The rapid development of information technology in creative industry businesses forces business people to optimize social capital and innovation capability well. This is what underlies the development of the creative industry so that it can optimize all its resources, especially in the aspects of social capital and innovation capability. This research aims to analyze the influence of social capital and innovation capability on creative industry business performance. Data analysis confirms that social capital and innovation capability significantly affect business performance. The conclusions of this research inform creative industry business players so that they can develop a culture of innovation throughout the organization, encourage employees to share ideas, provide sufficient support and resources, and adopt a flexible and adaptive management approach to be internationally competitive. Through this research, it is hoped that it can provide a fundamental contribution in supporting information regarding strategic steps in optimizing the resources owned by every creative industry business actor, both in terms of social capital and innovation capability in marketing activities.
{"title":"THE INFLUENCE OF SOCIAL CAPITAL AND INNOVATION CAPABILITY ON CREATIVE INDUSTRY BUSINESS PERFORMANCE","authors":"Fitria Halim, Rr. Chusnu Syarifa Diah Kusuma, Sherly Sherly, Christine Loist, Acai Sudirman","doi":"10.56442/ijble.v4i2.267","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.267","url":null,"abstract":"The rapid development of information technology in creative industry businesses forces business people to optimize social capital and innovation capability well. This is what underlies the development of the creative industry so that it can optimize all its resources, especially in the aspects of social capital and innovation capability. This research aims to analyze the influence of social capital and innovation capability on creative industry business performance. Data analysis confirms that social capital and innovation capability significantly affect business performance. The conclusions of this research inform creative industry business players so that they can develop a culture of innovation throughout the organization, encourage employees to share ideas, provide sufficient support and resources, and adopt a flexible and adaptive management approach to be internationally competitive. Through this research, it is hoped that it can provide a fundamental contribution in supporting information regarding strategic steps in optimizing the resources owned by every creative industry business actor, both in terms of social capital and innovation capability in marketing activities.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135367165","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Chajar Matari Fath Mala, Sapto Jumono, Windarko Lastro, Yusuf Iskandar
This study investigates the factors that affect income diversification and the associated risk in Indonesian Islamic banking. Panel regression is used to examine the correlation between risk factors, including primary operating revenue, fee-based income, internal and external factors, and the profitability of Islamic banks. Panel regression analysis has been conducted on the data from 2012-2016 to determine the factors that affect profitability and risk. The results show that pretax profit, after-tax profit as a proportion of total assets, and after-tax profit as a percentage of total equity react differently to income diversification. According to the findings, an increase in profit before taxes can be expected as the number and diversity of a company's revenue streams continue to expand. This indicates that the financial health of Islamic banks improves when they have access to many revenue streams. Furthermore, the standard deviation of baseline income shows that diversifying sources of income has little effect on internal risk.
{"title":"INCOME DIVERSIFICATION, PROFITABILITY, AND RISK IN ISLAMIC BANKING IN INDONESIA","authors":"Chajar Matari Fath Mala, Sapto Jumono, Windarko Lastro, Yusuf Iskandar","doi":"10.56442/ijble.v4i2.266","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.266","url":null,"abstract":"This study investigates the factors that affect income diversification and the associated risk in Indonesian Islamic banking. Panel regression is used to examine the correlation between risk factors, including primary operating revenue, fee-based income, internal and external factors, and the profitability of Islamic banks. Panel regression analysis has been conducted on the data from 2012-2016 to determine the factors that affect profitability and risk. The results show that pretax profit, after-tax profit as a proportion of total assets, and after-tax profit as a percentage of total equity react differently to income diversification. According to the findings, an increase in profit before taxes can be expected as the number and diversity of a company's revenue streams continue to expand. This indicates that the financial health of Islamic banks improves when they have access to many revenue streams. Furthermore, the standard deviation of baseline income shows that diversifying sources of income has little effect on internal risk.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135462184","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Indonesia is a country abundant in natural resources and human resources, aiming to provide prosperity for its people. The need for credit and the provision of credit facilities require collateral. The government has established a credit guarantee institution capable of providing legal certainty and legal protection. One of these institutions is the Mortgage Rights institution regulated by Law Number 4 of 1996 concerning Mortgage Rights on Land and Related Objects (UUHT). In the city of Balikpapan, East Kalimantan, there is a legal product in the field of land management based on regional autonomy, adhering to the principle of decentralization that grants authority through the enactment of Regional Regulation Number 1 of 2014 concerning State Land Opening Permits, known as "Izin Membuka Tanah Negara" (IMTN). IMTN is a permit granted by the Mayor or designated official to individuals or legal entities to open and/or utilize state-owned land directly controlled by the government. In this Regional Regulation, it is explicitly stated that IMTN cannot be used as collateral for debt transactions. However, in Balikpapan, there are still cooperatives or financing institutions that accept IMTN as collateral, binding it with a credit guarantee that is subsequently accompanied by an additional agreement known as "Surat Kuasa Membebankan Hak Tanggungan" (SKMHT). The existence of collateral with IMTN as the object is not permitted, as IMTN serves as administrative evidence for the initial proof of land rights ownership in Balikpapan. IMTN can later be processed to become land rights (Ownership Rights, Building Utilization Rights, Right to Use), which has led Notaries and Banks to accept IMTN as collateral.
印度尼西亚是一个自然资源和人力资源丰富的国家，旨在为其人民提供繁荣。信贷需求和信贷便利的提供需要抵押品。政府建立了能够提供法律确定性和法律保障的信用担保机构。其中一个机构是根据1996年关于土地和相关物品抵押权的第4号法律(uht)管理的抵押权机构。在东加里曼丹的Balikpapan市，有一个基于区域自治的土地管理领域的法律产品，坚持权力下放的原则，通过颁布2014年关于国家土地开放许可证的第1号区域法规授予权力，称为“Izin Membuka Tanah Negara”(IMTN)。IMTN是由市长或指定官员颁发给个人或法人实体的许可证，以开放和/或利用由政府直接控制的国有土地。在本区域条例中，明确指出，IMTN不能用作债务交易的抵押品。然而，在巴厘巴盘，仍有合作社或金融机构接受IMTN作为抵押品，并将其与信用担保捆绑在一起，随后附有一项称为“Surat Kuasa Membebankan Hak Tanggungan”(SKMHT)的附加协议。不允许存在以IMTN为对象的抵押品，因为IMTN是巴厘巴盘土地所有权初步证明的行政证据。IMTN随后可以被处理为土地权利(所有权，建筑物使用权，使用权)，这导致公证人和银行接受IMTN作为抵押品。
{"title":"Legal Implications of The Use of Permit to Open State Land as Collateral for Debt","authors":"Fitrizka Eka Sari, Imam Koeswahyono, Hamidi Masykur","doi":"10.56442/ijble.v4i2.260","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.260","url":null,"abstract":"Indonesia is a country abundant in natural resources and human resources, aiming to provide prosperity for its people. The need for credit and the provision of credit facilities require collateral. The government has established a credit guarantee institution capable of providing legal certainty and legal protection. One of these institutions is the Mortgage Rights institution regulated by Law Number 4 of 1996 concerning Mortgage Rights on Land and Related Objects (UUHT). In the city of Balikpapan, East Kalimantan, there is a legal product in the field of land management based on regional autonomy, adhering to the principle of decentralization that grants authority through the enactment of Regional Regulation Number 1 of 2014 concerning State Land Opening Permits, known as \"Izin Membuka Tanah Negara\" (IMTN). IMTN is a permit granted by the Mayor or designated official to individuals or legal entities to open and/or utilize state-owned land directly controlled by the government. In this Regional Regulation, it is explicitly stated that IMTN cannot be used as collateral for debt transactions. However, in Balikpapan, there are still cooperatives or financing institutions that accept IMTN as collateral, binding it with a credit guarantee that is subsequently accompanied by an additional agreement known as \"Surat Kuasa Membebankan Hak Tanggungan\" (SKMHT). The existence of collateral with IMTN as the object is not permitted, as IMTN serves as administrative evidence for the initial proof of land rights ownership in Balikpapan. IMTN can later be processed to become land rights (Ownership Rights, Building Utilization Rights, Right to Use), which has led Notaries and Banks to accept IMTN as collateral.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"50 3-4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135512428","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
the potential for failure. Most business actors just starting their businesses experience the stigma of fear of failure, which can hinder innovation. In the context of MSMEs in the Lake Toba tourist area, the relationship between organizational creative climate (OCC), Self-Efficacy, and innovative work behavior can be very relevant. This research aims to analyze the mediating effect of organizational creative climate on the influence of self-efficacy on innovative work behavior. The results of this study confirm that self-efficacy has a significant effect on organizational creative climate. Organizational creative climate has a significant influence on innovative work behavior. The results further confirm that organizational creative climate can mediate the relationship between self-efficacy and innovative work behavior. The practical implications of this research can be the basis for advocacy to the government and related parties to provide further support to MSMEs in the region. This can involve policies that support the formation of an organizational creative climate and increase Self-Efficacy among MSME players.
{"title":"Analysis of the Mediation Effect of Organizational Creative Climate on the Relationship of Self-Efficacy to Innovative Work Behavior","authors":"Kevin Indajang, Elly Romy, Lenny Dermawan Sembiring, Erbin Chandra, Acai Sudirman","doi":"10.56442/ijble.v4i2.263","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.263","url":null,"abstract":"the potential for failure. Most business actors just starting their businesses experience the stigma of fear of failure, which can hinder innovation. In the context of MSMEs in the Lake Toba tourist area, the relationship between organizational creative climate (OCC), Self-Efficacy, and innovative work behavior can be very relevant. This research aims to analyze the mediating effect of organizational creative climate on the influence of self-efficacy on innovative work behavior. The results of this study confirm that self-efficacy has a significant effect on organizational creative climate. Organizational creative climate has a significant influence on innovative work behavior. The results further confirm that organizational creative climate can mediate the relationship between self-efficacy and innovative work behavior. The practical implications of this research can be the basis for advocacy to the government and related parties to provide further support to MSMEs in the region. This can involve policies that support the formation of an organizational creative climate and increase Self-Efficacy among MSME players.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"69 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135781646","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yusuf Iskandar, Rival Pahrijal, Kurniawan Kurniawan
This study looks into the complex interactions that exist between Indonesian Micro, Small, and Medium-Sized Enterprises (MSMEs) and training, hiring, employee engagement, social entrepreneurship performance, sustainable business practices, and the social impact on local communities. The study employs Structural Equation Modeling (SEM-PLS) through a quantitative analysis encompassing 487 MSMEs to explore a broad range of hypotheses. The findings highlight the paradoxical relationship that exists between sustainability and training, underscoring the necessity for HR procedures to be approached with delicacy. High employee engagement and successful hiring emerge as key factors that influence the performance of social entrepreneurship and sustainable business practices. Moreover, the research highlights the positive effects of MSMEs involved in social entrepreneurship on sustainable practices and the larger community, underscoring the connection between sustainability and social entrepreneurship. While the practical consequences direct strategic HR planning and the reform of training programs, the theoretical implications cover the advancement of Sustainable Human Resource Management (SHRM) and the enrichment of social entrepreneurship theory. The research offers significant perspectives for MSMEs aiming to harmonize HR procedures with sustainability goals and promote constructive societal influence.
{"title":"Sustainable HR Practices in Indonesian MSMEs from a Social Entrepreneurship Perspective: Training, Recruitment, Employee Engagement, Social Impact of Local Communities","authors":"Yusuf Iskandar, Rival Pahrijal, Kurniawan Kurniawan","doi":"10.56442/ijble.v4i2.262","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.262","url":null,"abstract":"This study looks into the complex interactions that exist between Indonesian Micro, Small, and Medium-Sized Enterprises (MSMEs) and training, hiring, employee engagement, social entrepreneurship performance, sustainable business practices, and the social impact on local communities. The study employs Structural Equation Modeling (SEM-PLS) through a quantitative analysis encompassing 487 MSMEs to explore a broad range of hypotheses. The findings highlight the paradoxical relationship that exists between sustainability and training, underscoring the necessity for HR procedures to be approached with delicacy. High employee engagement and successful hiring emerge as key factors that influence the performance of social entrepreneurship and sustainable business practices. Moreover, the research highlights the positive effects of MSMEs involved in social entrepreneurship on sustainable practices and the larger community, underscoring the connection between sustainability and social entrepreneurship. While the practical consequences direct strategic HR planning and the reform of training programs, the theoretical implications cover the advancement of Sustainable Human Resource Management (SHRM) and the enrichment of social entrepreneurship theory. The research offers significant perspectives for MSMEs aiming to harmonize HR procedures with sustainability goals and promote constructive societal influence.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135728867","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Anggit Julio Herlambang, Triyonowati Triyonowati, Prijati Prijati
This study aims to examine and analyze the role of purchase intention as an intervening variable of service quality and word of mouth on purchasing decisions at PT. Berlian Jasa Terminal Indonesia (PT BJTI PORT). Several factors influence the buyer's decision including cultural factors, social factors, personal factors, and psychological factors and there are four factors 1) product, 2) price, 3) promotion, and 4) location. The sampling technique was purposive sampling with a total of 100 respondents. The methodology in this study is descriptive-quantitative using descriptive analysis and inferential statistics, namely, this research analysis of inferential statistical data is measured using WarpPLS version 5.0 PLS (Partial Least Square) software. Based on the results of data analysis regarding direct and indirect influences, it shows that service quality does not influence purchasing decisions, word of mouth influences purchasing decisions, buying interest influences purchasing decisions, and buying interest is unable to intervene or is unable to mediate influence. service quality on purchasing decisions while buying interest can intervene or be able to mediate the influence of word of mouth on purchasing decisions. This means that buying interest can encourage or direct consumers to make purchasing decisions at PT. Berlian Jasa Terminal Indonesia (PT BJTI PORT)
{"title":"The Role of Purchase Intention as an Intervening Variable of Service Quality and Word of Mouth on Purchasing Decisions at PT Berlian Jasa Terminal Indonesia (PT BJTI PORT)","authors":"Anggit Julio Herlambang, Triyonowati Triyonowati, Prijati Prijati","doi":"10.56442/ijble.v4i2.264","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.264","url":null,"abstract":"This study aims to examine and analyze the role of purchase intention as an intervening variable of service quality and word of mouth on purchasing decisions at PT. Berlian Jasa Terminal Indonesia (PT BJTI PORT). Several factors influence the buyer's decision including cultural factors, social factors, personal factors, and psychological factors and there are four factors 1) product, 2) price, 3) promotion, and 4) location. The sampling technique was purposive sampling with a total of 100 respondents. The methodology in this study is descriptive-quantitative using descriptive analysis and inferential statistics, namely, this research analysis of inferential statistical data is measured using WarpPLS version 5.0 PLS (Partial Least Square) software. Based on the results of data analysis regarding direct and indirect influences, it shows that service quality does not influence purchasing decisions, word of mouth influences purchasing decisions, buying interest influences purchasing decisions, and buying interest is unable to intervene or is unable to mediate influence. service quality on purchasing decisions while buying interest can intervene or be able to mediate the influence of word of mouth on purchasing decisions. This means that buying interest can encourage or direct consumers to make purchasing decisions at PT. Berlian Jasa Terminal Indonesia (PT BJTI PORT)","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135888820","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Competition in the banking world currently encourages every banking agency to provide the best service according to its customers' needs. One effort to improve service to customers is by utilizing developments in information technology. Utilization of this technological development will have an impact on the influx of new customers, including at BCA bank. BCA Bank is always quick to respond to technological developments and always wants to provide excellent service to its customers, so they always upgrade their facilities, including providing a new application, namely my-BCA. This research is aimed at uncovering the use of My-BCA facilities in attracting customer interest, so a qualitative approach is more suitable for use in this study. Research data was collected through participant observation and interviews with informants. Based on the results of the descriptive analysis used in this research, three findings were obtained related to customer knowledge about the My-BCA application; The impact of the new application (My-BCA) during the Covid-19 pandemic; and the benefits of My-BCA for customers. In terms of knowledge, there are still many customers who don't know about the My BCA application. However, even though many people don't know the My-BCA application, the millennial generation is more responsive because they adapt more quickly to technological developments, so they use this application more. In terms of impact and benefits, the My-BCA application is a more effective and efficient application, because one application can be used for more than one account number and customers can use it to carry out banking transactions from anywhere, making it more practical
{"title":"USE OF My-BCA FACILITIES IN ATTRACTING CUSTOMER INTEREST IN PT. CENTRAL BANK ASIA (BCA) (Empirical Study of BCA KCU MALANG Office)","authors":"Restu Putri Pamungkas","doi":"10.56442/ijble.v4i2.261","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.261","url":null,"abstract":"Competition in the banking world currently encourages every banking agency to provide the best service according to its customers' needs. One effort to improve service to customers is by utilizing developments in information technology. Utilization of this technological development will have an impact on the influx of new customers, including at BCA bank. BCA Bank is always quick to respond to technological developments and always wants to provide excellent service to its customers, so they always upgrade their facilities, including providing a new application, namely my-BCA. This research is aimed at uncovering the use of My-BCA facilities in attracting customer interest, so a qualitative approach is more suitable for use in this study. Research data was collected through participant observation and interviews with informants. Based on the results of the descriptive analysis used in this research, three findings were obtained related to customer knowledge about the My-BCA application; The impact of the new application (My-BCA) during the Covid-19 pandemic; and the benefits of My-BCA for customers. In terms of knowledge, there are still many customers who don't know about the My BCA application. However, even though many people don't know the My-BCA application, the millennial generation is more responsive because they adapt more quickly to technological developments, so they use this application more. In terms of impact and benefits, the My-BCA application is a more effective and efficient application, because one application can be used for more than one account number and customers can use it to carry out banking transactions from anywhere, making it more practical","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136112783","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Giovani Anggasta, Afifah Kusumadara, Hanif Nur Widhiyanti
Cryptocurrency has become evidence of the rapid growth of the digital economy. This phenomenon has left countries worldwide in a dilemma regarding the legal status of cryptocurrencies. Specifically in Indonesia, cryptocurrency is regulated in a limited manner, creating a gap in legal protection for investors. This research employs a normative research method with a legislative and conceptual approach. The findings of this research indicate that Indonesia tends to position cryptocurrencies in a "limited" capacity, restricting them to being considered investments rather than currency. Nevertheless, due to the legal gaps, there is a need to establish standardized, periodic, and embedded security measures overseen by Bappebti to ensure maximum protection provided by every cryptocurrency wallet service provider. Additionally, it should be mandatory for every service provider to comprehensively insure digital assets to offer financial protection to individuals.
{"title":"REGULATION OF LOSS-INDUCING CRYPTO ASSET INVESTMENTS: CHALLENGES IN REGULATION, PROTECTION AND SUPERVISION","authors":"Giovani Anggasta, Afifah Kusumadara, Hanif Nur Widhiyanti","doi":"10.56442/ijble.v4i2.255","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.255","url":null,"abstract":"Cryptocurrency has become evidence of the rapid growth of the digital economy. This phenomenon has left countries worldwide in a dilemma regarding the legal status of cryptocurrencies. Specifically in Indonesia, cryptocurrency is regulated in a limited manner, creating a gap in legal protection for investors. This research employs a normative research method with a legislative and conceptual approach. The findings of this research indicate that Indonesia tends to position cryptocurrencies in a \"limited\" capacity, restricting them to being considered investments rather than currency. Nevertheless, due to the legal gaps, there is a need to establish standardized, periodic, and embedded security measures overseen by Bappebti to ensure maximum protection provided by every cryptocurrency wallet service provider. Additionally, it should be mandatory for every service provider to comprehensively insure digital assets to offer financial protection to individuals.","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135141393","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to describe the beginning stage reading ability of first grade students at SD Indriasana Palembang. This research method is descriptive qualitative, with data collection through observation, interviews, tests, and documentation. The sample used saturated sampling technique. The research sample was 61 first grade students at SD Indriasana Palembang. The results of the study, first in the aspect of reading letters as much as 98% of respondents achieved the criteria of "very good" and 2% achieved "good". Second, in the aspect of reading syllables, 98% of respondents with the criteria of "very good" and 2% "enough". Third, in the aspect of reading words 92% of respondents with the criteria of "very good" and 8% "enough". Fourth, in the aspect of reading sentences 84% of respondents with "very good", 11% "good", and 5% "enough".
{"title":"Analysis of Beginning Stage of Reading Skills of First Grade Students of Indriasana Palembang Primary School.","authors":"Indriasari Indriasari, Ignasius Firdo Krisnandi","doi":"10.56442/ijble.v4i2.256","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.256","url":null,"abstract":"This study aims to describe the beginning stage reading ability of first grade students at SD Indriasana Palembang. This research method is descriptive qualitative, with data collection through observation, interviews, tests, and documentation. The sample used saturated sampling technique. The research sample was 61 first grade students at SD Indriasana Palembang. The results of the study, first in the aspect of reading letters as much as 98% of respondents achieved the criteria of \"very good\" and 2% achieved \"good\". Second, in the aspect of reading syllables, 98% of respondents with the criteria of \"very good\" and 2% \"enough\". Third, in the aspect of reading words 92% of respondents with the criteria of \"very good\" and 8% \"enough\". Fourth, in the aspect of reading sentences 84% of respondents with \"very good\", 11% \"good\", and 5% \"enough\".","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"122 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135695676","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Ki Hajar Dewantara is an important figure in the history of Indonesian education. The ideas set forth in various writings are still relevant to the struggle for. The purpose of this study is to describe Ki Hajar Dewantara's perspective on independent learning and describe its relevance to student character education. The research method used is library research method. The results that independent learning is an educational idea based on independence in living one's life but must follow the prevailing norms. The learning carried out aims to improve cognitive abilities, understanding, and the ability to practice the information that has been learned. The concept of character education advances and changes the mind, body, and attitude (inner strength, character), virtuous, intelligent, intelligent and able-bodied individuals. His concepts and ideas can become the basis for the development of modern education that is able to teach students to master science so that they can elevate the dignity of students even higher, not the other way around and factual
Ki Hajar dewanara是印尼教育史上的重要人物。在各种著作中提出的思想仍然与争取的斗争有关。本研究的目的是描述Ki Hajar dewanara的自主学习观，并描述其与学生品格教育的相关性。研究方法为图书馆研究法。结果表明，自主学习是一种基于独立生活的教育理念，但必须遵循现行规范。进行学习的目的是提高认知能力、理解能力和运用所学知识的能力。品格教育的理念是进步和改变思想、身体和态度(内在力量、品格)，使人品德高尚、聪明、聪明、健全。他的观念和思想可以成为现代教育发展的基础，能够教会学生掌握科学，从而使学生的尊严得到更高的提升，而不是反过来和事实
{"title":"Freedom to Learn in Ki Hajar Dewantara's Perspective: Historical Studies and Their Relevance to Character Education","authors":"Sigit Widiyarto, Budi Purnomo","doi":"10.56442/ijble.v4i2.185","DOIUrl":"https://doi.org/10.56442/ijble.v4i2.185","url":null,"abstract":"Ki Hajar Dewantara is an important figure in the history of Indonesian education. The ideas set forth in various writings are still relevant to the struggle for. The purpose of this study is to describe Ki Hajar Dewantara's perspective on independent learning and describe its relevance to student character education. The research method used is library research method. The results that independent learning is an educational idea based on independence in living one's life but must follow the prevailing norms. The learning carried out aims to improve cognitive abilities, understanding, and the ability to practice the information that has been learned. The concept of character education advances and changes the mind, body, and attitude (inner strength, character), virtuous, intelligent, intelligent and able-bodied individuals. His concepts and ideas can become the basis for the development of modern education that is able to teach students to master science so that they can elevate the dignity of students even higher, not the other way around and factual","PeriodicalId":479953,"journal":{"name":"International Journal of Business Law and Education","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135199039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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