Pub Date : 2020-06-16DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5379
Dadang Wiratama, Bintang Ramadhan Putra
Abstract Today the capital market is one of the instruments that plays an important role in the economy of developed and developing countries. For developing countries like Indonesia, the capital market is an economic potential that is able to offer solutions to capital problems that are often faced in the context of national development. Especially when efforts to obtain additional capital through loans are felt to be increasingly unprofitable. Likewise with the Islamic capital market, although it is still new when compared to other Islamic financial instruments, the development of the Islamic capital market in Indonesia is considered quite good. One of the sharia financial instruments that is an important financing for the state budget is sukuk. At home, sukuk are growing quite rapidly although the proportion is still relatively small compared to conventional markets. This will be able to support the development of the Islamic capital market in Indonesia, especially if it is able to capture the opportunities that exist. One such opportunity is waqf assets which are widely available in various regions in Indonesia and many are still not being worked productively. Dual integration between sukuk and waqf in Al Intifa‘a Sukuk is expected to be able to create a financial instrument that can boost economic development and alternatives for poverty alleviation efforts in Indonesia. Keyword: Sukuk, Waqf, Poverty, Islamic Capital Market Abstrak Dewasa ini pasar modal menjadi salah satu instrumen yang memainkan peranan penting dalam perekonomian negara maju maupun berkembang. Bagi negara berkembang seperti Indonesia, pasar modal merupakan potensi perekonomian yang mampu menawarkan solusi bagi permasalahan permodalan yang sering dihadapi dalam rangka pembangunan nasional. Terlebih ketika upaya perolehan tambahan modal melalui pinjaman dirasa semakin tidak menguntungkan. Demikian halnya dengan pasar modal syariah, walaupun masih baru jika dibandingkan dengan instrumen keuangan syariah yang lain, tapi perkembangan pasar modal syariah di Indonesia dinilai cukup baik, Salah satu instrumen keuangan syariah yang menjadi pembiayaan penting bagi anggaran negara adalah sukuk. Di dalam negeri sendiri, sukuk tumbuh cukup pesat walaupun proporsinya masih relatih kecil dibandingkan dengan pasar konvensional. Hal ini akan mampu menunjang perkembangan pasar modal syariah di Indonesia, apalagi jika mampu menangkap peluang yang ada. Salah satu peluang tersebut adalah aset wakaf yang banyak terdapat di berbagai wilayah di Indonesia dan masih banyak yang belum tergarap secara produktif. Dual integrasi antara sukuk dan wakaf dalam Sukuk Al Intifa‘a diaharapkan mampu menciptakan sebuah instrumen keuangan yang bisa mendongkrak pembangunan ekonomi dan seabgai alternatif dalam upaya pengentasan kemiskinan di Indonesia. Kata kunci : Sukuk, Waqf, Kemiskinan, Pasar Modal Syariah
资本市场是当今发达国家和发展中国家经济中发挥重要作用的工具之一。对于像印度尼西亚这样的发展中国家来说，资本市场是一种经济潜力，能够为国家发展中经常面临的资本问题提供解决方案。特别是当人们认为通过贷款获得额外资本的努力越来越无利可图时。伊斯兰资本市场同样如此，尽管与其他伊斯兰金融工具相比，它仍然是新的，但印度尼西亚伊斯兰资本市场的发展被认为是相当不错的。伊斯兰债券是伊斯兰金融工具之一，是国家预算的重要融资来源。在国内，伊斯兰债券增长相当迅速，尽管与传统市场相比，其所占比例仍相对较小。这将能够支持印度尼西亚伊斯兰资本市场的发展，特别是如果它能够抓住现有的机会。其中一个机会是waqf资产，这种资产在印度尼西亚各个地区广泛存在，但许多仍未得到有效利用。在Al Intifa 'a sukuk中，伊斯兰债券和waqf的双重整合预计将能够创造一种金融工具，促进印尼的经济发展，并为减贫工作提供替代方案。关键词:伊斯兰债券，伊斯兰基金，贫困，伊斯兰资本市场abstract: Dewasa ini pasar modal menjadi salah satu仪器yang memainkan peranan penting dalam perekonomian negara maju maupun berkembang。我是印度尼西亚的国家元首，我是印度尼西亚的国家元首，我是印度尼西亚的国家元首，我是印度尼西亚的国家元首。Terlebih ketika upaya perolehan tambahan modal melalui pinjaman diras semakin tidak menguntunkan。Demikian halnya dengan pasar modal伊斯兰教，walaupun masih baru jika dibandingkan dengan pasar modal伊斯兰教，tapi perkembangan pasar modal伊斯兰教，印度尼西亚dinilai cuup baik, Salah satu instrum仪器keangan ysariah yang menjadi pembiayaan pengii anggaran negara adalah sukuk。didalam negeri sendiri, sukuk tumbui cucuup pesat walaupun proporsinya masih相对于kecil dibandingkan dengan pasar consioni。尊敬的印尼人民，尊敬的印尼人民，尊敬的印尼人民。Salah satu peluang tersebut adalah aset wakaf yang banyak terdapat di berbagai wilayah di Indonesia dan masih banyak yang belum tergarap secara产品。对偶积分antara sukuk dan wakaf dalam sukuk Al Intifa 'a diaharapkan mampu menciptakan sebuah仪器keuangan yang bisa mendongkrak pembangunan经济dan seabgai alternatifdalam upaya pengentasan kemiskinan di Indonesia。Kata kunci: Sukuk, Waqf, Kemiskinan, Pasar Modal Syariah
{"title":"ANALISIS PERAN SUKUK AL-INTIFA’A SEBAGAI INSTRUMEN DALAM MENGENTASKAN KEMISKINAN DI INDONESIA","authors":"Dadang Wiratama, Bintang Ramadhan Putra","doi":"10.19109/https://doi.org/10.19109/ieconomics.v6i1.5379","DOIUrl":"https://doi.org/10.19109/https://doi.org/10.19109/ieconomics.v6i1.5379","url":null,"abstract":"Abstract \u0000Today the capital market is one of the instruments that plays an important role in the economy of developed and developing countries. For developing countries like Indonesia, the capital market is an economic potential that is able to offer solutions to capital problems that are often faced in the context of national development. Especially when efforts to obtain additional capital through loans are felt to be increasingly unprofitable. Likewise with the Islamic capital market, although it is still new when compared to other Islamic financial instruments, the development of the Islamic capital market in Indonesia is considered quite good. One of the sharia financial instruments that is an important financing for the state budget is sukuk. At home, sukuk are growing quite rapidly although the proportion is still relatively small compared to conventional markets. This will be able to support the development of the Islamic capital market in Indonesia, especially if it is able to capture the opportunities that exist. One such opportunity is waqf assets which are widely available in various regions in Indonesia and many are still not being worked productively. Dual integration between sukuk and waqf in Al Intifa‘a Sukuk is expected to be able to create a financial instrument that can boost economic development and alternatives for poverty alleviation efforts in Indonesia. \u0000Keyword: Sukuk, Waqf, Poverty, Islamic Capital Market \u0000 \u0000Abstrak \u0000Dewasa ini pasar modal menjadi salah satu instrumen yang memainkan peranan penting dalam perekonomian negara maju maupun berkembang. Bagi negara berkembang seperti Indonesia, pasar modal merupakan potensi perekonomian yang mampu menawarkan solusi bagi permasalahan permodalan yang sering dihadapi dalam rangka pembangunan nasional. Terlebih ketika upaya perolehan tambahan modal melalui pinjaman dirasa semakin tidak menguntungkan. Demikian halnya dengan pasar modal syariah, walaupun masih baru jika dibandingkan dengan instrumen keuangan syariah yang lain, tapi perkembangan pasar modal syariah di Indonesia dinilai cukup baik, Salah satu instrumen keuangan syariah yang menjadi pembiayaan penting bagi anggaran negara adalah sukuk. Di dalam negeri sendiri, sukuk tumbuh cukup pesat walaupun proporsinya masih relatih kecil dibandingkan dengan pasar konvensional. Hal ini akan mampu menunjang perkembangan pasar modal syariah di Indonesia, apalagi jika mampu menangkap peluang yang ada. Salah satu peluang tersebut adalah aset wakaf yang banyak terdapat di berbagai wilayah di Indonesia dan masih banyak yang belum tergarap secara produktif. Dual integrasi antara sukuk dan wakaf dalam Sukuk Al Intifa‘a diaharapkan mampu menciptakan sebuah instrumen keuangan yang bisa mendongkrak pembangunan ekonomi dan seabgai alternatif dalam upaya pengentasan kemiskinan di Indonesia. \u0000Kata kunci : Sukuk, Waqf, Kemiskinan, Pasar Modal Syariah","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126183849","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-06-16DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5472
Helisia Krisdayanti, Maya Panorama, Peny Cahaya Azwari
Abstract Gojek is a company that offers taxi transportation services that are integrated with technology, using the motorcycle taxi booking application. However, the problem now is the large number of motorcycle taxi driver, causing intense competition, not only in one company but in other transportation companies. There is a rates war (promotion) given by other companies that causes the entry and exit of the driver's and causes some rogue drivers to play two legs. Uncontrolled driver, such as: driver use vehicles that are incompatible with those recorded in the application. And not provided a place to "waiting in passanger" the driver's which causes irregularity of the driver's so that it fills part of the shoulder of the road, the sidewalk that causes congestion. The sample in this study was 200 respondents. The technique uses purposive sampling or sampling based on criteria. The analytical method used is SEM analysis with 7 criteria using the Amos 21 application. From the results of the study, the authors conclude that, 1) Marketing Relations have a positive and significant effect on Driver Loyalty 2) Service quality there is a significant positive effect on driver loyalty. 3) The marketing relationship has a significant positive effect on driver satisfaction 4) service quality has a significant positive effect on driver loyalty 5) driver satisfaction has a significant positive effect on driver loyalty. 6) Relationship Marketing influences Driver Loyalty with Driver Satisfaction as an intervening variable 7) Service quality affects the loyalty of the driver's with driver satisfaction as an intervening variable. Keywords: Marketing Relations, Service Quality, Loyalty and Satisfaction Abstrak Gojek adalah perusahaan yang menawarkan layanan transportasi ojek yang terintegritas dengan teknologi, dengan menggunakan aplikasi pemesanan ojek. Akan tetapi, permasalahan sekarang adalah banyaknya mitra pengemudi gojek sehingga menyebabkan persaingan semakin ketat, tidak hanya dalam satu perusahaan akan tetapi perusahaan transportasi lain. Adanya perang tarif (promo) yang diberikan perusahaan lain yang meyebabkan terjadi keluar masuk mitra pengemudi dan menyebabkan adanya beberapa oknum mitra pengemudi yang bermain dua kaki. Tidak terkontrolnya mitra pengemudi, seperti: mitra pengemudi memakai kendaraan yang tidak sesuai dengan yang terdata di aplikasi. Dan tidak disediakannya tempat “mangkal” mitra pengemudi yang menimbulkan tidak beraturannya para mitra pengemudi sehingga memenuhi sebagian bahu jalan, trotoar yang menyebabkan kemacetan. Penelitian ini menggunakan data primer. Sampel dalam penelitian ini adalah 200 responden. Teknik sampling menggunakan sampling atau sampling purposive berdasarkan pertimbangan dan kriteria tertentu. Metode analisis yang digunakan adalah analisis SEM dengan 7 kriteria tes menggunakan aplikasi Amos 21. Dari hasil penelitian, penulis menyimpulkan bahwa, 1) Hubungan Pemasaran berpengaruh positif dan signifikan terhada
Gojek是一家利用摩托出租车预订应用程序，提供与技术相结合的出租车运输服务的公司。然而，现在的问题是摩托车出租车司机的数量太多，导致了激烈的竞争，不仅在一个公司，而且在其他运输公司。有其他公司给出的费率战(促销)，导致司机的进出，导致一些流氓司机玩两条腿。不受控制的驾驶员，例如:驾驶员使用的车辆与应用程序中记录的车辆不兼容。没有为司机提供一个“等候乘客”的地方，这导致司机的不规律，以至于它填满了路肩的一部分，人行道，导致拥堵。本研究的样本是200名受访者。该技术使用有目的的抽样或基于标准的抽样。使用的分析方法是使用Amos 21应用程序的7个标准的SEM分析。研究结果表明:1)营销关系对司机忠诚度有显著的正向影响;2)服务质量对司机忠诚度有显著的正向影响。3)营销关系对司机满意度有显著的正向影响;4)服务质量对司机忠诚度有显著的正向影响;5)司机满意度对司机忠诚度有显著的正向影响。(6)关系营销以司机满意度为中介变量影响司机忠诚度;(7)服务质量以司机满意度为中介变量影响司机忠诚度。关键词:营销关系，服务质量，忠诚度与满意度摘要:Gojek adalah perusahan, menawarkan, layananantransportsky, ojek, yang terintegrity，登根技术，登根梦古那坎应用，登根梦古那坎应用，登根梦古那坎。Akan tetapi, permasalahan sekarang adalah banyaknya mitra pengemudi gojek seingga menyebabkan persingan和semakin ketat, tidak hanya dalam satu perusahaan Akan tetappi perusahaan transportasi lain。我的女儿，我的女儿，我的女儿，我的女儿，我的女儿，我的女儿，我的女儿，我的女儿，我的女儿，我的女儿。四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制，四川地震控制。Dan tidak disediakannya tempat " mangkal " mitra pengemudi yang menimbulkan tidak beraturannya para mitra pengemudi seingga memenuhi sebagian bahu jalan, trotoar yang menyebabkan kemacetan。peneltian ini mongunakan数据入门。Sampel dalam penelitian ini adalah 200个回应者。技术抽样、蒙古纳坎抽样、有目的抽样、帕丁邦坎抽样和标准抽样。方法分析杨迪古纳坎，adalah分析SEM登干7，标准为孟古纳坎，应用于Amos 21。Dari hasil penelitian, penulis menypulkkan bahwa, 1) Hubungan Pemasaran berpengaruh positif dan signifikan terhadap Loyalitas Pengemudi 2) Kualitas layanan berpengaruh positif signifikan terhadap Loyalitas Pengemudi。3)Hubungan pemasaran berpengaruh positive significance(积极意义);4)Kualitas layanan berpengaruh积极意义(积极意义);5)kepuasan berpengaruh积极意义(重要);6) Hubungan Pemasaran berpengaru terhadap Loyalitas Pengemudi melali Kepuasan Pengemudi Kualitas layanan berpengaru positif hadap Loyalitas Pengemudi melali Kepuasan Pengemudi。Kata Kunci: Hubungan Pemasaran, Kualitas Layanan, Loyalitas dan Kepuasan
{"title":"PENGARUH HUBUNGAN PEMASARAN, KUALITAS LAYANAN TERHADAP LOYALITAS DENGAN KEPUASAN SEBAGAI VARIABEL INTERVENING","authors":"Helisia Krisdayanti, Maya Panorama, Peny Cahaya Azwari","doi":"10.19109/https://doi.org/10.19109/ieconomics.v6i1.5472","DOIUrl":"https://doi.org/10.19109/https://doi.org/10.19109/ieconomics.v6i1.5472","url":null,"abstract":"Abstract \u0000Gojek is a company that offers taxi transportation services that are integrated with technology, using the motorcycle taxi booking application. However, the problem now is the large number of motorcycle taxi driver, causing intense competition, not only in one company but in other transportation companies. There is a rates war (promotion) given by other companies that causes the entry and exit of the driver's and causes some rogue drivers to play two legs. Uncontrolled driver, such as: driver use vehicles that are incompatible with those recorded in the application. And not provided a place to \"waiting in passanger\" the driver's which causes irregularity of the driver's so that it fills part of the shoulder of the road, the sidewalk that causes congestion. The sample in this study was 200 respondents. The technique uses purposive sampling or sampling based on criteria. The analytical method used is SEM analysis with 7 criteria using the Amos 21 application. From the results of the study, the authors conclude that, 1) Marketing Relations have a positive and significant effect on Driver Loyalty 2) Service quality there is a significant positive effect on driver loyalty. 3) The marketing relationship has a significant positive effect on driver satisfaction 4) service quality has a significant positive effect on driver loyalty 5) driver satisfaction has a significant positive effect on driver loyalty. 6) Relationship Marketing influences Driver Loyalty with Driver Satisfaction as an intervening variable 7) Service quality affects the loyalty of the driver's with driver satisfaction as an intervening variable. \u0000Keywords: Marketing Relations, Service Quality, Loyalty and Satisfaction \u0000 \u0000Abstrak \u0000Gojek adalah perusahaan yang menawarkan layanan transportasi ojek yang terintegritas dengan teknologi, dengan menggunakan aplikasi pemesanan ojek. Akan tetapi, permasalahan sekarang adalah banyaknya mitra pengemudi gojek sehingga menyebabkan persaingan semakin ketat, tidak hanya dalam satu perusahaan akan tetapi perusahaan transportasi lain. Adanya perang tarif (promo) yang diberikan perusahaan lain yang meyebabkan terjadi keluar masuk mitra pengemudi dan menyebabkan adanya beberapa oknum mitra pengemudi yang bermain dua kaki. Tidak terkontrolnya mitra pengemudi, seperti: mitra pengemudi memakai kendaraan yang tidak sesuai dengan yang terdata di aplikasi. Dan tidak disediakannya tempat “mangkal” mitra pengemudi yang menimbulkan tidak beraturannya para mitra pengemudi sehingga memenuhi sebagian bahu jalan, trotoar yang menyebabkan kemacetan. Penelitian ini menggunakan data primer. Sampel dalam penelitian ini adalah 200 responden. Teknik sampling menggunakan sampling atau sampling purposive berdasarkan pertimbangan dan kriteria tertentu. Metode analisis yang digunakan adalah analisis SEM dengan 7 kriteria tes menggunakan aplikasi Amos 21. Dari hasil penelitian, penulis menyimpulkan bahwa, 1) Hubungan Pemasaran berpengaruh positif dan signifikan terhada","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126956660","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3692
Maya Panorama, Erdah Litriani, Lilik Kurniasih
Infrastructure development in Indonesia has been going on for a long time and the investment has been very large. Infrastructure is an infrastructure. The availability of infrastructure is an important matter in the framework of economic developments in a region in accelerating the economic development process. Economic growth is an increase in the capacity of a long-term nation to produce various goods and services. The data used are panel data with a period from 2010 to 2014 for 17 regencies / cities in South Sumatra. To find results that are BLUE (Based Linear Unbiased Estimator), a panel test such as the Chow test and Hausman Test is conducted to complete the data with the characteristics as above. Than, tested classical assumptions such as normality, multicollinearity, heteroscedasticity, and autocorrelation. From the chow test and the best hausman test model in this study is the fixed effect model. While the results of the classic assumption test, f test t test, R2 test are from the four independent variables that have a significant effect on economic growth
{"title":"PENGARUH INFRASTRUKTUR TERHADAP PERTUMBUHAN EKONOMI DI SUMATERA SELATAN TAHUN 2010-2014","authors":"Maya Panorama, Erdah Litriani, Lilik Kurniasih","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3692","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3692","url":null,"abstract":"Infrastructure development in Indonesia has been going on for a long time and the investment has been very large. Infrastructure is an infrastructure. The availability of infrastructure is an important matter in the framework of economic developments in a region in accelerating the economic development process. Economic growth is an increase in the capacity of a long-term nation to produce various goods and services. The data used are panel data with a period from 2010 to 2014 for 17 regencies / cities in South Sumatra. To find results that are BLUE (Based Linear Unbiased Estimator), a panel test such as the Chow test and Hausman Test is conducted to complete the data with the characteristics as above. Than, tested classical assumptions such as normality, multicollinearity, heteroscedasticity, and autocorrelation. From the chow test and the best hausman test model in this study is the fixed effect model. While the results of the classic assumption test, f test t test, R2 test are from the four independent variables that have a significant effect on economic growth","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129501922","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3689
A. S. Mulazid, N. Mufliha
This study aims to analyze the effect of the distribution funds of Zakat Infaq Shadaqah (ZIS), social assistance expenditure and subsidy expenditure on poverty in Indonesia 2013-2017 period. The sample from this study consisted of ZIS data obtained at the National Alms Agency (known as BAZNAS). Then social assistance expenditure and subsidy expenditure and the latest poverty data obtained at the Central Statistics Agency (BPS). In this research, the method used multiple linear regression analysis by testing classical assumptions. The results of this study are according to the results of the F test that the three independent variables (ZIS, social assistance expenditure and subsidy expenditure) have a simultaneous effect on the dependent variable (poverty) by having a significance value of 0,000, which means less than 0.05.Furthermore, it is supported by the results of the T-test that the three independent variables partially have a significant effect on the dependent variable, with a significance value in the ZIS variable was 0,000. Then, social assistance expenditure was 0.025. The last, subsidy expenditure was 0,000. It means lower than 0.05
{"title":"THE EFFECT OF DISTRIBUTION FUNDS OF ZAKAT INFAQ SHADAQAH, SOCIAL ASSISTANCE EXPENDITURE, AND SUBSIDY EXPENDITURE ON POVERTY IN INDONESIA","authors":"A. S. Mulazid, N. Mufliha","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3689","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3689","url":null,"abstract":"This study aims to analyze the effect of the distribution funds of Zakat Infaq Shadaqah (ZIS), social assistance expenditure and subsidy expenditure on poverty in Indonesia 2013-2017 period. The sample from this study consisted of ZIS data obtained at the National Alms Agency (known as BAZNAS). Then social assistance expenditure and subsidy expenditure and the latest poverty data obtained at the Central Statistics Agency (BPS). In this research, the method used multiple linear regression analysis by testing classical assumptions. The results of this study are according to the results of the F test that the three independent variables (ZIS, social assistance expenditure and subsidy expenditure) have a simultaneous effect on the dependent variable (poverty) by having a significance value of 0,000, which means less than 0.05.Furthermore, it is supported by the results of the T-test that the three independent variables partially have a significant effect on the dependent variable, with a significance value in the ZIS variable was 0,000. Then, social assistance expenditure was 0.025. The last, subsidy expenditure was 0,000. It means lower than 0.05","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"131 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133589657","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3690
F. Fachrurrazi
The ideal goal of interactions that an ethnic group performs within itself or with other ethnic groups entails more than mere actualization of values; good and bad, proper and improper, right and wrong. The diverse ethnic groups living together in the Northern Coast of West Kalimantan which covers: Bengkayang Regency coasts, Singkawang City, and Sambas Regency have revealed at least three dominant local ethnic groups, i.e. Dayak, Malay, and Chinese. The dynamics of economic relation between Malay and Chinese people in the Northern Coast of West Kalimantan, from Functional Structural perspective and regarding Malay economic actors in Sambas Regency and Chinese economic actors in Singkawang City both were based on ethnic dominance—was deliberately created as an effort to strengthen system stability or status quo for the interest of the dominant group. From non-functional perspective, the analysis began on the concept of society as a complex social system, in which economic competition was a sub-system; both were functionally interdependent. Society could become a means to realize a conflict of power because job and earnings were distributed unfairly and differently
{"title":"PRESERVATION OF STATUS QUO OR INTER-ETHNICITY RELATION THE DYNAMICS OF MALAY-CHINESE ECONOMIC RELATION IN THE NORTHERN COAST AREA OF WEST KALIMANTAN","authors":"F. Fachrurrazi","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3690","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3690","url":null,"abstract":"The ideal goal of interactions that an ethnic group performs within itself or with other ethnic groups entails more than mere actualization of values; good and bad, proper and improper, right and wrong. The diverse ethnic groups living together in the Northern Coast of West Kalimantan which covers: Bengkayang Regency coasts, Singkawang City, and Sambas Regency have revealed at least three dominant local ethnic groups, i.e. Dayak, Malay, and Chinese. The dynamics of economic relation between Malay and Chinese people in the Northern Coast of West Kalimantan, from Functional Structural perspective and regarding Malay economic actors in Sambas Regency and Chinese economic actors in Singkawang City both were based on ethnic dominance—was deliberately created as an effort to strengthen system stability or status quo for the interest of the dominant group. From non-functional perspective, the analysis began on the concept of society as a complex social system, in which economic competition was a sub-system; both were functionally interdependent. Society could become a means to realize a conflict of power because job and earnings were distributed unfairly and differently","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"297 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122539264","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3274
Aryan Eka Prastya Nugraha, Indri Murniawati, R. Riyanto
Penelitian ini bertujuan untuk mengkaji dengan pendekatan strategis mengenai prospek pengembangan bisnis di Indonesia. Metode penelitian ini yaitu Literature review papers (LRPs) dengan pendekatan empiris yang berarti sintesis dari yang sudah diketahui dalam hal ini data sekunder dari bisnis syariah di Indonesia. Hasil penelitian ini yaitu kajian strategis pada penelitian ini tentunya menjawab beberapa hal yaitu dari aspek formulasi strategi untuk mengembangkan sektor bisnis syariah dengan cara perencanaannya tentu harus mengikuti ketentuan umum, namun tidak meninggalkan prinsip syariah dengan menyediakan pelayanan kepada pelanggan dengan jujur, adil, ihsan dan amanah. Pada implementasi strategi harus bersinergi dengan formulasi yang disusun dengan sinergi pemerintah dan lembaga terkait agar geliat bisnis syariah terus mampu didorong untuk berkembang. Pada tata kelola sistem yang dibangun oleh bisnis perlu adanya proses pemantauan dan pengendalian dari pengelola agar terus sesuai dengan tujuan diciptakannya unit usaha yang pada akhirnya di aspek evaluasi masih memegang teguh prinsip syariah dengan tidak mengorbankan kualitas. Keywords: strategis, bisnis, syariah
{"title":"KAJIAN STRATEGIS BISNIS SYARIAH DI INDONESIA","authors":"Aryan Eka Prastya Nugraha, Indri Murniawati, R. Riyanto","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3274","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3274","url":null,"abstract":"Penelitian ini bertujuan untuk mengkaji dengan pendekatan strategis mengenai prospek pengembangan bisnis di Indonesia. Metode penelitian ini yaitu Literature review papers (LRPs) dengan pendekatan empiris yang berarti sintesis dari yang sudah diketahui dalam hal ini data sekunder dari bisnis syariah di Indonesia. Hasil penelitian ini yaitu kajian strategis pada penelitian ini tentunya menjawab beberapa hal yaitu dari aspek formulasi strategi untuk mengembangkan sektor bisnis syariah dengan cara perencanaannya tentu harus mengikuti ketentuan umum, namun tidak meninggalkan prinsip syariah dengan menyediakan pelayanan kepada pelanggan dengan jujur, adil, ihsan dan amanah. Pada implementasi strategi harus bersinergi dengan formulasi yang disusun dengan sinergi pemerintah dan lembaga terkait agar geliat bisnis syariah terus mampu didorong untuk berkembang. Pada tata kelola sistem yang dibangun oleh bisnis perlu adanya proses pemantauan dan pengendalian dari pengelola agar terus sesuai dengan tujuan diciptakannya unit usaha yang pada akhirnya di aspek evaluasi masih memegang teguh prinsip syariah dengan tidak mengorbankan kualitas. \u0000Keywords: strategis, bisnis, syariah","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"80 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115682912","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3691
Nur Amin, Tingga Sari Novi Prakaswati, H. Khotimah, Iin Sumarto
The purpose of this study was to determine the level of success of the implementation of social entrepreneurship-based community empowerment programs in the training of business management of coffee skin brownies in Soppeng City, South Sulawesi. The population of this study was all people who participated in entrepreneurship training in the community empowerment program as many as 285 people. Data was collected using a questionnaire instrument that was processed and analyzed using quantitative descriptive analysis. The results showed that the level of success of the implementation of social entrepreneurship training-based empowerment programs in Soppeng City was highly measured by indicators: (1) increased knowledge and skills of the community in managing coffee skin into brownies, preparing business/business plans, and making simple books; (2) increasing community participation in training programs; and (3) increasing interest in the community in developing social-based creative entrepreneurship
{"title":"COMMUNITY EMPOWERMENT BASED ON SOCIAL ENTREPRENEURSHIP TRAINING: TRAINING IN MANAGEMENT OF COFFEE LEATHER BROWNIES BUSINESS IN SOPPENG CITY, SOUTH SULAWESI","authors":"Nur Amin, Tingga Sari Novi Prakaswati, H. Khotimah, Iin Sumarto","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3691","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3691","url":null,"abstract":"The purpose of this study was to determine the level of success of the implementation of social entrepreneurship-based community empowerment programs in the training of business management of coffee skin brownies in Soppeng City, South Sulawesi. The population of this study was all people who participated in entrepreneurship training in the community empowerment program as many as 285 people. Data was collected using a questionnaire instrument that was processed and analyzed using quantitative descriptive analysis. The results showed that the level of success of the implementation of social entrepreneurship training-based empowerment programs in Soppeng City was highly measured by indicators: (1) increased knowledge and skills of the community in managing coffee skin into brownies, preparing business/business plans, and making simple books; (2) increasing community participation in training programs; and (3) increasing interest in the community in developing social-based creative entrepreneurship","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121492179","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-07-25DOI: 10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3693
Meriyati Meriyati, A. Salim, Abdullah Sahroni
In the millenial era, coincided with the Millennial Road Safety Festival that took place in Ampera bridge of Palembang and attended by the Presiden of Republic of Indonesia, Joko Widodo, a new entry in the Indonesian Record Museum (MURI) is made. The new entrydocumented the longest jumputan cloth in Indonesia that is 1,117 meter long and consisting of 500 designs. In comparison, there is also Songket in Palembang that have been famous since a long time and became the icon of the city that is put on with a sense of pride by its people,but less marketable. The potential and buying power of the public for Palembang songket tend to declinedue to its high price, so that only the upper middle class society who have the capacity to buy this traditional cloth. In addition, songket is used only on formal occasions, thus the lower mid-level people have less purpose to own it. As an alternative of formal attire, Palembangnese uses jumputan that is available in variety of design and less expensive. Its more affordable price make it more popular for the lower mid-level public to buy. Therefore, the authors are interested to analyze about the Comparison of Interest in Purchasing Jumputan Cloth and Palembang Songket in the Market of Palembang City
{"title":"MINAT PEMBELIAN KAIN JUMPUTAN TERHADAP KAIN SONGKET KHAS PALEMBANG (STUDI KASUS: MASYARAKAT KOTA PALEMBANG)","authors":"Meriyati Meriyati, A. Salim, Abdullah Sahroni","doi":"10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3693","DOIUrl":"https://doi.org/10.19109/HTTPS://DOI.ORG/10.19109/IECONOMICS.V5I1.3693","url":null,"abstract":"In the millenial era, coincided with the Millennial Road Safety Festival that took place in Ampera bridge of Palembang and attended by the Presiden of Republic of Indonesia, Joko Widodo, a new entry in the Indonesian Record Museum (MURI) is made. The new entrydocumented the longest jumputan cloth in Indonesia that is 1,117 meter long and consisting of 500 designs. In comparison, there is also Songket in Palembang that have been famous since a long time and became the icon of the city that is put on with a sense of pride by its people,but less marketable. The potential and buying power of the public for Palembang songket tend to declinedue to its high price, so that only the upper middle class society who have the capacity to buy this traditional cloth. In addition, songket is used only on formal occasions, thus the lower mid-level people have less purpose to own it. As an alternative of formal attire, Palembangnese uses jumputan that is available in variety of design and less expensive. Its more affordable price make it more popular for the lower mid-level public to buy. Therefore, the authors are interested to analyze about the Comparison of Interest in Purchasing Jumputan Cloth and Palembang Songket in the Market of Palembang City","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121585752","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-01-28DOI: 10.19109/ieconomics.v4i2.2583
Amir Machmud, Eeng Ahman
Abstract Factors that influence the consumption pattern of the poor in Islamic perspective have been analyzed in depth in this study. Inventory variables refer to the concept; Al-Ghazali which consists of aql, qalb and nafs. These three variables & nbsp; asymmetrically affect the tendency of consumption patterns. & nbsp; This study uses an explanatory survey method with data collection techniques through questionnaires and interviews. The population of 68 people who are recipients of zakat distributed by the Zakat Agency Bandung City. The data that has been collected is then analyzed by multiple regression. The results of the study show that consumption patterns & nbsp; poor people in Indonesia (Bandung City, West Java) are influenced by Aql, Qalb and Nafs. These three factors significantly and positively affect consumption patterns of the poor in the city of Bandung. This finding implies that the consumption of society should be Simple behavior. In accordance with Islamic principles, always instill within that the treasure given by God is merely a deposit, and is not easily influenced by fashion Abstrak Faktor-faktor yang mempengaruhi pola konsumsi masyarakat miskin dalam perpektif islam telah dianalisis secara mendalam dalam kajian ini. Variabel yang diinventarisir mengacu pada konsep Al-Ghazali yang terdiri dari aql, qalb dan nafs. Ketiga Variabel tersebut secara asimetris mempengaruhi kecenderungan pola konsumsi. Kajian ini menggunakan metode survey eksplanatory dengan teknik pengumpulan data melalui kuesioner dan wawancara. Populasi sebanyak 68 orang yang merupakan para penerima zakat yang disalurkan oleh Badan Amil Zakat Kota Bandung. Data yang telah dikumpulkan selanjutnya dianalisis dengan regeresi berganda. Hasil kajian menunjukkan bahwa pola konsumsi masyarakat miskin di Indonesia (Kota Bandung Jawa Barat) dipengaruhi oleh Aql, Qalb dan Nafs. Ketiga faktor tersebut secara signifikan dan berpengaruh positif terhadap pola konsumsi masyarakat miskin d Kota Bandung.Temuan ini mmberikan implikasi bahwa dalam berkonsumsi masyarakat hendaknya Berperilaku sederhana yang sesuai dengan prinsip islam, selalu menanamkan dalam diri bahwa sesungguhnya harta yang diberikan oleh Allah hanyalah titipan semata, dan tidak mudah terpengaruh oleh mode
本研究从伊斯兰视角对影响穷人消费模式的因素进行了深入分析。库存变量指的是概念;Al-Ghazali由aql, qalb和nafs组成。这三个变量& nbsp;不对称地影响消费模式的趋势。&,本研究采用解释性调查法，通过问卷调查和访谈等方式收集数据。接受万隆市天课机构分发的天课的68人。然后用多元回归分析收集到的数据。研究结果表明，消费模式[nbsp;印度尼西亚(西爪哇万隆市)的穷人受到Aql、Qalb和naf的影响。这三个因素显著而积极地影响着万隆市穷人的消费模式。这一发现暗示了社会消费应该是一种简单的行为。按照伊斯兰教的原则，始终灌输上帝赐予的财富只是一种存款，不容易受到时尚的影响。【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】【翻译】变量yang diinventariir mengacu pada konsep Al-Ghazali yang terdiri dari aql, qalb dan nads。Ketiga Variabel tersebut secara asimetris mempengaruhi kencenderungan pola konsumsi。喀坚尼蒙古纳坎方法调查、地球物理、地球物理、地球物理、地球物理、地球物理等。天课，天课，天课，天课，天课，天课。数据来源:中国日报网。Hasil kajian menunjukkan bahwa pola konsumsi masyarakat miskin di Indonesia (Kota Bandung Jawa Barat)Ketiga的因素是短暂的，但它具有重要的意义，因为它具有积极的意义，因为它具有pola konsumsi masyarakat miskin和Kota万隆。在伊斯兰教的教义中，有一种说法是，在伊斯兰教的教义中，有一种说法是，在伊斯兰教的教义中，有一种说法是，在伊斯兰教的教义中，有一种说法是，在伊斯兰教的教义中，有一种说法是，在伊斯兰教的教义中，有一种说法是
{"title":"FAKTOR YANG MEMPENGARUHI KONSUMSI MASYAAKAT MISKIN DALAM PERSPEKTIF ISLAM","authors":"Amir Machmud, Eeng Ahman","doi":"10.19109/ieconomics.v4i2.2583","DOIUrl":"https://doi.org/10.19109/ieconomics.v4i2.2583","url":null,"abstract":"Abstract \u0000Factors that influence the consumption pattern of the poor in Islamic perspective have been analyzed in depth in this study. Inventory variables refer to the concept; Al-Ghazali which consists of aql, qalb and nafs. These three variables & nbsp; asymmetrically affect the tendency of consumption patterns. & nbsp; This study uses an explanatory survey method with data collection techniques through questionnaires and interviews. The population of 68 people who are recipients of zakat distributed by the Zakat Agency Bandung City. The data that has been collected is then analyzed by multiple regression. The results of the study show that consumption patterns & nbsp; poor people in Indonesia (Bandung City, West Java) are influenced by Aql, Qalb and Nafs. These three factors significantly and positively affect consumption patterns of the poor in the city of Bandung. This finding implies that the consumption of society should be Simple behavior. In accordance with Islamic principles, always instill within that the treasure given by God is merely a deposit, and is not easily influenced by fashion \u0000Abstrak \u0000 Faktor-faktor yang mempengaruhi pola konsumsi masyarakat miskin dalam perpektif islam telah dianalisis secara mendalam dalam kajian ini. Variabel yang diinventarisir mengacu pada konsep Al-Ghazali yang terdiri dari aql, qalb dan nafs. Ketiga Variabel tersebut secara asimetris mempengaruhi kecenderungan pola konsumsi. Kajian ini menggunakan metode survey eksplanatory dengan teknik pengumpulan data melalui kuesioner dan wawancara. Populasi sebanyak 68 orang yang merupakan para penerima zakat yang disalurkan oleh Badan Amil Zakat Kota Bandung. Data yang telah dikumpulkan selanjutnya dianalisis dengan regeresi berganda. Hasil kajian menunjukkan bahwa pola konsumsi masyarakat miskin di Indonesia (Kota Bandung Jawa Barat) dipengaruhi oleh Aql, Qalb dan Nafs. Ketiga faktor tersebut secara signifikan dan berpengaruh positif terhadap pola konsumsi masyarakat miskin d Kota Bandung.Temuan ini mmberikan implikasi bahwa dalam berkonsumsi masyarakat hendaknya Berperilaku sederhana yang sesuai dengan prinsip islam, selalu menanamkan dalam diri bahwa sesungguhnya harta yang diberikan oleh Allah hanyalah titipan semata, dan tidak mudah terpengaruh oleh mode","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121521835","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-01-28DOI: 10.19109/IECONOMICS.V4I2.2518
Tri Mulato
Abstract The growth of sharia financial institutions in Indonesia has experienced excellent growth, and has contributed to the development of the country. The existence of sharia financial institutions is increasingly in demand and many investors to develop sharia financial institutions. Without exception, sharia micro financial institutions consisting of BPRS and BMT. The account of BMT and BPRS continues to grow and experience growth, requiring governance in line with its character. This paper is qualitative, and uses descriptive qualitative analysis method, by describing the growth of sharia micro financial institution that is BPRS and BMT. Then describes the existing Good Corporate Governance (GCG) with BPRS and BMT. The results of this paper indicate that BPRS experienced good growth. Third Party Funds grew by 19.144% and financing grew by 14.862%, while the number of offices decreased by 0.222%. The BMT experienced 72.418 percent of receivables growth, 52.885 percent financing, and assets and placements grew below 40 percent. The concept of GCG with the five principles of Transparency, Accountability, Responsibility, Professional, and Fairness, fits perfectly with BPRS and BMT. It's just that it has different characters so it needs to be added the principle of partnership / friendship. Keywords: Sharia of Financing Banking (BPRS), Baitul Maal Wattamwil (BMT), and Good Corporate Governance (GCG) Abstrak Pertumbuhan lembaga keuangan syariah di Indonesia mengalami pertumbuhan yang sangat baik, serta telah memberikan kontribusi untuk pembangunan negara. Keberadaan lembaga keuangan syariah semakin banyak diminati dan banyak investor untuk mengembangkan lembaga keuangan syariah. Tana terkecuali lembaga keuangan mikro syariah yang terdiri dari BPRS dan BMT. Jumlah BMT dan BPRS terus bertambah serta mengalami pertumbuhan sehingga membutuhkan tata kelola yang sejalan dengan karakternya. Tulisan ini bersifat kualitatif, dan menggunakan metode analisis deskriftif kualitatif, dengan menguraikan pertumbuhan lembaga keuangan mikro syariah yaitu BPRS dan BMT. Kemudian menguraikan Good Corporate Governance (GCG) yang sudah ada dengan BPRS dan BMT. Hasil dalam tulisan ini menujukkan bahwa BPRS mengalami pertumbuhan yang baik Dana Pihak ketiga tumbuh sebesar 19,144 persen dan pembiayaan tumbuh sebesar 14,862 persen, sedangkan jumlah kantor mengalami penurunan sebesar 0,222 persen. Adapun BMT mengalami pertumbuhan piutang sebesar 72,418 persen, pembiayaan 52,885 persen, dan aset serta penempatan tumbuh dibawah 40 persen. Konsep GCG dengan lima prinsip Transparansi, Akuntabilitas, Tanggungjawab, Profesional, dan Kewajaran, sangat cocok dengan BPRS dan BMT. Hanya saja memiliki karakter yang berbeda sehingga perlu ditambah prinsip kemitraan/silaturahim dalam kegiatannya. Kata Kunci : Bank Pembiayaan Rakyat Syariah (BPRS), Baitul Maal Wattamwil (BMT), dan Good Corporate Governance (GCG)
印尼伊斯兰金融机构的成长经历了优异的成长，为国家的发展做出了贡献。对伊斯兰金融机构的存在越来越有需求，许多投资者发展伊斯兰金融机构。无一例外，由BPRS和BMT组成的伊斯兰微型金融机构。BMT和BPRS的账户持续增长并经历增长，需要根据其特征进行治理。本文采用定性分析的方法，并采用描述性定性分析的方法，通过对伊斯兰小额金融机构即BPRS和BMT的成长进行描述。然后用BPRS和BMT来描述现有的良好公司治理。结果表明，BPRS具有良好的成长性。第三方资金增长19.144%，融资增长14.862%，办事机构数量下降0.222%。BMT经历了72.418%的应收账款增长，52.885%的融资，资产和配售增长低于40%。GCG的五大原则:透明、问责、责任、专业、公平，与BPRS和BMT完美契合。只是它有不同的角色，所以它需要添加伙伴/友谊的原则。关键词:融资银行伊斯兰教法(BPRS)， Baitul Maal Wattamwil (BMT)，以及良好的公司治理(GCG)摘要:印尼伊斯兰教法(Pertumbuhan lembaga keuangan ysariah di Indonesia)印尼伊斯兰教法(mengalami Pertumbuhan yang sangat baik, serta telah memberikan kontribusi untuk pembangunan negara)Keberadaan lembaga keuangan ysariah(泰国)，泰国，泰国，泰国，泰国，泰国。塔纳·特克库利·兰巴加·昆安·米克·伊斯兰教·杨·特迪里·BPRS和BMT。Jumlah BMT dan BPRS terus bertambah serta mengalami pertumbuhan seingga membutuhkan tata kelola yang sejalan dengan karakternya。天津大学质量管理学院，天津大学质量管理学院，天津大学质量管理学院，天津大学质量管理学院，天津大学质量管理学院。良好的公司治理(GCG)杨苏达达登甘BPRS丹BMT。Hasil dalam tulisan ini menujukkan bawa BPRS mengalami pertumbuhan yang baik Dana Pihak ketiga tumbuh sebesar 19,144人，pembiayaan tumbuh sebesar 14,862人，sedangkan jumlah kantor mengalami penurunan sebesar 0,222人。Adapun BMT mengalami pertumbuhan piutang sebesar 72,418人，pembiayaan 52,885人，dan asset serta penempatan tumbuh dibawah 40人。康斯普GCG登干利马prinsip透明，Akuntabilitas, Tanggungjawab，专业，丹克瓦加兰，sangat可可登干BPRS丹BMT。Hanya saja memiliki karakter yang berbeda seingga perlu ditambah prinsip kemitraan/silaturahim dalam kegiatannya。Kata Kunci: Bank Pembiayaan Rakyat ysariah (BPRS)， Baitul Maal Wattamwil (BMT)，和良好的公司治理(GCG)
{"title":"GOOD CORPORATE GOVERNANCE FOR SHARIA MICRO FINANCIAL INSTITUTION","authors":"Tri Mulato","doi":"10.19109/IECONOMICS.V4I2.2518","DOIUrl":"https://doi.org/10.19109/IECONOMICS.V4I2.2518","url":null,"abstract":"Abstract \u0000The growth of sharia financial institutions in Indonesia has experienced excellent growth, and has contributed to the development of the country. The existence of sharia financial institutions is increasingly in demand and many investors to develop sharia financial institutions. Without exception, sharia micro financial institutions consisting of BPRS and BMT. The account of BMT and BPRS continues to grow and experience growth, requiring governance in line with its character. This paper is qualitative, and uses descriptive qualitative analysis method, by describing the growth of sharia micro financial institution that is BPRS and BMT. Then describes the existing Good Corporate Governance (GCG) with BPRS and BMT. The results of this paper indicate that BPRS experienced good growth. Third Party Funds grew by 19.144% and financing grew by 14.862%, while the number of offices decreased by 0.222%. The BMT experienced 72.418 percent of receivables growth, 52.885 percent financing, and assets and placements grew below 40 percent. The concept of GCG with the five principles of Transparency, Accountability, Responsibility, Professional, and Fairness, fits perfectly with BPRS and BMT. It's just that it has different characters so it needs to be added the principle of partnership / friendship. \u0000 Keywords: Sharia of Financing Banking (BPRS), Baitul Maal Wattamwil (BMT), and Good Corporate Governance (GCG) \u0000Abstrak \u0000Pertumbuhan lembaga keuangan syariah di Indonesia mengalami pertumbuhan yang sangat baik, serta telah memberikan kontribusi untuk pembangunan negara. Keberadaan lembaga keuangan syariah semakin banyak diminati dan banyak investor untuk mengembangkan lembaga keuangan syariah. Tana terkecuali lembaga keuangan mikro syariah yang terdiri dari BPRS dan BMT. Jumlah BMT dan BPRS terus bertambah serta mengalami pertumbuhan sehingga membutuhkan tata kelola yang sejalan dengan karakternya. Tulisan ini bersifat kualitatif, dan menggunakan metode analisis deskriftif kualitatif, dengan menguraikan pertumbuhan lembaga keuangan mikro syariah yaitu BPRS dan BMT. Kemudian menguraikan Good Corporate Governance (GCG) yang sudah ada dengan BPRS dan BMT. Hasil dalam tulisan ini menujukkan bahwa BPRS mengalami pertumbuhan yang baik Dana Pihak ketiga tumbuh sebesar 19,144 persen dan pembiayaan tumbuh sebesar 14,862 persen, sedangkan jumlah kantor mengalami penurunan sebesar 0,222 persen. Adapun BMT mengalami pertumbuhan piutang sebesar 72,418 persen, pembiayaan 52,885 persen, dan aset serta penempatan tumbuh dibawah 40 persen. Konsep GCG dengan lima prinsip Transparansi, Akuntabilitas, Tanggungjawab, Profesional, dan Kewajaran, sangat cocok dengan BPRS dan BMT. Hanya saja memiliki karakter yang berbeda sehingga perlu ditambah prinsip kemitraan/silaturahim dalam kegiatannya. \u0000Kata Kunci : Bank Pembiayaan Rakyat Syariah (BPRS), Baitul Maal Wattamwil (BMT), dan Good Corporate Governance (GCG)","PeriodicalId":335595,"journal":{"name":"I-ECONOMICS: A Research Journal on Islamic Economics","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117042877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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