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Industry 4.0-based enterprise information system for P2P lending 基于行业4.0的P2P借贷企业信息系统
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-08-05 DOI: 10.1108/jstpm-06-2020-0093
K. S. Musti, N. Baporikar
PurposeThis study aims to deliberate and illustrate the overall peer-to-peer (P2P) business process, user requirements and design considerations under Industry 4.0 based on enterprise information system for P2P lending.Design/methodology/approachExploratory approach with a systematic literature review and content analysis method.FindingsP2P lending uses different credit audition methods and relies on information available in the system and the decision model. So IT techniques, for example, big data analysis and data mining, on credit audition are key points in P2P lending but the application of Industry 4.0 to the P2P lending landscape can yield several new benefits with a well-designed EIS, which is critical to service various stakeholders.Research limitations/implicationsThis study is exploratory in nature and may need more testing on an empirical basis before drawing generalizations. Implications of research included in this area are that it poses good challenges to researchers from different disciplines such as economics, business management and information, communication and technology.Originality/valueDeliberations of business process for P2P lending via enterprise information system under Industry 4.0 in the African context is of value as these emerging economies adopt new systems and processes to meet the requirements of Industry 4.0.
目的本研究旨在探讨和说明工业4.0下基于P2P借贷企业信息系统的P2P业务流程、用户需求和设计考虑。设计/方法论/探索性方法,采用系统的文献综述和内容分析方法。FindingsP2P借贷使用不同的信用审计方法,并依赖于系统和决策模型中的可用信息。因此,IT技术,例如大数据分析和数据挖掘,信贷审计是P2P借贷的关键点,但工业4.0在P2P借贷领域的应用可以通过精心设计的EIS产生一些新的好处,这对服务于各种利益相关者至关重要。研究局限性/含义这项研究本质上是探索性的,在得出结论之前可能需要更多的实证检验。这一领域的研究意味着,它对经济学、企业管理、信息、通信和技术等不同学科的研究人员提出了很好的挑战。独创性/价值在非洲背景下,通过工业4.0下的企业信息系统进行P2P借贷的业务流程审议具有价值,因为这些新兴经济体采用了新的系统和流程来满足工业4.0的要求。
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引用次数: 1
Student and faculty perceptions on an entrepreneurship course: an exploratory study from Oman 学生和教师对创业课程的看法:来自阿曼的探索性研究
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-08-04 DOI: 10.1108/jstpm-08-2021-0128
S. Naqvi, M. Matriano, Jamel Terzi Alimi
PurposeEntrepreneurship-oriented courses are increasingly being offered in higher education institutions (HEIs) around the world. However, in the case of Oman, where this study was conducted, little or no research has been conducted, to date, to explore the perceptions of students and faculty members regarding the entrepreneurship-oriented courses they participate in, which is a serious gap in the literature. This study aims to fill this gap by examining the beliefs and conceptions that learners and faculty at a private HEI in Muscat, Oman, had about the course entitled Entrepreneurship and New Venture Creation (ENVC).Design/methodology/approachThe primary and secondary research questions are addressed using a mixed-methods approach that includes an online student questionnaire answered by 110 students who had studied the ENVC course, a focus group discussion with eight students facilitated by MS Teams and semi-structured interviews with two faculty members.FindingsThe findings revealed that the study participants had a very positive view of the ENVC course discussed here as they pointed to several benefits, including improved knowledge of business and entrepreneurship concepts, increased familiarity with the local business environment, development of entrepreneurial intention and improvement of their critical thinking, creativity and innovation skills. In addition, the results revealed some concerns among the participating students, particularly regarding the lack of adequate training sessions on risk management and financial planning. The participants also requested hands-on experience through industrial entrepreneurship training and in-residence-entrepreneurship programs.Research limitations/implicationsThis study raises a number of possibilities for further research on this type of course in terms of students’ employability skills, know-how and agency when the time comes for them to enter the real world of business and employment. Future work would benefit from using a longitudinal survey on a group of alumni to triangulate and compare the various findings that were reached here. It would certainly be even more fruitful if conducted at two or more HEIs and with larger population samples to ensure broad coverage, representation and generalization. Work along these lines would certainly refine and extend our findings.Practical implicationsThis study has significant pedagogical implications for future graduate students seeking employment, entrepreneurship course developers and faculty. Relatively, the educational outcomes of entrepreneurship education will also rely on the way entrepreneurship is being taught to students. It is recommended that entrepreneurship teaching should focus on cognitive development and active implementation of in-house incubation for well-planned innovative business ideas. This will provide opportunities for students to gain real-life experiences and identify their strengths and weaknesses, as well as
世界各地的高等教育机构(HEIs)越来越多地开设以创业为导向的课程。然而,在阿曼进行这项研究的情况下,迄今为止很少或根本没有进行研究,以探讨学生和教师对他们参加的创业导向课程的看法,这是文献中的一个严重差距。本研究旨在通过研究阿曼马斯喀特一所私立高等教育学院的学生和教师对创业和新创业创造(ENVC)课程的信念和观念来填补这一空白。设计/方法/方法主要和次要研究问题采用混合方法解决,其中包括由110名学习过ENVC课程的学生回答的在线学生问卷,由MS Teams促成的与8名学生的焦点小组讨论以及与两名教师的半结构化访谈。调查结果调查结果显示,研究参与者对ENVC课程持非常积极的看法,他们指出了几个好处,包括提高了对商业和创业概念的认识,增加了对当地商业环境的熟悉,发展了创业意图,提高了他们的批判性思维,创造力和创新技能。此外,调查结果还揭示了参与的学生的一些担忧,特别是缺乏足够的风险管理和财务规划培训课程。参与者还要求通过工业创业培训和驻留创业项目获得实践经验。研究局限/启示本研究为进一步研究这类课程提供了许多可能性,包括学生在进入商业和就业的现实世界时的就业能力、技能、知识和代理能力。未来的工作将受益于对一群校友进行纵向调查,以三角测量和比较这里得到的各种发现。如果在两所或两所以上的高等教育院校进行,并以更大的人口样本进行,以确保广泛的覆盖、代表性和泛化,肯定会更有成效。沿着这些思路工作肯定会完善和扩展我们的发现。本研究对未来研究生就业、创业课程开发者和教师具有重要的教学意义。相对而言,创业教育的教育成果也将依赖于创业对学生的教育方式。建议创业教学注重认知发展,积极实施精心策划的创新经营理念的内部孵化。这将为学生提供获得现实生活经验的机会,并确定他们的优势和劣势,以及需要保持的领域和技能;因此,最好在下一次研究中考虑进一步研究内部孵化的有效性。这项研究提出的另一个关切是缺乏财务规划方面的培训。因此,如何提高大学生创业财务规划技能值得进一步研究。社会影响本课程的设计与阿曼2040年愿景一致,该愿景非常强调企业家精神,因为它在计划经济多样化和可持续性中发挥着重要作用,其中来自企业家精神发展的创新将被用作鼓励企业家精神的基础设施和教育系统发展的主要驱动力。此外,ENVC课程侧重于社会创业的概念。它向学生灌输一种支持社会的责任感。了解学生和老师的看法将为他们实现学术目标提供机会,从长远来看,这将获得经济和财务回报。培养学生的创业技能和意愿最终将有助于促进国家经济和社会结构,从而提高阿曼社会的整体生活质量。独创性/价值尽管这项研究是一项探索性调查,但该框架对创业课程的发展、主要内容、评估以及学习者和教师对ENVC课程的设计、意图、内容和交付的看法提出了清晰的实证见解,对所有利益相关者都具有至关重要的意义。本案例研究的独创性在于,它是同类研究中的首例,因为它将理论与实践联系起来,将为创业课程开发者、高等教育教师和学生提供有用的参考。
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引用次数: 4
Editorial: “Digital innovation to tackle business opportunities in the digital age” 社论:“数字创新应对数字时代的商业机遇”
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-08-03 DOI: 10.1108/jstpm-08-2022-186
P. Ordóñez de Pablos
Contents of issue 3 Issue 3 of this year presents a collection of nine papers addressing important topics like national innovation systems, mobile banking, biometric point-of-sale terminal for payments to the role of information technologies in manufacturing and health care. The aim of this paper has supported the objectives to identify the role of mobile banking practices in enhancing sustainable growth and development of Palestine SMEs;determining the factors that influence the SMEs as a service and products providers’ intention to adopt mobile banking;and proposing a conceptual model for adoption mobile banking development by SMEs sectors in Palestine. The paper titled “A decision support system to solve the problem of healthcare priority-setting” (Micaela Pinho and Ana Moura) offers “a decision support tool to deal with the problem of setting priorities among patients competing for limited health-care resources. [...]the authors can name Australia, Qatar and Russia as countries with effective but inefficient innovation systems”.
第3期的内容今年第3期共有9篇论文,涉及国家创新系统、移动银行、支付生物识别销售点终端以及信息技术在制造业和医疗保健中的作用等重要主题。本文的目的支持以下目标:确定移动银行业务在促进巴勒斯坦中小企业可持续增长和发展方面的作用;确定影响中小企业作为服务和产品提供商采用移动银行的意图的因素;提出巴勒斯坦中小企业部门采用移动银行发展的概念模型。这篇题为“解决医疗保健优先事项设定问题的决策支持系统”的论文(Micaela Pinho和Ana Moura)提供了“一种决策支持工具,可以解决在争夺有限医疗资源的患者中设定优先事项的问题。[…]作者可以将澳大利亚、卡塔尔和俄罗斯列为创新系统有效但效率低下的国家”。
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引用次数: 0
Understanding the key drivers in using mobile payment among Generation Z 了解Z世代使用移动支付的主要驱动因素
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-08-02 DOI: 10.1108/jstpm-08-2021-0118
Lisana Lisana
PurposeThis quantitative study aims to examine the determinants that impact the behavioral intention to use mobile payment (m-payment) among Generation Z (Gen Z) customers in Indonesia.Design/methodology/approachThe theoretical model comprises seven latent variables: effort expectancy, performance expectancy, social influence, facilitating conditions, promotional activities, perceived security and behavioral intention. In addition, the two moderating factors of education and gender are used to investigate the significant effect of the determinants on intention to adopt m-payment. This study obtained the final data size of 430 respondents. The data analysis is conducted using structural equation modeling.FindingsThe results substantiate the significance of promotional activities, perceived security, performance expectancy, effort expectancy and social influence, on the behavioral intention to accept m-payment systems. Gender is revealed to significantly moderate two constructs: social influence and promotional activities, on the m-payment usage intention. Meanwhile, education moderates the effect of perceived security on behavioral intention.Originality/valueThis research is expected to fill the gap because only a few studies discuss the determinants affecting m-payment usage in Indonesia, especially among Gen Z-ers. Furthermore, the new findings associated with the role of two moderating factors become important practical implications because most of the prior studies often ignore the moderating factors.
目的本定量研究旨在检验影响印尼Z世代客户使用移动支付(m-payment)行为意向的决定因素。设计/方法/方法理论模型包括七个潜在变量:努力预期、绩效预期、社会影响、便利条件、促销活动,感知安全感和行为意图。此外,利用教育和性别两个调节因素来研究决定因素对采用移动支付意愿的显著影响。这项研究获得了430名受访者的最终数据量。使用结构方程建模进行数据分析。研究结果证实了促销活动、感知安全、绩效预期、努力预期和社会影响对接受移动支付系统的行为意向的显著性。性别对移动支付使用意向的两个结构:社会影响和促销活动具有显著的调节作用。同时,教育调节了安全感对行为意向的影响。原创性/价值这项研究有望填补空白,因为只有少数研究讨论了影响印尼移动支付使用的决定因素,尤其是Z世代。此外,与两个调节因素的作用相关的新发现成为重要的实际意义,因为大多数先前的研究往往忽视了调节因素。
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引用次数: 1
A review of telehealth during the COVID-19 emergency situation in the public health sector: challenges and opportunities 公共卫生部门新冠肺炎紧急情况下远程医疗的回顾:挑战和机遇
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-29 DOI: 10.1108/jstpm-08-2021-0126
Ntibaneng Hunadi Maleka, W. Matli
PurposeThe purpose of this study is to provide current state of knowledge on how the COVID-19 emergency situation necessitated the behaviour influencing use and acceptance of telehealth. This study interlinks the health belief model (HBM) and the unified theory of acceptance and use of technology (UTAUT) to highlight the challenges and opportunities as a result of the COVID-19 pandemic in the public health sector.Design/methodology/approachThis study used three online databases (Emerald publishing, Science Direct and Taylor and Francis) that enabled the authors to access electronic journal articles. Search strategy was used to extract articles based on the relevance of this study.FindingsThe key findings from this study suggested that the COVID-19 emergency forced health-care workers and their patients to rapidly use and rely on telehealth to reduce the rate of COVID-19 transmissions. The key benefits of telehealth use highlighted an expansive cost effective and convenient access to health-care services irrespective of geographical local and levels of physical impairment. Moreover, telehealth inhibited in person human interaction, which was perceived as impersonal and not ideal for new patient consultations. The barriers outweighed the benefits; as a result, it is unlikely that there will be a wide use of telehealth beyond the COVID-19 emergency situation.Practical implicationsThe research findings are limited to discussions drawn from available secondary data. The criteria within telehealth for policymakers to note the technology acceptance and use for both health-care and outpatient stakeholders and their health seeking behaviour. Health-care sectors (private and public) and government need to understand enablers of effective telehealth in policymaking to ease the barriers during an emergency situation like a pandemic.Originality/valueThis study contributes to the emerging literature on how COVID-19 pandemic has disrupted and accelerated telehealth by extending both the UTAUT and HBM theories. This study is expected to contribute and expand literature on telehealth during emergency situations, given the novice nature of COVID-19 and limited literature surrounding it.
目的本研究的目的是提供关于新冠肺炎紧急情况如何需要影响远程医疗的使用和接受的行为的最新知识。本研究将健康信念模型(HBM)和接受和使用技术的统一理论(UTAUT)联系起来,以强调新冠肺炎大流行在公共卫生部门带来的挑战和机遇。设计/方法论/方法这项研究使用了三个在线数据库(Emerald出版社、Science Direct和Taylor and Francis),使作者能够访问电子期刊文章。根据本研究的相关性,采用搜索策略提取文章。研究结果这项研究的关键发现表明,新冠肺炎紧急情况迫使医护人员及其患者迅速使用并依赖远程医疗来降低新冠肺炎的传播率。远程医疗的主要好处突出表明,无论当地地理位置和身体损伤程度如何,都可以广泛、经济高效、方便地获得医疗服务。此外,远程医疗抑制了人与人之间的互动,这被认为是非个人的,不适合新患者咨询。障碍大于好处;因此,在新冠肺炎紧急情况之外,远程医疗不太可能得到广泛使用。实际含义研究结果仅限于从现有的二次数据中进行的讨论。远程医疗中的标准是让决策者注意到医疗保健和门诊利益相关者对技术的接受和使用以及他们寻求健康的行为。医疗保健部门(私营和公共部门)和政府需要了解政策制定中有效远程医疗的推动者,以缓解疫情等紧急情况下的障碍。原创性/价值本研究通过扩展UTAUT和HBM理论,为新冠肺炎大流行如何扰乱和加速远程医疗的新兴文献做出了贡献。鉴于新冠肺炎的新手性质及其相关文献的有限性,这项研究有望对紧急情况下远程医疗的文献做出贡献和扩展。
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引用次数: 7
E-banking services and the satisfaction of customers in the Jordanian banks 约旦银行电子银行服务与客户满意度
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-18 DOI: 10.1108/jstpm-06-2021-0082
Asem Tahtamouni
PurposeThis study aims to discuss the main points in the dimensions of the quality of the electronic services to be considered in the future to adapt to future transactions and how to benefit from them.Design/methodology/approachThis study relies on the developments and to cope with them so that the banks and customers shift from dealing in the traditional way to the electronic method, which has become a cause of the gap in understanding customers for electronic banking use of the descriptive-analytical approach. A questionnaire was used as a source for collecting data and information about the study variables. It was distributed to three Jordanian banks, and the number of participants was 170. This study uses two primary sources for collecting data and information: secondary sources that relate to the theoretical aspect and preliminary sources related to the analytical aspect of the study subject.FindingsThe results showed that the impact of e-banking quality dimensions of the study (ease of use, time, confidentiality and security) was high, which required the bank to maintain its high levels and monitor them from time to time.Originality/valueThe value of this study comes from the following points: the relationship between the quality of electronic banking services and customer satisfaction; this study is one of the few field attempts in Jordan to assess the impact of the quality of electronic banking services on the satisfaction of customers in banks; this study provides new scientific results on the impact of the quality of electronic banking services on the satisfaction of customers in the Jordanian banks.
目的本研究旨在讨论未来电子服务质量维度的要点,以适应未来的交易,以及如何从中受益。设计/方法/方法本研究依赖于发展和应对它们,使银行和客户从传统的交易方式转向电子方式,这已经成为理解客户对电子银行使用描述分析方法的差距的原因。问卷被用作收集有关研究变量的数据和信息的来源。分发给三家约旦银行,参加人数为170人。本研究使用两个主要来源收集数据和信息:与理论方面相关的次要来源和与研究主题的分析方面相关的初步来源。研究结果显示,本研究的电子银行质量维度(易用性、时间、保密性和安全性)的影响很大,这需要银行保持其高水平并不时进行监测。本研究的价值来自以下几点:电子银行服务质量与客户满意度的关系;本研究是约旦为数不多的实地尝试之一,旨在评估电子银行服务质量对银行客户满意度的影响;本研究为约旦银行电子银行服务质量对客户满意度的影响提供了新的科学结果。
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引用次数: 1
Renewable energy in Bangladesh: economic growth and policy perspectives 孟加拉国的可再生能源:经济增长和政策展望
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-15 DOI: 10.1108/jstpm-01-2019-0001
S. Sarker, Shouyang Wang, K. Adnan, P. Pooja, K. Akhi, Khadija Akter
PurposeThe purpose of this study is to see the energy relation to economic growth and find a way to solve the energy crisis for Bangladesh. Bangladesh is facing a high rate depletion of traditional energy sources. Renewable energy technology may be an alternative solution to meeting Bangladesh’s rising energy demand. Despite huge potential, Bangladesh fails to use renewable energy sources properly due to insufficient information and technical knowledge. The present research studied the current energy condition and potentiality of renewable energy with its influence on economic growth in Bangladesh.Design/methodology/approachThis study analyzes the relationship between renewable energy consumption and economic growth of Bangladesh for the period of 2001–2016, based on yearly data, by using multiple regression model where augmented Dickey–Fuller unit root test has been chosen for testing the viability.FindingsThe result of this study showed that economic growth of Bangladesh is influenced positively by the consumption of renewable energy.Practical implicationsIn addition, SWOT analysis has also done to develop a roadmap, and suggest some policies which will be able to accomplish the country’s climbing energy demands for a short- and long-term solution.Originality/valueThis study is an original work for Bangladesh, showing the results of the relationship between renewable energy consumption and economic growth. Therefore, this research will be useful to contribute to the literature review in the near future.
目的本研究旨在了解能源与经济增长的关系,为孟加拉国解决能源危机找到一条途径。孟加拉国正面临着传统能源的高消耗率。可再生能源技术可能是满足孟加拉国日益增长的能源需求的替代方案。尽管潜力巨大,但由于信息和技术知识不足,孟加拉国未能正确使用可再生能源。本研究研究了可再生能源的能源现状和潜力及其对孟加拉国经济增长的影响。设计/方法/方法本研究基于年度数据分析了2001-2006年孟加拉国可再生能源消费与经济增长之间的关系,通过使用多元回归模型,其中选择了增广Dickey–Fuller单位根检验来测试生存能力。研究结果表明,孟加拉国的经济增长受到可再生能源消费的积极影响。实际含义此外,SWOT分析还制定了路线图,并提出了一些能够实现该国不断攀升的能源需求的短期和长期解决方案的政策。原创性/价值这项研究是孟加拉国的原创作品,展示了可再生能源消费与经济增长之间关系的结果。因此,本研究将有助于在不久的将来对文献进行综述。
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引用次数: 1
Achieving an agile organisation in an Indonesian telecommunications company: investigation on leadership impact and mediation variables 印尼电信公司实现敏捷组织:领导力影响和中介变量调查
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-14 DOI: 10.1108/jstpm-07-2021-0095
A. Susanty, Eko Budiharjo, W. Winarto
PurposeAgility is an important characteristic that every organisation requires in today’s competitive digital era. Telecommunications companies in Indonesia face various types of competition, both from the same industry and new models. This study aims to identify the agility level of telecommunications companies in Indonesia. It also examines the effect of leadership style directly and indirectly through the mediation of employee readiness, innovation culture, technology capability and organisational structure.Design/methodology/approachThis study used a non-probability sampling technique. The macroprocess was used to identify and measure the direct and indirect effects. The results are based on survey data collected from a telecommunications company in Indonesia with a total of 1,073 employees.FindingsThe results of this study showed that an adaptive leadership style has a direct and significant positive effect on the organisational agility level. Employee readiness, innovation culture, technological capability and organisational structure function as mediators between adaptive leadership style and agility.Practical implicationsThis study could contribute to the development of programs to ignite and boost organisational agility. Organisations are recommended to conduct periodic evaluations to measure agility levels and amend their programs accordingly.Originality/valueAdaptive leadership style was used, which expresses the leader’s deep concern for employee needs and organisational achievement. This leader will most likely positively impact employees and favourably influence the organisation (technology, structure, innovation and agility).
目标灵活性是当今竞争激烈的数字时代每个组织都需要的一个重要特征。印尼的电信公司面临着来自同一行业和新模式的各种类型的竞争。本研究旨在确定印尼电信公司的灵活性水平。它还通过员工准备程度、创新文化、技术能力和组织结构的中介,直接和间接地考察了领导风格的影响。设计/方法/方法本研究采用了非概率抽样技术。宏观过程用于识别和测量直接和间接影响。该结果基于从印度尼西亚一家共有1073名员工的电信公司收集的调查数据。研究结果表明,适应性领导风格对组织敏捷性水平有直接而显著的正向影响。员工准备程度、创新文化、技术能力和组织结构是适应性领导风格和敏捷性之间的中介。实际意义这项研究可能有助于开发项目,以激发和提高组织的灵活性。建议组织定期进行评估,以衡量敏捷性水平,并相应地修改其计划。独创性/价值观采用了适应性领导风格,表达了领导者对员工需求和组织成就的深切关注。这位领导者很可能会对员工产生积极影响,并对组织产生积极影响(技术、结构、创新和灵活性)。
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引用次数: 4
Empirical study on consumers’ reluctance to mobile payments in a developing economy 发展中经济体消费者不愿移动支付的实证研究
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-13 DOI: 10.1108/jstpm-02-2021-0031
Manimay Ghosh
PurposeThis paper aims to investigate the effect of factors that inhibit adoption of mobile payments service in India.Design/methodology/approachBased on the extant literature on mobile payment service and other related literature, factors were identified that drive consumer resistance toward its adoption. It engaged “innovation resistance theory” framework for understanding consumer resistance. The framework addressed five categories of barriers, namely, usage, value, risk, image and tradition that lead to negative perception of innovation, and therefore, induces positive impact on its resistance. Additionally, the study considered a few lesser investigated barriers (habitual use of cash, surveillance, technology) for the study, thus extending the existing theoretical framework. Hypotheses were framed, field data were collected and then analyzed using multivariate techniques.FindingsFew interesting observations were made from the study. Usage, image and value barriers hindered adoption of mobile payment service. In case of men, usage, value and image were the primary barriers. For women, usage, image, habitual use of cash and technology acted as barriers that curbed mobile payments service adoption. Additionally, except risk, tradition and surveillance barriers, relationships of all other constructs with adoption intention were moderated by gender.Research limitations/implicationsThis research was limited to the views of the urban population in India who used mobile payments service. The results may vary across geographical contexts because of culture or socioeconomic differences.Practical implicationsThe growth of mobile payment service has remained sluggish in India despite high levels of digitization. The study results will offer valuable insights to the Indian business managers and policymakers to identify what action plan needs to be instituted to make mobile payments service more attractive and acceptable to users.Originality/valueThis empirical study extended and tested the classical innovation resistance theory framework by adding three less studied barriers (surveillance, habitual use of cash and technology) in a developing nation, thus enriching the current literature on consumer resistance toward mobile payments. It also examined the moderating effect of gender on mobile payments service adoption.
本文的目的是调查因素的影响,抑制采用移动支付服务在印度。基于现有的关于移动支付服务的文献和其他相关文献,确定了导致消费者对其采用产生抵制的因素。它采用了“创新阻力理论”的框架来理解消费者的阻力。该框架解决了五类障碍,即使用、价值、风险、形象和传统,这些障碍导致对创新的负面看法,因此对其阻力产生了积极影响。此外,该研究还考虑了一些较少调查的障碍(习惯性使用现金,监控,技术),从而扩展了现有的理论框架。提出假设,收集现场数据,然后使用多变量技术进行分析。从这项研究中没有得出什么有趣的观察结果。使用、形象和价值障碍阻碍了移动支付服务的普及。对于男性来说,习惯、价值和形象是主要的障碍。对于女性来说,使用、形象、习惯性使用现金和技术是限制移动支付服务采用的障碍。此外,除了风险、传统和监督障碍外,所有其他构念与收养意愿的关系都受到性别的调节。研究局限/启示本研究仅限于使用移动支付服务的印度城市人口的观点。由于文化或社会经济的差异,结果可能在不同的地理环境中有所不同。尽管数字化水平很高,但印度移动支付服务的增长仍然缓慢。研究结果将为印度企业经理和政策制定者提供有价值的见解,以确定需要制定什么样的行动计划,使移动支付服务对用户更具吸引力和可接受性。原创性/价值本实证研究通过在一个发展中国家增加三个研究较少的障碍(监督、习惯性使用现金和技术)来扩展和测试经典的创新阻力理论框架,从而丰富了当前关于消费者对移动支付的阻力的文献。它还研究了性别对移动支付服务采用的调节作用。
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引用次数: 3
Creating digital ecosystem for small and medium enterprises: the role of dynamic capability, agile leadership and change readiness 为中小型企业创建数字生态系统:动态能力的作用、敏捷领导和变革准备
IF 2.3 Q2 MANAGEMENT Pub Date : 2022-07-13 DOI: 10.1108/jstpm-12-2020-0171
Ardian Adhiatma, Olivia Fachrunnisa, N. Nurhidayati, Tina Rahayu
PurposeThe digitization efforts for small and medium enterprises (SMEs) as a result of advances in information technology are challenging, with one of them being the creation of digital ecosystems for SMEs. This study aims to develop a model of the relationship between SMEs’ readiness to change, agile leadership and dynamic capability to implement a digital ecosystem for SMEs in the creative industry in Semarang, Central Java, Indonesia.Design/methodology/approachA survey methodology was used in this study. Respondents in this study were creative industry SMEs in Semarang, Central Java, Indonesia. SMEs in the creative industry sector were chosen as samples as they require digital technology to manage their business development, production and distribution, customer relationships and to innovate in their businesses. In total, 250 creative SMEs, selected based on a purposive random sampling method, were included in this study. Data were analyzed using structural equation model-partial least square.FindingsThis study provides current insights and future needs for implementing digital ecosystems in SMEs in Indonesia’s creative industries. It also identifies three critical conditions for dealing with Industry 4.0: organizational readiness to change, agile leadership and dynamic capability.Originality/valueIn response to information technology advancements, this study proposes a new model for implementing digital ecosystems for SMEs. Furthermore, this study adds knowledge about the concept of a service-oriented technology ecosystem to help SMEs operate more efficiently. It focuses on the interaction of entities to improve the system’s utility, gain benefits and promote information exchange.
目的由于信息技术的进步,中小企业的数字化工作具有挑战性,其中之一是为中小企业创建数字生态系统。本研究旨在为印度尼西亚中爪哇岛三宝垄创意产业中的中小企业开发一个关系模型,说明中小企业的变革意愿、敏捷领导力和实施数字生态系统的动态能力之间的关系。设计/方法/方法本研究采用了调查方法。本研究的受访者是印度尼西亚中爪哇岛三宝垄的创意产业中小企业。创意产业部门的中小企业被选为样本,因为它们需要数字技术来管理其业务发展、生产和分销、客户关系以及业务创新。本研究共包括250家创意中小企业,它们是根据有目的的随机抽样方法选出的。使用偏最小二乘结构方程模型对数据进行分析。发现这项研究为印尼创意产业中小企业实施数字生态系统提供了当前的见解和未来的需求。它还确定了应对工业4.0的三个关键条件:组织变革准备、敏捷领导力和动态能力。原创性/价值针对信息技术的进步,本研究提出了一种为中小企业实施数字生态系统的新模式。此外,本研究增加了关于服务型技术生态系统概念的知识,以帮助中小企业更有效地运营。它侧重于实体之间的互动,以提高系统的效用,获得利益,促进信息交流。
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引用次数: 9
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Journal of Science and Technology Policy Management
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