Pub Date : 2022-12-05DOI: 10.54609/reaser.v24i2.139
Eva Gruševá, V. Blašková
{"title":"Education as a factor influencing the economic growth of the V4 countries","authors":"Eva Gruševá, V. Blašková","doi":"10.54609/reaser.v24i2.139","DOIUrl":"https://doi.org/10.54609/reaser.v24i2.139","url":null,"abstract":"","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46904458","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-05DOI: 10.54609/reaser.v24i2.178
Reda Sahmi, Mostafa EL HACHLOUFI, M. Aboulethar
{"title":"The Social and Solidarity Economy, a New Solution to Decrease Unemployment in Morocco? Case of Cooperatives in the State of Tangier Tetouan Al-Hoceima","authors":"Reda Sahmi, Mostafa EL HACHLOUFI, M. Aboulethar","doi":"10.54609/reaser.v24i2.178","DOIUrl":"https://doi.org/10.54609/reaser.v24i2.178","url":null,"abstract":"","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47923854","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-05DOI: 10.54609/reaser.v24i2.281
Ali Ahmad, D. Chowdhury
{"title":"A Review of Effective Communication and Its Impact on Interpersonal Relationships, Conflict Resolution, and Decision-Making","authors":"Ali Ahmad, D. Chowdhury","doi":"10.54609/reaser.v24i2.281","DOIUrl":"https://doi.org/10.54609/reaser.v24i2.281","url":null,"abstract":"","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44869936","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-05DOI: 10.54609/reaser.v24i2.140
K. Khusaini, H. Ramdani, Estu Niana Syamiya, I. Aisyah
{"title":"Does the government expenditure on education and family income boost educational expansion? Lesson from panel FMOLS","authors":"K. Khusaini, H. Ramdani, Estu Niana Syamiya, I. Aisyah","doi":"10.54609/reaser.v24i2.140","DOIUrl":"https://doi.org/10.54609/reaser.v24i2.140","url":null,"abstract":"","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49344260","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-05DOI: 10.54609/reaser.v24i2.183
Anak Agung Dwi Widyani, I. N. Suardhika, Ni Putu Yeni Astiti, Ni Wayan Rustiarini
{"title":"Triple Helix: the concept of synergy for SMEs to increase business performance","authors":"Anak Agung Dwi Widyani, I. N. Suardhika, Ni Putu Yeni Astiti, Ni Wayan Rustiarini","doi":"10.54609/reaser.v24i2.183","DOIUrl":"https://doi.org/10.54609/reaser.v24i2.183","url":null,"abstract":"","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49634854","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.54609/reaser.v23i1.115
Nguyen Mau Dung, Nguyen Phuong Le
The ecosystem in Thai Thuy wetland plays a significant role in providing goods and regulating services such as disaster risk reduction, carbon storage and water purification. This study aims to estimate the value of the major regulating ecosystem services of Thai Thuy wetland. Based on information collected through FGDs, supported by information from available literature sources, the key regulating ecosystem services of Thai Thuy wetland were identified for estimating their economic value. The main methods used for valuing these services are the benefit transfer and replacement cost methods. The total economic value of regulating services in the Thai Thuy wetland is estimated at US$6.1 mil. per year in the 2016 price. This could help to raise the awareness of the wetland importance for local people and policy makers so that more consideration should be given to better wetland conservation and management.
{"title":"Economic Valuation of Regulating Ecosystem Services of Thai Thuy Wetland in the Red River Delta of Vietnam","authors":"Nguyen Mau Dung, Nguyen Phuong Le","doi":"10.54609/reaser.v23i1.115","DOIUrl":"https://doi.org/10.54609/reaser.v23i1.115","url":null,"abstract":"The ecosystem in Thai Thuy wetland plays a significant role in providing goods and regulating services such as disaster risk reduction, carbon storage and water purification. This study aims to estimate the value of the major regulating ecosystem services of Thai Thuy wetland. Based on information collected through FGDs, supported by information from available literature sources, the key regulating ecosystem services of Thai Thuy wetland were identified for estimating their economic value. The main methods used for valuing these services are the benefit transfer and replacement cost methods. The total economic value of regulating services in the Thai Thuy wetland is estimated at US$6.1 mil. per year in the 2016 price. This could help to raise the awareness of the wetland importance for local people and policy makers so that more consideration should be given to better wetland conservation and management.","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44509090","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.54609/reaser.v23i1.135
Petraq Papajorgji, Orkida Ilollari, A. Civici
Mobile banking is relatively a new service offered by banks around the world. Banks are obliged to keep investing in new technologies as otherwise, they would lose competitiveness and market share. It is interesting to know how clients react to these innovation efforts. This study aims to understand the client’s responses to bank innovation, especially to mobile banking technology in Albania. An online experiment is conceived based on Experimental Design Principles. Participants evaluate combinations of messages (elements) about mobile banking and rate each combination. The collected data are used to create individual models and later a general model to calculate the statistical relevance of each of the messages. The models use ordinary least squares regression and advanced data mining techniques (k—means clustering) to analyze the data and classify participants accordingly. At the end of the analyses, a set of two or three mindsets are depicted to show what pushes participants in the study in their decision-making process. These mindsets help banks understand client’s reactions and allow banks to address different issues to serve their clients better.
{"title":"Measuring Client’s Feelings on Mobile Banking","authors":"Petraq Papajorgji, Orkida Ilollari, A. Civici","doi":"10.54609/reaser.v23i1.135","DOIUrl":"https://doi.org/10.54609/reaser.v23i1.135","url":null,"abstract":"Mobile banking is relatively a new service offered by banks around the world. Banks are obliged to keep investing in new technologies as otherwise, they would lose competitiveness and market share. It is interesting to know how clients react to these innovation efforts. This study aims to understand the client’s responses to bank innovation, especially to mobile banking technology in Albania. An online experiment is conceived based on Experimental Design Principles. Participants evaluate combinations of messages (elements) about mobile banking and rate each combination. The collected data are used to create individual models and later a general model to calculate the statistical relevance of each of the messages. The models use ordinary least squares regression and advanced data mining techniques (k—means clustering) to analyze the data and classify participants accordingly. At the end of the analyses, a set of two or three mindsets are depicted to show what pushes participants in the study in their decision-making process. These mindsets help banks understand client’s reactions and allow banks to address different issues to serve their clients better.","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47921271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.54609/reaser.v23i1.127
Morad Abdel-Halim, Ghazi Al-Assaf
This paper investigates the role of public debt in financial development in an emerging market namely, Jordan. Based on previous empirical research, we test the empirical prediction of two hypotheses for the role of public debt: “safe asset” vs “lazy banks”. Using annual data over the period of 2008 to 2018 and using the Fixed Effect (FE) and Bias Correction Fixed Effects (BCFE) methodologies that control for both unobservable banks specific and time-specific variables. We find that public debt has a positive impact on financial development after controlling for Banks size, Banks risk. ROA, Capital Adequacy, and Banks Capitalization. The results provide weak evidence consistent with the “Safe Asset” hypothesis that banks choose to invest in treasury securities as safe assets.
{"title":"“Lazy banks” and “Safe asset” Hypothesis: Is it the answer for Public Debt and Financial Development Indicators Puzzle in Emerging Markets?","authors":"Morad Abdel-Halim, Ghazi Al-Assaf","doi":"10.54609/reaser.v23i1.127","DOIUrl":"https://doi.org/10.54609/reaser.v23i1.127","url":null,"abstract":"This paper investigates the role of public debt in financial development in an emerging market namely, Jordan. Based on previous empirical research, we test the empirical prediction of two hypotheses for the role of public debt: “safe asset” vs “lazy banks”. Using annual data over the period of 2008 to 2018 and using the Fixed Effect (FE) and Bias Correction Fixed Effects (BCFE) methodologies that control for both unobservable banks specific and time-specific variables. We find that public debt has a positive impact on financial development after controlling for Banks size, Banks risk. ROA, Capital Adequacy, and Banks Capitalization. The results provide weak evidence consistent with the “Safe Asset” hypothesis that banks choose to invest in treasury securities as safe assets.","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47052619","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.54609/reaser.v23i1.148
Fridayana Yudiaatmaja, I. Wiksuana, Nlp Wiagustini, I. Sedana
The relationship between competition and stability is widely understood by researchers with two different perspectives, namely competition-fragility and competition-stability. A lot of research have been conducted regarding the relationship between competition and stability in the banking sector but have not specifically examined the stability of classic model of rural banks. The purpose of this study was to empirically examine the effects of rural banks competition and stability based on the aspects of capital, earning asset quality, profitability and liquidity. The indicators used in this study are adjusted to the characteristics of rural banks and existing regulations. The results of the study indicate that the competition variable has a significant positive effect on the stability of rural banks, and supports the view of competition-stability.
{"title":"Bank Competition and Stability: Evidence from Rural Banks in Bali","authors":"Fridayana Yudiaatmaja, I. Wiksuana, Nlp Wiagustini, I. Sedana","doi":"10.54609/reaser.v23i1.148","DOIUrl":"https://doi.org/10.54609/reaser.v23i1.148","url":null,"abstract":"The relationship between competition and stability is widely understood by researchers with two different perspectives, namely competition-fragility and competition-stability. A lot of research have been conducted regarding the relationship between competition and stability in the banking sector but have not specifically examined the stability of classic model of rural banks. The purpose of this study was to empirically examine the effects of rural banks competition and stability based on the aspects of capital, earning asset quality, profitability and liquidity. The indicators used in this study are adjusted to the characteristics of rural banks and existing regulations. The results of the study indicate that the competition variable has a significant positive effect on the stability of rural banks, and supports the view of competition-stability.","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49147790","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.54609/reaser.v23i1.144
L. Mihaes
English for Specific Purposes, differently from other academic subjects, has always been compatible with the affordances of technology. The specialised literature has acknowledged well-established branches of language education, such as Computer-Assisted Language Learning (CALL), or Mobile-Assisted Language Learning (MALL), long before the online teaching has been forced upon the systems of education throughout the world following the pandemic. The compatibility between foreign language teaching and computers is not surprising since the former has always searched for authentic immersive experiences that can simulate real-life situations, of which the latter has plenty. The present article concentrates on a particular type of English for Specific Purposes—Business English, which is currently taught at the University of Bucharest to students enrolled in Economics degrees. Beginning with the second semester of the academic year 2019-2020, all classes have been moved online due to the threat posed by the Corona virus. The seminar rooms and lecture rooms have been basically overnight replaced by a multitude of platforms and meeting spaces unknown before to a great many: Zoom, Google Classroom, Moodle, Microsoft teams, to mention just a few. Google Classroom, part of Google Apps for Education, has been one of the most frequently chosen platforms due to its friendly interface and the possibility of holding both a-synchronous and synchronous classes (following the integration of Google Meet). The article discusses the way Google Classroom has been used by language instructors for both the teaching and the final assessment of students’ progress.
{"title":"When Business English Went Virtual","authors":"L. Mihaes","doi":"10.54609/reaser.v23i1.144","DOIUrl":"https://doi.org/10.54609/reaser.v23i1.144","url":null,"abstract":"English for Specific Purposes, differently from other academic subjects, has always been compatible with the affordances of technology. The specialised literature has acknowledged well-established branches of language education, such as Computer-Assisted Language Learning (CALL), or Mobile-Assisted Language Learning (MALL), long before the online teaching has been forced upon the systems of education throughout the world following the pandemic. The compatibility between foreign language teaching and computers is not surprising since the former has always searched for authentic immersive experiences that can simulate real-life situations, of which the latter has plenty. The present article concentrates on a particular type of English for Specific Purposes—Business English, which is currently taught at the University of Bucharest to students enrolled in Economics degrees. Beginning with the second semester of the academic year 2019-2020, all classes have been moved online due to the threat posed by the Corona virus. The seminar rooms and lecture rooms have been basically overnight replaced by a multitude of platforms and meeting spaces unknown before to a great many: Zoom, Google Classroom, Moodle, Microsoft teams, to mention just a few. Google Classroom, part of Google Apps for Education, has been one of the most frequently chosen platforms due to its friendly interface and the possibility of holding both a-synchronous and synchronous classes (following the integration of Google Meet). The article discusses the way Google Classroom has been used by language instructors for both the teaching and the final assessment of students’ progress.","PeriodicalId":36203,"journal":{"name":"Review of Applied Socio-Economic Research","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49279558","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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