变化的,从而更好地形成了研究的图景。它们被用作虚拟变量,取0-1之间的变量。为了方便计算,使用了网络上的计算器(距离计算器)和e-viewer。通过使用重力方程,我们表明CEFTA对阿尔巴尼亚向CEFTA合作伙伴的分配产生了重要影响。中欧自由贸易协定使阿尔巴尼亚的出口增加了34%。结果表明,阿尔巴尼亚的进口受到显著影响,对汇款有利。另一个重要的关系确定在阿尔巴尼亚的进口和出口之间。阿尔巴尼亚出口的增加似乎对阿尔巴尼亚进口产生了积极影响。很明显,GDP、出口和外国直接投资之间是正相关关系,随着出口和外国直接投资的增长,GDP必然会向可见的方向增长。
{"title":"The impact of trade agreements. Case of Albania","authors":"Ledion Ferataj, Emirgena Nikolli","doi":"10.58944/kixd1411","DOIUrl":"https://doi.org/10.58944/kixd1411","url":null,"abstract":"This paper aims to explain the impact of the CEFTA trade agreement on macroeconomic terms of Albania in the terms of GDP and trade balance. The main is the development of the states and the components taken in the study provide clear overview for this purpose. In the realization of this paper, the quantitative research method was used.There are mainly used government publications and scientific articles of various academics. Analysis of the findings is done with descriptive analysis and simple analysis, the explanation between variables. Regarding the work method, dependent variables such as GDP and imports were used and exports of our country and independent variables in the first analysis changed imports and exports to see how Albania’s GDP changes when variables change such as democracy index, free business index to get a better picture formed of the study. They are used as dummy variables that take the variables from 0-1. For help, the calculator on the web (distance calculator) and e-viewer was used for ease of calculations. By using the gravity equation, we show that CEFTA has had an important impact in the distribution of Albania to CEFTA partners. CEFTA has increased Albania’s exports by 34%. The results show that Albania’s imports have been affected significantly and are good for remittances. Another important relationship it is determined between the import and export of Albania. The increase in Albanian exports appears that it has a positive impact on Albanian imports. It is clear that the relationship between GDP, exports and foreign direct investments is a positive relationship, with growing exports and foreign direct investment, GDP is bound to grow to visible way.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"11 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80180838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Service Quality in the Banking System 银行系统的服务质量
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/hymp6890
Ketrina Çabiri Mijo, Xhorxhina Salaj, Hysen Muceku
The work environment is constantly changing thus it is a prerequisite for businesses to effectively adapt themselves to increase productivity. Various performance reports have shown that the approach how a bank operates drives its path toward growth or degradation. The purpose of this research is to provide insights on the role of service quality in the banking system, with a case study on Tirana Bank. Using financial statements as key indicators, we have provided basic information on the growth and development of Tirana Bank in Albania. Young people in Albania are the generation that understand the positive consequences of practicing emotional intelligence, shifting greater emphasis on how to achieve a worthy presentation between the equally sensitive and uncompromising “client service”. Therefore, we have collected responses of a questionnaire submitted by clients of Tirana Bank, gathering as such the necessary information to conduct a study on the importance of service quality in the banking system. Methodologically speaking, this paper uses a simple regression analysis and Cronbach’s alpha model, based on 18 questions posed to 350 clients at different ages over a period of 1 month. Through this analysis, it argues that there is a strong positive relationship between service quality and other influential variables, reliability, security, loyalty, sensitivity, vulnerability and responsibility. This means that an increase of the above factors leads to the enhancement of service quality, therefore results show that to increase the bank’s reputation, bring effectiveness to the institution and create increased competition, managers must upgrade it to the most optimal level possible.
工作环境是不断变化的,因此企业有效地适应自己以提高生产力是一个先决条件。各种业绩报告表明,一家银行的经营方式决定着它走向增长还是衰退。本研究以地拉那银行为个案,旨在探讨服务质素在银行系统中的作用。我们以财务报表为主要指标,提供了地拉那银行在阿尔巴尼亚成长和发展的基本信息。阿尔巴尼亚的年轻人是了解练习情商的积极影响的一代人,他们更加重视如何在同样敏感和毫不妥协的“客户服务”之间实现有价值的展示。因此,我们收集了地拉那银行客户提交的调查问卷,收集了必要的信息来研究服务质量在银行体系中的重要性。从方法上讲,本文使用简单的回归分析和Cronbach 's alpha模型,基于在1个月内向350名不同年龄的客户提出的18个问题。通过分析,认为服务质量与其他影响变量,可靠性、安全性、忠诚度、敏感性、脆弱性和责任之间存在较强的正相关关系。这意味着上述因素的增加会导致服务质量的提高,因此结果表明,为了提高银行的声誉,为机构带来效益并创造更大的竞争,管理者必须将其提升到尽可能最佳的水平。
{"title":"Service Quality in the Banking System","authors":"Ketrina Çabiri Mijo, Xhorxhina Salaj, Hysen Muceku","doi":"10.58944/hymp6890","DOIUrl":"https://doi.org/10.58944/hymp6890","url":null,"abstract":"The work environment is constantly changing thus it is a prerequisite for businesses to effectively adapt themselves to increase productivity. Various performance reports have shown that the approach how a bank operates drives its path toward growth or degradation. The purpose of this research is to provide insights on the role of service quality in the banking system, with a case study on Tirana Bank. Using financial statements as key indicators, we have provided basic information on the growth and development of Tirana Bank in Albania. Young people in Albania are the generation that understand the positive consequences of practicing emotional intelligence, shifting greater emphasis on how to achieve a worthy presentation between the equally sensitive and uncompromising “client service”. Therefore, we have collected responses of a questionnaire submitted by clients of Tirana Bank, gathering as such the necessary information to conduct a study on the importance of service quality in the banking system. Methodologically speaking, this paper uses a simple regression analysis and Cronbach’s alpha model, based on 18 questions posed to 350 clients at different ages over a period of 1 month. Through this analysis, it argues that there is a strong positive relationship between service quality and other influential variables, reliability, security, loyalty, sensitivity, vulnerability and responsibility. This means that an increase of the above factors leads to the enhancement of service quality, therefore results show that to increase the bank’s reputation, bring effectiveness to the institution and create increased competition, managers must upgrade it to the most optimal level possible.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"7 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79404566","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
A synthesis of the current situation of University-Industry cooperation in Albania following the Triple Helix Model 三螺旋模式下阿尔巴尼亚产学研合作现状综合分析
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/krhx8923
Ketrina Çabiri Mijo, Ermira Qosja
Albanian universities face a variety of challenges which reflect the national and international factors in the political, social, and economic sphere. On one hand Universities shouldestablish high teaching standards whichequip students with necessary competences requested by the labour marketand on the other hand they should play an important role in boosting innovation within industries through scientific research, to impact the economic development of the county. The goal of this research is to analyse the existing collaboration among universities and the industry in Albania, from the perspective of universities and companies. This research uses a qualitative methodology, based on the questionnaires of work page 1 of the KALCEA project. In total, the sample consists of 43 respondents, 16 of which are university senior management staff and 27 leaders/administrators and senior managers of large Albanian companies. Findings of the paper indicate that cooperation between Universities and industry do exist and is claimed as important by both parties. However, it still lacks strategic plannings and structural approaches which establish, inter alia, the necessary culture of synergy and common innovative product.
阿尔巴尼亚的大学面临着各种各样的挑战,这些挑战反映了政治、社会和经济领域的国内和国际因素。一方面,大学应该建立高水平的教学标准,使学生具备劳动力市场所需的必要能力,另一方面,大学应该通过科学研究在促进行业创新方面发挥重要作用,从而影响国家的经济发展。本研究的目的是从大学和公司的角度分析阿尔巴尼亚大学和工业界之间的现有合作。本研究采用定性方法,基于KALCEA项目工作第1页的问卷调查。样本共包括43名受访者,其中16名是大学高级管理人员,27名是阿尔巴尼亚大型公司的领导/行政人员和高级管理人员。本文的研究结果表明,校企合作确实存在,而且双方都认为校企合作很重要。但是,它仍然缺乏战略规划和结构性办法,除其他外,建立必要的协同增效和共同创新产品的文化。
{"title":"A synthesis of the current situation of University-Industry cooperation in Albania following the Triple Helix Model","authors":"Ketrina Çabiri Mijo, Ermira Qosja","doi":"10.58944/krhx8923","DOIUrl":"https://doi.org/10.58944/krhx8923","url":null,"abstract":"Albanian universities face a variety of challenges which reflect the national and international factors in the political, social, and economic sphere. On one hand Universities shouldestablish high teaching standards whichequip students with necessary competences requested by the labour marketand on the other hand they should play an important role in boosting innovation within industries through scientific research, to impact the economic development of the county. The goal of this research is to analyse the existing collaboration among universities and the industry in Albania, from the perspective of universities and companies. This research uses a qualitative methodology, based on the questionnaires of work page 1 of the KALCEA project. In total, the sample consists of 43 respondents, 16 of which are university senior management staff and 27 leaders/administrators and senior managers of large Albanian companies. Findings of the paper indicate that cooperation between Universities and industry do exist and is claimed as important by both parties. However, it still lacks strategic plannings and structural approaches which establish, inter alia, the necessary culture of synergy and common innovative product.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"90 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84966653","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The insurance market in Albania, the degree of concentration, and consequences on the economy 阿尔巴尼亚保险市场的集中度,以及对经济的影响
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/wbfs2351
Elisa Korsita, Elvin S. Meka
The purpose of this study is to critically analyze the insurance market in Albania, its level of concentration, and somehow to answer the question whether it impacts the country’s economy. The study analyzed how the insurance system in Albania has evolved, and more specifically, how the situation and progress of the insurance market in Albania is presented in the last 5 years (2016-2021), and how the degree of concentration of the insurance market in Albania is presented and what contribution it makes to the national economy of Albania. The study hypothesized that, in the insurance market in Albania, we still cannot say that we have optimal competition, as we still have a high degree of concentration, and that this factor has also influenced the weight of the insurance market in the economy of Albania. Throughout the study, the qualitative methodology was used, through the case study, from where, statistical processing and the comparative method was used as a method. The study concluded that within the insurance market in Albania, we still cannot say that we have fair competition, as we still have a high degree of concentration, and that this factor has begun to affect the weight of the insurance market in the economy in Albania. It is recommended that the AMF work more towards stabilizing competition and the degree of concentration of the insurance market in Albania, stabilizing the price level.
本研究的目的是批判性地分析阿尔巴尼亚的保险市场,其集中度,并以某种方式回答是否影响国家经济的问题。本研究分析了阿尔巴尼亚的保险制度是如何演变的,更具体地说,阿尔巴尼亚保险市场在过去5年(2016-2021年)的情况和进展是如何呈现的,阿尔巴尼亚保险市场的集中度是如何呈现的,它对阿尔巴尼亚国民经济的贡献是什么。研究假设,在阿尔巴尼亚的保险市场,我们仍然不能说我们有最优的竞争,因为我们仍然有高度的集中度,这一因素也影响了保险市场在阿尔巴尼亚经济中的权重。在整个研究过程中,定性的方法被使用,通过案例研究,其中,统计处理和比较方法被用作一种方法。研究的结论是,在阿尔巴尼亚的保险市场内,我们仍然不能说我们有公平竞争,因为我们仍然高度集中,这一因素已经开始影响保险市场在阿尔巴尼亚经济中的比重。建议AMF更多地致力于稳定阿尔巴尼亚保险市场的竞争和集中度,稳定价格水平。
{"title":"The insurance market in Albania, the degree of concentration, and consequences on the economy","authors":"Elisa Korsita, Elvin S. Meka","doi":"10.58944/wbfs2351","DOIUrl":"https://doi.org/10.58944/wbfs2351","url":null,"abstract":"The purpose of this study is to critically analyze the insurance market in Albania, its level of concentration, and somehow to answer the question whether it impacts the country’s economy. The study analyzed how the insurance system in Albania has evolved, and more specifically, how the situation and progress of the insurance market in Albania is presented in the last 5 years (2016-2021), and how the degree of concentration of the insurance market in Albania is presented and what contribution it makes to the national economy of Albania. The study hypothesized that, in the insurance market in Albania, we still cannot say that we have optimal competition, as we still have a high degree of concentration, and that this factor has also influenced the weight of the insurance market in the economy of Albania. Throughout the study, the qualitative methodology was used, through the case study, from where, statistical processing and the comparative method was used as a method. The study concluded that within the insurance market in Albania, we still cannot say that we have fair competition, as we still have a high degree of concentration, and that this factor has begun to affect the weight of the insurance market in the economy in Albania. It is recommended that the AMF work more towards stabilizing competition and the degree of concentration of the insurance market in Albania, stabilizing the price level.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"42 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81816483","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Relationship between education and economic growth 教育与经济增长的关系
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/uqli8167
Emirgena Nikolli, Elona Shehu
The purpose of this research is to examine the relationship between educational attainment and economic growth in Albania. This research analyses how educational opportunities contribute to Albania’s economic growth via the use of empirical data. Additionally, it examines the relationship between education and economic development in Albania. Using general economic theory as a starting point, this study analyses some of the potential implications for Albanian economic and educational policy. By stimulating technological innovation and boosting capital and labor productivity, education expenditure increases the economy’s revenue. Using statistical analysis, empirical research attempts to ascertain the true causal effect of educational and training quality on individual salaries, firm profitability, and the economy as a whole. The results suggest that education may be a critical factor in Albania’s long-term economic growth, making it a critical component of the country’s economic strategy. According to the study’s results, the government and private sector should collaborate to improve education quality via public-private partnerships. The impact of education on economic development and its relationship is portrayed in this study since it should be a primary goal of policymakers.
本研究的目的是检视阿尔巴尼亚受教育程度与经济成长之间的关系。本研究通过使用实证数据分析了教育机会对阿尔巴尼亚经济增长的贡献。此外,它还审查了阿尔巴尼亚教育与经济发展之间的关系。本研究以一般经济理论为出发点,分析了对阿尔巴尼亚经济和教育政策的一些潜在影响。教育支出通过刺激技术创新,提高资本和劳动生产率,增加经济收入。通过统计分析,实证研究试图确定教育和培训质量对个人工资、企业盈利能力和整个经济的真正因果关系。结果表明,教育可能是阿尔巴尼亚长期经济增长的关键因素,使其成为该国经济战略的关键组成部分。根据研究结果,政府和私营部门应通过公私伙伴关系合作提高教育质量。教育对经济发展的影响及其关系在本研究中被描绘出来,因为它应该是政策制定者的主要目标。
{"title":"Relationship between education and economic growth","authors":"Emirgena Nikolli, Elona Shehu","doi":"10.58944/uqli8167","DOIUrl":"https://doi.org/10.58944/uqli8167","url":null,"abstract":"The purpose of this research is to examine the relationship between educational attainment and economic growth in Albania. This research analyses how educational opportunities contribute to Albania’s economic growth via the use of empirical data. Additionally, it examines the relationship between education and economic development in Albania. Using general economic theory as a starting point, this study analyses some of the potential implications for Albanian economic and educational policy. By stimulating technological innovation and boosting capital and labor productivity, education expenditure increases the economy’s revenue. Using statistical analysis, empirical research attempts to ascertain the true causal effect of educational and training quality on individual salaries, firm profitability, and the economy as a whole. The results suggest that education may be a critical factor in Albania’s long-term economic growth, making it a critical component of the country’s economic strategy. According to the study’s results, the government and private sector should collaborate to improve education quality via public-private partnerships. The impact of education on economic development and its relationship is portrayed in this study since it should be a primary goal of policymakers.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"54 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81201450","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Challenges of agricultural insurance development in Albania 阿尔巴尼亚农业保险发展面临的挑战
IF 1.4 Q3 ECONOMICS Pub Date : 2022-01-01 DOI: 10.58944/qocp5468
Grisejda Myslimi, Emirgena Nikolli, Joana Shima
Agricultural production is exposed to natural risks that cannot be prevented and lead not only to production losses but also to a decrease in farmers’ income.As a result of these risks, farmers often do not have the opportunity to pay their loans. Against risky borrowers, credit institutions refuse to give loans. Under these conditions, the government must intervene in risk management, trying to reduce these negative effects. The provision of agricultural products as one of the most important instruments for the financial support of this sector will be the focus of this paper. Agricultural insurance provides compensation for economic losses resulting from unfavorable natural phenomena, contributing to the reduction of poverty. Without adequate insurance, lenders would not provide farmers with insurance policies. Agricultural insurance is a tool that helps farmers to predict the future, to protect the business from unforeseen events, supply and demand fluctuations or various operational challenges. In the case of developing countries such as Albania, these markets are not developed. A main problem in the development of these markets is the lack of demand due to unaffordable prices for farmers. One of the biggest challenges of the agricultural insurance industry is not only providing the right insurance product, but also helping agricultural sector in improving risk management practices to increase production. As Hazell (2009) puts it, many agricultural risks cannot be insured on a financially sound basis, but there is scope for increased insurance of farm assets, of the life and health of rural people, and of some specific perils that affect crop and livestock yields. Such insurance could be efficiently provided by the private sector if governments were to remove some of the important constraints impinging on commercial insurers. The greatest challenge is to find ways of insuring low-income rural households against natural hazards on a financially sound basis.
农业生产面临不可预防的自然风险,不仅造成生产损失,而且导致农民收入减少。由于这些风险,农民往往没有机会偿还贷款。对于风险较高的借款人,信贷机构拒绝发放贷款。在这种情况下,政府必须干预风险管理,试图减少这些负面影响。提供农产品作为金融支持农业部门最重要的工具之一将是本文的重点。农业保险为不利自然现象造成的经济损失提供赔偿,有助于减少贫困。如果没有足够的保险,贷款机构就不会向农民提供保单。农业保险是一种帮助农民预测未来、保护企业免受不可预见事件、供需波动或各种经营挑战影响的工具。就阿尔巴尼亚等发展中国家而言,这些市场并不发达。发展这些市场的一个主要问题是由于农民负担不起价格而导致需求不足。农业保险业面临的最大挑战之一是不仅要提供合适的保险产品,还要帮助农业部门改进风险管理做法,以提高产量。正如Hazell(2009)所指出的,许多农业风险不能在财务健全的基础上投保,但对农场资产、农村人口的生命和健康以及影响作物和牲畜产量的某些特定风险进行增加保险是有余地的。如果政府能够消除影响商业保险公司的一些重要限制,私营部门就可以有效地提供这种保险。最大的挑战是找到在财政健全的基础上为低收入农村家庭提供自然灾害保险的方法。
{"title":"Challenges of agricultural insurance development in Albania","authors":"Grisejda Myslimi, Emirgena Nikolli, Joana Shima","doi":"10.58944/qocp5468","DOIUrl":"https://doi.org/10.58944/qocp5468","url":null,"abstract":"Agricultural production is exposed to natural risks that cannot be prevented and lead not only to production losses but also to a decrease in farmers’ income.As a result of these risks, farmers often do not have the opportunity to pay their loans. Against risky borrowers, credit institutions refuse to give loans. Under these conditions, the government must intervene in risk management, trying to reduce these negative effects. The provision of agricultural products as one of the most important instruments for the financial support of this sector will be the focus of this paper. Agricultural insurance provides compensation for economic losses resulting from unfavorable natural phenomena, contributing to the reduction of poverty. Without adequate insurance, lenders would not provide farmers with insurance policies. Agricultural insurance is a tool that helps farmers to predict the future, to protect the business from unforeseen events, supply and demand fluctuations or various operational challenges. In the case of developing countries such as Albania, these markets are not developed. A main problem in the development of these markets is the lack of demand due to unaffordable prices for farmers. One of the biggest challenges of the agricultural insurance industry is not only providing the right insurance product, but also helping agricultural sector in improving risk management practices to increase production. As Hazell (2009) puts it, many agricultural risks cannot be insured on a financially sound basis, but there is scope for increased insurance of farm assets, of the life and health of rural people, and of some specific perils that affect crop and livestock yields. Such insurance could be efficiently provided by the private sector if governments were to remove some of the important constraints impinging on commercial insurers. The greatest challenge is to find ways of insuring low-income rural households against natural hazards on a financially sound basis.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":"6 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84968366","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Narrative Economics perspective on modeling national innovation system 叙事经济学视角下的国家创新体系建模
IF 1.4 Q3 ECONOMICS Pub Date : 2021-12-25 DOI: 10.18522/2073-6606-2021-19-4-36-50
V. Volchik, E. Maslyukova
Мы применяем методологию нарративной экономики к исследованию российской инновационной системы. Наш метод включает пять этапов: 1) определение круга значимых и влиятельных в плане воздействия на социальные процессы источников, содержащих нарративы; 2) идентификация релевантных нарративов, подлежащих качественному и количественному анализу; 3) выявление степени вирусности и влиятельности нарративов и их связи со значимыми правилами и институтами; 4) выделение и систематизация проблемных ситуаций, связанных с темой исследования и распространением соответствующих нарративов; 5) оценка влияния нарративов, идей, правил и институтов на развитие той или иной проблемной ситуации. Ментальные карты, составленные в результате обзора статей по методу совпадений (сo-occurrence), показали три тематических области, связанные с нарративной экономикой: финансовые рынки; институциональная структура экономики; образование и наука. Мы классифицировали нарративы: a) как источники качественных данных о поведенческих паттернах в определённых социальных контекстах и b) как упрощенные модели, связанные с той или иной научной традицией. В результате анализа отобранных нарративов обозначены шесть центральных проблем, характеризующих российскую инновационную систему: государственное управление инновационной деятельностью; выбор тематики и направлений исследований; спрос на инновации; институциональная структура и конкурентная среда для инноваций; кадры для исследовательской и инновационной деятельности; интеллектуальная собственность. Определены два подхода к использованию нарративов наряду с формальным моделированием. В рамках подхода ex ante формулируются априорные предположения на основе анализа нарративов и выделения значимых проблемных ситуаций, затем проводится моделирование. В рамках подхода ex post нарративный анализ охватывает проблемную область и выводы, полученные на основе моделирования. С помощью нарративов мы дополняем объяснительные гипотезы в плане интерпретации моделируемой ситуации с учетом правил, норм и ценностей, которые акторы считают значимыми при осуществлении выбора.
我们将叙事经济学方法论应用于俄罗斯创新体系的研究。我们的方法分为五个阶段:1)确定一系列有意义和有影响力的叙事来源对社会进程的影响;2)确定需要定性和定量分析的相关叙事;3)确定叙事的病毒性和影响程度及其与有意义的规则和制度的关系;4)与研究主题和相关叙事的传播有关的问题情况的识别和系统化;5)评估叙事、思想、规则和制度对特定问题发展的影响。通过对相关文章的回顾,心理地图揭示了与叙事经济学相关的三个主题领域:金融市场;经济体制结构;教育和科学。我们将叙事归类为(a)特定社会背景下行为模式的定性数据来源;(b)与特定科学传统相关的简化模型。通过对选定叙事的分析,确定了俄罗斯创新体系的六个核心问题:国家创新活动管理;选择主题和研究方向;创新需求;创新的体制结构和竞争环境;研究和创新人员;知识产权。本文确定了使用叙事和形式建模的两种方法。先验方法在分析叙事和突出重要问题的基础上提出先验假设,然后进行建模。在事后方法中,叙述性分析涵盖了问题领域和模拟结果。在叙事的帮助下,我们补充了解释性假设,以解释模拟情况,同时考虑到参与者认为在实施选择时相关的规则、规范和价值观。
{"title":"Narrative Economics perspective on modeling national innovation system","authors":"V. Volchik, E. Maslyukova","doi":"10.18522/2073-6606-2021-19-4-36-50","DOIUrl":"https://doi.org/10.18522/2073-6606-2021-19-4-36-50","url":null,"abstract":"Мы применяем методологию нарративной экономики к исследованию российской инновационной системы. Наш метод включает пять этапов: 1) определение круга значимых и влиятельных в плане воздействия на социальные процессы источников, содержащих нарративы; 2) идентификация релевантных нарративов, подлежащих качественному и количественному анализу; 3) выявление степени вирусности и влиятельности нарративов и их связи со значимыми правилами и институтами; 4) выделение и систематизация проблемных ситуаций, связанных с темой исследования и распространением соответствующих нарративов; 5) оценка влияния нарративов, идей, правил и институтов на развитие той или иной проблемной ситуации. Ментальные карты, составленные в результате обзора статей по методу совпадений (сo-occurrence), показали три тематических области, связанные с нарративной экономикой: финансовые рынки; институциональная структура экономики; образование и наука. Мы классифицировали нарративы: a) как источники качественных данных о поведенческих паттернах в определённых социальных контекстах и b) как упрощенные модели, связанные с той или иной научной традицией. В результате анализа отобранных нарративов обозначены шесть центральных проблем, характеризующих российскую инновационную систему: государственное управление инновационной деятельностью; выбор тематики и направлений исследований; спрос на инновации; институциональная структура и конкурентная среда для инноваций; кадры для исследовательской и инновационной деятельности; интеллектуальная собственность. Определены два подхода к использованию нарративов наряду с формальным моделированием. В рамках подхода ex ante формулируются априорные предположения на основе анализа нарративов и выделения значимых проблемных ситуаций, затем проводится моделирование. В рамках подхода ex post нарративный анализ охватывает проблемную область и выводы, полученные на основе моделирования. С помощью нарративов мы дополняем объяснительные гипотезы в плане интерпретации моделируемой ситуации с учетом правил, норм и ценностей, которые акторы считают значимыми при осуществлении выбора.","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":" ","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49295600","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Economic and institutional aspects of wine consumption in the context of globalization and climate change in Europe and Russia 经济和制度方面的葡萄酒消费在全球化和气候变化的背景下,在欧洲和俄罗斯
IF 1.4 Q3 ECONOMICS Pub Date : 2021-12-25 DOI: 10.18522/2073-6606-2021-19-4-127-140
M. Navrátilová, Markéta Beranová, Lucie Severová
{"title":"Economic and institutional aspects of wine consumption in the context of globalization and climate change in Europe and Russia","authors":"M. Navrátilová, Markéta Beranová, Lucie Severová","doi":"10.18522/2073-6606-2021-19-4-127-140","DOIUrl":"https://doi.org/10.18522/2073-6606-2021-19-4-127-140","url":null,"abstract":"","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":" ","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41656353","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Ecosystem banks: Forms, risks and methods of regulation 生态银行:监管的形式、风险与方法
IF 1.4 Q3 ECONOMICS Pub Date : 2021-12-25 DOI: 10.18522/2073-6606-2021-19-4-51-65
Sergey V. Andryushin, R. Grigoryev
{"title":"Ecosystem banks: Forms, risks and methods of regulation","authors":"Sergey V. Andryushin, R. Grigoryev","doi":"10.18522/2073-6606-2021-19-4-51-65","DOIUrl":"https://doi.org/10.18522/2073-6606-2021-19-4-51-65","url":null,"abstract":"","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":" ","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46774555","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Gift exchange and critique of capitalism: From Sieber to Graeber 礼物交换与资本主义批判:从西伯到格雷伯
IF 1.4 Q3 ECONOMICS Pub Date : 2021-12-25 DOI: 10.18522/2073-6606-2021-19-4-66-76
Danila E. Raskov, Pavel Tereshchenko
{"title":"Gift exchange and critique of capitalism: From Sieber to Graeber","authors":"Danila E. Raskov, Pavel Tereshchenko","doi":"10.18522/2073-6606-2021-19-4-66-76","DOIUrl":"https://doi.org/10.18522/2073-6606-2021-19-4-66-76","url":null,"abstract":"","PeriodicalId":44272,"journal":{"name":"Terra Economicus","volume":" ","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43646821","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
Terra Economicus
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:604180095
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1