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2020 Systems and Information Engineering Design Symposium (SIEDS)最新文献

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Natural Language Processing for Company Financial Communication Style 公司财务沟通风格的自然语言处理
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106636
R. Askerov, Eric Kwon, L. Song, Dylan Weber, Oliver Schaer, Faraz Dadgostari, Stephen Adams
Nowadays, financial firms can interpret press releases within few seconds using natural language processing algorithms. Therefore, it is important for public companies to structure its communications in a way that accounts for how the market digests its public information and avoid unnecessary volatility. Companies want to know the impression of their communications, such as investors calls and annual reports, among the investment community including analysts, financial press, and institutional investors. While there have been research papers connecting sentiment analysis of company communication materials to stock movement, research on identifying any similarities in communication styles among public companies has not been a major topic. We aimed to quantify the sentiment of those communication materials and determine if there are any discernible communication styles among leading technology companies. In addition, we conducted analyses and comparisons to stock indices to connect company communication style to market reactions from investors. Our results indicate that there is a signal between sentiment scores derived from Loughran McDonald dictionary and market-residualized stock performance of our company set, highlighting the benefits one can obtain from using NLP techniques.
如今,金融公司可以使用自然语言处理算法在几秒钟内解读新闻稿。因此,对于上市公司来说,重要的是要以一种能够解释市场如何消化其公开信息并避免不必要的波动的方式来构建其沟通。公司想知道他们的沟通,如投资者电话和年度报告,在包括分析师,金融媒体和机构投资者在内的投资界的印象。虽然有研究论文将公司沟通材料的情绪分析与股票走势联系起来,但识别上市公司沟通风格的相似性的研究并不是一个主要话题。我们的目的是量化这些沟通材料的情绪,并确定在领先的科技公司之间是否存在任何可识别的沟通风格。此外,我们对股票指数进行了分析和比较,以将公司沟通风格与投资者的市场反应联系起来。我们的研究结果表明,从Loughran McDonald词典中获得的情绪得分与我们公司集的市场剩余股票表现之间存在信号,突出了使用NLP技术可以获得的好处。
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引用次数: 0
Increasing Engagement in eHealth Interventions Using Personalization and Implementation Intentions 使用个性化和实施意图增加电子卫生干预的参与
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106640
Camryn Burley, Darby Anderson, Amanda Brownlee, Georgie Lafer, Taylor Luong, Meaghan McGowan, Judy Nguyen, William Trotter, Halle Wine, Anna N. Baglione, Laura E. Barnes
Approximately one in five adults in the United States have been diagnosed with some form of mental illness, but less than half received treatment in this past year [1]. An interdisciplinary team at the University of Virginia aims to reduce this gap in mental health coverage through its freely accessible online research platform, the MindTrails Project. The MindTrails Calm Thinking study evaluates cognitive bias modification for interpretation (CBM-I), an intervention that aims to reframe the thinking patterns of highly anxious individuals when they respond to ambiguous situations that they might interpret as stressful. MindTrails is experiencing a high attrition (dropout) rate, which is common to eHealth interventions. In response to this, our project utilized two novel approaches to online anxiety interventions to improve engagement and retention: (1) personalization of training content and (2) implementation intentions and goal setting. We designed a prototype for a new mobile interface that engages users with a journal to record implementation intentions and goals. Users also have the ability to choose the domain of anxiety (e.g., relationships, health) that they would like to work on. To further incorporate these psychological principles into the MindTrails program, suggestions for future work are also discussed. We hypothesize that, with its new user-centered mobile interface, the Calm Thinking mobile application will further connect users with an evidence-based mental health intervention and increase the efficacy of the program.
在美国,大约五分之一的成年人被诊断出患有某种形式的精神疾病,但在过去的一年中,接受治疗的不到一半[1]。弗吉尼亚大学(University of Virginia)的一个跨学科团队旨在通过其免费访问的在线研究平台MindTrails Project,缩小心理健康覆盖方面的差距。MindTrails Calm Thinking研究评估了认知偏差修正解释(CBM-I),这是一种干预措施,旨在重新构建高度焦虑的个体在他们可能将其解释为压力的模糊情况下的思维模式。MindTrails正在经历高流失率,这在电子健康干预中很常见。针对这一点,我们的项目采用了两种新颖的在线焦虑干预方法来提高参与度和留存率:(1)个性化培训内容;(2)实施意图和目标设定。我们为新的移动界面设计了一个原型,让用户通过日志记录执行意图和目标。用户还可以选择他们想要处理的焦虑领域(例如,人际关系、健康)。为了进一步将这些心理学原理纳入MindTrails计划,还讨论了对未来工作的建议。我们假设,通过其新的以用户为中心的移动界面,Calm Thinking移动应用程序将进一步将用户与基于证据的心理健康干预联系起来,并提高程序的有效性。
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引用次数: 3
Integrating Social and Technical Solutions to Address Privacy in Smart Homes 整合社会和技术解决方案,解决智能家居中的隐私问题
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106585
Caroline G. George, Declan R. Tyranski, Devin P. Simons, Jameson D. O’Quinn, Emily York, A. Salman
Smart homes are becoming increasingly common across the United States with the advent and ongoing development of new and improved IoT devices. With the increasing use of these devices, there has been exponential growth in the amount of data collected on individuals. This poses potential privacy risks that can affect the lives of these users and raises an ethical question about what information is being collected and how it is used. Much of the data collected is used to discern information about when, why, and how the device was used. It must be questioned how much information collection is necessary and at what point does it become a violation of privacy. Additionally, many devices collect data at various times when the user may not be aware of it. This information collected can be used to target specific advertisements, influence users, or be sold to third-party sources. Although much of this information is laid out in lengthy, often deceptive terms and conditions for most devices, many people do not read them or understand the implications they pose. In this paper, we present a solution that monitors data leaving the house through a device integrated within the home network with the aim of spreading awareness surrounding the potential risks associated with this issue and to work towards limiting the amount of information that is collected.
随着新的和改进的物联网设备的出现和不断发展,智能家居在美国变得越来越普遍。随着这些设备的使用越来越多,收集到的个人数据量呈指数级增长。这带来了潜在的隐私风险,可能会影响这些用户的生活,并引发了一个道德问题,即收集了哪些信息以及如何使用这些信息。收集到的大部分数据被用来辨别设备被使用的时间、原因和方式。必须质疑收集多少信息是必要的,在什么情况下会成为对隐私的侵犯。此外,许多设备在用户可能不知道的不同时间收集数据。收集的这些信息可用于针对特定广告、影响用户或出售给第三方来源。尽管大多数设备的这些信息都是以冗长的、往往具有欺骗性的条款和条件的形式列出的,但许多人并不阅读它们,也不理解它们所构成的含义。在本文中,我们提出了一种解决方案,通过集成在家庭网络中的设备监控离开房屋的数据,目的是传播与此问题相关的潜在风险的意识,并努力限制所收集的信息量。
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引用次数: 3
Analyzing Pre-Trained Neural Network Behavior with Layer Activation Optimization 基于层激活优化的预训练神经网络行为分析
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106628
Melissa C Phillips, Rebecca Stein, Taeheon Park
Image classification and object recognition with neural networks could have applications in aesthetically-focused branches of the humanities, such as landscape architecture. However, such methods require either the assembly of a massive, domain specific labeled data set or use of network weights initialized on another data set, a technique known as transfer learning. Transfer learning research has established that a pre-trained convolutional neural network (CNN) can achieve high accuracy on new image recognition tasks with relatively few training images. In practice, pre-trained tends to mean pre-trained on ImageNet, the standard dataset for computer vision research. Experiments have shown that the dataset on which a pre-trained model was originally optimized can quantitatively bias it. The goal of this project was to design an experiment to qualitatively analyze how the dataset used to initialize a pre-trained classification system affects its behavior at progressive network layers using feature visualization strategies. We initialized two ResNet-18 CNNs with weights pre-trained on ImageNet and the Places365 dataset, respectively, and fine-tuned them for a new classification task on a landscape image dataset which we collected. Using class activation optimization methods taken from the deep visualization literature, we compared the network filters at several hidden layers and the final output layers. The class activation optimization results show that even at early stages in the networks, their neurons exhibit notably different behavior. Accordingly, we show both that feature visualization techniques can be used to qualitatively study the effect of original training data on transfer learning and, consequently, that the homogeneous use of ImageNet in computer vision experiments may have notable implications for model behavior.
神经网络的图像分类和物体识别可以应用于人文学科中以美学为重点的分支,比如景观建筑学。然而,这种方法要么需要大量的、特定领域的标记数据集,要么需要使用在另一个数据集上初始化的网络权重,这种技术被称为迁移学习。迁移学习研究表明,预训练卷积神经网络(CNN)可以在训练图像相对较少的情况下,在新的图像识别任务上取得较高的准确率。在实践中,预训练往往意味着在ImageNet(计算机视觉研究的标准数据集)上进行预训练。实验表明,预训练模型最初优化的数据集可以定量地对其进行偏差。该项目的目标是设计一个实验来定性地分析用于初始化预训练分类系统的数据集如何使用特征可视化策略影响其在渐进式网络层的行为。我们分别在ImageNet和Places365数据集上初始化了两个权重预训练的ResNet-18 cnn,并对它们进行了微调,以便在我们收集的景观图像数据集上进行新的分类任务。使用来自深度可视化文献的类激活优化方法,我们比较了几个隐藏层和最终输出层的网络过滤器。类激活优化结果表明,即使在网络的早期阶段,它们的神经元也表现出明显不同的行为。因此,我们表明特征可视化技术可以用于定性地研究原始训练数据对迁移学习的影响,因此,在计算机视觉实验中均匀使用ImageNet可能对模型行为有显著的影响。
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引用次数: 0
Cashless Society: Managing Privacy and Security in the Technological Age 无现金社会:在技术时代管理隐私和安全
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106653
W. Donohue, Z. Afridi, K. Sokolyuk, Tyler Bedwell, Emily York, A. Salman
A cashless society is an economic state which handles financial transactions not in the form of traditional mediums of currency, such as cash or coins, but by transferring digital data (usually by electronic means, such as credit cards and mobile data) between participating parties.Participants of a cashless society must Figure out a way to protect their transaction data, acknowledging the risks of organizations collecting mass amounts of said data, which result in a reduction of personal privacy. Balancing individual privacy with data security is vital in the information age, especially considering the increasing risk of data breaches and exploitation.In order to increase privacy in a cashless society, a few courses of action can be combined to produce a lasting and desirable result for users: A new kind of banking service that assigns randomized numbers to credit cards, the use of blockchain to monitor all transactions from individuals, and a campaign to educate and inform key stakeholders about security and privacy risks to provide the necessary tools and background knowledge to safeguard their own information before interaction with a foreign entity or other third parties (i.e. cybersecurity departments, IT technicians, etc). Blockchain and card number randomization are both susceptible to zero-day errors, bugs, and varied levels of social acceptance. This preliminary research draws on a systems analysis of cashless systems to identify and analyze a set of social and technical solutions to support a robust cashless system that protects users’ privacy and maintains the security of the system.The information found and analyzed will be beneficial by exposing weak points in current methods of data integrity and security. Learning about current and future methods of managing privacy and data security in the technological age would be helpful in creating preventative countermeasures. This study provides critical steps to prevent the loss of personal privacy in a cashless system.
无现金社会是一种经济状态,它不以传统的货币媒介(如现金或硬币)的形式处理金融交易,而是通过在参与各方之间传输数字数据(通常通过电子手段,如信用卡和移动数据)。无现金社会的参与者必须找到一种方法来保护他们的交易数据,承认组织收集大量数据的风险,这会导致个人隐私的减少。在信息时代,平衡个人隐私与数据安全至关重要,尤其是考虑到数据泄露和利用的风险日益增加。为了在无现金社会中增加隐私,可以将一些行动方案结合起来,为用户产生持久和理想的结果:一种为信用卡分配随机号码的新型银行服务,使用区块链监控个人的所有交易,以及一项教育和告知关键利益相关者有关安全和隐私风险的活动,以提供必要的工具和背景知识,以便在与外国实体或其他第三方(即网络安全部门,IT技术人员等)互动之前保护自己的信息。区块链和卡号随机化都容易受到零日错误、漏洞和不同程度的社会接受的影响。这项初步研究利用无现金系统的系统分析来确定和分析一套社会和技术解决方案,以支持一个强大的无现金系统,保护用户的隐私和维护系统的安全性。通过揭示当前数据完整性和安全性方法中的弱点,发现和分析的信息将是有益的。了解当前和未来在技术时代管理隐私和数据安全的方法将有助于制定预防性对策。这项研究提供了防止在无现金系统中丧失个人隐私的关键步骤。
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引用次数: 4
Design of a Tutorial System for the Associate Systems Engineering Professional (ASEP) Exam 副系统工程专业(ASEP)考试导师制的设计
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106665
Aria Amini, Hamza Abshir, Kamilla Quinones Burgos, Mahmoud Moharrem, Sara Elkholy
Hiring Managers at System Engineering companies have to select engineering candidates that will be value-added to the organization now and in the future and avoid costly bad hires. Interviews with Hiring Managers identified that they use Grade Point Average (GPA), work experience (e.g. internships), and skills (e.g. programming languages) to choose candidates for interview. To reduce their risk, they also use Professional Licenses as a discriminator. For entry-level Systems Engineers, the Associate Systems Engineering Professional (ASEP) certificate offered by INCOSE is the appropriate Professional License. A passing grade is 70% and only 60% of the people taking the exam pass. A tutorial system for students taking the exam is needed to minimize the risk of not passing the exam (i.e. guarantee passing the exam), reducing the time to study for the exam, and to make studying for the exam an enjoyable experience. The Concept-of-Operations for the Tutorial System is to assess student's knowledge with a diagnostic quiz, provide practice quizzes and supplemental materials, and evaluate students' performance with assessment quizzes. The tutorial is self-paced and includes repetition to avoid forgetting. The Tutorial System was implemented in Google Classroom In addition to Google classroom, an application called OwlCamp was created to provide the practice quizzes for the students. The Google Classroom learning management and OwlCamp have undergone verification testing and both satisfy the mission and design requirements. A Validation Test of the Tutorial System was conducted. Seventeen Senior Systems Engineering students were given a Diagnostic Test each week followed by supplemental learning materials, ending with assessment quizzes to test their knowledge. The null hypothesis tested is: “The ASEP Tutorial System will not improve the students’ grade between the diagnostic test and the Assessment quiz Using a 5% level of significance, the data shows that there is indeed a difference between diagnostics and assessments. A 5yearprojection with 10% market penetration for annual market size of 2250 SE students per year, generates cumulative revenue of $675,000. With nonrecurring development and testing cost of $75,205, and recurring maintenance costs of $1281 per year, the 5 year profit is estimated at $3,293,390. The 5 year ROI is 112.95% and the Break-even is in year 1.
系统工程公司的招聘经理必须选择那些现在和将来对组织有价值的工程师候选人,避免昂贵的糟糕招聘。对招聘经理的采访表明,他们在选择面试候选人时,会考虑平均绩点(GPA)、工作经验(如实习)和技能(如编程语言)。为了降低风险,他们还使用专业执照作为鉴别标准。对于入门级系统工程师,INCOSE提供的副系统工程专业人员(ASEP)证书是适当的专业许可证。通过率是70%,只有60%的人通过了考试。应试学生需要导师制,以尽量减少不及格的风险(即保证通过考试),减少备考时间,并使备考成为一种愉快的经历。导师制的运作理念是通过诊断性测验评估学生的知识,提供练习测验和补充材料,并通过评估测验评估学生的表现。教程是自定节奏的,包括重复,以避免遗忘。导师制在谷歌课堂中实施,除了谷歌课堂,还创建了一个名为OwlCamp的应用程序,为学生提供练习测验。Google Classroom学习管理和OwlCamp都经过了验证测试,都满足了任务和设计要求。对导师制进行了验证测试。17名高级系统工程专业的学生每周接受一次诊断测试,之后是补充学习材料,最后是评估测验,以测试他们的知识。检验的零假设是:“ASEP导师制不会提高学生在诊断测试和评估测试之间的成绩。使用5%的显著性水平,数据表明诊断和评估之间确实存在差异。”5年预测市场渗透率为10%,每年市场规模为2250名SE学生,累计收入为67.5万美元。非经常性开发和测试成本为75,205美元,经常性维护成本为每年1281美元,5年的利润估计为3,293,390美元。5年的投资回报率为112.95%,在第一年实现盈亏平衡。
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引用次数: 0
Decision Support and Planning Tool to Facilitate Urban Rooftop Farming 促进城市屋顶农业的决策支持和规划工具
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106586
Mritika Contractor, Gabriella Luna, Shreya N. Patel, Sophie Steinberg
There is an increasing trend among urban populations to recognize the importance of fresh produce in their diets and its impact on reducing the carbon footprint created by food transportation. Thus, urban farming as a produce source has grown in popularity in recent years. One farming method that is gaining attention is urban rooftop farming, which integrates farming practices into city infrastructure without requiring expensive real estate or large warehouse-type structures with interior grow lighting. Rooftops in American cities represent the largest unoccupied urban space for agricultural purposes, but they remain underutilized. Selection of feasible and safe locations, obtaining permissions, designing and constructing the farm itself, selecting appropriate crops, and projecting farm outputs are all complex issues that impede the adoption of rooftop farming. To address such complexity, this project developed a prototype Decision Support and Planning Tool that assesses rooftop feasibility, supports informed and geographically appropriate rooftop farm design and crop selection, and predicts crop yield. The team implemented requirements analysis and functional decomposition to identify structural, safety and access requirements for rooftop farming. A second phase of the requirements analysis and functional decomposition was performed to identify agricultural methods and farm design. As a result, “square foot farming” was selected as the appropriate basis for farm and tool design. Users are also guided to input their desired level of effort for maintenance, time to maturity, and crop yield to identify crops most suitable to the specific rooftop location. Analytic hierarchy process (AHP) was used to scale and calculate the weights associated with the users’ maintenance preferences. A linear programming model based on knapsack optimization was used to project maximum total yield based on available square footage and crop yield preferences. Two proof-of-concept rooftop farms, generated by the prototype Decision Support and Planning Tool, were constructed in Washington, DC and Los Angeles. Prior to the spread of COVID-19, these farms were intended to validate model results against actual yield from crops produced over a 90day growing horizon. Instead, the farms validated rooftop assessment and crop selection tool functions.
越来越多的城市人口认识到新鲜农产品在他们饮食中的重要性及其对减少食品运输产生的碳足迹的影响。因此,近年来,城市农业作为一种农产品来源越来越受欢迎。一种受到关注的耕作方法是城市屋顶耕作,它将耕作实践与城市基础设施相结合,不需要昂贵的房地产或带有室内种植照明的大型仓库式结构。美国城市的屋顶是最大的未被利用的城市农业空间,但它们仍未得到充分利用。选择可行和安全的地点,获得许可,设计和建造农场本身,选择合适的作物,以及预测农场产出,这些都是阻碍屋顶农业采用的复杂问题。为了解决这种复杂性,该项目开发了一个原型决策支持和规划工具,用于评估屋顶可行性,支持知情且地理位置合适的屋顶农场设计和作物选择,并预测作物产量。该团队实施了需求分析和功能分解,以确定屋顶农场的结构、安全和访问要求。第二阶段进行需求分析和功能分解,以确定农业方法和农场设计。因此,“平方英尺农业”被选为农场和工具设计的适当基础。用户还被引导输入他们所需的维护工作水平、成熟时间和作物产量,以确定最适合特定屋顶位置的作物。采用层次分析法(AHP)对用户维护偏好的权重进行量化和计算。采用基于背包优化的线性规划模型,根据可用面积和作物产量偏好来预测最大总产量。由决策支持和规划工具原型生成的两个概念验证屋顶农场分别在华盛顿特区和洛杉矶建成。在COVID-19传播之前,这些农场旨在根据90天生长周期内生产的作物的实际产量验证模型结果。相反,农场验证了屋顶评估和作物选择工具的功能。
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引用次数: 3
Applying Mobile Location Data to Improve Hurricane Evacuation Plans 应用移动定位数据改进飓风疏散计划
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106669
Cedric Harper, Brigitte Hogan, Briana K. Wright
Can private location data be used for the public good? During an emergency, cities and municipalities must disperse limited resources to the areas of greatest need. The data which can best inform these decisions may be hidden within the mobile apps that city residents use on an everyday basis. Given the ethical concerns surrounding location tracking, we address this question using data from X-Mode Social, Inc., a start-up company with open and transparent data sharing policies. X-Mode’s high-quality location data are compliant with both regulations in the European Union (GDPR) and the United States (CCPA). We narrowed our focus to the City of Jacksonville, Florida, which issued mandatory evacuations prior to Hurricane Dorian’s approach in early September 2019. After validating that X-Mode’s data correlates with local population densities, we visualized locations pre- and post-hurricane in order to establish whether mobile app users were able to heed government warnings. Next, we used a combination of both spatial analysis and generalized linear modeling methods to characterize patterns of movement during the evacuation. Finally, we built an interactive web-based app to reveal areas where the evacuation process could potentially be improved. Our results work to fill current knowledge gaps and provide a process with which city and municipal managers might utilize to more effectively allocate resources during a crisis.
私人位置数据可以用于公共利益吗?在紧急情况下,城市和市政当局必须将有限的资源分配给最需要的地区。最能为这些决策提供信息的数据可能隐藏在城市居民每天使用的移动应用程序中。考虑到围绕位置跟踪的道德问题,我们使用X-Mode Social, Inc.的数据来解决这个问题,X-Mode Social, Inc.是一家拥有公开透明数据共享政策的初创公司。X-Mode的高质量位置数据符合欧盟(GDPR)和美国(CCPA)的规定。我们将重点缩小到佛罗里达州杰克逊维尔市,该市在2019年9月初飓风多里安接近之前发布了强制疏散。在验证了X-Mode的数据与当地人口密度相关后,我们将飓风前后的位置可视化,以确定移动应用程序用户是否能够注意到政府的警告。接下来,我们结合空间分析和广义线性建模方法来描述疏散过程中的运动模式。最后,我们建立了一个交互式的基于网络的应用程序,以揭示疏散过程可能得到改进的领域。我们的研究结果填补了目前的知识空白,并提供了一个流程,城市和市政管理者可以利用该流程在危机期间更有效地分配资源。
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引用次数: 0
Flood Monitoring and Mitigation Strategies for Flood-Prone Urban Areas 易发洪水的城市地区的洪水监测和减灾战略
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106583
P. Finley, Grayson Gatti, J. Goodall, Mac Nelson, Kiri Nicholson, K. Shah
Flooding events are expected to increase due to climate change. Because of this, cities across the country need to implement flood mitigation strategies in order to ensure the safety and health of their residents. These cities need improved modeling and sensing capabilities to determine which areas (streets, residential neighborhoods, etc.) are flooding in real-time or are vulnerable to flooding from extreme weather events. Both an objective way to monitor stormwater structures and a methodology to rank such structures in accordance to maintenance needs would be valuable. To rank storm structures by peak flow, the methodology consists of using geographic information system (GIS) data combined with Arc Hydro tools to calculate the peak flow of inlet structures grouped by diameter via the rational method. The sensing system is an optical sensor that communicates using LoRa to a The Things Network node. A virtual machine running a Python script extracts the data from The Things Network and places it in an SQLite3 database that can be used for visualization and analysis by decision-makers. Both the GIS-based stormwater infrastructure assessment methodology and flood sensor system are demonstrated using neighborhoods in the City of Charlottesville as a case study.
由于气候变化,洪水事件预计会增加。因此,全国各城市需要实施防洪战略,以确保居民的安全和健康。这些城市需要改进建模和传感能力,以确定哪些区域(街道、居民区等)正在实时发生洪水,或容易受到极端天气事件的洪水影响。一种客观的方法来监测雨水结构,以及一种根据维修需要对这些结构进行排序的方法,都是很有价值的。采用地理信息系统(GIS)数据与Arc Hydro工具相结合的方法,通过合理的方法计算按直径分组的入口结构的峰值流量。传感系统是一个光学传感器,通过LoRa与The Things Network节点通信。运行Python脚本的虚拟机从the Things Network中提取数据并将其放入SQLite3数据库中,该数据库可用于决策者的可视化和分析。以夏洛茨维尔市的社区为例,展示了基于gis的雨水基础设施评估方法和洪水传感器系统。
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引用次数: 1
Machine Learning Based Approaches to Predict Customer Churn for an Insurance Company 基于机器学习的方法预测保险公司的客户流失
Pub Date : 2020-04-01 DOI: 10.1109/SIEDS49339.2020.9106691
Yunxuan He, Ying Xiong, Y. Tsai
Customer churn prediction plays an important role in business success for insurance companies like Markel Corporation. Each year Markel loses premium because some of their customers choose not to renew their policies. Based on the fact that the cost of attracting new customers is much greater than that of retaining existing customers, it is important for Markel to take early action to engage their customers before a policy expires. The goal in this work is to apply various machine learning methods and obtain an optimal model to predict customer churn rate. The dataset includes customer demographics features, customer behavior features, and macro environmental features. Exploratory analysis is conducted on critical features including policy length and types of coverage to draw insight about the impact of these features on the target variable – customers renew or do not renew their policies. With a large dataset, one of the main challenges is conducting feature dimension reduction and extracting important features to be used with a set of potential ML models. It turns out that the ML model with the best performance on the Area Under the Curve (AUC) metric is Extremely Randomized Trees Classifier and Gradient Boosting Model. Some suggestions on additional features to be incorporated are provided in the final comments. These features will improve predictive performance for the ML model of customer churn for Markel Corporation.
客户流失预测对像Markel公司这样的保险公司的业务成功起着重要的作用。每年Markel都会损失保费,因为他们的一些客户选择不续保。基于这样一个事实,即吸引新客户的成本远高于保留现有客户的成本,Markel在政策到期之前尽早采取行动吸引客户是很重要的。本工作的目标是应用各种机器学习方法,并获得预测客户流失率的最佳模型。该数据集包括客户人口统计特征、客户行为特征和宏观环境特征。探索性分析包括保单长度和覆盖类型在内的关键特征,以深入了解这些特征对目标变量(客户续保或不续保)的影响。对于大型数据集,主要挑战之一是进行特征降维并提取重要特征以用于一组潜在的ML模型。结果表明,在曲线下面积(AUC)度量上性能最好的ML模型是极端随机化树分类器和梯度增强模型。在最后的评论中提供了一些关于要纳入的其他功能的建议。这些特性将提高Markel公司客户流失机器学习模型的预测性能。
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引用次数: 6
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2020 Systems and Information Engineering Design Symposium (SIEDS)
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