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Financial Performance Comparison between State-Owned Commercial Banks and Islamic Banks in Bangladesh 孟加拉国国有商业银行与伊斯兰银行财务绩效比较
Q4 Mathematics Pub Date : 2022-03-18 DOI: 10.37227/jibm-2022-01-5295/
Mohammad Hedayet Ullah, S. Rahman
In this modern era of banking, state-owned commercial banks and Islamic banks have been playing an evolving induct for a country’s economic acceleration, like Bangladesh. Current research aims to assess and assimilate the financial performance of Islamic banks and state-owned commercial banks in Bangladesh. For this study, researchers assemble secondary data from the annual reports of five Islamic banks and five state-owned commercial banks from 2015 to 2019. Researchers employed panel data for analyzing and determining the significant determinants of the banks’ performance to compare. As a measure of profitability, Return on Equity (ROE) has been considered as a dependent variable whereas the total asset, capital, capital adequacy ratio, liquidity, credit to deposit, Gross Domestic Product (GDP), and inflation are considered as independent variables. The findings of this study reveal that total asset, capital adequacy, and liquidity variables affect Islamic banks momentously whereas state-owned commercial banks are momentously affected by total asset and liquidity. But credit to deposit has no significant effect on both categories of banks. From these viewpoints, Islamic banks have a greater ability to influence the ROE than that of state-owned commercial banks and in terms of financial performance; Islamic banks are categorized as better-performing banks. Keywords: Islamic banks, State-owned commercial banks, Financial performance, Return on equity (ROE), Bangladesh
在这个现代银行业时代,国有商业银行和伊斯兰银行一直在为一个国家的经济加速发挥着不断发展的作用,比如孟加拉国。目前的研究旨在评估和吸收孟加拉国伊斯兰银行和国有商业银行的财务绩效。在这项研究中,研究人员从五家伊斯兰银行和五家国有商业银行2015年至2019年的年报中收集了二手数据。研究人员采用面板数据分析和确定银行业绩的重要决定因素进行比较。作为盈利能力的衡量标准,净资产收益率(ROE)被认为是一个因变量,而总资产、资本、资本充足率、流动性、信贷存款比、国内生产总值(GDP)和通货膨胀被认为是自变量。研究结果表明,总资产、资本充足率和流动性变量对伊斯兰银行有显著影响,而国有商业银行则受总资产和流动性的显著影响。但信贷存款比对这两类银行都没有显著影响。从这些角度来看,伊斯兰银行对净资产收益率的影响能力比国有商业银行和财务绩效的影响能力更大;伊斯兰银行被归类为业绩较好的银行。关键词:伊斯兰银行,国有商业银行,财务绩效,净资产收益率,孟加拉国
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引用次数: 2
Effect of Technological Orientation on Project Management Process and Infrastructure Performance of RTA in UAE 技术取向对项目管理过程的影响在阿联酋和基础设施等的性能
Q4 Mathematics Pub Date : 2022-03-17 DOI: 10.37227/jibm-2022-03-5684
Abdalla Ahmed Hassan AlAli, Norlaile Salleh Hudin
The importance of Road and Transportation Project Management Cycle contributions internationally and encourages further development initiative to support Middle Eastern region and United Arab Emirates (UAE) roads and transport. UAE's infrastructure project failure rate has been estimated to be as high as 50%. The general objective of this study is to assess the relationship between project management process, technological orientation and Infrastructure performance in United Arab Emirates (UAE). A cross-sectional study was carried out for this purpose. For this study the target population was an employee of RTA. However, population was the officer, managers, and engineer who worked in RTA for this research. The questionnaire was pilot tested for content validity with a sample of 36 employees. To ensure a high rate of response, structured-short and self-administrated questions, and mostly closed questions were prepared. The required sample size for this study was estimated to be 361. Because the current study employed quantitative methodology, statistical analysis was carried out using SPSS 24 and AMOS 21. The results of structural equation modelling showed that there is significant relationship between project management process and technological orientation (β = 0.313, t = 6.686, p ≤ .05), project management process and infrastructure performance (β = 0.331, t = 6.431, p ≤ .05) and technological orientation and infrastructure performance (β = 0.411, t = 7.346, p ≤ .05). The study also found that there is a significant partial mediating effect of technological orientation between project management process and infrastructure performance. This study concluded that firms can improve infrastructure performance through the incorporation of technological tools. It is further concluded that dimensions of project management process are the important determinants that support performance. Therefore, the study encourages firms’ management to pursue technology in improving infrastructure performance in today’s competitive and digital era.Keywords: Road and transportation, Project management, Technological orientation, Infrastructure performance, United Arab Emirates
道路和运输项目管理周期在国际上作出贡献并鼓励进一步的发展倡议,以支持中东地区和阿拉伯联合酋长国(阿联酋)的道路和运输。据估计,阿联酋的基础设施项目失败率高达50%。本研究的总体目标是评估阿拉伯联合酋长国(UAE)项目管理过程、技术导向和基础设施绩效之间的关系。为此目的进行了一项横断面研究。本研究的目标人群是RTA的一名员工。然而,人口是为这项研究在RTA工作的官员、经理和工程师。问卷以36名员工为样本进行内容效度初步测试。为了确保高回复率,我们准备了结构简短的自主问题,并以封闭式问题为主。本研究所需的样本量估计为361。由于本研究采用定量方法,因此采用SPSS 24和AMOS 21进行统计分析。结构方程建模结果表明,项目管理过程与技术导向(β = 0.313, t = 6.686, p≤0.05)、项目管理过程与基础设施绩效(β = 0.331, t = 6.431, p≤0.05)、技术导向与基础设施绩效(β = 0.411, t = 7.346, p≤0.05)之间存在显著相关。研究还发现,技术导向在项目管理过程与基础设施绩效之间存在显著的部分中介作用。本研究的结论是,企业可以通过整合技术工具来改善基础设施绩效。进一步得出结论,项目管理过程的维度是支持绩效的重要决定因素。因此,该研究鼓励企业管理层在当今竞争激烈的数字时代追求提高基础设施性能的技术。关键词:道路交通,项目管理,技术导向,基础设施绩效,阿联酋
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引用次数: 0
A Social study on the Human Rights of the Trans-community of a Developing Country, Pakistan 关于一个发展中国家跨社区人权的社会研究,巴基斯坦
Q4 Mathematics Pub Date : 2022-02-18 DOI: 10.37227/jibm-2022-02-5309
L. Khan, Nusrat Hafiz, Marjea Jannat Mohua
Preventing human rights violations and social exclusion of all humans, including transgender- is key to sustainable and equitable development. As one of the most marginalized communities of any society, the trans-community faces differential treatment, especially from developing countries. The trans-community is often a victim of social exclusion discriminations in public and private spheres. The present study explores their social exclusion experience and its impact in the light of Sustainable Development Goals (SDGs) of the UN Charter. A sample size of 150 was taken out using the snowball sampling method in the Sargodha City of Pakistan. It was found that the trans community is considered a marginalized segment of society, and their families neither own them nor give them their due share in inheritance. Also, to become part of the guru system inherently rooted in enslavement, they have to adhere to a range of stringent rules. Hence, social exclusion has violated various SDGs, including goals 3, 10, and 16. The findings strongly suggest that interventions to increase social inclusion, reduce gender-based discrimination, violence, and physical abuse, and facilitate access to quality medical care should be considered part of a comprehensive approach for preventing risky behavior in trans-populations. The researchers suggest a set of actionable recommendations for the well-being of the trans-communities of the studied location. The recommendations can be implemented for marginalized communities in other countries of similar development status. Keywords: Social study, harassment, human rights, discrimination, trans-community, Pakistan
防止侵犯人权和社会排斥所有人,包括跨性别者,是可持续和公平发展的关键。作为任何社会中最边缘化的群体之一,跨群体面临着差别待遇,特别是来自发展中国家的差别待遇。跨社区往往是公共和私人领域社会排斥歧视的受害者。本研究从《联合国宪章》可持续发展目标的角度探讨了他们的社会排斥经历及其影响。采用滚雪球抽样法在巴基斯坦萨戈达市抽取150人的样本。调查发现,跨性别群体被认为是社会的边缘群体,他们的家庭既不拥有他们,也不给他们应有的继承权。此外,要成为根植于奴役的古鲁系统的一部分,他们必须遵守一系列严格的规则。因此,社会排斥违反了各项可持续发展目标,包括目标3、10和16。研究结果强烈表明,应将增加社会包容、减少基于性别的歧视、暴力和身体虐待以及促进获得高质量医疗服务的干预措施视为预防跨人群危险行为的综合办法的一部分。研究人员提出了一套可行的建议,以促进研究地点跨社区居民的福祉。这些建议可以在具有类似发展状况的其他国家的边缘化社区实施。关键词:社会研究,骚扰,人权,歧视,跨社区,巴基斯坦
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引用次数: 0
Strategic Alliances and Performance of Firms in the Motor Vehicle Industry in Nairobi County 奈洛比县机动车产业企业战略联盟与绩效
Q4 Mathematics Pub Date : 2022-02-15 DOI: 10.37227/jibm-2022-02-5310
Wafula Khisa, Paul Kariuki, Jomo Kenyatta
The current study sought to establish the effects of strategic alliances on performance of firms in the motor vehicle industry in Nairobi County, Kenya. The study specifically focused on assessing how technological alliances, marketing alliances, production alliances and logistics alliances affect performance of firms in motor vehicle industry in Nairobi County. The study was anchored on Resource Dependency Theory, Transaction Cost Theory, Knowledge Management Theory and Organizational Learning Theory. The study adopted a descriptive research design and targeted 18 firms in the automobile industry and operating in Nairobi County. The unit of observation comprised of 315 employees from the selected motor vehicle firms and occupying managerial positions. The study employed Slovenes Sampling formula in deriving a sample size of 158 respondents. Primary data was collected through a 5-point Likert scale questionnaire and analysed through both inferential and descriptive statistics. The statistics were generated by the help of SPSS and Ms Excel. The results of the analysis were presented using tables. The study established that producttion alliances and logistics alliances positively and significantly affect performances of motor vehicle industry (Beta=0.410, sig=0.000<0.05 and beta 0.301, sig=0.001<0.05). The study further established that technological alliances and marketing alliances positively but insignificantly affect performance of motor vehicle industry ((Beta=0.128, sig=0.089>0.05 and beta 0.109, sig=0.126>0.05). The results imply that enhancing increasing each of the variables with their one unit results to performance increase of the motor vehicle industry with the respective beta values. The study recommended that for there to be an enhanced performance amongst motor vehicle industry players in Nairobi County, there is a need for the firms to engage in alliances that contributed to operational effectiveness in areas of technology, marketing, production and logistics. Keywords: Technological Alliances, Marketing Alliances, Production Alliances, Logistics Alliances and Performance of Motor Vehicle Firms
本研究试图确定战略联盟对肯尼亚内罗毕县汽车工业公司业绩的影响。本研究特别着重于评估技术联盟、营销联盟、生产联盟和物流联盟如何影响内罗毕县机动车工业企业的绩效。本研究以资源依赖理论、交易成本理论、知识管理理论和组织学习理论为基础。本研究采用描述性研究设计,以内罗毕县18家汽车工业企业为研究对象。观察单位由315名雇员组成,他们来自选定的汽车公司,担任管理职务。该研究采用斯洛文尼亚的抽样公式,得出158名受访者的样本量。通过5点李克特量表收集原始数据,并通过推理和描述性统计进行分析。统计数据是通过SPSS和Ms Excel生成的。分析结果以表格形式呈现。研究发现,生产联盟和物流联盟对汽车产业绩效有显著的正向影响(Beta=0.410, sig=0.0000.05; Beta= 0.109, sig=0.126>0.05)。结果表明,提高每一个变量的一个单位的结果是提高汽车行业的绩效与各自的贝塔值。该研究建议,为了提高内罗毕县机动车辆工业参与者的业绩,这些公司有必要结成联盟,促进技术、营销、生产和物流领域的业务效率。关键词:技术联盟、营销联盟、生产联盟、物流联盟与汽车企业绩效
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引用次数: 1
Diversity and Inclusion Experience of Trans Workers: The Missing Link of Trans-Friendly Environment in Organizations 跨性别员工的多元与包容经验:跨性别友善组织环境缺失的一环
Q4 Mathematics Pub Date : 2022-01-12 DOI: 10.37227/jibm-2022-01-5293
Nusrat Hafiz, Khairunnisa Mohd Azmi, Ariful Islam, A. Latiff, S. A. Wahab
The transgender community, one of the most marginalized communities, faces a range of discriminatory issues in workplaces and educational institutions. The study seeks to investigate the extent of organizational support ensured by the workplaces to create a transgender-friendly environment in Bangladesh. The paper opted for a mixed study and surveyed 47 trans workers using a questionnaire. The responses yielded quantitative data that was analyzed using SPSS. The qualitative data was collected through focus group discussions with seven respondents. The study findings showed that the discrimination and exclusion experience is negative for trans workers of Bangladeshi organizations and educational institutions. While most of the respondents felt primarily excluded in the formal setting, they feel that they have been intentionally left out when they meet their coworkers in informal or social gatherings. The outcomes of the discrimination involved forced termination and absenteeism on the ground of their non-binary gender identity. It was also found that many Bangladeshi organizations still do not want trans workers to represent them. To the best of researchers’ understanding, the past research on the transgender community’s diversity and inclusion experience in organizations is rarely covered from the developing country’s perspective. This paper attempts to fulfill the study gap. Recommendations for good practices to ensure diversity is proposed to companies. Creating a more inclusive workplace is expected to create a robust economic and social impact for developing countries like Bangladesh. Keywords: Bangladesh, Discrimination, Diversity, Inclusion, Trans workers, Trans-friendly environment, Organizations
跨性别群体是最边缘化的群体之一,在工作场所和教育机构中面临着一系列歧视问题。这项研究旨在调查工作场所为在孟加拉国创造一个对跨性别友好的环境所确保的组织支助的程度。论文选择了一项混合研究,并使用问卷调查了47名跨性别工作者。这些回答产生了定量数据,并使用SPSS进行了分析。定性数据是通过与七个受访者的焦点小组讨论收集的。研究结果表明,歧视和排斥经历对孟加拉国组织和教育机构的跨性别工作者是负面的。虽然大多数受访者觉得自己主要是在正式场合被排除在外,但当他们在非正式场合或社交聚会上遇到同事时,他们觉得自己被故意排除在外。歧视的结果包括以非二元性别身份为由强迫解雇和旷工。调查还发现,许多孟加拉国组织仍然不希望跨性别工作者代表他们。据研究者所知,以往关于跨性别群体在组织中的多样性和包容性经验的研究很少从发展中国家的角度进行。本文试图填补这一研究空白。向公司提出确保多样性的良好做法建议。创造一个更具包容性的工作场所有望为孟加拉国等发展中国家带来强劲的经济和社会影响。关键词:孟加拉国,歧视,多样性,包容,跨性别工人,跨性别友好环境,组织
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引用次数: 2
Government Entrepreneurship Programmes and Unemployment in Osun State, Nigeria 尼日利亚奥松州政府创业方案和失业问题
Q4 Mathematics Pub Date : 2022-01-05 DOI: 10.37227/jibm-2021-12-3284
Ibitomi Taiwo, Eke Tobias, Hammed Akeem, Isiaka Abdulakeem Abiodun
Youth unemployment is one of the most difficult problem threatening economic development of many nations. Entrepreneurship Development Programme (EDP) is therefore increasingly recognized all over the world, as a panacea to ameliorate the menace of unemployment. Any country that attaches special importance or gives special attention to entrepreneurship stands a better chance of reducing unemployment and improved economy. This study therefore seeks to examine the impact of EDP on the menace of unemployment in Osun state, Nigeria. The specific objective seeks to examine the impact of National Directorate of Employment (NDE) on youth empowerment; and determine the effect of N-power on poverty reduction in Osun state. The study adopted survey research design, using item structured instrument to elicit information from the respondents, for a true representation of the whole population of twenty-five and seventeen thousand (25,000 & 17,000) from both NDE and N- power respectively. The sample of four hundred (400) and two hundred and fifty (250) from both NDE and N -power respectively, making a total of six hundred and fifty (650) respondents was drawn from the population using Taro Yamane (1967) formula for estimating sample. A total of 650 questionnaires were administered out of which six hundred and thirty-two (632) were properly filled and returned. The formulated hypotheses were tested using multiple regression with the aid of Statistical Package for Social Science (SPSS…Version20). The finding of the study revealed that NDE programmes have significant impact on job creation. with the R2 of 0.598. The study also revealed that N-power significantly address poverty reduction, most especially in Osun State, with R2 value of 0.687, which indicate that technical skills which comprises of cognitive and non-cognitive skill actually reduced unemploment. Therefore, It was recommended that, in other to produce a typical entrepreneurs that will not only be self-employed but employ more other unemployed youth, government should make it as a point of duty that beneficiaries are given practical training and ensure they acquire technical skills, both cognitive and non- cognitive skill during and after the programme. Keywords: Entrepreneurship Development Programme (EDP), Skills, National Directorate of Employment (NDE), N-power, Youth Empowerment
青年失业是威胁许多国家经济发展的最大难题之一。因此,全世界日益认识到企业精神发展方案是减轻失业威胁的灵丹妙药。任何一个特别重视或特别关注企业家精神的国家都更有可能减少失业,改善经济。因此,本研究旨在审查EDP对尼日利亚奥松州失业威胁的影响。具体目标是审查国家就业局对赋予青年权力的影响;并确定N-power对Osun州减贫的影响。该研究采用调查研究设计,使用项目结构化工具从受访者中获取信息,以真实代表来自NDE和N- power的25和17,000(25,000 & 17,000)的整个人口。样本分别来自NDE和N -power的400(400)和250(250),使总共650(650)名受访者使用Taro Yamane(1967)的样本估计公式从人口中抽取。共发放了650份问卷,其中632份(632份)正确填写并返回。在社会科学统计软件包(SPSS…Version20)的帮助下,使用多元回归对制定的假设进行了检验。研究结果显示,濒死体验项目对创造就业机会有重大影响。R2为0.598。研究还表明,N-power显著解决了减贫问题,尤其是在奥孙州,R2值为0.687,这表明包括认知和非认知技能在内的技术技能实际上降低了失业率。因此,有人建议,为了培养不仅是自雇人士而且雇用更多其他失业青年的典型企业家,政府应将给予受益者实际培训并确保他们在方案期间和之后获得技术技能,包括认知和非认知技能,作为一项责任。关键词:创业发展计划(EDP)、技能、国家就业局(NDE)、N-power、青年赋权
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引用次数: 1
The Fintech Sensation - What is it about? 金融科技的轰动——它是关于什么的?
Q4 Mathematics Pub Date : 2022-01-04 DOI: 10.37227/jibm-2021-11-2094
J. Treu
The years following the 2008 financial crisis have been characterized by the emergence of new financial service providers, called fintech. The term is defined and understood differently in the literature. There is an agreement that fintech is composed of the words "financial" and "technology". Regarding the different views and definitions, there is great heterogeneity in the literature and this article tries to systematize them. Furthermore, different justifications for its existence are examined and a proposal for categorization is made. Argumentatively, various opportunities and risks are highlighted that arise in connection with Fintech. Finally, various ideas and starting points for further research are derived from the arguments. Keywords: Fintech, Tech innovation, Financial technology
2008年金融危机之后的几年里,出现了新的金融服务提供商,称为金融科技。这个术语在文献中有不同的定义和理解。人们一致认为,金融科技是由“金融”和“技术”两个词组成的。对于不同的观点和定义,文献中存在很大的异质性,本文试图将其系统化。此外,对其存在的不同理由进行了审查,并提出了分类的建议。在论证中,强调了与金融科技相关的各种机会和风险。最后,从这些论点中得出了进一步研究的各种观点和出发点。关键词:金融科技,科技创新,金融科技
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引用次数: 1
Adoption of cloud computing in business continuity management for container terminal operations in South Africa 在南非集装箱码头业务连续性管理中采用云计算
Q4 Mathematics Pub Date : 2022-01-01 DOI: 10.1504/ijbcrm.2022.10049443
F. Kutame, Armstrong Kadyamatimba, N. Ochara
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引用次数: 0
Engagement risk management instrument for the Zimbabwean audit firms 津巴布韦审计公司的业务风险管理工具
Q4 Mathematics Pub Date : 2022-01-01 DOI: 10.1504/ijbcrm.2022.10045650
Varaidzo Denhere, T. Moloi
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引用次数: 0
Quality function deployment-based framework for the resilient supply chain 弹性供应链的基于质量功能部署的框架
Q4 Mathematics Pub Date : 2022-01-01 DOI: 10.1504/ijbcrm.2022.10053087
A. Yadav, Cherian Samuel
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引用次数: 0
期刊
International Journal of Business Continuity and Risk Management
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