Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.071
Syaipan Djambak, S. Andaiyani, A. M. Igamo, M. Riswan
In the last few years, efforts to increase public financial inclusion cannot be underestimated. It needs to be a concern for policy makers whether financial inclusion is evenly distributed in various regencies and cities. It also becomes a need for more effective and efficient financial inclusion programs. This study aims to calculate and analyze financial inclusion index of regencies and cities in South Sumatra. Methodology to calculate financial inclusion index follows Sarma’s concept. The result shows that the level of financial inclusion in South Sumatra is different in each region. There are significant differences between the city and regency areas. The city areas in the South Sumatra Province has a relatively higher financial inclusion than the regency area.
{"title":"Quantifying South Sumatera’s Financial Inclusion: Regencies and Cities Levels","authors":"Syaipan Djambak, S. Andaiyani, A. M. Igamo, M. Riswan","doi":"10.2991/aebmr.k.200520.071","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.071","url":null,"abstract":"In the last few years, efforts to increase public financial inclusion cannot be underestimated. It needs to be a concern for policy makers whether financial inclusion is evenly distributed in various regencies and cities. It also becomes a need for more effective and efficient financial inclusion programs. This study aims to calculate and analyze financial inclusion index of regencies and cities in South Sumatra. Methodology to calculate financial inclusion index follows Sarma’s concept. The result shows that the level of financial inclusion in South Sumatra is different in each region. There are significant differences between the city and regency areas. The city areas in the South Sumatra Province has a relatively higher financial inclusion than the regency area.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122692958","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.009
Dessy Yunita, Welly Nailis, A. Nazaruddin
The increasing use of the internet has an impact on the use of social media. Society spends more time on social media to get the information, get a pleasure and shopping. The company able to develop marketing activities to interact and engage customers in their daily activities through social media. This study aimed to determine the effect of perceived ease of use, perceived usefulness, perceived enjoyment, perceived connectedness, social media image to increase customer engagement. Data were analyzed using SEM analysis. The results showed perceived ease of use and perceived usefulness do not affect customer engagement, while perceived enjoyment, perceived connectedness, and social media image has significant influence on customer engagement. Furthermore, attitudes toward social media has a significant influence on customer engagement (f test).
{"title":"The Effect of Social Media Users Behavior on Customer Engagement","authors":"Dessy Yunita, Welly Nailis, A. Nazaruddin","doi":"10.2991/aebmr.k.200520.009","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.009","url":null,"abstract":"The increasing use of the internet has an impact on the use of social media. Society spends more time on social media to get the information, get a pleasure and shopping. The company able to develop marketing activities to interact and engage customers in their daily activities through social media. This study aimed to determine the effect of perceived ease of use, perceived usefulness, perceived enjoyment, perceived connectedness, social media image to increase customer engagement. Data were analyzed using SEM analysis. The results showed perceived ease of use and perceived usefulness do not affect customer engagement, while perceived enjoyment, perceived connectedness, and social media image has significant influence on customer engagement. Furthermore, attitudes toward social media has a significant influence on customer engagement (f test).","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"10 3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132492443","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.053
Agil Novriansa, Ahmad Subeki, Aryanto Aryanto
This study aims to examine empirically relationship between conflict management style and role stress on government auditors using the perspective of conservation of resource (COR) theory. This study uses hand-delivery, mail and online survey method with the criterion of government auditors who have carried out audit assignments for at least 1 year. The total respondents in this study is 94 government auditors. Conflict management style in this study consist of collaborative, dominating and avoidant, while role stress consists of role conflict, role ambiguity and role overload. The result of Structural Equation Modelling-Partial Least Square shows that government auditor's perception of collaborative conflict management is negatively related to role conflict and role overload, but positively related to role ambiguity. Government auditor's perception of dominating conflict management style is positively related to role conflict, but not related with role ambiguity and role overload. Government auditor's perception of avoidant conflict management style is positively related to role conflict and role overload, but not related with role ambiguity.
{"title":"Conflict Management Style and Role Stress on Government Auditor: A Perspective from Conservation of Resources Theory","authors":"Agil Novriansa, Ahmad Subeki, Aryanto Aryanto","doi":"10.2991/aebmr.k.200520.053","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.053","url":null,"abstract":"This study aims to examine empirically relationship between conflict management style and role stress on government auditors using the perspective of conservation of resource (COR) theory. This study uses hand-delivery, mail and online survey method with the criterion of government auditors who have carried out audit assignments for at least 1 year. The total respondents in this study is 94 government auditors. Conflict management style in this study consist of collaborative, dominating and avoidant, while role stress consists of role conflict, role ambiguity and role overload. The result of Structural Equation Modelling-Partial Least Square shows that government auditor's perception of collaborative conflict management is negatively related to role conflict and role overload, but positively related to role ambiguity. Government auditor's perception of dominating conflict management style is positively related to role conflict, but not related with role ambiguity and role overload. Government auditor's perception of avoidant conflict management style is positively related to role conflict and role overload, but not related with role ambiguity.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"13 4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120855818","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.022
Yunisvita, Muhammad Teguh, Deassy Apriani
— This paper aims to examine the phenomenon of mismatch that occurs in women workers in Southern Sumatra. Mismatch that occurred was education mismatch with the category of undereducation and overeducation . Using 2018 Sakernas data, the unit of analysis consisted of 13,683 workers of which 74.66 percent of workers experienced mismatches and the remaining 25.34 percent of workers matched educational qualifications with their jobs. The problem of mismatch will have an impact on income. Estimation results using the OLS model, simultaneously shows that all determinants of worker's income, namely age, working hours and education have a significant effect. It was found that the most dominant variable affecting worker income statistically significantly both undereducation and overeducation was education, where changes in employee income overeducation due to changes in the level of education were two times greater than changes in under education workers.
{"title":"Education Mismatch on Women’s Workers’ Income in Southern Sumatra","authors":"Yunisvita, Muhammad Teguh, Deassy Apriani","doi":"10.2991/aebmr.k.200520.022","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.022","url":null,"abstract":"— This paper aims to examine the phenomenon of mismatch that occurs in women workers in Southern Sumatra. Mismatch that occurred was education mismatch with the category of undereducation and overeducation . Using 2018 Sakernas data, the unit of analysis consisted of 13,683 workers of which 74.66 percent of workers experienced mismatches and the remaining 25.34 percent of workers matched educational qualifications with their jobs. The problem of mismatch will have an impact on income. Estimation results using the OLS model, simultaneously shows that all determinants of worker's income, namely age, working hours and education have a significant effect. It was found that the most dominant variable affecting worker income statistically significantly both undereducation and overeducation was education, where changes in employee income overeducation due to changes in the level of education were two times greater than changes in under education workers.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129882041","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.023
A. Hanafi, Z. Wahab, Afriyadi Cahyadi
This study focuses on examining the direct effects of transactional leadership and transformational leadership on job satisfaction by choosing Islamic banking in South Sumatra as object. Five hundred front and back office employees who work at seven Islamic banks from four different locations are selected randomly as respondents, and as many as four hundred and eighty-seven questionnaires are returned in fully filled status. The multiple regression analysis is used to analyze the model in explaining the causal relationship among the three variables, and all items in the questionnaires are first tested for validity and reliability. The results show that all items, 8 items of transactional leadership, 12 items of transformational leadership, and 5 items of job satisfaction are valid and reliable. Hypothesis test results show that transactional leadership and transformational leadership simultaneously influence job satisfaction and there are no partial effects of the two leaderships, transactional or transformational styles on job satisfaction. These support previous studies which stated that transactional leadership and transformational leadership are complementary and interrelated. In addition, the results indicate that the leadership styles have a role in creating job satisfaction directly without any combination of other variables.
{"title":"Transactional Leadership and Transformational Leadership, Their Impacts on Job Satisfaction: Islamic Banking in South Sumatra","authors":"A. Hanafi, Z. Wahab, Afriyadi Cahyadi","doi":"10.2991/aebmr.k.200520.023","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.023","url":null,"abstract":"This study focuses on examining the direct effects of transactional leadership and transformational leadership on job satisfaction by choosing Islamic banking in South Sumatra as object. Five hundred front and back office employees who work at seven Islamic banks from four different locations are selected randomly as respondents, and as many as four hundred and eighty-seven questionnaires are returned in fully filled status. The multiple regression analysis is used to analyze the model in explaining the causal relationship among the three variables, and all items in the questionnaires are first tested for validity and reliability. The results show that all items, 8 items of transactional leadership, 12 items of transformational leadership, and 5 items of job satisfaction are valid and reliable. Hypothesis test results show that transactional leadership and transformational leadership simultaneously influence job satisfaction and there are no partial effects of the two leaderships, transactional or transformational styles on job satisfaction. These support previous studies which stated that transactional leadership and transformational leadership are complementary and interrelated. In addition, the results indicate that the leadership styles have a role in creating job satisfaction directly without any combination of other variables.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125576458","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.010
Idham Cholid, B. Robiani
The current industrial revolution has driven the development of electronic goods to increase. As one of the industries prioritized by the government in the face of the industrial revolution, the electronics industry must be able to compete. in this paper discussed how the condition of the Computer Industry and Computer Assembly (26210) and the computer equipment industry (26220). The calculation results show that the efficiency level of this industry is still low, so it needs to be strived to continue to be improved. Based on data, that the decrease in labor use is followed by an increase in the amount of production. This indicates that in this type of industry, the role of labor (Human) has begun to be replaced with systems or machines. In addition, there is a possitve correlation between the level of efficiency and productivity.
{"title":"Analysis in Productivity and Efficiency on Computer and / or Assembly in Electronic Computer and Computer Device Industries in Indonesia 2011-2015 (ISIC 26210 and 26210)","authors":"Idham Cholid, B. Robiani","doi":"10.2991/aebmr.k.200520.010","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.010","url":null,"abstract":"The current industrial revolution has driven the development of electronic goods to increase. As one of the industries prioritized by the government in the face of the industrial revolution, the electronics industry must be able to compete. in this paper discussed how the condition of the Computer Industry and Computer Assembly (26210) and the computer equipment industry (26220). The calculation results show that the efficiency level of this industry is still low, so it needs to be strived to continue to be improved. Based on data, that the decrease in labor use is followed by an increase in the amount of production. This indicates that in this type of industry, the role of labor (Human) has begun to be replaced with systems or machines. In addition, there is a possitve correlation between the level of efficiency and productivity.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"7 4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114031224","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.065
I. Andriana, L. Fuadah, Pamungkas Adi Wibowo, Anna Yulianita, R. Hidayat
— This purpose of this article are to review a broad definition of university governance by using the Indonesian national government in higher education policy, and to reveal and analyze the university governance and structuration theory due to the organizational changes performed by an Indonesian university. Structuration perspectives examines the condition, which has led for the reproduction and transformation within the social systems. The picture of structuration theory carries with both the sense of regularity and continuity, a respect for the day to day work, and the ordinary work but necessary things done. The examples of these social systems at various level, such as a particular national society, an industry, an organization or a strategy project team. The challenge for Indonesian higher education becomes more complex because of the mandate attached to universities to implement the three main pillars for higher education in Indonesia. higher education in Indonesia has several functions, such as to develop capabilities and shape the character and civilization of a dignified nation in the context of intellectual life of the nation, to advance an innovative, responsive, creative, skilled, competitive, and cooperative academic community through the implementation of Tridharma , and to improve science and technology by paying attention and applying the value of humanities. For future research, this research can develop a combination between the structuration theory and the Indonesian higher education model.
{"title":"University Governance and Structuration Perspective in Indonesian Higher Education Policies","authors":"I. Andriana, L. Fuadah, Pamungkas Adi Wibowo, Anna Yulianita, R. Hidayat","doi":"10.2991/aebmr.k.200520.065","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.065","url":null,"abstract":"— This purpose of this article are to review a broad definition of university governance by using the Indonesian national government in higher education policy, and to reveal and analyze the university governance and structuration theory due to the organizational changes performed by an Indonesian university. Structuration perspectives examines the condition, which has led for the reproduction and transformation within the social systems. The picture of structuration theory carries with both the sense of regularity and continuity, a respect for the day to day work, and the ordinary work but necessary things done. The examples of these social systems at various level, such as a particular national society, an industry, an organization or a strategy project team. The challenge for Indonesian higher education becomes more complex because of the mandate attached to universities to implement the three main pillars for higher education in Indonesia. higher education in Indonesia has several functions, such as to develop capabilities and shape the character and civilization of a dignified nation in the context of intellectual life of the nation, to advance an innovative, responsive, creative, skilled, competitive, and cooperative academic community through the implementation of Tridharma , and to improve science and technology by paying attention and applying the value of humanities. For future research, this research can develop a combination between the structuration theory and the Indonesian higher education model.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128907365","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.077
I. Imelda, Yunisvita Yunisvita, B. Soebyakto, Deassy Apriani
—-This paper discusses the optimization of the size of Palembang City economically in accordance with the Alonso- Richardson Hypothesis, using a minimum cost and a maximum net benefit approach. The variables used to calculate optimal city measurements are the number of residents, the cost of the city management and the value of benefits for the citizens of the city. The research period is 2007-2017. The research uses descriptive and exploratory research methods by testing or proving theories to measure the optimization of city size. Hypothesis testing is done with economic modeling, namely the Multiple Linear Regression equation model with the least-squares method. The results showed that the variable population and population growth significantly affected the cost of city management and the benefits received for the residents of Palembang City, namely the creation of the Gross Regional Domestic Product (GRDP).
{"title":"Does Palembang City’s Population Growth Affect Optimal City Size: Minimum Cost and Maximum Net Benefit Approach?","authors":"I. Imelda, Yunisvita Yunisvita, B. Soebyakto, Deassy Apriani","doi":"10.2991/aebmr.k.200520.077","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.077","url":null,"abstract":"—-This paper discusses the optimization of the size of Palembang City economically in accordance with the Alonso- Richardson Hypothesis, using a minimum cost and a maximum net benefit approach. The variables used to calculate optimal city measurements are the number of residents, the cost of the city management and the value of benefits for the citizens of the city. The research period is 2007-2017. The research uses descriptive and exploratory research methods by testing or proving theories to measure the optimization of city size. Hypothesis testing is done with economic modeling, namely the Multiple Linear Regression equation model with the least-squares method. The results showed that the variable population and population growth significantly affected the cost of city management and the benefits received for the residents of Palembang City, namely the creation of the Gross Regional Domestic Product (GRDP).","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"156 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131831307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.048
Reza Ghasarma, A. P. Raneo, U. Hamdan
Panel data analysis with random effects shows that there is a significant positive effect between diversification on the income structure on performance alone, not on risk. It is certainly understandable that because banks in Indonesia are relatively new to switching to non-interest income, banks are more careful in carrying out these activities, so the impact is on a excellent performance. Furthermore, in the non-interest income sub-category, net trading has a significant positive effect on performance.
{"title":"Income Structure, Risk-Taking and Performance in Indonesia Bank Level Analysis","authors":"Reza Ghasarma, A. P. Raneo, U. Hamdan","doi":"10.2991/aebmr.k.200520.048","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.048","url":null,"abstract":"Panel data analysis with random effects shows that there is a significant positive effect between diversification on the income structure on performance alone, not on risk. It is certainly understandable that because banks in Indonesia are relatively new to switching to non-interest income, banks are more careful in carrying out these activities, so the impact is on a excellent performance. Furthermore, in the non-interest income sub-category, net trading has a significant positive effect on performance.","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"128 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130273226","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-05-23DOI: 10.2991/aebmr.k.200520.003
Ahmad Syathiri, U. Hamdan, O.D.G Efva
The purpose of this study was to examine the effect of financial performance and type of financing on the stability of Indonesian Islamic Rural Banks. Financial performance variables are measured using the return on equity ratio. Variable types of financing are measured using the proportion of Murabaha, profit sharing, multi-service contracts, and financing to deposit ratio. Stability was measured by z-score value. The data source used is the Islamic Rural Banks annual financial statements for the 2015-2018 period. The results found that the stability of Islamic Rural banks was influenced by financial performance, the ratio of financing to deposit funding, and equity ratio. The type of financing has no significant effect on
{"title":"The Influence of Financial Performance and Types of Financing on the Stability of Indonesian Islamic Rural Bank","authors":"Ahmad Syathiri, U. Hamdan, O.D.G Efva","doi":"10.2991/aebmr.k.200520.003","DOIUrl":"https://doi.org/10.2991/aebmr.k.200520.003","url":null,"abstract":"The purpose of this study was to examine the effect of financial performance and type of financing on the stability of Indonesian Islamic Rural Banks. Financial performance variables are measured using the return on equity ratio. Variable types of financing are measured using the proportion of Murabaha, profit sharing, multi-service contracts, and financing to deposit ratio. Stability was measured by z-score value. The data source used is the Islamic Rural Banks annual financial statements for the 2015-2018 period. The results found that the stability of Islamic Rural banks was influenced by financial performance, the ratio of financing to deposit funding, and equity ratio. The type of financing has no significant effect on","PeriodicalId":297113,"journal":{"name":"Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133782664","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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