Pub Date : 2023-03-10DOI: 10.21070/perisai.v7i1.1654
Novita Syahriani, Mustapa Khamal Rokan
This research was conducted to find out impact of people's attitudes and awareness on the halal label. Research method used in this study is quantitative research combined with narrative research, where this study aims to determine the correlation between attitudes, consumer enlightenment, and halal label. Result can be used as a result of hypothesis testing data, the Standardized coefficient value in the table is -.034 with a significant value indicating that the behavioral variable (X1) does not have a significant effect on the halal label (Y). Therefore, hypothesis 4 suspects that the attitude has a positive effect on the halal label is not supported. using the results of hypothesis testing data, the Standardized coefficient value in the table is .663 with a significant value sharing that the citizen awareness variable (X2) has a significant influence on the halal label (Y), in which the assumption of public awareness has a positive effect on the halal label is supported. Hypothesis 1 which has an attitude variable is not supported, therefore it does not have a positive effect on the halal label. Hypothesis 2 is supported, due to the assumption that citizen awareness has a significant/influence on the halal label.
{"title":"Public Attitudes and Awareness of Services Labeled as Halal","authors":"Novita Syahriani, Mustapa Khamal Rokan","doi":"10.21070/perisai.v7i1.1654","DOIUrl":"https://doi.org/10.21070/perisai.v7i1.1654","url":null,"abstract":"This research was conducted to find out impact of people's attitudes and awareness on the halal label. Research method used in this study is quantitative research combined with narrative research, where this study aims to determine the correlation between attitudes, consumer enlightenment, and halal label. Result can be used as a result of hypothesis testing data, the Standardized coefficient value in the table is -.034 with a significant value indicating that the behavioral variable (X1) does not have a significant effect on the halal label (Y). Therefore, hypothesis 4 suspects that the attitude has a positive effect on the halal label is not supported. using the results of hypothesis testing data, the Standardized coefficient value in the table is .663 with a significant value sharing that the citizen awareness variable (X2) has a significant influence on the halal label (Y), in which the assumption of public awareness has a positive effect on the halal label is supported. Hypothesis 1 which has an attitude variable is not supported, therefore it does not have a positive effect on the halal label. Hypothesis 2 is supported, due to the assumption that citizen awareness has a significant/influence on the halal label.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126367472","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-09DOI: 10.21070/perisai.v6i2.1095
R. F. Kaban, N. Setyawati, Fayza Salsabilla Animatus Syafila, Anisa Amelia Soeminar, Mega Putri Amelia, Aqila Marza Hanifa, Pricintya Dewi
Industri perbankan syariah di Indonesia mengalami pertumbuhan yang cepat. Saat ini dunia sedang dilanda krisis ekonomi yang dipicu adanya pandemi virus Covid 19, termasuk Indonesia, khususnya perbankan syariah juga terimbas krisis. Layanan digital menjadi salah satu upaya bagi perbankan Syariah bertahan di era pandemi. Untuk bertahan dalam situasi seperti ini diperlukan efiensi input dan output faktor-faktor utama dalam perbankan syariah. Oleh karena itu perlu dikaji sejauh mana tingkat efisiensi perbankan syariah di era pandemi Covid agar dapat dirumuskan langkah-langkah perbaikan dan antisipasi akibat krisis. Dalam rangka membangun sinergi dengan dunia keuangan digital, Program Studi S1 Ekonomi Syariah memberikan penugasan kepada kami mengenai tema tersebut. Penelitian ini bersifat kuantitatif menggunakan data laporan keuangan tahunan Otoritas Jasa Keuangan yang dianalisa dengan metode CRS pendekatan input. Variabel input yang dianalisa dana pihak ketiga, biaya tenaga kerja, dan biaya administrasi umum, sedangkan variabel output yang dianalisa adalah pendapatan operasional dan total pembiayaan. Hasil penelitian ini menunjukkan bank yang efisien di tahun 2020 yaitu Bank NTB Syariah, Bank BTPN Syariah Tbk dan Bank Panin Dubai Syariah Tbk dan di tahun 2021 Bank Mega Syariah dan Bank Panin Dubai Syariah Tbk. Secara keseluruhan di era pandemi Covid nilai efisiensi perbankan syariah adalah 78, 05% dan masuk dalam kriteria sedang yang nilainya lebih kecil dibandingkan sebelum masa pandemi. Diperlukan upaya lebih serius lagi dari berbagai stakeholder untuk kembali meningkatkan efisiensi perbankan syariah dengan memanfaatkan benefit digitalisasi.
{"title":"Analysis of Islamic Banking Efficiency in Indonesia in the Digital Bank Era during the Covid-19 Pandemic","authors":"R. F. Kaban, N. Setyawati, Fayza Salsabilla Animatus Syafila, Anisa Amelia Soeminar, Mega Putri Amelia, Aqila Marza Hanifa, Pricintya Dewi","doi":"10.21070/perisai.v6i2.1095","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1095","url":null,"abstract":"Industri perbankan syariah di Indonesia mengalami pertumbuhan yang cepat. Saat ini dunia sedang dilanda krisis ekonomi yang dipicu adanya pandemi virus Covid 19, termasuk Indonesia, khususnya perbankan syariah juga terimbas krisis. Layanan digital menjadi salah satu upaya bagi perbankan Syariah bertahan di era pandemi. Untuk bertahan dalam situasi seperti ini diperlukan efiensi input dan output faktor-faktor utama dalam perbankan syariah. Oleh karena itu perlu dikaji sejauh mana tingkat efisiensi perbankan syariah di era pandemi Covid agar dapat dirumuskan langkah-langkah perbaikan dan antisipasi akibat krisis. Dalam rangka membangun sinergi dengan dunia keuangan digital, Program Studi S1 Ekonomi Syariah memberikan penugasan kepada kami mengenai tema tersebut. Penelitian ini bersifat kuantitatif menggunakan data laporan keuangan tahunan Otoritas Jasa Keuangan yang dianalisa dengan metode CRS pendekatan input. Variabel input yang dianalisa dana pihak ketiga, biaya tenaga kerja, dan biaya administrasi umum, sedangkan variabel output yang dianalisa adalah pendapatan operasional dan total pembiayaan. Hasil penelitian ini menunjukkan bank yang efisien di tahun 2020 yaitu Bank NTB Syariah, Bank BTPN Syariah Tbk dan Bank Panin Dubai Syariah Tbk dan di tahun 2021 Bank Mega Syariah dan Bank Panin Dubai Syariah Tbk. Secara keseluruhan di era pandemi Covid nilai efisiensi perbankan syariah adalah 78, 05% dan masuk dalam kriteria sedang yang nilainya lebih kecil dibandingkan sebelum masa pandemi. Diperlukan upaya lebih serius lagi dari berbagai stakeholder untuk kembali meningkatkan efisiensi perbankan syariah dengan memanfaatkan benefit digitalisasi.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115860914","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1610
Menur Kusumaningtyas, Irham Zaki, S. Herianingrum, Muhammad Nafik Hadi Ryandono
Human resources are the main support system for managing tourist villages. The main support system should be managed well. Managing human resources can reflected by empowering them to develop new skills based on their need to elaborate on the region’s potency. The region potency consists of culture, tourism place, and heritage. The aim of the research is to know about the correlation between empowerment and human resources in Ranu Pani Tourist Village and Sanan Tourist Village. This study used quantitative research. The data was collected using questionnaire. Data analysis was performed using descriptive, quantitative data. The result of this research is that the test distribution is normal by 0.871. The data were normal with a significance level of 0.55. The distribution number was greater than or greater than the significance number. The second was about ANOVA test. Based on ANOVA, the result was F= 56.245. This mean that there was a significant correlation between empowerment and human resources. Empowerment does influence human resources and human resources may influence empowerment. Even though there is significant correlation between empowerment and human resources, empowerment is still important for people particularly around village tourists. Society will be change quickly, and they need readiness to face the fast changing. Fast changing and society reflecting where does they live. Empowerment includes developing skills, abilities, knowledge and competency that need to be advanced around tourist villages. Human resources are the success or failure of tourist.
{"title":"Preparing Future’s Community Empowerment: A Quantitative Study of The Correlation Between Empowerment And Human Resources In Ranu Pani And Sanan Tourism Village","authors":"Menur Kusumaningtyas, Irham Zaki, S. Herianingrum, Muhammad Nafik Hadi Ryandono","doi":"10.21070/perisai.v6i2.1610","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1610","url":null,"abstract":"Human resources are the main support system for managing tourist villages. The main support system should be managed well. Managing human resources can reflected by empowering them to develop new skills based on their need to elaborate on the region’s potency. The region potency consists of culture, tourism place, and heritage. The aim of the research is to know about the correlation between empowerment and human resources in Ranu Pani Tourist Village and Sanan Tourist Village. This study used quantitative research. The data was collected using questionnaire. Data analysis was performed using descriptive, quantitative data. The result of this research is that the test distribution is normal by 0.871. The data were normal with a significance level of 0.55. The distribution number was greater than or greater than the significance number. The second was about ANOVA test. Based on ANOVA, the result was F= 56.245. This mean that there was a significant correlation between empowerment and human resources. Empowerment does influence human resources and human resources may influence empowerment. Even though there is significant correlation between empowerment and human resources, empowerment is still important for people particularly around village tourists. Society will be change quickly, and they need readiness to face the fast changing. Fast changing and society reflecting where does they live. Empowerment includes developing skills, abilities, knowledge and competency that need to be advanced around tourist villages. Human resources are the success or failure of tourist.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"89 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122900742","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1608
Adib Khusnul Rois, Azid Syukroni, N. Abidin
The role of the Amil Zakat institution is very much needed in society, many Amil Zakat institutions have the passion to provide assistance to the community by making moral and material contributions. One of the Amil Zakat institutions in Ponorogo is Bank Ziska or stands for financial assistance from zakat funds, infaq-shodaqoh and other religious social funds. The funds obtained will eventually be used for the welfare of the people by using various distribution methods. Bank Ziska in Ponorogo is an example of an amil zakat institution that has provided various kinds of economic development programs for the people and community empowerment, including giving cash to people who have been entangled in usury debt and cannot pay it, another program is to create an UMKM village that has was inaugurated by the Regent of Ponorogo, Sugiri 'Kang Giri' Sancoko in the MSME Village of Moneylender-Free Empowerment and the Digitalization of Bank Ziska Lazismu in Jintab Hamlet, Wonokerto Village, Jetis District 2021. for the national amil zakat institution.
{"title":"The Role of Amil Zakat Institutions in the Development of Economic Da'wah (Study on Distribution of Zis Funds through the Bankziska Program in Ponorogo)","authors":"Adib Khusnul Rois, Azid Syukroni, N. Abidin","doi":"10.21070/perisai.v6i2.1608","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1608","url":null,"abstract":"The role of the Amil Zakat institution is very much needed in society, many Amil Zakat institutions have the passion to provide assistance to the community by making moral and material contributions. One of the Amil Zakat institutions in Ponorogo is Bank Ziska or stands for financial assistance from zakat funds, infaq-shodaqoh and other religious social funds. The funds obtained will eventually be used for the welfare of the people by using various distribution methods. Bank Ziska in Ponorogo is an example of an amil zakat institution that has provided various kinds of economic development programs for the people and community empowerment, including giving cash to people who have been entangled in usury debt and cannot pay it, another program is to create an UMKM village that has was inaugurated by the Regent of Ponorogo, Sugiri 'Kang Giri' Sancoko in the MSME Village of Moneylender-Free Empowerment and the Digitalization of Bank Ziska Lazismu in Jintab Hamlet, Wonokerto Village, Jetis District 2021. for the national amil zakat institution.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117353512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1599
Novarina Amalia Anggraini, Yayuk Sri Rahayu
It intends to examine the effect of shiddiq, al-adl, al-Amanah, service, and piety on consumer interest in utilizing mudharabah savings products both partially and concurrently in scientific writing. BMT Ar-Rahmah Arta Syariah Mojokerto is the subject of this study, which will take place between 2021 and 2022. The method employed is multiple linear regression analysis, and the type of research used is a quantitative research using more than one variable. Classic assumption tests, multiple linear regression equation tests, and hypothesis testing are examples of multiple linear regression analysis methods. Siddiq (X1), Al-Adl (X2), Al-Amanah (X3), Service (X4), and Takwa (X5) were the five independent variables in this study (X5). The interest of customers in adopting the mudharabah deposit product is the dependent variable (Y). Siddiq, al-adl, al-Amanah, service, and take all had partial and simultaneous effects on customer interest in adopting mudharabah savings products, according to the findings
{"title":"The Influence of Islamic Marketing Ethics on Customer Interest in Using Mudharabah Savings Products at BMT Ar-Rahmah Arta Syariah Mojokerto","authors":"Novarina Amalia Anggraini, Yayuk Sri Rahayu","doi":"10.21070/perisai.v6i2.1599","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1599","url":null,"abstract":"It intends to examine the effect of shiddiq, al-adl, al-Amanah, service, and piety on consumer interest in utilizing mudharabah savings products both partially and concurrently in scientific writing. BMT Ar-Rahmah Arta Syariah Mojokerto is the subject of this study, which will take place between 2021 and 2022. The method employed is multiple linear regression analysis, and the type of research used is a quantitative research using more than one variable. Classic assumption tests, multiple linear regression equation tests, and hypothesis testing are examples of multiple linear regression analysis methods. Siddiq (X1), Al-Adl (X2), Al-Amanah (X3), Service (X4), and Takwa (X5) were the five independent variables in this study (X5). The interest of customers in adopting the mudharabah deposit product is the dependent variable (Y). Siddiq, al-adl, al-Amanah, service, and take all had partial and simultaneous effects on customer interest in adopting mudharabah savings products, according to the findings","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134096868","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1581
Pupun Saepul Rohman, N. Laila, A. Shofawati
This study aims to reveal the development of research on the theme of Islamic microfinance institutions from reputable international journals. This study uses a qualitative approach, namely literature review. The literature search went through a series of stages to ensure that only papers sourced from reputable journals were featured in this study. The results of the study found that there were 181 papers with the theme of Islamic microfinance institutions from international journals indexed by Scopus. The development of research related to Islamic microfinance has increased, especially in the last three years (2019, 2020, 2021). The implication of this research is that this study proves in the literature the important role of Islamic microfinance institutions in alleviating poverty. This is a valuable input for related parties, especially the government, to pay more attention to the infrastructure required by Islamic microfinance institutions.
{"title":"The Role of Islamic Microfinance Institutions in Poverty Reduction: A Study of Scopus Indexed Journal Literature","authors":"Pupun Saepul Rohman, N. Laila, A. Shofawati","doi":"10.21070/perisai.v6i2.1581","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1581","url":null,"abstract":"This study aims to reveal the development of research on the theme of Islamic microfinance institutions from reputable international journals. This study uses a qualitative approach, namely literature review. The literature search went through a series of stages to ensure that only papers sourced from reputable journals were featured in this study. The results of the study found that there were 181 papers with the theme of Islamic microfinance institutions from international journals indexed by Scopus. The development of research related to Islamic microfinance has increased, especially in the last three years (2019, 2020, 2021). The implication of this research is that this study proves in the literature the important role of Islamic microfinance institutions in alleviating poverty. This is a valuable input for related parties, especially the government, to pay more attention to the infrastructure required by Islamic microfinance institutions.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114223087","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1595
Arip Rahman, Muhammad Yusuf Ibrahim, Aisyah As-Salafiyah, Rusdi Hamka Lubis
The sharia wedding organizer industry is starting to provide an alternative sharia version. However, no specific index can be used as a standard for sharia compliance of a wedding organizer. This study aims to compile a sharia wedding organizing index from the perspective of Maqashid Sharia. The sharia wedding organizer index can then be used as an indicator in viewing the sharia wedding organizer. By using a literature review method, this study will collect literature in the form of postulate and previous studies as a basis for compiling an index. In calculating the weights, this study uses the Simple Additive Weighting approach. The primary basis for compiling the index is the Maqashid Sharia index theory by Al-Ghazali. The findings show that 13 indicators are used as indexes that measure the sharia of the wedding organizer. The indicators are seclusion, tradition, pre-wedding, make-up artist, prayer time, eating etiquette, food, fashion style, contract form, package options, transaction medium, music, and marriage motivations. This study is the first to compile a list of sharia requirements and rules that sharia wedding organizers must meet.
{"title":"Compiling a Sharia Indicators of Wedding Organiser","authors":"Arip Rahman, Muhammad Yusuf Ibrahim, Aisyah As-Salafiyah, Rusdi Hamka Lubis","doi":"10.21070/perisai.v6i2.1595","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1595","url":null,"abstract":"The sharia wedding organizer industry is starting to provide an alternative sharia version. However, no specific index can be used as a standard for sharia compliance of a wedding organizer. This study aims to compile a sharia wedding organizing index from the perspective of Maqashid Sharia. The sharia wedding organizer index can then be used as an indicator in viewing the sharia wedding organizer. By using a literature review method, this study will collect literature in the form of postulate and previous studies as a basis for compiling an index. In calculating the weights, this study uses the Simple Additive Weighting approach. The primary basis for compiling the index is the Maqashid Sharia index theory by Al-Ghazali. The findings show that 13 indicators are used as indexes that measure the sharia of the wedding organizer. The indicators are seclusion, tradition, pre-wedding, make-up artist, prayer time, eating etiquette, food, fashion style, contract form, package options, transaction medium, music, and marriage motivations. This study is the first to compile a list of sharia requirements and rules that sharia wedding organizers must meet. ","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"133 24","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113969981","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1613
Ninda Ardiani, Masruchin
This study is intended to determine the Aqad Sharia Compilance product distribution of Islamic bank funds. This level will show how Islamic banks carry out the tijarah function and the tabarru function together to create the value of the existence of falah or welfare. Approach The research uses a case study approach. The results showed that Bank Muamalat Mas Mansyur Surabaya branch office had level one Sharia Aqad Compliance on fund distribution products with the dominance of murbahah contracts. However, bank Muamalat is in an effort to reach the 4th level of Aqad Syariah Compliance to maximize the distribution of Musyarkah financing in the spiritual market. Unfavorable economic conditions as well as for mitigating risks that may arise have made the Sharia Aqad Compliance Level for distribution products at level one. This shows that Muamalat bank has not been optimal in carrying out the tabbaru function properly. However, Bank Muamalat has a positive value from their market share priority which is targeting the spiritual market. Giving priority to the spiritual market indicates that Bank Muamalat is not only looking for profit but is trying to balance the value of their kaffah.
本研究旨在确定Aqad Sharia编译产品分布的伊斯兰银行基金。这一层次将展示伊斯兰银行如何共同执行tijarah功能和tabarru功能，以创造falah或福利存在的价值。本研究采用案例研究法。结果表明，Muamalat Mas Mansyur泗水分行的基金分销产品符合伊斯兰教法Aqad一级，以murbahah合同为主。然而，Muamalat银行正在努力达到Aqad伊斯兰教合规的第四级，以最大限度地在精神市场上分配Musyarkah融资。不利的经济条件以及减轻可能出现的风险使分销产品的伊斯兰教法阿卡德合规等级为一级。这表明Muamalat银行在执行tabbaru功能方面并没有达到最佳状态。然而，Muamalat银行有一个积极的价值，从他们的市场份额优先，这是针对精神市场。优先考虑精神市场表明穆阿马拉银行不仅在寻求利润，而且在努力平衡其卡法的价值。
{"title":"Sharia Compliance Contracts Of Muamalat Bank Fund Distribution Products","authors":"Ninda Ardiani, Masruchin","doi":"10.21070/perisai.v6i2.1613","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1613","url":null,"abstract":"This study is intended to determine the Aqad Sharia Compilance product distribution of Islamic bank funds. This level will show how Islamic banks carry out the tijarah function and the tabarru function together to create the value of the existence of falah or welfare. Approach The research uses a case study approach. The results showed that Bank Muamalat Mas Mansyur Surabaya branch office had level one Sharia Aqad Compliance on fund distribution products with the dominance of murbahah contracts. However, bank Muamalat is in an effort to reach the 4th level of Aqad Syariah Compliance to maximize the distribution of Musyarkah financing in the spiritual market. Unfavorable economic conditions as well as for mitigating risks that may arise have made the Sharia Aqad Compliance Level for distribution products at level one. This shows that Muamalat bank has not been optimal in carrying out the tabbaru function properly. However, Bank Muamalat has a positive value from their market share priority which is targeting the spiritual market. Giving priority to the spiritual market indicates that Bank Muamalat is not only looking for profit but is trying to balance the value of their kaffah.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130122863","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1616
Ujang Syahrul Mubarrok, Izzani Ulfi, Muhammad Akbar Izzulhaq
Various definitions of Islamic economics have been offered by academics and scholars according to their respective perspectives and backgrounds. Those perspectives and backgrounds resulting numerous definitions of Islamic economics which make it difficult for students and novice readers to understand Islamic economics. Therefore, it is necessary to identify and classify the definition of Islamic economics into several groups. This study attempted to classify the existing definitions of Islamic economics based on the important themes contained in the definition. This study classifies the definitions of Islamic economics using a literature review, with the help of NVivo software. The stages of data analysis in this study is reading all definitions to identify several key points to assign to the group the definition of Islamic economics as a scientific discipline or not; identify the important points of the definition included in the defined group of Islamic economics as a discipline; and presenting the identification resultsThere are four groups in defining Islamic economics, namely Islamic economics as a dogma or doctrine, Islamic economics as an economic system, Islamic economics as the economy of Muslim countries, and Islamic economics as a scientific discipline. The classification of the definition of Islamic economics is critical to make it easier for any readers to have a better understanding of the definition of Islamic economics.
{"title":"What is Islamic Economics? An Attempt to Classify the Definitions of Islamic Economics","authors":"Ujang Syahrul Mubarrok, Izzani Ulfi, Muhammad Akbar Izzulhaq","doi":"10.21070/perisai.v6i2.1616","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1616","url":null,"abstract":"Various definitions of Islamic economics have been offered by academics and scholars according to their respective perspectives and backgrounds. Those perspectives and backgrounds resulting numerous definitions of Islamic economics which make it difficult for students and novice readers to understand Islamic economics. Therefore, it is necessary to identify and classify the definition of Islamic economics into several groups. This study attempted to classify the existing definitions of Islamic economics based on the important themes contained in the definition. This study classifies the definitions of Islamic economics using a literature review, with the help of NVivo software. The stages of data analysis in this study is reading all definitions to identify several key points to assign to the group the definition of Islamic economics as a scientific discipline or not; identify the important points of the definition included in the defined group of Islamic economics as a discipline; and presenting the identification resultsThere are four groups in defining Islamic economics, namely Islamic economics as a dogma or doctrine, Islamic economics as an economic system, Islamic economics as the economy of Muslim countries, and Islamic economics as a scientific discipline. The classification of the definition of Islamic economics is critical to make it easier for any readers to have a better understanding of the definition of Islamic economics.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114503712","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-04DOI: 10.21070/perisai.v6i2.1614
R. Ramdani, Ririn Tri Ratnasari, Imron Mawardi
Waqf management has not been carried out optimally, waqf has not been able to play a prominent role in people's social life. Reflecting on the heyday of the Ottoman Turks, waqf was so dominant and occupied an important position. The current reality many waqf assets are unproductive and run conservatively. Therefore, this research is essential to see how waqf institutions can implement various strategies so that waqf becomes productive. The Systematic Literature Review approach explores multiple strategies by various waqf institutions. The study results show, that the strategy adopted by waqf institutions has succeeded in producing waqf assets, So waqf institutions can be more effective and efficient in carrying out their operations.
{"title":"Management And Strategy In Waqf Institution: A Systematic Literature Review","authors":"R. Ramdani, Ririn Tri Ratnasari, Imron Mawardi","doi":"10.21070/perisai.v6i2.1614","DOIUrl":"https://doi.org/10.21070/perisai.v6i2.1614","url":null,"abstract":"Waqf management has not been carried out optimally, waqf has not been able to play a prominent role in people's social life. Reflecting on the heyday of the Ottoman Turks, waqf was so dominant and occupied an important position. The current reality many waqf assets are unproductive and run conservatively. Therefore, this research is essential to see how waqf institutions can implement various strategies so that waqf becomes productive. The Systematic Literature Review approach explores multiple strategies by various waqf institutions. The study results show, that the strategy adopted by waqf institutions has succeeded in producing waqf assets, So waqf institutions can be more effective and efficient in carrying out their operations.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"191 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116137728","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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