At Village Capital and Revolution LLC, we too see America as an archipelago of startups and reinvention. Our core investment thesis is to put money behind talented entrepreneurs who are tackling problems in cities beyond the traditional startup hubs. Revolution, led by AOL cofounder Steve Case, is in fact investing 90 percent of its AMERICA IS NOT IN DECLINE, AND STARTUPS ARE AN IMPORTANT REASON WHY
{"title":"America Is Not in Decline, and Startups Are an Important Reason Why: A Case Study of Albuquerque, New Mexico (Innovations Case Narrative: Village Capital and Revolution LLC, the “Rise of the Rest”)","authors":"R. Baird, Herbie Ziskend","doi":"10.1162/inov_a_00249","DOIUrl":"https://doi.org/10.1162/inov_a_00249","url":null,"abstract":"At Village Capital and Revolution LLC, we too see America as an archipelago of startups and reinvention. Our core investment thesis is to put money behind talented entrepreneurs who are tackling problems in cities beyond the traditional startup hubs. Revolution, led by AOL cofounder Steve Case, is in fact investing 90 percent of its AMERICA IS NOT IN DECLINE, AND STARTUPS ARE AN IMPORTANT REASON WHY","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125126622","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
tem that is accessible and supports entrepreneurship across the country, especially for our youth. Through various strategies developed in Taipei, we have set a positive course for entrepreneurship in Taiwan. Four core strategies have been adopted: relaxing regulations, networking, fundraising, and incubating. Thirteen ministries are involved in offering 44 policy initiatives and projects that aim to create a thriving ecosystem, starting in Taipei and expanding across the country. Some of the best-known cases will be presented in this essay.
{"title":"Building a Thriving Ecosystem for Young Entrepreneurs in Taiwan","authors":"J. Y. Feng","doi":"10.1162/INOV_A_00242","DOIUrl":"https://doi.org/10.1162/INOV_A_00242","url":null,"abstract":"tem that is accessible and supports entrepreneurship across the country, especially for our youth. Through various strategies developed in Taipei, we have set a positive course for entrepreneurship in Taiwan. Four core strategies have been adopted: relaxing regulations, networking, fundraising, and incubating. Thirteen ministries are involved in offering 44 policy initiatives and projects that aim to create a thriving ecosystem, starting in Taipei and expanding across the country. Some of the best-known cases will be presented in this essay.","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"231 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131646502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Cities are emerging as hubs of technological innovation. This is characterized by an ongoing shift from technology parks in suburban areas, to entrepreneurial activity within cities. There is a global trend of startups in cities like Berlin, Buenos Aires, Mumbai and Madrid. The rise of technology startups in cities is leading to new sources of employment and economic growth, by creation of new businesses and employment categories. Traditional manufacturing and routine cognitive skills jobs are being eroded, and the creation of new sources of employment and growth is vital to maintain competitiveness, reduce poverty, and increase shared prosperity. The growth of tech innovation and entrepreneurship is not equal in all cities. Some cities experience higher, faster, and more sustainable growth than others. This paper discusses research on what factors make tech innovation and entrepreneurship ecosystems grow faster and larger in some cities. The findings point out that the social dimension, or the interpersonal connections and communities, are critical for the growth and sustainability of the ecosystem; and, that networking assets (defined as community building events, skill training events, collaboration spaces, and networking of mentors) are central to this social dimension. This paper includes a) proposed framework for urban technology innovation ecosystems based on this findings; b) testing of the framework in New York, and; c) policy implications of this findings.
{"title":"Boosting Tech Innovation: Ecosystems in Cities: A Framework for Growth and Sustainability of Urban Tech Innovation Ecosystems","authors":"V. Mulas, M. Minges, Hallie Applebaum","doi":"10.1162/inov_a_00251","DOIUrl":"https://doi.org/10.1162/inov_a_00251","url":null,"abstract":"Cities are emerging as hubs of technological innovation. This is characterized by an ongoing shift from technology parks in suburban areas, to entrepreneurial activity within cities. There is a global trend of startups in cities like Berlin, Buenos Aires, Mumbai and Madrid. The rise of technology startups in cities is leading to new sources of employment and economic growth, by creation of new businesses and employment categories. Traditional manufacturing and routine cognitive skills jobs are being eroded, and the creation of new sources of employment and growth is vital to maintain competitiveness, reduce poverty, and increase shared prosperity. The growth of tech innovation and entrepreneurship is not equal in all cities. Some cities experience higher, faster, and more sustainable growth than others. This paper discusses research on what factors make tech innovation and entrepreneurship ecosystems grow faster and larger in some cities. The findings point out that the social dimension, or the interpersonal connections and communities, are critical for the growth and sustainability of the ecosystem; and, that networking assets (defined as community building events, skill training events, collaboration spaces, and networking of mentors) are central to this social dimension. This paper includes a) proposed framework for urban technology innovation ecosystems based on this findings; b) testing of the framework in New York, and; c) policy implications of this findings.","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"123 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126002075","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In inclusion circles, the issue of digital identity tends to be dominated by the perspectives of law enforcement (anti-money laundering and – terrorist financing), legal compliance (how long records need to be kept), and technological implementation choices (phones or cards, biometric or not). But what needs to be at the center is how to manage the competing interests of providers and their clients over customer information. We examine three distinct trust gaps that define the core problem of digital identities: the confidence – or security – with which identities can be asserted and confirmed, the control – or privacy – with which personal information associated with one´s identity can be revealed and distributed, and the relevance and accuracy of the inferences – or reputations – that are drawn from people´ personal information and the history of interactions.
{"title":"Minding the Identity Gaps","authors":"Ignacio Mas, D. Porteous","doi":"10.2139/SSRN.2189989","DOIUrl":"https://doi.org/10.2139/SSRN.2189989","url":null,"abstract":"In inclusion circles, the issue of digital identity tends to be dominated by the perspectives of law enforcement (anti-money laundering and – terrorist financing), legal compliance (how long records need to be kept), and technological implementation choices (phones or cards, biometric or not). But what needs to be at the center is how to manage the competing interests of providers and their clients over customer information. We examine three distinct trust gaps that define the core problem of digital identities: the confidence – or security – with which identities can be asserted and confirmed, the control – or privacy – with which personal information associated with one´s identity can be revealed and distributed, and the relevance and accuracy of the inferences – or reputations – that are drawn from people´ personal information and the history of interactions.","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116828602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
When I was growing up, my father often said to me, “They can take everything else away from you, but they can’t take away how much you have in your head.” His words have resonated with me throughout my life. Perhaps that is why, when I started Youth for Technology Foundation (YTF) from a cubicle at Microsoft in 2000, I became so obsessed with my vision that I had no choice but to pursue it. Fortunately, I did not have to convince my husband, Telema, that my vision for YTF was worth pursuing; he soon joined me as cofounder. Let me provide a little background. Born to an American mother and a Nigerian father, I have lived most of my life in Nigeria, a developing country, which has had a profound effect on my view of the world. My father was the only child in his family to finish a postprimary education. When the Biafra War broke out in Nigeria, he was one of just a few people to earn a scholarship to study in the United States. It was there he fell in love with an American woman, my mother. My mother was the first entrepreneur I knew. In the early 1980s, she opened La Pâtisserie, the first outdoor French restaurant in Nigeria. A mere ten years old, I learned at her feet, at first just running small errands. I later became a marketer and, finally, a host. I remember my mother working very long days. She not only had an entrepreneurial enterprise to manage, she also had to deal with the unique challenges of being an American woman trying to do business in Nigeria. She learned to cut through red tape to secure contracts with dignitaries and government officials. I sometimes would wander into the kitchen for a glass of water in the middle of the night and find my mother preparing elegant displays for some catered event. She inspired me to solve problems creatively, and thus to work to change the world.
在我成长的过程中，我父亲经常对我说:“他们可以夺走你的一切，但他们无法夺走你头脑中的东西。”他的话在我的一生中一直与我产生共鸣。也许这就是为什么当我2000年在微软的小隔间里创办青年科技基金会(Youth for Technology Foundation，简称YTF)时，我对自己的愿景如此着迷，除了追求它别无选择。幸运的是，我不需要说服我的丈夫Telema，让他相信我对YTF的愿景值得追求;他很快就加入了我，成为联合创始人。让我提供一点背景知识。我的母亲是美国人，父亲是尼日利亚人，我一生中大部分时间都生活在尼日利亚这个发展中国家，这对我的世界观产生了深远的影响。我父亲是家里唯一一个完成小学后教育的孩子。当尼日利亚爆发比夫拉战争时，他是为数不多的几个获得赴美留学奖学金的人之一。就是在那里，他爱上了一个美国女人，我的母亲。我母亲是我认识的第一个企业家。上世纪80年代初，她在尼日利亚开了第一家户外法式餐厅La patisserie。我才十岁，就在她的脚下学习，起初只是跑腿。后来我成为了一名营销人员，最后成为了一名主持人。我记得我妈妈每天工作很长时间。她不仅要管理一家企业，还必须应对作为一名试图在尼日利亚做生意的美国女性所面临的独特挑战。她学会了简化繁文缛节，以确保与政要和政府官员签订合同。有时我会在半夜漫步到厨房去喝杯水，发现我母亲正在为一些宴会准备优雅的展示。她激励我创造性地解决问题，从而努力改变世界。
{"title":"Pioneering the Youth and Technology Movement in Africa and Beyond (Case Narrative)","authors":"N. Harry","doi":"10.1162/inov_a_00230","DOIUrl":"https://doi.org/10.1162/inov_a_00230","url":null,"abstract":"When I was growing up, my father often said to me, “They can take everything else away from you, but they can’t take away how much you have in your head.” His words have resonated with me throughout my life. Perhaps that is why, when I started Youth for Technology Foundation (YTF) from a cubicle at Microsoft in 2000, I became so obsessed with my vision that I had no choice but to pursue it. Fortunately, I did not have to convince my husband, Telema, that my vision for YTF was worth pursuing; he soon joined me as cofounder. Let me provide a little background. Born to an American mother and a Nigerian father, I have lived most of my life in Nigeria, a developing country, which has had a profound effect on my view of the world. My father was the only child in his family to finish a postprimary education. When the Biafra War broke out in Nigeria, he was one of just a few people to earn a scholarship to study in the United States. It was there he fell in love with an American woman, my mother. My mother was the first entrepreneur I knew. In the early 1980s, she opened La Pâtisserie, the first outdoor French restaurant in Nigeria. A mere ten years old, I learned at her feet, at first just running small errands. I later became a marketer and, finally, a host. I remember my mother working very long days. She not only had an entrepreneurial enterprise to manage, she also had to deal with the unique challenges of being an American woman trying to do business in Nigeria. She learned to cut through red tape to secure contracts with dignitaries and government officials. I sometimes would wander into the kitchen for a glass of water in the middle of the night and find my mother preparing elegant displays for some catered event. She inspired me to solve problems creatively, and thus to work to change the world.","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-11-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129383240","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Value of Proximity Finance: How the Traditional Banking System Can Contribute to Microfinance","authors":"Lauro Gonzalez, E. Diniz, Marlei Pozzebon","doi":"10.1162/inov_a_00233","DOIUrl":"https://doi.org/10.1162/inov_a_00233","url":null,"abstract":"","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-11-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125950579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Donor agencies, philanthropists, and social innovators are much enamored of financial inclusion these days. Their enthusiasm is matched by their expenditures: the Consultative Group to Assist the Poor (CGAP), in its 2013 Funders Survey, estimated that donors committed at least $29 billion to advance financial inclusion in 2012 alone.1 The Bill & Melinda Gates Foundation’s Financial Services for the Poor program spent nearly $90 million in 2013, almost exclusively to support digital payments, savings, and credit products for the poor in developing countries. Partly as a result of this largesse, electronic payment platforms and other technological innovations have sprung up across the landscape of the Global South. Virtually no discussion on digital financial inclusion can avoid mentioning Safaricom’s M-PESA, a mobile payments service that leveraged initial funding from the UK’s Department for International Development to achieve phenomenal success in Kenya and, to a lesser extent, a few neighboring countries. Many other less famous initiatives have also sought to expand financial inclusion using mobile technology, including payment platforms like Zoona in Zambia and products aimed at expanding access to microcredit, like InVenture and the SIMLab Credit Project. Giving poor people direct access to basic financial services is a laudable goal in itself, one that can generate important benefits. Evaluations of microfinance programs
{"title":"The Elephant in the Room: Financial Inclusion for the Missing Middle","authors":"J. Dougherty, Radoslava Dogandjieva","doi":"10.1162/inov_a_00235","DOIUrl":"https://doi.org/10.1162/inov_a_00235","url":null,"abstract":"Donor agencies, philanthropists, and social innovators are much enamored of financial inclusion these days. Their enthusiasm is matched by their expenditures: the Consultative Group to Assist the Poor (CGAP), in its 2013 Funders Survey, estimated that donors committed at least $29 billion to advance financial inclusion in 2012 alone.1 The Bill & Melinda Gates Foundation’s Financial Services for the Poor program spent nearly $90 million in 2013, almost exclusively to support digital payments, savings, and credit products for the poor in developing countries. Partly as a result of this largesse, electronic payment platforms and other technological innovations have sprung up across the landscape of the Global South. Virtually no discussion on digital financial inclusion can avoid mentioning Safaricom’s M-PESA, a mobile payments service that leveraged initial funding from the UK’s Department for International Development to achieve phenomenal success in Kenya and, to a lesser extent, a few neighboring countries. Many other less famous initiatives have also sought to expand financial inclusion using mobile technology, including payment platforms like Zoona in Zambia and products aimed at expanding access to microcredit, like InVenture and the SIMLab Credit Project. Giving poor people direct access to basic financial services is a laudable goal in itself, one that can generate important benefits. Evaluations of microfinance programs","PeriodicalId":422331,"journal":{"name":"Innovations: Technology, Governance, Globalization","volume":"97 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-11-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114692863","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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