Innovations in Systems and Software Engineering最新文献

In the current business scenario, real-time analysis of enterprise data through Business Intelligence (BI) is crucial for supporting operational activities and taking any strategic decision. The automated ETL (extraction, transformation, and load) process ensures data ingestion into the data warehouse in near real-time, and insights are generated through the BI process based on real-time data. In this paper, we have concentrated on automated credit risk assessment in the financial domain based on the machine learning approach. The machine learning-based classification techniques can furnish a self-regulating process to categorize data. Establishing an automated credit decision-making system helps the lending institution to manage the risks, increase operational efficiency and comply with regulators. In this paper, an empirical approach is taken for credit risk assessment using logistic regression and neural network classification method in compliance with Basel II standards. Here, Basel II standards are adopted to calculate the expected loss. The required data integration for building machine learning models is done through an automated ETL process. We have concluded this research work by evaluating this new methodology for credit risk assessment.

COVID-19 has brought distress among people as pandemic has impacted the globe not only economically or physically, but also psychologically by degrading their mental health. Several research were done in the past which tried to capture these issues but post-covid situation needs to be critically handled and analyzed so that corrective measures for cure and support can be taken. The current work is an attempt to observe the mental health issues (anxiety and depression) that occurred during the lockdown by combining a few pre-designed questionnaires. The online survey included 244 respondents (females = 126, males = 118) and when we thoroughly examined gender, age group, and occupational activity as three main factors, the results showed that female students aged 21-35 were affected more than male students of the same age group. In this study, we used a 4-item Geriatric Depression Scale (GDS-4) as a depression screening instrument and discovered that 225 out of total respondents were depressed. Using the Generalized Anxiety Disorder (GAD-7), a self-administered anxiety tool, we found 103 responders with mild, 87 with moderate, 12 with severe, and 42 with no anxiety symptoms. Patient Health Questionnaire (PHQ-9) showed the symptoms of mental disorders where 68 individuals had mild, 85 had moderate, 37 had moderately severe, 12 had severe, and 42 had no symptoms. With the help of multiple linear regression analysis, demographic data were evaluated, and later results were compared between GDS-4, GAD-7, and PHQ-9 using correlation coefficients. This will help practitioners and individuals to focus on their physiological health and adopt diagnostic measures.

Coronavirus disease 2019 (Covid-19) is a contiguous disease which affected a large volume of population with a high mortality rate across the globe. For dealing with the recent spread of COVID-19, one of the prime measures was to vaccinate people in full extent. People across the globe have diverse opinion regarding the vaccination process, its side effect and effectiveness. Such opinions get located into different micro-blogging sites including twitter. Opinion mining through analyzing public sentiments of such micro-blogs is a common method for detection of public responses. This paper focuses on classifying the public opinions expressed related to COVID-19 vaccination at sub topic level. The procedure tries to find out different keywords regarding positive, negative and neutral sentences. From those keywords, different related query set was constructed using Rocchio query expansion algorithm for positive, negative and neutral sentiments. Later Extended query set is used to form subtopic using LDA algorithm to identify the nature of the tweets. The proposed LDA model came across with 0.56 coherence score with twenty subtopics, which is fair enough to classify the tweets in different classes. This trained model is finally used to classify the tweets in real time with Apache Kafka framework regarding different subtopic based on positive, negative or neutral sentiment.