This paper explains the process of creating a novelette entitled Dian-Tara. The novelette was written in one linear plot with external narration using narrative theory or narratology. Tragedy and gothic fiction were chosen as the genres since they could create a sense of eeriness in the audience. The issues and phenomena raised in the novelette were the impact of a broken family on children and also what society can do to help the victims. This undergraduate final work adapted Aristotle’s Poetics by having the three-act structure and catharsis for the resolution. The theory of narrative by Tzvetan Todorov was applied for the plot development. Sigmund Freud’s psychoanalytic theory was also used for the characters’ design in terms of creating their past and how it influenced their decision-making in the story. For the character types, this novelette used a protagonist and an antagonist. The characters’ design was separated into three aspects of life (professional, personal, and private). The result of the final work showed that the past life of each protagonist and antagonist character contributed to their decision-making and helped to drive the plot forward as a tragedy was chosen to end the story. Their bad childhood memories and the tragic ending were meant to raise the awareness of the readers, as the impact of this phenomenon cannot be denied.
{"title":"Dian-Tara: A Final Project of Gothic and Tragedy Novelette","authors":"Grace Anindya, E. C. N. Mau","doi":"10.53308/ide.v9i1.275","DOIUrl":"https://doi.org/10.53308/ide.v9i1.275","url":null,"abstract":"This paper explains the process of creating a novelette entitled Dian-Tara. The novelette was written in one linear plot with external narration using narrative theory or narratology. Tragedy and gothic fiction were chosen as the genres since they could create a sense of eeriness in the audience. The issues and phenomena raised in the novelette were the impact of a broken family on children and also what society can do to help the victims. This undergraduate final work adapted Aristotle’s Poetics by having the three-act structure and catharsis for the resolution. The theory of narrative by Tzvetan Todorov was applied for the plot development. Sigmund Freud’s psychoanalytic theory was also used for the characters’ design in terms of creating their past and how it influenced their decision-making in the story. For the character types, this novelette used a protagonist and an antagonist. The characters’ design was separated into three aspects of life (professional, personal, and private). The result of the final work showed that the past life of each protagonist and antagonist character contributed to their decision-making and helped to drive the plot forward as a tragedy was chosen to end the story. Their bad childhood memories and the tragic ending were meant to raise the awareness of the readers, as the impact of this phenomenon cannot be denied.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"256 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117349705","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Comics are illustrated stories that have been an alternative entertainment for many people of all ages. They can be fictional stories such as myths, legends, fairy tales, science fiction, and folklore. There are two types of comics: printed comics and digital comics. Many comics are translated from the source language to the target language. The translation process should ensure that the target text language is parallel with the source text language. Occasionally there are inaccurate translations, and the original message that the author wants to convey to the reader cannot be delivered. Due to the multimodality of comics, their translation often involves more complex processes compared to that of other text types. This literature review aimed to identify what problems exist in comics translation and what solutions had been suggested to overcome the problems. The primary goals were to synthesize the existing literature describing patterns of problems and strategies in translating comics. The data was collected from thirty research reports on the translation of comics in which the source language was either English or Indonesian. The review found five categories of problems with the two most frequent strategies suggested to overcome the problems.
{"title":"Problems and Strategies in Comics Translation","authors":"Shinta Dwikanti Larasati, Ira Rasikawati","doi":"10.53308/ide.v9i1.276","DOIUrl":"https://doi.org/10.53308/ide.v9i1.276","url":null,"abstract":"Comics are illustrated stories that have been an alternative entertainment for many people of all ages. They can be fictional stories such as myths, legends, fairy tales, science fiction, and folklore. There are two types of comics: printed comics and digital comics. Many comics are translated from the source language to the target language. The translation process should ensure that the target text language is parallel with the source text language. Occasionally there are inaccurate translations, and the original message that the author wants to convey to the reader cannot be delivered. Due to the multimodality of comics, their translation often involves more complex processes compared to that of other text types. This literature review aimed to identify what problems exist in comics translation and what solutions had been suggested to overcome the problems. The primary goals were to synthesize the existing literature describing patterns of problems and strategies in translating comics. The data was collected from thirty research reports on the translation of comics in which the source language was either English or Indonesian. The review found five categories of problems with the two most frequent strategies suggested to overcome the problems.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134256540","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Gaming has become increasingly popular in the past few years, with many games originating in foreign countries bringing unfamiliar terms within them. With their global releases, a game would usually come with localized terms which are sometimes inaccurate and leave the players scratching their heads in confusion. This study examines the acceptability of translation containing fantasy and gaming terms in the translation of "Dungeons and Dragons" and identifies the difficulties which arose from the interpretation of the unfamiliar terms. The study used two theoretical frameworks to answer the research questions; the first one was Cortales’ (2012) translation strategies, and the second was Nababan et al. (2012) acceptability assessment. The strategy employed aimed to observe the subject from several angles. The local translation from the narrator (Dungeon Master) was examined alongside the interpretation and their acceptability. The data was collected in three steps. The first one was recording and observing a session of gameplay of Dungeons and Dragons. The second step was to interview the player discussing their translation strategy as well as the results of their translation. The last step was to hand out a translation acceptability questionnaire to the players which they then filled out. The data collected was analyzed based on the theories and concluded to synthesize the overall research process.
在过去的几年里，游戏变得越来越受欢迎，许多源自国外的游戏带来了不熟悉的术语。在全球发行的游戏中，通常会出现一些不准确的本土化术语，让玩家摸不着头脑。本研究考察了《龙与地下城》翻译中包含幻想和游戏术语的翻译的可接受性，并确定了由于不熟悉术语的解释而产生的困难。本研究使用两个理论框架来回答研究问题;第一个是Cortales(2012)的翻译策略，第二个是Nababan et al.(2012)的可接受性评估。所采用的策略旨在从多个角度观察主题。我们检查了叙述者的本地翻译(《地下城主》)以及解释及其可接受性。数据的收集分三步进行。第一个是记录和观察《龙与地下城》的游戏玩法。第二步是采访玩家，讨论他们的翻译策略以及翻译结果。最后一步是向玩家分发一份翻译可接受性问卷，让他们填写。对收集到的数据进行理论分析和归纳，综合整个研究过程。
{"title":"Translation Strategy and Terms of Acceptability in a Dungeons and Dragons Translation","authors":"Hendry Ignatius Hasibuan, Siegfrieda A.S. Mursita Putri","doi":"10.53308/ide.v9i1.278","DOIUrl":"https://doi.org/10.53308/ide.v9i1.278","url":null,"abstract":"Gaming has become increasingly popular in the past few years, with many games originating in foreign countries bringing unfamiliar terms within them. With their global releases, a game would usually come with localized terms which are sometimes inaccurate and leave the players scratching their heads in confusion. This study examines the acceptability of translation containing fantasy and gaming terms in the translation of \"Dungeons and Dragons\" and identifies the difficulties which arose from the interpretation of the unfamiliar terms. The study used two theoretical frameworks to answer the research questions; the first one was Cortales’ (2012) translation strategies, and the second was Nababan et al. (2012) acceptability assessment. The strategy employed aimed to observe the subject from several angles. The local translation from the narrator (Dungeon Master) was examined alongside the interpretation and their acceptability. The data was collected in three steps. The first one was recording and observing a session of gameplay of Dungeons and Dragons. The second step was to interview the player discussing their translation strategy as well as the results of their translation. The last step was to hand out a translation acceptability questionnaire to the players which they then filled out. The data collected was analyzed based on the theories and concluded to synthesize the overall research process.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"270 1-2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131440635","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research examined a literary work titled Things You Save in a Fire, written by KatherineCenter. The novel tells the story of a female firefighter named Cassie Hanwell who facessexual assault and workplace gender discrimination. There were two research questionsaddressed in this study. The first question aimed to find the depiction of patriarchal practicesin the novel, namely the sexual assault and workplace gender discrimination experienced byCassie Hanwell. The second question examined the impact of sexual assault and workplacegender discrimination on Cassie Hanwell. This literary analysis applied a qualitative researchapproach by selecting and grouping the data for analysis. To answer the two researchquestions, theories of patriarchy, feminism, character, and characterization were applied. Thedata sources were books and journal articles. The results of the study showed the impact ofpatriarchal practices on Cassie Hanwell. After the sexual assault and gender discrimination atthe workplace, Cassie becomes lonesome and skeptical. She also turns into a paranoid andaggressive person and suppresses her feelings.
{"title":"The Impact of Patriarchal Practices on Cassie Hanwell in Things You Save in a Fire","authors":"Felicia, E. C. N. Mau","doi":"10.53308/ide.v9i1.274","DOIUrl":"https://doi.org/10.53308/ide.v9i1.274","url":null,"abstract":"This research examined a literary work titled Things You Save in a Fire, written by KatherineCenter. The novel tells the story of a female firefighter named Cassie Hanwell who facessexual assault and workplace gender discrimination. There were two research questionsaddressed in this study. The first question aimed to find the depiction of patriarchal practicesin the novel, namely the sexual assault and workplace gender discrimination experienced byCassie Hanwell. The second question examined the impact of sexual assault and workplacegender discrimination on Cassie Hanwell. This literary analysis applied a qualitative researchapproach by selecting and grouping the data for analysis. To answer the two researchquestions, theories of patriarchy, feminism, character, and characterization were applied. Thedata sources were books and journal articles. The results of the study showed the impact ofpatriarchal practices on Cassie Hanwell. After the sexual assault and gender discrimination atthe workplace, Cassie becomes lonesome and skeptical. She also turns into a paranoid andaggressive person and suppresses her feelings.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122093058","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to describe mental health literacy components from the perspective of the Marind people in Merauke Papua, Indonesia. The participants of this study consisted of 197 Marind people (110 men and 87 women), ranging from 12-71 years old. The method used was a survey of distributed questionnaires consisting of consent sheets, demographic data, and several open questions based on the vignette of Schizophrenia and Major Depression designed by researchers based on the conceptual framework of Jorm (2000). Data were analyzed with descriptive statistics. Participant responses were categorized into several themes according to the concept of mental health literacy. The results showed that most of the participants' responses were different from the biomedical framework in terms of symptom recognition, belief in the cause of mental disorders, and the way to seek help. Culture-based beliefs contribute greatly to the understanding of mental illness symptoms. The implications of this research can be used as an academic reference as consideration for the provision of community-based interventions that are sensitive to the culture.
{"title":"Mental Health Literacy from the Marind Perspective","authors":"Prisca Saya, Anita Novianty","doi":"10.53308/ide.v9i1.277","DOIUrl":"https://doi.org/10.53308/ide.v9i1.277","url":null,"abstract":"This study aims to describe mental health literacy components from the perspective of the Marind people in Merauke Papua, Indonesia. The participants of this study consisted of 197 Marind people (110 men and 87 women), ranging from 12-71 years old. The method used was a survey of distributed questionnaires consisting of consent sheets, demographic data, and several open questions based on the vignette of Schizophrenia and Major Depression designed by researchers based on the conceptual framework of Jorm (2000). Data were analyzed with descriptive statistics. Participant responses were categorized into several themes according to the concept of mental health literacy. The results showed that most of the participants' responses were different from the biomedical framework in terms of symptom recognition, belief in the cause of mental disorders, and the way to seek help. Culture-based beliefs contribute greatly to the understanding of mental illness symptoms. The implications of this research can be used as an academic reference as consideration for the provision of community-based interventions that are sensitive to the culture.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127983667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This article maps the existing academics and working papers about cryptocurrency, or digital currency that uses blockchain. Cryptocurrency is one of the applications of blockchain that can accelerate economic digitalization within countries, which in the end could improve economic efficiency, effectiveness, and access for citizens. By the type of issuers, cryptocurrencies can be placed into three categories: central bank-issued digital currency, private institution digital currency, and peer-to-peer crypto-assets. The advent of cryptocurrencies requires strong regulatory frameworks to protect the users, ethics guidelines to direct the development, risk benefits study to identify pitfalls, users’ psychology, law enforcement guidelines to ensure a safe environment, and economic initiatives to provide society with maximized benefits. This paper shows research findings, methods, and future research directions in cryptocurrency.
{"title":"Cryptocurrency and Its State of Research","authors":"G. Gunarso, Stephanie","doi":"10.53308/ide.v9i1.280","DOIUrl":"https://doi.org/10.53308/ide.v9i1.280","url":null,"abstract":"This article maps the existing academics and working papers about cryptocurrency, or digital currency that uses blockchain. Cryptocurrency is one of the applications of blockchain that can accelerate economic digitalization within countries, which in the end could improve economic efficiency, effectiveness, and access for citizens. By the type of issuers, cryptocurrencies can be placed into three categories: central bank-issued digital currency, private institution digital currency, and peer-to-peer crypto-assets. The advent of cryptocurrencies requires strong regulatory frameworks to protect the users, ethics guidelines to direct the development, risk benefits study to identify pitfalls, users’ psychology, law enforcement guidelines to ensure a safe environment, and economic initiatives to provide society with maximized benefits. This paper shows research findings, methods, and future research directions in cryptocurrency.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128340019","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
T. M. Widagdo, Matahari Bunga Indonesia, W. C. Manus
Persons with Cerebral Palsy (CP) have disabilities due to disorders of the musculoskeletal system that were often accompanied by various other symptoms with different degrees of severity, such as seizures, intellectual disabilities, bone deformities, learning disorders, etc. Those people have a higher risk of malnutrition and seizures, especially children with CP. Mitra Ananda, an organization of parents of persons with CP that aimed to empower families of persons with CP Gunungkidul Regency. Understanding of a problem, knowledge of the solution and confidence to implement the solution are the keys to create an empowered community that will later become a driving force to empower others in health issues. Education on nutrition and seizure control was delivered through presentations and discussions to the members of Mitra Ananda Organization. Program evaluation was carried out quantitatively and qualitatively. A questionnaire for the quantitative method was developed to assess caregivers' knowledge on nutrition. The assessment results presented increased knowledge of the beneficiaries. Focus group discussions and interviews showed changes in attitudes and behavior on nutrition and seizure control. Mitra Ananda members who were also caregivers of children with CP shared the newly acquired knowledge to other members. In addition to the multiplication effect, it also creates a community that becomes a driving force to empower others.
{"title":"Education on Nutrition and Seizure Control in Children with Cerebral Palsy for “Mitra Ananda” Community Organization in Gunungkidul, Yogyakarta, Indonesia","authors":"T. M. Widagdo, Matahari Bunga Indonesia, W. C. Manus","doi":"10.53308/ide.v9i1.273","DOIUrl":"https://doi.org/10.53308/ide.v9i1.273","url":null,"abstract":"Persons with Cerebral Palsy (CP) have disabilities due to disorders of the musculoskeletal system that were often accompanied by various other symptoms with different degrees of severity, such as seizures, intellectual disabilities, bone deformities, learning disorders, etc. Those people have a higher risk of malnutrition and seizures, especially children with CP. Mitra Ananda, an organization of parents of persons with CP that aimed to empower families of persons with CP Gunungkidul Regency. Understanding of a problem, knowledge of the solution and confidence to implement the solution are the keys to create an empowered community that will later become a driving force to empower others in health issues. Education on nutrition and seizure control was delivered through presentations and discussions to the members of Mitra Ananda Organization. Program evaluation was carried out quantitatively and qualitatively. A questionnaire for the quantitative method was developed to assess caregivers' knowledge on nutrition. The assessment results presented increased knowledge of the beneficiaries. Focus group discussions and interviews showed changes in attitudes and behavior on nutrition and seizure control. Mitra Ananda members who were also caregivers of children with CP shared the newly acquired knowledge to other members. In addition to the multiplication effect, it also creates a community that becomes a driving force to empower others.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116155418","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
G. Gunarso, Yanny Mokorowu, Denni Boy Saragih, Prasasti Perangin Angin
This article examines the notion of humanity and personhood in Artificial Intelligence (AI) from the Christian perspective. In general view, humanity is the human race collectively, while personhood is the state or fact of being a person, while for the Christian, personhood is an exhibition of the unity of the spiritual and corporeal in human existence that represents an essential characteristic of a human being. The concept is rooted in the Book of Genesis chapters one and two where God created man in His Image (Imago Dei) and breathed into his nostrils the breath of life. AI on the other hand is a machine, but not a mere machine, since it has a purpose like a human being and also can evolve autonomously and unimaginably when it plugs into a network. Realizing this fact leaves a question of whether AI could hypothetically have personhood in the future, or if it already has since the beginning of its creation, even if it is only a minimal version of personhood. This exploration shows criteria of minimal personhood qualities equal to humanity according to the Christian perspective, through the literature study of the church fathers' writings about the body, soul, free-will, and the possibility of the personhood of AI. From the Christian perspective, the current available AIs do not meet the minimal criteria of personhood. If hypothetically there will be an AI that can meet a few of the criteria, the Christian perspective sees that AI cannot supersede the image of God in which human beings are created.
{"title":"Artificial Intelligence in a Christian Perspective of Humanity and Personhood","authors":"G. Gunarso, Yanny Mokorowu, Denni Boy Saragih, Prasasti Perangin Angin","doi":"10.53308/ide.v9i1.279","DOIUrl":"https://doi.org/10.53308/ide.v9i1.279","url":null,"abstract":"This article examines the notion of humanity and personhood in Artificial Intelligence (AI) from the Christian perspective. In general view, humanity is the human race collectively, while personhood is the state or fact of being a person, while for the Christian, personhood is an exhibition of the unity of the spiritual and corporeal in human existence that represents an essential characteristic of a human being. The concept is rooted in the Book of Genesis chapters one and two where God created man in His Image (Imago Dei) and breathed into his nostrils the breath of life. AI on the other hand is a machine, but not a mere machine, since it has a purpose like a human being and also can evolve autonomously and unimaginably when it plugs into a network. Realizing this fact leaves a question of whether AI could hypothetically have personhood in the future, or if it already has since the beginning of its creation, even if it is only a minimal version of personhood. This exploration shows criteria of minimal personhood qualities equal to humanity according to the Christian perspective, through the literature study of the church fathers' writings about the body, soul, free-will, and the possibility of the personhood of AI. From the Christian perspective, the current available AIs do not meet the minimal criteria of personhood. If hypothetically there will be an AI that can meet a few of the criteria, the Christian perspective sees that AI cannot supersede the image of God in which human beings are created.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"551 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123509990","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Deni Iskandar, Rudolf Lumbantobing, Tommy Wahyudi Budianto
Non-performing loans can impact the loan loss provisions of the banking industry. The sample of this research was collected from three banks: PT Bank Negara Indonesia (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, and PT Bank Mandiri (Persero) Tbk, for the period of 2013-2018. There were 72 data, 24 from each of the banks. The analysis was carried out using multiple linear regression and Sobel path analyses. The results showed that Capital Adequacy Ratio had a significant positive effect on Non-Performing Loans. Interest rates did not significantly affect Non-Performing Loans. Non-Performing Loans did not significantly affect Loan Loss Provision. Capital Adequacy Ratio had a significantly positive effect on Loan Loss Provision. Interest rates did not significantly affect Loan Loss Provision. Foreign exchange rates (USD against Rupiah) did not significantly moderate the positive effect of the Capital Adequacy Ratio on the Loan Loss Provision. USD exchange rates significantly moderated the negative effect of Non-Performing Loans on Loan Loss Provision. The interaction between the USD exchange rate and Non-Performing Loans negatively affected Loan Loss Provision. Foreign exchange rates did not significantly or positively moderate the effect of interest rates on Loan Loss Provision. Non-Performing Loans significantly mediated the positive effect of Capital Adequacy Ratio on the Loan Loss Provision. In other words, the positive effect of the Capital Adequacy Ratio on Loan Loss Provision is more positive when Non-Performing Loans increase, and vice versa. Non-Performing Loans did not significantly mediate the negative effect of interest rates on Loan Loss Provision, or the negative effect of interest rates on the Loan Loss Provision would be more negative when the Non-Performing Loans decreases, and vice versa.
不良贷款会影响银行业的贷款损失拨备。本研究的样本来自三家银行:PT Bank Negara Indonesia (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk和PT Bank Mandiri (Persero) Tbk，时间为2013-2018年。共有72个数据，每家银行24个。采用多元线性回归和索贝尔路径分析进行分析。结果表明，资本充足率对不良贷款有显著的正向影响。利率对不良贷款没有显著影响。不良贷款对贷款损失计提影响不显著。资本充足率对贷款损失准备有显著的正向影响。利率对贷款损失拨备没有显著影响。外汇汇率(美元兑卢比)并没有显著缓和资本充足率对贷款损失拨备的积极影响。美元汇率显著缓和了不良贷款对贷款损失准备的负面影响。美元汇率与不良贷款之间的相互作用对贷款损失准备产生了负面影响。外汇汇率并没有显著或积极地缓和利率对贷款损失准备的影响。不良贷款显著中介了资本充足率对贷款损失准备的正向影响。也就是说，当不良贷款增加时，资本充足率对贷款损失拨备的正向作用更为显著，反之亦然。不良贷款对利率对贷款损失拨备的负向影响不显著，或者不良贷款减少时利率对贷款损失拨备的负向影响更大，反之亦然。
{"title":"Non-Performing Loans’ Impacts on the Banking Industries’ Loan Loss Provisions","authors":"Deni Iskandar, Rudolf Lumbantobing, Tommy Wahyudi Budianto","doi":"10.53308/ide.v9i1.281","DOIUrl":"https://doi.org/10.53308/ide.v9i1.281","url":null,"abstract":"Non-performing loans can impact the loan loss provisions of the banking industry. The sample of this research was collected from three banks: PT Bank Negara Indonesia (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, and PT Bank Mandiri (Persero) Tbk, for the period of 2013-2018. There were 72 data, 24 from each of the banks. The analysis was carried out using multiple linear regression and Sobel path analyses. The results showed that Capital Adequacy Ratio had a significant positive effect on Non-Performing Loans. Interest rates did not significantly affect Non-Performing Loans. Non-Performing Loans did not significantly affect Loan Loss Provision. Capital Adequacy Ratio had a significantly positive effect on Loan Loss Provision. Interest rates did not significantly affect Loan Loss Provision. Foreign exchange rates (USD against Rupiah) did not significantly moderate the positive effect of the Capital Adequacy Ratio on the Loan Loss Provision. USD exchange rates significantly moderated the negative effect of Non-Performing Loans on Loan Loss Provision. The interaction between the USD exchange rate and Non-Performing Loans negatively affected Loan Loss Provision. Foreign exchange rates did not significantly or positively moderate the effect of interest rates on Loan Loss Provision. Non-Performing Loans significantly mediated the positive effect of Capital Adequacy Ratio on the Loan Loss Provision. In other words, the positive effect of the Capital Adequacy Ratio on Loan Loss Provision is more positive when Non-Performing Loans increase, and vice versa. Non-Performing Loans did not significantly mediate the negative effect of interest rates on Loan Loss Provision, or the negative effect of interest rates on the Loan Loss Provision would be more negative when the Non-Performing Loans decreases, and vice versa. \u0000 \u0000 ","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125265129","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The systems of education in the world have adopted many philosophies of education that are either skewed toward change or committed to conservancy. African philosophy and African philosophy of education form an activity and a process which is context-sensitive, whereby the relativity factor defines the peculiarity of thinking about education. However, alien philosophies have permeated the systems of education in Africa. The fulcrum of this treatise is to initiate thought which is necessary to avert this contemporary situation facing education theory, policy, and practice in Africa by interleaving African ontology and epistemology to augment the systems of education. Additionally, this treatise brings to the frontline the essence of African thought in education. This treatise underlines that education that teaches the learner about learning is insufficient, because the focal point of such education is to draw its attention only to the essentials for the longevity of an alienated pedagogy itself as well as to perpetuate the supremacy of foreign influence.
{"title":"Identity and Ownership of Education in Africa as Enlightened by African Aboriginal Philosophy","authors":"Dr. Joseph Munyoki Mwinzi","doi":"10.53308/ide.v9i2.261","DOIUrl":"https://doi.org/10.53308/ide.v9i2.261","url":null,"abstract":"The systems of education in the world have adopted many philosophies of education that are either skewed toward change or committed to conservancy. African philosophy and African philosophy of education form an activity and a process which is context-sensitive, whereby the relativity factor defines the peculiarity of thinking about education. However, alien philosophies have permeated the systems of education in Africa. The fulcrum of this treatise is to initiate thought which is necessary to avert this contemporary situation facing education theory, policy, and practice in Africa by interleaving African ontology and epistemology to augment the systems of education. Additionally, this treatise brings to the frontline the essence of African thought in education. This treatise underlines that education that teaches the learner about learning is insufficient, because the focal point of such education is to draw its attention only to the essentials for the longevity of an alienated pedagogy itself as well as to perpetuate the supremacy of foreign influence.","PeriodicalId":387459,"journal":{"name":"International Dialogues on Education Journal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133750344","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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