In terms of remote banking services for social welfare programmes, fintech has completely changed the game for financial institutions, particularly during the COVID pandemic. However, many recipients continue to be dubious due to fears about its security. This study aims to create an extended technology acceptance model (TAM) that incorporates perceived risk, trust and innovation diffusion theory into the conventional TAM model to understand better the variables that influence user adoption and implementation of Fintech technologies. The critical FinTech applications were evaluated using the hypothetical classic model, which included external influences. The proposed model (urban poor beneficiaries‐TAM) was experimentally verified using semi‐structured questionnaires and structural equation modelling data. This research shows that attitude has a considerable impact on how fintech apps are meant to be used, outweighing usefulness and risk as factors that directly affect how they are used. The report concludes by discussing the critical organizational consequences and offering a variety of strategies for maintaining this recently innovative business in light of current technological improvements. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)
{"title":"Fintech applications in social welfare schemes during Covid times: An extension of the classic TAM model in India","authors":"J. Singh, Manjit Singh","doi":"10.1111/issj.12406","DOIUrl":"https://doi.org/10.1111/issj.12406","url":null,"abstract":"In terms of remote banking services for social welfare programmes, fintech has completely changed the game for financial institutions, particularly during the COVID pandemic. However, many recipients continue to be dubious due to fears about its security. This study aims to create an extended technology acceptance model (TAM) that incorporates perceived risk, trust and innovation diffusion theory into the conventional TAM model to understand better the variables that influence user adoption and implementation of Fintech technologies. The critical FinTech applications were evaluated using the hypothetical classic model, which included external influences. The proposed model (urban poor beneficiaries‐TAM) was experimentally verified using semi‐structured questionnaires and structural equation modelling data. This research shows that attitude has a considerable impact on how fintech apps are meant to be used, outweighing usefulness and risk as factors that directly affect how they are used. The report concludes by discussing the critical organizational consequences and offering a variety of strategies for maintaining this recently innovative business in light of current technological improvements. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"45 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79982217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Identifying factors associated with terrorist attack locations by data mining and machine learning","authors":"","doi":"10.1111/issj.12414","DOIUrl":"https://doi.org/10.1111/issj.12414","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"21 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72769563","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Is homestay service an ideal business opportunity for women?","authors":"Millo Yaja, Anuj Kumar, G. Swamy, H. B. Rout","doi":"10.1111/issj.12409","DOIUrl":"https://doi.org/10.1111/issj.12409","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"6 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73437573","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The investigation looks at the intention of teachers in higher educational institutions towards online teaching–learning methods using the extended unified theory of acceptance and use of technology. In the aftermath of Covid‐19, the education sector was in shambles, and it was impossible to continue with the traditional offline form, which forced a sudden transition to the online mode of teaching and learning. Thus, it is immensely important to identify the various factors that determine the intention to use the online teaching method by the facilitators of higher education. The present contributions have failed to provide a complete framework towards technological adaptation in higher learning. The approach taken by the researchers is a holistic one as it considers concrete aspects not considered in the previous literature. For this purpose, responses are collected from 240 faculty members of higher education institutions using the online survey method with the help of a structured research questionnaire. The scale of the items was adopted from the existing literature and modified to fit the research objectives. After testing for the outliers and reliability, 231 samples are finally considered. The partial least square structural equation modelling method is employed to test and validate the proposed model. Results of the study show that performance expectation, self‐efficacy, social influence and facilitating conditions have a significant influence on the teachers' intention towards the use of the online teaching–learning method, which leads to the actual use of this ICT‐based teaching–learning method. In addition, the study highlights that the age of teachers has a negative but significant influence on the intention to use, and discipline has a positive effect. Nevertheless, the institutional level has a negative and significant influence on teachers' actual use of online teaching–learning methods. The findings can help to design strategies for teaching–learning in recent times. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)
{"title":"Determinants of using online mode of teaching: Evidence from higher educational institutions","authors":"Sudin Bag, A. Sinha, Payel Aich","doi":"10.1111/issj.12403","DOIUrl":"https://doi.org/10.1111/issj.12403","url":null,"abstract":"The investigation looks at the intention of teachers in higher educational institutions towards online teaching–learning methods using the extended unified theory of acceptance and use of technology. In the aftermath of Covid‐19, the education sector was in shambles, and it was impossible to continue with the traditional offline form, which forced a sudden transition to the online mode of teaching and learning. Thus, it is immensely important to identify the various factors that determine the intention to use the online teaching method by the facilitators of higher education. The present contributions have failed to provide a complete framework towards technological adaptation in higher learning. The approach taken by the researchers is a holistic one as it considers concrete aspects not considered in the previous literature. For this purpose, responses are collected from 240 faculty members of higher education institutions using the online survey method with the help of a structured research questionnaire. The scale of the items was adopted from the existing literature and modified to fit the research objectives. After testing for the outliers and reliability, 231 samples are finally considered. The partial least square structural equation modelling method is employed to test and validate the proposed model. Results of the study show that performance expectation, self‐efficacy, social influence and facilitating conditions have a significant influence on the teachers' intention towards the use of the online teaching–learning method, which leads to the actual use of this ICT‐based teaching–learning method. In addition, the study highlights that the age of teachers has a negative but significant influence on the intention to use, and discipline has a positive effect. Nevertheless, the institutional level has a negative and significant influence on teachers' actual use of online teaching–learning methods. The findings can help to design strategies for teaching–learning in recent times. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87456850","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper examines the effects of COVID‐19 new infections on the financial sovereign risks in the group of ten (G10) countries. The paper utilises panel least squares regression using monthly data over the period February 2020–July 2021. Two sovereign risk measures are examined: the Spread of Government Bond Yields and Sovereign Credit Default Swap spread. The results of the robustness tests show that the spread of the COVID‐19 has affected the sovereign risks significantly and positively. Contagion risks have been extended to exchanges rates and growth rates of international reserves. This paper offers two contributions. First, the results show robust evidence on the impact of COVID‐19 on country's sovereign risks. Second, the severity of COVID‐19 on country's sovereign risks is further. The empirical results carry policy implications that (a) countries must sustain efforts for safeguarding the evolution of COVID‐19 pandemic since it is hindering country's credit worthiness, thus increasing sovereign risks, (b) the G10 countries are advised to follow the zero COVID‐19 strategy, (c) macro prudential measures have to be implemented along with monetary policies that mitigate the sovereign risks and (d) implement social measures to restore the health system and contain the uncertainty on both economic and social grounds. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)
{"title":"A robust examination of COVID‐19 and country risk: Perspectives from the G10 countries","authors":"T. Eldomiaty, Yasmin Abdelhameed, R. Hammam","doi":"10.1111/issj.12407","DOIUrl":"https://doi.org/10.1111/issj.12407","url":null,"abstract":"This paper examines the effects of COVID‐19 new infections on the financial sovereign risks in the group of ten (G10) countries. The paper utilises panel least squares regression using monthly data over the period February 2020–July 2021. Two sovereign risk measures are examined: the Spread of Government Bond Yields and Sovereign Credit Default Swap spread. The results of the robustness tests show that the spread of the COVID‐19 has affected the sovereign risks significantly and positively. Contagion risks have been extended to exchanges rates and growth rates of international reserves. This paper offers two contributions. First, the results show robust evidence on the impact of COVID‐19 on country's sovereign risks. Second, the severity of COVID‐19 on country's sovereign risks is further. The empirical results carry policy implications that (a) countries must sustain efforts for safeguarding the evolution of COVID‐19 pandemic since it is hindering country's credit worthiness, thus increasing sovereign risks, (b) the G10 countries are advised to follow the zero COVID‐19 strategy, (c) macro prudential measures have to be implemented along with monetary policies that mitigate the sovereign risks and (d) implement social measures to restore the health system and contain the uncertainty on both economic and social grounds. [ FROM AUTHOR] Copyright of International Social Science Journal is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full . (Copyright applies to all s.)","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"84 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85776356","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The shadow economy and education in Uganda: Is there a long‐run relationship?","authors":"S. Esaku, Salmon Mugoda","doi":"10.1111/issj.12405","DOIUrl":"https://doi.org/10.1111/issj.12405","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"16 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90005801","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Кishibayeva Botagoz, Jaxybekova Galiya, Nurgalyeva Gulnar, Isah Wada, A. Faizulayev
{"title":"Determinants of bank capital adequacy: International evidence from G7 countries","authors":"Кishibayeva Botagoz, Jaxybekova Galiya, Nurgalyeva Gulnar, Isah Wada, A. Faizulayev","doi":"10.1111/issj.12401","DOIUrl":"https://doi.org/10.1111/issj.12401","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"38 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72678172","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The drivers and barriers of telecommuting: The case of Lebanon during COVID‐19","authors":"H. Ismail, Lama Blaique, Ola Syagha","doi":"10.1111/issj.12400","DOIUrl":"https://doi.org/10.1111/issj.12400","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"114 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79915482","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Modeling the U.S. Firearms Market","authors":"Topher L. McDougal, D. Montolio, J. Brauer","doi":"10.1111/issj.12396","DOIUrl":"https://doi.org/10.1111/issj.12396","url":null,"abstract":"","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"360 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-03-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78271617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
International Social Science JournalVolume 73, Issue 247 p. 233-241 PAST ISSUES Past issues First published: 17 March 2023 https://doi.org/10.1111/issj.12399Read the full textAboutPDF ToolsRequest permissionExport citationAdd to favoritesTrack citation ShareShare Give accessShare full text accessShare full-text accessPlease review our Terms and Conditions of Use and check box below to share full-text version of article.I have read and accept the Wiley Online Library Terms and Conditions of UseShareable LinkUse the link below to share a full-text version of this article with your friends and colleagues. Learn more.Copy URL Share a linkShare onEmailFacebookTwitterLinkedInRedditWechat Volume73, Issue247March 2023Pages 233-241 RelatedInformation
国际社会科学杂志第73卷，第247期233-241页过去的问题过去的问题首次出版:2023年3月17日https://doi.org/10.1111/issj.12399Read全文taboutpdf ToolsRequest permissionExport citationAdd to favoritesTrack引文ShareShare给accessShare全文accessShare全文accessShare全文accessShare请查看我们的使用条款和条件，并在下面勾选框分享文章的全文版本。我已经阅读并接受了Wiley在线图书馆使用共享链接的条款和条件，请使用下面的链接与您的朋友和同事分享本文的全文版本。学习更多的知识。复制URL共享链接共享一个emailfacebooktwitterlinkedinreddit微信卷73,Issue247March 2023页233-241相关信息
{"title":"Past issues","authors":"","doi":"10.1111/issj.12399","DOIUrl":"https://doi.org/10.1111/issj.12399","url":null,"abstract":"International Social Science JournalVolume 73, Issue 247 p. 233-241 PAST ISSUES Past issues First published: 17 March 2023 https://doi.org/10.1111/issj.12399Read the full textAboutPDF ToolsRequest permissionExport citationAdd to favoritesTrack citation ShareShare Give accessShare full text accessShare full-text accessPlease review our Terms and Conditions of Use and check box below to share full-text version of article.I have read and accept the Wiley Online Library Terms and Conditions of UseShareable LinkUse the link below to share a full-text version of this article with your friends and colleagues. Learn more.Copy URL Share a linkShare onEmailFacebookTwitterLinkedInRedditWechat Volume73, Issue247March 2023Pages 233-241 RelatedInformation","PeriodicalId":35727,"journal":{"name":"International Social Science Journal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135131120","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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