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A Comparative Study on Loan Status: Utilizing Machine Learning Algorithms for Predictive Analysis 贷款状况比较研究:利用机器学习算法进行预测分析
Pub Date : 2024-02-02 DOI: 10.59256/ijsreat.20240401003
Thanneeru Mahesh
This research delves into a comprehensive comparative study focused on predicting loan status through the application of various machine learning (ML) algorithms. The objective is to assess and compare the effectiveness of Decision Trees, Random Forest, Support Vector Machines (SVM), and Gradient Boosting models in determining the likelihood of loan approval or denial. Leveraging a dataset comprising historical loan application data, including applicant demographics, financial history, and loan characteristics, the study conducts rigorous analysis and interpretation of the models' performance. The results provide valuable insights into the strengths and weaknesses of each algorithm, offering a nuanced understanding of their predictive capabilities in the context of loan status determination. This research contributes to the growing body of knowledge in the application of ML algorithms in the financial sector, presenting practical implications for institutions seeking to enhance their loan approval processes. Key words: Predictive Analysis, Machine Learning Algorithms, Loan Status, Comparative Study, Utilization
本研究深入探讨了通过应用各种机器学习(ML)算法预测贷款状况的综合比较研究。目的是评估和比较决策树、随机森林、支持向量机 (SVM) 和梯度提升模型在确定贷款批准或拒绝可能性方面的有效性。该研究利用由历史贷款申请数据(包括申请人人口统计学特征、财务历史和贷款特征)组成的数据集,对模型的性能进行了严格的分析和解释。研究结果为了解每种算法的优缺点提供了有价值的见解,使人们对其在贷款状态确定方面的预测能力有了细致入微的了解。这项研究为金融领域应用 ML 算法方面不断增长的知识库做出了贡献,为寻求加强贷款审批流程的机构提供了实际意义。关键词预测分析、机器学习算法、贷款状况、比较研究、利用率
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引用次数: 0
Financial Technology (Fintech) and Banking Industry Transformation: A Symbiotic Evolution into the Digital Era 金融科技(Fintech)与银行业转型:进入数字时代的共生演进
Pub Date : 2024-02-02 DOI: 10.59256/ijsreat.20240401004
Nalabothu Raviteja
This study navigates the dynamic landscape of Financial Technology (Fintech) and its transformative impact on the banking industry, elucidating the symbiotic evolution that characterizes this intersection. Fintech, as the fusion of cutting-edge technologies with financial services, signifies a revolutionary leap, fundamentally reshaping the financial landscape. From ubiquitous mobile banking applications to the advent of blockchain, AI-driven analytics, and cryptocurrencies, Fintech embodies a spectrum of innovations redefining traditional banking norms.The symbiosis between Fintech and banking drives a profound transformation, compelling traditional institutions to embrace digital strategies for competitiveness. Open Banking initiatives foster collaboration, blurring the lines between established banks and nimble Fintech startups. This exploration delves into the intricate layers of this relationship, unraveling the evolution, challenges, and future trends shaping the financial ecosystem. Keywords: Fintech Integration, Banking Transformation, Digital Financial Services, Open Banking Initiatives, Symbiotic Evolution.
本研究探讨了金融科技(Fintech)的动态发展及其对银行业的变革性影响,阐明了这一交叉领域的共生演化特点。金融科技是尖端技术与金融服务的融合,标志着一次革命性的飞跃,从根本上重塑了金融业的格局。从无处不在的移动银行应用到区块链、人工智能驱动的分析和加密货币的出现,金融科技体现了一系列重新定义传统银行规范的创新。金融科技与银行业之间的共生关系推动了一场深刻的变革,迫使传统机构采用数字化战略来提高竞争力。开放银行计划促进了合作,模糊了老牌银行与灵活的金融科技初创企业之间的界限。本文将深入探讨这种关系的复杂层面,揭示塑造金融生态系统的演变、挑战和未来趋势。关键词金融科技整合、银行转型、数字金融服务、开放银行倡议、共生演化。
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引用次数: 0
Advancements in Machine Learning: A Comprehensive Exploration of Methods, Applications, and Future Perspectives 机器学习的进步:方法、应用和未来展望的全面探索
Pub Date : 2024-02-02 DOI: 10.59256/ijsreat.20240401001
Bommireddy Srikanth Reddy
Machine learning, a specialized subset of artificial intelligence, imparts the ability to machines to learn, while artificial intelligence (AI) encompasses the broader field dedicated to emulating human capabilities. Within AI, machine learning employs computational techniques to instruct computers on learning from their historical experiences. Unlike models based on predetermined equations, machine learning algorithms derive insights directly from data, progressively improving their performance as the volume of learning examples grows. This paper presents a comprehensive overview of the domain, exploring diverse machine learning methodologies such as supervised, unsupervised, and reinforcement learning, along with an examination of various programming languages employed in machine learning applications. Keywords: Machine learning, Artificial intelligence, Computational techniques, Historical experiences, Learning examples, Supervised learning, Unsupervised learning, Reinforcement learning, Programming languages, Machine learning applications
机器学习是人工智能的一个专门分支,它赋予机器学习的能力,而人工智能(AI)则包括致力于模拟人类能力的更广泛领域。在人工智能中,机器学习采用计算技术指导计算机从历史经验中学习。与基于预定方程的模型不同,机器学习算法直接从数据中获得洞察力,并随着学习实例数量的增加而逐步提高性能。本文全面概述了这一领域,探讨了各种机器学习方法,如监督学习、无监督学习和强化学习,同时还研究了机器学习应用中使用的各种编程语言。关键词机器学习 人工智能 计算技术 历史经验 学习实例 监督学习 非监督学习 强化学习 编程语言 机器学习应用
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引用次数: 0
Optimizing the Future: Unveiling the Significance of MLOps in Streamlining the Machine Learning Lifecycle 优化未来:揭示 MLOps 在简化机器学习生命周期中的重要意义
Pub Date : 2024-02-02 DOI: 10.59256/ijsreat.20240401002
Gorantla Prasanna
As we stand on the precipice of 2024, the technological landscape is abuzz with the convergence of two revolutionary forces: MLOps (Machine Learning Operations) and Generative AI. This potent cocktail promises to reshape the very fabric of artificial intelligence (AI), ushering in a new era of streamlined workflows, boundless innovation, and redefined value delivery. MLOps, a paradigm shift inspired by DevOps principles, emerges as the knight in shining armor, poised to vanquish the challenges plaguing the machine learning lifecycle. By fostering seamless collaboration, agile deployment, vigilant monitoring, and efficient management of models, MLOps lays the groundwork for robust organizational AI strategies. In this paper, we delve deep into the intricate world of MLOps, exploring its genesis, its potential to revolutionize business operations, and its pivotal role in shaping the future of AI. Keywords: MLOps, Machine Learning, Artificial Intelligence, DevOps, Automation, Collaboration, Deployment, Monitoring, Management, Generative AI, Innovation, Value Delivery, Business Optimization.
当我们站在 2024 年的悬崖边上时,技术领域正充斥着两股革命性力量的交汇:MLOps(机器学习操作)和生成式人工智能。这杯烈性鸡尾酒有望重塑人工智能(AI)的结构,开创一个简化工作流程、无限创新和重新定义价值交付的新时代。MLOps 是受 DevOps 原则启发而产生的一种范式转变,它是身披闪亮盔甲的骑士,随时准备战胜困扰机器学习生命周期的各种挑战。通过促进无缝协作、敏捷部署、警惕监控和模型的高效管理,MLOps 为强大的组织人工智能战略奠定了基础。在本文中,我们将深入探讨 MLOps 的复杂世界,探索其起源、彻底改变业务运营的潜力及其在塑造人工智能未来中的关键作用。关键词MLOps、机器学习、人工智能、DevOps、自动化、协作、部署、监控、管理、生成式人工智能、创新、价值交付、业务优化。
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引用次数: 0
Financial Technology (Fintech) and Banking Industry Transformation: A Symbiotic Evolution into the Digital Era 金融科技(Fintech)与银行业转型:进入数字时代的共生演进
Pub Date : 2024-02-02 DOI: 10.59256/ijsreat.20240401004
Nalabothu Raviteja
This study navigates the dynamic landscape of Financial Technology (Fintech) and its transformative impact on the banking industry, elucidating the symbiotic evolution that characterizes this intersection. Fintech, as the fusion of cutting-edge technologies with financial services, signifies a revolutionary leap, fundamentally reshaping the financial landscape. From ubiquitous mobile banking applications to the advent of blockchain, AI-driven analytics, and cryptocurrencies, Fintech embodies a spectrum of innovations redefining traditional banking norms.The symbiosis between Fintech and banking drives a profound transformation, compelling traditional institutions to embrace digital strategies for competitiveness. Open Banking initiatives foster collaboration, blurring the lines between established banks and nimble Fintech startups. This exploration delves into the intricate layers of this relationship, unraveling the evolution, challenges, and future trends shaping the financial ecosystem. Keywords: Fintech Integration, Banking Transformation, Digital Financial Services, Open Banking Initiatives, Symbiotic Evolution.
本研究探讨了金融科技(Fintech)的动态发展及其对银行业的变革性影响,阐明了这一交叉领域的共生演化特点。金融科技是尖端技术与金融服务的融合,标志着一次革命性的飞跃,从根本上重塑了金融业的格局。从无处不在的移动银行应用到区块链、人工智能驱动的分析和加密货币的出现,金融科技体现了一系列重新定义传统银行规范的创新。金融科技与银行业之间的共生关系推动了一场深刻的变革,迫使传统机构采用数字化战略来提高竞争力。开放银行计划促进了合作,模糊了老牌银行与灵活的金融科技初创企业之间的界限。本文将深入探讨这种关系的复杂层面,揭示塑造金融生态系统的演变、挑战和未来趋势。关键词金融科技整合、银行转型、数字金融服务、开放银行倡议、共生演化。
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引用次数: 0
Mathematical Modeling of Gait for Lower Limb Exoskeleton 下肢外骨骼步态数学建模
Pub Date : 2023-12-11 DOI: 10.59256/ijsreat.20230306002
Takeshwar kaushik, Khemanshu kumar Sahu, Deepak Sharma
This study presents the mathematical Modeling of gait. This model is for the lower limb exoskeleton. The exoskeleton has wide scope in hospitals, physical training, and army. The comfortable gait with exoskeleton requires a good mathematical model of gait. This Modeling of this study starts with a C3D file which is taken from a hospital. This Modeling uses MLS viewer, MOKKA, Any Body, and Matlab software. The basic information of the C3D file read with the MLS viewer software. This software tells the type of force plate, name of maker points, the number of force plate and marker points use in the gait analysis. The motion of marker points visualizes in MOKKA software. These visuals in MOKKA software give the position of all marker points. The MOKKA software also gives information about the starting frame number and last frame number for the gait on the force plates. The information collected from the MLS viewer and MOKKA software uses for modification of Any Script of the inbuilt model of Any Body software. The kinematic and inverse dynamic analysis of C3D file data performs in Any Body software after proper changes in Any Script of the model. The linear position and velocity data obtained from kinematic analysis use in Mat lab Modeling. Mat lab Modeling has two-step: curve fitting and curve plotting. The sum of sine equation fits on this linear position and velocity data using the curve fitting app of Mat lab. Another velocity equation is evaluated by the differentiation of the position equation. These equations of linear position and velocity simulate using Mat lab software. The plot of kinematic analysis data and plot of modeled equations compare in the Mat lab software. The goodness of the results of all these equations is decided based on root mean square error (RMSE). Keywords: Gait Analysis; Biomechanics; C3D files; Anybody Software; Root mean square error (RMSE); Electromyography(EMG); Open Sim; Mokka Analysis; Any Body Analysis; MLS viewer; Mat Lab Modeling.
本研究介绍了步态数学模型。该模型适用于下肢外骨骼。外骨骼在医院、体能训练和军队中有着广泛的应用。外骨骼的舒适步态需要一个良好的步态数学模型。本研究的建模从医院的 C3D 文件开始。建模过程中使用了 MLS viewer、MOKKA、Any Body 和 Matlab 软件。通过 MLS 查看器软件读取 C3D 文件的基本信息。该软件可显示受力板的类型、标记点的名称、受力板的数量以及步态分析中使用的标记点。标记点的运动在 MOKKA 软件中可视化。MOKKA 软件中的这些可视化信息给出了所有标记点的位置。MOKKA 软件还提供了力板上步态的起始帧数和最后帧数。从 MLS 查看器和 MOKKA 软件中收集的信息可用于修改 Any Body 软件内置模型的 Any Script。对模型的 Any Script 进行适当修改后,在 Any Body 软件中对 C3D 文件数据进行运动学和反动力学分析。运动分析获得的线性位置和速度数据将用于 Mat lab 建模。Mat lab 建模有两个步骤:曲线拟合和曲线绘制。使用 Mat lab 的曲线拟合应用程序对线性位置和速度数据进行正弦方程拟合。另一个速度方程则通过位置方程的微分来计算。这些线性位置和速度方程使用 Mat lab 软件进行模拟。在 Mat lab 软件中比较运动分析数据图和建模方程图。根据均方根误差(RMSE)判定所有这些方程结果的优劣。关键词步态分析;生物力学;C3D 文件;Anybody 软件;均方根误差(RMSE);肌电图(EMG);Open Sim;Mokka 分析;Any Body 分析;MLS 查看器;Mat Lab 建模。
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引用次数: 0
Bird Species Identification Using Audio Processing Embedded With Translator 利用嵌入翻译器的音频处理技术识别鸟类物种
Pub Date : 2023-12-06 DOI: 10.59256/ijsreat.20230306001
Akassh G, Arnesh J, Jernik Galidine L
With their variety of vocalizations, birds contribute significantly to the acoustic fabric of our natural surroundings. Their songs and calls offer important clues in to the health of ecosystems and biodiversity. Contributions from the project include the creation of effective and trustworthy systems for classifying bird species, which may find use in ecological studies, biodiversity monitoring, and ornithology. A system like this could be useful for monitoring migratory patterns, evaluating changes in bird populations, and supporting conservation initiatives. The domains of artificial intelligence and ornithology are connected by this research. Keywords: Biodiversity, Acoustic fabric, Conservation, Vo- calizations, Ornithology
鸟类以其多样的发声方式,对我们自然环境的声学结构做出了重大贡献。它们的歌声和叫声为了解生态系统和生物多样性的健康状况提供了重要线索。该项目的贡献包括建立有效和可靠的鸟类物种分类系统,可用于生态学研究、生物多样性监测和鸟类学。这样的系统可以用于监测迁徙模式,评估鸟类种群的变化,并支持保护倡议。这项研究将人工智能和鸟类学领域联系在一起。关键词:生物多样性,声学结构,保护,Vo化,鸟类学
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引用次数: 0
Automatic Water Pumping and Quality Monitoring System 自动水泵及水质监测系统
Pub Date : 2023-09-03 DOI: 10.59256/ijsreat.20230305001
Hridya R P, Aromal K R, Anu Treesa C Y, Aljo T J, Elizabeth S Edattukaran
This project presents an innovative solution for automatic water pumping and real-time quality monitoring using the Blynk platform. It's designed to enhance water quality and pumping efficiency, ideal for hydroponics, aquaponics, and irrigation. Key components include an Arduino Uno, ultrasonic sensor for liquid levels, a relay for pump control, and a pH sensor. The system maintains water levels within defined thresholds and monitors pH levels, activating the pump when needed. Keywords: Automatic water pumping; Quality monitoring; Arduino UNO; pH sensor; Blynk platform
该项目提出了一种创新的解决方案,用于使用Blynk平台进行自动抽水和实时质量监测。它旨在提高水质和抽水效率,是水培,水培和灌溉的理想选择。关键组件包括Arduino Uno,用于液位的超声波传感器,用于泵控制的继电器和pH传感器。该系统将水位维持在设定的阈值内,并监测pH值,在需要时激活泵。关键词:自动水泵;质量监控;Arduino UNO;pH传感器;Blynk平台
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引用次数: 0
Stress analysis of U-type layered sandwich beams u型层状夹层梁的应力分析
Pub Date : 2023-08-21 DOI: 10.59256/ijsreat.20230304003
S. S. M, Y. Jadhav
In this paper, the U-type symmetric sandwich beams with three layers are analyzed. Variations in the ratio of Young's modulus between the skin and core, as well as the curvature radius (R/H), parameters are considered for the U-type beams. The study investigates the influence of various core materials on the U-type beams. The stress analysis is conducted through numerical simulations utilizing the Finite Element Method software ANSYS. Keywords: U type beam, Sandwich, ANSYS
本文对三层对称u型夹层梁进行了分析。对于u型梁,考虑了表皮与芯间的杨氏模量之比以及曲率半径(R/H)等参数的变化。研究了不同芯材对u型梁的影响。利用有限元分析软件ANSYS进行了数值模拟。关键词:U型梁,夹层,ANSYS
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引用次数: 0
Dynamic analysis of laminated composite cylindrical shells with stiffeners 加筋层合复合材料圆柱壳的动力分析
Pub Date : 2023-08-16 DOI: 10.59256/ijsreat.20230304002
S. S. M, Patil V. P
The domain of engineering and structural mechanics has undergone a transformative shift, courtesy of composite materials, attributing to their remarkable strength-to-weight ratio and versatile design adaptability. Amid the diverse array of composite applications, significant attention has been directed towards composite shells fortified with stiffening elements. These configurations seamlessly amalgamate the merits of composite materials with the augmented load-bearing capabilities conferred by the incorporation of stiffeners. This research undertaking aims to dissect orthotropic multilayered shells manifesting distinct stiffening configurations. The analytical exploration is carried out through the utilization of the Finite Element Analysis (FEA) software ANSYS. The ensuing analysis embraces several stiffening patterns: no stiffener, edge beam, central stringer, three equidistant stringers, central ring, and ring with stringer. The inherent diversity in the natural frequencies is reflective of the variance in these stiffening arrangements. Keywords: Laminated Composite Shells, Finite Element Method, Stiffeners, ANSYS.
由于复合材料具有显著的强度重量比和多用途的设计适应性,工程和结构力学领域已经发生了革命性的转变。在各种各样的复合材料应用中,人们非常关注用加劲元件加固的复合材料外壳。这些结构无缝地融合了复合材料的优点和增强的承重能力,通过加强筋的结合。本研究的目的是解剖具有不同加劲结构的正交各向异性多层壳。利用有限元分析(FEA)软件ANSYS进行分析探索。随后的分析包括几种加筋模式:无加筋、边梁、中心筋、三等距筋、中心环和带筋环。固有频率的多样性反映了这些强化安排的差异。关键词:层合复合材料壳,有限元法,加强筋,ANSYS
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引用次数: 0
期刊
International Journal Of Scientific Research In Engineering & Technology
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