Pub Date : 2022-06-27DOI: 10.46918/point.v4i1.1400
Edwin Basmar, Hasdiana S, Carl M. Campbell III, Erlin Basmar
Perilaku perkreditan bank cenderung berubah dikarenakan tekanan ekonomi yang berdampak pada gelombang siklus keuangan yang tidak stabil. Penelitian ini bertujuan untuk mengidentifikasi aktivitas kredit perbankan melalui pengembangan model pengukuran Ed Waves Index, dengan menggunakan data sekunder dari laporan keuangan Bank Indonesia tahun 1950 hingga 2020 (triwulan). Hasil penelitian menunjukkan bahwa selama Pandemi Covid-19, perilaku kredit perbankan lebih agresif, dengan durasi pendek dengan tekanan mencapai -2,96 amplitudo. Perilaku ini berhubungan positif dengan siklus keuangan, yang searah di area negatif selama pertumbuhan ekonomi Indonesia
{"title":"Perilaku Kredit Perbankan Dalam Gelombang Siklus Keuangan Selama Pandemi Covid-19 Di Indonesia","authors":"Edwin Basmar, Hasdiana S, Carl M. Campbell III, Erlin Basmar","doi":"10.46918/point.v4i1.1400","DOIUrl":"https://doi.org/10.46918/point.v4i1.1400","url":null,"abstract":"Perilaku perkreditan bank cenderung berubah dikarenakan tekanan ekonomi yang berdampak pada gelombang siklus keuangan yang tidak stabil. Penelitian ini bertujuan untuk mengidentifikasi aktivitas kredit perbankan melalui pengembangan model pengukuran Ed Waves Index, dengan menggunakan data sekunder dari laporan keuangan Bank Indonesia tahun 1950 hingga 2020 (triwulan). Hasil penelitian menunjukkan bahwa selama Pandemi Covid-19, perilaku kredit perbankan lebih agresif, dengan durasi pendek dengan tekanan mencapai -2,96 amplitudo. Perilaku ini berhubungan positif dengan siklus keuangan, yang searah di area negatif selama pertumbuhan ekonomi Indonesia","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117069536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-26DOI: 10.46918/point.v4i1.1291
Ainun Muawanah, Teguh Ariefiantoro, A. Santoso
Many factors can affect employee performance, such as Work Environment, Leadership, Training and Work Discipline. The purpose of the study was to analyze the effect of the work environment, leadership, training and work discipline on employee performance in the sales department of PT. Toyota Nasmoco Karangjati. This study uses a survey method to employees of the marketing department at PT. Toyota Nasmoco Karangjati has 33 employees as respondents. The sampling technique in this study is the saturated sample. The analytical tools used in this study are: validity test, reliability test, classical assumption test, heteroscedasticity test, ui coefficient of determination and multiple regression analysis. The results of this study indicate that the work environment has a positive and significant effect, giving the understanding that if the work environment is supportive, it will lead to morale. Leadership has a positive and significant effect, giving the understanding that a leader must have a strong individual concept and ability to achieve his goals in the company. Job training has a positive and significant effect, providing an understanding that training is necessary to improve the skills and performance of the company's work. Work Discipline has a positive and significant effect. Provide an understanding that the more disciplined an employee will be, the more the performance of the given employee will increase.
影响员工绩效的因素有很多，比如工作环境、领导能力、培训和工作纪律。本研究的目的是分析PT. Toyota Nasmoco Karangjati销售部门的工作环境、领导、培训和工作纪律对员工绩效的影响。本研究采用问卷调查法对PT公司营销部门的员工进行调查，共有33名员工作为调查对象。本研究的取样技术为饱和取样。本研究使用的分析工具有:效度检验、信度检验、经典假设检验、异方差检验、ui决定系数和多元回归分析。本研究的结果表明，工作环境有一个积极的和显著的影响，给出的理解，如果工作环境是支持性的，它会导致士气。领导力具有积极而显著的作用，它给人的理解是，领导者必须具有强烈的个人观念和能力，才能实现他在公司的目标。岗位培训具有积极而显著的效果，使员工认识到培训是提高公司工作技能和绩效所必需的。工作纪律有积极显著的影响。让员工明白，员工越自律，他的表现就会越好。
{"title":"Investigasi Penentu Kinerja Karyawan","authors":"Ainun Muawanah, Teguh Ariefiantoro, A. Santoso","doi":"10.46918/point.v4i1.1291","DOIUrl":"https://doi.org/10.46918/point.v4i1.1291","url":null,"abstract":"Many factors can affect employee performance, such as Work Environment, Leadership, Training and Work Discipline. The purpose of the study was to analyze the effect of the work environment, leadership, training and work discipline on employee performance in the sales department of PT. Toyota Nasmoco Karangjati. This study uses a survey method to employees of the marketing department at PT. Toyota Nasmoco Karangjati has 33 employees as respondents. The sampling technique in this study is the saturated sample. The analytical tools used in this study are: validity test, reliability test, classical assumption test, heteroscedasticity test, ui coefficient of determination and multiple regression analysis. The results of this study indicate that the work environment has a positive and significant effect, giving the understanding that if the work environment is supportive, it will lead to morale. Leadership has a positive and significant effect, giving the understanding that a leader must have a strong individual concept and ability to achieve his goals in the company. Job training has a positive and significant effect, providing an understanding that training is necessary to improve the skills and performance of the company's work. Work Discipline has a positive and significant effect. Provide an understanding that the more disciplined an employee will be, the more the performance of the given employee will increase.","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114611098","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze the effect of independent commissioners, managerial ownership, institutional ownership, audit committees, firm size and leverage on the integrity of financial statements in publicly listed manufacturing companies listed on the Indonesia Stock Exchange in 2017-2020. The sampling technique used in this study was purposive sampling, which obtained a sample of 120 companies with a research period of 4 years. The type of data used in this study uses secondary data in the form of financial statements of manufacturing companies. The analytical method used in this research is multiple linear regression analysis. The significance level used is 5%. The results of data analysis show that independent commissioners, managerial ownership, institutional ownership, and firm size affect the integrity of financial statements. Meanwhile, the audit committee and leverage have no significant effect on the integrity of the financial statements
{"title":"Telisik Akar Penentu Integritas Laporan Keuangan","authors":"Ardiani Ika Sulistyawati, Lailatul Asna, Arief Himmawan Dwi Nugroho","doi":"10.46918/point.v4i1.1299","DOIUrl":"https://doi.org/10.46918/point.v4i1.1299","url":null,"abstract":"This study aims to analyze the effect of independent commissioners, managerial ownership, institutional ownership, audit committees, firm size and leverage on the integrity of financial statements in publicly listed manufacturing companies listed on the Indonesia Stock Exchange in 2017-2020. The sampling technique used in this study was purposive sampling, which obtained a sample of 120 companies with a research period of 4 years. The type of data used in this study uses secondary data in the form of financial statements of manufacturing companies. The analytical method used in this research is multiple linear regression analysis. The significance level used is 5%. The results of data analysis show that independent commissioners, managerial ownership, institutional ownership, and firm size affect the integrity of financial statements. Meanwhile, the audit committee and leverage have no significant effect on the integrity of the financial statements","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130248558","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-24DOI: 10.46918/point.v4i1.1247
Maiya Liza, Erwin Budianto, Uus Khasanah
Variabel yang digunakan dalam penelitian ini adalah Current Ratio dan Debt to Equity Ratio sebagai variabel independen dan Return On Equity sebagai variabel dependen. Jenis penelitiannya adalah asosiatif kausal. Sampel dipilih dengan menggunakan metode purposive sampling dan diperoleh sebnayak 9 perusahaan subsektor Batubara. Data yang digunakan merupakan daya laporan keuangan yang dari Bursa Efek Indonesia. Metode analisis data menggunakan uji statistik deskriptif, uji asumsi klasik, uji t, uji F dan koefisien determinasi. Hasil penelitian secara parsial menunjukkan bahwa Current Ratio dan Debt to Equity Ratio berpengaruh terhadap Return On Equity. Secara simultan, dihasilkan bahwa Current Ratio dan Debt to Equity Ratio berpengaruh terhadap Return On Equity. Kata kunci: Current Ratio, Debt to Equity Ratio, Return On Equity
本研究中使用的变量是当前Ratio和Debt等独立变量，以及报复性依赖变量。他的研究类型是因果联想。通过采样方法选择了样本样本，并获得了sebnayak 9家煤炭次级公司。所使用的数据是来自印尼证券交易所的权力报表。数据分析方法采用描述性统计测试、经典假设测试、t测试、F测试和决心系数测试。部分研究结果表明，目前的比率和均衡率对其回归产生了影响。同时，也产生了目前的纬度和确定等式回报率的影响。关键词:当前Ratio, Debt Equity Ratio, back On Equity
{"title":"Pengaruh Current Ratio Dan Debt To Equity Ratio Terhadap Return On Equity Pada Perusahaan Subsektor Batu Bara","authors":"Maiya Liza, Erwin Budianto, Uus Khasanah","doi":"10.46918/point.v4i1.1247","DOIUrl":"https://doi.org/10.46918/point.v4i1.1247","url":null,"abstract":"Variabel yang digunakan dalam penelitian ini adalah Current Ratio dan Debt to Equity Ratio sebagai variabel independen dan Return On Equity sebagai variabel dependen. Jenis penelitiannya adalah asosiatif kausal. Sampel dipilih dengan menggunakan metode purposive sampling dan diperoleh sebnayak 9 perusahaan subsektor Batubara. Data yang digunakan merupakan daya laporan keuangan yang dari Bursa Efek Indonesia. Metode analisis data menggunakan uji statistik deskriptif, uji asumsi klasik, uji t, uji F dan koefisien determinasi. Hasil penelitian secara parsial menunjukkan bahwa Current Ratio dan Debt to Equity Ratio berpengaruh terhadap Return On Equity. Secara simultan, dihasilkan bahwa Current Ratio dan Debt to Equity Ratio berpengaruh terhadap Return On Equity. \u0000Kata kunci: Current Ratio, Debt to Equity Ratio, Return On Equity","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131817695","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-24DOI: 10.46918/point.v4i1.1376
A. Jaya
A Tenri Jaya. 2022. Enkripsi. Pengaruh Dimensi Lingkungan Kerja Terhadap Kinerja Karyawan Pada PT Adira Multi Finance Tbk Cabang 1 Makassar Provinsi Sulawesi Selatan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dimensi lingkungan kerja yang terdiri dari lingkungan kerja fisik, dan lingkungan kerja non fisik terhadap kinerja karyawan pada PT Adira Multi Finance Tbk Cabang Makassar 1. Objek penelitian ini adalah PT Adira Multi Finance Tbk Cabang Makassar 1. Metode analisis yang digunakan adalah Model Analisis Deskriptif dan Model Analisis Regresi Linier Berganda. Hasil penelitian ini menunjukkan bahwa lingkungan kerja fisik mempengaruhi kinerja pegawai sehingga perlu diperhatikan dan ditingkatkan kembali, mengingat lingkungan kerja merupakan motivator dan dorongan bagi pegawai untuk bekerja lebih giat guna meningkatkan kinerja pegawai.
{"title":"Pengaruh Dimensi Lingkungan Kerja Terhadap Kinerja Karyawan pada PT. Adira MultiFinance TBK Cabang Makassar .","authors":"A. Jaya","doi":"10.46918/point.v4i1.1376","DOIUrl":"https://doi.org/10.46918/point.v4i1.1376","url":null,"abstract":"A Tenri Jaya. 2022. Enkripsi. Pengaruh Dimensi Lingkungan Kerja Terhadap Kinerja Karyawan Pada PT Adira Multi Finance Tbk Cabang 1 Makassar Provinsi Sulawesi Selatan. \u0000Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dimensi lingkungan kerja yang terdiri dari lingkungan kerja fisik, dan lingkungan kerja non fisik terhadap kinerja karyawan pada PT Adira Multi Finance Tbk Cabang Makassar 1. \u0000Objek penelitian ini adalah PT Adira Multi Finance Tbk Cabang Makassar 1. Metode analisis yang digunakan adalah Model Analisis Deskriptif dan Model Analisis Regresi Linier Berganda. \u0000Hasil penelitian ini menunjukkan bahwa lingkungan kerja fisik mempengaruhi kinerja pegawai sehingga perlu diperhatikan dan ditingkatkan kembali, mengingat lingkungan kerja merupakan motivator dan dorongan bagi pegawai untuk bekerja lebih giat guna meningkatkan kinerja pegawai.","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125986739","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The company will be very dependent on proper management management. Productivity, efficiency, and income are characteristics of companies that can advance and develop every period.Various policies are also carried out to overcome existing problems or to prevent the occurrence of these problems.The company also began to identify business processes in order to manage each part in detail.In the current pandemic era, companies will continue to strive to minimize the occurrence of problems that can hamper productivity performance, efficiency and revenue.The existence of evaluation will also be the basis for determining every policy set, from which the company is expected to be able to carry out all kinds of policies consistently, so as to minimize the existence of problems. Keywords: Management, Policy, Evaluation.
{"title":"Kebijakan UMKM Nuriza Snack dalam Meningkatkan Produktivitas, Efisiensi, dan Pendapatannya","authors":"Erika Gustian Fauzi, Dian Sabrina Syaharni, Salsabillah Sirait","doi":"10.46918/point.v3i2.1181","DOIUrl":"https://doi.org/10.46918/point.v3i2.1181","url":null,"abstract":"The company will be very dependent on proper management management. Productivity, efficiency, and income are characteristics of companies that can advance and develop every period.Various policies are also carried out to overcome existing problems or to prevent the occurrence of these problems.The company also began to identify business processes in order to manage each part in detail.In the current pandemic era, companies will continue to strive to minimize the occurrence of problems that can hamper productivity performance, efficiency and revenue.The existence of evaluation will also be the basis for determining every policy set, from which the company is expected to be able to carry out all kinds of policies consistently, so as to minimize the existence of problems. \u0000Keywords: Management, Policy, Evaluation. \u0000 \u0000 \u0000 \u0000 \u0000 ","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"64 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117243286","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-28DOI: 10.46918/point.v3i2.1171
Muliana Muliana, S. Ahmad
Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Struktur Modal dan Profitabilitas terhadap Nilai Perusahaan pada sektor perdagangan eceran yang terdaftar di Bursa Efek Indonesia periode 2014-2018. Populasi dalam penelitian ini sebanyak 93 perusahaan. Teknik pengambilan sampel menggunakan purposive sampling dandiperoleh sebanyak 15 perusahaan sebagai objek penelitian. Metode pengujian untuk melihat pengaruh variabel independen terhadap variabel dependen menggunakan metode analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara parsial variabel Debt to Equity Ratio (DER) dan Return On Asset (ROA) berpengaruh signifikan terhadap nilai perusahaan. Begitu juga, secara simultan, Debt to Equity Ratio (DER) dan Return On Asset (ROA) berpengaruh signifikan terhadap nilai perusahaan.
{"title":"PENGARUH STRUKTUR MODAL DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN","authors":"Muliana Muliana, S. Ahmad","doi":"10.46918/point.v3i2.1171","DOIUrl":"https://doi.org/10.46918/point.v3i2.1171","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Struktur Modal dan Profitabilitas terhadap Nilai Perusahaan pada sektor perdagangan eceran yang terdaftar di Bursa Efek Indonesia periode 2014-2018. Populasi dalam penelitian ini sebanyak 93 perusahaan. Teknik pengambilan sampel menggunakan purposive sampling dandiperoleh sebanyak 15 perusahaan sebagai objek penelitian. Metode pengujian untuk melihat pengaruh variabel independen terhadap variabel dependen menggunakan metode analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara parsial variabel Debt to Equity Ratio (DER) dan Return On Asset (ROA) berpengaruh signifikan terhadap nilai perusahaan. Begitu juga, secara simultan, Debt to Equity Ratio (DER) dan Return On Asset (ROA) berpengaruh signifikan terhadap nilai perusahaan.","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"546 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122504003","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-23DOI: 10.46918/point.v3i2.1145
Marina Malian
This study aims to analyze partially and simultaneously the influence of product quality, brand image and consumer trust on customer satisfaction. Including quantitative research using the results of questionnaire surveys filled by respondents. The sample used is 100 consumers of on line products in Palembang. The method of data analysis uses multiple linear regression analysis. To test the hypothesis the partial effect of independent variables on the dependent variable used the t test. The F test is used to test the effect of the independent variables on the dependent variable together. The results of processing data show there is an influence of product quality on customer satisfaction. Consumer trust affects consumer satisfaction and brand image does not affect consumer satisfaction. Taken together there is the effect of independent variables on the dependent variable. Consumer trust has the most dominant influence on customer satisfaction on line products in Palembang.
{"title":"Analisis Pengaruh Kualitas Produk, Citra Perusahaan dan Kepercayaan Konsumen Terhadap Kepuasan Konsumen Produk Online","authors":"Marina Malian","doi":"10.46918/point.v3i2.1145","DOIUrl":"https://doi.org/10.46918/point.v3i2.1145","url":null,"abstract":"This study aims to analyze partially and simultaneously the influence of product quality, brand image and consumer trust on customer satisfaction. Including quantitative research using the results of questionnaire surveys filled by respondents. The sample used is 100 consumers of on line products in Palembang. The method of data analysis uses multiple linear regression analysis. To test the hypothesis the partial effect of independent variables on the dependent variable used the t test. The F test is used to test the effect of the independent variables on the dependent variable together. The results of processing data show there is an influence of product quality on customer satisfaction. Consumer trust affects consumer satisfaction and brand image does not affect consumer satisfaction. Taken together there is the effect of independent variables on the dependent variable. Consumer trust has the most dominant influence on customer satisfaction on line products in Palembang.","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133462241","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-23DOI: 10.46918/point.v3i2.1165
Nur Ulfha Amelia
Perkembangan teknologi semakin pesat telah mempengaruhi gaya hidup di dalam melakukan suatu kegiatan berbasis teknologi. Salah satunya financial technology yaitu alat dari perangkat teknologi yang dijadikan sebagai layanan keuangan dalam melalakukan sebuah transaksi. Kehadiran financial technology ini memudahkan masyarakat di dalam kegiatan bertransaksi. Hal ini yang dapat dimanfaatkan oleh pelaku umkm didalam gaya hidup baru ini untuk meningkatkan jumlah pendapatannya. Penelitian ini bertujuan untuk mengetahui peran financial technology dalam meningkatan jumlah pendapatan usaha mikro kecil dan menegah sektor fashion di kabupaten pangkep. Metode analisis yang digunakan metode kualitatif dan metode analisis deskriptif. Metode kualitatif metode kualitatif yaitu dengan berinteraktif dengan para pelaku Usaha Mikro, Kecil, Dan Menengah kemudian menganalisis data dengan cara mereduksi data, menyajikan data, dan menarik kesimpulan. Metode analisis deskriptif yaitu dengan menganalisis hasil dari penelitian namun bukan untuk membuat suatu kesimpulan. Hasil dari penelitian menunjukkan bahwa peran financial technology belum berperan dalam meningkatkan pendapatan di Usaha Mikro, Kecil, dan Menengah sektor fashion di Kabupaten Pangkep, hal ini disebabkan karena sebagian besar pelaku usaha dan masyarakat sekitar masih menganut pasar tradisional yang kegiatan transaksinya masih dilakukan secara langsung atau tunai, selain itu pemahaman literasi keuangan yang masih kurang dan dari sisi infrastruktur juga masih belum seluruh Kabupaten Pangkep yang bisa terakses internet
{"title":"Peran Financial technology dalam Meningkatkan pendapatan UMKM di Kabupaten Pangkep","authors":"Nur Ulfha Amelia","doi":"10.46918/point.v3i2.1165","DOIUrl":"https://doi.org/10.46918/point.v3i2.1165","url":null,"abstract":"Perkembangan teknologi semakin pesat telah mempengaruhi gaya hidup di dalam melakukan suatu kegiatan berbasis teknologi. Salah satunya financial technology yaitu alat dari perangkat teknologi yang dijadikan sebagai layanan keuangan dalam melalakukan sebuah transaksi. Kehadiran financial technology ini memudahkan masyarakat di dalam kegiatan bertransaksi. Hal ini yang dapat dimanfaatkan oleh pelaku umkm didalam gaya hidup baru ini untuk meningkatkan jumlah pendapatannya. Penelitian ini bertujuan untuk mengetahui peran financial technology dalam meningkatan jumlah pendapatan usaha mikro kecil dan menegah sektor fashion di kabupaten pangkep. Metode analisis yang digunakan metode kualitatif dan metode analisis deskriptif. Metode kualitatif metode kualitatif yaitu dengan berinteraktif dengan para pelaku Usaha Mikro, Kecil, Dan Menengah kemudian menganalisis data dengan cara mereduksi data, menyajikan data, dan menarik kesimpulan. Metode analisis deskriptif yaitu dengan menganalisis hasil dari penelitian namun bukan untuk membuat suatu kesimpulan. Hasil dari penelitian menunjukkan bahwa peran financial technology belum berperan dalam meningkatkan pendapatan di Usaha Mikro, Kecil, dan Menengah sektor fashion di Kabupaten Pangkep, hal ini disebabkan karena sebagian besar pelaku usaha dan masyarakat sekitar masih menganut pasar tradisional yang kegiatan transaksinya masih dilakukan secara langsung atau tunai, selain itu pemahaman literasi keuangan yang masih kurang dan dari sisi infrastruktur juga masih belum seluruh Kabupaten Pangkep yang bisa terakses internet","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124102763","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-21DOI: 10.46918/point.v3i2.1164
Muhammad Syulhasbiulah
Melakukan investasi membutuhkan pengambilan keputusan yang tepat dan setiap keputusan dapat mempengaruhi hasil investasi. Dalam pengambil keputusan, setiap individu akan bertindak secara rasional dan irasional, tergantung dari informasi yang diperoleh. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh literasi keuangan dab pendapatan karyawan terhadap keputusan investai pada PT. Kimia Farma Trading & Distributuion (KFTD) Makassar. Metode analisis penelitian ini mengggunakan regresi linier. Hasil dalam penelitian menunjukkan bahwa dampak literasi keuangan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar. Dampak pendapatan karyawan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar. Serta dampak literasi dan pendapatan karyawan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar.
{"title":"Pengaruh Literasi Keuangan dan Pendapatan Karyawan Terhadap Keputusan Investasi Pada PT. Kimia Farma Trading & Distribution (KFTD) Makassar","authors":"Muhammad Syulhasbiulah","doi":"10.46918/point.v3i2.1164","DOIUrl":"https://doi.org/10.46918/point.v3i2.1164","url":null,"abstract":"Melakukan investasi membutuhkan pengambilan keputusan yang tepat dan setiap keputusan dapat mempengaruhi hasil investasi. Dalam pengambil keputusan, setiap individu akan bertindak secara rasional dan irasional, tergantung dari informasi yang diperoleh. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh literasi keuangan dab pendapatan karyawan terhadap keputusan investai pada PT. Kimia Farma Trading & Distributuion (KFTD) Makassar. Metode analisis penelitian ini mengggunakan regresi linier. Hasil dalam penelitian menunjukkan bahwa dampak literasi keuangan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar. Dampak pendapatan karyawan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar. Serta dampak literasi dan pendapatan karyawan berpengaruh positif terhadap keputusan investasi PT. Kimia Farma Trading & Distribution Makassar. \u0000 ","PeriodicalId":446409,"journal":{"name":"POINT: Jurnal Ekonomi dan Manajemen","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133650335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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