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Reviewer Acknowledgements for Business and Economic Research, Vol. 13, No. 1 《商业与经济研究》第13卷第1期审稿人致谢
Q4 Economics, Econometrics and Finance Pub Date : 2023-03-20 DOI: 10.5296/ber.v13i1.20837
Daisy Young
Business and Economic Research (BER) would like to thank the following reviewers for reviewing manuscripts from January 1, 2023, to March 1, 2023. Their comments and suggestions were of great help to the authors in improving the quality of their papers. Many authors, regardless of whether BER publishes their work, appreciate the helpful feedback provided by the reviewers. Macrothink Publishing appreciates the following reviewers’ rigorous and conscientious efforts for this journal. Each of the reviewers listed below returned at least one review during this period. Abeer M. Ali Abd ElkhalekAhmed ZouhairAlmir A. AlihodžićBratu (Simionescu) MihaelaCosimo MagazzinoCristina Alina NaftanailaElena GurguFayez Bassam ShriedehHengky Sumisto HalimJosé MartinsKimty SengMamta SinghMohsen MohagheghMuddassar SarfrazNemer BadwanOleksandr V. DluhopolskyiRabeya KhatoonRoderikus Agus TrihatmokoRomeo Victor IonescuSantosh B. ManjegowdaShyamkumar D. KalpandeYixun XingZi-Yi Guo
商业与经济研究(BER)感谢以下审稿人对2023年1月1日至2023年3月1日的稿件进行审阅。他们的意见和建议对作者提高论文质量有很大的帮助。许多作者,不管BER是否发表他们的作品,都很感激审稿人提供的有用的反馈。Macrothink出版社感谢以下审稿人为本刊所做的严谨和认真的努力。在此期间,下面列出的每位审稿人都至少回复了一篇评论。Abeer M. Ali Abd ElkhalekAhmed ZouhairAlmir A. AlihodžićBratu (Simionescu) MihaelaCosimo magazzzinoristina Alina NaftanailaElena GurguFayez Bassam ShriedehHengky summisto halimjoss MartinsKimty SengMamta SinghMohsen mohaghghmuddassar SarfrazNemer BadwanOleksandr V.德鲁霍博尔斯基irabeya KhatoonRoderikus Agus TrihatmokoRomeo Victor IonescuSantosh B. ManjegowdaShyamkumar D. KalpandeYixun XingZi-Yi Guo
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引用次数: 0
China-Pakistan Economic Corridor (CPEC): A Threat to India’s Border Security 中巴经济走廊:对印度边境安全的威胁
Q4 Economics, Econometrics and Finance Pub Date : 2023-03-20 DOI: 10.5296/ber.v13i2.20717
Manishahz A/P Sangkar, Mohd Ikbal Mohd Huda
India has been averse to the Belt and Road Initiative (BRI) since its initial launch in 2013 because one of the core components of the initiative, the China-Pakistan Economic Corridor (CPEC), is perceived as violating the country’s sovereignty and territorial integrity. This article discusses the geostrategic execution of the China-Pakistan Economic Corridor (CPEC), which is viewed as a threat and constraint to India's security. The article further analyses the perception of the Indian government towards the forged alliance between China and Pakistan. Along these lines, this disquisition explains the knowledge of how infrastructural techno-political regimes shape the threat towards Indian security. It does so by building on an analysis of India's security strategy on China-Pakistan relations through the initiative of CPEC. The infrastructural techno-political regime of CPEC is discerned as a securitised threat by the Indian government. Infrastructure technology produced by CPEC promotes a securitised discourse of connectivity, flow, and territorial control as a cause of regional tension, national rivalries, unnecessary competitiveness, terrorism, and sovereignty issues. Simultaneously, other political entities might view the same regime as a border security threat.
自2013年首次提出“一带一路”倡议以来,印度一直反对该倡议,因为该倡议的核心组成部分之一——中巴经济走廊(CPEC)被认为侵犯了印度的主权和领土完整。本文讨论了中巴经济走廊(CPEC)的地缘战略执行,这被视为对印度安全的威胁和制约。文章进一步分析了印度政府对中巴结盟的看法。沿着这些思路,本论文解释了基础设施技术政治制度如何形成对印度安全的威胁的知识。这是在分析印度通过中巴经济走廊倡议对中巴关系的安全战略的基础上进行的。CPEC的基础设施技术-政治体制被印度政府视为一种证券化的威胁。中巴经济走廊产生的基础设施技术促进了连通性、流动和领土控制的安全话语,这是地区紧张局势、国家竞争、不必要的竞争、恐怖主义和主权问题的原因。同时,其他政治实体可能将同一政权视为边境安全威胁。
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引用次数: 0
Bank Marketing and Its Effects on Customer Retention in Microfinance in Yaounde, Cameroon 银行营销及其对喀麦隆雅温得小额信贷客户保留的影响
Q4 Economics, Econometrics and Finance Pub Date : 2023-03-13 DOI: 10.5296/ber.v13i1.20331
Ndah Grimbald, Tarbot Chelsea Mah
This study seeks to assess bank marketing and its impact on customer retention in microfinance in Yaoundé, Cameroon. A cross-sectional research design consisting of 348 clients of category two microfinances were sampled from the center region of Cameroon. Data for the study was sourced using closed structured questionnaires. The analysis was concluded using statistical software’s such as Statistical Package for Social Sciences (SPSS 24) and Analysis of Moment Structures (AMOS24). The results from the analysis reveal that Customer service and retention have a significant positive impact on customer retention. The study therefore concluded that emphasis on better customer services leads to a high customer retention rate in category two microfinances in Yaounde, Cameroon. A new model called Bank Marketing and Customer retention Model (BMCR Model) was developed to test the relationship amongst variables. This study contributes to the limited theoretical and empirical evidence of the impact of bank marketing on customer retention in microfinances in Yaounde, Cameroon.
本研究旨在评估银行营销及其对喀麦隆雅温达尔小额信贷客户保留的影响。横断面研究设计,包括348个客户二类小额信贷从喀麦隆的中心地区取样。本研究的数据来源于封闭式结构化问卷。采用社会科学统计软件包(SPSS 24)和矩结构分析软件(AMOS24)进行分析。分析结果表明,客户服务和客户保留对客户保留有显著的正向影响。因此,该研究得出结论,强调更好的客户服务导致喀麦隆雅温得第二类小额信贷的客户保留率很高。为了检验各变量之间的关系,建立了银行营销与客户保留模型(BMCR模型)。本研究对喀麦隆雅温得小额信贷中银行营销对客户保留影响的有限理论和实证证据有所贡献。
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引用次数: 0
Comparative Analysis of the Determinants of Foreign Direct Investments in Morocco and Türkiye 摩洛哥和摩洛哥外商直接投资决定因素的比较分析
Q4 Economics, Econometrics and Finance Pub Date : 2023-02-20 DOI: 10.5296/ber.v13i1.20675
Ayoub Bendriouch, Kamil Uslu
Foreign Direct Investments (FDI) can have a positive effect on the development of the economic and social potential of emerging countries provided that they make efforts to attract appropriate investors. Among developing countries, we are interested to analyze FDI attractiveness in Türkiye and Morocco and proceed with a comparative analysis between these two countries.Very few empirical studies present an overview of FDI determinants and how they can influence the FDI attractiveness of Türkiye and Morocco separately. Consequently, the contribution of this paper is to compare FDI inflows in these countries and then identify the determinants that impact their FDI attractiveness. For this purpose, we used an ARDL econometric model in both countries over the period 1980 to 2020.Our results show that there is an important similarity between the impacting factors on FDI flows in the short run in both countries. Openness and inflation have positive effects in both countries, while market size has a negative impact on FDI attractiveness. Credit, however, has a positive effect only in Türkiye but no significance in Morocco. On the other hand, there is less similarity between Türkiye and Morocco in the long run, since only GDP has a significant and positive impact in both countries. Inflation has a significant and negative impact only in Morocco, and human capital is positively impactful only in Türkiye, while openness and credit have a significant and negative impact also only in Türkiye. This difference between the long-run results in both countries shows that FDI determinants play a more effective role in attracting FDI inflows in Türkiye than in Morocco, which substantiates the difference in the level of FDI inflows that each country gets.
外国直接投资可以对新兴国家的经济和社会潜力的发展产生积极影响,只要它们作出努力吸引适当的投资者。在发展中国家中,我们有兴趣分析土耳其和摩洛哥的FDI吸引力,并对这两个国家进行比较分析。很少有实证研究概述了外国直接投资决定因素以及它们如何分别影响土耳其和摩洛哥的外国直接投资吸引力。因此,本文的贡献是比较这些国家的外国直接投资流入,然后确定影响其外国直接投资吸引力的决定因素。为此,我们在1980年至2020年期间对两国使用了ARDL计量经济模型。我们的研究结果表明,两国短期内FDI流动的影响因素存在重要的相似性。开放程度和通货膨胀对两国都有正向影响,而市场规模对FDI吸引力有负向影响。然而,信贷只在土耳其有积极作用,在摩洛哥没有意义。另一方面,从长远来看,土耳其和摩洛哥之间的相似性较小,因为只有GDP对两国具有显著的积极影响。通货膨胀只在摩洛哥有显著的负面影响,人力资本只在 rkiye产生积极影响,而开放和信贷也只在 rkiye产生显著的负面影响。两国长期结果之间的差异表明,外国直接投资决定因素在土耳其比在摩洛哥吸引外国直接投资流入方面发挥了更有效的作用,这证实了每个国家获得的外国直接投资流入水平的差异。
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引用次数: 0
Exploring Attitude toward Virtual Bank Cards Using Nudge Theory and Experimental Analysis 用助推理论和实验分析探讨人们对虚拟银行卡的态度
Q4 Economics, Econometrics and Finance Pub Date : 2023-01-27 DOI: 10.5296/ber.v13i1.20703
Melpomeni Anysiadou
Purpose: The study aimed to investigate Greek consumers' attitudes and actual behavior toward virtual bank cards and to show whether Experimental Economics can incentivize these banking products.Methodology: For data collection, a specially designed experiment was conducted among Greek consumer samples according to Experimental Economics and Nudging Theory principles. Econometric analysis was conducted through Multi-level Models and Bivariate statistical tests.Results: Results suggest that demographic characteristics such as age combined with personalization and consumer risk perception play an important role in virtual bank card adoption. The youngest consumers are optimistic about their use, while the oldest are negative. Furthermore, Experimental Economics and Nudging Theory could identify behavioral changes.Novelty: The study's novelty and uniqueness are based on investigating Greek consumers' attitudes and behavior towards new and innovative banking products, which still need to be well known. The research methodology is also a groundbreaking feature of the study, as Experimental Economics is the most appropriate method to study human behavior and its unconscious influencing factors that cannot be studied in other ways.
目的:本研究旨在调查希腊消费者对虚拟银行卡的态度和实际行为,并证明实验经济学是否可以激励这些银行产品。方法:在数据收集方面,根据实验经济学和助推理论原理,在希腊消费者样本中进行了专门设计的实验。计量经济分析通过多级模型和双变量统计检验进行。结果:结果表明,年龄、个性化和消费者风险感知等人口特征对虚拟银行卡的采用起着重要作用。最年轻的消费者对手机的使用持乐观态度,而最年长的消费者则持消极态度。此外,实验经济学和助推理论可以识别行为变化。新颖性:这项研究的新颖性和独特性是基于调查希腊消费者对新的和创新的银行产品的态度和行为,这仍然需要众所周知。研究方法也是该研究的一个突破性特点,因为实验经济学是研究人类行为及其无意识影响因素的最合适的方法,而其他方法无法研究这些因素。
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引用次数: 0
Socio-demographic Factors and Household Expenditure on Food Consumption in Ondo State, Nigeria 尼日利亚翁多州的社会人口因素和家庭粮食消费支出
Q4 Economics, Econometrics and Finance Pub Date : 2023-01-19 DOI: 10.5296/ber.v13i1.18953
S. Olorunfemi, A. A. Fatukasi, O. Adeleye
Household expenditure on food consumption has become an issue of great concern in Nigeria today. This is so because an increasing percentage of the household in Nigeria was feeding less and therefore become more food insecure which made households suffer serious ailments arising from an acute deficiency in their diets. This study examined the effect of socioeconomic factors on household expenditure on food consumption in Nigeria. Data were gotten through the administration of questionnaires to 2500 household heads in three senatorial districts in Ondo State. The study adopted multistage sample techniques; we analyzed information extracted from the questionnaire using both descriptive and regression techniques. The result indicated that major source of income exerts a significant negative (t=-3.76, p<0.05) effect on household consumption expenditure in Ondo State, Nigeria, a positive relationship between household size and consumption expenditure (t=5,38, p<0.05), and a positive impact between education qualification and household expenditure for consumption (t-3.26,p<0.05). However, gender, age, marital status, and respondents' senatorial districts did not get a significant effect on households' consumption expenditure of food. The study recommended that government should try to pay workers' salaries as at when due to discourage reduction in food consumption expenditure of the people
家庭在食品消费上的支出已成为尼日利亚今天非常关注的一个问题。这是因为尼日利亚越来越多的家庭减少了粮食供给,因此变得更加粮食不安全,这使得家庭因饮食严重不足而患上严重疾病。本研究考察了社会经济因素对尼日利亚家庭食品消费支出的影响。数据是通过对翁多州三个参议院选区的2500名户主进行问卷调查获得的。本研究采用多级采样技术;我们使用描述性和回归技术分析了从问卷中提取的信息。结果表明,在尼日利亚Ondo州,主要收入来源对家庭消费支出产生显著的负向影响(t=-3.76, p<0.05),家庭规模与消费支出呈正相关(t=5,38, p<0.05),教育程度与家庭消费支出呈正相关(t-3.26,p<0.05)。而性别、年龄、婚姻状况、选区对家庭食品消费支出的影响不显著。该研究建议,政府应尽量按时支付工人的工资,以阻止人们减少食品消费支出
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引用次数: 0
Dynamic Z-score Asset Allocation to Size, Value, and Industry Return Shocks 对规模、价值和行业回报冲击的动态z得分资产配置
Q4 Economics, Econometrics and Finance Pub Date : 2022-12-20 DOI: 10.5296/ber.v12i4.20351
W. Trainor, G. L. Shelley
This study examines short-term diverging returns between popular asset classes such as value vs growth, small vs large, and significant industry return divergences to determine if switching strategies can take advantage of relative valuations. Findings show Z-scores based on 1 to 3-month cumulative returns relative to the previous year are positively related to the proceeding one-month excess return. For size, value, and growth, the asset class that significantly outperforms their counterpart over six months or longer mean reverts. Industries significantly outperforming from one to six months are found to continue to do so. These results hold up across various time frames from 1926 through 2022 and outperform a simple buy-and-hold strategy over multiple time periods. Practical application using ETFs over the last 20 years continue to show success for size and value, but industry switching does not outperform a simple buy-and-hold strategy.
本研究考察了流行资产类别(如价值与增长、小与大)之间的短期差异回报,以及显著的行业回报差异,以确定转换策略是否可以利用相对估值。研究结果显示,相对于前一年,基于1至3个月累积回报的z分数与前一个月超额回报呈正相关。就规模、价值和增长而言,在6个月或更长时间内表现明显优于同类资产的资产类别回归均值。研究发现,在1至6个月内表现显著的行业将继续表现出色。这些结果在1926年至2022年的不同时间段内都适用,在多个时间段内都优于简单的买入并持有策略。在过去20年里,etf的实际应用继续显示出规模和价值上的成功,但行业转换并不比简单的买入并持有策略表现更好。
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引用次数: 0
Customer Relationship Management Practices and Employee Sensitivities of Private Sector Banks: An Analysis in Indian Context 私营部门银行的客户关系管理实践和员工敏感性:印度背景下的分析
Q4 Economics, Econometrics and Finance Pub Date : 2022-12-13 DOI: 10.5296/ber.v12i4.20426
Mehbooba Sultana, Ditalak Mpanme, J. U. Ahmed
This paper aims to scrutinize bank employees' perspectives on customer relationship management (CRM) practices in the banking sector, particularly private sector commercial banks operating in Goalpara District of Assam, India. The research plan consists of experimental in nature whereby different aspects of CRM in the banking sector have been extracted from the previous literature and tested on a sample size 24 number of employees working in the banks selected taking 3 each from 8 branches. Based on Bank Service Quality (BSQ) scale, variables were selected and analysed with the help of descriptive statistics and ranking analysis of identified parameters was utilized with the help of the Garret ranking technique. The study found that the loan facility and ATM facility along with service variety are found as the major product-related factors; timely services with trustworthy behaviour of the employees and the quality of services along with procedural simplicity and convenience is the most important service-related factors for evolving an effective CRM practice. The employee perceptions on the personal relationship of the bank officials with their customers’ staples in selecting the banks and retaining the customers.
本文旨在审视银行员工对银行部门客户关系管理(CRM)实践的看法,特别是在印度阿萨姆邦戈帕拉地区运营的私营部门商业银行。研究计划本质上是实验性的,即从以前的文献中提取了银行业CRM的不同方面,并对24名在银行工作的员工进行了样本测试,从8个分支机构中选择3名员工。以银行服务质量(Bank Service Quality, BSQ)量表为基础,采用描述性统计对变量进行选择和分析,并利用Garret排序技术对识别参数进行排序分析。研究发现,贷款便利和ATM便利以及服务种类是主要的产品相关因素;及时的服务、值得信赖的员工行为、服务质量以及程序的简单和便利是发展有效的客户关系管理实践的最重要的服务相关因素。在选择银行和保留客户时,员工对银行官员与客户的个人关系的看法。
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引用次数: 1
The Disjoint Between Stakeholders' and Voters' Positions on the Political Economy of Energy Policy 能源政策政治经济学中利益相关者与选民立场的不一致
Q4 Economics, Econometrics and Finance Pub Date : 2022-12-13 DOI: 10.5296/ber.v12i4.20350
Heshan Sameera Kankanam Pathiranage
The formulation of policies on renewable energy is susceptible to conflicts of interest, which may paralyze the efficiency of the policies in driving sustainable development. A meta-analysis study was adopted to comprehensively explore the interplay between public interests and stakeholders' perceptions in the energy sector. Twenty-three studies will be selected following rigorous inclusion and exclusion criteria. The extracted data were also analyzed using HOMA and MARA. The study elucidated that the public is sensitive to procedural justice, distribution justice, placement, and trust. Conversely, stakeholders are devoted to ensuring energy autonomy and embracing renewable energy as a solution to the climatic issues associated with fossil fuels. If the interests of the two parties are harmonized, feasible policies that will be deemed acceptable by the public will be formulated.
可再生能源政策的制定容易受到利益冲突的影响,这可能会使政策在推动可持续发展方面的效率瘫痪。采用荟萃分析研究,全面探讨公共利益与能源部门利益相关者观念之间的相互作用。将按照严格的纳入和排除标准选择23项研究。提取的数据也用HOMA和MARA进行分析。研究表明,公众对程序公正、分配公正、安置和信任较为敏感。相反,利益相关者致力于确保能源自主,并将可再生能源作为与化石燃料相关的气候问题的解决方案。如果双方的利益协调一致,就会制定出公众认为可以接受的可行政策。
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引用次数: 0
Millennial’s consumer behaviour during the COVID-19 pandemic: perspectives from an emerging and a developed economy 新冠肺炎大流行期间千禧一代的消费行为:来自新兴经济体和发达经济体的视角
Q4 Economics, Econometrics and Finance Pub Date : 2022-12-06 DOI: 10.31920/1750-4562/2022/v17n4a13
Ndivhuho Tshikovhi, T. Dobbelstein, S. Moyo
One of the impacts of the COVID-19 pandemic was on shopping behaviour patterns due to lockdown restrictions and social distancing requirements. In this study, South African and German millennials (those born between 1980 and 2002) are analyzed to determine their buying behaviour during the COVID-19 pandemic in the year 2020. We demonstrate the choices of purchases amongst millennials between the two countries, that is, South Africa as an emerging and Germany as an advanced economy. This study shows how consumers' choice was influenced by the pandemic before, during, and after the first lockdown. Making use of an online survey (meaning accessing millennials with internet access in both countries), it was found from a data set of 949 millennials in Germany and 676 millennials in South Africa that millennial’s shopping behaviour varied for specific product categories before, during and after the lockdown. As a result, this study concluded by providing recommendations for retailers, policymakers and researchers taking into account a pandemic scenario.
新冠肺炎疫情的影响之一是由于封锁限制和社交距离要求,对购物行为模式的影响。在这项研究中,对南非和德国千禧一代(1980年至2002年出生的千禧一代)进行了分析,以确定他们在2020年新冠肺炎大流行期间的购买行为。我们展示了两个国家千禧一代的购买选择,即作为新兴经济体的南非和作为发达经济体的德国。这项研究表明,在第一次封锁之前、期间和之后,消费者的选择是如何受到疫情的影响的。利用一项在线调查(意味着在这两个国家都可以通过互联网访问千禧一代),从德国949名千禧一代和南非676名千禧一年的数据集中发现,在封锁之前、期间和之后,千禧一代的购物行为因特定产品类别而异。因此,这项研究得出结论,为零售商、政策制定者和研究人员提供了考虑到疫情情景的建议。
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引用次数: 1
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African Journal of Business and Economic Research
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