Pub Date : 2022-12-31DOI: 10.30984/tjebi.v7i2.2314
Krueger Tumiwa, Rüdiger Lohlker, T. Samad
Before the emergence of Abrahamic religion, the population in the past experienced both economic calamity and humanitarian crisis as a result of usury practices. Various historical studies reveal that the Babylonian period was an era where human civilization showed dreadful facts as a result of usury praxis. This study focuses on Islamic and Christianity views of usury in economic activities. This paper aims to examine usury starting from semantic discussions to usury practices which are closely related to economic activity from both an Islamic and Christianity perspective. The method used in this paper is a qualitative method with a literature study approach taken from various national and international sources, namely books and journals and citing explanations from the Bible and Qur’an. The results of this research reveal that in Christianity, the study and prohibition of usury practices are mostly discussed in the Old Testament in Deuteronomy, Exodus dan Leviticus, while the New Testament tends to discuss things that need to be done to avoid usury practices. Associated with the economy in general in Christianity refers to the practice of lending money (loans) to those in need without asking for interest or additional returns as a form of profit. Meanwhile, in Islam, the discourse of usury can be found in al-Baqarah, al ‘Imran, al-Nissa‘, al-Rum and the kind of prohibited Usury in is Riba Nasiah, Fadhl and Jahiliyyah which related to purchases and loans.
{"title":"THE DISCOURSE OF USURY IN THE VIEWS OF ISLAM AND CHRISTIANITY","authors":"Krueger Tumiwa, Rüdiger Lohlker, T. Samad","doi":"10.30984/tjebi.v7i2.2314","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2314","url":null,"abstract":"Before the emergence of Abrahamic religion, the population in the past experienced both economic calamity and humanitarian crisis as a result of usury practices. Various historical studies reveal that the Babylonian period was an era where human civilization showed dreadful facts as a result of usury praxis. This study focuses on Islamic and Christianity views of usury in economic activities. This paper aims to examine usury starting from semantic discussions to usury practices which are closely related to economic activity from both an Islamic and Christianity perspective. The method used in this paper is a qualitative method with a literature study approach taken from various national and international sources, namely books and journals and citing explanations from the Bible and Qur’an. The results of this research reveal that in Christianity, the study and prohibition of usury practices are mostly discussed in the Old Testament in Deuteronomy, Exodus dan Leviticus, while the New Testament tends to discuss things that need to be done to avoid usury practices. Associated with the economy in general in Christianity refers to the practice of lending money (loans) to those in need without asking for interest or additional returns as a form of profit. Meanwhile, in Islam, the discourse of usury can be found in al-Baqarah, al ‘Imran, al-Nissa‘, al-Rum and the kind of prohibited Usury in is Riba Nasiah, Fadhl and Jahiliyyah which related to purchases and loans.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125930200","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.30984/tjebi.v7i2.2106
Mohamad Hidayatullah A.K Husein, Abdul Mujib, Nenden Herawaty Suleman
The purpose of the study is to examine the rescheduling of Murabahah finance as an alternative to using dialogue as a means of resolving economic issues in Islamic banking. As a result, there will be reciprocal protection and legal clarity for both parties. Therefore, normative legal research will be used in this study because it offers secondary information in the form of secondary legal material by examining or studying the notion of law as a useful tool or norm in the legal system that regulates human existence. This study falls under the category of library research. The possibility of rescheduling murabahah funding contracts in terms of time and shared objectives is studied using secondary data. Results of research The urgency of the scheduling policy undoubtedly benefits both banks and customers. Banking solutions can be discovered to resolve difficult financing issues in Murabahah contracts by discussion and consensus to find a way out of these challenges by opening this policy space and changing the thinking of customers. The bank strengthens risk management and makes sure that Sharia law is followed when implementing every policy. But in this instance, improving and overseeing management is undoubtedly preferable. Consumers who have trouble completing payments are additionally given assistance, and customers are given instructions to help them avoid this issue in the future. as well as possibilities for consumers to collaboratively draft the terms of the agreement and make the murabahah contract's provisions clear to them.
{"title":"THE URGENCY OF RESCHEDULING POLICY AS A SOLUTION TO SHARIA BANKING DISPUTE ON MURABAHAH AGREEMENTS","authors":"Mohamad Hidayatullah A.K Husein, Abdul Mujib, Nenden Herawaty Suleman","doi":"10.30984/tjebi.v7i2.2106","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2106","url":null,"abstract":"The purpose of the study is to examine the rescheduling of Murabahah finance as an alternative to using dialogue as a means of resolving economic issues in Islamic banking. As a result, there will be reciprocal protection and legal clarity for both parties. Therefore, normative legal research will be used in this study because it offers secondary information in the form of secondary legal material by examining or studying the notion of law as a useful tool or norm in the legal system that regulates human existence. This study falls under the category of library research. The possibility of rescheduling murabahah funding contracts in terms of time and shared objectives is studied using secondary data. Results of research The urgency of the scheduling policy undoubtedly benefits both banks and customers. Banking solutions can be discovered to resolve difficult financing issues in Murabahah contracts by discussion and consensus to find a way out of these challenges by opening this policy space and changing the thinking of customers. The bank strengthens risk management and makes sure that Sharia law is followed when implementing every policy. But in this instance, improving and overseeing management is undoubtedly preferable. Consumers who have trouble completing payments are additionally given assistance, and customers are given instructions to help them avoid this issue in the future. as well as possibilities for consumers to collaboratively draft the terms of the agreement and make the murabahah contract's provisions clear to them.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116558015","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.30984/tjebi.v7i2.2084
S. Sudirman, Trimulato Trimulato, A. Sadapotto, Y. Yulianti
The purpose of this research is to analyze the influence of internal variables including Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operational Costs to Operating Income (BOPO), and external variables, including Inflation and value of the exchange rate on Non-Performing Financing (NPF). The data used is secondary data obtained from financial statements from Bank BNI Syariah and Central Statistics Agency. The type of data analyzed is time series quarter period last ten years, from 2011 to 2020. The data analysis method is carried out using multiple regression with SPSS version 26. The results of this study found together the Financing to Deposit Ratio variables (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange Rates have a significant effect on Non-Performing Financing (NPF). Meanwhile, the partial Financing to Deposit Ratio (FDR) variable has a negative and insignificant effect on Non-Performing Financing (NPF). Likewise, Operational Costs on Operating Income (BOPO) have a positive and insignificant effect on Non-Performing Financing (NPF). Meanwhile, Capital Adequacy Ratio (CAR) and Inflation have a positive and significant effect on Non-Performing Financing (NPF). However, the exchange rate has a negative and significant effect on Non-Performing Financing (NPF). The conclusions were tested together with variables Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange rates have a significant effect on Non-Performing Financing (NPF) at Bank BNI Syariah.
{"title":"THE INFLUENCE OF INTERNAL AND EXTERNAL FACTORS AS AN EXPLANATION OF CHANGES IN NON-PERFORMING FINANCING AT BANK BNI SYARIAH","authors":"S. Sudirman, Trimulato Trimulato, A. Sadapotto, Y. Yulianti","doi":"10.30984/tjebi.v7i2.2084","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2084","url":null,"abstract":"The purpose of this research is to analyze the influence of internal variables including Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operational Costs to Operating Income (BOPO), and external variables, including Inflation and value of the exchange rate on Non-Performing Financing (NPF). The data used is secondary data obtained from financial statements from Bank BNI Syariah and Central Statistics Agency. The type of data analyzed is time series quarter period last ten years, from 2011 to 2020. The data analysis method is carried out using multiple regression with SPSS version 26. The results of this study found together the Financing to Deposit Ratio variables (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange Rates have a significant effect on Non-Performing Financing (NPF). Meanwhile, the partial Financing to Deposit Ratio (FDR) variable has a negative and insignificant effect on Non-Performing Financing (NPF). Likewise, Operational Costs on Operating Income (BOPO) have a positive and insignificant effect on Non-Performing Financing (NPF). Meanwhile, Capital Adequacy Ratio (CAR) and Inflation have a positive and significant effect on Non-Performing Financing (NPF). However, the exchange rate has a negative and significant effect on Non-Performing Financing (NPF). The conclusions were tested together with variables Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange rates have a significant effect on Non-Performing Financing (NPF) at Bank BNI Syariah.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"76 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133590461","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.30984/tjebi.v7i2.2065
A. Susilo, Muhammad Kurnia Rahman Abadi, S. Lahuri, R. Achmad
This study aims to explore the verses in the Al-Qur'an which discuss the halal lifestyle which is the main resource for Muslims in everyday life. The method used in this study is a qualitative method with a library research approach which was carried out to explore the interpretation of the Qur'an about the halal lifestyle from the holy book, the Al-Qur'an. This study found that the halal lifestyle based on the perspective of the Qur'an can be continued in the aspect of consumption or lifestyle in choosing food, namely choosing between food, medicine, and products that are forbidden containing alcohol or pork, or choosing Food that is lawful in Islam, the food that is halal and?tayyib. It is the same also in the aspect of Muslim fashion, halal travel, and tourism, as well as in the fields of finance and charity. This research focuses on exploring the most common and familiar lifestyles practiced by the current generation. Further study of the details or even the digital lifestyle should be carried out by future research.
{"title":"REDETERMINING HALAL LIFESTYLE: A QURAN PERSPECTIVE","authors":"A. Susilo, Muhammad Kurnia Rahman Abadi, S. Lahuri, R. Achmad","doi":"10.30984/tjebi.v7i2.2065","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2065","url":null,"abstract":"This study aims to explore the verses in the Al-Qur'an which discuss the halal lifestyle which is the main resource for Muslims in everyday life. The method used in this study is a qualitative method with a library research approach which was carried out to explore the interpretation of the Qur'an about the halal lifestyle from the holy book, the Al-Qur'an. This study found that the halal lifestyle based on the perspective of the Qur'an can be continued in the aspect of consumption or lifestyle in choosing food, namely choosing between food, medicine, and products that are forbidden containing alcohol or pork, or choosing Food that is lawful in Islam, the food that is halal and?tayyib. It is the same also in the aspect of Muslim fashion, halal travel, and tourism, as well as in the fields of finance and charity. This research focuses on exploring the most common and familiar lifestyles practiced by the current generation. Further study of the details or even the digital lifestyle should be carried out by future research.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121556406","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.30984/tjebi.v7i2.2115
Anggoro Sugeng, Fajar Setiono, Ku Abdul Muhaimin Yusof
This study aims to determine the effect of Interest Rates, Inflation, and Exchange Rates on Investment in Lampung Province as well as Islamic economic views on Investment. The types and sources of data use a quantitative approach, with secondary data in the form of time series data from 2007-2016. Based on multiple linear regression analysis using the T-test, it was found that: Interest Rates did not affect Investment with a significant value of 0.292> 0.05, Inflation had an effect on Investment with a significant value of 0.02 <0.05, and Exchange Rates had an effect on Investment with a significant value of 0.000 <0.05. While testing using the F test shows that: Interest Rates, Inflation, and Exchange Rates have a significant effect on Investment in Lampung Province with a significant value of 0.000 <0.05. The conclusion of this study shows that interest rates have no effect on investment; because changes in monthly interest rates do not immediately get a response from the market. In Islam, investment is highly recommended to avoid unproductive assets and must comply with Islamic principles.
{"title":"MONETARY INFLUENCE ON INVESTMENT IN LAMPUNG PROVINCE: SHARIA ECONOMIC ANALYSIS","authors":"Anggoro Sugeng, Fajar Setiono, Ku Abdul Muhaimin Yusof","doi":"10.30984/tjebi.v7i2.2115","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2115","url":null,"abstract":"This study aims to determine the effect of Interest Rates, Inflation, and Exchange Rates on Investment in Lampung Province as well as Islamic economic views on Investment. The types and sources of data use a quantitative approach, with secondary data in the form of time series data from 2007-2016. Based on multiple linear regression analysis using the T-test, it was found that: Interest Rates did not affect Investment with a significant value of 0.292> 0.05, Inflation had an effect on Investment with a significant value of 0.02 <0.05, and Exchange Rates had an effect on Investment with a significant value of 0.000 <0.05. While testing using the F test shows that: Interest Rates, Inflation, and Exchange Rates have a significant effect on Investment in Lampung Province with a significant value of 0.000 <0.05. The conclusion of this study shows that interest rates have no effect on investment; because changes in monthly interest rates do not immediately get a response from the market. In Islam, investment is highly recommended to avoid unproductive assets and must comply with Islamic principles.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127592251","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-29DOI: 10.30984/tjebi.v7i2.2121
Muhammad Rashid Iqbal
This research was conducted to see how service business owners who focus on event organizers are surviving during a pandemic. by conducting this research, we hope that the strategies implemented by surviving entrepreneurs can be duplicated and applied to other companies. Data collection techniques in this study used observation, interview, and documentation techniques. The result of this research at PT. Orbit Semesta Production implements several strategies, including action, investment, and operations. The company has also fulfilled the elements of business according to the Islamic view by not doing things that are not in line with PT. Turindo also carries out a business divestment strategy by streamlining operational offices and transferring resource functions through online media. In applying business ethics, business people follow the elements of ethics. In other businesses, CV. Flazh Production implements a reduction strategy, namely cutting team member rights, because the new production strategy does not follow what has been implemented in entrepreneurial ethics, such as not helping and being responsible for what the company owns.
{"title":"SURVIVAL STRATEGIES FOR EVENT ORGANIZERS DURING A PANDEMIC FROM THE PERSPECTIVE OF ISLAMIC BUSINESS ETHICS","authors":"Muhammad Rashid Iqbal","doi":"10.30984/tjebi.v7i2.2121","DOIUrl":"https://doi.org/10.30984/tjebi.v7i2.2121","url":null,"abstract":"This research was conducted to see how service business owners who focus on event organizers are surviving during a pandemic. by conducting this research, we hope that the strategies implemented by surviving entrepreneurs can be duplicated and applied to other companies. Data collection techniques in this study used observation, interview, and documentation techniques. The result of this research at PT. Orbit Semesta Production implements several strategies, including action, investment, and operations. The company has also fulfilled the elements of business according to the Islamic view by not doing things that are not in line with PT. Turindo also carries out a business divestment strategy by streamlining operational offices and transferring resource functions through online media. In applying business ethics, business people follow the elements of ethics. In other businesses, CV. Flazh Production implements a reduction strategy, namely cutting team member rights, because the new production strategy does not follow what has been implemented in entrepreneurial ethics, such as not helping and being responsible for what the company owns.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124510393","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-07-01DOI: 10.30984/tjebi.v7i1.1820
Daryoko Daryoko, Abdillah Arief, Asmuni Asmuni
This study analyzes the practice of mortgage auctions at Bank Syariah Indonesia, Ex-BNI Syariah Yogyakarta Branch for the period 2016-2019. The study used a normative-empirical approach with data collection carried out through observation, interviews, and documentation. The informants were selected by purposive sampling and consisted of bank employees who had duties related to mortgage auctions. The results showed that the auction of mortgage rights in its implementation was not in accordance with Law Number 21 of 2008 Article 55 which was confirmed by the Decision of the Constitutional Court Number 93/PUUX/2012. In the harmonization of the law on mortgage auctions, it is necessary to have support with an integral, effective, and relatively low-cost dispute resolution model. On the other hand, in realizing the legal harmonization of mortgage auctions, it is necessary to have a Fatwa from the MUI DSN which can be used as a reference for fulfilling sharia principles for Islamic banks.
{"title":"MORTGAGE AUCTION AT BANK SYARIAH INDONESIA EX-LEGACY BANK BNI SYARIAH IN YOGYAKARTA","authors":"Daryoko Daryoko, Abdillah Arief, Asmuni Asmuni","doi":"10.30984/tjebi.v7i1.1820","DOIUrl":"https://doi.org/10.30984/tjebi.v7i1.1820","url":null,"abstract":"This study analyzes the practice of mortgage auctions at Bank Syariah Indonesia, Ex-BNI Syariah Yogyakarta Branch for the period 2016-2019. The study used a normative-empirical approach with data collection carried out through observation, interviews, and documentation. The informants were selected by purposive sampling and consisted of bank employees who had duties related to mortgage auctions. The results showed that the auction of mortgage rights in its implementation was not in accordance with Law Number 21 of 2008 Article 55 which was confirmed by the Decision of the Constitutional Court Number 93/PUUX/2012. In the harmonization of the law on mortgage auctions, it is necessary to have support with an integral, effective, and relatively low-cost dispute resolution model. On the other hand, in realizing the legal harmonization of mortgage auctions, it is necessary to have a Fatwa from the MUI DSN which can be used as a reference for fulfilling sharia principles for Islamic banks.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"224 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122610523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.30984/tjebi.v7i1.1738
Yusuf Asyahri, Faqih El Wafa
This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.
{"title":"THE ROLE OF PRODUCTIVE ZAKAT IN REDUCING THE INCOME DISCREPANCY IN SOUTH KALIMANTAN PROVINCE","authors":"Yusuf Asyahri, Faqih El Wafa","doi":"10.30984/tjebi.v7i1.1738","DOIUrl":"https://doi.org/10.30984/tjebi.v7i1.1738","url":null,"abstract":"This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125807187","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.30984/tjebi.v7i1.1903
Talha Ayub, Martini Dwi Pusparini
History discloses that economic turbulence is not merely caused by economic failures such as policies, institutions, or market conditions, there are also a few phenomenon that contributes to a robust impact on the economic decline namely war and pandemics. The purpose of this paper is to reveal the economic downturn such as inflation in the United Kingdom caused by the covid-19 pandemic and worsened by the war between Russia and Ukraine. This paper also proved that the Islamic economic system is a solution to attaining a prosperous economy for society. Using qualitative research through descriptive analysis, this paper analyzed how the Islamic economic system possesses a vital role in facing economic crises in times of war and pandemics. The result of this paper found that Islamic economics is the only economic system that brings justice to all economic actors in the entire world, thus it leads to forming healthy economic circumstances and then avoiding the economic crisis to occur.Â
{"title":"INFLATION IN THE UNITED KINGDOM IN TIMES OF WAR AND PANDEMIC (A SOLUTION FROM THE ISLAMIC ECONOMICS)","authors":"Talha Ayub, Martini Dwi Pusparini","doi":"10.30984/tjebi.v7i1.1903","DOIUrl":"https://doi.org/10.30984/tjebi.v7i1.1903","url":null,"abstract":"History discloses that economic turbulence is not merely caused by economic failures such as policies, institutions, or market conditions, there are also a few phenomenon that contributes to a robust impact on the economic decline namely war and pandemics. The purpose of this paper is to reveal the economic downturn such as inflation in the United Kingdom caused by the covid-19 pandemic and worsened by the war between Russia and Ukraine. This paper also proved that the Islamic economic system is a solution to attaining a prosperous economy for society. Using qualitative research through descriptive analysis, this paper analyzed how the Islamic economic system possesses a vital role in facing economic crises in times of war and pandemics. The result of this paper found that Islamic economics is the only economic system that brings justice to all economic actors in the entire world, thus it leads to forming healthy economic circumstances and then avoiding the economic crisis to occur. ","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122212618","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.30984/tjebi.v7i1.1758
Atika Zahra Maulida, A. Purnomo
The purpose of empowering business capital taken from profit sharing from Sharia shares managed by the issuer is to encourage economic growth and reduce poverty. In this study, researchers used qualitative methods by conducting interviews with Nazhir, investors, and people in need. The results of the study are as follows: Waqf funds are managed by Nazhir and distributed to capital market products such as sharia shares, sharia mutual funds, Sukuk, SBSN, and others. Profits from share waqf assets will be channeled into economic empowerment activities to provide entrepreneurship training, open job vacancies, and encourage income growth for the community. People who get business capital from Nazhir will be monitored and evaluated based on income growth and business development. The asset management system of share waqf funds distributed is as follows; First, investors and venture capital recipients will agree on both parties regarding the payback period, community capacity, and infaq contributions. The Investment Manager will distribute profits to investors and investors will manage the profits obtained in economic empowerment activities such as entrepreneurship. Profit funds will be given to people in need such as the poor and others and the proceeds from the sale of the resulting products can encourage economic growth and reduce poverty.
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