Pub Date : 2022-06-30DOI: 10.30984/tjebi.v7i1.1834
Fitria Ayu Lestari Niu, Ulfa Maqfiroh
This study aims to determine the effect of service and product quality on the decision to become a member of BMT UGT Sidogiri Capem Waru partially and simultaneously by using a descriptive quantitative approach. Data was obtained by distributing questionnaires to respondents. The results of this study found that partially the service quality has no effect on member decisions with a significance level of 0.842 > 0.05. Meanwhile, product quality has a positive and significant influence on decision-making to become a member. Simultaneously service and product quality influence the decision to become a member by 27.1%, while other variables outside of this study influence the remaining 72.9%. Service quality did not affect the decision to become a member caused of the lack of responsiveness of employees in responding to member the complaints, the lack of sensitivity of employees to the intentions of prospective members, and the lack of active employees in introducing and socializing the Mobile application (BMT UGT Nusantara). Meanwhile, product quality has a significant influence caused the products run by BMT UGT Sidogiri Capem Waru are following sharia principles, both product submission requirements and profit-sharing ratios where this product can reach various levels of various professions of society such as farmers, traders, private employees, civil servants, and students.
{"title":"THE EFFECT OF SERVICE AND PRODUCT QUALITY ON THE DECISION TO BECOME A MEMBER OF BMT UGT SIDOGIRI CAPEM WARU","authors":"Fitria Ayu Lestari Niu, Ulfa Maqfiroh","doi":"10.30984/tjebi.v7i1.1834","DOIUrl":"https://doi.org/10.30984/tjebi.v7i1.1834","url":null,"abstract":"This study aims to determine the effect of service and product quality on the decision to become a member of BMT UGT Sidogiri Capem Waru partially and simultaneously by using a descriptive quantitative approach. Data was obtained by distributing questionnaires to respondents. The results of this study found that partially the service quality has no effect on member decisions with a significance level of 0.842 > 0.05. Meanwhile, product quality has a positive and significant influence on decision-making to become a member. Simultaneously service and product quality influence the decision to become a member by 27.1%, while other variables outside of this study influence the remaining 72.9%. Service quality did not affect the decision to become a member caused of the lack of responsiveness of employees in responding to member the complaints, the lack of sensitivity of employees to the intentions of prospective members, and the lack of active employees in introducing and socializing the Mobile application (BMT UGT Nusantara). Meanwhile, product quality has a significant influence caused the products run by BMT UGT Sidogiri Capem Waru are following sharia principles, both product submission requirements and profit-sharing ratios where this product can reach various levels of various professions of society such as farmers, traders, private employees, civil servants, and students.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128558771","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-30DOI: 10.30984/tjebi.v7i1.1944
H. Shah, A. Susilo
Currently, technological developments have provided significant changes in world economic activities and transactions. As a Muslim community that follows Islamic Shari'a, they must have adequate comprehension of the latest forms of transactions so that the economic activities carried out do not conflict with Islamic economic principles. The purpose of this paper is to describe maslahah mursalah, electronic commerce (e-commerce), and how the function of e-commerce is related to maslahah mursalah. Through qualitative research methods with descriptive analysis, this paper describes e-commerce in the study of maslahah mursalah. The results of this paper's discussion reveal that The mechanism of e-commerce has similarities with the as-salam contract in the perspective of Islamic economics. Thus, an E-commerce transaction is a form of Maslahah (providing benefits/convenience) whose level is at Maslahah Hajiyyat in terms of muamalah activities that include the sale and purchase of bai’ as-salam. Thus, the conclusion is that e-commerce has incorporated the requirements of use maslahah al-mursalah.
{"title":"E-COMMERCE ON THE STUDY OF MASLAHAH MURSALAH (A REVIEW FROM AN ISLAMIC ECONOMIC PERSPECTIVE)","authors":"H. Shah, A. Susilo","doi":"10.30984/tjebi.v7i1.1944","DOIUrl":"https://doi.org/10.30984/tjebi.v7i1.1944","url":null,"abstract":"Currently, technological developments have provided significant changes in world economic activities and transactions. As a Muslim community that follows Islamic Shari'a, they must have adequate comprehension of the latest forms of transactions so that the economic activities carried out do not conflict with Islamic economic principles. The purpose of this paper is to describe maslahah mursalah, electronic commerce (e-commerce), and how the function of e-commerce is related to maslahah mursalah. Through qualitative research methods with descriptive analysis, this paper describes e-commerce in the study of maslahah mursalah. The results of this paper's discussion reveal that The mechanism of e-commerce has similarities with the as-salam contract in the perspective of Islamic economics. Thus, an E-commerce transaction is a form of Maslahah (providing benefits/convenience) whose level is at Maslahah Hajiyyat in terms of muamalah activities that include the sale and purchase of bai’ as-salam. Thus, the conclusion is that e-commerce has incorporated the requirements of use maslahah al-mursalah.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123060053","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1633
S. Sulistiawati, Annisa Fithria
The implementation of good corporate governance (GCG) can be seen in the relationship between the main elements of GCG mechanisms implemented by the board of commissioners (BOC) as supervisors, the board of directors (BOD) as managers, and the sharia supervisory board (SSB) as directors, consultants, and supervisors on sharia compliance of Islamic banks. This study aims to analyze the effect of corporate governance on the maqasid sharia-based performance of Islamic banks (Bank Umum Syariah–BUS) in Indonesia from 2016 to 2019. Corporate governance is proxied by the number of BOC, BOD, the audit committee, and SSB. Based on the purposive sampling criteria, 8 BUS are used as samples in this study, with a total of 32 observations. The type of data used is secondary data in the form of annual reports and GCG reports. The data analysis technique used is multiple regression analysis. The results show that BOC has a negative effect on the maqasid sharia-based performance of Islamic banks. In contrast, BOD positively impacts the maqasid sharia-based performance of Islamic banks. On the other hand, the audit committee and SSB do not affect the maqasid sharia-based performance of Islamic banks.
良好公司治理(GCG)的实施可以从GCG机制的主要要素之间的关系中看出，GCG机制由监事会(BOC)作为监事，董事会(BOD)作为经理，伊斯兰教法监事会(SSB)作为董事，顾问和监督伊斯兰教银行的伊斯兰教法合规。本研究旨在分析公司治理对印尼伊斯兰银行(Bank Umum Syariah-BUS) 2016年至2019年基于伊斯兰教法的绩效的影响。公司治理由中行、董事会、审计委员会和董事会成员组成。根据有目的的抽样标准，本研究采用8个BUS作为样本，共32个观测值。使用的数据类型为年度报告和GCG报告形式的二手数据。使用的数据分析技术是多元回归分析。结果表明，中国银行对伊斯兰银行基于伊斯兰教法的业绩有负面影响。相比之下，按需发行对伊斯兰银行基于伊斯兰教法的业绩产生了积极影响。另一方面，审计委员会和SSB并不影响伊斯兰银行基于伊斯兰教法的绩效。
{"title":"CORPORATE GOVERNANCE AND MAQASID SHARIA PERFORMANCE ON ISLAMIC BANKS IN INDONESIA","authors":"S. Sulistiawati, Annisa Fithria","doi":"10.30984/tjebi.v6i2.1633","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1633","url":null,"abstract":"The implementation of good corporate governance (GCG) can be seen in the relationship between the main elements of GCG mechanisms implemented by the board of commissioners (BOC) as supervisors, the board of directors (BOD) as managers, and the sharia supervisory board (SSB) as directors, consultants, and supervisors on sharia compliance of Islamic banks. This study aims to analyze the effect of corporate governance on the maqasid sharia-based performance of Islamic banks (Bank Umum Syariah–BUS) in Indonesia from 2016 to 2019. Corporate governance is proxied by the number of BOC, BOD, the audit committee, and SSB. Based on the purposive sampling criteria, 8 BUS are used as samples in this study, with a total of 32 observations. The type of data used is secondary data in the form of annual reports and GCG reports. The data analysis technique used is multiple regression analysis. The results show that BOC has a negative effect on the maqasid sharia-based performance of Islamic banks. In contrast, BOD positively impacts the maqasid sharia-based performance of Islamic banks. On the other hand, the audit committee and SSB do not affect the maqasid sharia-based performance of Islamic banks.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129117881","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1725
Nurul Azizah Azzochrah, Rosdalina Bukido, S. Tubagus
The penetration of Islamic insurance in Indonesia is not directly proportional to the number of Muslim population in Indonesia. This article aims to look at the causes of the low penetration of Islamic insurance in Indonesia. Literature study is the method used in this article by conducting content analysis, the data used in the form of writing, graphics, pictures and figures sourced from the OJK and the ASEAN Economic survey. The result of this research is the lack of innovation in Islamic insurance which caused the low penetration of Islamic insurance. Islamic insurance penetration can increase with innovation. Social insurance is a manifestation of the mandate of 1945 Constitution of Indonesia Republic which obliges to provide basic protection for all Indonesian people. With the large number of Muslim population in Indonesia, the opportunities for Sharia social insurance innovation can be taken into consideration. Sharia social insurance can be a solution to increasing the penetration of Sharia social insurance in Indonesia. In terms of regulation, the growth of Sharia social insurance can develop. This article has major implications for practitioners, policy makers and regulators.
{"title":"THE INNOVATION OF ISLAMIC INSURANCE AS A SOLUTION FOR PENETRATION","authors":"Nurul Azizah Azzochrah, Rosdalina Bukido, S. Tubagus","doi":"10.30984/tjebi.v6i2.1725","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1725","url":null,"abstract":"The penetration of Islamic insurance in Indonesia is not directly proportional to the number of Muslim population in Indonesia. This article aims to look at the causes of the low penetration of Islamic insurance in Indonesia. Literature study is the method used in this article by conducting content analysis, the data used in the form of writing, graphics, pictures and figures sourced from the OJK and the ASEAN Economic survey. The result of this research is the lack of innovation in Islamic insurance which caused the low penetration of Islamic insurance. Islamic insurance penetration can increase with innovation. Social insurance is a manifestation of the mandate of 1945 Constitution of Indonesia Republic which obliges to provide basic protection for all Indonesian people. With the large number of Muslim population in Indonesia, the opportunities for Sharia social insurance innovation can be taken into consideration. Sharia social insurance can be a solution to increasing the penetration of Sharia social insurance in Indonesia. In terms of regulation, the growth of Sharia social insurance can develop. This article has major implications for practitioners, policy makers and regulators.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114372589","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1673
Bintang Ika Purwanti, Hendri Hermawan Adinugraha
Muslim clothing is the way Muslim women wear their clothes according to Islamic law, namely clothing that is not tight (shaping the curves of the body) and the user of the clothing is a Muslim woman who is obedient to the teachings of her religion in dress procedures. Currently, Muslim clothing is a concern among the clothing industry in Indonesia. In its development, the brand of Muslim clothing has also become one of the consumer's assessments or perceptions of a product. A good brand is one of the assets for the company because the brand has an impact on every consumer perception, where the public will have a positive impression of the product and the company. The purpose of this study is to describe how Indonesian consumers perceive Muslim fashion brands. The type of research used is qualitative research using library research methods. Sources of data used in this study are primary and secondary data sources. While the data analysis technique used in this research is content analysis. The results of this study indicate that brands are extrinsic stimuli that affect consumer perceptions of a product.
{"title":"THE PERCEPTION OF CONSUMERS ON MUSLIM FASHION BRAND IN INDONESIA","authors":"Bintang Ika Purwanti, Hendri Hermawan Adinugraha","doi":"10.30984/tjebi.v6i2.1673","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1673","url":null,"abstract":"Muslim clothing is the way Muslim women wear their clothes according to Islamic law, namely clothing that is not tight (shaping the curves of the body) and the user of the clothing is a Muslim woman who is obedient to the teachings of her religion in dress procedures. Currently, Muslim clothing is a concern among the clothing industry in Indonesia. In its development, the brand of Muslim clothing has also become one of the consumer's assessments or perceptions of a product. A good brand is one of the assets for the company because the brand has an impact on every consumer perception, where the public will have a positive impression of the product and the company. The purpose of this study is to describe how Indonesian consumers perceive Muslim fashion brands. The type of research used is qualitative research using library research methods. Sources of data used in this study are primary and secondary data sources. While the data analysis technique used in this research is content analysis. The results of this study indicate that brands are extrinsic stimuli that affect consumer perceptions of a product.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114803894","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1629
Trimulato Trimulato
The purpose of this research is to savvy the development of distribution productive financing for women’s economic enterprises at Bank BTPN Syariah and to describe the form of recovery conducted by Bank BTPN Syariah for women’s economic due to the impact of covid-19. This research is library research, using several sources that are considered relevant to the research theme. The research is qualitative describing the financing for women’s empowerment. Analysis technique in this research is descriptive qualitative by describing development financing at Bank BTPN Syariah during Covid-19, and describing patterns restoring women’s economic empowerment by bank BTPN Syariah. The results of this study indicate a decline in financing at Bank BTPN Syariah period March 2020 to August 2020. Murabahah transaction has decreased to 22.16 percent, musharakahhas decreased to 55.82 percent, and qard has decreased to 3.90 percent. The recovery strategy for women’s economic, conducted by Bank BTPN Syariah in the midst of covid-19 is to provide financing relief to SMEs customers, restructuring, good communication with customers, training for customers, and improving digital services. Bank BTPN Syariah customers affected by the pandemic, that is why efforts are made to fulfil customer needs, and bank performance returns to be better.
{"title":"RECOVERY OF MICRO FINANCING FOR WOMEN AT BANK BTPN SYARIAH DURING COVID-19","authors":"Trimulato Trimulato","doi":"10.30984/tjebi.v6i2.1629","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1629","url":null,"abstract":"The purpose of this research is to savvy the development of distribution productive financing for women’s economic enterprises at Bank BTPN Syariah and to describe the form of recovery conducted by Bank BTPN Syariah for women’s economic due to the impact of covid-19. This research is library research, using several sources that are considered relevant to the research theme. The research is qualitative describing the financing for women’s empowerment. Analysis technique in this research is descriptive qualitative by describing development financing at Bank BTPN Syariah during Covid-19, and describing patterns restoring women’s economic empowerment by bank BTPN Syariah. The results of this study indicate a decline in financing at Bank BTPN Syariah period March 2020 to August 2020. Murabahah transaction has decreased to 22.16 percent, musharakahhas decreased to 55.82 percent, and qard has decreased to 3.90 percent. The recovery strategy for women’s economic, conducted by Bank BTPN Syariah in the midst of covid-19 is to provide financing relief to SMEs customers, restructuring, good communication with customers, training for customers, and improving digital services. Bank BTPN Syariah customers affected by the pandemic, that is why efforts are made to fulfil customer needs, and bank performance returns to be better.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134287117","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1614
A. Hamzah, Nurfania Sukma
The purpose of this research is to analyze the effect of perceived ease of use, perceived benefits, perceived risk, trust, and religiosity on behavioral intentions of Islamic financial technology in the millennial generation and Generation Z in Kuningan Regency. The type of research used is quantitative research, with descriptive and verification research methods. The primary data in this study were obtained by using a questionnaire distributed through Google Form. The population in this study is the millennial generation and Generation Z in Kuningan Regency with a research sample of 125 respondents. The sampling method used in this research is non-probability sampling with a purposive sampling technique. The data analysis technique used is Structural Equation SEM-PLS. Results of this study indicate that the variables of perceived ease of use, perceived benefits, perceived risk, trust, and religiosity have a significant positive effect on behavioral intentions of Islamic financial technology in the millennial generation and generations in Kuningan Regency.
{"title":"FACTORS THAT INFLUENCE THE INTEREST IN THE UTILIZATION OF SHARIA FINANCIAL TECHNOLOGY ON MILLENNIALS AND GENERATION Z","authors":"A. Hamzah, Nurfania Sukma","doi":"10.30984/tjebi.v6i2.1614","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1614","url":null,"abstract":"The purpose of this research is to analyze the effect of perceived ease of use, perceived benefits, perceived risk, trust, and religiosity on behavioral intentions of Islamic financial technology in the millennial generation and Generation Z in Kuningan Regency. The type of research used is quantitative research, with descriptive and verification research methods. The primary data in this study were obtained by using a questionnaire distributed through Google Form. The population in this study is the millennial generation and Generation Z in Kuningan Regency with a research sample of 125 respondents. The sampling method used in this research is non-probability sampling with a purposive sampling technique. The data analysis technique used is Structural Equation SEM-PLS. Results of this study indicate that the variables of perceived ease of use, perceived benefits, perceived risk, trust, and religiosity have a significant positive effect on behavioral intentions of Islamic financial technology in the millennial generation and generations in Kuningan Regency.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"113 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116724796","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-27DOI: 10.30984/tjebi.v6i2.1636
Faizul Abrori, Mustaqim Makki
Situbondo is the City of Santri. The three typologies of Situbondo tourism are nature tourism, cultural tourism, religious tourism and sports tourism. There are 83 destinations but none of them possess a brand as halal tourism. The purpose of this study is to analyze the dynamics and potential of halal tourism in Situbondo. This research is qualitative descriptive with a data analysis model using the Spradley model, where after determining the standards of halal tourism, it is followed by an inventory of the potential for halal tourism in Situbondo. The results of this study indicate that in Situbondo, although the tourism object does not have a brand as halal tourism, its implementation is in line with the sharia character, namely (1). Uluhiyyah, (2). Insaniyyah, (3). Akhlaqiyyah, and (4). Washatiyyah. There are three potentials for branding halal tourism in Situbondo: (1). Geographically, Situbondo is a north coast road, (2). The Even Kirap Culture of Ancak Agung and a spectacular Islamic New Year celebration, (3). The object of the Islamic Boarding School as an education center is both in quality and quantity.
{"title":"THE DYNAMICS AND POTENCY OF HALAL TOURISM IN SITUBONDO AS A CITY OF SANTRI","authors":"Faizul Abrori, Mustaqim Makki","doi":"10.30984/tjebi.v6i2.1636","DOIUrl":"https://doi.org/10.30984/tjebi.v6i2.1636","url":null,"abstract":"Situbondo is the City of Santri. The three typologies of Situbondo tourism are nature tourism, cultural tourism, religious tourism and sports tourism. There are 83 destinations but none of them possess a brand as halal tourism. The purpose of this study is to analyze the dynamics and potential of halal tourism in Situbondo. This research is qualitative descriptive with a data analysis model using the Spradley model, where after determining the standards of halal tourism, it is followed by an inventory of the potential for halal tourism in Situbondo. The results of this study indicate that in Situbondo, although the tourism object does not have a brand as halal tourism, its implementation is in line with the sharia character, namely (1). Uluhiyyah, (2). Insaniyyah, (3). Akhlaqiyyah, and (4). Washatiyyah. There are three potentials for branding halal tourism in Situbondo: (1). Geographically, Situbondo is a north coast road, (2). The Even Kirap Culture of Ancak Agung and a spectacular Islamic New Year celebration, (3). The object of the Islamic Boarding School as an education center is both in quality and quantity.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123992426","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-06-30DOI: 10.30984/TJEBI.V6I1.1414
Adriandi Kasim
Using a qualitative method with a sociological-normative approach, it was found that today's rapid development has caused various kinds of disputes. In this article, the author discusses sharia economic disputes and their resolution in the Islamic tradition and positive law in Indonesia to understand the problems of economic disputes and their resolution so that they can become knowledge and guidelines in conducting business transactions. The results of the discussion that the author obtained, namely sharia economic disputes, are disputes that occur in muammalah activities. This occurs in banking, non-banking, capital market, as well as the economy as a whole due to several factors such as default, tadlis, taghrir, or other things that can harm the rights of others. Settlement of disputes in Islamic law, namely sulh and tahkim. As for the applicable law in Indonesia, namely peace both by litigation and non-litigation, ADR, and arbitration includes BANI, BASYARNAS and other arbitration institutions. In this case, the authors conclude that every community that will conduct business transactions requires the principle of prudence and there have been many legal attempts by the government in resolving these disputes.
{"title":"THE SETTLEMENT OF SHARIA ECONOMIC DISPUTES IN INDONESIAN ISLAMIC CLASSIC TRADITIONS AND POSITIVE LAW","authors":"Adriandi Kasim","doi":"10.30984/TJEBI.V6I1.1414","DOIUrl":"https://doi.org/10.30984/TJEBI.V6I1.1414","url":null,"abstract":"Using a qualitative method with a sociological-normative approach, it was found that today's rapid development has caused various kinds of disputes. In this article, the author discusses sharia economic disputes and their resolution in the Islamic tradition and positive law in Indonesia to understand the problems of economic disputes and their resolution so that they can become knowledge and guidelines in conducting business transactions. The results of the discussion that the author obtained, namely sharia economic disputes, are disputes that occur in muammalah activities. This occurs in banking, non-banking, capital market, as well as the economy as a whole due to several factors such as default, tadlis, taghrir, or other things that can harm the rights of others. Settlement of disputes in Islamic law, namely sulh and tahkim. As for the applicable law in Indonesia, namely peace both by litigation and non-litigation, ADR, and arbitration includes BANI, BASYARNAS and other arbitration institutions. In this case, the authors conclude that every community that will conduct business transactions requires the principle of prudence and there have been many legal attempts by the government in resolving these disputes.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131159920","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-06-30DOI: 10.30984/TJEBI.V6I1.1458
R. Rahmat, Azwar Iskandar, Khaerul Aqbar
This study aims to find out the thought of Abu Ya'la concerning public finance supervision according to Islamic law in the book of al-Aḥkām al-Sulṭāniyyah. This research is qualitative descriptive research with library research method and juridical-philosophical approach. The results showed that construction of Abu Ya'la's thought on public finance supervision was included in the system of hisbah, i.e. the system of the indication and the possibility to involve two parties; (1) an independent institution created by the government to supervise the financial management of the state, whether structural in the state institutions or independent purely and non-structural; (2) other parties involved in this efforts is society, so that the entire community of people are kindly participated in the oversight efforts. In Abu Ya'la's perspective, a Hisbah institution is not a pro justicia institution that does not have the right to impose criminal or civil sanctions, but has the right to listen to public complaints about the deviation of the state's financial management and cooperate with law enforcement agencies making claims.
{"title":"THE THOUGHT OF ABU YA’LA CONCERNING FINANCIAL SUPERVISION (STUDY ON THE BOOK OF AL-AHKĀM AL-SULṬĀNIYYAH)","authors":"R. Rahmat, Azwar Iskandar, Khaerul Aqbar","doi":"10.30984/TJEBI.V6I1.1458","DOIUrl":"https://doi.org/10.30984/TJEBI.V6I1.1458","url":null,"abstract":"This study aims to find out the thought of Abu Ya'la concerning public finance supervision according to Islamic law in the book of al-Aḥkām al-Sulṭāniyyah. This research is qualitative descriptive research with library research method and juridical-philosophical approach. The results showed that construction of Abu Ya'la's thought on public finance supervision was included in the system of hisbah, i.e. the system of the indication and the possibility to involve two parties; (1) an independent institution created by the government to supervise the financial management of the state, whether structural in the state institutions or independent purely and non-structural; (2) other parties involved in this efforts is society, so that the entire community of people are kindly participated in the oversight efforts. In Abu Ya'la's perspective, a Hisbah institution is not a pro justicia institution that does not have the right to impose criminal or civil sanctions, but has the right to listen to public complaints about the deviation of the state's financial management and cooperate with law enforcement agencies making claims.","PeriodicalId":362415,"journal":{"name":"Tasharruf: Journal Economics and Business of Islam","volume":"89 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126764821","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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