首页 > 最新文献

GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES最新文献

英文 中文
EFFECT OF CUSTOMER SATISFACTION ON CUSTOMER LOYALTY IN YOGHURT COMPANIES 顾客满意度对酸奶公司顾客忠诚度的影响
Pub Date : 2024-06-13 DOI: 10.57233/gujeds.v5i1.01
Ismaila Adedeji, A.J.C. Onu, Nasiru Abdullahi, Gemu A. Aliyu
The number of yoghurt companies in Nigeria is on the rise; however, the discernible level of service delivery failure suggests a prevalent ineffectiveness in customer relations. This study therefore became imperative due to the effect of this fluctuation on customer loyalty to yoghurt companies. To tackle this issue, marketers employ diverse tools and strategies aimed at retaining both current and potential customers. This quantitative study investigates the effect of customer satisfaction on customer loyalty in yoghurt companies. The research utilizes survey and cross-sectional research designs to collect data from respondents, employing a systematic sampling technique. Given the infinite population size, data was collected from a sample of 397 customers of these yoghurt companies. Regression was applied to analyze the data and test the hypothesized relationships. The findings reveal that customer satisfaction impact on customer loyalty. It was recommended that managers should foster customer satisfaction as this will ultimately lead to increased customer loyalty.
尼日利亚酸奶公司的数量呈上升趋势;然而,服务失败的明显程度表明客户关系普遍无效。因此,这项研究势在必行,因为这种波动会影响客户对酸奶公司的忠诚度。为了解决这一问题,营销人员采用了多种工具和策略,旨在留住现有客户和潜在客户。本定量研究调查了客户满意度对酸奶公司客户忠诚度的影响。研究采用系统抽样技术,利用调查和横截面研究设计来收集受访者的数据。鉴于人口数量无限,研究从这些酸奶公司的 397 名顾客中抽取样本收集数据。研究采用回归法分析数据并检验假设关系。研究结果表明,顾客满意度对顾客忠诚度有影响。建议管理者培养顾客满意度,因为这将最终提高顾客忠诚度。
{"title":"EFFECT OF CUSTOMER SATISFACTION ON CUSTOMER LOYALTY IN YOGHURT COMPANIES","authors":"Ismaila Adedeji, A.J.C. Onu, Nasiru Abdullahi, Gemu A. Aliyu","doi":"10.57233/gujeds.v5i1.01","DOIUrl":"https://doi.org/10.57233/gujeds.v5i1.01","url":null,"abstract":"The number of yoghurt companies in Nigeria is on the rise; however, the discernible level of service delivery failure suggests a prevalent ineffectiveness in customer relations. This study therefore became imperative due to the effect of this fluctuation on customer loyalty to yoghurt companies. To tackle this issue, marketers employ diverse tools and strategies aimed at retaining both current and potential customers. This quantitative study investigates the effect of customer satisfaction on customer loyalty in yoghurt companies. The research utilizes survey and cross-sectional research designs to collect data from respondents, employing a systematic sampling technique. Given the infinite population size, data was collected from a sample of 397 customers of these yoghurt companies. Regression was applied to analyze the data and test the hypothesized relationships. The findings reveal that customer satisfaction impact on customer loyalty. It was recommended that managers should foster customer satisfaction as this will ultimately lead to increased customer loyalty.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-06-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141345324","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
PETROLEUM ENERGY CONSUMPTION, TRADE OPENNESS AND FOREIGN DIRECT INVESTMENT: A TRIPARTITE APPROACH TO ECONOMIC GROWTH IN NIGERIA 石油能源消耗、贸易开放度和外国直接投资:尼日利亚经济增长的三方途径
Pub Date : 2024-01-13 DOI: 10.57233/gujeds.v4i1.1
Kaka Mai Bukar, Samaila Adamu
Nigeria is an oil-rich country with a significant reliance on petroleum consumption. This study examines the tripartite effects of petrol final energy consumption, trade openness, and foreign direct investment on economic growth in Nigeria over the period 1990-2021. The unit root results and the number of data points at the disposal of this study permit the application of ARDL econometric estimation technique. The short-run and long-run estimated parameters indicate that there are impacts of petroleum consumption, Foreign Direct Investment (FDI) and trade openness on economic growth in both short-run and long-run in Nigeria. In the long run, petroleum consumption (0.3762%), trade openness (0.2272%) and FDI (0.1271%) have a positive and significant impact on economic growth. The coefficient of the error correction term is negative and statistically significant. This implies that the model is mean-reverting, and that the short run model tends to revert to its long-run equilibrium value over time in the event of disequilibrium at the speed of 63% per annum. The model is robust for policy making as it passed diagnostics tests, no evidence of serial correlation, no evidence of heteroskedasticity, no evidence of model misspecification, there is dynamic stability via Cusum and Cusum of Square and the residuals are normally distributed as evidenced from Jarque-Bera statistics. Based on the statistically significant positive impacts of petroleum energy consumption, trade openness and foreign direct investment, this study suggests that policies aimed at increasing petroleum consumption, FDI and trade openness are going to lead to increase in economic growth in Nigeria.
尼日利亚是一个石油资源丰富的国家,严重依赖石油消费。本研究探讨了 1990-2021 年间汽油最终能源消耗、贸易开放度和外国直接投资对尼日利亚经济增长的三方影响。本研究的单位根结果和所掌握的数据点数量允许应用 ARDL 计量经济学估计技术。短期和长期估计参数表明,石油消费、外国直接投资(FDI)和贸易开放度对尼日利亚的短期和长期经济增长都有影响。从长期来看,石油消费(0.3762%)、贸易开放度(0.2272%)和外国直接投资(0.1271%)对经济增长有积极而显著的影响。误差修正项的系数为负,且在统计上显著。这意味着该模型是均值回复模型,当出现不平衡时,短期模型往往会以每年 63% 的速度回复到长期均衡值。该模型通过了诊断测试,没有序列相关性的证据,没有异方差性的证据,没有模型失当的证据,通过 Cusum 和 Cusum of Square 具有动态稳定性,而且残差是正态分布的,Jarque-Bera 统计证明了这一点,因此该模型对于政策制定是稳健的。根据石油能源消耗、贸易开放度和外国直接投资在统计上的显著正向影响,本研究表明,旨在增加石油消费、外国直接投资和贸易开放度的政策将促进尼日利亚的经济增长。
{"title":"PETROLEUM ENERGY CONSUMPTION, TRADE OPENNESS AND FOREIGN DIRECT INVESTMENT: A TRIPARTITE APPROACH TO ECONOMIC GROWTH IN NIGERIA","authors":"Kaka Mai Bukar, Samaila Adamu","doi":"10.57233/gujeds.v4i1.1","DOIUrl":"https://doi.org/10.57233/gujeds.v4i1.1","url":null,"abstract":"Nigeria is an oil-rich country with a significant reliance on petroleum consumption. This study examines the tripartite effects of petrol final energy consumption, trade openness, and foreign direct investment on economic growth in Nigeria over the period 1990-2021. The unit root results and the number of data points at the disposal of this study permit the application of ARDL econometric estimation technique. The short-run and long-run estimated parameters indicate that there are impacts of petroleum consumption, Foreign Direct Investment (FDI) and trade openness on economic growth in both short-run and long-run in Nigeria. In the long run, petroleum consumption (0.3762%), trade openness (0.2272%) and FDI (0.1271%) have a positive and significant impact on economic growth. The coefficient of the error correction term is negative and statistically significant. This implies that the model is mean-reverting, and that the short run model tends to revert to its long-run equilibrium value over time in the event of disequilibrium at the speed of 63% per annum. The model is robust for policy making as it passed diagnostics tests, no evidence of serial correlation, no evidence of heteroskedasticity, no evidence of model misspecification, there is dynamic stability via Cusum and Cusum of Square and the residuals are normally distributed as evidenced from Jarque-Bera statistics. Based on the statistically significant positive impacts of petroleum energy consumption, trade openness and foreign direct investment, this study suggests that policies aimed at increasing petroleum consumption, FDI and trade openness are going to lead to increase in economic growth in Nigeria.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-01-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139530985","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
OWNERSHIP STRUCTURE AND DIVIDEND POLICY OF LISTED OIL AND GAS COMPANIES IN NIGERIA 尼日利亚石油天然气上市公司的所有权结构和股利政策
Pub Date : 2024-01-13 DOI: 10.57233/gujeds.v4i1.2
Asmau Alex Zatiock, Y. Ango, Zainab Dabo
The study examines the effect of ownership structure on dividend policy of listed oil and gas companies in Nigeria. The independent variable was proxied using managerial ownership, government ownership and foreign ownership. On the other hand, dividend policy was proxied by dividend payout ratio. The study employed the ex-post facto research design in analyzing the panel data collected from eight (8) oil and gas companies sampled from a total population of twelve companies listed on the Nigerian Exchange Group (NGX). the study covered a period of ten years (2013 to 2022) while the purposive sampling technique was employed. The multiple regression technique of analysis was employed in analyzing the data and the results of the analysis revealed a positive and significant relationship between Managerial Ownership and Dividend policy. Thus, suggesting that, an increase in the proportion of shares held by management would results in increased dividend payment. On the contrary, government ownership and foreign ownership had no significant effect on dividend policy of listed oil and gas companies in Nigeria. The study therefore concludes that, managerial ownership would influence dividend payment. Hence it is recommended that, managerial ownership of oil and gas companies be monitored by regulatory agency to ensure compliance with relevant codes and provision.
本研究探讨了所有权结构对尼日利亚上市石油和天然气公司股利政策的影响。自变量用管理所有权、政府所有权和外资所有权表示。另一方面,股利政策用股利支付率来表示。研究采用了事后研究设计,对从尼日利亚交易所集团(NGX)12 家上市公司中抽取的 8 家石油和天然气公司收集的面板数据进行了分析。研究涵盖的时间跨度为 10 年(2013 年至 2022 年),同时采用了目的性抽样技术。在分析数据时采用了多元回归分析技术,分析结果显示,管理者所有权与股利政策之间存在显著的正相关关系。这表明,管理层持股比例的增加会导致股利支付的增加。相反,政府所有权和外资所有权对尼日利亚石油天然气上市公司的股利政策没有显著影响。因此,研究得出结论,管理层持股比例会影响股息支付。因此,建议监管机构对石油和天然气公司的管理所有权进行监督,以确保遵守相关法规和规定。
{"title":"OWNERSHIP STRUCTURE AND DIVIDEND POLICY OF LISTED OIL AND GAS COMPANIES IN NIGERIA","authors":"Asmau Alex Zatiock, Y. Ango, Zainab Dabo","doi":"10.57233/gujeds.v4i1.2","DOIUrl":"https://doi.org/10.57233/gujeds.v4i1.2","url":null,"abstract":"The study examines the effect of ownership structure on dividend policy of listed oil and gas companies in Nigeria. The independent variable was proxied using managerial ownership, government ownership and foreign ownership. On the other hand, dividend policy was proxied by dividend payout ratio. The study employed the ex-post facto research design in analyzing the panel data collected from eight (8) oil and gas companies sampled from a total population of twelve companies listed on the Nigerian Exchange Group (NGX). the study covered a period of ten years (2013 to 2022) while the purposive sampling technique was employed. The multiple regression technique of analysis was employed in analyzing the data and the results of the analysis revealed a positive and significant relationship between Managerial Ownership and Dividend policy. Thus, suggesting that, an increase in the proportion of shares held by management would results in increased dividend payment. On the contrary, government ownership and foreign ownership had no significant effect on dividend policy of listed oil and gas companies in Nigeria. The study therefore concludes that, managerial ownership would influence dividend payment. Hence it is recommended that, managerial ownership of oil and gas companies be monitored by regulatory agency to ensure compliance with relevant codes and provision.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-01-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139531409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
STREET VENDORS PERCEPTION OF THE EFFECTS OF THEIR ACTIVITIES ON ENUGU URBAN MORPHOLOGY 街头小贩对其活动对埃努古城市形态影响的看法
Pub Date : 2024-01-12 DOI: 10.57233/gujeds.v4i1.3
Chioma John-Nsa, Boniface Umoh
This study examined the activities of street vendors operating within the informal economy in Enugu City with regard to its effects on the economy, human relations, environment and resulting government responses. A total of thirteen street vendors were purposively selected for in-depth interviews and non-participant observation. Variables of interest were vendors' perceptions of contributions to urban mobility, community relations and economic dynamics. The analysis was done using content analysis. Findings show that street vendors play pivotal roles in community relations. It was also found that street vendors offer convenient and accessible services, saving residents’ time, convenience of shopping in transit and saving foregone transport money. In terms of the dynamics within the informal economy, it was discovered that some vendors adapt innovative pricing strategies to offer affordability. Based on these findings, it is concluded that street vendors make multifaceted contributions to Enugu's urban economy, cityscape and positive community living. It is therefore recommended that rather see them as a nuisance, urban policymakers and planners have to recognize the significance of street vendors and the informal economy generally  in shaping the city's social fabric, mobility patterns, and economic landscape as they strive to create resilient, inclusive urban environments as enshrined in Sustainable Development Goal number 11.
本研究探讨了埃努古市非正规经济中街头小贩的活动对经济、人际关系、环境的影响以及政府的应对措施。研究人员有目的地选择了 13 名街头小贩进行深入访谈和非参与观察。关注的变量是商贩对城市流动性、社区关系和经济动态所做贡献的看法。分析采用了内容分析法。研究结果表明,街头小贩在社区关系中发挥着关键作用。研究还发现,街头小贩提供了方便快捷的服务,节省了居民的时间,方便了过境购物,节省了交通费用。就非正规经济内部的动态而言,研究发现,一些商贩采用创新的定价策略,以提供负担得起的服务。基于这些发现,得出的结论是,街头小贩为埃努古的城市经济、市容和积极的社区生活做出了多方面的贡献。因此,建议城市决策者和规划者在努力创造可持续发展目标 11 所规定的具有复原力和包容性的城市环境时,应认识到街头小贩和非正规经济在塑造城市社会结构、流动模式和经济景观方面的重要性,而不是将其视为一种麻烦。
{"title":"STREET VENDORS PERCEPTION OF THE EFFECTS OF THEIR ACTIVITIES ON ENUGU URBAN MORPHOLOGY","authors":"Chioma John-Nsa, Boniface Umoh","doi":"10.57233/gujeds.v4i1.3","DOIUrl":"https://doi.org/10.57233/gujeds.v4i1.3","url":null,"abstract":"This study examined the activities of street vendors operating within the informal economy in Enugu City with regard to its effects on the economy, human relations, environment and resulting government responses. A total of thirteen street vendors were purposively selected for in-depth interviews and non-participant observation. Variables of interest were vendors' perceptions of contributions to urban mobility, community relations and economic dynamics. The analysis was done using content analysis. Findings show that street vendors play pivotal roles in community relations. It was also found that street vendors offer convenient and accessible services, saving residents’ time, convenience of shopping in transit and saving foregone transport money. In terms of the dynamics within the informal economy, it was discovered that some vendors adapt innovative pricing strategies to offer affordability. Based on these findings, it is concluded that street vendors make multifaceted contributions to Enugu's urban economy, cityscape and positive community living. It is therefore recommended that rather see them as a nuisance, urban policymakers and planners have to recognize the significance of street vendors and the informal economy generally  in shaping the city's social fabric, mobility patterns, and economic landscape as they strive to create resilient, inclusive urban environments as enshrined in Sustainable Development Goal number 11.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139532079","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ECONOMETRIC ANALYSIS OF INFLATION AND MONETARY POLICY INDICES IN NIGERIA 尼日利亚通货膨胀和货币政策指数的计量经济学分析
Pub Date : 2024-01-12 DOI: 10.57233/gujeds.v4i1.4
J. E. Akpan
This work studied the intricate web of economic relationships in Nigeria, exploring the interactions between exchange rates, inflation, money supply, and economic growth. The research unveiled valuable insights into the dynamics of Nigeria's economy and its implications for policymakers. The work attempts to explore the impacts of exchange rate fluctuation, increasing inflation rates increased money supply on Economic growth in Nigeria. The econometric technique of Error correction model (ECM) was relied upon as a major analytical tool to determine the relationship among the variables. Our findings unveiled a noteworthy connection between exchange rates and inflation, underlining the influence of exchange rate fluctuations on inflationary pressures. Additionally, money supply and economic growth were identified as significant factors affecting inflation rates, aligning with theoretical expectations. Notably, these variables collectively explained a substantial portion of the variation in real Gross Domestic Product (RGDP), signifying their collective influence on economic outcomes. The error correction model (ECM) underscored the statistical significance of the long-term relationships among these variables. In light of these findings, we recommend that policymakers in Nigeria pay close attention to exchange rate policies, monitor and manage money supply, and prioritize economic growth as integral elements in their efforts to control inflation and maintain economic stability. Continuous monitoring and analysis of these variables will be crucial for informed decision-making and effective economic management in Nigeria.
这项工作研究了尼日利亚错综复杂的经济关系网,探讨了汇率、通货膨胀、货币供应和经济增长之间的相互作用。研究揭示了尼日利亚经济动态的宝贵见解及其对政策制定者的影响。该研究试图探讨汇率波动、通货膨胀率上升、货币供应量增加对尼日利亚经济增长的影响。误差修正模型(ECM)计量经济学技术是确定变量之间关系的主要分析工具。我们的研究结果揭示了汇率与通货膨胀之间值得注意的联系,强调了汇率波动对通货膨胀压力的影响。此外,货币供应量和经济增长也被认为是影响通货膨胀率的重要因素,这与理论预期一致。值得注意的是,这些变量共同解释了实际国内生产总值(RGDP)的大部分变化,表明它们对经济结果的共同影响。误差修正模型(ECM)强调了这些变量之间长期关系的统计意义。鉴于这些研究结果,我们建议尼日利亚的政策制定者密切关注汇率政策,监测和管理货币供应量,并优先考虑经济增长,将其作为控制通货膨胀和保持经济稳定的努力的组成部分。对这些变量的持续监测和分析对于尼日利亚的知情决策和有效经济管理至关重要。
{"title":"ECONOMETRIC ANALYSIS OF INFLATION AND MONETARY POLICY INDICES IN NIGERIA","authors":"J. E. Akpan","doi":"10.57233/gujeds.v4i1.4","DOIUrl":"https://doi.org/10.57233/gujeds.v4i1.4","url":null,"abstract":"This work studied the intricate web of economic relationships in Nigeria, exploring the interactions between exchange rates, inflation, money supply, and economic growth. The research unveiled valuable insights into the dynamics of Nigeria's economy and its implications for policymakers. The work attempts to explore the impacts of exchange rate fluctuation, increasing inflation rates increased money supply on Economic growth in Nigeria. The econometric technique of Error correction model (ECM) was relied upon as a major analytical tool to determine the relationship among the variables. Our findings unveiled a noteworthy connection between exchange rates and inflation, underlining the influence of exchange rate fluctuations on inflationary pressures. Additionally, money supply and economic growth were identified as significant factors affecting inflation rates, aligning with theoretical expectations. Notably, these variables collectively explained a substantial portion of the variation in real Gross Domestic Product (RGDP), signifying their collective influence on economic outcomes. The error correction model (ECM) underscored the statistical significance of the long-term relationships among these variables. In light of these findings, we recommend that policymakers in Nigeria pay close attention to exchange rate policies, monitor and manage money supply, and prioritize economic growth as integral elements in their efforts to control inflation and maintain economic stability. Continuous monitoring and analysis of these variables will be crucial for informed decision-making and effective economic management in Nigeria.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139531855","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
IMPACT OF MOBILE BANKING ON CUSTOMERS’ SATISFACTION IN DEPOSIT MONEY BANK IN NIGERIA 手机银行对尼日利亚存款银行客户满意度的影响
Pub Date : 2023-09-03 DOI: 10.57233/gujeds.v2i1.56
Mutiu Abdulganiyu, Hussaini Dambo
The study examined the impact of mobile banking on customer satisfaction in United Bank for Africa. Bank customers in Nigeria have been found to be dissatisfied with the quality, of services provided by banks. This calls for the need to actually investigate how customers behave or get satisfied with regards to the services of commercial banks in Nigeria. No doubt that information from current technologies in banking operations has improved efficiency and effectiveness of their operations so that more transactions can be processed faster and most conveniently. The main objective of this study is to examine the impact of mobile banking on customer satisfaction in United Bank for Africa. Data was source basically from the primary source. Primary data are those data gotten from the field of study. Questionnaire was used as instrument of data collection, regression was used as a tool for data analysis. The findings of the study revealed that Automated Teller Machine (ATM), internet banking, telephone banking and mobile banking has significant impact on service delivery to customers. The study recommended that banks should provide more functional infrastructures to strengthen their e-business transaction. Standby electric power generating sets and inverters be provided to power the banking halls, information technology equipment and ATMs respectively whenever there is public power failure to ensure continued smooth operations.
该研究调查了移动银行对非洲联合银行客户满意度的影响。尼日利亚的银行客户被发现对银行提供的服务质量不满意。这就需要实际调查客户对尼日利亚商业银行服务的行为或满意度。毫无疑问,当前银行业务技术带来的信息提高了银行业务的效率和效益,使更多的交易可以更快、更方便地处理。本研究的主要目的是研究移动银行对非洲联合银行客户满意度的影响。数据基本上来自主要来源。原始数据是从研究领域获得的数据。使用问卷作为数据收集的工具,使用回归作为数据分析的工具。研究结果显示,自动柜员机(ATM)、网上银行、电话银行和手机银行对向客户提供的服务有重大影响。研究建议银行应提供更多功能完善的基础设施,以加强电子商务交易。当公共电力停电时,银行大堂、资讯科技设备及自动柜员机将分别提供备用发电机组及逆变器供电,以确保持续顺利运作。
{"title":"IMPACT OF MOBILE BANKING ON CUSTOMERS’ SATISFACTION IN DEPOSIT MONEY BANK IN NIGERIA","authors":"Mutiu Abdulganiyu, Hussaini Dambo","doi":"10.57233/gujeds.v2i1.56","DOIUrl":"https://doi.org/10.57233/gujeds.v2i1.56","url":null,"abstract":"The study examined the impact of mobile banking on customer satisfaction in United Bank for Africa. Bank customers in Nigeria have been found to be dissatisfied with the quality, of services provided by banks. This calls for the need to actually investigate how customers behave or get satisfied with regards to the services of commercial banks in Nigeria. No doubt that information from current technologies in banking operations has improved efficiency and effectiveness of their operations so that more transactions can be processed faster and most conveniently. The main objective of this study is to examine the impact of mobile banking on customer satisfaction in United Bank for Africa. Data was source basically from the primary source. Primary data are those data gotten from the field of study. Questionnaire was used as instrument of data collection, regression was used as a tool for data analysis. The findings of the study revealed that Automated Teller Machine (ATM), internet banking, telephone banking and mobile banking has significant impact on service delivery to customers. The study recommended that banks should provide more functional infrastructures to strengthen their e-business transaction. Standby electric power generating sets and inverters be provided to power the banking halls, information technology equipment and ATMs respectively whenever there is public power failure to ensure continued smooth operations.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134948802","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Effect of Cattle Rustling on Economic Development in Zamfara State, Nigeria 偷牛对尼日利亚扎姆法拉州经济发展的影响
Pub Date : 2023-09-03 DOI: 10.57233/gujeds.v2i1.47
Mustapha M. Abdullahi, Mansur Abdullahi
The objectives of the paper are to determine the effect of cattle rustling on the lsevel of income of cattle owners in Zamfara state and to investigate the effect of cattle rustling on the quantity of cattle supplied in the market. A survey method using a structured questionnaire and informal interviews of key informants as well as direct observation of respondents was used. The multi-stage sampling technique was employed in selecting samples for the study. The linear regression model was used for the analysis of the data. The results of the study revealthat cattle rustling in Zamfara State affect the income of cattle owners and the market quantity of cattle. Furthermore, the result shows that cattle rustling had led to a decrease in the income of cattle owners and the market quantity of cattle in the study area. The study recommends that government should recognize vigilante groups to strengthen the effort of security agencies to prevent and control activities of cattle rustling. The paper also recommended that government should economically empower the people on cattle rearing and production to increase the market quantities of cattle in Zamfara State, Nigeria.
本文的目的是确定偷牛对扎姆法拉州牛主收入水平的影响,并调查偷牛对市场上牛供应量的影响。调查方法采用结构化问卷和对关键线人的非正式访谈以及对受访者的直接观察。本研究采用多阶段抽样技术选取样本。采用线性回归模型对数据进行分析。研究结果表明,扎姆法拉州的偷牛行为影响了牛主的收入和牛的市场数量。结果表明,牛盗行为导致研究区牛主收入下降,牛市场数量减少。该研究建议政府应承认治安团体,以加强安全机构的努力,以防止和控制偷牛活动。该报告还建议,政府应在经济上赋予人们养牛和生产的权力,以增加尼日利亚扎姆法拉州牛的市场数量。
{"title":"Effect of Cattle Rustling on Economic Development in Zamfara State, Nigeria","authors":"Mustapha M. Abdullahi, Mansur Abdullahi","doi":"10.57233/gujeds.v2i1.47","DOIUrl":"https://doi.org/10.57233/gujeds.v2i1.47","url":null,"abstract":"The objectives of the paper are to determine the effect of cattle rustling on the lsevel of income of cattle owners in Zamfara state and to investigate the effect of cattle rustling on the quantity of cattle supplied in the market. A survey method using a structured questionnaire and informal interviews of key informants as well as direct observation of respondents was used. The multi-stage sampling technique was employed in selecting samples for the study. The linear regression model was used for the analysis of the data. The results of the study revealthat cattle rustling in Zamfara State affect the income of cattle owners and the market quantity of cattle. Furthermore, the result shows that cattle rustling had led to a decrease in the income of cattle owners and the market quantity of cattle in the study area. The study recommends that government should recognize vigilante groups to strengthen the effort of security agencies to prevent and control activities of cattle rustling. The paper also recommended that government should economically empower the people on cattle rearing and production to increase the market quantities of cattle in Zamfara State, Nigeria.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134948803","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ANALYSIS OF THE CAUSAL RELATIONSHIP BETWEEN ECONOMIC GROWTH AND ENVIRONMENTAL DEGRADATION IN WEST AFRICA 西非经济增长与环境退化的因果关系分析
Pub Date : 2023-09-03 DOI: 10.57233/gujeds.v2i1.45
Ahmed Malumfashi Halliru, Bashir Umar Faruk
As climate change continues to cause more concern the world over, analyzing the causal relationship between economic growth and carbon dioxide emissions is paramount in West African sub-region that has been the hardest hit by the menace. This study investigated the causal relationship between economic growth and carbon emissions in West African countries using panel data spanning over 1970 to 2019 and employing the Dumitrescu-Hurlin (2012) panel causality test. After establishing the order of integration of the study’s variables and cointegration, the results indicated that economic growth causes carbon emissions in the studied countries without feedback. But trade openness has a bi-directional causal relationship with carbon emission. Foreign direct investment (FDI) and financial development exhibit a unidirectional causal relationship with emissions and the causality runs from FDI and financial development to carbon emissions. However, in the case of population, the unidirectional causality runs from carbon emissions to population. The policy suggestion is that ECOWAS countries should promote conservation policies to curtail pollution while stressing the inflow of green FDI into the region.
随着气候变化在世界范围内引起越来越多的关注,分析经济增长与二氧化碳排放之间的因果关系对于受气候变化威胁最严重的西非次区域至关重要。本研究使用1970年至2019年的面板数据,并采用dumitrescui - hurlin(2012)面板因果检验,调查了西非国家经济增长与碳排放之间的因果关系。在建立了研究变量的积分顺序和协整后,结果表明,在没有反馈的情况下,经济增长导致了研究国家的碳排放。但贸易开放与碳排放存在双向因果关系。外商直接投资(FDI)和金融发展与碳排放呈单向因果关系,其因果关系从FDI和金融发展一直延伸到碳排放。然而,在人口的情况下,单向因果关系从碳排放到人口。政策建议是西非经共体各国应促进减少污染的养护政策,同时强调绿色外国直接投资流入该区域。
{"title":"ANALYSIS OF THE CAUSAL RELATIONSHIP BETWEEN ECONOMIC GROWTH AND ENVIRONMENTAL DEGRADATION IN WEST AFRICA","authors":"Ahmed Malumfashi Halliru, Bashir Umar Faruk","doi":"10.57233/gujeds.v2i1.45","DOIUrl":"https://doi.org/10.57233/gujeds.v2i1.45","url":null,"abstract":"As climate change continues to cause more concern the world over, analyzing the causal relationship between economic growth and carbon dioxide emissions is paramount in West African sub-region that has been the hardest hit by the menace. This study investigated the causal relationship between economic growth and carbon emissions in West African countries using panel data spanning over 1970 to 2019 and employing the Dumitrescu-Hurlin (2012) panel causality test. After establishing the order of integration of the study’s variables and cointegration, the results indicated that economic growth causes carbon emissions in the studied countries without feedback. But trade openness has a bi-directional causal relationship with carbon emission. Foreign direct investment (FDI) and financial development exhibit a unidirectional causal relationship with emissions and the causality runs from FDI and financial development to carbon emissions. However, in the case of population, the unidirectional causality runs from carbon emissions to population. The policy suggestion is that ECOWAS countries should promote conservation policies to curtail pollution while stressing the inflow of green FDI into the region.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134948804","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ANALYSIS OF THE FACTORS INFLUENCING TECHNICAL EFFICIENCY IN INTEGRATED CROP-LIVESTOCK FARMING SYSTEM IN KADUNA STATE, NIGERIA 影响尼日利亚卡杜纳州农牧一体化系统技术效率的因素分析
Pub Date : 2023-08-30 DOI: 10.57233/gujeds.v3i1.24
Sulaiman M, Isa F, Abdullahi A, Abdullahi M, Rilwan B
The study was conducted to determine the best efficient integrated crop-livestock farming system in Kaduna state, Nigeria. Primary data were obtained through structured questionnaire and interview schedule. A multi-stage sampling procedure was employed to select 7 LGAs (Ikara, Kubau, Kudan, Lere, Soba, Sabon-Gari and Zaria) purposively in stage I for prevalence of integrated crop-livestock farming, 28 villages were selected purposively also for the same reason in stage II while at last stage 400 crop-livestock farmers were randomly selected. Descriptive statistics, Data Envelopment Analysis (DEA) and Tobit regression model were used to achieve the objective of this study. Results of the socio-economic characteristics revealed that about 92% of the integrated crop-livestock farmers were found to be male with mean age of 44 years and household size of 7 persons per farmer. Results from the DEA showed that the mean total efficiency, pure efficiency and scale efficiency were found to be 0.74, 0.89 and 0.83, respectively. The DEA results further revealed that farmers can reduce the quantity of farm size, labour, seed, fertilizer, manure and agrochemical inputs by 0.18%, 10.97%, 14.43%, 5.28%, 26.93% and 18.48%, respectively. Furthermore, the findings revealed that 19.9, 30.19 and 65.11% of farmers operated at optimal, sub-optimal and super-optimal scale, respectively. Tobit regression model used to determine factors influencing technical efficiency established that coefficients of age (0.201), household size (0.0204), education level (0.206), farming experience (0.321), extension contact 0.311) and cooperative membership (0.1801) were statistically significant variables at different level of probability. There should be synergy between crop and animal scientists; extension agents and agricultural economists to bring into bearing the needs for farmers to imbibe integrated crop-livestock farming to achieve optimum level of efficiency.
进行这项研究是为了确定尼日利亚卡杜纳州最有效的作物-牲畜综合耕作系统。通过结构化问卷和访谈法获得初步资料。采用多阶段抽样方法,在第一阶段有目的地选择了7个农牧结合流行的乡镇(Ikara、Kubau、Kudan、Lere、Soba、Sabon-Gari和Zaria),在第二阶段也出于同样的原因有目的地选择了28个村,最后阶段随机选择了400个农牧结合农户。采用描述性统计、数据包络分析(DEA)和Tobit回归模型进行研究。社会经济特征的结果显示,约92%的农牧结合农户为男性,平均年龄44岁,每户7人。DEA结果显示,总效率均值为0.74,纯效率均值为0.89,规模效率均值为0.83。DEA结果进一步显示,农户可分别减少0.18%、10.97%、14.43%、5.28%、26.93%和18.48%的农场规模、劳动力、种子、肥料、粪肥和农化投入量。19.9%、30.19%和65.11%的农户经营规模处于最优、次优和超优状态。采用Tobit回归模型确定技术效率的影响因素,发现年龄(0.201)、户数(0.0204)、文化程度(0.206)、农作经验(0.321)、推广接触(0.311)、合作社成员(0.1801)的系数在不同概率水平上均为显著变量。作物科学家和动物科学家之间应该有协同作用;推广人员和农业经济学家应考虑到农民对作物-牲畜综合耕作的需要,以达到最佳效率水平。
{"title":"ANALYSIS OF THE FACTORS INFLUENCING TECHNICAL EFFICIENCY IN INTEGRATED CROP-LIVESTOCK FARMING SYSTEM IN KADUNA STATE, NIGERIA","authors":"Sulaiman M, Isa F, Abdullahi A, Abdullahi M, Rilwan B","doi":"10.57233/gujeds.v3i1.24","DOIUrl":"https://doi.org/10.57233/gujeds.v3i1.24","url":null,"abstract":"The study was conducted to determine the best efficient integrated crop-livestock farming system in Kaduna state, Nigeria. Primary data were obtained through structured questionnaire and interview schedule. A multi-stage sampling procedure was employed to select 7 LGAs (Ikara, Kubau, Kudan, Lere, Soba, Sabon-Gari and Zaria) purposively in stage I for prevalence of integrated crop-livestock farming, 28 villages were selected purposively also for the same reason in stage II while at last stage 400 crop-livestock farmers were randomly selected. Descriptive statistics, Data Envelopment Analysis (DEA) and Tobit regression model were used to achieve the objective of this study. Results of the socio-economic characteristics revealed that about 92% of the integrated crop-livestock farmers were found to be male with mean age of 44 years and household size of 7 persons per farmer. Results from the DEA showed that the mean total efficiency, pure efficiency and scale efficiency were found to be 0.74, 0.89 and 0.83, respectively. The DEA results further revealed that farmers can reduce the quantity of farm size, labour, seed, fertilizer, manure and agrochemical inputs by 0.18%, 10.97%, 14.43%, 5.28%, 26.93% and 18.48%, respectively. Furthermore, the findings revealed that 19.9, 30.19 and 65.11% of farmers operated at optimal, sub-optimal and super-optimal scale, respectively. Tobit regression model used to determine factors influencing technical efficiency established that coefficients of age (0.201), household size (0.0204), education level (0.206), farming experience (0.321), extension contact 0.311) and cooperative membership (0.1801) were statistically significant variables at different level of probability. There should be synergy between crop and animal scientists; extension agents and agricultural economists to bring into bearing the needs for farmers to imbibe integrated crop-livestock farming to achieve optimum level of efficiency.","PeriodicalId":496642,"journal":{"name":"GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-08-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136162999","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1