Pub Date : 2023-12-12DOI: 10.35446/dayasaing.v9i3.1530
Fajar Prihasianto, Susi Hendriani, Raden Lestari Garnasih
ABSTRACT. Fajar Prihasianto, NIM 2010241802. Analysis of the Effect of Integrity Leadership and Career Development on Intrinsic Motivation and Employee Performance at PT. Asuransi Jasa Indonesia, Riau Branch. Under the guidance of Susi Hendriani and Raden Lestari Garnasih. This study aims to determine the effect of Integrity Leadership and Career Development on Intrinsic Motivation and Employee Performance at PT. Asuransi Jasa Indonesia, Riau Branch. This study uses primary data, namely data obtained from the results of questionnaires to employees of PT. Asuransi Jasa Indonesia, Riau Branch. Secondary data from the company such as the general description of the company and the number of employees. The sample in this study amounted to 117 people. The sampling technique is a census or saturated sample. The analytical method used is Path Analysis with the help of the SPSS program. The results showed that 1) integrity leadership has a positive and significant effect on intrinsic motivation, 2) career development has a positive and significant effect on intrinsic motivation, 3) integrity leadership has a positive and significant effect on performance, 4) career development has a positive and significant effect on performance, 5) intrinsic motivation has a positive and significant effect on performance, 6) integrity leadership influences performance through motivation, and 7) career development influences performance through motivation. Keywords : Performance, Intrinsic Motivation, Leadership Integrity and Career Development
ABSTRACT.Fajar Prihasianto, NIM 2010241802.诚信领导和职业发展对廖内分部印度尼西亚 Asuransi Jasa 公司内在激励和员工绩效的影响分析》，NIM 2010241802。Asuransi Jasa Indonesia，廖内省分公司。由 Susi Hendriani 和 Raden Lestari Garnasih 指导。本研究旨在确定诚信领导和职业发展对印尼廖内分部的内在激励和员工绩效的影响。Asuransi Jasa Indonesia廖内省分公司的员工绩效的影响。本研究使用的是原始数据，即通过对印尼廖内分部PT.Asuransi Jasa员工的问卷调查结果获得的数据。Asuransi Jasa Indonesia, Riau 分公司员工的问卷调查结果所获得的数据。二级数据来自公司，如公司概况和员工人数。本研究的样本为 117 人。抽样技术为普查或饱和抽样。使用的分析方法是 SPSS 程序帮助下的路径分析。结果表明：1）正直领导对内在动机有积极而显著的影响；2）职业发展对内在动机有积极而显著的影响；3）正直领导对绩效有积极而显著的影响；4）职业发展对绩效有积极而显著的影响；5）内在动机对绩效有积极而显著的影响；6）正直领导通过动机影响绩效；7）职业发展通过动机影响绩效。 关键词：绩效、内在激励、正直领导和职业发展
{"title":"ANALISIS PENGARUH INTEGRITY LEADERSHIP DAN PENGEMBANGAN KARIR TERHADAP MOTIVASI INTRINSIK DAN KINERJA KARYAWAN PADA PT. ASURANSI JASA INDONESIA CABANG RIAU","authors":"Fajar Prihasianto, Susi Hendriani, Raden Lestari Garnasih","doi":"10.35446/dayasaing.v9i3.1530","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1530","url":null,"abstract":"\u0000ABSTRACT. Fajar Prihasianto, NIM 2010241802. Analysis of the Effect of Integrity Leadership and Career Development on Intrinsic Motivation and Employee Performance at PT. Asuransi Jasa Indonesia, Riau Branch. Under the guidance of Susi Hendriani and Raden Lestari Garnasih. \u0000This study aims to determine the effect of Integrity Leadership and Career Development on Intrinsic Motivation and Employee Performance at PT. Asuransi Jasa Indonesia, Riau Branch. This study uses primary data, namely data obtained from the results of questionnaires to employees of PT. Asuransi Jasa Indonesia, Riau Branch. Secondary data from the company such as the general description of the company and the number of employees. The sample in this study amounted to 117 people. The sampling technique is a census or saturated sample. The analytical method used is Path Analysis with the help of the SPSS program. \u0000The results showed that 1) integrity leadership has a positive and significant effect on intrinsic motivation, 2) career development has a positive and significant effect on intrinsic motivation, 3) integrity leadership has a positive and significant effect on performance, 4) career development has a positive and significant effect on performance, 5) intrinsic motivation has a positive and significant effect on performance, 6) integrity leadership influences performance through motivation, and 7) career development influences performance through motivation. \u0000 \u0000Keywords : Performance, Intrinsic Motivation, Leadership Integrity and Career Development","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"14 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139008645","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sago noodles are a local culinary dish made from sago. The presence of sago noodles will enrich the culinary treasures of Riau. This research aims to analyze consumer satisfaction with the culinary quality of sago noodles in Pekanbaru City. The sampling technique used nonprobability sampling followed by a judgment sampling method for 100 consumers who were purchasing sago noodles as respondents. Data were analyzed using descriptive analysis methods, Important Performance Analysis (IPA), and Customer Statistics Index (CSI). The results of the Important Performance Analysis (IPA) research show that there are still several things that do not meet consumer expectations. The attributes that are the main priority in improving performance and to be improved are the sago noodle topping and serving speed. Several attributes are in a position to be maintained, namely taste, uniqueness, completeness of sago noodles, guarantee, maturity, product variety, appearance, price, and portion. Based on the calculation of the consumer satisfaction index (CSI) value for local sago noodle culinary, it is 62.46%, in the range of 0.50-0.66, meaning that consumers are quite satisfied with the level of attribute performance in local sago noodle culinary.
{"title":"KEPUASAN KONSUMEN TERHADAP KUALITAS KULINER LOKAL MIE SAGU PADA UMKM DI KOTA PEKANBARU","authors":"Wahyu Hamidi, Septina Elida, Sisca Vaulina, Khairizal Khairizal","doi":"10.35446/dayasaing.v9i3.1572","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1572","url":null,"abstract":"Sago noodles are a local culinary dish made from sago. The presence of sago noodles will enrich the culinary treasures of Riau. This research aims to analyze consumer satisfaction with the culinary quality of sago noodles in Pekanbaru City. The sampling technique used nonprobability sampling followed by a judgment sampling method for 100 consumers who were purchasing sago noodles as respondents. Data were analyzed using descriptive analysis methods, Important Performance Analysis (IPA), and Customer Statistics Index (CSI). The results of the Important Performance Analysis (IPA) research show that there are still several things that do not meet consumer expectations. The attributes that are the main priority in improving performance and to be improved are the sago noodle topping and serving speed. Several attributes are in a position to be maintained, namely taste, uniqueness, completeness of sago noodles, guarantee, maturity, product variety, appearance, price, and portion. Based on the calculation of the consumer satisfaction index (CSI) value for local sago noodle culinary, it is 62.46%, in the range of 0.50-0.66, meaning that consumers are quite satisfied with the level of attribute performance in local sago noodle culinary.","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139009054","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-12-12DOI: 10.35446/dayasaing.v9i3.1484
A. Kurniawan, Jumiati Sasmita, Samsir Samsir
This study aims to look at the direct and indirect effects of communication and competence on employee performance mediated by work motivation at the General Election Supervisory Board of Kuantan Singingi Regency. This research was conducted at the Election Supervisory Board in Kuantan Singingi Regency. The approach used is quantitative. The population in this study were employees at the General Election Supervisory Board of Kuantan Singingi Regency, totaling 174 people. The sample is part of the population that has relatively the same characteristics and can be considered to represent the population using the Slovin technique so that the sample obtained with the Slovin formula is 121 samples. In distributing the questionnaires, the sampling method in this study used the Stratified Random Sampling technique. The results in this study say that Communication and Competence have a significant effect on work motivation. Communication, competence and work motivation have a significant effect on employee performance. Communication has a significant effect on employee performance. Work motivation is able to mediate the effect of communication and competence on employee performance.
{"title":"PENGARUH KOMUNIKASI DAN KOMPETENSI TERHADAP KINERJA PEGAWAI DI MEDIASI OLEH MOTIVASI KERJA PADA BADAN PENGAWAS PEMILIHAN UMUM KABUPATEN KUANTAN SINGINGI","authors":"A. Kurniawan, Jumiati Sasmita, Samsir Samsir","doi":"10.35446/dayasaing.v9i3.1484","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1484","url":null,"abstract":"This study aims to look at the direct and indirect effects of communication and competence on employee performance mediated by work motivation at the General Election Supervisory Board of Kuantan Singingi Regency. This research was conducted at the Election Supervisory Board in Kuantan Singingi Regency. The approach used is quantitative. The population in this study were employees at the General Election Supervisory Board of Kuantan Singingi Regency, totaling 174 people. The sample is part of the population that has relatively the same characteristics and can be considered to represent the population using the Slovin technique so that the sample obtained with the Slovin formula is 121 samples. In distributing the questionnaires, the sampling method in this study used the Stratified Random Sampling technique. The results in this study say that Communication and Competence have a significant effect on work motivation. Communication, competence and work motivation have a significant effect on employee performance. Communication has a significant effect on employee performance. Work motivation is able to mediate the effect of communication and competence on employee performance.","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"18 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139007889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-12-11DOI: 10.35446/dayasaing.v9i3.1387
Elfi Susanti, Muhammad Rasyid Abdillah, Ali Asfar
Tujuan penelitian ini untuk mengetahui menjelaskan dan menganalisis pengaruhpengaruh dukungan sosial Co-Woker Exchange dan Keterikatan Kerja diPemerintahan Kabupaten Rokan Hulu. Sampel yang diambil dalam penelitianini adalah sebanyak 178 orang. Teknik pengumpulan data dengan menggunakankuesioner. Teknis analisis data pada penelitian ini adalah dengan StructuralEquation Modelling (SEM) dengan menggunakan SmartPLS 3.0 sebagai alatpengolahan data. Hasil dari penelitian ini menunjukkan bahwa Perceived co-wokers Support berpengaruh Positif dan Signifikan terhadap Keterikatan Kerja,Perceived co-wokers Support berpengaruh Positif dan Signifikan terhadap Co-wokers Exchange, Co-wokers Exchange berpengaruh Positif dan Signifikanterhadap Keterikatan Kerja. Hasil penelitian juga menunjukkan bahwa Co-wokersexchange memediasi hubungan antara Perceived co-wokers support terhadapKeterikatan Kerja di Instansi Pemerintahan Kabupaten Rokan Hulu.Kata Kunci: Dukungan Sosial, Co-Woker Exchange, Keterikatan Kerja.
{"title":"EFEK DUKUNGAN SOSIAL TERHADAP CO-WOKER EXCHANGE DAN KETERIKATAN KERJA","authors":"Elfi Susanti, Muhammad Rasyid Abdillah, Ali Asfar","doi":"10.35446/dayasaing.v9i3.1387","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1387","url":null,"abstract":"Tujuan penelitian ini untuk mengetahui menjelaskan dan menganalisis pengaruhpengaruh dukungan sosial Co-Woker Exchange dan Keterikatan Kerja diPemerintahan Kabupaten Rokan Hulu. Sampel yang diambil dalam penelitianini adalah sebanyak 178 orang. Teknik pengumpulan data dengan menggunakankuesioner. Teknis analisis data pada penelitian ini adalah dengan StructuralEquation Modelling (SEM) dengan menggunakan SmartPLS 3.0 sebagai alatpengolahan data. Hasil dari penelitian ini menunjukkan bahwa Perceived co-wokers Support berpengaruh Positif dan Signifikan terhadap Keterikatan Kerja,Perceived co-wokers Support berpengaruh Positif dan Signifikan terhadap Co-wokers Exchange, Co-wokers Exchange berpengaruh Positif dan Signifikanterhadap Keterikatan Kerja. Hasil penelitian juga menunjukkan bahwa Co-wokersexchange memediasi hubungan antara Perceived co-wokers support terhadapKeterikatan Kerja di Instansi Pemerintahan Kabupaten Rokan Hulu.Kata Kunci: Dukungan Sosial, Co-Woker Exchange, Keterikatan Kerja.","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"3 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138981024","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-11-29DOI: 10.35446/dayasaing.v9i3.1433
Rusliana Hutapea, N. Nofrizal
This study aims to determine: (1) the influence of celebrity endorsers on purchasing decisions of ms.glow on lazada, (2) the effect of electronic word of mouth on purchasing decisions of ms.glow on lazada, (3) the influence of social media on purchasing decisions of ms.glow on lazada, and the influence of celebrity endorsers, electronic word of mouth, and social media on purchasing decisions for ms glow at Lazada. This study used a descriptive method by collecting primary data by distributing questionnaires to a sample of 100 respondents who were at least 17 years old. The results obtained from this study are (1) there is a significant influence of celebrity endorser, on the purchasing decision of ms. word of mouth, the purchase decision for ms glow on lazada is said to have a sig value of 0.006 <0.05 and a t-count value of 2.814 > 1.98498, (3) there is a significant influence on social media, there is a purchase decision for ms.glow on lazada it is said that the sig value is 0.048 < 0.05 and t value 2.003 > 1.98498, (4) there is a significant influence of celebrity endorsers, electronic word of mouth, and social media on purchasing decisions ms. glow in Lazada said a sig value of 0.000 <0.05 withf count of 16.637 > 2.70
{"title":"PENGARUH CELEBRITY ENDORSER, ELECTRONIC WORD OF MOUTH DAN MEDIA SOSIAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK MS GLOW DI LAZADA","authors":"Rusliana Hutapea, N. Nofrizal","doi":"10.35446/dayasaing.v9i3.1433","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1433","url":null,"abstract":"This study aims to determine: (1) the influence of celebrity endorsers on purchasing decisions of ms.glow on lazada, (2) the effect of electronic word of mouth on purchasing decisions of ms.glow on lazada, (3) the influence of social media on purchasing decisions of ms.glow on lazada, and the influence of celebrity endorsers, electronic word of mouth, and social media on purchasing decisions for ms glow at Lazada. This study used a descriptive method by collecting primary data by distributing questionnaires to a sample of 100 respondents who were at least 17 years old. The results obtained from this study are (1) there is a significant influence of celebrity endorser, on the purchasing decision of ms. word of mouth, the purchase decision for ms glow on lazada is said to have a sig value of 0.006 <0.05 and a t-count value of 2.814 > 1.98498, (3) there is a significant influence on social media, there is a purchase decision for ms.glow on lazada it is said that the sig value is 0.048 < 0.05 and t value 2.003 > 1.98498, (4) there is a significant influence of celebrity endorsers, electronic word of mouth, and social media on purchasing decisions ms. glow in Lazada said a sig value of 0.000 <0.05 withf count of 16.637 > 2.70","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"103 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139210548","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-11-27DOI: 10.35446/dayasaing.v9i3.1482
Habibah Tun Nisyah, B. Isyandi, Gatot Wijayanto
This study aims to see and determine the direct and indirect effects of price and service quality on loyalty mediated by customer satisfaction. The population in this study are customers (passengers) of PT. Fajar Riau Tourism, totaling 19,876 by using a questionnaire. This research is a quantitative research with a descriptive design. The method used in this study aims to see the relationship between variables by using probability sampling which gives equal opportunities for each element of the population to be selected as members of the sample. With the criteria for passengers who are over 17 years old and have used transportation services more than once. Determination of the sample in this study using the tables of Isaac and Michael from certain populations with a level of 10%. Price has a significant positive effect on customer satisfaction and customer loyalty. Service quality has a significant positive effect on customer satisfaction and customer loyalty. Customer satisfaction has a significant positive effect on loyalty. Customer satisfaction is able to mediate the effect of price on loyalty. Customer satisfaction is able to mediate the effect of service quality on loyalty. Keywords: Price, Service Quality, Customer Satisfaction and Loyalty
{"title":"PENGARUH HARGA DAN KUALITAS PELAYANAN TERHADAP LOYALITAS DI MEDIASI OLEH KEPUASAN PELANGGAN PADA JASA TRANSPORTASI PT. FAJAR RIAU WISATA DUMAI-PEKANBARU","authors":"Habibah Tun Nisyah, B. Isyandi, Gatot Wijayanto","doi":"10.35446/dayasaing.v9i3.1482","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1482","url":null,"abstract":"This study aims to see and determine the direct and indirect effects of price and service quality on loyalty mediated by customer satisfaction. The population in this study are customers (passengers) of PT. Fajar Riau Tourism, totaling 19,876 by using a questionnaire. This research is a quantitative research with a descriptive design. The method used in this study aims to see the relationship between variables by using probability sampling which gives equal opportunities for each element of the population to be selected as members of the sample. With the criteria for passengers who are over 17 years old and have used transportation services more than once. Determination of the sample in this study using the tables of Isaac and Michael from certain populations with a level of 10%. Price has a significant positive effect on customer satisfaction and customer loyalty. Service quality has a significant positive effect on customer satisfaction and customer loyalty. Customer satisfaction has a significant positive effect on loyalty. Customer satisfaction is able to mediate the effect of price on loyalty. Customer satisfaction is able to mediate the effect of service quality on loyalty. Keywords: Price, Service Quality, Customer Satisfaction and Loyalty","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139231303","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-11-27DOI: 10.35446/dayasaing.v9i3.1486
Rita Wiyati, Afred Suci, Reni Farwitawati
Penilaian kesehatan bank PT Bank KB Bukopin Tbk pada tahun 2018 – 2022 ditunjukkan oleh nilai dari aspek Risk Profile (Pengelolaan kredit dan penyaluran dana pihak ketiga) dalam kategori sehat. Penilaian aspek Good Corporate Governance atau tata kelola Perusahaan selama tahun 2018-2022 dalam penilaian peringkat 2 yaitu sehat. Penilaian aspek Earning (kemampuan bank dalam menghasilkan keuntungan selama tahun 2018 -2019 kurang sehat dikarenakan pengelolaan asset dan laba yang dihasilkan sebelum pajak kurang dari 1% dan dalam kategori kurang sehat, sedangkan untuk tahun 2020 -2022 dalam kategori tidak sehat dikarenakan selama 3 tahun tersebut yang dihasilkan bukan keuntungan justru Bank PT. KB Bukopin Tbk selama tiga tahun tersebut mengalami kerugian.Penilaian aspek permodalan (Capital) selama tahun 2018-2022 dalam kategori sangat sehat karena nilai CAR (modal minimum yang dapat melindungi kebutuhan pihak ketiga) nilainya diatas 10%. Kata Kunci: Risk Profile, Earning, Capital ABSTRACT Assesment of Bank Health using the Risk Based Bank Rating Method PT. Bank KB Bukopin Tbk Rita Wiyati1, Afred Suci2, Reni Farwitawati3 Staff123 of Lecturers at the Faculty of Economics, Lancang Kuning University Jl. Yos Sudarso Km 08 Rumbai Telp (0761) 52581 Fax (0761) 52581 Assessment of the health of the bank PT Bank KB Bukopin Tbk in 2018-2022 is shown by the value from the Risk Profile aspect (credit management and distribution of third party funds) in the healthy category. Assessment of aspects of Good Corporate Governance or corporate Governance during 2018-2022 in rating 2, namely healthy. Assessment of the Earning aspect (bank’s ability to generate profits during 2018-2022 is not healthy due to asset management and profit generated before tax is less than 1% and in the unhealthy category, while for 2020-2022 it is in the unhealthy category because during these 3 years what was generated was not profit, instead the Bank PT Bank KB Bukopin Tbk for three years experienced losses. The assessment of the capital aspect (Capital) during 2018-2022 was in the very healthy category because the CAR value (minimum capital that can protect the needs of third parties) is above 10% Keywords: Risk Profile, Earning, Capital
PT KB Bukopin Tbk 银行在 2018 - 2022 年期间的风险概况（信贷和信贷风险）分类中的所有数据都将被记录在案。2018-2022年良好公司治理和企业社会责任项目（第2项）。 收益政策（银行在 2018 - 2019 年期间的收益率为 1%，并按收益率分类、在 2020 - 2022 年的 3 个月内，该类资产的增长率将达到 1%。2018-2022年期间的资本（Penilaian aspek permodalan (Capital) selam kategori sangat sehat karena nilai CAR (modal minimum yang dapat melindungi kebutuhan pihak ketiga) nilainya diatas 10%。 Kata Kunci: Risk Profile, Earning, Capital ABSTRACT Assesment of Bank Health using the Risk Based Bank Rating Method PT.Jl. Yos Sudarso Km 08 Rumbai Telp (0761) 52581 Fax (0761) 52581 2018-2022 年 PT Bank KB Bukopin Tbk 银行的健康状况评估由风险概况方面（信贷管理和第三方资金分配）的健康类别值显示。2018-2022 年期间良好公司治理或公司治理方面的评估为 2 级，即健康。盈利方面的评估（2018-2022 年期间银行创造利润的能力不健康，原因是资产管理和税前利润低于 1%，属于不健康类别，而 2020-2022 年属于不健康类别，因为在这 3 年期间创造的不是利润，相反，PT Bank KB Bukopin Tbk 银行在这 3 年经历了亏损。2018-2022 年期间，资本方面（Capital）的评估结果为非常健康，因为 CAR 值（可保护第三方需求的最低资本）高于 10%：风险概况、盈利、资本
{"title":"PENILAIAN KESEHATAN BANK DENGAN METODE RISK BASED BANK RATING PT. BANK KB BUKOPIN TBK","authors":"Rita Wiyati, Afred Suci, Reni Farwitawati","doi":"10.35446/dayasaing.v9i3.1486","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1486","url":null,"abstract":"Penilaian kesehatan bank PT Bank KB Bukopin Tbk pada tahun 2018 – 2022 ditunjukkan oleh nilai dari aspek Risk Profile (Pengelolaan kredit dan penyaluran dana pihak ketiga) dalam kategori sehat. Penilaian aspek Good Corporate Governance atau tata kelola Perusahaan selama tahun 2018-2022 dalam penilaian peringkat 2 yaitu sehat. Penilaian aspek Earning (kemampuan bank dalam menghasilkan keuntungan selama tahun 2018 -2019 kurang sehat dikarenakan pengelolaan asset dan laba yang dihasilkan sebelum pajak kurang dari 1% dan dalam kategori kurang sehat, sedangkan untuk tahun 2020 -2022 dalam kategori tidak sehat dikarenakan selama 3 tahun tersebut yang dihasilkan bukan keuntungan justru Bank PT. KB Bukopin Tbk selama tiga tahun tersebut mengalami kerugian.Penilaian aspek permodalan (Capital) selama tahun 2018-2022 dalam kategori sangat sehat karena nilai CAR (modal minimum yang dapat melindungi kebutuhan pihak ketiga) nilainya diatas 10%. Kata Kunci: Risk Profile, Earning, Capital ABSTRACT Assesment of Bank Health using the Risk Based Bank Rating Method PT. Bank KB Bukopin Tbk Rita Wiyati1, Afred Suci2, Reni Farwitawati3 Staff123 of Lecturers at the Faculty of Economics, Lancang Kuning University Jl. Yos Sudarso Km 08 Rumbai Telp (0761) 52581 Fax (0761) 52581 Assessment of the health of the bank PT Bank KB Bukopin Tbk in 2018-2022 is shown by the value from the Risk Profile aspect (credit management and distribution of third party funds) in the healthy category. Assessment of aspects of Good Corporate Governance or corporate Governance during 2018-2022 in rating 2, namely healthy. Assessment of the Earning aspect (bank’s ability to generate profits during 2018-2022 is not healthy due to asset management and profit generated before tax is less than 1% and in the unhealthy category, while for 2020-2022 it is in the unhealthy category because during these 3 years what was generated was not profit, instead the Bank PT Bank KB Bukopin Tbk for three years experienced losses. The assessment of the capital aspect (Capital) during 2018-2022 was in the very healthy category because the CAR value (minimum capital that can protect the needs of third parties) is above 10% Keywords: Risk Profile, Earning, Capital","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139229684","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-11-21DOI: 10.35446/dayasaing.v9i3.1476
M. I. Baihaqi, Nofi Puspita Sari Hadi, Fatmawati Putri Pradita
Abstract: This study aims to determine the effect of Product Quality, Promotion and Service Quality on Buying Interest in using Gopay in university students in Bandung City. This study used Quantitative research methods with descriptive and verifiative analysis. The results of this study state that there is an influence of Product Quality, Promotion and Service Quality on Buying Interest in using Gopay. There is an influence of Product Quality on buying interest in using Gopay. There is an influence of Service Quality on purchase interest in using Gopay. Meanwhile, the Promotion does not affect buying interest in using Gopay
{"title":"PENGGUNAKAN FINTECH PADA MAHASISWA DI LEVEL PERGURUAN TINGGI: MENGUNGKAP PENGARUH KUALITAS PRODUK, PROMOSI DAN KUALITAS PELAYANAN TERHADAP MINAT BELI","authors":"M. I. Baihaqi, Nofi Puspita Sari Hadi, Fatmawati Putri Pradita","doi":"10.35446/dayasaing.v9i3.1476","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1476","url":null,"abstract":"Abstract: This study aims to determine the effect of Product Quality, Promotion and Service Quality on Buying Interest in using Gopay in university students in Bandung City. This study used Quantitative research methods with descriptive and verifiative analysis. The results of this study state that there is an influence of Product Quality, Promotion and Service Quality on Buying Interest in using Gopay. There is an influence of Product Quality on buying interest in using Gopay. There is an influence of Service Quality on purchase interest in using Gopay. Meanwhile, the Promotion does not affect buying interest in using Gopay","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139251889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to describe and analyze the implementation of the role of the Siak District Inspectorate in evaluating village/village government performance and its obstacles. The research was conducted at the Siak District Inspectorate Office. The informants in this study were the State Civil Apparatuses of the Siak Regency Inspectorate Office. Data collection techniques were carried out by observation, interviews and documentation. The data that has been collected is then analyzed descriptively qualitatively. The results showed that the evaluation of the performance of the village/village administration in Siak Regency had gone well as planned by the Siak District Inspectorate. Obstacles in evaluating the performance of village/village government in Siak Regency are: the use of performance applications that have not been carried out independently by the village/village government and the leveling of development has not been in all villages/villages in terms of village facilities and infrastructure. Keywords: Evaluation, Performance, Governance, Village, Siak
{"title":"EVALUASI KINERJA PEMERINTAHAN KAMPUNG OLEH INSPEKTORAT KABUPATEN SIAK","authors":"Surya Dailiati, Hernimawati Hernimawati, Sudaryanto Sudaryanto, Zefron Zefron","doi":"10.35446/dayasaing.v9i3.1520","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1520","url":null,"abstract":"The purpose of this study was to describe and analyze the implementation of the role of the Siak District Inspectorate in evaluating village/village government performance and its obstacles. The research was conducted at the Siak District Inspectorate Office. The informants in this study were the State Civil Apparatuses of the Siak Regency Inspectorate Office. Data collection techniques were carried out by observation, interviews and documentation. The data that has been collected is then analyzed descriptively qualitatively. The results showed that the evaluation of the performance of the village/village administration in Siak Regency had gone well as planned by the Siak District Inspectorate. Obstacles in evaluating the performance of village/village government in Siak Regency are: the use of performance applications that have not been carried out independently by the village/village government and the leveling of development has not been in all villages/villages in terms of village facilities and infrastructure. Keywords: Evaluation, Performance, Governance, Village, Siak","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"279 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139258743","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-11-19DOI: 10.35446/dayasaing.v9i3.1534
Taryono Taryono, Lapeti Sari, R. Iyan
Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis potensi sumberdaya lahan gambut secara spasial di Desa Sumber Jaya, Riau Pesisir. Masyarakat pedesaan di wilayah ini menghadapi tantangan dalam meningkatkan kualitas hidup mereka dengan sumberdaya lahan gambut yang memiliki produktivitas marginal. Pengelolaan lahan gambut yang berkelanjutan menjadi penting, terutama dalam menghadapi dampak pembukaan lahan untuk pertanian yang telah menyebabkan kebakaran hutan dan lahan. Data citra dianalisis secara spasial dengan software Arcgis digunakan untuk menganalisis penggunaan lahan gambut. Hasil penelitian ini mengungkapkan potensi sumberdaya lahan gambut di Desa Sumber Jaya seluas 2.248 hektare terlah dikembangkan untuk berbagai jenis komoditas seperti lahan perkebunan kelapa sawit seluas 1.365 hektare, semak belukar seluas 619 hektare, hutan tanaman industry seluas 196 hektare, dan area pemukiman seluas 68 hektare. Temuan ini menunjukkan bahwa lahan gambut di Desa Sumber Jaya yang pada awalnya untuk pengembangan daerah transmigrasi berbasis tanaman pangan, saat ini telah berubah dengan komoditas dominan yang berkembang adalah perkebunan kelapa sawit. Kesadaran masyarakat terhadap pentingnya konservasi lahan gambut secara berkelanjutan menjadi kunci dalam menjaga fungsi ekologi dan ekonomi bagi masyarakat setempat
{"title":"PEMETAAN POTENSI SUMBERDAYA LAHAN GAMBUT DI DESA SUMBER JAYA KECAMATAN SIAK KECIL KABUPATEN BENGKALIS","authors":"Taryono Taryono, Lapeti Sari, R. Iyan","doi":"10.35446/dayasaing.v9i3.1534","DOIUrl":"https://doi.org/10.35446/dayasaing.v9i3.1534","url":null,"abstract":"Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis potensi sumberdaya lahan gambut secara spasial di Desa Sumber Jaya, Riau Pesisir. Masyarakat pedesaan di wilayah ini menghadapi tantangan dalam meningkatkan kualitas hidup mereka dengan sumberdaya lahan gambut yang memiliki produktivitas marginal. Pengelolaan lahan gambut yang berkelanjutan menjadi penting, terutama dalam menghadapi dampak pembukaan lahan untuk pertanian yang telah menyebabkan kebakaran hutan dan lahan. Data citra dianalisis secara spasial dengan software Arcgis digunakan untuk menganalisis penggunaan lahan gambut. Hasil penelitian ini mengungkapkan potensi sumberdaya lahan gambut di Desa Sumber Jaya seluas 2.248 hektare terlah dikembangkan untuk berbagai jenis komoditas seperti lahan perkebunan kelapa sawit seluas 1.365 hektare, semak belukar seluas 619 hektare, hutan tanaman industry seluas 196 hektare, dan area pemukiman seluas 68 hektare. Temuan ini menunjukkan bahwa lahan gambut di Desa Sumber Jaya yang pada awalnya untuk pengembangan daerah transmigrasi berbasis tanaman pangan, saat ini telah berubah dengan komoditas dominan yang berkembang adalah perkebunan kelapa sawit. Kesadaran masyarakat terhadap pentingnya konservasi lahan gambut secara berkelanjutan menjadi kunci dalam menjaga fungsi ekologi dan ekonomi bagi masyarakat setempat","PeriodicalId":136659,"journal":{"name":"Jurnal Daya Saing","volume":"149 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139260262","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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