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ANALISIS EFISIENSI PENGGUNAAN FAKTOR-FAKTOR PRODUKSI PADA USAHA TANI PADI DI KABUPATEN SUMBAWA 分析松本地区水稻种植的生产效率效率
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1152
Illin Septi Handayani, Marisa Sutanty, I Ismawati
This study aims to efficiently use the factors of production in rice farming in Sumbawa Regency. This type of research is a descriptive study to examine the production factors that have the most influence on rice farming and analyze the level of efficiency in the use of production factors in rice farming in Sumbawa Regency. The type of data used is quantitative in the form of cost and income data from rice farming. Data were obtained directly from land owner and tenant farmers in Sumbawa Regency through interviews. Steps to find outdetermine the efficiency of rice farming, the Cobb-Douglass production function analysis is used. In addition, to examine whether there is an influence of each production factor on production yields, the regression coefficient significance test is used with the t test, while the influence of the production factors used together on rice production is used the F-test. The results of this study indicate that the value of technical efficiency in the use of production factors of capital, labor and land area by owner farmers and tenant farmers in Sumbawa Regency is not efficient because the value is less than 1. The net income earned by owner farmers and tenant farmers is not optimal, because the use of the factors of production is not efficient, and it is still possible to improve this if efforts are made to use the factors of production more efficiently. Thus, rice farming for owner farmers and tenant farmers in Sumbawa Regency is still not efficient.
本研究旨在松巴哇县水稻种植中有效利用生产要素。这类研究是一项描述性研究,旨在研究对水稻种植影响最大的生产要素,并分析松巴哇县水稻种植中生产要素的使用效率水平。所使用的数据类型是水稻种植成本和收入数据形式的定量数据。通过访谈直接从松巴瓦县的土地所有者和佃农那里获得数据。为了找出确定水稻种植效率的步骤,使用了柯布-道格拉斯生产函数分析。此外,为检验各生产要素对产量是否存在影响,采用回归系数显著性检验和t检验,而各生产要素共同作用对水稻产量的影响采用f检验。研究结果表明,松巴哇县业主农民和佃农对资本、劳动力和土地面积等生产要素的技术效率值小于1,不具有效率性。由于生产要素的利用效率不高,业主农民和佃农获得的净收入不是最优的,如果努力提高生产要素的利用效率,仍然有可能改善这种情况。因此,对于松巴瓦县的业主农民和佃农来说,种植水稻的效率仍然不高。
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引用次数: 0
ANALISIS DETERMINAN KESEJAHTERAAN KARYAWAN PT. SURYA MADISTRINDO CABANG DENPASAR 丹巴萨分公司PT. SURYA MADISTRINDO员工福利性分析
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1155
Hatta Wage, I Nyoman Sutama, A Asmini
This research was conducted with the aim of examining the determinants of employee welfare at PT. Surya Madistrindo Denpasar Branch consisting of salary, benefits, facilities, and promotion. This type of research is causal associative research. The type of data used is quantitative data in the form of scores on the results of respondents' answers which are collected directly using a questionnaire. The respondents of this study were employees of PT. Surya Madistrindo Denpasar Branch, totaling 34, were selected to represent all employees, totaling 146 people. Data collection was carried out using a questionnaire prepared based on the indicators of the research variables. All data that has been collected will be processed using the Statistical Program for Social Science (SPSS) program to be studied using techniques which include multiple linear regression analysis, individual parameter hypothesis testing (t test), simultaneous parameter hypothesis testing (F test), and determinant coefficient test (R2). The results of this study indicate that salaries, benefits, facilities and promotions have a positive and significant effect on the welfare of employees of PT. Surya Madistrido Denpasar Branch, either partially or simultaneously. The ability of the variables of salary, benefits, facilities and promotion to variations in changes in the variable welfare of employees of PT. Surya Madistrido Denpasar Branch is 86.7%, while the remaining 13.3% is influenced by other variables outside this research model.
本研究旨在探讨PT. Surya Madistrindo Denpasar分公司员工福利的决定因素,包括工资、福利、设施和晋升。这种类型的研究是因果关联研究。所使用的数据类型是定量数据,其形式是对受访者的回答结果的分数,直接使用问卷收集。本次研究的调查对象为PT公司Surya Madistrindo Denpasar分公司的员工,共34人,代表全体员工,共计146人。数据收集使用根据研究变量的指标编制的问卷进行。收集的所有数据将使用社会科学统计程序(SPSS)程序进行处理,使用的技术包括多元线性回归分析,单个参数假设检验(t检验),同时参数假设检验(F检验)和决定系数检验(R2)。本研究结果显示,薪资、福利、设施和晋升对PT. Surya Madistrido Denpasar分公司员工的福利有正向且显著的影响,无论是部分影响还是同时影响。工资、福利、设施、晋升等变量对PT. Surya Madistrido Denpasar分公司员工可变福利变化的影响能力为86.7%,其余13.3%受本研究模型之外的其他变量影响。
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引用次数: 0
ANALISIS SEKTOR TERTINGGAL KABUPATEN TEBO SEBELUM DAN SESUDAH COVID-19 COVID-19 前后 Tebo 地区的滞后部门分析
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1088
Evi Widi Astuti, Miftahul Jannah, Indra Septiawan, Ahmad Syukron Prasaja
To improve a country's economic performance, the growth of the Gross Regional Domestic Product (GRDP) from various industries can be utilized. Regional Gross Domestic Product (GRDP) is one of the factors that can be used to determine the level of the economy of a country or a region either on the basis of current prices or constant prices. This Gross Regional Domestic Product (GDP) growth occurs if the area has a leading sector or a base sector with a relatively fast growth rate. This study uses time series data from the Central Statistics Agency (BPS) Jambi Province from 2018 to 2021. The purpose of this research is to identify leading, lagging, developing sectors and potential business fields from the Tebo Regency area between 2018 and 2021. Year 2018 was taken before the Covid-19 Pandemic occurred and in 2021 it was after the Covid-19 incident. This is done using the location quotient analysis method and the dynamic location quotient (DLQ) method.
为了提高一个国家的经济绩效,可以利用各个行业的区域国内生产总值(GRDP)的增长。区域国内生产总值(GRDP)是可以用来确定一个国家或地区的经济水平的因素之一,无论是在当前价格还是不变价格的基础上。如果该地区有一个主导部门或一个增长速度相对较快的基础部门,就会出现这种地区国内生产总值(GDP)增长。本研究使用了占碑省中央统计局(BPS) 2018年至2021年的时间序列数据。本研究的目的是确定2018年至2021年间特博摄政地区的领先、落后、发展行业和潜在商业领域。2018年是在2019冠状病毒病大流行发生之前,2021年是在2019冠状病毒病事件之后。这是使用位置商分析法和动态位置商(DLQ)方法来完成的。
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引用次数: 0
STRATEGI PENGEMBANGAN EKOWISATA BAHARI DI KABUPATEN SUMBAWA (Studi Pada Obyek Wisata Pantai Prajak Kabupaten Sumbawa) sumtake摄政的海洋生态发展战略(研究沿海Prajak摄政Prajak对象)
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1150
S Suprianto, Tedy Sukriadinata Saputra
This study aims to analyze the strategy for developing marine ecotourism in Sumbawa Regency. This research is a descriptive research conducted to examine the strategy for developing marine ecotourism at the Prajak Beach tourism object, Sumbawa Regency. The type of data used is qualitative data in the form of interviews with research informants obtained directly from the original source. Data analysis in this study used the SWOT analysis technique to formulate various alternative strategies in developing marine ecotourism at the Prajak Beach tourist attraction, Sumbawa Regency. This analysis is based on logic that can maximize strengths and opportunities, but simultaneously minimize weaknesses and threats. The results of this study indicate that the SWOT analysis in developing marine ecotourism at the Prajak Beach tourism object in Sumbawa Regency produces four alternative strategies, namely SO strategy, WO strategy, ST strategy and WT strategy. The resulting alternative development strategy is to maintain and develop the potential of marine ecosystems found in marine ecotourism at Prajak Beach through water or sea conservation education, adding facilities and infrastructure to support tourism, participating in various training programs to improve the quality of managing human resources, optimizing utilization of various information media to introduce tourism objects to the public, increase public awareness in protecting marine ecosystems to prevent illegal fishing or other actions that can damage marine ecosystems.
本研究旨在分析松巴哇县发展海洋生态旅游的策略。本研究是一项描述性研究,旨在研究在松巴哇县Prajak海滩旅游对象开发海洋生态旅游的策略。使用的数据类型是直接从原始来源获得的与研究线人访谈形式的定性数据。本研究的数据分析使用SWOT分析技术制定了在松巴哇县Prajak海滩旅游景点开发海洋生态旅游的各种替代策略。这种分析是基于可以最大化优势和机会,同时最小化弱点和威胁的逻辑。研究结果表明,通过SWOT分析,在松巴哇县Prajak海滩旅游对象开发海洋生态旅游产生了SO战略、WO战略、ST战略和WT战略四种备选策略。由此产生的替代发展战略是通过水或海洋保护教育,增加支持旅游业的设施和基础设施,参加各种培训计划以提高人力资源管理质量,优化利用各种信息媒体向公众介绍旅游对象,维护和发展普拉加海滩海洋生态旅游中发现的海洋生态系统的潜力。提高公众保护海洋生态系统的意识,防止非法捕鱼或其他可能破坏海洋生态系统的行为。
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引用次数: 1
ANALISIS POTENSI DAN DAYA TARIK OBYEK WISATA PANTAI SALIPER ATE KABUPATEN SUMBAWA 分析潜在的和吸引力的沙滩旅游对象萨利帕提摄政
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1154
Subhan Purwadinata, Ambarwati Ambarwati
This study aims to determine the potential and attractiveness of the tourist object of Saliper Ate Beach in Sumbawa Regency. This research is a descriptive research that aims to describe the potential and attractiveness contained in the tourist object of Saliper Ate Beach in Sumbawa Regency. The type of data used is quantitative data in the form of answers from research informants obtained directly through the questionnaires given. Data collection methods are through observation, questionnaires and documentation. The analytical method used were the scoring method based on the Object Operation Area Analysis Guidelines and Nature Tourism Attraction (ADO-ODTWA) by the Director General of PHKA in 2003. The results of the study showed that the Saliper Ate beach tourism object has great potential tourism to be developed and has the opportunity to be tourist destination because it has tourist attraction, accessibility and supporting facilities and infrastructure. It was based on the results of assessment of the ADO-ODTWA guidelines with the value of the attractiveness criteria was 720, the value of accessibility criteria was 425 and supporting facilities and infrastructure in tourism object with value of 180. Thus, it was obtained that average value of Saliper Ate potency was 441,6 and was categorized as quite potential to be developed.
本研究旨在确定松巴哇县Saliper Ate海滩旅游对象的潜力和吸引力。本研究是一项描述性研究,旨在描述在松巴哇县Saliper Ate海滩的旅游对象所包含的潜力和吸引力。所使用的数据类型是定量数据,其形式是通过给出的问卷直接从研究举报人那里获得的答案。数据收集方法有观察、问卷调查和文献记录。采用的分析方法是根据2003年PHKA总干事的《目标操作区域分析指南和自然旅游吸引力》(ADO-ODTWA)的评分法。研究结果表明,沙勒贝特海滩旅游地具有旅游吸引力、可达性和配套设施,具有旅游开发潜力,具有成为旅游目的地的机会。其评价结果为吸引力指标值为720,可达性指标值为425,旅游对象的配套设施和基础设施价值为180。结果表明,该药剂的效价平均值为441.6,具有较好的开发潜力。
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引用次数: 0
ANALISIS SEKTOR EKONOMI UNGGULAN DI KABUPATEN SUMBAWA 对苏姆巴瓦区主要经济部门的分析
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1156
Nining Sudiyarti, Bambang Darmansyah
This study aims to know and analyze the leading sectors of the economy in Sumbawa District, which are competitive in economic growth. The type of this study was qualitative study. The data used was secondary data obtained from the Gross Regional Domestic Product of Sumbawa district and West Nusa Tenggara (NTB) Province in 2012-2017. The data analysis tool used was the analysis technique of Growth Ratio Model (MRP) and Klassen Typology. The results of the study showed based on Growth Ratio Model analysis (GRM) showed that there were several sectors that had positive growth in the study area and reference area, including the Wholesale and Retail Trade sector, Car and Motorcycle Repair and the information and communication sector. Meanwhile, the results of the Klassen typology showed that the economic sectors classified as superior sectors were the agriculture, forestry and fishery sectors; electricity and gas procurement sector; wholesale and retail trade, repair and maintenance of cars and motorcycles; and the education services sector. So, based on the results of the two analytical tools used, the conclusion were that the leading sectors in Sumbawa district were prominent sectors and the advanced sectors are agriculture, forestry and fisheries; wholesale and retail trade, repair of cars and motorcycles; electricity and gas procurement sector; and the education services sector.
本研究旨在了解和分析松巴哇地区经济的主导部门,这些部门在经济增长中具有竞争力。本研究的类型为定性研究。使用的数据为2012-2017年松巴哇区和西努沙登加拉省地区国内生产总值的二手数据。数据分析工具为生长比模型(Growth Ratio Model, MRP)和Klassen类型学分析技术。研究结果显示,根据增长比率模型分析(GRM)显示,在研究区和参考区有几个行业正增长,包括批发和零售业、汽车和摩托车修理以及信息和通讯业。与此同时,Klassen类型学结果表明,农业、林业和渔业是经济部门的优势部门;电力和天然气采购部门;汽车、摩托车的批发和零售贸易、修理和保养;还有教育服务部门。因此,基于使用的两种分析工具的结果,得出结论:松巴哇地区的主导部门是突出部门,先进部门是农业、林业和渔业;汽车、摩托车的批发、零售、修理;电力和天然气采购部门;还有教育服务部门。
{"title":"ANALISIS SEKTOR EKONOMI UNGGULAN DI KABUPATEN SUMBAWA","authors":"Nining Sudiyarti, Bambang Darmansyah","doi":"10.58406/jeb.v11i1.1156","DOIUrl":"https://doi.org/10.58406/jeb.v11i1.1156","url":null,"abstract":"This study aims to know and analyze the leading sectors of the economy in Sumbawa District, which are competitive in economic growth. The type of this study was qualitative study. The data used was secondary data obtained from the Gross Regional Domestic Product of Sumbawa district and West Nusa Tenggara (NTB) Province in 2012-2017. The data analysis tool used was the analysis technique of Growth Ratio Model (MRP) and Klassen Typology. The results of the study showed based on Growth Ratio Model analysis (GRM) showed that there were several sectors that had positive growth in the study area and reference area, including the Wholesale and Retail Trade sector, Car and Motorcycle Repair and the information and communication sector. Meanwhile, the results of the Klassen typology showed that the economic sectors classified as superior sectors were the agriculture, forestry and fishery sectors; electricity and gas procurement sector; wholesale and retail trade, repair and maintenance of cars and motorcycles; and the education services sector. So, based on the results of the two analytical tools used, the conclusion were that the leading sectors in Sumbawa district were prominent sectors and the advanced sectors are agriculture, forestry and fisheries; wholesale and retail trade, repair of cars and motorcycles; electricity and gas procurement sector; and the education services sector.","PeriodicalId":32272,"journal":{"name":"Jurnal Ekonomi Bisnis dan Kewirausahaan JEBIK","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135270369","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
PENGARUH TEKANAN ANGGARAN WAKTU, FRAMING DAN KOMPETENSI AUDITOR TERHADAP AUDIT JUDGMENT 时间预算、框架和法庭审计能力的影响
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1161
Ketut Tanti Kustina, Kadek Apri Suadnyani
Audit Judgment is a personal consideration or perspective of the auditor in responding to information that affects the documentation of the evidence and the decision making of the auditor's opinion on the entity's financial statements. The purpose of this study is to (1) determine the effect of framing, (2) time budget pressure, and (3) auditor competence on the auditor's judgment judgment. This research was conducted at the Indonesian Republic of Indonesia's Supreme Audit Board. The number of samples used was 36 respondents through the Non Probability sampling method with saturated sample technique. The type of data in this study uses quantitative data with data collection techniques in the form of questionnaires that are measured using a Likert scale and instrument testing namely the validity test and the reliability test, with the classic assumption test (normality test, multicollinearity test, and heteroscedasticity test), multiple linear regression analysis, the model feasibility test (coefficient of determination, F Test Statistic) and Hypothesis Test (t Test) using SPSS version 15. The results of this study indicate that: 1) Framing has a significant positive effect on audit judgment, 2) Time budget pressure has a significant negative effect on audit judgment, 3) auditor competence has a significant positive effect on audit judgment, as well as together time budget pressure, framing, and auditor competence have a significant effect on audit judgment. the degree of influence of the independent variables on the dependent variable is 90.8%, while the remaining 9.2% is influenced by other variables outside of this study.
审计判断是注册会计师在回应影响证据文件的信息时的个人考虑或观点,以及注册会计师对被审计单位财务报表的意见决策。本研究的目的是:(1)确定框架、(2)时间预算压力和(3)审计师能力对审计师判断判断的影响。这项研究是在印度尼西亚共和国最高审计委员会进行的。采用饱和样本技术的非概率抽样方法,样本数为36人。本研究的数据类型采用定量数据和数据收集技术,采用问卷调查的形式,采用李克特量表和工具检验即效度检验和信度检验进行测量,使用SPSS 15版进行经典假设检验(正态性检验、多重共线性检验和异方差检验)、多元线性回归分析、模型可行性检验(决定系数、F检验统计量)和假设检验(t检验)。研究结果表明:框架对审计判断具有显著的正向影响,时间预算压力对审计判断具有显著的负向影响,审计师能力对审计判断具有显著的正向影响,并且时间预算压力、框架和审计师能力共同对审计判断具有显著的正向影响。自变量对因变量的影响程度为90.8%,其余9.2%受到本研究之外的其他变量的影响。
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引用次数: 0
DAMPAK PROGRAM PENGEMBANGAN USAHA AGRIBISNIS PEDESAAN (PUAP) TERHADAP PENDAPATAN PETANI DI KABUPATEN SUMBAWA 农村农业综合企业发展计划对sumtake区的农民收入的影响
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1153
Sri Rahayu, Igo Sukmawanto
This study aims to examine the impact of the Rural Agribusiness Development (PUAP) program on farmers' income in Sumbawa Regency. This research is a comparative research conducted to compare the income of farmers in Sumbawa Regency before and after receiving PUAP assistance. The population in this study were all farmers in Sumbawa Regency who received PUAP program assistance, totaling 100 people so that the entire population would be taken as a sample. Data collection was carried out using a structured interview technique using a list of questions that had been prepared by the researcher. The data analysis technique in this study was carried out using comparative analysis techniques with the two-average difference test approach which included paired samples statistics test, paired samples correlations test, and paired samples test. The results of this study indicate that there are differences in the income level of farmers in Sumbawa Regency before and after the PUAP program. After the PUAP program, the average amount of income earned by farmers in Sumbawa Regency has increased compared to before the PUAP program. Thus, the PUAP program has a positive impact on the income of farmers in Sumbawa Regency. That is, the greater the PUAP program assistance received by farmers, the income earned by farmers will also increase.
本研究旨在探讨农村农业综合企业发展(PUAP)计划对松巴哇县农民收入的影响。本研究是为了比较松巴哇县农民在接受PUAP援助前后的收入情况而进行的比较研究。本研究的人口均为松巴瓦县接受PUAP项目援助的农民,共100人,以便将整个人口作为样本。数据收集采用结构化访谈技术,使用由研究人员准备的问题列表。本研究的数据分析技术采用比较分析技术,采用双平均差异检验方法,包括配对样本统计检验、配对样本相关性检验和配对样本检验。本研究结果表明,在实施PUAP计划前后,松巴哇县农民的收入水平存在差异。实施该计划后,松巴哇县农民的平均收入比实施该计划前有所增加。因此,PUAP计划对松巴哇县农民的收入产生了积极影响。也就是说,农民获得的PUAP项目援助越多,农民的收入也会增加。
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引用次数: 0
ANALISIS DAYA SAING PARIWISATA KABUPATEN SUMBAWA UNTUK MENINGKATKAN EKONOMI DAERAH sumtake旅游业竞争力分析促进区域经济
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1159
Binar Dwiyanto Pamungkas, Rosiana Sesanti
This study aims to analyze the measure of competitiveness and to analyze the competitiveness factors of the tourism industry in Sumbawa District. The type of this study was descriptive quantitative study. The methods used to collect data in this study were documentation and literature study. The data used in this study was secondary data. The data analysis tools used in this study were the tourism index, composite index, tourism competitiveness index and contribution analysis in which consist of contribution formula and contribution analysis scale. The results of the study showed that the tourism competitiveness of the eight indicators of variable infrastructure development indicator (IDI), the Environment Indicator determiner (EI), Human Resources Indicator (HRI), Social Development Indicator (SDI) showed high competitiveness value while the other eight indicators showed low value of competitiveness. The results of the analysis of the contribution of the tourism sector to the Local Revenue of Sumbawa Regency in 2017-2022 are in the very less category. The percentage contribution of the tourism sector to the PAD of Sumbawa Regency over the past six years has been below 10% (<10%).
本研究旨在分析松巴哇区旅游产业竞争力的测度,并分析其竞争力因素。本研究类型为描述性定量研究。本研究的资料收集方法为文献法和文献法。本研究使用的数据为二手数据。本研究使用的数据分析工具为旅游指数、综合指数、旅游竞争力指数和贡献分析,其中包括贡献公式和贡献分析量表。研究结果表明,旅游竞争力在可变基础设施发展指标(IDI)、环境指标决定因素(EI)、人力资源指标(HRI)、社会发展指标(SDI) 8个指标中表现出较高的竞争力值,而其他8个指标表现出较低的竞争力值。2017-2022年,旅游业对松巴哇县地方收入的贡献分析结果非常少。在过去的六年里,旅游业对松巴哇县人民民主联盟的贡献百分比一直低于10%。
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引用次数: 0
ANALISIS TINGKAT KESEJAHTERAAN MASYARAKAT DAMPAK PEMBERIAN KREDIT (Studi Pada Debitur PD. BPR NTB Sumbawa) 分析社区福利水平信贷的影响(对债务人的研究)。-欢迎回来
Pub Date : 2023-05-02 DOI: 10.58406/jeb.v11i1.1151
Reninta Sulistiyawati, Ika Fitriyani, K Kurniawansyah
This study aims to examine the impact of the provision of credit by PD. BPR NTB Sumbawa on the welfare of debtor customers through per capita income indicators. This research is a comparative study to compare the income levels of customers before and after receiving working capital loans from PD. BPR NTB Sumbawa. The type of data used is quantitative data in the form of customer income before and after receiving working capital loans from PD. BPR NTB Sumbawa obtained directly from customers. The research subjects were customers who received working capital loans from PD. BPR NTB Sumbawa in 2022, totaling 37 people. Data collection was carried out through structured interviews using a list of questions that had been prepared by the researcher to obtain relevant data related to the research object. Data analysis techniques were carried out using the two-average difference test method, including calculating the difference in income, standard deviation, and one variable test. Based on the results of the research that has been done, it can be concluded that there are differences in the average income of respondents before and after receiving working capital loans from PD. BPR NTB Sumbawa. There was an increase in the income of customers who were used as respondents after receiving working capital loans from PD. BPR NTB Sumbawa of Rp. 81,432,081.04/month.
本研究旨在检视PD提供信贷的影响。BPR NTB Sumbawa通过人均收入指标对债务人客户的福利进行了研究。本研究是一项比较研究,比较客户从PD获得流动资金贷款前后的收入水平。BPR NTB松巴瓦。使用的数据类型是定量数据,以客户从PD获得流动资金贷款前后的收入形式。BPR NTB Sumbawa直接从客户处获得。研究对象为从PD获得流动资金贷款的客户。2022年BPR NTB松巴瓦,共37人。数据收集是通过结构化访谈进行的,使用由研究人员准备的问题列表来获取与研究对象相关的数据。数据分析技术采用双平均差异检验方法,包括计算收入差异、标准差和单变量检验。根据已经完成的研究结果,可以得出结论,受访者在接受PD流动资金贷款前后的平均收入存在差异。BPR NTB松巴瓦。从PD获得流动资金贷款后,被用作调查对象的客户收入有所增加。BPR NTB Sumbawa每月81,432,081.04卢比。
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引用次数: 0
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