Pub Date : 2022-06-10DOI: 10.21043/malia.v6i1.12600
Ahmad Afandi, Slamet Haryono
{"title":"Pengaruh Islamicity Performance Index dan Debt Equity Ratio Terhadap Profitabilitas dengan Intellectual Capital sebagai Variabel Moderasi Periode 2016-2020","authors":"Ahmad Afandi, Slamet Haryono","doi":"10.21043/malia.v6i1.12600","DOIUrl":"https://doi.org/10.21043/malia.v6i1.12600","url":null,"abstract":"","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131234162","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-29DOI: 10.21043/malia.v5i2.11601
Tri Maryani, A. Pratama
The purpose of this study is to find out and analyze the Influence of Firm Size and Audit Committee on Internet Financial Reporting with Profitability as a Variable Intervening Case Study on Sharia Commercial Banks Period 2014-2020. This type of research is quantitative research using secondary data. The population in this study was 14 sharia commercial banks, using purposive sampling techniques obtained samples of 10 sharia commercial banks.. The results of this study showed that Firm Size and Profitability had a positive and significant influence on IFR, while the Audit Committee had a positive and insignificant effect on IFR. The Firm size and Audit Committee have a positive and insignificant effect on Profitability. Based on the analysis of the path, variable profitability is not able to mediate the influence of Firm Size and the Audit Committee on IFR.
{"title":"Pengaruh Firm Size dan Komite Audit Terhadap Internet Financial Reporting dengan Profitabilitas Sebagai Variabel Intervening","authors":"Tri Maryani, A. Pratama","doi":"10.21043/malia.v5i2.11601","DOIUrl":"https://doi.org/10.21043/malia.v5i2.11601","url":null,"abstract":"The purpose of this study is to find out and analyze the Influence of Firm Size and Audit Committee on Internet Financial Reporting with Profitability as a Variable Intervening Case Study on Sharia Commercial Banks Period 2014-2020. This type of research is quantitative research using secondary data. The population in this study was 14 sharia commercial banks, using purposive sampling techniques obtained samples of 10 sharia commercial banks.. The results of this study showed that Firm Size and Profitability had a positive and significant influence on IFR, while the Audit Committee had a positive and insignificant effect on IFR. The Firm size and Audit Committee have a positive and insignificant effect on Profitability. Based on the analysis of the path, variable profitability is not able to mediate the influence of Firm Size and the Audit Committee on IFR.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127034708","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-20DOI: 10.21043/malia.v5i2.12351
Henny Rahma Sari, Clarashinta Canggih
The study aimed to compare the Islamic Rural Banks (BPRS) soundness on Java areabefore and during the pandemic. The research is a quantitative study using secondary data obtained from the monthly Islamic Banking statisticspublished by Otoritas Jasa Keuangan. The sample was DPK, NPF, and FDR of BPRS in 6 provinces at Java island from May 2019 until November 2020. The analysis of the data in this study used Wilcoxon analysis. The results of the study indicated there is a different of BPRS soundness, represented by DPK, NPF, and FDRbefore and during the pandemic covid-19.
{"title":"Perbandingan Tingkat Kesehatan Bank Pembiayaan Rakyat Syariah di Pulau Jawa pada Sebelum dan Saat Masa Pandemi","authors":"Henny Rahma Sari, Clarashinta Canggih","doi":"10.21043/malia.v5i2.12351","DOIUrl":"https://doi.org/10.21043/malia.v5i2.12351","url":null,"abstract":"<p><em>The study </em><em>aimed to </em><em>compar</em><em>e the Islamic Rural Banks (BPRS) soundness on Java area</em><em> </em><em>before and during the pandemic. The research is a quantitative study using secondary data obtained from the </em><em>monthly Islamic </em><em>B</em><em>anking statistics</em><em> </em><em>published by Otoritas Jasa Keuangan. </em><em>T</em><em>he sample was DPK, NPF, and FDR of BPRS in 6 provinces at Java island from May 2019 until November 2020. The analysis of the data in this study use</em><em>d</em><em> Wilcoxon analysis. The results of the study indicate</em><em>d</em><em> there is a different </em><em>of BPRS soundness, represented by DPK, NPF, and FDR</em><em> </em><em>b</em><em>efore and during the pandemic covid-19. <span style=\"text-decoration: line-through;\"> </span></em></p>","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128515729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-11-18DOI: 10.21043/malia.v5i2.12548
Kharis Fadlullah Hana, R. Ridwan, Enggar Arrosyad Chodlir
Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.
融资的质量是决定伊斯兰金融机构健康水平的一个重要因素。然而,该机构经常分析资金不足。本研究的目的是提供提供融资建议的正确融资分析模型。这可能会阻碍她的不绩效融资。这项研究的方法是基于几家伊斯兰金融机构的研究成果进行的研究和发展。研究人员从伊斯兰银行、BPR伊斯兰和合作社的伊斯兰贷款和融资中提取了样本。研究结果表明,伊斯兰银行和BPR伊斯兰教法已经确定了一个相当完整的分析公式,但KSPPS缺乏一个完整的公式。结果,研究人员发现了5C通常的新方面,即使用ad加法到8C。这些方面包括character, collateral, capacity, capital, condition of economy, con应变,cash flow和closeness。这项研究为伊斯兰金融机构提供了一个新的方面,以便更准确地提供融资决定。
{"title":"Elaborasi Analisis Pembiayaan Dalam Meminimalisir Non Performing Finance (NPF) Pada Lembaga Keuangan Syariah","authors":"Kharis Fadlullah Hana, R. Ridwan, Enggar Arrosyad Chodlir","doi":"10.21043/malia.v5i2.12548","DOIUrl":"https://doi.org/10.21043/malia.v5i2.12548","url":null,"abstract":"Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"216 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134349273","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-25DOI: 10.21043/MALIA.V5I2.11800
Maulana Agung Priantoro, Fetria Eka Yudiana
Loyalty is a consumer's commitment to a business model that can be in the form of a brand, store, and/or supplier due to several things that cause consumers to make long-term purchases. The data was obtained from the distribution of questionnaires by researchers to respondents. Samples were taken as many as 100 respondents. Data collection techniques by non-probability sampling. The data obtained were then processed using the SPSS20 tool. This research uses quantitative research by using multiple linear regression analysis and path analysis..The results of this study indicate that the Relationship Marketing variable has a negative and insignificant effect on Loyalty. The Experiential Marketing variable has a positive and insignificant effect on Loyalty, the Characteristics Variable of Sharia Marketing has a positive and significant effect on Loyalty. Then the Satisfaction variable has a positive and insignificant effect on Loyalty. Furthermore, the Relationship Marketing variable has a positive and significant effect on satisfaction. Furthermore, the Experiential Marketing variable has a positive and significant effect on Satisfaction, the Characteristics Variable of Sharia Marketing has a positive and insignificant effect on Satisfaction, Furthermore, Satisfaction is not able to mediate the influence of Relationship Marketing on Loyalty, the Satisfaction Variable can mediate the influence of Experiential Marketing on Loyalty, and the last variable Satisfaction is able to mediate the influence of the characteristics of Sharia Marketing on Loyalty.
{"title":"The Effect of Relationship Marketing, Experential Marketing and Sharia Marketing Characteristics on Customer Loyalty of Sharia Bank With Customer Satisfaction as Intervening Variable","authors":"Maulana Agung Priantoro, Fetria Eka Yudiana","doi":"10.21043/MALIA.V5I2.11800","DOIUrl":"https://doi.org/10.21043/MALIA.V5I2.11800","url":null,"abstract":"Loyalty is a consumer's commitment to a business model that can be in the form of a brand, store, and/or supplier due to several things that cause consumers to make long-term purchases. The data was obtained from the distribution of questionnaires by researchers to respondents. Samples were taken as many as 100 respondents. Data collection techniques by non-probability sampling. The data obtained were then processed using the SPSS20 tool. This research uses quantitative research by using multiple linear regression analysis and path analysis..The results of this study indicate that the Relationship Marketing variable has a negative and insignificant effect on Loyalty. The Experiential Marketing variable has a positive and insignificant effect on Loyalty, the Characteristics Variable of Sharia Marketing has a positive and significant effect on Loyalty. Then the Satisfaction variable has a positive and insignificant effect on Loyalty. Furthermore, the Relationship Marketing variable has a positive and significant effect on satisfaction. Furthermore, the Experiential Marketing variable has a positive and significant effect on Satisfaction, the Characteristics Variable of Sharia Marketing has a positive and insignificant effect on Satisfaction, Furthermore, Satisfaction is not able to mediate the influence of Relationship Marketing on Loyalty, the Satisfaction Variable can mediate the influence of Experiential Marketing on Loyalty, and the last variable Satisfaction is able to mediate the influence of the characteristics of Sharia Marketing on Loyalty.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116281370","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-25DOI: 10.21043/MALIA.V5I2.11925
Siti Rofik Atus Sa'diyah, Wahibur Rokhman
Penelitian ini bertujuan untuk menganalisis persepsi anggota non muslim terhadap pemasaran Islam yang diterapkan Koperasi Simpan Pinjam dan pembiayaan Syariah (KSPPS) Ki Ageng Pandanaran Semarang. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif deskriptif. Sumber data penelitian ini wawancara dengan lima anggota non muslim yang menggunakan berbagai produk jasa dan nara sumber dari dua orang pengelola KSPPS. Hasil penelitian ini menunjukkan bahwa pemasaran Islam sangat mendorong minat masyarakat non muslim dalam bergabung menjadi anggota. Pemasaran Islam yang ditawarkan antara lain: kesuaian produk-produk yang ditawarkan dengan kebutuhan anggota, akad yang diterapkan secara terbuka dan adil, sikap jujur, transparan, serta memberikan pelayanan yang baik di KSPPS Ki Ageng Pandanaran Semarang. Penelitian ini memiliki kontribusi praktis bagi manajerial lembaga keuangan mikro syariah dalam memperluas pasar tidak hanya dari kalangan muslim tetapi juga non muslim.
本研究旨在分析非穆斯林成员对伊斯兰市场营销的看法,该组织实施了“伊斯兰储蓄贷款”(KSPPS)的伊斯兰贷款和融资。本研究是一个基于描述性质的方法的实地研究。本研究的数据来源采访了5名使用各种服务产品和KSPPS两名管理人员的非穆斯林成员。这项研究的结果表明,伊斯兰市场强烈鼓励非穆斯林社会对加入伊斯兰教非常感兴趣。伊斯兰市场营销包括:在KSPPS Ki adanaran、诚实、透明以及在KSPPS Ki agangl panmarang提供良好服务的产品与成员的需要是一致的。这项研究对伊斯兰微观金融机构的管理做出了实际贡献,不仅扩大了穆斯林的市场,而且扩大了非穆斯林的市场。
{"title":"Persepsi Anggota Non Muslim Terhadap Pemasaran Syariah di KSPPS Ki Ageng Pandanaran Semarang","authors":"Siti Rofik Atus Sa'diyah, Wahibur Rokhman","doi":"10.21043/MALIA.V5I2.11925","DOIUrl":"https://doi.org/10.21043/MALIA.V5I2.11925","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis persepsi anggota non muslim terhadap pemasaran Islam yang diterapkan Koperasi Simpan Pinjam dan pembiayaan Syariah (KSPPS) Ki Ageng Pandanaran Semarang. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif deskriptif. Sumber data penelitian ini wawancara dengan lima anggota non muslim yang menggunakan berbagai produk jasa dan nara sumber dari dua orang pengelola KSPPS. Hasil penelitian ini menunjukkan bahwa pemasaran Islam sangat mendorong minat masyarakat non muslim dalam bergabung menjadi anggota. Pemasaran Islam yang ditawarkan antara lain: kesuaian produk-produk yang ditawarkan dengan kebutuhan anggota, akad yang diterapkan secara terbuka dan adil, sikap jujur, transparan, serta memberikan pelayanan yang baik di KSPPS Ki Ageng Pandanaran Semarang. Penelitian ini memiliki kontribusi praktis bagi manajerial lembaga keuangan mikro syariah dalam memperluas pasar tidak hanya dari kalangan muslim tetapi juga non muslim.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116238759","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-22DOI: 10.21043/MALIA.V5I2.11911
P. Purwanto, F. Sari, Mona Burasukma, Siti Nursolihah
This research was conducted to explain the role of Islamic social finance through ZISWAF and BMT during the Covid-19 pandemic. This study uses qualitative methods that use library research techniques. The results of the study indicate that Islamic social finance plays an important role in dealing with declining economic conditions during the Covid-19 pandemic. The existence of ZISWAF can reduce the problem of poverty due to the Covid-19 pandemic, as well as the existence of BMT which can encourage businesses that lack capital and of course can help the government in dealing with existing problems. The role of Islamic social finance is shown by offering solutions to overcome economic problems, namely: the distribution of BLT originating from zakat collection units or from people with more income, assistance in the form of zakat, infaq, or alms; increasing waqf with cash waqf schemes, productive waqf or waqf linked sukuk waqf in order to strengthen waqf; assistance in the form of business capital to Micro, Small and Medium Enterprises (UMKM) groups experiencing crisis conditions; providing venture capital followed by a qardhul hasan loan scheme; providing understanding to increase literacy related to sharia economics and finance; sharia financial technology development. The implication is to help the welfare of the poor so that they become more capable people by providing business capital.
{"title":"The Role of Islamic Social Finance Through Ziswaf and BMT During The Covid-19 Pandemic","authors":"P. Purwanto, F. Sari, Mona Burasukma, Siti Nursolihah","doi":"10.21043/MALIA.V5I2.11911","DOIUrl":"https://doi.org/10.21043/MALIA.V5I2.11911","url":null,"abstract":"This research was conducted to explain the role of Islamic social finance through ZISWAF and BMT during the Covid-19 pandemic. This study uses qualitative methods that use library research techniques. The results of the study indicate that Islamic social finance plays an important role in dealing with declining economic conditions during the Covid-19 pandemic. The existence of ZISWAF can reduce the problem of poverty due to the Covid-19 pandemic, as well as the existence of BMT which can encourage businesses that lack capital and of course can help the government in dealing with existing problems. The role of Islamic social finance is shown by offering solutions to overcome economic problems, namely: the distribution of BLT originating from zakat collection units or from people with more income, assistance in the form of zakat, infaq, or alms; increasing waqf with cash waqf schemes, productive waqf or waqf linked sukuk waqf in order to strengthen waqf; assistance in the form of business capital to Micro, Small and Medium Enterprises (UMKM) groups experiencing crisis conditions; providing venture capital followed by a qardhul hasan loan scheme; providing understanding to increase literacy related to sharia economics and finance; sharia financial technology development. The implication is to help the welfare of the poor so that they become more capable people by providing business capital.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126296955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-01DOI: 10.21043/MALIA.V5I1.9787
Susilo Adi Saputra, Chenny Maulyca Gloria, Asnaini Asnaini
The purpose of this study is to analyze the effect of inflation, exchange rates, and bi-7-day ratios on the Indonesian Sharia Stock Index (ISSI) for the 2015-2020 period. The method used in this research is to collect data such as through website and library studies. Data analysis in this study uses multiple ECM analysis with the help of the Eviews 8 computer program. The results of this analysis indicate that the inflation variable has an influence on the Indonesian Islamic stock index. However, the exchange rate and the bi 7 day rate do not have a significant effect on the Indonesian Islamic stock index.
{"title":"Pengaruh Inflasi, Kurs, dan BI 7-Day Rate terhadap Indeks Saham Syariah Indonesia (ISSI) Periode 2015-2020","authors":"Susilo Adi Saputra, Chenny Maulyca Gloria, Asnaini Asnaini","doi":"10.21043/MALIA.V5I1.9787","DOIUrl":"https://doi.org/10.21043/MALIA.V5I1.9787","url":null,"abstract":"The purpose of this study is to analyze the effect of inflation, exchange rates, and bi-7-day ratios on the Indonesian Sharia Stock Index (ISSI) for the 2015-2020 period. The method used in this research is to collect data such as through website and library studies. Data analysis in this study uses multiple ECM analysis with the help of the Eviews 8 computer program. The results of this analysis indicate that the inflation variable has an influence on the Indonesian Islamic stock index. However, the exchange rate and the bi 7 day rate do not have a significant effect on the Indonesian Islamic stock index.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114520796","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-01DOI: 10.21043/MALIA.V5I1.10196
Hamli Syaifullah
Al-Qur'an as one of the sources of Islamic law is important to interpret. So that there is an interpretation of the al-Qur'an by an interpreter, making it able to be understood by mankind. In this regard, it becomes very relevant if the implementation of ta'widh in Islamic Banks is to be known from the perspective of the commentators. Thus, whether the application of ta'widh in Islamic banking has actually been in accordance with the maqashid of the existence of the al-Qur'an itself, which is always in accordance with the times, or is it even contradictory. Therefore, the author tries to make the views of two classical commentators, namely: Al-Baidawi in Tafsir Anwar al-Tanzil Wa Asrar al-Ta'wil and Al-Razi in Tafsir Mafatihul Ghaib relating to verses that are considered relevant to the application at a shariah bank.
《古兰经》作为伊斯兰教法的来源之一,对其进行解释十分重要。这样,古兰经就有了一位诠释者的解释,使它能够被人类理解。在这方面,如果要从评论员的角度了解伊斯兰银行的实施情况,就变得非常相关。因此,在伊斯兰银行中,“塔宽”一词的应用是否真的符合《古兰经》本身存在的前提,这始终是符合时代的,或者甚至是矛盾的。因此,作者试图提出两位经典评论家的观点,即:taafsir Anwar al- tanil Wa Asrar al-Ta'wil中的Al-Baidawi和taafsir maatihul Ghaib中的Al-Razi,他们认为这些经文与伊斯兰银行的应用有关。
{"title":"Ta’widh dan Ta’zir Persepektif Mufassir Klasik dan Implementasinya di Bank Syariah","authors":"Hamli Syaifullah","doi":"10.21043/MALIA.V5I1.10196","DOIUrl":"https://doi.org/10.21043/MALIA.V5I1.10196","url":null,"abstract":"Al-Qur'an as one of the sources of Islamic law is important to interpret. So that there is an interpretation of the al-Qur'an by an interpreter, making it able to be understood by mankind. In this regard, it becomes very relevant if the implementation of ta'widh in Islamic Banks is to be known from the perspective of the commentators. Thus, whether the application of ta'widh in Islamic banking has actually been in accordance with the maqashid of the existence of the al-Qur'an itself, which is always in accordance with the times, or is it even contradictory. Therefore, the author tries to make the views of two classical commentators, namely: Al-Baidawi in Tafsir Anwar al-Tanzil Wa Asrar al-Ta'wil and Al-Razi in Tafsir Mafatihul Ghaib relating to verses that are considered relevant to the application at a shariah bank.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124143081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-01DOI: 10.21043/MALIA.V5I1.11196
I. Maharany, Luthfiyatun Ni'mah
The results showed that EPS has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (3.556> 1.67591), and based on the value of the significance coefficient of 0.001 which is smaller than 0.05. Dividend Per Share (DPS) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (1.833> 1.67591), and based on the value of the significance coefficient of 0.033 which is smaller than 0.05. Return On Assets (ROA) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (2.833> 1.67591), and based on the value of the significance coefficient of 0.049 which is smaller than 0.05. Return On Equity (ROE) has no effect on Islamic stock prices. Based on the t count value is smaller than t table (0.612 <1.67591), and based on the significance coefficient value of 0.543 which is greater than 0.05.
{"title":"Harga Saham Syariah Ditinjau Dari Rasio Profitabilitas","authors":"I. Maharany, Luthfiyatun Ni'mah","doi":"10.21043/MALIA.V5I1.11196","DOIUrl":"https://doi.org/10.21043/MALIA.V5I1.11196","url":null,"abstract":"The results showed that EPS has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (3.556> 1.67591), and based on the value of the significance coefficient of 0.001 which is smaller than 0.05. Dividend Per Share (DPS) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (1.833> 1.67591), and based on the value of the significance coefficient of 0.033 which is smaller than 0.05. Return On Assets (ROA) has a significant positive effect on Islamic stock prices. Based on the value of t count greater than t table (2.833> 1.67591), and based on the value of the significance coefficient of 0.049 which is smaller than 0.05. Return On Equity (ROE) has no effect on Islamic stock prices. Based on the t count value is smaller than t table (0.612 <1.67591), and based on the significance coefficient value of 0.543 which is greater than 0.05.","PeriodicalId":164156,"journal":{"name":"MALIA: Journal of Islamic Banking and Finance","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123512753","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}