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SUKUK RATING AND FINANCIAL RATIO IN ISLAMIC BANKS 伊斯兰银行的伊斯兰债券评级和财务比率
Pub Date : 2021-06-30 DOI: 10.30984/TJEBI.V6I1.1452
Kurnia Agustina, H. Noviarita, Erike Anggraini, S. Surono
The sukuk rating in capital market world is important because it will be considered by investors in determining investment decisions, on the other hand, that the rating will provide relevant information regarding the companies that issue sukuk, which will be in accordance with the main purpose of the sukuk rating, namely reducing the information asymmetry of issuers and investors purpose of this study is to discuss the effect of profitability ratios, liquidity ratios, leverage and productivity ratios on sukuk ratings in Islamic banking institutions issuing sukuk. By using purposive sampling from 14 Islamic banking institutions, 6 Islamic bank institutions were obtained as research samples in the 2015-2019 period, which were analyzed using multiple linear regression showing that only the productivity variable had a significant and positive influence on the rating of sukuk in Islamic banking institutions, although, with a positive coefficient, profitability does not have a significant effect on the sukuk rating, while the liquidity and leverage variables do not have a significant effect and form a negative relationship pattern on the sukuk rating in Indonesian Islamic banking institutions that issue sukuk.
资本市场上的伊斯兰债券评级之所以重要,是因为投资者在决定投资决策时会考虑到这一点,另一方面,该评级将提供有关发行伊斯兰债券的公司的相关信息,这将符合伊斯兰债券评级的主要目的,即减少发行人和投资者的信息不对称。本研究的目的是讨论盈利能力比率,流动性比率,发行伊斯兰债券的伊斯兰银行机构对伊斯兰债券评级的杠杆率和生产率比率。通过对14家伊斯兰银行机构进行有目的抽样,选取2015-2019年期间的6家伊斯兰银行机构作为研究样本,通过多元线性回归分析发现,只有生产率变量对伊斯兰银行机构的伊斯兰债券评级有显著的正影响,而盈利能力对伊斯兰债券评级的影响并不显著,且系数为正。而流动性和杠杆变量对发行伊斯兰债券的印尼伊斯兰银行机构的伊斯兰债券评级没有显著影响,并形成负向关系模式。
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引用次数: 1
TOURIST ATTRACTIONS AND SERVICESCAPE AS EFFORTS TO INCREASE VISITING INTEREST ON HALAL TOURISM IN BIMA CITY 旅游景点和服务的努力,以增加游客对清真旅游在比马市的兴趣
Pub Date : 2021-06-30 DOI: 10.30984/TJEBI.V6I1.1456
Sri Ernawati, I. Ismunandar
The natural and cultural wealth is a potential asset for tourism in Indonesia. The combination of tourist attractions and supporting facilities is a special advantage for tourists. The purpose of this study was to determine and partially analyze the influence of tourist attractions as an effort to increase visiting interest and servicescape as an effort to increase visiting interest and simultaneously tourist attractions and servicescapes in increasing tourist interest in visiting the concept of halal tourism in Bima City. The number of samples is 100 respondents with purposive sampling through a questionnaire with a Likert scale. Collecting data using questionnaires, observation, and literature study. Testing the data using SPSS (Statistical Package for the Social Sciences) version 20.0. Data analysis used multiple linear regression t-test, F test is carried out. The results show that tourist attractions have an effect as an effort to increase interest in visiting and servicescape has an effect as an effort to increase interest in visiting and simultaneously tourist attractions and servicescape have an effect together as an effort to increase interest in visiting halal tourism in Bima City
自然和文化财富是印尼旅游业的潜在资产。旅游景点与配套设施相结合是旅游者的特殊优势。本研究的目的是确定和部分分析旅游景点作为增加游客兴趣的努力和服务逃避作为增加游客兴趣的努力,同时旅游景点和服务逃避在增加游客兴趣参观的比马市清真旅游概念的影响。样本数量为100人,通过李克特量表进行有目的抽样。采用问卷调查法、观察法和文献研究法收集数据。使用SPSS(社会科学统计软件包)20.0版本测试数据。数据分析采用多元线性回归t检验,进行F检验。结果表明,旅游景点对提高游客的参观兴趣具有效应,服务逃离对提高游客的参观兴趣具有效应,同时旅游景点和服务逃离共同对提高游客的清真旅游兴趣具有效应
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引用次数: 3
FACTORS AFFECTING AUDIT DELAY IN BANKING COMPANIES IN INDONESIA 影响印尼银行公司审计延迟的因素
Pub Date : 2021-06-30 DOI: 10.30984/TJEBI.V6I1.1457
Anggoro Sugeng, Asmi Trisna Puspita, Ku Abdul Muhaimin Yusof
This study aims to determine the factors that cause audit delay in banking companies listed on the Indonesia Stock Exchange. The variable that distinguishes this research from the others is the audit committee variable as a new indicator. Overall, there are 5 assessment indicators in this study consisting of firm size variable, company profit/loss variable, auditor opinion variable, audit committee variable, and KAP size variable. The population consists of banking companies in Indonesia that are listed on the Indonesia Stock Exchange with a sample of 30 companies with a sampling technique of purposive sampling. The analysis used in this study is multiple linear regression analysis, which is in the form of panel data. This study indicates that the variables of KAP size and company profit/loss have a significant effect on audit delay. While the variables of the audit committee, auditor's opinion, and firm size have no significant effect on audit delay.
本研究旨在确定导致印尼证券交易所上市银行公司审计延迟的因素。本研究区别于其他研究的变量是审计委员会变量作为一个新的指标。总体而言,本研究共有5个评估指标,分别为公司规模变量、公司损益变量、审计师意见变量、审计委员会变量和KAP规模变量。人口包括在印度尼西亚证券交易所上市的印度尼西亚银行公司,样本为30家公司,采用有目的抽样的抽样技术。本研究使用的分析是多元线性回归分析,采用面板数据的形式。本研究表明,KAP规模和公司损益变量对审计延迟有显著影响。审计委员会、审计意见和事务所规模等变量对审计延迟的影响不显著。
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引用次数: 0
ZAKAT AS A SOLUTION FOR PUBLIC ECONOMIC RECOVERY IN THE ERA OF COVID-19 天课是新冠肺炎时代公共经济复苏的解决方案
Pub Date : 2021-06-30 DOI: 10.30984/TJEBI.V6I1.1463
Chadijah Haris
This article aims to describe the economic situation in the covid 19 pandemic era and analyze the function of zakat in restoring the society economy during the Covid-19 pandemic. The method used in this research was a literature study. The data collection techniques were carried out in two ways comprised primary and secondary data. The data analysis was content analysis. The results showed that zakat served as a manifestation of human solidarity, which means that the rich are required to spend some of their wealth in the form of zakat, and distribute it to the needy, in this context how to see zakat function as a way to help economic recovery during the pandemic. So it can be concluded that with the distribution of zakat, such as Zakat Fitrah, Zakat Maal and professional Zakat, it can strengthen the solidarity and foster the relationship between human by helping the needs of people affected by Covid-19 and reduce the poverty during the pandemic that currently affects all people in the world, especially in Indonesia.
本文旨在描述新冠疫情时代的经济状况,分析天课在新冠疫情时期恢复社会经济中的作用。本研究采用文献研究法。数据收集技术以两种方式进行,包括主要数据和次要数据。数据分析为内容分析。结果表明,天课是人类团结的一种表现,这意味着富人必须以天课的形式花费部分财富,并将其分配给有需要的人,在这种情况下,如何看待天课的作用是在大流行病期间帮助经济复苏的一种方式。因此,可以得出结论,通过天课的分发,如天课、天课、专业天课,可以通过帮助受Covid-19影响的人的需求来加强团结,促进人与人之间的关系,并在目前影响全世界特别是印度尼西亚所有人的大流行期间减少贫困。
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引用次数: 3
ISLAMIC BANKING FINANCING AND ECONOMIC GROWTH: AN EMPIRICAL STUDY FROM INDONESIA 伊斯兰银行融资与经济增长:来自印度尼西亚的实证研究
Pub Date : 2020-12-29 DOI: 10.30984/TJEBI.V5I2.1316
M. Iryanto, Fathy Inat, S. Fadly
This research studies the relationship between Islamic bank financing and Indonesia's economic growth from 2017:1 to 2019:12. The analytical approach used is the Autoregressive Distributed Lag (ARDL) model, which can show the dynamics of short and long terms relationships. Also using the Granger causality test to study the relationship of causality between research variables. ARDL estimation results show the independent variable: Total Financing (TF), Mudharabah (PLS), and Murabahah (PMH)  are proven to have long-term co-integration or in the long term move together in influencing Indonesia's economic growth (GDP). These three variables also have a dynamic short-term relationship with an adjustment speed of 52.47 percent per month. Furthermore, the Granger causality test results indicate that a supply-following relationship, economic growth affect the financing of Islamic banks in Indonesia. The vital record from this research is Islamic Banking intermediation empirically contributes directly to create economic growth justly, even though it still in a limited section. 
本研究研究了2017:1 - 2019:12期间伊斯兰银行融资与印尼经济增长的关系。使用的分析方法是自回归分布滞后(ARDL)模型,它可以显示短期和长期关系的动态。还采用格兰杰因果检验来研究研究变量之间的因果关系。 ARDL估计结果表明,自变量:总融资(TF), Mudharabah (PLS), and Murabahah (PMH) Â被证明具有长期协整或在长期内共同影响印度尼西亚的经济增长(GDP)。这三个变量也具有动态的短期关系,调整速度为每月52.47%。此外,格兰杰因果检验结果表明,供给跟随关系,经济增长影响印尼伊斯兰银行的融资。这项研究的重要记录是伊斯兰银行中介在实证上对创造经济增长做出了直接贡献,尽管它仍然有限section.Â
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引用次数: 1
Pengaruh Motivasi terhadap Produktivitas Kerja Karyawan PT. Telkom Tbk Cabang Makassar 动机对PT. Telkom Tbk Makassar分公司员工工作效率的影响
Pub Date : 2019-12-24 DOI: 10.30984/tjebi.v4i2.1020
Nurnaningsih Nurnaningsih, Ridwan Tabe
Effects of Motivation on Work Productivity of PT. Telkom Tbk Employees in Makassar Branch. The purpose of this study is 1) To determine the effect of employee motivation (External and Internal) on Employee Productivity at PT. Makassar Branch Telkom, 2) To find out which motivation is more dominant in influencing employee work productivity at PT. Telkom Makassar Branch. Data used in this study are primary and secondary data. Population in this study are all employees who work at PT. Telkom Tbk Makassar Branch, amounting to 540 people. Determination of samples using a simple random sampling technique which if the number of research subjects is less than 100, it is better to take all but if the subject is large then only 10% is taken so the total population taken is 54 people. The analytical method used in this study is multiple linear regression analysis using SPSS. The results showed that: 1) External Motivation in PT. Telkom companies had a significant influence on performance productivity based on employee perceptions, 2) From the results of the analysis, the results showed that external motivation (Working Conditions, Good Bosses, Financial and Social Guarantees) had an effect towards the productivity of the company. While the analysis obtained from internal motivation (Exciting Work, Challenging Work, and Attractive Work) has an influence on productivity. Thus, the proposed hypothesis is proven, 3) External and internal motivation has a simultaneous effect on employee performance. This is evidenced by the coefficient of determination test, which is equal to 47% of employee performance is influenced by variations in the two variables used in the study, the remaining 53% is influenced by other factors, 4) External motivation is more dominantly influencing employee performance this is evidenced by external motivation regression coefficient greater than internal motivation, 5) Internal motivation is the most dominant influence on productivity is good communication between employees and supervisors of internal motivation is the work performance that is owned based on the research conducted.
动机对PT电讯Tbk望加锡分公司员工工作效率的影响本研究的目的是1)确定员工激励(外部和内部)对员工工作效率的影响,2)找出哪种激励对PT. Telkom望加锡分公司员工工作效率的影响更大。本研究使用的数据为一手数据和二手数据。本研究的人口是在PT. Telkom Tbk望加锡分公司工作的所有员工,共计540人。使用简单的随机抽样技术确定样本,如果研究对象的数量少于100,最好采取所有,但如果受试者很大,那么只采取10%,所以采取的总人数为54人。本研究使用的分析方法为SPSS多元线性回归分析。结果表明:1)PT. Telkom公司的外部激励对基于员工感知的绩效生产率有显着影响,2)从分析结果来看,结果表明外部激励(工作条件,好老板,财务和社会保障)对公司的生产率有影响。而从内部动机(令人兴奋的工作,具有挑战性的工作和有吸引力的工作)中获得的分析对生产力有影响。3)外部激励和内部激励对员工绩效的影响是同步的。这可以通过决定系数检验来证明,即47%的员工绩效受到研究中使用的两个变量的变化的影响,其余53%受到其他因素的影响。4)外部动机对员工绩效的影响更主要,这可以通过外部动机回归系数大于内部动机来证明。5)内部动机是最主要的影响生产力是员工和主管之间的良好沟通,内部动机是工作绩效,根据所进行的研究。
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引用次数: 0
Analisis Gender Pencapaian Jabatan Strategik Anggota Dewan Perempuan (DPRD Mamuju Tengah)
Pub Date : 2019-07-04 DOI: 10.30984/TJEBI.V4I1.879
Rara Novrayanti Salman
Women in the legislature have a minimum amount of let alone the position of strategic positions as the chairman is still very low so gender equality in the legislature is difficult to realize.This study aims to identify and analyze the motivations, mechanisms and barriers in strategic appointments of female council members. The research method is qualitative research. Data was collected through in-depth interviews, observations and documentation. Data was analyzed using gender theories and model analysis developed by Milles and Huberman, the data obtained then processed through three lines of qualitative data analysis namely: data reduction, data presentation and conclusions. The results show that the intrinsic motivation of female parliamentarians is highly motivated to be a leader in structure, the family also supports. Extrinsic motivation is made up of parties and factions but some male parliamentarians do not support women as chairman. The mechanism of the proposed chairman is proposed based on the decision of the faction. Structural barriers are low levels of education or human resources, lack of female self-confidence and specially acquired information about women, a small number of female parliamentarians, lack of support from male parliamentarians and electoral systems based on factional decisions, cultural barriers are the patriarchal culture that some male parliamentarians and the effect of the women's double workload after marriage.Perempuan dalam legislatif memiliki jumlah yang minim apalagi pencapaian jabatan strategis sebagai ketua masih sangat rendah sehingga kesetaraan gender dalam legislatif sulit diwujudkan. Penelitian ini bertujuan untuk mengetahui dan menganalisis motivasi, mekanisme, dan hambatan dalam pencapaian jabatan strategis anggota dewan perempuan. Metode penelitian adalah penelitian kualitatif. Pengumpulan data dilakukan melalui wawancara, observasi dan dokumentasi. Data dianalisis dengan menggunakan teori-teori gender dan analisis model interaksi yang dikembangkan oleh Milles dan Huberman, data yang telah didapat kemudian diolah melalui tiga jalur analisis data kualitatif yaitu: reduksi data, penyajian data dan penarikan kesimpulan.Hasil penelitian menunjukkan motivasi instrinsik anggota dewan perempuan sebagian besar memiliki motivasi menjadi ketua dalam alat kelengkapan, dukungan keluarga juga diperoleh.Motivasi ekstrinsik diperoleh dari partai dan fraksi tetapi sebagian anggota dewan laki-laki tidak mendukung perempuan dalam mencapai jabatan sebagai ketua. Mekanisme Pengusulan calon ketua diusulkan atas keputusan fraksi. Hambatan structural yaitu rendahnya tingkat pendidikan atau sumber daya manusia, kurangnya rasa pecaya diri perempuan yang diikuti dengan kurangnya informasi yang diperoleh terkhusus mengenai perempuan, minimnya jumlah anggota dewan perempuan, kurangnya dukungan anggota dewan laki-laki dan sistem pemilihan ketua yang melibatkan fraksi, hambatan kultural yaitu budaya partiarki yang dianut sebagian
妇女在立法机关中所占的比例最低,更不用说战略职位了,因为主席的职位仍然很低,因此立法机关中的性别平等很难实现。本研究旨在识别和分析女性理事会成员战略任命的动机、机制和障碍。研究方法为定性研究。通过深入访谈、观察和文件收集数据。数据分析采用Milles和Huberman的性别理论和模型分析,得到的数据通过定性数据分析的三条线进行处理,即数据还原、数据呈现和结论。研究结果显示,女性议员的内在动机在结构上具有高度的领导动机,家庭也给予支持。外部动机由政党和派系组成,但一些男性议员不支持女性担任主席。在派系决策的基础上,提出了推选主席的机制。结构性障碍是教育或人力资源水平低,女性缺乏自信和专门获得的关于妇女的信息,女性议员人数少,缺乏男性议员的支持和基于派系决定的选举制度,文化障碍是一些男性议员的父权文化和妇女婚后双重工作量的影响。印度立法机构的官员说,印度立法机构的官员说,印度立法机构的官员说,印度立法机构的官员说,印度立法机构的官员说,性别平等。Penelitian ini bertujuan untuk mengetahui dan menganalis motivasi, mekanisme, dan hambatan dalam penapaian jabatan strategis anggota dewan perempuan。Metode penelitian adalah penelitian quality。彭普兰的数据是,观测资料和文献资料。数据分析:dengan menggunakan teori-teori性别数据分析模型interaksi yang dikembangkan oleh Milles dan Huberman,数据分析:dengan menggunakan数据,数据分析:dengan数据,数据分析:penyajian数据,数据分析:penarikan kespulan。【中文译文】当你想要一个人的时候,你就会想要一个人的时候,你会想要一个人的时候,你就会想要一个人的时候。我爱你,我爱你,我爱你,我爱你,我爱你,我爱你,我爱你,我爱你,我爱你。Mekanisme Pengusulan calon ketua diusulkan atas keputusan fraksi。Hambatan structure yitu rendahnya tingkat pendidikan atau sumber daya manusia, kurangnya rasa pecaya diri perempuan yang diikutan, minimnya jumlah anggota dewan perempuan, kurangnya dukungan anggota dewan laki-laki danakaksi, Hambatan cultural yitu budaya partiarki yang dianian anggota dewan laki-laki danpengaruh beban kerja ganda perempuan karena telah menikah。
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引用次数: 0
Analisis Akuntabilitas Pengelolaan Anggaran Pada Markas Palang Merah Indonesia (PMI) Provinsi Gorontalo 印度尼西亚红十字会(PMI)省预算管理会计分析
Pub Date : 2019-07-04 DOI: 10.30984/TJEBI.V4I1.881
R. Rahmatia
This research airms to understand and analyze the responsibility of budget management on the quarter of Indonesian Red Cross Society in Gorontalo Province. This research used descriptive methodology within qualitative approach. There are 12 informants of this research, they are the headquarter as the policy taker of Indonesian Red Cross Society, administrative division, service division, finance division as well as the society. The result and discussion of this research showed that the overall budget management of Indonesian Red Cross Society in Gorontalo Province were responsibility handled according to the regulations and provisons which are applicable on Indonesian Red Cross Society. But there are some rules of the Article of Associations and Bylaws that aren’t be done by Indonesian Red Cross Society in Gorontalo Province, it’s concerning to the source of the fund of Indonesian Red Cross Society that according to the article of associations and bylaws chapter XX article 70 which are from the grant of government, support from International Red Cross Society and the other organizations, donations, another business, funding fees, and month of funds.Penelitian ini bertujuan untuk mengetahui dan menganalisis akuntabilitas pengelolaan anggaranpada Markas Palang Merah Indonesia (PMI) Provinsi Gorontalo.Penelitian ini menggunakan metodologi penelitian deskriptif dengan pendekatan kualitatif.Adapun Informan dalam penelitian ini berjumlah dua belas (12) orang yang meliputi kepala markas PMI selaku pengambil kebijakan di markas PMI, bidang administrasi, bidang pelayanan, bidang keuangan, serta masyarakat.Hasil penelitian dan pembahasan menunjukkan bahwa secara keseluruhan penyelenggaraan pengelolaan anggaran pada PMI Provinsi Gorontalo telah akuntabel sesuai dengan peraturan dan ketentuan yang berlaku pada PMI. Akan tetapi ada beberapa peraturan AD/ART yang tidak dilakukan oleh  PMI Provinsi Gorontalo. Yakni mengenai Sumber dana PMI yang menurut AD/ART BAB XX Pasal 70 berasal dari bantuan hibah pemerintah, bantuan dari Gerakan Internasional Palang Merah dan Organisasi lainnya, sumbangan dan usaha lain yang tidak mengikat, iuran dana, dan bulan dana.
本研究旨在了解和分析印尼红十字会在哥伦达洛省的预算管理责任。本研究采用定性方法中的描述性方法。本次研究的知情者共有12人,分别是作为政策制定者的印尼红十字会总部、行政部门、服务部门、财务部门以及社团。本研究的结果和讨论表明,我省印尼红十字会的整体预算管理按照适用于印尼红十字会的法规和规定进行责任处理。但是有一些章程和细则的规定是印尼红十字会在哥龙塔洛省没有做的,这是关于印尼红十字会的资金来源,根据章程和细则第XX章第70条,来自政府的拨款,来自国际红十字会和其他组织的支持,捐赠,其他业务,基金费用,和每月的资金。Penelitian ini bertujuan untuk mengetahui dan menganalis akuntabilitas pengelolaan anggaranpada Markas Palang Merah Indonesia (PMI) province Gorontalo。Penelitian, mongunakan, Penelitian, Penelitian, deengan, Penelitian, deengan, Penelitian。(12)北京市行政管理部门,北京市人民政府,北京市人民政府,北京市人民政府,北京市人民政府,北京市人民政府,北京市人民政府。哈西尔penelitian dan penbahasan menunjukkan bahwa secara keseluruhan penyelenggaraan penelolaan anggaran pgaran pgaran pgaran pgaran pgaran pgaran pgaran pgaran pgaran pgaran pgaran ppmi . Gorontalo telah akuntabel sesuai dengan peraturan dan ketentuan yang berlaku padpmi。四川地区的人口普查和人口普查结果显示,四川地区的人口普查和人口普查结果显示。
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引用次数: 1
Fenomena Zakat Dan Status Hukum Zakat Di Negara Muslim Dan Beberapa Wilayah Di Indonesia 在穆斯林国家和印度尼西亚的一些地区,Zakat现象和Zakat的法律地位
Pub Date : 2019-07-04 DOI: 10.30984/TJEBI.V4I1.883
N. Azizah
Zakat is often seen as a very long problem, an ordinary matter and lacks a future in terms of its development. This is due to the legal status of zakat in Law NO. 23 of 2011 is not something that is required as an Indonesian citizen, but as a form of obedience in worship. Next is the lack of awareness of obligatory zakat people to issue zakat. However, there are actually some things that can overcome these problems. basically the regional government has the authority to establish laws in its territory, there are also several articles in the Zakat Management Act (Law NO 23 of 2011) on the role of regional governments, and some regions in Indonesia are quite successful with some of their applications. In this paper some systems of zakat implementation are reviewed in the regions of Indonesia and other Muslim countries which can be taken into consideration for the progress of zakat in Indonesia.Zakat kerap dipandang sebagai persoalan yang sangat lama, perihal yang biasa dan kurang memiliki masa depan dalam hal pengembangannya. Hal ini disebabkan status hukum zakat dalam UU NO. 23 Tahun 2011 bukanlah sesuatu yang diwajibkan sebagai warganegara Indonesia, tetapi sebagai bentuk ketaatan dalam beribadah. Berikutnya adalah kurangnya kesadaran orang-orang wajib zakat untuk mengeluarkan zakat. Meskipun demikian, sebenarnya ada beberapa hal yang dapat mengatasi problem-problem tersebut. pada dasarnya pemerintah daerah berwenang dalam pembentukan hukum di wilayah kekuasaannya, terdapat juga beberapa pasal dalam UU Pengelolaan Zakat (UU NO 23 Tahun 2011) tentang peran pemerintah daerah, serta beberapa wilayah di Indonesia cukup sukses dengan beberapa penerapannya. Dalam tulisan ini diulas beberapa sistem penerapan zakat di wilayah-wilayah Indonesia dan negara muslim lainnya yang dapat dijadikan pertimbangan untuk kemajuan zakat di Indonesia.
天课通常被视为一个非常长期的问题,一件普通的事情,在发展方面缺乏未来。这是由于天课在法律NO中的法律地位。2011年第23条并不是印尼公民必须遵守的,而是一种敬拜的服从形式。其次是缺乏义务天课意识的人发布天课。然而,实际上有一些事情可以克服这些问题。基本上,地方政府有权在其领土内制定法律,《天课管理法》(2011年第23号法律)中也有几条关于地方政府的作用,印度尼西亚的一些地区在一些应用方面相当成功。本文回顾了印尼和其他穆斯林国家的天课实施制度,为印尼天课的发展提供参考。天课(Zakat kerap dipandang sebagai),天课(perhal yang biasa dankurang memiliki masa depan dalam hal pengembangannya)。halini disebabkan status hukum zakat dalam UU NO。23 Tahun 2011 bukanlah sessuatu yang diwajibkan sebagai warganegara印度尼西亚,tetapi sebagai bentuk ketaatan dalam beribadah。我的天课,我的天课,我的天课Meskipun demikian, sebenarnya ada beberapa hal yang dapat mengatasi problem-problem tersebut。在印度尼西亚,当你的孩子们在一起的时候,当你的孩子们在一起的时候,当你的孩子们在一起的时候,当你的孩子们在一起的时候,当你的孩子们在一起的时候,当你的孩子们在一起的时候,当你的孩子们在一起的时候,你的孩子们在一起的时候,你的孩子们在一起。dam tulisan ini diulas beberapa system penerapan zakat di wilayah-wilayah Indonesia印尼,印尼,印尼
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引用次数: 1
Konsep E-Commerce Perspektif Ekonomi Islam
Pub Date : 2019-07-04 DOI: 10.30984/TJEBI.V4I1.882
Telsy Fratama Dewi Samad
The economic development generally and specifically in the field of industry and national trade has resulted in a wide variety of goods/ services that can be consumed. In addition, globalization and free trade, supported by telecommunications and Information technology advances have expanded the space for the transaction flows of goods and services across borders of a country.The development and progress of information and technology influence the development of the business transactions as well. E-commerce creates a new economy, which connects manufacturers, sellers, and customers via technology in ways that had never been done before.Along with the widespread of e-commerce transaction, Muslims are wondering whether this kind of transaction is acceptable in Syariah (Islamic Law) perspective. Thus, this paper will discuss about some matters regarding this issue and find the conclusion about this brand new kind of commerce.Perkembangan ekonomi secara umum dan spesifik dalam lingkup industry serta perdagangan nasional telah menghasilkan begitu banyak varian baik barang maupun jasa yang dilonsumsi masyarakat. Globalisasi dan perdagangan bebas yang di dukung oleh kemajuan telekomunikasi serta teknologi informasi semakin memperluas jarak jangkauan transaksi barang dan jasa melampaui perbatasan Negara. Perkembangan dan kemajuan informasi dan teknologi tentunya mempengaruhi perkembangan transaksi bisnis. E-Commerce menciptakan ekonomi baru, yang menghubungkan para pengusaha pabrik, penjual dan pembeli melalui teknologi dengan cara yang belum pernah dilakukan sebelumnya. Sepanjang penyebaran transaksi E-Commerce, masyarakat muslim mulai mempertanyakan apabila transaksi ini diperbolehkan dalam Islam. Artikel ini akan membahas tentang beberapa hal terkait permasalahan ini serta memberi kesimpulan tentang jenis perdagangan yang baru ini.  
经济的发展,特别是在工业和国家贸易领域,导致了各种各样的商品/服务,可以消费。此外,在电信和信息技术进步的支持下,全球化和自由贸易扩大了一国之间货物和服务的跨境交易空间。信息技术的发展和进步也影响着商业交易的发展。电子商务创造了一种新的经济,它以前所未有的方式通过技术将制造商、销售商和消费者联系起来。随着电子商务交易的普及,穆斯林对这种交易是否符合伊斯兰教法的观点感到疑惑。因此,本文将对这一问题的一些问题进行探讨,并得出关于这一全新商业模式的结论。印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长,印尼经济部长全球信息系统和国家信息系统都是由全球信息系统和国家信息系统组成的,例如国家信息系统和国家信息系统。Perkembangan dan kemajuan informasasdan technologii tenunya mempengaruhi Perkembangan transaksi bisnis。电子商务负责人,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎,杨梦虎。Sepanjang penyebaran transaksi电子商务,masyarakat穆斯林mulai成员pertanyakan apabila transaksi ini diperbolehkan dalam Islam。Artikel ini akan成员有tenang beberapa hal terkait permasalahan ini serta成员有kespulkan tenang jenis perdagangan yang baru ini。
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引用次数: 2
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Tasharruf: Journal Economics and Business of Islam
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