Pub Date : 2020-12-20DOI: 10.33650/PROFIT.V4I2.1621
N. Mukaromah, Temmy Wijaya
Conceptually, this research describes the structure between the perfect competition market and the imperfect competition market which is also seen from an Islamic perspective, which of course also talks about the structure of the perfect competition market and imperfect competition market, as well as several things about this. Market, which incidentally is a meeting place for buyers and sellers to carry out buying and selling transactions of goods and services, as well as a place for the community to meet the needs and drivers of the community's economy. There are various kinds of markets, for a broad picture the market is divided into perfect competition markets, and imperfect competitive markets in which there are still divisions such as monopolistic, monopolistic, and oligopolistic markets. A perfectly competitive market in which there are many sellers and buyers of similar goods. Meanwhile, the imperfect competitive market contains only one seller or a few sellers. In this report, some information is generated regarding the two types of markets, such as the meaning, differences in the perfect competition market and imperfect competition market, the advantages and disadvantages of perfect and imperfect competition markets, market mechanisms, etc. The data collection method used in this study was to collect data from related web literature studies
{"title":"PASAR PERSAINGAN SEMPURNA DAN PASAR PERSAINGAN TIDAK SEMPURNA DALAM PERSPEKTIF ISLAM","authors":"N. Mukaromah, Temmy Wijaya","doi":"10.33650/PROFIT.V4I2.1621","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I2.1621","url":null,"abstract":"Conceptually, this research describes the structure between the perfect competition market and the imperfect competition market which is also seen from an Islamic perspective, which of course also talks about the structure of the perfect competition market and imperfect competition market, as well as several things about this. Market, which incidentally is a meeting place for buyers and sellers to carry out buying and selling transactions of goods and services, as well as a place for the community to meet the needs and drivers of the community's economy. There are various kinds of markets, for a broad picture the market is divided into perfect competition markets, and imperfect competitive markets in which there are still divisions such as monopolistic, monopolistic, and oligopolistic markets. A perfectly competitive market in which there are many sellers and buyers of similar goods. Meanwhile, the imperfect competitive market contains only one seller or a few sellers. In this report, some information is generated regarding the two types of markets, such as the meaning, differences in the perfect competition market and imperfect competition market, the advantages and disadvantages of perfect and imperfect competition markets, market mechanisms, etc. The data collection method used in this study was to collect data from related web literature studies","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74558131","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-12-20DOI: 10.33650/PROFIT.V4I2.1634
M. Mansur, Ridan Muhtadi, Kamali Kamali, Akhmad Rofiki
This research aims to find the concept of local cultural tourism based on tanean lanjhang and applicable ways to preserve it by prioritizing the welfare of the surrounding community as well as in a sustainable manner. This qualitative-descriptive study collected data using in-depth interview techniques, participative observation and documentation. The result is that the field of local culture tourism does not only rely on tanean lanjhang, the Nurun Tajalla mosque, the sacred tomb of Bhujuk Jepara, mandhapa, tomang handicrafts and Nyato springs, but on reflection-products in the deepest contents of people's awareness. Preserving culture is ancestral fanaticism. Meanwhile, living in harmony, practice, economy, prosperity and sustainability in MICE-based regional tourism is local wisdom that deserves to be fought for and must be guarded by the Pamekasan authorities.
{"title":"MODEL LOCAL CULTURE TOURISM BERBASIS TANEAN LANJHANG DESA LARANGAN LUAR PAMEKASAN","authors":"M. Mansur, Ridan Muhtadi, Kamali Kamali, Akhmad Rofiki","doi":"10.33650/PROFIT.V4I2.1634","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I2.1634","url":null,"abstract":"This research aims to find the concept of local cultural tourism based on tanean lanjhang and applicable ways to preserve it by prioritizing the welfare of the surrounding community as well as in a sustainable manner. This qualitative-descriptive study collected data using in-depth interview techniques, participative observation and documentation. The result is that the field of local culture tourism does not only rely on tanean lanjhang, the Nurun Tajalla mosque, the sacred tomb of Bhujuk Jepara, mandhapa, tomang handicrafts and Nyato springs, but on reflection-products in the deepest contents of people's awareness. Preserving culture is ancestral fanaticism. Meanwhile, living in harmony, practice, economy, prosperity and sustainability in MICE-based regional tourism is local wisdom that deserves to be fought for and must be guarded by the Pamekasan authorities.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83762526","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-08-21DOI: 10.33650/PROFIT.V4I1.911
Endah Robiatul Adawiyah
The role of cooperative and MSMEs in economic growth are very important. In 1998, Indonesia experienced economic crisis, the cooperative business units and MSMEs were relatively stable and able to survive compared to the large companies. According to date from the ministry of cooperatives and UMKM, in 2019 the number of cooperatives will be 126,343 units, although this number has decreased from 2014, which was 212,570 units. Seeing this certainly becomes a big hope or opportunity for Indonesia economic growth, however in general the development of cooperatives, still experiences various obstacles, especially in terms of capital and accessing capital sources. In Act no.3 of 2004, Bank Indonesian Bank policy in assisting the development of small and medium-sized businesses and cooperatives , is more about technical assistance and institutional development. The task of managing credit has been transferred to SOEs including BRI, Bank BTN and PT. Nastional Capital Madani (PNM) banks.The optimization of the role of SOEs in the development of Indonesian cooperatives is indicated to be not optimal, especially in capital finance working, in this study, the writer will focus more on the cooperative of employees in an industrial company, which is still less touched by the stakeholders until now on. (One employee cooperative of PT.Tirta Investma (AQUA), Tirta Bangun Karya Cooperative, Subang Regency, West java, the research approach is based on the basic assumptions of social science, which will be conducted by the way of researchers’ analyzing of phenomenon or reality, analized by using SWOT analysis. This study aims to Provide an overview of the business cooperatives opportunities, especially cooperative employees of an industry, explaining the involvement and mengagement of stakeholders in develoving and finacing the role of industrial employee cooperatives as the main business partners of companies that shelter, For Describing the government framework in providing the recommendations to stakeholders in cevelopment programs is to support government programs in priority economic fields.From the research conducted, it can be concluded that : Government policies relatied to the development of industrial cooperatives, namely : in general, government policies in developing cooperative, as such they are independent and have been realized ate not only carried out by one or two ministry institutions but by various institutions, such as the ministry of cooperatives and MSMEs, ministries industry, ministry of trade, and BAPENAS, Bank of Indonesia, BUMN and Non Bank Finacial Institutions. Various from of support are given to cooperatives such as guidance, assistance and financing. Related to this the government always tries to facilitate cooperatives to have access to finance from financial institutions or banks and non banks. These facilities include subsidized banking credit, guarantees of non-bank institutions, financing from SEO profit al
合作社和中小微企业在经济增长中的作用非常重要。1998年印度尼西亚经历了经济危机，与大公司相比，合作经营单位和中小微企业相对稳定，能够生存下来。根据合作社部和UMKM的数据，2019年合作社的数量将达到126343家，尽管这一数字比2014年的212570家有所减少。看到这一点无疑成为印尼经济增长的一大希望或机遇，但总的来说，合作社的发展仍然遇到各种障碍，特别是在资本和获取资本来源方面。第1章。2004年3月，印度尼西亚银行在协助中小企业和合作社发展方面的政策，更多的是关于技术援助和制度发展。管理信贷的任务已经转移到包括BRI, BTN银行和PT. national Capital Madani (PNM)银行在内的国有企业。国有企业在印尼合作社发展中的作用优化并不理想，特别是在资本金融工作中，在本研究中，笔者将更多地关注工业公司员工的合作，这是迄今为止利益相关者接触较少的。(PT.Tirta Investma (AQUA)， Tirta bangan Karya cooperative, Subang Regency, West爪哇)，研究方法基于社会科学的基本假设，采用研究者对现象或现实进行分析的方式，运用SWOT分析法进行分析。本研究旨在提供商业合作社机会的概述，特别是一个行业的合作员工，解释利益相关者在发展和资助工业员工合作社作为庇护公司的主要商业伙伴的角色方面的参与和参与。在向发展项目的利益相关者提供建议时，描述政府框架是为了支持政府在优先经济领域的项目。从所进行的研究中可以得出结论:与产业合作社发展有关的政府政策，即:一般来说，政府在发展合作社方面的政策是独立的，不仅由一两个部委机构执行，而且由合作社和中小微企业部、工业部、贸易部、印尼国家银行、印尼国家银行和非银行金融机构等各种机构执行。向合作社提供各种支助，如指导、援助和资助。与此相关的是，政府总是试图促进合作社从金融机构或银行和非银行机构获得融资。这些便利包括银行补贴信贷、非银行机构担保、SEO利润补贴融资、赠款等。公司在发展员工合作社方面的政策，即:公司是经营公司业务轮子的合作伙伴，这意味着公司经营业务的所有努力都涉及合作社，当然，这必须在公司和合作社之间的书面谅解备忘录中得到约束。合作社的成员是合作社所属公司的雇员。工会和企业之间签订了以“合作”为内容的集体劳动协议(PKB)。《集体劳动协议》的内容中没有合作社，也没有关于合作社作为公司合伙人参与的具体规定。发展合作社的银行政策是银行与合作社之间的示范联系方案，一直采用执行、引导和共同融资的方案来运行。有必要制定一种模式来发展合作社的资金分配，在这种模式中，合作社是公司供应商/供应商的一部分，以支持合作社业务。银行在合作社业务融资方面的政策需要制定得更宽松，因为一般来说，员工合作社还没有可变的或较大的资产。这一直是银行资助合作社的一个要求。银行和合作社通过执行制度在为合作社成员提供资金方面进行了协作。没有比金融从业人员本身更容易进入金融合作企业的了。 政府融资机构和合作社公司之间需要协同作用，使合作社成为印度尼西亚经济的支持者，因此中央政府的建议虽然相关部门签署，但他们应该能够更多地关注工业雇员的合作社。通过颁布员工合作社与公司管理之间的合伙关系的相关法规或法律，地方政府应该有勇气通过相关机构颁布员工合作社与公司之间的合伙关系的法规，公司必须制定针对员工合作社作为公司和金融机构的主要业务伙伴的政策，特别是银行必须发挥更积极的沟通、外联作用。引导和实现引导资金，通过软资金和政策来改善合作经营单位，可以促进合作，在获得资金和金融机构必须能够运行政府项目在资助工业职工合作社方面。
{"title":"KOLABORASI LEMBAGA KEUANGAN, PEMERINTAH DAN PERUSAHAAN DALAM MENINGKATKAN PERAN KOPERASI KARYAWAN INDUSTRI SEBAGAI ALTERNATIF SOLUSI DALAM PEMBANGUNAN SEKTOR EKONOMI INDONESIA","authors":"Endah Robiatul Adawiyah","doi":"10.33650/PROFIT.V4I1.911","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.911","url":null,"abstract":"The role of cooperative and MSMEs in economic growth are very important. In 1998, Indonesia experienced economic crisis, the cooperative business units and MSMEs were relatively stable and able to survive compared to the large companies. According to date from the ministry of cooperatives and UMKM, in 2019 the number of cooperatives will be 126,343 units, although this number has decreased from 2014, which was 212,570 units. Seeing this certainly becomes a big hope or opportunity for Indonesia economic growth, however in general the development of cooperatives, still experiences various obstacles, especially in terms of capital and accessing capital sources. In Act no.3 of 2004, Bank Indonesian Bank policy in assisting the development of small and medium-sized businesses and cooperatives , is more about technical assistance and institutional development. The task of managing credit has been transferred to SOEs including BRI, Bank BTN and PT. Nastional Capital Madani (PNM) banks.The optimization of the role of SOEs in the development of Indonesian cooperatives is indicated to be not optimal, especially in capital finance working, in this study, the writer will focus more on the cooperative of employees in an industrial company, which is still less touched by the stakeholders until now on. (One employee cooperative of PT.Tirta Investma (AQUA), Tirta Bangun Karya Cooperative, Subang Regency, West java, the research approach is based on the basic assumptions of social science, which will be conducted by the way of researchers’ analyzing of phenomenon or reality, analized by using SWOT analysis. This study aims to Provide an overview of the business cooperatives opportunities, especially cooperative employees of an industry, explaining the involvement and mengagement of stakeholders in develoving and finacing the role of industrial employee cooperatives as the main business partners of companies that shelter, For Describing the government framework in providing the recommendations to stakeholders in cevelopment programs is to support government programs in priority economic fields.From the research conducted, it can be concluded that : Government policies relatied to the development of industrial cooperatives, namely : in general, government policies in developing cooperative, as such they are independent and have been realized ate not only carried out by one or two ministry institutions but by various institutions, such as the ministry of cooperatives and MSMEs, ministries industry, ministry of trade, and BAPENAS, Bank of Indonesia, BUMN and Non Bank Finacial Institutions. Various from of support are given to cooperatives such as guidance, assistance and financing. Related to this the government always tries to facilitate cooperatives to have access to finance from financial institutions or banks and non banks. These facilities include subsidized banking credit, guarantees of non-bank institutions, financing from SEO profit al","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-08-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89043307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.
{"title":"DISTRIBUSI ZAKAT UNTUK KESEJAHTERAAN: STUDI PADA LAZ YATIM MANDIRI SURABAYA","authors":"M. Irfansyah, Moh. Romdlon Izzul Haq, Ziyanatun Nafisah, Erinda Kusuma Dayanti, Lilik Rahmawati","doi":"10.33650/PROFIT.V4I1.1218","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.1218","url":null,"abstract":"Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74017830","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-17DOI: 10.33650/PROFIT.V4I1.866
Ainol Yaqin
ABSTRAKAkad dan Produk al-Qardh al-Hasan, Rahn dan Hadiah di Koperasi Simpan Pinjam Pembiayaan Syariah Baitul Mal Wa Tamwil Nahdhatul Ulama (KSPPS BMT NU) Jawa Timur di Gapura Sumenep dipersepsikan berbeda oleh kiai dan tokoh NU Gapura Sumenep. Penelitian ini bertujuan untuk menjelaskan (1) bagaimana persepsi kiai dan tokoh NU Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep, (2) apa dampak persepsi kiai dan tokoh NU Gapura Sumenep terhadap eksistensi dan perkembangan KSPPS BMT NU, dan (3) bagaimana KSPPS BMT NU menghadapi persepsi kiai dan tokoh NU terhadap hukum akad dan produk tersebut. Penelitian ini menggunakan pendekatan kualitatif jenis penelitian lapangan (field research). Sedangkan teknik penggalian data meliputi (1) pengamatan atau observasi, (2) wawancara dengan mencari informasi dan keterangan, dan (3) dokumentasi sebagai bukti adanya penelitian. Dari beberapa masalah di atas, hasil penelitian ini menyimpulkan bahwa (1) persepsi kiai dan tokoh Nahdhatul Ulama’ Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep ialah kiai dan tokoh yang memperbolehkan karena jelas dalil dan referensinya, sedangkan yang tidak memperbolehkan membawa kepada ranah tasawuf disebabkan kehati-hatian atau khawatir terjerumus pada syubhât bahkan haram, (2) dampak perbedaan persepsi kiai dan tokoh NU terhadap akad dan produk ialah menjadikan sebagian masyarakat tidak mengikuti transaksi di KSPPS BMT NU berdasarkan kiai dan tokoh yang diyakini kebenaran pendapatnya, dan (3) KSSPS BMT NU Jawa Timur mempunyai panduan hukum yang menyatakan bahwa semua akad dan produk di KSPPS BMT NU boleh dan halal untuk diaplikasikan serta dijalankan sesuai sistem syariah.Kata Kunci : Kiai, NU, KSPPS BMT NU
阿卜斯卡德和哈桑的al-Qardh al-Hasan的产品Rahn和儿童救助会的礼物借来了Baitul Mal Wa Tamwil Nahdhatul在Sumenep的东爪哇的伊斯兰教资助人。本研究旨在解释:(1)如何感知kiai和努阿卡德国Sumenep拱门对人物和产品al-Qardh al-Hasan·瑞恩,礼物在KSPPS Sumenep拱门,BMT NU爪哇东部的(2)有什么影响感知kiai和NU Sumenep拱门对人物的存在和发展KSPPS BMT NU,(3)如何KSPPS BMT NU面对感知kiai努阿卡德国法律对人物和产品。该研究采用现场研究类型的定性方法。而数据挖掘技术包括(1)观察或观察，(2)采访信息和信息，(3)文件作为研究证据。从上面的一些问题,这些研究结果得出结论(1)感知kiai Nahdhatul学者对阿卡德语拱门Sumenep人物和产品al-Qardh al-Hasan·瑞恩,礼物在KSPPS BMT NU Sumenep拱门是爪哇东部的kiai和允许,因为很明显的人物和参考定理,则不允许带给域tasawuf谨慎或担心洁净糊里糊涂在syubhat甚至造成的,(2)感知kiai差异和NU人物影响是使社会各界不遵守交易卡和产品在KSPPS BMT NU根据kiai和人物被认为是真理的观点,(3)KSSPS BMT NU东爪哇省有声称所有的阿卡德语和产品的法律指南KSPPS BMT NU可以合法申请和启动系统按照伊斯兰教法。关键词:Kiai, NU, KSPPS BMT
{"title":"PERSEPSI KIAI DAN TOKOH NAHDHATUL ULAMA TERHADAP AKAD DAN PRODUK AL-QARDH AL-HASAN, RAHN DAN HADIAH DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARI’AH BAITUL MAL WA TAMWIL (KSPPS BMT NU) JAWA TIMUR DI GAPURA SUMENEP","authors":"Ainol Yaqin","doi":"10.33650/PROFIT.V4I1.866","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.866","url":null,"abstract":"ABSTRAKAkad dan Produk al-Qardh al-Hasan, Rahn dan Hadiah di Koperasi Simpan Pinjam Pembiayaan Syariah Baitul Mal Wa Tamwil Nahdhatul Ulama (KSPPS BMT NU) Jawa Timur di Gapura Sumenep dipersepsikan berbeda oleh kiai dan tokoh NU Gapura Sumenep. Penelitian ini bertujuan untuk menjelaskan (1) bagaimana persepsi kiai dan tokoh NU Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep, (2) apa dampak persepsi kiai dan tokoh NU Gapura Sumenep terhadap eksistensi dan perkembangan KSPPS BMT NU, dan (3) bagaimana KSPPS BMT NU menghadapi persepsi kiai dan tokoh NU terhadap hukum akad dan produk tersebut. Penelitian ini menggunakan pendekatan kualitatif jenis penelitian lapangan (field research). Sedangkan teknik penggalian data meliputi (1) pengamatan atau observasi, (2) wawancara dengan mencari informasi dan keterangan, dan (3) dokumentasi sebagai bukti adanya penelitian. Dari beberapa masalah di atas, hasil penelitian ini menyimpulkan bahwa (1) persepsi kiai dan tokoh Nahdhatul Ulama’ Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep ialah kiai dan tokoh yang memperbolehkan karena jelas dalil dan referensinya, sedangkan yang tidak memperbolehkan membawa kepada ranah tasawuf disebabkan kehati-hatian atau khawatir terjerumus pada syubhât bahkan haram, (2) dampak perbedaan persepsi kiai dan tokoh NU terhadap akad dan produk ialah menjadikan sebagian masyarakat tidak mengikuti transaksi di KSPPS BMT NU berdasarkan kiai dan tokoh yang diyakini kebenaran pendapatnya, dan (3) KSSPS BMT NU Jawa Timur mempunyai panduan hukum yang menyatakan bahwa semua akad dan produk di KSPPS BMT NU boleh dan halal untuk diaplikasikan serta dijalankan sesuai sistem syariah.Kata Kunci : Kiai, NU, KSPPS BMT NU ","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81960990","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-17DOI: 10.33650/PROFIT.V4I1.858
Deddy Junaedi
This research is explanatory. The purpose of this study is (1) To analyze and determine the effect of service attitude aspects on customer satisfaction; (2) To analyze and determine the effect of service aspects Attention to customer satisfaction; (3) To analyze and determine the effect of service aspects of the Actions on customer satisfaction. The population in this study are customers who conduct financial transactions at Bank Jatim Capem Maron Probolinggo. Sampling at the time of the study using the method of accidental sampling took samples of anyone who was there or happened to be found when filling out the questionnaire. The results of this study are (1) Attitude has a significant and negative influence on Customer Satisfaction; (2) Attention has a significant and positive influence on Customer Satisfaction; (3) Action is the most dominant variable.
{"title":"PENGARUH PELAYANAN PRIMA TERHADAP KEPUASAN NASABAH (STUDI KASUS DI PT. BANK JATIM CAPEM MARON PROBOLINGGO)","authors":"Deddy Junaedi","doi":"10.33650/PROFIT.V4I1.858","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.858","url":null,"abstract":"This research is explanatory. The purpose of this study is (1) To analyze and determine the effect of service attitude aspects on customer satisfaction; (2) To analyze and determine the effect of service aspects Attention to customer satisfaction; (3) To analyze and determine the effect of service aspects of the Actions on customer satisfaction. The population in this study are customers who conduct financial transactions at Bank Jatim Capem Maron Probolinggo. Sampling at the time of the study using the method of accidental sampling took samples of anyone who was there or happened to be found when filling out the questionnaire. The results of this study are (1) Attitude has a significant and negative influence on Customer Satisfaction; (2) Attention has a significant and positive influence on Customer Satisfaction; (3) Action is the most dominant variable.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76122667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-17DOI: 10.33650/PROFIT.V4I1.1079
Hestin Nurfatma, Purwohandoko Purwohandoko
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh arus kas bebas, profitabilitas, likuiditas, ukuran perusahaan dan leverage terhadap kebijakan dividen (Dividend Payout Ratio). Jenis penelitian ini adalah penelitian kausal dan menggunakan data kuantitatif yang diperoleh dengan metode purposive sampling, berdasarkan kriteria yang ditetapkan sehingga 15 perusahaan Infrastruktur dapat diperoleh sesuai dengan kriteria. Teknik analisis data yang digunakan adalah regresi linier berganda. Hasil penelitian menemukan bahwa arus kas bebas, leverage, dan likuiditas tidak berpengaruh pada kebijakan dividen. Pengaruh. Profitabilitas memiliki pengaruh negatif pada kebijakan dividen karena cenderung menahan laba perusahaan sebagai laba ditahan. Ukuran perusahaan berpengaruh negatif pada kebijakan dividen karena alokasi laba bersih cenderung digunakan untuk investasi daripada didistribusikan dalam bentuk dividen.
{"title":"PENGARUH CASH FLOW, UKURAN PERUSAHAAN DAN KINERJA KEUANGAN TERHADAP KEBIJAKAN DIVIDEN PADA PERUSAHAAN INFRASTRUKTUR DI INDONESIA","authors":"Hestin Nurfatma, Purwohandoko Purwohandoko","doi":"10.33650/PROFIT.V4I1.1079","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.1079","url":null,"abstract":"Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh arus kas bebas, profitabilitas, likuiditas, ukuran perusahaan dan leverage terhadap kebijakan dividen (Dividend Payout Ratio). Jenis penelitian ini adalah penelitian kausal dan menggunakan data kuantitatif yang diperoleh dengan metode purposive sampling, berdasarkan kriteria yang ditetapkan sehingga 15 perusahaan Infrastruktur dapat diperoleh sesuai dengan kriteria. Teknik analisis data yang digunakan adalah regresi linier berganda. Hasil penelitian menemukan bahwa arus kas bebas, leverage, dan likuiditas tidak berpengaruh pada kebijakan dividen. Pengaruh. Profitabilitas memiliki pengaruh negatif pada kebijakan dividen karena cenderung menahan laba perusahaan sebagai laba ditahan. Ukuran perusahaan berpengaruh negatif pada kebijakan dividen karena alokasi laba bersih cenderung digunakan untuk investasi daripada didistribusikan dalam bentuk dividen.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76131729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-12-22DOI: 10.33650/profit.v3i2.874
A. Muis, Maulidatus Sholihah
The purpose of this study is to explain how the application of Islamic business ethics, specifically the principle of al-ihsan in a company's business activities based on a field study at X Travel Indonesia. This study uses a mixed method approach, which is a merger of qualitative and quantitative approaches taken from the company's internal and external perspectives. To find out the application of the principle of al-ihsan in the internal scope of the company, data collection techniques used depht interviews to five informants and direct observation. Meanwhile, to find out the application of the principle of al-ihsan in the external scope of the company, a survey was conducted to 86 partners and customers of X Travel Indonesia. Based on the results of the assessment of its customers, it was found that X Travel Indonesia has applied the principle of al-ihsan to its business activities with a score of 82.79%. Forms of the application of the principle of al-ihsan in X Travel Indonesia in the field of Production include: The existence of a refund mechanism; Finance: Carrying out social services and charity every month of Ramadan, Settling debts by deliberation and family relations; Marketing: Delivering to customers if there are deficiencies in each service, Do not bring down other competitors and even support each other; Human Resources: Be friendly and establish a family feel, Forgive staff if there is a mistake by continuing to act decisively if necessary
{"title":"PENERAPAN PRINSIP AL-IHSAN PADA AKTIVITAS BISNIS SEBUAH PERUSAHAAN: SEBUAH STUDI LAPANG DI “X” TRAVEL INDONESIA","authors":"A. Muis, Maulidatus Sholihah","doi":"10.33650/profit.v3i2.874","DOIUrl":"https://doi.org/10.33650/profit.v3i2.874","url":null,"abstract":"The purpose of this study is to explain how the application of Islamic business ethics, specifically the principle of al-ihsan in a company's business activities based on a field study at X Travel Indonesia. This study uses a mixed method approach, which is a merger of qualitative and quantitative approaches taken from the company's internal and external perspectives. To find out the application of the principle of al-ihsan in the internal scope of the company, data collection techniques used depht interviews to five informants and direct observation. Meanwhile, to find out the application of the principle of al-ihsan in the external scope of the company, a survey was conducted to 86 partners and customers of X Travel Indonesia. Based on the results of the assessment of its customers, it was found that X Travel Indonesia has applied the principle of al-ihsan to its business activities with a score of 82.79%. Forms of the application of the principle of al-ihsan in X Travel Indonesia in the field of Production include: The existence of a refund mechanism; Finance: Carrying out social services and charity every month of Ramadan, Settling debts by deliberation and family relations; Marketing: Delivering to customers if there are deficiencies in each service, Do not bring down other competitors and even support each other; Human Resources: Be friendly and establish a family feel, Forgive staff if there is a mistake by continuing to act decisively if necessary","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-12-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75734881","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-23DOI: 10.33650/profit.v2i1.550
Antoni Antoni
Praktek bisnis yang hadir ditengah masyarakat pada umumnya paling tidak dapat digambarkan dengan dua cara pandang, pertama doing business like a business yaitu berbisnis untuk mendapatkan manfaat ekonomi. Kedua doing business not only like a business yaitu berbisnis bukan hanya untuk motif bisnis dengan mengedepankan nilai-nilai yang etis untuk mendapatkan benefit ekonomi. Cara pandang ini melahirkan perilaku yang bersentuhan dengan prinsip keadilan dan nilai kemanusiaan. Antara perilaku bisnis yang bermoral dan a moral.Konsep etika antara pandangan pemikir Barat dan pemikir Islam berjalan beriringan dengan nilai-nilai etisnya. Etika memiliki peranan penting dalam menjaga keseimbangan bisnis, terlepas apakah etika umum atau etika Islam. Menurut Al-Mathuridi (w.333/944) dan Dun Scotus (w.1308) tentang moralitas, bahwa manusia memiliki dua kecenderungan yang berlawanan yaitu kasih sayang untuk keadilan (affection for justice) dan kasih sayang untuk mendapatkan keuntungan (affection for advantages).Etika Islam merupakan filsafat moral dan ajaran yang syarat dengan nilai-nilai yang sejalan dengan prinsip keadilan dan kemanusiaan. Yang bersumber dari al-Quran, al-Sunnah, Ijtihad. Etika Islam hadir dalam lingkungan bisnis memberikan guidence dan menawarkan pendekatan-pendekatan bagaimana menjalankan bisnis yang mendukung tercapainya motif ekonomi para pelaku bisnis tanpa harus mengesampingkan nilai-nilai etik yang dipegang masyarakat
{"title":"ETIKA DAN BISNIS PERSPEKTIF EKONOMI ISLAM","authors":"Antoni Antoni","doi":"10.33650/profit.v2i1.550","DOIUrl":"https://doi.org/10.33650/profit.v2i1.550","url":null,"abstract":"Praktek bisnis yang hadir ditengah masyarakat pada umumnya paling tidak dapat digambarkan dengan dua cara pandang, pertama doing business like a business yaitu berbisnis untuk mendapatkan manfaat ekonomi. Kedua doing business not only like a business yaitu berbisnis bukan hanya untuk motif bisnis dengan mengedepankan nilai-nilai yang etis untuk mendapatkan benefit ekonomi. Cara pandang ini melahirkan perilaku yang bersentuhan dengan prinsip keadilan dan nilai kemanusiaan. Antara perilaku bisnis yang bermoral dan a moral.Konsep etika antara pandangan pemikir Barat dan pemikir Islam berjalan beriringan dengan nilai-nilai etisnya. Etika memiliki peranan penting dalam menjaga keseimbangan bisnis, terlepas apakah etika umum atau etika Islam. Menurut Al-Mathuridi (w.333/944) dan Dun Scotus (w.1308) tentang moralitas, bahwa manusia memiliki dua kecenderungan yang berlawanan yaitu kasih sayang untuk keadilan (affection for justice) dan kasih sayang untuk mendapatkan keuntungan (affection for advantages).Etika Islam merupakan filsafat moral dan ajaran yang syarat dengan nilai-nilai yang sejalan dengan prinsip keadilan dan kemanusiaan. Yang bersumber dari al-Quran, al-Sunnah, Ijtihad. Etika Islam hadir dalam lingkungan bisnis memberikan guidence dan menawarkan pendekatan-pendekatan bagaimana menjalankan bisnis yang mendukung tercapainya motif ekonomi para pelaku bisnis tanpa harus mengesampingkan nilai-nilai etik yang dipegang masyarakat","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87891750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-06-25DOI: 10.33650/PROFIT.V3I1.538
Moh. Rifa’i
Pondok Pesantren memiliki kewajiban meningkatkan kualitas layanan pendidikan bagi para penggunanya. Hal itu dapat dilakukan dengan adanya dukungan kemandirian pada sektor perekonomian yang kontributif. Layanan pendidikan yang berkualitas membutuhkan dana yang cukup. Fenomena tersebut dapat kita rasakan sampai detik ini. Kenapa demikian?, karena kemandirian ekonomi yang baik pada suatu lembaga pendidikan dapat memberikan kontribusi besar terhadap terwujudnya kelengkapan fasilitas-fasilitas pendidikan yang bahkan tidak dapat diadakan dengan hanya mengandalkan keterbatasan sumbangan pendidikan dari para peserta didik. Dan kelengkapan fasilitas tersebut realitanya dapat meningkatkan layanan dan menjadikan peserta didik berkualitas. Penelitian ini menggunakan pendekatan-pendekatan campuran untuk mendapatkan data yang diperlukan sehingga ditemukan hasil penelitian yang autentik. Dalam penelitian ini ditemukan bahwa kualitas layanan pendidikan dapat diwujudkan dengan strategi memandirikan perekonomian yang ada dengan melibatkan berbagai aspek sumber daya yang ada sehingga dapat memberikan kontribusi besar terhadap kebutuhan layanan pendidikan yang berkualitas
{"title":"MANAJEMEN EKONOMI MANDIRI PONDOK PESANTREN DALAM MEWUJUDKAN KUALITAS LAYANAN PENDIDIKAN","authors":"Moh. Rifa’i","doi":"10.33650/PROFIT.V3I1.538","DOIUrl":"https://doi.org/10.33650/PROFIT.V3I1.538","url":null,"abstract":"Pondok Pesantren memiliki kewajiban meningkatkan kualitas layanan pendidikan bagi para penggunanya. Hal itu dapat dilakukan dengan adanya dukungan kemandirian pada sektor perekonomian yang kontributif. Layanan pendidikan yang berkualitas membutuhkan dana yang cukup. Fenomena tersebut dapat kita rasakan sampai detik ini. Kenapa demikian?, karena kemandirian ekonomi yang baik pada suatu lembaga pendidikan dapat memberikan kontribusi besar terhadap terwujudnya kelengkapan fasilitas-fasilitas pendidikan yang bahkan tidak dapat diadakan dengan hanya mengandalkan keterbatasan sumbangan pendidikan dari para peserta didik. Dan kelengkapan fasilitas tersebut realitanya dapat meningkatkan layanan dan menjadikan peserta didik berkualitas. Penelitian ini menggunakan pendekatan-pendekatan campuran untuk mendapatkan data yang diperlukan sehingga ditemukan hasil penelitian yang autentik. Dalam penelitian ini ditemukan bahwa kualitas layanan pendidikan dapat diwujudkan dengan strategi memandirikan perekonomian yang ada dengan melibatkan berbagai aspek sumber daya yang ada sehingga dapat memberikan kontribusi besar terhadap kebutuhan layanan pendidikan yang berkualitas","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90668217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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