Pub Date : 2023-01-06DOI: 10.19109/ieconomics.v8i2.14297
Sherly Afriani Agus, Rahman Ambo Masse, T. Putra
Pesantren-based economic development is an effort in the economic field where Islamic boarding schools are used as a motor to drive an independent economy by using various efforts such as business units. This study purpose to establish the economic development of the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, by using a qualitative descriptive type of research, namely research that explains a situation to problems in the form of facts that occur. The results of this study, it is known that the Al-Junaidyah Biru Islamic Boarding School in Bone Regency has three Business Units, namely, Workshop, Building Leasing and Santri Mart. The delay in economic development is due to the human resources at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, which tend to be unfamiliar with the business world. Business Unit management is carried out with profit sharing, so that control does not need to be carried out massively. BUY (Foundation Business Entity) is planned to be legally the legal umbrella for various business units that will be formed later. Until now, new relationships have been built with alumni and the surrounding community to run the business unit. The obstacle experienced by the formation of business units at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, is the lack of human resources, information obtained from the Head of the Al-Junaidyah Biru Islamic Boarding School Business Unit, Bone Regency.
{"title":"PENGEMBANGAN EKONOMI BERBASIS PESANTREN (STUDI KASUS PESANTREN MODERN AL-JUNAIDIYAH BIRU KABUPATEN BONE","authors":"Sherly Afriani Agus, Rahman Ambo Masse, T. Putra","doi":"10.19109/ieconomics.v8i2.14297","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.14297","url":null,"abstract":"Pesantren-based economic development is an effort in the economic field where Islamic boarding schools are used as a motor to drive an independent economy by using various efforts such as business units. This study purpose to establish the economic development of the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, by using a qualitative descriptive type of research, namely research that explains a situation to problems in the form of facts that occur. The results of this study, it is known that the Al-Junaidyah Biru Islamic Boarding School in Bone Regency has three Business Units, namely, Workshop, Building Leasing and Santri Mart. The delay in economic development is due to the human resources at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, which tend to be unfamiliar with the business world. Business Unit management is carried out with profit sharing, so that control does not need to be carried out massively. BUY (Foundation Business Entity) is planned to be legally the legal umbrella for various business units that will be formed later. Until now, new relationships have been built with alumni and the surrounding community to run the business unit. The obstacle experienced by the formation of business units at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, is the lack of human resources, information obtained from the Head of the Al-Junaidyah Biru Islamic Boarding School Business Unit, Bone Regency.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133709254","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-06DOI: 10.19109/ieconomics.v8i2.12868
M. Putri, Iwan Setiawan, Mia Lasmi Wardiyah
The purpose of this research is to find out the development of mudharabah financing at Bank Muamalat Indonesia for the 2016-2020 period; the development of net income at Bank Muamalat Indonesia for the 2016-2020 period; the suitability of the application of mudharabah financing accounting at Bank Muamalat Indonesia with PSAK Number 105; the effect of mudharabah financing on net income at Bank Muamalat Indonesia for the 2016-2020 period.This research uses a descriptive method with a quantitative approach. The data sources of this research are primary data obtained through interviews with the Branch Manager of Bank Muamalat KCP Ujung Berung, and secondary data in the form of financial statements for the 2016-2020 period published on the official website of Bank Muamalat Indonesia. And the data analysis used in this research is descriptive statistical analysis, simple linear regression analysis, correlation analysis, coefficient of determination analysis, and t test analysis. The results of the study show that 1) the development of mudharabah financing tends to decrease from the 2016-2020 period. 2) net profit for the period 2016-2020 tends to increase. 3) the accounting aplication of mudharabah financing at Bank Muamalat Indonesia is in accordance with PSAK Number 105. 4) Mudharabah financing has an effect net income with a value thitung ˂ ttabel yaitu -0,591 ˂ 2,101 and a significance value 0,562 ˃ 0,05. This means that H0 is accepted and H1 is rejected, then mudharabah financing has no effect on net income at Bank Muamalat Indonesia for the 2016-2020 period.
本研究的目的是找出2016-2020年期间印尼穆阿马拉银行的mudharabah融资的发展;2016-2020年期间印尼穆阿马拉银行净利润的发展情况;在印度尼西亚穆阿马拉银行(PSAK编号105)应用mudharabah融资会计的适用性;mudharabah融资对2016-2020年期间印尼穆阿马拉银行净收入的影响。本研究采用描述性方法与定量方法相结合。本研究的数据来源是通过对Muamalat银行KCP Ujung Berung分行经理的访谈获得的第一手数据，以及印度尼西亚Muamalat银行官方网站公布的2016-2020年期间财务报表形式的辅助数据。本研究使用的数据分析是描述性统计分析、简单线性回归分析、相关分析、决定系数分析和t检验分析。研究结果表明:1)2016-2020年期间，城市融资的发展呈下降趋势。2) 2016-2020年净利润有增长趋势。3)印尼茂马拉银行mudharabah融资的会计应用符合PSAK第105号。4) Mudharabah融资有影响净利润值thitung˂ttabel yaitu -0591˂2101和意义价值0562˃0 05。这意味着H0被接受，H1被拒绝，那么mudharabah融资对2016-2020年期间印尼穆阿马拉银行的净收入没有影响。
{"title":"PENGARUH PEMBIAYAAN MUDHARABAH BERDASARKAN PSAK NOMOR 105 TERHADAP LABA BERSIH DI BANK MUAMALAT INDONESIA PERIODE 2016-2020","authors":"M. Putri, Iwan Setiawan, Mia Lasmi Wardiyah","doi":"10.19109/ieconomics.v8i2.12868","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.12868","url":null,"abstract":"The purpose of this research is to find out the development of mudharabah financing at Bank Muamalat Indonesia for the 2016-2020 period; the development of net income at Bank Muamalat Indonesia for the 2016-2020 period; the suitability of the application of mudharabah financing accounting at Bank Muamalat Indonesia with PSAK Number 105; the effect of mudharabah financing on net income at Bank Muamalat Indonesia for the 2016-2020 period.This research uses a descriptive method with a quantitative approach. The data sources of this research are primary data obtained through interviews with the Branch Manager of Bank Muamalat KCP Ujung Berung, and secondary data in the form of financial statements for the 2016-2020 period published on the official website of Bank Muamalat Indonesia. And the data analysis used in this research is descriptive statistical analysis, simple linear regression analysis, correlation analysis, coefficient of determination analysis, and t test analysis. The results of the study show that 1) the development of mudharabah financing tends to decrease from the 2016-2020 period. 2) net profit for the period 2016-2020 tends to increase. 3) the accounting aplication of mudharabah financing at Bank Muamalat Indonesia is in accordance with PSAK Number 105. 4) Mudharabah financing has an effect net income with a value thitung ˂ ttabel yaitu -0,591 ˂ 2,101 and a significance value 0,562 ˃ 0,05. This means that H0 is accepted and H1 is rejected, then mudharabah financing has no effect on net income at Bank Muamalat Indonesia for the 2016-2020 period. \u0000 ","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127830012","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-06DOI: 10.19109/ieconomics.v8i2.13328
Angga Syahputra, Henny Rofizar
Poverty is a socio-economic problem that has stimulated many research activities carried out by various parties such as planners, scientists, and the general public or non-governmental organizations from various educational backgrounds. The large number of poor people will have the potential to create new social problems, namely the decline in the quality of human resources, the emergence of inequality and social jealousy, disruption of social and political stability and increasing crime rates. The decline in the poor population is not too significant and is still relatively large. The government has struggled continuously to reduce the poor in its area with various strategies. The goal for the welfare of the nation's life seems to be just a discourse. The more widespread planning and development activities have not been able to overcome poverty in Indonesia, so to find alternative future policy solutions in an effort to accelerate poverty alleviation requires thinking from various cross-disciplinary social sciences. The method used in this study is descriptive analysis method, which describes a problem of community poverty based on secondary data sources from literature materials that are relevant to the title of the article and references. The sociological reality of poverty has different criteria, namely absolute and relative and not only personal events but also social events. Regarding religion, Islam responds to the phenomenon of poverty by encouraging and encouraging people to work hard and share with each other. In Islam poverty is explained in the Al-Quran and Hadith where poor people are people who are unable to meet their daily needs.
{"title":"POVERTY IN COMMUNITY SOCIAL AND ECONOMIC DEVELOPMENT PERSPECTIVE","authors":"Angga Syahputra, Henny Rofizar","doi":"10.19109/ieconomics.v8i2.13328","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13328","url":null,"abstract":"Poverty is a socio-economic problem that has stimulated many research activities carried out by various parties such as planners, scientists, and the general public or non-governmental organizations from various educational backgrounds. The large number of poor people will have the potential to create new social problems, namely the decline in the quality of human resources, the emergence of inequality and social jealousy, disruption of social and political stability and increasing crime rates. The decline in the poor population is not too significant and is still relatively large. The government has struggled continuously to reduce the poor in its area with various strategies. The goal for the welfare of the nation's life seems to be just a discourse. The more widespread planning and development activities have not been able to overcome poverty in Indonesia, so to find alternative future policy solutions in an effort to accelerate poverty alleviation requires thinking from various cross-disciplinary social sciences. The method used in this study is descriptive analysis method, which describes a problem of community poverty based on secondary data sources from literature materials that are relevant to the title of the article and references. The sociological reality of poverty has different criteria, namely absolute and relative and not only personal events but also social events. Regarding religion, Islam responds to the phenomenon of poverty by encouraging and encouraging people to work hard and share with each other. In Islam poverty is explained in the Al-Quran and Hadith where poor people are people who are unable to meet their daily needs.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133855508","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-06DOI: 10.19109/ieconomics.v8i2.13902
M. Jatnika, Dian Priantoro, Listia Andani, Lu’liyatul Mutmainah
The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.
{"title":"ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH","authors":"M. Jatnika, Dian Priantoro, Listia Andani, Lu’liyatul Mutmainah","doi":"10.19109/ieconomics.v8i2.13902","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13902","url":null,"abstract":"The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125742701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-06DOI: 10.19109/ieconomics.v8i2.12939
Haris Santoso
In the business world, especially in the supermarket business, competition cannot be separated, the number of supermarkets that are established will make business competition increasingly tight in the supermarket industry. Competitive advantage is now the spearhead of a business. PB Supermarket is one of the supermarkets that is included in the minimarket category which is equivalent to Alfamart, Indomart and other minimarkets in Metro City. This study aims to determine the steps of PB Supermarkets in applying their competitive advantage. After knowing the steps of PB Supermarkets in implementing competitive advantage, it will be analyzed in the perspective of Islamic economics. Judging from its type, this research is a descriptive field research. In the data collection method, researchers used interviews or interviews, documentation, and observation. As for the results of this study, namely that PB Supermarkets have a high competitive industrial environment, it can be seen that there are many supermarkets standing in Metro City. Based on the SWOT analysis PB Swalayan also has good strengths and opportunities to cover weaknesses and face threats. To face a high competitive environment, PB Swalayan applies competitive advantage in the form of improving service quality, providing goods that are needed by the community or a complete target market, and conducting promotional programs in the form of prize draws, and what is prioritized in PB Swalayan's competitive advantage is lower prices compared to its competitors. The competitive advantage applied by PB Supermarkets is in accordance with Islamic Economics or Islamic business ethics, namely the principles of honesty, trustworthiness, tolerance, and fulfilling contracts and promises, and not using methods that are prohibited by religion.
{"title":"ANALISIS KEUNGGULAN BERSAING (COMPETITIVE ADVANTAGE) DALAM PERSPEKTIF EKONOMI ISLAM","authors":"Haris Santoso","doi":"10.19109/ieconomics.v8i2.12939","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.12939","url":null,"abstract":"In the business world, especially in the supermarket business, competition cannot be separated, the number of supermarkets that are established will make business competition increasingly tight in the supermarket industry. Competitive advantage is now the spearhead of a business. PB Supermarket is one of the supermarkets that is included in the minimarket category which is equivalent to Alfamart, Indomart and other minimarkets in Metro City. This study aims to determine the steps of PB Supermarkets in applying their competitive advantage. After knowing the steps of PB Supermarkets in implementing competitive advantage, it will be analyzed in the perspective of Islamic economics. Judging from its type, this research is a descriptive field research. In the data collection method, researchers used interviews or interviews, documentation, and observation. As for the results of this study, namely that PB Supermarkets have a high competitive industrial environment, it can be seen that there are many supermarkets standing in Metro City. Based on the SWOT analysis PB Swalayan also has good strengths and opportunities to cover weaknesses and face threats. To face a high competitive environment, PB Swalayan applies competitive advantage in the form of improving service quality, providing goods that are needed by the community or a complete target market, and conducting promotional programs in the form of prize draws, and what is prioritized in PB Swalayan's competitive advantage is lower prices compared to its competitors. The competitive advantage applied by PB Supermarkets is in accordance with Islamic Economics or Islamic business ethics, namely the principles of honesty, trustworthiness, tolerance, and fulfilling contracts and promises, and not using methods that are prohibited by religion.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115724174","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.19109/ieconomics.v8i2.13424
Aziz Septiatin, Riduwansyah Riduwansyah, Helisia Krisdayanti
In making investments, financing from Islamic banking is still the mainstay of various parties. Not all financing disbursed to the public are categorized as healthy, but some of them are financing that has poor quality or problems such as non-current financing, financing whose debtors do not meet the promised requirements, and the financing does not comply with the installment schedule. This study aims to analyze the effect of the BI Rate, Exchange Rate and Inflation on the level of non-performing financing (NPF) at Islamic Rural Banks for the period 2014-2021 per month. The method used in this research is descriptive with a quantitative approach and uses multiple linear regression analysis and hypothesis testing using the t test and F test which previously tested the classical assumptions first. The results showed that the BI Rate, exchange rate and inflation variables simultaneously had no effect on the NPF level. While partially the BI rate and inflation variables have no effect on the NPF while the exchange rate variable has a significant effect on the NPF. Keyword : BI Rate, exchange rate, Inflation, NPF
{"title":"ANALISIS VARIABEL MAKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BPRS DI INDONESIA PERIODE 2014-2021","authors":"Aziz Septiatin, Riduwansyah Riduwansyah, Helisia Krisdayanti","doi":"10.19109/ieconomics.v8i2.13424","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i2.13424","url":null,"abstract":"In making investments, financing from Islamic banking is still the mainstay of various parties. Not all financing disbursed to the public are categorized as healthy, but some of them are financing that has poor quality or problems such as non-current financing, financing whose debtors do not meet the promised requirements, and the financing does not comply with the installment schedule. This study aims to analyze the effect of the BI Rate, Exchange Rate and Inflation on the level of non-performing financing (NPF) at Islamic Rural Banks for the period 2014-2021 per month. The method used in this research is descriptive with a quantitative approach and uses multiple linear regression analysis and hypothesis testing using the t test and F test which previously tested the classical assumptions first. The results showed that the BI Rate, exchange rate and inflation variables simultaneously had no effect on the NPF level. While partially the BI rate and inflation variables have no effect on the NPF while the exchange rate variable has a significant effect on the NPF. \u0000Keyword : BI Rate, exchange rate, Inflation, NPF","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128971730","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-07-22DOI: 10.19109/ieconomics.v8i1.12451
Citra Pertiwi
Penelitian ini membahas tentang dampak industri dari sosial ekonomi, apakah dampak industri pabrik kertas membawa pengaruh terhadap pola sosial ekonomi masyarakat dan apakah dengan adanya industri pabrik kertas membawa dampak terhadap pendidikan, kesehatan, pendapan, dan fasilitas hidup. Responden dalam penelitian ini adalah masyarakat di desa sungai baung kecamatan air sugihan. Jumlah responden dalam penelitian ini ditetapkan 109 responden dengan menggunakan teknik pengambilan sampling jenuh. Penelitian ini menggunakan analisis spss. Hasil penelitian ini menunjukkan bahwa: pendidikan, kesehatan, pendapatan, dan fasilitas hidup berpengaruh positif dan signifikan terhadap berdirinnya industri pabrik kertas.
{"title":"DAMPAK SOSIAL EKONOMI MASYARAKAT TERHADAP BERDIRINYA INDUSTRI PABRIK KERTAS DI DESA SUNGAI BAUNG KECAMATAN AIR SUGIHAN KABUPATEN OGAN KOMERING ILIR (OKI)","authors":"Citra Pertiwi","doi":"10.19109/ieconomics.v8i1.12451","DOIUrl":"https://doi.org/10.19109/ieconomics.v8i1.12451","url":null,"abstract":"Penelitian ini membahas tentang dampak industri dari sosial ekonomi, apakah dampak industri pabrik kertas membawa pengaruh terhadap pola sosial ekonomi masyarakat dan apakah dengan adanya industri pabrik kertas membawa dampak terhadap pendidikan, kesehatan, pendapan, dan fasilitas hidup. Responden dalam penelitian ini adalah masyarakat di desa sungai baung kecamatan air sugihan. Jumlah responden dalam penelitian ini ditetapkan 109 responden dengan menggunakan teknik pengambilan sampling jenuh. Penelitian ini menggunakan analisis spss. Hasil penelitian ini menunjukkan bahwa: pendidikan, kesehatan, pendapatan, dan fasilitas hidup berpengaruh positif dan signifikan terhadap berdirinnya industri pabrik kertas.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121095722","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-24DOI: 10.19109/ieconomics.v7i2.9167
Lailatis Syarifah, M. Muhfiatun, Tettet Fitrijanti, Prasojo Prasojo
Maqasid sharia contains elements of maintaining faith, guarding oneself, maintaining reason, maintaining bloodlines and safeguarding property. Until now, the maqasid of sharia is considered to be the most ideal as a measure of the performance of sharia banking with the dimension of maqasid sharia with the aim of Islamizing banking. Islamic banking as a business entity that aims to make a profit but must also comply with Islamic law and provide benefits in the social sector through the distribution of zakat, infaq, alms, csr, and qardul hasan loans. This study is a literature review study on the relationship between Islamic maqasid and Islamic banking performance measurement. This study contains the philosophy, terminology of sharia maqasid, and research results relating it to the performance of Islamic banking. The conclusion from the literature review is that Islamic maqasid can be adopted as a measure of the performance of Islamic banking. Many empirical studies have examined the use of maqasid sharia as an indicator, but there is no consistency. Therefore, Islamic banking regulators need to prepare instruments and guidelines so that these measurements can be adopted easily and uniformly.
{"title":"MAQASID SHARIA AND ISLAMIC BANK PERFORMANCE: A SYSTEMATIC REVIEW","authors":"Lailatis Syarifah, M. Muhfiatun, Tettet Fitrijanti, Prasojo Prasojo","doi":"10.19109/ieconomics.v7i2.9167","DOIUrl":"https://doi.org/10.19109/ieconomics.v7i2.9167","url":null,"abstract":"Maqasid sharia contains elements of maintaining faith, guarding oneself, maintaining reason, maintaining bloodlines and safeguarding property. Until now, the maqasid of sharia is considered to be the most ideal as a measure of the performance of sharia banking with the dimension of maqasid sharia with the aim of Islamizing banking. Islamic banking as a business entity that aims to make a profit but must also comply with Islamic law and provide benefits in the social sector through the distribution of zakat, infaq, alms, csr, and qardul hasan loans. This study is a literature review study on the relationship between Islamic maqasid and Islamic banking performance measurement. This study contains the philosophy, terminology of sharia maqasid, and research results relating it to the performance of Islamic banking. The conclusion from the literature review is that Islamic maqasid can be adopted as a measure of the performance of Islamic banking. Many empirical studies have examined the use of maqasid sharia as an indicator, but there is no consistency. Therefore, Islamic banking regulators need to prepare instruments and guidelines so that these measurements can be adopted easily and uniformly.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"93 9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127984319","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-24DOI: 10.19109/ieconomics.v7i.11187
U. Amri, Adam Damba Yuda
This study aims to determine the relevance of Al Ghazali's perspective on money in Islamic financial institutions. In this case, Al Ghazali argues that someone who hoards money is an act that is unjust and has removed the function of the money. The research method used in this research is to use qualitative methods. The author conducted in-depth interviews or interviews with several sources including from Islamic banking and Baitul Mal at Tamwil to obtain primary data. Based on the results of the study that the savings products that exist in Islamic financial institutions in this study Islamic banking and baitul mal at Tamwil cannot be said to be hoarding assets. There is an intermediation function in Islamic financial institutions, namely bringing together people who have excess money (people who save) and people who lack money (loan products).
{"title":"UANG DAN RELEVANSINYA PADA LEMBAGA KEUANGAN SYARIAH MENURUT AL GHAZALI","authors":"U. Amri, Adam Damba Yuda","doi":"10.19109/ieconomics.v7i.11187","DOIUrl":"https://doi.org/10.19109/ieconomics.v7i.11187","url":null,"abstract":"This study aims to determine the relevance of Al Ghazali's perspective on money in Islamic financial institutions. In this case, Al Ghazali argues that someone who hoards money is an act that is unjust and has removed the function of the money. The research method used in this research is to use qualitative methods. The author conducted in-depth interviews or interviews with several sources including from Islamic banking and Baitul Mal at Tamwil to obtain primary data. Based on the results of the study that the savings products that exist in Islamic financial institutions in this study Islamic banking and baitul mal at Tamwil cannot be said to be hoarding assets. There is an intermediation function in Islamic financial institutions, namely bringing together people who have excess money (people who save) and people who lack money (loan products).","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116857354","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-24DOI: 10.19109/ieconomics.v7i2.9542
B. Meilinda, Aminullah Achmad Muttaqin
This study aims to determine the effect of the financing restructuration, financing to deposit ratio, and non performing financing on company’s profitability represented by return on assets during the covid-19 pandemic.the analytical method used is quantitative research with panel data regression alaysis techniques. The result of this study indicate that financing restructuration has a positive significant effect on the company’s profitability during the covid-19 pandemic of 0,430932 and financing to deposit ratio has a negative effect on the company’s profitability during the covid-19 pandemis of -0,428821. Meanwhile, non performing financing doesn’t have a significant effect on the company’s profitability during the covid-19 pandemic.
{"title":"EFEKTIVITAS RESTRUKTURISASI PEMBIAYAAN, FDR DAN NPF TERHADAP PROFITABILITAS PERUSAHAN SELAMA MASA PANDEMI COVID-19 (STUDI PADA BANK SYARIAH DI INDONESIA)","authors":"B. Meilinda, Aminullah Achmad Muttaqin","doi":"10.19109/ieconomics.v7i2.9542","DOIUrl":"https://doi.org/10.19109/ieconomics.v7i2.9542","url":null,"abstract":"This study aims to determine the effect of the financing restructuration, financing to deposit ratio, and non performing financing on company’s profitability represented by return on assets during the covid-19 pandemic.the analytical method used is quantitative research with panel data regression alaysis techniques. The result of this study indicate that financing restructuration has a positive significant effect on the company’s profitability during the covid-19 pandemic of 0,430932 and financing to deposit ratio has a negative effect on the company’s profitability during the covid-19 pandemis of -0,428821. Meanwhile, non performing financing doesn’t have a significant effect on the company’s profitability during the covid-19 pandemic.","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125791498","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：