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The causal effects of mandatory health insurance coverage expansion in Switzerland. 瑞士强制性医疗保险覆盖面扩大的因果效应。
IF 1.7 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-06-01 Epub Date: 2025-05-16 DOI: 10.1007/s10754-025-09396-5
Boris Kaiser, Andreas Kohler, Christian P R Schmid

The expansion of public health insurance programs affects payers as well as the behavior of service providers. In this paper, we study the expansion of Swiss mandatory health insurance in 2012 to include complementary and alternative medicine physician services. The policy change provides a quasi-experimental design that allows us to estimate the causal effects on the payer and physician behavior using a difference-in-differences framework. First, we find that from the payer's perspective, expanding coverage to complementary and alternative medicine increases physician costs per patient by about 7 percent. Second, we find that the increase in physician service costs per patient in mandatory health insurance is almost exactly offset by a decrease in supplementary health insurance costs. Thus, suggesting that the behavior of physicians was unchanged by the coverage expansion.

公共健康保险计划的扩大不仅影响到服务提供者的行为,也影响到付款人。在本文中,我们研究了2012年瑞士强制性健康保险的扩展,以包括补充和替代医学医生服务。政策变化提供了一种准实验设计,允许我们使用差异中的差异框架来估计对付款人和医生行为的因果影响。首先,我们发现从付款人的角度来看,扩大补充和替代医学的覆盖范围会使每位患者的医生费用增加约7%。其次,我们发现强制性健康保险中每位患者的医生服务费用的增加几乎完全被补充健康保险费用的减少所抵消。因此,这表明医生的行为是不变的,覆盖范围的扩大。
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引用次数: 0
Baumol's cost disease in acute versus long-term care: Do the differences loom large? 鲍莫尔病在急性和长期护理中的成本:差异会很大吗?
IF 1.7 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-06-01 Epub Date: 2025-02-24 DOI: 10.1007/s10754-025-09392-9
Kaan Celebi, Jochen Hartwig, Anna Pauliina Sandqvist

Baumol's (Am Econ Rev 57: 415-426, 1967) model of 'unbalanced growth' yields a supply-side explanation for the 'cost explosion' in health care. Applying a testing strategy suggested by Hartwig (J Health Econ 27: 603-623, 2008), a sprawling literature affirms that the 'Baumol effect' has both a statistically and economically significant impact on health care expenditure growth. Skeptics maintain, however, that the proliferation of hi-tech medicine in acute care is clearly at odds with the assumption underlying Baumol's model that productivity-enhancing machinery and equipment is only installed in the 'progressive' (i.e. manufacturing) sector of the economy. They argue that Baumol's cost disease may affect long-term care, but not acute care. Our aim in this paper is to test whether Baumol's cost disease affects long-term care and acute care differently. Our testing strategy consists in combining Extreme Bounds Analysis (EBA) with an outlier-robust MM estimator. Using panel data for 23 OECD countries, our results provide robust and statistically significant evidence that expenditures on both acute care and long-term care are driven by Baumol's cost disease, even though the effect on long-term care expenditures is more pronounced.

Baumol的(Am Econ Rev 57: 415-426, 1967)“不平衡增长”模型从供给方面解释了医疗保健中的“成本爆炸”。运用Hartwig提出的测试策略(J Health economics 27: 603- 623,2008),大量文献证实“鲍莫尔效应”对医疗保健支出增长具有统计和经济上的重大影响。然而,持怀疑态度的人认为,高科技药物在急症护理领域的扩散显然与鲍莫尔模型的基本假设不符,鲍莫尔模型认为,提高生产率的机器和设备只安装在经济的“进步”(即制造业)部门。他们认为,鲍莫尔的成本疾病可能会影响长期护理,但不会影响急性护理。本文的目的是检验鲍莫尔成本病对长期护理和急性护理的影响是否不同。我们的测试策略包括将极限界分析(EBA)与离群鲁棒MM估计器相结合。使用23个经合组织国家的面板数据,我们的结果提供了强有力的和统计上显著的证据,表明急性护理和长期护理的支出都是由鲍莫尔成本病驱动的,尽管对长期护理支出的影响更为明显。
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引用次数: 0
Informal and formal long-term care utilization and unmet needs in Europe: examining socioeconomic disparities and the role of social policies for older adults. 欧洲非正规和正规长期护理的使用情况和未满足的需求:研究社会经济差异和老年人社会政策的作用。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-05-21 DOI: 10.1007/s10754-024-09378-z
Viktoria Szenkurök, Daniela Weber, Marcel Bilger

The rising number of older adults with limitations in their daily activities has major implications for the demands placed on long-term care (LTC) systems across Europe. Recognizing that demand can be both constrained and encouraged by individual and country-specific factors, this study explains the uptake of home-based long-term care in 18 European countries with LTC policies and pension generosity along with individual factors such as socioeconomic status. Using data from the Survey of Health, Ageing and Retirement in Europe conducted in 2019, we apply a two-part multilevel model to assess if disparities in use of LTC are driven by disparities in needs or disparities in use of care when in need. While individual characteristics largely affect the use of care through its association with disparities in need, country-level characteristics are important for the use of care when in need. In particular, the better health of wealthier and more educated individuals makes them less likely to use any type of home-based personal care. At the country level, results show that the absence of a means-tested benefit scheme and the availability of cash-for-care benefits (as opposed to in-kind) are strongly associated with the use of formal care, whether it is mixed (with informal care) or exclusive. LTC policies are, however, shown to be insufficient to significantly reduce unmet needs for personal care. Conversely, generous pensions are significantly associated with lower unmet needs, underscoring the importance of considering the likely adverse effects of future pension reforms.

日常活动受限的老年人数量不断增加,这对欧洲各国长期护理(LTC)系统的需求产生了重大影响。本研究认识到需求既可能受到个人和国家特定因素的限制,也可能受到这些因素的鼓励,因此解释了 18 个欧洲国家的长期护理政策和养老金慷慨程度以及社会经济地位等个人因素对居家长期护理的吸收情况。利用 2019 年进行的欧洲健康、老龄化和退休调查的数据,我们采用了一个由两部分组成的多层次模型,以评估使用长期护理服务的差异是由需求差异还是由需要护理时使用护理服务的差异造成的。个人特征在很大程度上通过与需求差异的关联影响护理的使用,而国家层面的特征则对有需求时护理的使用非常重要。特别是,较富裕和受教育程度较高的人健康状况较好,这使得他们不太可能使用任何类型的家庭个人护理。在国家层面,结果表明,没有经济情况调查福利计划和有无现金护理福利(而不是实物福利)与使用正规护理密切相关,无论是混合使用(与非正规护理一起使用)还是完全使用。然而,长期护理政策不足以显著减少未得到满足的个人护理需求。相反,慷慨的养老金与较低的未满足需求密切相关,这强调了考虑未来养老金改革可能产生的不利影响的重要性。
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引用次数: 0
The pharmaceutical distributors' efficiency in Italy: an assessment of the impact of the 2010 reimbursable drug pricing reform. 意大利药品分销商的效率:2010 年有偿药品定价改革的影响评估。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-11-08 DOI: 10.1007/s10754-024-09387-y
Giorgio Matteucci, Daniele De Santis

To assess the impact on pharmaceutical wholesalers' financial viability and efficiency of the reform of the wholesalers' and pharmacies' margins on reimbursable drugs enacted in 2010 that halved the distributors' margins. We perform a stochastic frontier analysis on a large original dataset comprising financial and production data from 2009, a year prior to the reform, to 2019 gathered in order to assess the impact of the reform on firms' profitability and efficiency. The implemented policies have not been successful in fostering the development of a more efficient market that would ultimately benefit social welfare. Overall, our findings indicate that bigger firms lag behind their smaller counterparts in terms of efficiency, even in the long run. Our findings also suggest that an efficient pharmaceutical wholesaler is currently unable to generate normal profit from the distribution of reimbursable drugs. Compared to the other European countries, that seem to have a cost oriented approach, Italy provides one of the lowest margins to pharmaceutical wholesalers without properly considering the costs of the drugs' distribution. A new regulatory approach to wholesaling margins is needed in order to improve efficiency and welfare.

为了评估 2010 年颁布的批发商和药店可报销药品利润减半改革对药品批发商的财务可行性和效率的影响。我们对一个大型原始数据集进行了随机前沿分析,该数据集包括从 2009 年(改革前一年)到 2019 年收集的财务和生产数据,以评估改革对企业盈利能力和效率的影响。已实施的政策未能成功促进更有效率的市场发展,从而最终惠及社会福利。总体而言,我们的研究结果表明,规模较大的企业在效率方面落后于规模较小的企业,即使从长远来看也是如此。我们的研究结果还表明,高效率的药品批发商目前无法从可报销药品的分销中获得正常利润。与其他似乎以成本为导向的欧洲国家相比,意大利是为药品批发商提供最低利润的国家之一,却没有适当考虑药品分销的成本。为了提高效率和福利,需要对批发利润采取新的监管方法。
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引用次数: 0
Do depressive symptoms influence nonattendance at work? A semiparametric approach. 抑郁症状会影响旷工吗?半参数方法。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2025-03-04 DOI: 10.1007/s10754-025-09389-4
Patricia Moreno-Mencia, Ana Fernández-Sainz, Juan M Rodríguez-Póo

Depression is a common disorder that impacts on individuals' ability to perform daily activities, including those required for working. People with poor health tend to have problems needing medical care and therefore need time away from their work. This paper considers a structural model of labor absenteeism, considering the effect of depression. Our objective is to estimate the effects that depressive symptoms (among other factors) have on absenteeism while avoiding inconsistency in estimators due to sample selection and endogenous regressor. We are unwilling to impose strong assumptions, which are sometimes not required by theory, so our model is semiparametric. Based on microdata from the European Health Survey in Spain, our results indicate that depressive symptoms have a negative effect on working time and increase absenteeism. We conclude that depressed workers lose on average around 12 more days per year than non depressed ones. Levels of absenteeism are also estimated to be higher on average among obese people and among older people (the effect of age is positive). On the other hand, non-college education, being male and being self-employed are factors related to lower levels of absenteeism.

抑郁症是一种常见的疾病,它会影响个人进行日常活动的能力,包括工作所需的能力。健康状况不佳的人往往需要医疗保健,因此需要远离工作的时间。考虑到经济萧条的影响,本文提出了一个劳动缺勤的结构模型。我们的目标是估计抑郁症状(以及其他因素)对缺勤的影响,同时避免由于样本选择和内源性回归而导致估计量不一致。我们不愿意强加强大的假设,这有时不是理论所需要的,所以我们的模型是半参数的。根据西班牙欧洲健康调查的微观数据,我们的结果表明,抑郁症状对工作时间有负面影响,并增加了缺勤率。我们得出的结论是,抑郁的员工平均每年比不抑郁的员工多损失12天的时间。据估计,肥胖者和老年人的平均缺勤率也更高(年龄的影响是积极的)。另一方面,未受过大学教育、是男性和自谋职业是与较低缺勤率有关的因素。
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引用次数: 0
Feeling discriminated means poor self-perceived health: a gender analysis using SHARE. 感觉受歧视意味着自我感觉健康不佳:利用 SHARE 进行的性别分析。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-09-26 DOI: 10.1007/s10754-024-09383-2
Sara Pinillos-Franco, David Cantarero-Prieto, Javier Lera

Most part of the literature has highlighted the detrimental effects of discrimination on health. However, the influence of past and perceived discrimination on older workers' self-assessed health has been understudied. Firstly, we aim at studying whether reported discrimination is associated with self-assessed health among adults of working ages (50-65 years of age). Secondly, we analyze the existence of differences by gender. Data was retrieved from the seventh wave of the Survey of Health, Ageing and Retirement in Europe (SHARE) to obtain the regular panel of questions, and the third and seventh waves of the SHARELIFE questionnaire, that includes information about discrimination (n = 30,019). We develop logistic regression models to determine the relationship of discrimination on male and female workers' self-assessed health separately. Our results show that 49.0% of our sample was composed of highly discriminated women, while the remaining percentage covered men and women (42.3% males and 8.7% females) that reported lower levels of discrimination. Our estimations reveal a significant association between discrimination and poor health status, especially in the case of men ranging from OR = 1.802 (95% CI 1.502-2.163) to OR = 1.565 (95% CI 1.282-1.910). In the case of women our results range from OR = 1.728 (95% CI 1.463-2.040) to OR = 1.196 (95% CI 0.992-1.442). These findings are essential to highlight the importance of tackling discrimination as a determinant of health that negatively affects both sexes, men and women.

大部分文献都强调了歧视对健康的不利影响。然而,过去和感知到的歧视对老年工人自我评估健康状况的影响还没有得到充分研究。首先,我们旨在研究报告的歧视是否与工作年龄的成年人(50-65 岁)的自我健康评估有关。其次,我们分析了性别差异的存在。我们从 "欧洲健康、老龄和退休调查"(SHARE)第七次调查中获取数据,以获得常规问题面板,以及包含歧视信息的 "SHARELIFE "问卷第三和第七次调查(n = 30,019)。我们分别建立了逻辑回归模型,以确定歧视与男性和女性工人自我评估的健康状况之间的关系。我们的结果显示,49.0% 的样本由高度受歧视的女性组成,而其余比例则涵盖了报告受歧视程度较低的男性和女性(男性占 42.3%,女性占 8.7%)。我们的估计结果表明,歧视与健康状况不良之间存在显著关联,尤其是男性,从 OR = 1.802(95% CI 1.502-2.163)到 OR = 1.565(95% CI 1.282-1.910)不等。就女性而言,我们的结果从 OR = 1.728(95% CI 1.463-2.040)到 OR = 1.196(95% CI 0.992-1.442)不等。这些研究结果对于强调解决歧视问题的重要性至关重要,因为歧视是影响男女健康的一个决定因素。
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引用次数: 0
Equity and efficiency effects of flat premiums. 统一保费的公平和效率效应。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-12-19 DOI: 10.1007/s10754-024-09388-x
Cristian Pardo, Jorge Sabat

This paper analyzes the impact of flat premiums on equity and efficiency within a regulated market. We examine the consequences of shifting from a risk-adjusted premium model to a flat premium system, particularly focusing on how this shift affects different income groups and market efficiency. Using a combination of theoretical modeling and empirical analysis, we find that flat premiums may lead to increased cross-subsidization among participants, with notable effects on both equity and efficiency. Our results suggest that while flat premiums simplify the regulatory framework, they also introduce trade-offs that policymakers must carefully consider.

本文分析了在一个受监管的市场中,固定保费对股权和效率的影响。我们研究了从风险调整保费模型转向统一保费系统的后果,特别关注这种转变如何影响不同的收入群体和市场效率。通过理论建模和实证分析相结合的方法,我们发现,保费持平可能导致参与者之间的交叉补贴增加,对公平和效率都有显著影响。我们的研究结果表明,虽然统一保费简化了监管框架,但它们也引入了决策者必须仔细考虑的权衡。
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引用次数: 0
Vaccination strategies for different contact patterns: weighing epidemiological against economic outcomes. 针对不同接触模式的疫苗接种策略:权衡流行病学和经济结果。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-09-24 DOI: 10.1007/s10754-024-09384-1
Rikard Forslid, Mathias Herzing

The aim of this paper is to shed light on the economic and epidemiological trade-offs that emerge when choosing between different vaccination strategies. For that purpose we employ a setting with three age groups that differ with respect to their fatality rates. The model also accounts for heterogeneity in the transmission rates between and within these age groups. We compare the results for two different contact patterns, in terms of the total number of deceased, the total number of infected, the peak infection rate and the economic gains from different vaccination strategies. We find that fatalities are minimized by first vaccinating the elderly, except when vaccination is slow and the general transmission rate is relatively low. In this case deaths are minimized by first vaccinating the group that is mainly responsible for spreading of the virus. With regard to the other outcome variables it is best to vaccinate the group that drives the pandemic first. A trade-off may therefore emerge between reducing fatalities on the one hand and lowering the number of infected as well as maximizing the economic gains from vaccinations on the other hand.

本文旨在阐明在选择不同疫苗接种策略时出现的经济和流行病学权衡问题。为此,我们采用了三个年龄组的模型,这三个年龄组的死亡率各不相同。该模型还考虑了这些年龄组之间和内部传播率的异质性。我们比较了两种不同接触模式下的结果,包括死亡总人数、感染总人数、峰值感染率以及不同疫苗接种策略带来的经济收益。我们发现,首先为老年人接种疫苗可将死亡人数降至最低,除非疫苗接种速度较慢且总体传播率相对较低。在这种情况下,首先为主要负责传播病毒的人群接种疫苗可将死亡人数降至最低。就其他结果变量而言,最好是首先为造成大流行的群体接种疫苗。因此,一方面要减少死亡人数,另一方面要降低感染人数,还要最大限度地提高疫苗接种的经济收益,这两者之间可能会出现权衡。
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引用次数: 0
The effect of the exit of an insurer, due to government liquidation, on access to health care: evidence from Colombia. 政府清算导致保险公司退出对获得医疗服务的影响:来自哥伦比亚的证据。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2025-03-01 Epub Date: 2024-07-13 DOI: 10.1007/s10754-024-09381-4
Cindy Chamorro, Manuel Fernández, Oscar Espinosa

Our study evaluates the liquidation effect of a health insurer from a subsidized scheme, with the largest number of members in Colombia, on restrictions to future access to user care. Based on the information regarding complaints and judicial claims about healthcare, the effect of this government decision is estimated using a dynamic econometric model of differences in differences. Our results suggest that the liquidation of the Health-Promoting Entity (EPS, its acronym in Spanish) CAPRECOM has a negative effect, specifically, it led to an increase of 0.32 and 0.21 in complaints rates per 1,000 members in the receiving EPSs during the first and second quarters after the intervention, respectively. However, this effect does not persist over time and becomes diluted in the following quarters. There is no evidence of a relationship between the magnitude of the effect and the EPSs performance ranking. Additionally, we do not find significant effects on judicial claims. Our results are important concerning the design and implementation of public policies for EPSs liquidation. We demonstrate the necessity of implementing actions to incorporate guidelines and strategic plans during the transition period. Such actions would enable safeguarding the right to health for the affected population in a liquidation insurer case.

我们的研究评估了一家来自补贴计划的医疗保险公司的清算效应,该公司是哥伦比亚会员人数最多的医疗保险公司,其清算对未来获得用户医疗服务的限制产生了影响。根据有关医疗保健的投诉和司法索赔信息,我们使用差异动态计量经济模型估算了这一政府决策的影响。我们的结果表明,清算健康促进实体(EPS,西班牙语缩写)CAPRECOM 具有负面影响,具体而言,在干预后的第一和第二季度,清算导致接受清算的健康促进实体每千名成员的投诉率分别增加了 0.32 和 0.21。然而,这种效果并没有随着时间的推移而持续,而是在随后的季度中逐渐减弱。没有证据表明效果的大小与易辦事的业绩排名之间存在关系。此外,我们也没有发现对司法索赔的重大影响。我们的研究结果对于设计和实施 EPS 清盘的公共政策具有重要意义。我们证明有必要在过渡期内采取行动,纳入指导方针和战略计划。这些行动将有助于在清算保险公司的情况下保障受影响人口的健康权。
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引用次数: 0
Estimating price elasticities of demand for pain relief drugs: evidence from Medicare Part D. 估计止痛药物需求的价格弹性:来自医疗保险 D 部分的证据。
IF 1.5 4区 经济学 Q3 BUSINESS, FINANCE Pub Date : 2024-12-01 Epub Date: 2024-08-02 DOI: 10.1007/s10754-024-09382-3
Aparna Soni

Overdose deaths from prescription opioids remain elevated, and policymakers seek solutions to curb opioid misuse. Recent proposals call for price-based solutions, such as opioid taxes and removal of opioids from insurance formularies. However, there is limited evidence on how opioid consumption responds to price stimuli. This study addresses that gap by estimating the effects of prices on the utilization of opioids, as well as other prescription painkillers. I use nationally representative individual-level data on prescription drug purchases and exploit the introduction of Medicare Part D in 2006 as an exogenous change in out-of-pocket drug prices. I find that new users have a relatively high price elasticity of demand for prescription opioids, and that consumers treat over-the-counter painkillers as substitutes for prescription painkillers. My results suggest that increasing out-of-pocket prices of opioids, through formulary design or taxes, may be effective in reducing new opioid use.

处方阿片类药物过量导致的死亡人数仍然居高不下,政策制定者正在寻求遏制阿片类药物滥用的解决方案。最近的提案呼吁采取基于价格的解决方案,如征收阿片类药物税和将阿片类药物从保险目录中删除。然而,关于阿片类药物消费如何对价格刺激做出反应的证据却很有限。本研究通过估算价格对阿片类药物以及其他处方止痛药使用的影响,弥补了这一空白。我使用了具有全国代表性的个人处方药购买数据,并利用 2006 年医疗保险 D 部分的推出作为自付药价的外生变化。我发现,新用户对处方阿片类药物的需求价格弹性相对较高,消费者将非处方止痛药视为处方止痛药的替代品。我的研究结果表明,通过处方设计或税收来提高阿片类药物的自付价格,可能会有效减少阿片类药物的新增使用。
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引用次数: 0
期刊
International Journal of Health Economics and Management
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