{"title":"Understanding the stimuli, scope, and impact of organizational transformation: The context of\u0000 eBusiness\u0000 technologies in supply chains","authors":"O. Bak","doi":"10.1002/jsc.2466","DOIUrl":"https://doi.org/10.1002/jsc.2466","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/jsc.2466","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45617824","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Issue Information – TOC","authors":"","doi":"10.1002/jsc.2348","DOIUrl":"https://doi.org/10.1002/jsc.2348","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/jsc.2348","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48336770","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Entrepreneurship and source of finance: The case of Indian women microentrepreneurs","authors":"P. Kumari, Surender Mor","doi":"10.1002/JSC.2427","DOIUrl":"https://doi.org/10.1002/JSC.2427","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2427","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46075983","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
P. Bhandare, Samapti Guha, Rimita Hom Chaudhury, Chandralekha Ghosh
{"title":"Impact of financial literacy models on the financial behavior of individuals: An empirical study on the Indian context","authors":"P. Bhandare, Samapti Guha, Rimita Hom Chaudhury, Chandralekha Ghosh","doi":"10.1002/JSC.2431","DOIUrl":"https://doi.org/10.1002/JSC.2431","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":"45 10","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2431","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41304273","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Business cycle prediction: Application of Markov chain to online crowdlending","authors":"Sudeep Krishnan, A. Ashta, D. Babu","doi":"10.1002/JSC.2428","DOIUrl":"https://doi.org/10.1002/JSC.2428","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2428","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48120482","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The microcredit literature indicates that progressive lending should reduce default rates but that it may lead to over-indebtedness. In this study, we show that progressive lending may be safe over a range of loan sizes, beyond which a rational borrower would indulge in a strategic default. This range of loan sizes may be dependent on borrower characteristics (risk-taking, self-confidence, productivity, interest rates, subsistence needs) as well as the Microfinance Institution's strategy. Many crowdfunding sites are using artificial intelligence to assess borrower risk through social ratings. We are arguing that production functions of the borrowers also need to be added.
{"title":"How far can we go? Determining the optimal loan size in progressive lending","authors":"Nahla Dhib, A. Ashta","doi":"10.1002/JSC.2432","DOIUrl":"https://doi.org/10.1002/JSC.2432","url":null,"abstract":"The microcredit literature indicates that progressive lending should reduce default rates but that it may lead to over-indebtedness. In this study, we show that progressive lending may be safe over a range of loan sizes, beyond which a rational borrower would indulge in a strategic default. This range of loan sizes may be dependent on borrower characteristics (risk-taking, self-confidence, productivity, interest rates, subsistence needs) as well as the Microfinance Institution's strategy. Many crowdfunding sites are using artificial intelligence to assess borrower risk through social ratings. We are arguing that production functions of the borrowers also need to be added.","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2432","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49008267","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Regulations, perceived information quality and perceived risk of equity crowdfunding: A study of\u0000 Malaysian\u0000 investors","authors":"Shaista Wasiuzzaman","doi":"10.1002/JSC.2429","DOIUrl":"https://doi.org/10.1002/JSC.2429","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2429","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46411688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A book review of: Ram, Sudhakar. Connected age: Being the best you can in the new world. London: Harper Collins Publishers Ltd., 2014, 239 pages","authors":"Ashok Kishore","doi":"10.1002/JSC.2433","DOIUrl":"https://doi.org/10.1002/JSC.2433","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2433","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43042346","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Are interest rate caps a relevant tool to cool down overheating microfinance markets?","authors":"Tristan Caballero-Montes, C. Godfroid, M. Labie","doi":"10.1002/JSC.2426","DOIUrl":"https://doi.org/10.1002/JSC.2426","url":null,"abstract":"","PeriodicalId":46986,"journal":{"name":"Strategic Change-Briefings in Entrepreneurial Finance","volume":" ","pages":""},"PeriodicalIF":2.8,"publicationDate":"2021-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1002/JSC.2426","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43298762","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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