This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.
{"title":"Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia","authors":"Hasbi Assidiki Mauluddi","doi":"10.32483/MAPS.V4I2.58","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.58","url":null,"abstract":"This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131785701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
One of the potential areas as an agro-tourism area in Majalengka Regency is the Sinapeul durian agro-tourism area in Ujungberung Village, Sindangwangi District. However, the Sinapeul durian agro-tourism area has not been running optimally, this is thought to be caused by several factors, namely the absence of a strategy and policy on the management and development of the agro-tourism area. In addition, the cooperation agreement that occurs between the village government and smallholders is not yet clear. The purpose of this study was to analyze the strategy for the development of the durian agro-tourism area and to analyze the contract applied between the village government and the tenant farmers. The research method used is a qualitative method with the Interpretative Structural Modeling (ISM) approach. Interpretative Structural Modeling (ISM) is a well-established methodology for identifying relationships between specific variables that define a problem or issue. Based on the results of research that has been conducted by researchers, there are seven elements that become indicators of agro-tourism area development strategies with the main strategies, namely agro-tourism development innovation, institutional support, promotion and marketing (level 1), strengthening regulations and policies, and investors (level 2), quality development. Human resources and community participation with the village (level 3). In Islam, there are several contract options in agricultural management such as Muzara Mukabarah and Musaqah. A cooperative agreement for agricultural production that is suitable for managing durian crops between land owners and smallholders is to apply the Musaqah contract.
{"title":"Strategi Pengembangan Agrowisata Durian Sinapeul dengan Pendekatan Interpretative Structural Modelling (ISM) dalam Perspektif Ekonomi Islam","authors":"Eni Nuraeni Ruriawati","doi":"10.32483/MAPS.V4I1.53","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.53","url":null,"abstract":"One of the potential areas as an agro-tourism area in Majalengka Regency is the Sinapeul durian agro-tourism area in Ujungberung Village, Sindangwangi District. However, the Sinapeul durian agro-tourism area has not been running optimally, this is thought to be caused by several factors, namely the absence of a strategy and policy on the management and development of the agro-tourism area. In addition, the cooperation agreement that occurs between the village government and smallholders is not yet clear. The purpose of this study was to analyze the strategy for the development of the durian agro-tourism area and to analyze the contract applied between the village government and the tenant farmers. The research method used is a qualitative method with the Interpretative Structural Modeling (ISM) approach. Interpretative Structural Modeling (ISM) is a well-established methodology for identifying relationships between specific variables that define a problem or issue. Based on the results of research that has been conducted by researchers, there are seven elements that become indicators of agro-tourism area development strategies with the main strategies, namely agro-tourism development innovation, institutional support, promotion and marketing (level 1), strengthening regulations and policies, and investors (level 2), quality development. Human resources and community participation with the village (level 3). In Islam, there are several contract options in agricultural management such as Muzara Mukabarah and Musaqah. A cooperative agreement for agricultural production that is suitable for managing durian crops between land owners and smallholders is to apply the Musaqah contract.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130793102","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The knowledge management process will create a new culture, namely knowledge sharing that is strong enough and able to create good organizational performance, however, there are still many organizations or companies that have not implemented knowledge management properly. This study aims to determine whether the application of knowledge management has a significant influence on the performance improvement of Majalengka University with organization culture as an intervening variable. The research method used is a survey method with the type of associative research. The author took a sample of 77 permanent lecturers and DPK Majalengka University. Data were collected through a questionnaire in the form of a statement list, the method of data analysis using Partial Least Square (PLS) with the help of smart-PLS 3.0 software. The results of this study indicate that the application knowledge management and organizational culture contribute directly positively and significantly to improving the performance of Majalengka University, knowledge management contributes positively and significantly to strengthening organizational culture, and organizational culture is able to mediate knowledge management in contributing to improving the performance of Majalengka University.
{"title":"Pengaruh Penerapan Knowledge Management Terhadap Kinerja Perguruan Tinggi dengan Budaya Organisasi Sebagai Variabel Intervening","authors":"Masduki Masduki","doi":"10.32483/MAPS.V4I1.44","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.44","url":null,"abstract":"The knowledge management process will create a new culture, namely knowledge sharing that is strong enough and able to create good organizational performance, however, there are still many organizations or companies that have not implemented knowledge management properly. This study aims to determine whether the application of knowledge management has a significant influence on the performance improvement of Majalengka University with organization culture as an intervening variable. The research method used is a survey method with the type of associative research. The author took a sample of 77 permanent lecturers and DPK Majalengka University. Data were collected through a questionnaire in the form of a statement list, the method of data analysis using Partial Least Square (PLS) with the help of smart-PLS 3.0 software. The results of this study indicate that the application knowledge management and organizational culture contribute directly positively and significantly to improving the performance of Majalengka University, knowledge management contributes positively and significantly to strengthening organizational culture, and organizational culture is able to mediate knowledge management in contributing to improving the performance of Majalengka University.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129006847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The murabahah finance is sell and buy transaction which is seller acknowledge selling price and buyer pay to the seller as much as the price plus margin that being approved. Sometimes on going murabahah finance promise found obstacles and resistance being faced bank or debtor party. There for, we want to study more deep about murabahah finance in BMT RIzky Barokah as a research object. The research aims to analysis of the operation of murabahah finance, analysis of murabahah operation in KSPPS BMT Rizky Barokah with Fatwa Dewan Syariah Nasional (DSN MUI), and analysis of member perception of KSPPS BMT Rizky Barokah about murabahah finance. This type of research is qualitative research with data analysis techniques, namely data reduction, data display, and conclusion drawing and verification. The result is found conclusion that is process of operationalization of murabahah finance in KSPPS BMT Rizky Barokah different based on object of goods in the murabahah promise. There is a goods that have facilitated by BMT is motor-bicycle but there is have another goods that proxies by another party for the procuration. The execution of murabahah finance promise in Rizky Barokah has appropriate to the commandment and requirement of murabahah and appropriate with fatwa provisions DSN-MUI No. 04/DSN-MUI/IV/2000 about murabahah finance.
murabahah金融是买卖交易，即卖方承认销售价格，买方支付给卖方的价格加上已批准的保证金。有时，在进行murabahah融资承诺时，银行或债务人会遇到障碍和阻力。因此，我们希望对以BMT RIzky Barokah为研究对象的murabahah finance进行更深入的研究。本研究旨在分析murabahah金融的运作，分析KSPPS BMT Rizky Barokah与Fatwa Dewan Syariah Nasional (DSN MUI)的murabahah运作，以及分析KSPPS BMT Rizky Barokah成员对murabahah金融的认知。这类研究是采用数据分析技术的定性研究，即数据还原、数据显示、结论得出和验证。结果发现，KSPPS BMT Rizky Barokah的murabahah融资运作过程因murabahah承诺的货物对象而异。有一种货物是由BMT代办的摩托车，但还有一种货物是由另一方代办的。Rizky Barokah murabahah财政承诺的执行符合murabahah的命令和要求，也符合DSN-MUI No. 04/DSN-MUI/IV/2000关于murabahah财政的教令规定。
{"title":"Analisis Pembiayaan Murabahah dan Solusi Permasalahannya pada BMT Rizky Barokah Cabang Talun Magelang","authors":"Siska Yulita, E. Panggiarti","doi":"10.32483/MAPS.V4I1.46","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.46","url":null,"abstract":"The murabahah finance is sell and buy transaction which is seller acknowledge selling price and buyer pay to the seller as much as the price plus margin that being approved. Sometimes on going murabahah finance promise found obstacles and resistance being faced bank or debtor party. There for, we want to study more deep about murabahah finance in BMT RIzky Barokah as a research object. The research aims to analysis of the operation of murabahah finance, analysis of murabahah operation in KSPPS BMT Rizky Barokah with Fatwa Dewan Syariah Nasional (DSN MUI), and analysis of member perception of KSPPS BMT Rizky Barokah about murabahah finance. This type of research is qualitative research with data analysis techniques, namely data reduction, data display, and conclusion drawing and verification. The result is found conclusion that is process of operationalization of murabahah finance in KSPPS BMT Rizky Barokah different based on object of goods in the murabahah promise. There is a goods that have facilitated by BMT is motor-bicycle but there is have another goods that proxies by another party for the procuration. The execution of murabahah finance promise in Rizky Barokah has appropriate to the commandment and requirement of murabahah and appropriate with fatwa provisions DSN-MUI No. 04/DSN-MUI/IV/2000 about murabahah finance.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125998748","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.
伊斯兰教法合规是指伊斯兰银行在穆阿马拉遵守伊斯兰教规或法律，这是将伊斯兰银行与传统银行区分开来的因素之一。因此，遵守伊斯兰教法是伊斯兰银行业务的基本原则。伊斯兰教法，特别是在经济方面存在高度差异，因此印度尼西亚的伊斯兰教法合规标准参考了国家伊斯兰教法委员会-印度尼西亚乌拉玛委员会(DSN-MUI)的法特瓦。本研究旨在分析印尼伊斯兰乡村银行(BPRS)的伊斯兰教法合规实践。分析的数据是伊斯兰教法监事会(DPS)对BPRS实践5年的评估。样本分布覆盖印度尼西亚所有区域，有24个分析单位和46个答复。数据分析采用定量描述性分析，并与DSN-MUI法特瓦进行比较。本研究的结果表明，印尼伊斯兰农村银行的合规水平平均而言是优秀的。其他研究结果表明，从合同实践来看，与单独协议相比，以musyarakah合同融资符合伊斯兰教法的程度最高。与此同时，遵守伊斯兰教法最低的是murabahah合同。这一条件受到影响，因为伊斯兰银行经常使用murabahah bil wakalah合同。这种合同的弱点在于客户采购货物时，往往没有附有购买证明。
{"title":"Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah","authors":"Aini Maslihatin, Riduwan Riduwan","doi":"10.32483/MAPS.V4I1.47","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.47","url":null,"abstract":"Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129938385","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The level of BRISyariah Capital Adequacy Ratio (CAR) for the period 2015-2019 is already in the very healthy category (above 12%), while the level of Financing to Deposit Ratio (FDR) is still in a fairly healthy category (around 85%), the ratio of Operating Costs to Operating Income ( BOPO) is in the unhealthy category (above 95%), as well as the level of Return On Assets (ROA), especially during 2019, is in the unhealthy category (below 0.5%). This study analyzes the influence of CAR, FDR, BOPO on ROA in BRISyariah. This research is a quantitative type with an associative approach. With secondary data in the form of published quarterly financial reports of BRISyariah for the period 2015-2019. Tests conducted to determine the relationship and influence between variables partially and simultaneously, multiple regression, coefficient of determination, t test and F test. The results of this study indicate that (1) there is a negative effect of CAR on ROA where the value of tcount>ttable (2.352>2.120) is on the negative side with R2 of 23.5%, (2) there is no effect of FDR on ROA where the tcount value isttable (11,823>2,120) with the tcount on the negative side, while the R2 value is 88.8 %. (4) simultaneously there is a significant effect of CAR, FDR and BOPO on ROA with the results of Fcount>Ftable (331,743> 3,24) with a R2 value of 98.4%. The concluded that the risk of own capital (CAR) in high number and the more inefficient bank operations (BOPO), make ability the bank's is low to increase profits.
{"title":"Determinan Return On Asset Bank BRI Syariah Periode 2015-2019","authors":"Ilani Pujiyanti, Faisal Rakhman","doi":"10.32483/MAPS.V4I1.51","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.51","url":null,"abstract":"The level of BRISyariah Capital Adequacy Ratio (CAR) for the period 2015-2019 is already in the very healthy category (above 12%), while the level of Financing to Deposit Ratio (FDR) is still in a fairly healthy category (around 85%), the ratio of Operating Costs to Operating Income ( BOPO) is in the unhealthy category (above 95%), as well as the level of Return On Assets (ROA), especially during 2019, is in the unhealthy category (below 0.5%). This study analyzes the influence of CAR, FDR, BOPO on ROA in BRISyariah. This research is a quantitative type with an associative approach. With secondary data in the form of published quarterly financial reports of BRISyariah for the period 2015-2019. Tests conducted to determine the relationship and influence between variables partially and simultaneously, multiple regression, coefficient of determination, t test and F test. The results of this study indicate that (1) there is a negative effect of CAR on ROA where the value of tcount>ttable (2.352>2.120) is on the negative side with R2 of 23.5%, (2) there is no effect of FDR on ROA where the tcount value isttable (11,823>2,120) with the tcount on the negative side, while the R2 value is 88.8 %. (4) simultaneously there is a significant effect of CAR, FDR and BOPO on ROA with the results of Fcount>Ftable (331,743> 3,24) with a R2 value of 98.4%. The concluded that the risk of own capital (CAR) in high number and the more inefficient bank operations (BOPO), make ability the bank's is low to increase profits.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127337107","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.
本研究旨在确定金融素养和包容性对金融技术系统使用的影响程度。这项研究的动机是在学生中广泛使用金融技术。金融技术有助于买卖交易，使支付系统变得更加经济和高效，并保持活跃。本研究使用的方法是通过描述性分析方法进行定量分析。数据收集采用问卷调查，研究样本来自联合国苏南古农贾提万隆。结果显示金融素养的影响，通过有用性指标和线性轻松度指标证明了金融技术系统对unan Gunung Djati万隆学生使用的影响。48%的受访者承认，他们已经感受到并证明了他们对金融技术的了解，金融技术可以促进商业交易或服务的过程。同时，对普惠效应的研究与金融科技系统的使用是一致的。70%的受访者承认，此时金融科技的发展可以做到网上支付。
{"title":"Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology","authors":"Nabil Muhammad Alawi, Vemy Suci Asih, D. Sobana","doi":"10.32483/MAPS.V4I1.48","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.48","url":null,"abstract":"This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133169290","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Human Resources (HR) is a very important part in PT Bank Daerah Syariah, so that it is expected that there is an ideal and sufficient working period to optimize employee careers and increase employee commitment to the company, considering the products produced by the company are products used to facilitate the state apparatus work system and service to the wider community.This study aims to determine the effect of variable Career Development and Organizational Climate on the commitment of Employees in PT Bank Daerah Syariah. The method used in this study is a research mix method, which is a step of research by combining two forms of approach in research that is quantitative and qualitative. The population in this study were all employees in the Bank Daerah Syariah (BDS) as many as 53 employeesThe results showed that the career development variable (X1) and also the Organizational Climate (X2) had a positive and significant effect on the variable Employee Commitment (Y). The conclusion of the research shows that to increase the commitment of employees in PT Bank Daerah Syariah, the company needs to improve the existing career development system and maintain the organizational climate so that it remains conducive for all employees.
人力资源(HR)是PT Bank Daerah Syariah非常重要的一部分，因此考虑到公司生产的产品是用于促进国家机器工作系统和服务于更广泛社区的产品，期望有一个理想和充足的工作时间来优化员工的职业生涯，增加员工对公司的承诺。本研究旨在探讨不同职业发展和组织氛围对PT Bank Daerah Syariah员工承诺的影响。本研究使用的方法是混合研究方法，即定量和定性两种研究方法相结合的研究步骤。本研究的人口为伊斯兰银行(BDS)的全部员工，多达53名员工。结果表明，职业发展变量(X1)和组织氛围(X2)对员工承诺变量(Y)有显著的正向影响。研究结论表明，要提高伊斯兰银行PT员工的承诺，公司需要改善现有的职业发展体系，保持有利于所有员工的组织氛围。
{"title":"Pengembangan Karir dan Iklim Organisasi terhadap Komitmen Karyawan (Studi Kasus pada Bank Daerah Syariah)","authors":"F. Waruwu, Dematria Pringgabayu","doi":"10.32483/maps.v3i2.38","DOIUrl":"https://doi.org/10.32483/maps.v3i2.38","url":null,"abstract":"Human Resources (HR) is a very important part in PT Bank Daerah Syariah, so that it is expected that there is an ideal and sufficient working period to optimize employee careers and increase employee commitment to the company, considering the products produced by the company are products used to facilitate the state apparatus work system and service to the wider community.This study aims to determine the effect of variable Career Development and Organizational Climate on the commitment of Employees in PT Bank Daerah Syariah. The method used in this study is a research mix method, which is a step of research by combining two forms of approach in research that is quantitative and qualitative. The population in this study were all employees in the Bank Daerah Syariah (BDS) as many as 53 employeesThe results showed that the career development variable (X1) and also the Organizational Climate (X2) had a positive and significant effect on the variable Employee Commitment (Y). The conclusion of the research shows that to increase the commitment of employees in PT Bank Daerah Syariah, the company needs to improve the existing career development system and maintain the organizational climate so that it remains conducive for all employees. ","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114256505","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
So far, in implementing school strategies, they tend not to utilize Information and Communication Technology (ICT), despite the availability of ICT resources available. Stages of strategic management are needed to generate the vision, mission, objectives, policy, program, budget, and procedures as well as control and evaluation process as an effort to utilize ICT to improve school quality. Based on the interpretation and the results of the study, it is concluded that schools have organized stages in strategic management that enable schools to have a quality profile. The impact of effective utilization of ICTs for schools is the achievement of effective school management, as per the National Education Standards, which is characterized by effective planning, implementation, control, and evaluation of school ICTs.The purpose of this study is to get a general description, describe, and reveal the Strategic Management of Information and Communication Technology Utilization to Improve the Quality of School Learning in Ciledug Al Musaddadiyah Vocational High School and Garut 1 Vocational High School, both on environmental analysis, strategic formulation, implementation and strategic evaluation. The research method used in this research is the case study method, because the problems studied occur in the place and situation of Ciledug Al Musaddadiyah Vocational School and Vocational High School 1 Garut. The use of case study models in this study is based on the consideration that to provide an overview of the strategic management activities of the use of ICTs carried out at vocational high schools with the ultimate goal of being able to improve the quality of school learning. Based on observations in the field of SMK 1 Garut and SMK Al Musaddadiyah Ciledug Garut is one of the public schools and private schools that have these advantages.
到目前为止，在实施学校战略时，尽管有可用的信息通信技术资源，但他们往往不利用信息通信技术(ICT)。为了利用信息和通信技术提高学校质量，需要在战略管理的各个阶段制定愿景、使命、目标、政策、计划、预算、程序以及控制和评估过程。根据研究的解释和结果，学校在战略管理方面有组织的阶段，使学校有一个质量概况。根据国家教育标准，有效利用信息通信技术对学校的影响是实现有效的学校管理，其特点是对学校信息通信技术进行有效的规划、实施、控制和评估。本研究的目的是对Ciledug Al Musaddadiyah职业高中和Garut 1职业高中在环境分析，战略制定，实施和战略评估方面的信息通信技术利用提高学校学习质量的战略管理进行总体描述，描述和揭示。本研究使用的研究方法是案例研究法，因为研究的问题发生在Ciledug Al Musaddadiyah职业学校和1 Garut职业高中的地点和情况。在本研究中使用案例研究模型是基于这样一种考虑，即概述职业高中使用信息通信技术的战略管理活动，最终目标是能够提高学校学习质量。根据在SMK 1 Garut和SMK Al Musaddadiyah领域的观察，Ciledug Garut是具有这些优势的公立学校和私立学校之一。
{"title":"Manajemen Stratejik Pemanfaatan Teknologi Informasi dan Komunikasi untuk Peningkatan Mutu Pembelajaran SMK Ciledug Al Musaddadiyah dan SMKN 1 Garut","authors":"Partono Partono","doi":"10.32483/maps.v3i2.42","DOIUrl":"https://doi.org/10.32483/maps.v3i2.42","url":null,"abstract":"So far, in implementing school strategies, they tend not to utilize Information and Communication Technology (ICT), despite the availability of ICT resources available. Stages of strategic management are needed to generate the vision, mission, objectives, policy, program, budget, and procedures as well as control and evaluation process as an effort to utilize ICT to improve school quality. Based on the interpretation and the results of the study, it is concluded that schools have organized stages in strategic management that enable schools to have a quality profile. The impact of effective utilization of ICTs for schools is the achievement of effective school management, as per the National Education Standards, which is characterized by effective planning, implementation, control, and evaluation of school ICTs.The purpose of this study is to get a general description, describe, and reveal the Strategic Management of Information and Communication Technology Utilization to Improve the Quality of School Learning in Ciledug Al Musaddadiyah Vocational High School and Garut 1 Vocational High School, both on environmental analysis, strategic formulation, implementation and strategic evaluation. The research method used in this research is the case study method, because the problems studied occur in the place and situation of Ciledug Al Musaddadiyah Vocational School and Vocational High School 1 Garut. The use of case study models in this study is based on the consideration that to provide an overview of the strategic management activities of the use of ICTs carried out at vocational high schools with the ultimate goal of being able to improve the quality of school learning. Based on observations in the field of SMK 1 Garut and SMK Al Musaddadiyah Ciledug Garut is one of the public schools and private schools that have these advantages.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132453046","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.
{"title":"Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan Masyarakat terhadap Minat Menabung di Bank Syariah","authors":"Resti Fadhilah Nurrohmah, Radia Purbayati","doi":"10.32483/maps.v3i2.36","DOIUrl":"https://doi.org/10.32483/maps.v3i2.36","url":null,"abstract":"The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123143567","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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