Pub Date : 2023-10-31DOI: 10.55057/ijaref.2023.5.3.26
This paper comprehensively reviews the existing Community-Based Health Insurance (CBHI) and provides valuable insights and lessons for its future development. The development of community-based health insurance (CBHI) has a practical approach to enhancing healthcare service accessibility, particularly in socioeconomically disadvantaged regions. This literature review examines the main components, operational models, and challenges of CBHI implemented in some low-income countries. The findings highlight the potential for CBHI in improving financial protection, health care utilization, and health outcomes for communities. In addition, the review identifies critical success factors, including effective governance and community involvement. Furthermore, challenges to implementing the CBHI are articulated, providing valuable insights for policymakers, practitioners, and researchers. The document presents proposals for the future advancement of the Community-Based Health Insurance (CBHI) program. This comprehensive review is a constructive resource for stakeholders involved in designing and implementing CBHI programs, contributing to advancing healthcare systems.
{"title":"Community-Based Health Insurance: A Comprehensive Review of Literature and Lessons for Future Development","authors":"","doi":"10.55057/ijaref.2023.5.3.26","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.26","url":null,"abstract":"This paper comprehensively reviews the existing Community-Based Health Insurance (CBHI) and provides valuable insights and lessons for its future development. The development of community-based health insurance (CBHI) has a practical approach to enhancing healthcare service accessibility, particularly in socioeconomically disadvantaged regions. This literature review examines the main components, operational models, and challenges of CBHI implemented in some low-income countries. The findings highlight the potential for CBHI in improving financial protection, health care utilization, and health outcomes for communities. In addition, the review identifies critical success factors, including effective governance and community involvement. Furthermore, challenges to implementing the CBHI are articulated, providing valuable insights for policymakers, practitioners, and researchers. The document presents proposals for the future advancement of the Community-Based Health Insurance (CBHI) program. This comprehensive review is a constructive resource for stakeholders involved in designing and implementing CBHI programs, contributing to advancing healthcare systems.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"56 ","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136018395","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-10-31DOI: 10.55057/ijaref.2023.5.3.27
In this era, most people use social media to communicate and engage with friends. Businesses is one of the sectors that received a positive feedback from the use of social media. This phenomenon opens an opportunity to the entrepreneur to promote their brand on-line by become a content creator. However, at the same time, there are individuals who have managed to gather followers on social media and became social media influencers. This issue could become a dilemma to the entrepreneur whether either to become a self-influential entrepreneur or create content on social media to promote the company and drive growth or they collaborate with this social media influencer for more possibilities. The aim of this study is to investigate the content attributes created by the entrepreneur and the moderating role of social media influencers in engaging a potential customer and lead to revenue generation from parasocial relationship with their fans. Finally, for the conclusion we offer a conceptual framework and suggestion for future research.
{"title":"Content Attributes and Moderating Effect of Social Media Influencer on Purchase Intention and Firm Performance: A Future Research Agenda","authors":"","doi":"10.55057/ijaref.2023.5.3.27","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.27","url":null,"abstract":"In this era, most people use social media to communicate and engage with friends. Businesses is one of the sectors that received a positive feedback from the use of social media. This phenomenon opens an opportunity to the entrepreneur to promote their brand on-line by become a content creator. However, at the same time, there are individuals who have managed to gather followers on social media and became social media influencers. This issue could become a dilemma to the entrepreneur whether either to become a self-influential entrepreneur or create content on social media to promote the company and drive growth or they collaborate with this social media influencer for more possibilities. The aim of this study is to investigate the content attributes created by the entrepreneur and the moderating role of social media influencers in engaging a potential customer and lead to revenue generation from parasocial relationship with their fans. Finally, for the conclusion we offer a conceptual framework and suggestion for future research.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"9 ","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136018397","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.19
This study attempt to decipher the pattern of effects consisting of brand experience (BE), tolerance of failure (TOF) and brand belief (BB) on retail halal brands. It measures BE as a separate construct and to test whether BE can be a determinant of BB and this relationship can be mediated by TOF. The data was collected from three different supermarkets in Klang Valley in context of retail halal brand buying (N = 720) and analysed through Structural Equation Modelling (SEM). The results indicated that BE can be primary determinant of BB and the relationship between the two is mediated by TOF. The results of this study will help retailers for proactive strategies to take advantage of the “Payung Rahmah” program.
{"title":"Exposure to Brand Experience and Tolerance for Failure in Retail Halal Brand Belief: From the Perspective of the “Payung Rahmah Program\"","authors":"","doi":"10.55057/ijaref.2023.5.3.19","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.19","url":null,"abstract":"This study attempt to decipher the pattern of effects consisting of brand experience (BE), tolerance of failure (TOF) and brand belief (BB) on retail halal brands. It measures BE as a separate construct and to test whether BE can be a determinant of BB and this relationship can be mediated by TOF. The data was collected from three different supermarkets in Klang Valley in context of retail halal brand buying (N = 720) and analysed through Structural Equation Modelling (SEM). The results indicated that BE can be primary determinant of BB and the relationship between the two is mediated by TOF. The results of this study will help retailers for proactive strategies to take advantage of the “Payung Rahmah” program.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039178","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.20
From year to year, Malaysia faces a rising cost of living, with the indicator of consumer price index with the rate has increased on average to 3.9% from 2016 to 2019. Since the emergence of Islamic banking and finance in Malaysia, people have been served with a wide range of Shariah-compliant financial products. Nonetheless, women's financial literacy level is lower than men's, and they are more likely to rely on men for financial affairs. This study aims to assess the level of Islamic financial literacy among Malaysian women and to assess it to their living standards. Besides, it also analyses the effect of demographic factors of women such as age, marital status, education level, and income level on Islamic financial literacy. This study uses purposive sampling with a survey as the instrument to collect the primary data from working women in Malaysia as the target respondents. It examines the data of 156 respondents, all of whom are women, using multiple regression for the data analysis. This study discovers that 82.69 % of women in the study have a high level of Islamic financial literacy. Based on the analysis, it finds that only age significantly influences the level of Islamic financial literacy of women in Malaysia. Next, the result shows that simultaneously all independent variables; age, marital status, education level, and income level, influence Islamic financial literacy. The findings further indicate that women with higher incomes outperform those with lower incomes. This research contributes to enriching the literature on Islamic financial literacy, which is that the empirical studies on women are limited. It also provides insight to the government, industry practitioners in enhancing their roles to improve the Islamic financial literacy of Malaysian women and widen the acceptance of Islamic financial products.
{"title":"Islamic Financial Literacy and Living Standard of Women in Malaysia","authors":"","doi":"10.55057/ijaref.2023.5.3.20","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.20","url":null,"abstract":"From year to year, Malaysia faces a rising cost of living, with the indicator of consumer price index with the rate has increased on average to 3.9% from 2016 to 2019. Since the emergence of Islamic banking and finance in Malaysia, people have been served with a wide range of Shariah-compliant financial products. Nonetheless, women's financial literacy level is lower than men's, and they are more likely to rely on men for financial affairs. This study aims to assess the level of Islamic financial literacy among Malaysian women and to assess it to their living standards. Besides, it also analyses the effect of demographic factors of women such as age, marital status, education level, and income level on Islamic financial literacy. This study uses purposive sampling with a survey as the instrument to collect the primary data from working women in Malaysia as the target respondents. It examines the data of 156 respondents, all of whom are women, using multiple regression for the data analysis. This study discovers that 82.69 % of women in the study have a high level of Islamic financial literacy. Based on the analysis, it finds that only age significantly influences the level of Islamic financial literacy of women in Malaysia. Next, the result shows that simultaneously all independent variables; age, marital status, education level, and income level, influence Islamic financial literacy. The findings further indicate that women with higher incomes outperform those with lower incomes. This research contributes to enriching the literature on Islamic financial literacy, which is that the empirical studies on women are limited. It also provides insight to the government, industry practitioners in enhancing their roles to improve the Islamic financial literacy of Malaysian women and widen the acceptance of Islamic financial products.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039179","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.23
The aim of this study is to highlight the state of financial literacy among working women in government. Previous research has found that due to the traditional role that women play, they have a significant knowledge gap in financial literacy. Women nowadays spend more time at home caring for their families and children compared to previous generations, have fewer opportunities to be involved in the world of work, and rarely have the opportunity to discuss financial decisions with family or friends. Regardless of the fact that women are entitled to education and employment opportunities, studies show that their financial literacy remains low. The financial well-being theory and the OECD framework were used as the main theoretical frameworks in this research. The preliminary data for the study came from 5 working women from various ministries in Putrajaya. In-depth interviews with semi-structured questions were employed to collect data, which was then interpreted using thematic analysis. The outcomes of this research revealed six themes related to the women's experiences with financial literacy that leads to their financial well-being: financial independence, knowledge of financial products, high-risk investment commitment, freedom from financial commitment, financial goals, and ability to seek information and save money. This study put forward two strategies to increase financial literacy, including incorporating financial education as a core component of early-age curriculum and expanding promotional campaigns and social media awareness. This study provides insight, particularly for the government, through how to improve more financial educational opportunities for women in order to reduce gender disparities in Malaysia.
{"title":"Working Women and Their Perspectives on Financial Literacy and Financial Well-Being","authors":"","doi":"10.55057/ijaref.2023.5.3.23","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.23","url":null,"abstract":"The aim of this study is to highlight the state of financial literacy among working women in government. Previous research has found that due to the traditional role that women play, they have a significant knowledge gap in financial literacy. Women nowadays spend more time at home caring for their families and children compared to previous generations, have fewer opportunities to be involved in the world of work, and rarely have the opportunity to discuss financial decisions with family or friends. Regardless of the fact that women are entitled to education and employment opportunities, studies show that their financial literacy remains low. The financial well-being theory and the OECD framework were used as the main theoretical frameworks in this research. The preliminary data for the study came from 5 working women from various ministries in Putrajaya. In-depth interviews with semi-structured questions were employed to collect data, which was then interpreted using thematic analysis. The outcomes of this research revealed six themes related to the women's experiences with financial literacy that leads to their financial well-being: financial independence, knowledge of financial products, high-risk investment commitment, freedom from financial commitment, financial goals, and ability to seek information and save money. This study put forward two strategies to increase financial literacy, including incorporating financial education as a core component of early-age curriculum and expanding promotional campaigns and social media awareness. This study provides insight, particularly for the government, through how to improve more financial educational opportunities for women in order to reduce gender disparities in Malaysia.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039731","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.16
Asia-Pacific Economic Cooperation (APEC) held its 27th summit in 2020 and emphasized facilitating trade and investment in the Asia-Pacific region. This creates trading opportunities for investors in the stock market, allowing for potential financial growth and economic development. However, it becomes a challenge for investors to participate in the stock market due to APEC consisting of multiple countries with different risks and opportunities. The main objective is to find, analyse and determine the independent variables that can potentially affect the stock performance of all selected APEC countries in a significant manner. The independent variables included in the study are stock volatility, inflation rate, real interest rate and market capitalization. The study uses underpinning theories to support the independent variables, including Dow Theory, Cost-Push Inflation Theory, Liquidity Preference Theory and Free-Float Methodology. A static panel analysis takes place following the Random Walk Model with the adjusted formula to fit the study. The results suggest that all four independent variables have achieved significant probability values for all selected APEC countries. The significant outcomes may be the result of integration and interdependence among APEC economies, which has indeed created opportunities for investors to gain an advantage over the stock market.
{"title":"Determinants of Stock Performance for Selected Asia-Pacific Economic Cooperation Countries (APEC)","authors":"","doi":"10.55057/ijaref.2023.5.3.16","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.16","url":null,"abstract":"Asia-Pacific Economic Cooperation (APEC) held its 27th summit in 2020 and emphasized facilitating trade and investment in the Asia-Pacific region. This creates trading opportunities for investors in the stock market, allowing for potential financial growth and economic development. However, it becomes a challenge for investors to participate in the stock market due to APEC consisting of multiple countries with different risks and opportunities. The main objective is to find, analyse and determine the independent variables that can potentially affect the stock performance of all selected APEC countries in a significant manner. The independent variables included in the study are stock volatility, inflation rate, real interest rate and market capitalization. The study uses underpinning theories to support the independent variables, including Dow Theory, Cost-Push Inflation Theory, Liquidity Preference Theory and Free-Float Methodology. A static panel analysis takes place following the Random Walk Model with the adjusted formula to fit the study. The results suggest that all four independent variables have achieved significant probability values for all selected APEC countries. The significant outcomes may be the result of integration and interdependence among APEC economies, which has indeed created opportunities for investors to gain an advantage over the stock market.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039843","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.21
The study examines the application of agency theory to Baitul Maal wa Tamwil (BMT), an Indonesian Sharia Cooperative, in terms of asset growth and socioeconomic implications. The paper examines BMT's cooperative structure, which complicates the agency relationship and calls into question the responsibilities of agents and principals to the finance practises of BMTs in Indonesia. However, BMTs continue to encounter agency issues in their real-world situations. They can employ a variety of financing contracts, including Murabaha, Mudaraba Musharakah, and Qardh hasan, however some may have problems. According to the findings, the paradigm of thinking based on Islamic principles should be examined in the context of BMT. Further empirical research on agency difficulties at BMTs in Indonesia can be carried out with the approval of the Ministry of Cooperatives, SMEs, and Finance.
本研究从资产增长和社会经济影响的角度考察了代理理论在Baitul Maal wa Tamwil(印度尼西亚伊斯兰教合作社)中的应用。本文考察了BMT的合作结构，该结构使代理关系复杂化，并对印度尼西亚BMT的财务实践中代理和委托人的责任提出了质疑。然而，bmt在现实世界中仍然会遇到代理问题。他们可以采用多种融资合同，包括Murabaha、Mudaraba Musharakah和Qardh hasan，但其中一些可能存在问题。根据研究结果，应该在BMT的背景下审查基于伊斯兰原则的思维范式。在印尼合作社、中小企业和财政部的批准下，可以对bmt的代理困难进行进一步的实证研究。
{"title":"The Implication of Agency Theory in Micro-Business Financing of Sharia Cooperatives in Indonesia","authors":"","doi":"10.55057/ijaref.2023.5.3.21","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.21","url":null,"abstract":"The study examines the application of agency theory to Baitul Maal wa Tamwil (BMT), an Indonesian Sharia Cooperative, in terms of asset growth and socioeconomic implications. The paper examines BMT's cooperative structure, which complicates the agency relationship and calls into question the responsibilities of agents and principals to the finance practises of BMTs in Indonesia. However, BMTs continue to encounter agency issues in their real-world situations. They can employ a variety of financing contracts, including Murabaha, Mudaraba Musharakah, and Qardh hasan, however some may have problems. According to the findings, the paradigm of thinking based on Islamic principles should be examined in the context of BMT. Further empirical research on agency difficulties at BMTs in Indonesia can be carried out with the approval of the Ministry of Cooperatives, SMEs, and Finance.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.18
Economic development is the ultimate destination of human civilization commenced with subsistence agriculture to globally industrialized output, served with artificial intelligence-based services, for the purpose of enhancing standards of living. Uneven distribution of resources in the globe was mapped with an economic intention as in the form of investments to accomplish desired economic development goals in given geographical boundaries without claiming against the natural realities. Nations, governments, and business partners designed deliberate gatherings with respect to clearly defined boundaries as various forms of zones to undertake economic, socio cultural, technological and political paradigms in the long run. The main objectives of the article is to evaluate the effectiveness of special economic zones as a strategy for economic development in Sri Lanka. In addition, it is expected to explore the evolution and scattering of special economic zones in the Asia, to identify the role of special economic zones in Sri Lanka and to investigate challenges and prospects of promoting special economic zones in Sri Lanka. The study is purely based on secondary data and qualitative analytical approach is used to derive conclusions. Investment attempts by Sri Lanka after trade liberalization broaden the scope of industrialization as it led towards novel experience to both production and consumption while making sensible structural changes. Export Processing Zones transferred villages to cities not only adding value to the gross domestic product but also to human lives. The portfolio of especial economic zones of Sri Lanka was expanded with the time but within limited scope of operation. Corruptions, delays, cost inefficiencies and policy mismatch are key challenges for Sri Lanka to overwhelm, in order to attract foreign direct investments. However unmatchable locational advantage, resource endowment, literacy as well as upcoming investment zones like Port-City are the core prospects to position demand for foreign direct investments in the region.
{"title":"Effectiveness of Special Economic Zones as a Strategy for Economic Development in Sri Lanka","authors":"","doi":"10.55057/ijaref.2023.5.3.18","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.18","url":null,"abstract":"Economic development is the ultimate destination of human civilization commenced with subsistence agriculture to globally industrialized output, served with artificial intelligence-based services, for the purpose of enhancing standards of living. Uneven distribution of resources in the globe was mapped with an economic intention as in the form of investments to accomplish desired economic development goals in given geographical boundaries without claiming against the natural realities. Nations, governments, and business partners designed deliberate gatherings with respect to clearly defined boundaries as various forms of zones to undertake economic, socio cultural, technological and political paradigms in the long run. The main objectives of the article is to evaluate the effectiveness of special economic zones as a strategy for economic development in Sri Lanka. In addition, it is expected to explore the evolution and scattering of special economic zones in the Asia, to identify the role of special economic zones in Sri Lanka and to investigate challenges and prospects of promoting special economic zones in Sri Lanka. The study is purely based on secondary data and qualitative analytical approach is used to derive conclusions. Investment attempts by Sri Lanka after trade liberalization broaden the scope of industrialization as it led towards novel experience to both production and consumption while making sensible structural changes. Export Processing Zones transferred villages to cities not only adding value to the gross domestic product but also to human lives. The portfolio of especial economic zones of Sri Lanka was expanded with the time but within limited scope of operation. Corruptions, delays, cost inefficiencies and policy mismatch are key challenges for Sri Lanka to overwhelm, in order to attract foreign direct investments. However unmatchable locational advantage, resource endowment, literacy as well as upcoming investment zones like Port-City are the core prospects to position demand for foreign direct investments in the region.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039844","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.17
This study analyzes the determinants of the choice of the Pospay application in Indonesia. There are two dependent variables, usability and trust, and five independent variables, namely socio-economic characteristics, gender, age, education, income, and employment status. Cross-tabulation to analyze Pospay's research with a total of 250 respondents. The study results show that in terms of education, age, income, and employment status, women are more likely to choose Pospay because of its utility than men. Meanwhile, men tend to choose Pospay because of their trust compared to women in terms of education, age, income, and employment status.
{"title":"Determinants the Pospay Application Choices in Indonesia","authors":"","doi":"10.55057/ijaref.2023.5.3.17","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.17","url":null,"abstract":"This study analyzes the determinants of the choice of the Pospay application in Indonesia. There are two dependent variables, usability and trust, and five independent variables, namely socio-economic characteristics, gender, age, education, income, and employment status. Cross-tabulation to analyze Pospay's research with a total of 250 respondents. The study results show that in terms of education, age, income, and employment status, women are more likely to choose Pospay because of its utility than men. Meanwhile, men tend to choose Pospay because of their trust compared to women in terms of education, age, income, and employment status.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-09-30DOI: 10.55057/ijaref.2023.5.3.22
Investigating the Effects of Strategic Deviation and Trade Credit Financing on Firm Performance: Unraveling the Secrets of Business Success.Strategic deviation, a central aspect of a firm's decision making, can shape its fate in the competitive landscape. Equally critical is the role of trade credit financing, which acts as a bridge between strategic choices and firm performance. In this groundbreaking study, we examine the relationship between firms' strategic deviations and firm performance, while also investigating the mediating influence of trade credit financing. Using panel data from listed Chinese manufacturing firms from 2013 to 2020, our findings reveal a compelling revelation - a significant negative correlation between strategic deviation and firm performance, with trade credit financing acting as a conduit for this effect. This study marks a significant milestone in understanding the intricate dynamics of strategic deviation, and offers invaluable insights for firms striving to master the art of performance management.
{"title":"Trade Credit Financing Reveals the Impact of Strategic Deviation on Firm Performance: Chinese Manufacturing Industry","authors":"","doi":"10.55057/ijaref.2023.5.3.22","DOIUrl":"https://doi.org/10.55057/ijaref.2023.5.3.22","url":null,"abstract":"Investigating the Effects of Strategic Deviation and Trade Credit Financing on Firm Performance: Unraveling the Secrets of Business Success.Strategic deviation, a central aspect of a firm's decision making, can shape its fate in the competitive landscape. Equally critical is the role of trade credit financing, which acts as a bridge between strategic choices and firm performance. In this groundbreaking study, we examine the relationship between firms' strategic deviations and firm performance, while also investigating the mediating influence of trade credit financing. Using panel data from listed Chinese manufacturing firms from 2013 to 2020, our findings reveal a compelling revelation - a significant negative correlation between strategic deviation and firm performance, with trade credit financing acting as a conduit for this effect. This study marks a significant milestone in understanding the intricate dynamics of strategic deviation, and offers invaluable insights for firms striving to master the art of performance management.","PeriodicalId":479895,"journal":{"name":"International Journal of Advanced Research in Economics and Finance","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135039732","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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