The background of this research is the fluctuation in financial ratios which is influenced by the amount of non-performing financing, the amount of third party funds released for financing, the ability of bank management to control the efficiency of the company, and the adequacy of capital owned by the bank. So that with the aim of knowing the level of bank soundness at BRI Syariah Bank for the period 2016 - 2020, an analysis is carried out according to the Financial Services Authority Regulation No. 8/POJK.03/2014 concerning the assessment of the soundness level of Islamic commercial banks and sharia business units, namely by using the RGEC method. In this study, the method used is a qualitative research with a descriptive approach. Secondary data is obtained from the BRI Syariah Bank Annual Report and the GCG Implementation Report published on the company's official website. Data collection was carried out by the author using documentation and literature studies. In this study, the steps taken in data analysis are data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the health level of BRI Syariah Bank according to the Risk Profile factor is Healthy and Very Healthy. The Good Corporate Governance factor received the title of Healthy. Earning factor obtained the predicate of Unhealthy and Unhealthy. And Capital Factor received the title Very Healthy.
{"title":"Metode RGEC untuk Menganalisis Kesehatan Bank di Bank BRI Syariah","authors":"W. Sari, Dea Nur Sadilah","doi":"10.32483/MAPS.V5I1.98","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.98","url":null,"abstract":"The background of this research is the fluctuation in financial ratios which is influenced by the amount of non-performing financing, the amount of third party funds released for financing, the ability of bank management to control the efficiency of the company, and the adequacy of capital owned by the bank. So that with the aim of knowing the level of bank soundness at BRI Syariah Bank for the period 2016 - 2020, an analysis is carried out according to the Financial Services Authority Regulation No. 8/POJK.03/2014 concerning the assessment of the soundness level of Islamic commercial banks and sharia business units, namely by using the RGEC method. In this study, the method used is a qualitative research with a descriptive approach. Secondary data is obtained from the BRI Syariah Bank Annual Report and the GCG Implementation Report published on the company's official website. Data collection was carried out by the author using documentation and literature studies. In this study, the steps taken in data analysis are data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the health level of BRI Syariah Bank according to the Risk Profile factor is Healthy and Very Healthy. The Good Corporate Governance factor received the title of Healthy. Earning factor obtained the predicate of Unhealthy and Unhealthy. And Capital Factor received the title Very Healthy.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128682278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Mochamad Nur Rahmat Setia, Bahmid I Magi, Eni Nuraeni
This research was conducted because the development of TPF and Equity Capital at PT Bank BRI Syariah for the 2016-2020 period fluctuated. TPF in 2016 in the third quarter and fourth quarter experienced an increase but FDR decreased as well as fluctuations in TPF during 2018 and 2020 which did not match the theory, where the higher the DPK collected, the greater the distribution of financing so that the FDR value would increase and vice versa. This study aims to determine the effect of TPF on FDR, the effect of Equity Capital on FDR, the effect of TPF and Equity Capital simultaneously on FDR at PT Bank BRI Syariah. This study uses associative quantitative research, with the object of this research being Third Party Funds, Own Capital and Financing to Deposit Ratio at PT Bank BRI Syariah. The type of data used is secondary data in the form of financial ratios published by PT. Bank BRI Syariah starting from the period 2016 to 2020. The population in this study is the financial statements of PT Bank BRI Syariah. The sample used is the quarterly published financial statements of BRI Syariah Bank for the period 2016 to 2020. The data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t-test and F-test. Own capital has a positive and significant effect on FDR. TPF and own capital simultaneously have a positive and significant effect on FDR at PT Bank BRI Syariah.
之所以进行这项研究，是因为2016-2020年期间PT Bank BRI伊斯兰的TPF和股权资本的发展波动。2016年第三季度和第四季度TPF有所增加，但FDR有所下降，2018年和2020年TPF的波动与理论不符，即DPK收集的越高，融资分配越大，FDR值就会增加，反之亦然。本研究旨在确定TPF对FDR的影响，股权资本对FDR的影响，TPF和股权资本同时对PT Bank BRI Syariah的FDR的影响。本研究采用关联定量研究，研究对象为PT Bank BRI Syariah的第三方资金、自有资金和融资存款比。使用的数据类型是PT. Bank BRI Syariah从2016年到2020年发布的财务比率形式的二手数据。本研究中的人口是PT银行BRI伊斯兰教的财务报表。使用的样本是BRI伊斯兰银行2016年至2020年季度公布的财务报表。数据分析采用多元相关分析、多元回归分析、决定系数分析、t检验和f检验。自有资本对FDR有显著的正向影响。TPF和自有资本同时对PT Bank BRI Syariah的FDR具有显著的正向影响。
{"title":"Dana Pihak Ketiga dan Modal Sendiri terhadap Financing to Deposit Ratio di PT Bank BRI Syariah","authors":"Mochamad Nur Rahmat Setia, Bahmid I Magi, Eni Nuraeni","doi":"10.32483/MAPS.V5I1.96","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.96","url":null,"abstract":"This research was conducted because the development of TPF and Equity Capital at PT Bank BRI Syariah for the 2016-2020 period fluctuated. TPF in 2016 in the third quarter and fourth quarter experienced an increase but FDR decreased as well as fluctuations in TPF during 2018 and 2020 which did not match the theory, where the higher the DPK collected, the greater the distribution of financing so that the FDR value would increase and vice versa. This study aims to determine the effect of TPF on FDR, the effect of Equity Capital on FDR, the effect of TPF and Equity Capital simultaneously on FDR at PT Bank BRI Syariah. This study uses associative quantitative research, with the object of this research being Third Party Funds, Own Capital and Financing to Deposit Ratio at PT Bank BRI Syariah. The type of data used is secondary data in the form of financial ratios published by PT. Bank BRI Syariah starting from the period 2016 to 2020. The population in this study is the financial statements of PT Bank BRI Syariah. The sample used is the quarterly published financial statements of BRI Syariah Bank for the period 2016 to 2020. The data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t-test and F-test. Own capital has a positive and significant effect on FDR. TPF and own capital simultaneously have a positive and significant effect on FDR at PT Bank BRI Syariah.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129818125","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In micro-scale retail, there are problems with the cost of legality management, the high costs and complicated rules are obstacles and the cause of the decrease in the number of legality ownership of micro-scale retailers. Based on this, the Bandung City Government, West Java, innovated using application technology and the internet for legality management, which was called the Gadget Application Mobile for License abbreviated as GAMPIL. This study is intended to determine whether efforts to strengthen internet-based applications can reduce the number of micro retailers that do not yet have legality and create a competitive power for micro-scale retailers in Indonesia, especially the city of Bandung. With a quantitative approach and explanatory research methods, 300 retailers from the city of Bandung, East Bandung to be exact, were taken randomly as a sample in the hope that the research can provide input for the government regarding strengthening the competitiveness of MSMEs in Bandung City through licensing. The results obtained are that the presence of GAMPIL as an application-based business license management innovation is able to increase the competitiveness of micro-scale retailers and their interest in having legality increases by 49.1%.
在小额零售中，存在着合法性管理成本问题，高昂的成本和复杂的规则是阻碍小额零售商合法性管理的障碍，也是造成小额零售商合法性拥有量减少的原因。在此基础上，西爪哇万隆市政府利用应用技术和互联网进行了合法性管理创新，被称为Gadget application Mobile for License(简称GAMPIL)。本研究旨在确定加强基于互联网的应用的努力是否可以减少尚未获得合法性的微型零售商的数量，并为印度尼西亚，特别是万隆市的微型零售商创造竞争力。本文采用定量分析和解释性研究的方法，随机选取万隆市(确切地说是东万隆市)300家零售商作为样本，以期为政府加强万隆市中小微企业的牌照竞争力提供参考。结果表明，GAMPIL作为一种基于应用程序的营业执照管理创新，能够提高微型零售商的竞争力，他们对合法性的兴趣增加了49.1%。
{"title":"GAMPIL : Upaya Penguatan Daya Saing Ritel Mikro di Era COVID-19 dan Peningkatan Minat Memiliki Legalitas Usaha","authors":"Bob Foster, M. D. Johansyah","doi":"10.32483/MAPS.V5I1.94","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.94","url":null,"abstract":"In micro-scale retail, there are problems with the cost of legality management, the high costs and complicated rules are obstacles and the cause of the decrease in the number of legality ownership of micro-scale retailers. Based on this, the Bandung City Government, West Java, innovated using application technology and the internet for legality management, which was called the Gadget Application Mobile for License abbreviated as GAMPIL. This study is intended to determine whether efforts to strengthen internet-based applications can reduce the number of micro retailers that do not yet have legality and create a competitive power for micro-scale retailers in Indonesia, especially the city of Bandung. With a quantitative approach and explanatory research methods, 300 retailers from the city of Bandung, East Bandung to be exact, were taken randomly as a sample in the hope that the research can provide input for the government regarding strengthening the competitiveness of MSMEs in Bandung City through licensing. The results obtained are that the presence of GAMPIL as an application-based business license management innovation is able to increase the competitiveness of micro-scale retailers and their interest in having legality increases by 49.1%.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124828021","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The background of this research is the fluctuation in the value of the ratio of CAR, KAP, ROA, IGA and LDR will affect the performance of a bank, so it is necessary to look at the level of health which will have an impact on increasing the number of customers. The purpose of this study was to determine the health level of BPRS Al Ma'soem using the CAMEL (Capital, Asset, Management, Earning, Liquidity) method and its impact on increasing the number of customers. The type of research uses secondary data with the object of research, namely the financial statements of BPRS Al Ma'soem. The population is all the financial statements of BPRS Al Ma'soem, while the sample is the financial statements of BPRS Al Ma'soem for the 2016-2020 period with the type of sample using purposive sampling. Data collection techniques include literature study and documentation. While the method used is descriptive qualitative using the Milles and Huberman model including: data collection, data reduction, data presentation and conclusions and using the CAMEL method. The results show that the health level of BPRS Al Ma'soem using CAMEL analysis in terms of capital, assets, earnings and liquidity in 2016 with very good predicates, 2017 and 2018 with good predicates, 2019 with very good predicates, and 2020 with good predicate. However, from a management perspective, from 2016-2020, it received a pretty good predicate.
本研究的背景是CAR, KAP, ROA, IGA和LDR的比值值的波动会影响银行的绩效，因此有必要研究健康水平，这将对增加客户数量产生影响。本研究的目的是利用CAMEL(资本，资产，管理，收入，流动性)方法确定BPRS Al Ma'soem的健康水平及其对增加客户数量的影响。研究类型使用的二手数据与研究对象，即BPRS Al Ma' em的财务报表。人口为BPRS Al Ma'soem的所有财务报表，样本为BPRS Al Ma'soem 2016-2020年期间的财务报表，样本类型采用有目的抽样。数据收集技术包括文献研究和文献记录。而使用的方法是描述性定性使用Milles和Huberman模型，包括:数据收集，数据减少，数据呈现和结论，并使用CAMEL方法。结果表明:利用CAMEL分析法，BPRS Al Ma'soem在资本、资产、收益和流动性方面的健康水平在2016年为非常好谓词，2017年和2018年为良好谓词，2019年为非常好谓词，2020年为良好谓词。然而，从管理角度来看，从2016-2020年，它获得了相当好的预测。
{"title":"Analisis Tingkat Kesehatan Bank dan Dampaknya terhadap Peningkatan Jumlah Nasabah","authors":"Nano Suyatna, Ayi Mi’razul Mu’minin","doi":"10.32483/MAPS.V5I1.99","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.99","url":null,"abstract":"The background of this research is the fluctuation in the value of the ratio of CAR, KAP, ROA, IGA and LDR will affect the performance of a bank, so it is necessary to look at the level of health which will have an impact on increasing the number of customers. The purpose of this study was to determine the health level of BPRS Al Ma'soem using the CAMEL (Capital, Asset, Management, Earning, Liquidity) method and its impact on increasing the number of customers. The type of research uses secondary data with the object of research, namely the financial statements of BPRS Al Ma'soem. The population is all the financial statements of BPRS Al Ma'soem, while the sample is the financial statements of BPRS Al Ma'soem for the 2016-2020 period with the type of sample using purposive sampling. Data collection techniques include literature study and documentation. While the method used is descriptive qualitative using the Milles and Huberman model including: data collection, data reduction, data presentation and conclusions and using the CAMEL method. The results show that the health level of BPRS Al Ma'soem using CAMEL analysis in terms of capital, assets, earnings and liquidity in 2016 with very good predicates, 2017 and 2018 with good predicates, 2019 with very good predicates, and 2020 with good predicate. However, from a management perspective, from 2016-2020, it received a pretty good predicate.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131937499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine: 1) the character of cageur, bageur, pinter as part of the Al Ma'soem culture; 2) Tadarus activities at Ma'soem University; 3) The role of tadarus in developing the esprit de corps of employees. The research method is qualitative with an ethnographic approach in order to reveal the social and cultural meaning behind tadarus activities. Data collection techniques were carried out by participatory observation, in-depth interviews, literature studies and documentation studies. Determination of the sample using purposive sampling where sampling is done with certain considerations. Data analysis using the Spradley Model, was carried out in four stages: domain, taxonomy, componential, and cultural themes. The results showed that: 1) Cageur, bageur, pinter characters are the embodiment of the pioneering philosophy in order to create a balance between habluminalloh and habluminannas., 2) The benefits of tadarus for friendship, launch and get used to reading holy verses, the heart becomes calm and gives birth to a group of pioneers and followers, 3 ) Tadarus activities as organizational habits that are not directly related to work specifications can be a source of strength for the birth of the corps spirit of employees.
{"title":"Meraih Jiwa Korsa Berkarakter Cageur, Bageur, Pinter Melalui Tadarus di Universitas Ma’soem","authors":"Ida Rapida Djachrab, Ryzki Wiryawan","doi":"10.32483/MAPS.V5I1.93","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.93","url":null,"abstract":"This study aims to determine: 1) the character of cageur, bageur, pinter as part of the Al Ma'soem culture; 2) Tadarus activities at Ma'soem University; 3) The role of tadarus in developing the esprit de corps of employees. The research method is qualitative with an ethnographic approach in order to reveal the social and cultural meaning behind tadarus activities. Data collection techniques were carried out by participatory observation, in-depth interviews, literature studies and documentation studies. Determination of the sample using purposive sampling where sampling is done with certain considerations. Data analysis using the Spradley Model, was carried out in four stages: domain, taxonomy, componential, and cultural themes. The results showed that: 1) Cageur, bageur, pinter characters are the embodiment of the pioneering philosophy in order to create a balance between habluminalloh and habluminannas., 2) The benefits of tadarus for friendship, launch and get used to reading holy verses, the heart becomes calm and gives birth to a group of pioneers and followers, 3 ) Tadarus activities as organizational habits that are not directly related to work specifications can be a source of strength for the birth of the corps spirit of employees.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126817994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to provide an overview of the procedure for submitting financing and the application of the 5C principle (character, capacity, capital, collateral, condition) in Bank bjb Syariah Rancaekek in financing iB Maslahah homeownership.This type of research is descriptive qualitative. Data collection techniques through observation, interviews, literature study, and documentation study. Data analysis used Miles and Huberman interaction.The research results show that the iB Maslahah home ownership financing in Islamic bank bjb has implemented the 5C aspect. However, of the five aspects, the dominant one taken into consideration is the character aspect. Analysis of character aspects is carried out through curriculum vitae, customer reputation in the work environment, conducting bank to bank information, looking for customer information in the neighborhood where he lives, looking at customer responsibilities, family circumstances, customer hobbies. Capacity is a slip or a detailed list of the customer's salary, other business fields owned, savings and current accounts related to the business carried out by the customer. Capital through the ownership status of the house where the previous customer lived, the type of transportation or vehicle the current customer has savings or savings owned. Collateral through collateral in the form of a house to be purchased by a customer with a loan from a bank. Condition through conjunctive conditions, government regulations, world political and economic situations, and other conditions that affect the market.
{"title":"Faktor 5C dalam Pembiayaan Kepemilikan Rumah di Bank BJB Syariah Kantor Cabang Pembantu Rancaekek","authors":"Ida Rapida Djachrab","doi":"10.32483/MAPS.V4I2.56","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.56","url":null,"abstract":"This study aims to provide an overview of the procedure for submitting financing and the application of the 5C principle (character, capacity, capital, collateral, condition) in Bank bjb Syariah Rancaekek in financing iB Maslahah homeownership.This type of research is descriptive qualitative. Data collection techniques through observation, interviews, literature study, and documentation study. Data analysis used Miles and Huberman interaction.The research results show that the iB Maslahah home ownership financing in Islamic bank bjb has implemented the 5C aspect. However, of the five aspects, the dominant one taken into consideration is the character aspect. Analysis of character aspects is carried out through curriculum vitae, customer reputation in the work environment, conducting bank to bank information, looking for customer information in the neighborhood where he lives, looking at customer responsibilities, family circumstances, customer hobbies. Capacity is a slip or a detailed list of the customer's salary, other business fields owned, savings and current accounts related to the business carried out by the customer. Capital through the ownership status of the house where the previous customer lived, the type of transportation or vehicle the current customer has savings or savings owned. Collateral through collateral in the form of a house to be purchased by a customer with a loan from a bank. Condition through conjunctive conditions, government regulations, world political and economic situations, and other conditions that affect the market.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114439628","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research was conducted to analyze and describe the NPF and FDR ratio of Bank Muamalat Indonesia between before and during the Covid-19 pandemic. The method used in this research is quantitative with research data in the form of secondary data. The data were collected using the documentation method and analyzed using the descriptive statistic and independent sample t-test. The results of the study state that the NPF and FDR value of Bank Muamalat Indonesia was differ between before and during the Covid-19 pandemic, although not statistically significant. The difference in terms of NPF indicates that the financing risk faced by Bank Muamalat Indonesia during the pandemic period is greater. The difference in terms of FDR indicates the existence of prudence from banks in distributing financing to the public because the business situation is not conducive during the Covid-19 pandemic.
{"title":"Perbedaan NPF dan FDR Bank Muamalat antara Sebelum dan Selama Pandemi Covid-19","authors":"Dematria Pringgabayu, Kurnia Fajar Afgani, Alda Ricederia","doi":"10.32483/MAPS.V4I2.59","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.59","url":null,"abstract":"This research was conducted to analyze and describe the NPF and FDR ratio of Bank Muamalat Indonesia between before and during the Covid-19 pandemic. The method used in this research is quantitative with research data in the form of secondary data. The data were collected using the documentation method and analyzed using the descriptive statistic and independent sample t-test. The results of the study state that the NPF and FDR value of Bank Muamalat Indonesia was differ between before and during the Covid-19 pandemic, although not statistically significant. The difference in terms of NPF indicates that the financing risk faced by Bank Muamalat Indonesia during the pandemic period is greater. The difference in terms of FDR indicates the existence of prudence from banks in distributing financing to the public because the business situation is not conducive during the Covid-19 pandemic.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115401086","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Based on the results of the observation that this research is based on, which is the variability of participation by the member of Koperasi Karyawan PT. Indoneptune Rancaekek. The research aims to determine how the effect/influence of member’s knowledge on member’s participation, to determine the impact of management’s creativity on member participation, also to verify the impact of the member’s knowledge and management’s creativity instantaneously on the member’s participation as a whole on the members of Koperasi Karyawan PT. Indoneptune Rancaekek. This is an associative quantitative type of research. The type where the data is a primer and uses a form of observation, interviews, literature study and questionnaires as its techniques to collect the data from. While using a random sampling technique out of 86 people from 591 members. The results shown that there are no significant effect/influence between the member’s knowledge and the member participation, with t test result where tcount < ttable (0,948 < 1,66342). Meanwhile there was significant result concerning the influence between the management’s creativity and the participation of the members, with tcount > ttable (-4.060> 1.66342). Simultaneously there was a significant spike of impact/influence between the member’s knowledge and the management’s creativity on the members participation of Koperasi Karyawan PT. Indoneptune Rancaekek using the F test where the Fcount > Ftable (8.151 > 2.37).
基于本研究所依据的观察结果，即Koperasi Karyawan PT. indonesia . Rancaekek成员参与的可变性。本研究旨在确定成员知识对成员参与的作用/影响，确定管理创造力对成员参与的影响，并验证成员知识和管理创造力对成员整体参与的瞬时影响对Koperasi Karyawan PT. indonesia . Rancaekek成员的影响。这是一种关联定量类型的研究。该类型的数据是一个入门，并使用一种形式的观察，访谈，文献研究和问卷调查的技术来收集数据。从591名会员中抽取86人进行随机抽样。结果表明，成员的知识与成员的参与之间不存在显著的效应/影响，t检验结果tcount <可表(0,948 < 1,66342)。同时，管理层创造力对成员参与的影响有显著的结果，tcount >表(-4.060> 1.66342)。同时，在Koperasi Karyawan PT. indonesia . Rancaekek的F检验中，在Fcount > Ftable(8.151 > 2.37)中，成员的知识和管理层的创造力对成员的参与有显著的影响/影响。
{"title":"Pengaruh Pengetahuan Anggota dan Kreativitas Pengurus terhadap Partisipasi Anggota Koperasi Karyawan PT Indoneptune Rancaekek","authors":"Adi Indradi Wazdi, Yosep Firman","doi":"10.32483/MAPS.V4I2.57","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.57","url":null,"abstract":"Based on the results of the observation that this research is based on, which is the variability of participation by the member of Koperasi Karyawan PT. Indoneptune Rancaekek. The research aims to determine how the effect/influence of member’s knowledge on member’s participation, to determine the impact of management’s creativity on member participation, also to verify the impact of the member’s knowledge and management’s creativity instantaneously on the member’s participation as a whole on the members of Koperasi Karyawan PT. Indoneptune Rancaekek. This is an associative quantitative type of research. The type where the data is a primer and uses a form of observation, interviews, literature study and questionnaires as its techniques to collect the data from. While using a random sampling technique out of 86 people from 591 members. The results shown that there are no significant effect/influence between the member’s knowledge and the member participation, with t test result where tcount < ttable (0,948 < 1,66342). Meanwhile there was significant result concerning the influence between the management’s creativity and the participation of the members, with tcount > ttable (-4.060> 1.66342). Simultaneously there was a significant spike of impact/influence between the member’s knowledge and the management’s creativity on the members participation of Koperasi Karyawan PT. Indoneptune Rancaekek using the F test where the Fcount > Ftable (8.151 > 2.37).","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"89 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124396715","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Islamic investment is experiencing an upward trend from year to year. Many investors are starting to look at Islamic stocks. One of the Islamic stocks in Indonesia is the Indonesian Sharia Stock Index (ISSI). Investors must have many careful considerations to invest. One of the factors that may influence stock prices is macroeconomic factors. This study aims to determine how macroeconomic variables in the form of inflation, the rupiah exchange rate against the dollar, and Bank Indonesia interest rates can affect the ISSI stock price. This study uses a quantitative data approach. The data is obtained from the Sharia Stock Index (ISSI) in the monthly period January 2016 to December 2018.Meanwhile, data analysis used Partial Least Square (PLS) with the help of WarpPLS. The results showed that inflation and the rupiah exchange rate had no effect on the ISSI stock price. while the BI rate has a significant negative effect on the ISSI stock price.
{"title":"Analisis Pengaruh Inflasi, Nilai Tukar Rupiah, dan BI-Rate terhadap Harga Indeks Saham Syariah Indonesia","authors":"Fifi Afiyanti Tripuspitorini","doi":"10.32483/MAPS.V4I2.50","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.50","url":null,"abstract":"Islamic investment is experiencing an upward trend from year to year. Many investors are starting to look at Islamic stocks. One of the Islamic stocks in Indonesia is the Indonesian Sharia Stock Index (ISSI). Investors must have many careful considerations to invest. One of the factors that may influence stock prices is macroeconomic factors. This study aims to determine how macroeconomic variables in the form of inflation, the rupiah exchange rate against the dollar, and Bank Indonesia interest rates can affect the ISSI stock price. This study uses a quantitative data approach. The data is obtained from the Sharia Stock Index (ISSI) in the monthly period January 2016 to December 2018.Meanwhile, data analysis used Partial Least Square (PLS) with the help of WarpPLS. The results showed that inflation and the rupiah exchange rate had no effect on the ISSI stock price. while the BI rate has a significant negative effect on the ISSI stock price.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134148443","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The financing income at Bank Syariah Mandiri is increasing every year and the higher the interest of the customers to carry out mudharabah financing and musyarakah financing at Bank Syariah Mandiri which will certainly make a big contribution to the bank's income. The author wants to know more about the effect of mudharabah financing and musyarakah financing on the net profit of an independent Islamic bank. The method used is a quantitative approach, using Bank Syariah Mandiri monthly financial report data for the 2017-2019 period and the number of financial reports of 36 months. The technique for selecting samples uses saturated sampling where all populations are sampled. The analysis technique uses multiple regression analysis using the SPSS 21 application.The results obtained from this study simultaneously are that there is an influence between mudharabah financing, musyarakah financing on the net profit of independent Islamic banks and partially mudharabah financing has a negative effect of 0.248 and is significant on bank net income. Syariah Mandiri and Musyarakah financing have a positive and significant effect on the net profit of Mandiri Islamic Banks.
{"title":"Pengaruh Pembiayaan Mudharabah dan Pembiayaaan Musyarakah terhadap Laba Bersih Bank Syariah","authors":"Chairani Nurhamidah, Nana Diana","doi":"10.32483/MAPS.V4I2.55","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.55","url":null,"abstract":"The financing income at Bank Syariah Mandiri is increasing every year and the higher the interest of the customers to carry out mudharabah financing and musyarakah financing at Bank Syariah Mandiri which will certainly make a big contribution to the bank's income. The author wants to know more about the effect of mudharabah financing and musyarakah financing on the net profit of an independent Islamic bank. The method used is a quantitative approach, using Bank Syariah Mandiri monthly financial report data for the 2017-2019 period and the number of financial reports of 36 months. The technique for selecting samples uses saturated sampling where all populations are sampled. The analysis technique uses multiple regression analysis using the SPSS 21 application.The results obtained from this study simultaneously are that there is an influence between mudharabah financing, musyarakah financing on the net profit of independent Islamic banks and partially mudharabah financing has a negative effect of 0.248 and is significant on bank net income. Syariah Mandiri and Musyarakah financing have a positive and significant effect on the net profit of Mandiri Islamic Banks.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123757304","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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