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The Purposes and Motivations of Savings Accumulation based on Generational Affiliation, Financial Education and Financial Literacy 基于代际关系、金融教育与金融素养的储蓄积累目的与动机
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.3.2023.3.12
Ágnes Csiszárik-Kocsir
: In today's fast-paced world, we have had to learn that uncertainty is constant, and that we have to face it in unexpected situations. It is not only our income that is affected by uncertainty in the future, but also our jobs and our livelihoods, which, in many cases, depend on other factors. Global conflict situations only add to this sense of insecurity. In uncertain situations, the fundamental goal of individuals and organisations is to seek security through the means at their disposal. This is no different for our finances. Savings are a key element in the lives of individuals, households and businesses in managing such uncertainties. Savings have always been crucial at the level of the national economy as well, as they have been the source of investment according to classical economics. Nations with a high savings rate have always been able to invest more and have thus enjoyed greater economic growth. Savings, by their role as a store of wealth, help to deal with sudden and unexpected situations. Today, however, savings no longer have only a security function, but must be seen as a collateral for future consumption, a source of future consumption needs, a guarantee of maintaining the standard of living to which we have become accustomed. The current paper sets out to observe and examine the rationale behind savings accumulation from the point of view of households in the light of the pandemic. It is also an objective to identify the impact of the pandemic on the security function of savings formation, providing a picture of the motivations of different generations to save and make savings for the future, based on the results of a questionnaire survey conducted in Hungary.
当前位置在当今快节奏的世界中,我们必须认识到不确定性是不变的,我们必须在意想不到的情况下面对它。受未来不确定性影响的不仅是我们的收入,还有我们的工作和生计,在很多情况下,这些都取决于其他因素。全球冲突局势只会增加这种不安全感。在不确定的情况下,个人和组织的基本目标是通过他们掌握的手段寻求安全。我们的财务状况也是如此。储蓄是个人、家庭和企业生活中应对这种不确定性的关键因素。储蓄在国民经济层面也一直起着至关重要的作用,因为根据古典经济学,储蓄一直是投资的来源。储蓄率高的国家总是能够进行更多的投资,从而享有更大的经济增长。储蓄的作用是储存财富,有助于应对突发和意外情况。然而,今天,储蓄不再仅仅具有安全功能,而必须被视为未来消费的抵押品,未来消费需求的来源,维持我们已经习惯的生活水平的保证。本文旨在从家庭的角度观察和审查大流行背景下储蓄积累背后的理由。根据在匈牙利进行的一项问卷调查的结果,确定大流行病对储蓄形成的保障功能的影响,提供不同世代储蓄和为未来储蓄的动机的情况,也是一项目标。
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引用次数: 0
Assessing the Financial Performance of the Companies that Shape the S&P 500 Index 评估影响标准普尔500指数的公司的财务表现
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.3.2023.3.2
A. Baranyi, Tamás Péli, J. Csernák
Our research focuses on the financial performance of the companies that shape the S&P 500, the US stock market index. We have chosen this index because it reflects the performance of the largest US companies. It is seen, by many, as an indicator of the performance of the US economy. We examine corporate data for the period 2015-2019, which are publicly available. The performance of the companies included in the study was assessed using statistical methods, which also include a sector-specific assessment for this period. The sectors we have selected represent a relevant volume in terms of the number of enterprises in the sample. Our hypothesis is that the performance of each sector has contributed to the average performance of the enterprises that constitute the index, in terms of the five-year enterprise performance in a different proportion. An important area of our research was to examine and demonstrate how the values of the key indicators, that we identified for the study, varied individually and whether they showed significant differences between sectors. Everyone is aware of the most recent events and, unfortunately, their consequences. At both the macro-and micro-levels, the corona virus has had a significant impact, which has also affected the performance of many companies. In our analysis, we will also look at how the financial performance for the period 2016-2019, influenced the value of the operating results for the companies under review in 2020. © 2023, Budapest Tech Polytechnical Institution. All rights reserved.
我们的研究重点是影响美国股市标准普尔500指数(S&P 500)的公司的财务表现。我们选择这个指数是因为它反映了美国最大公司的表现。许多人将其视为美国经济表现的一个指标。我们研究了2015-2019年期间的企业数据,这些数据是公开的。研究中包括的公司的业绩是用统计方法评估的,其中也包括对这一时期的特定部门的评估。我们所选择的行业代表了样本中企业数量的相关量。我们的假设是,每个行业的绩效对构成指数的企业的平均绩效的贡献,以五年企业绩效的不同比例。我们研究的一个重要领域是检查和证明我们为研究确定的关键指标的值是如何单独变化的,以及它们是否在部门之间显示出显著差异。大家都知道最近发生的事件,不幸的是,也知道它们的后果。在宏观和微观层面,冠状病毒都产生了重大影响,这也影响了许多公司的业绩。在我们的分析中,我们还将研究2016-2019年期间的财务业绩如何影响2020年所审查公司的经营业绩价值。©2023,布达佩斯理工学院。版权所有。
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引用次数: 2
Mathematical Description of the Universal IDM - some Comments and Application 通用IDM的数学描述——若干注释及应用
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.7.2023.7.6
Tamás Péter, A. Háry, Ferenc Szauter, K. Szabo, T. Vadvari, István Lakatos
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引用次数: 1
The Potential of Wind Energy Development in Poland in the Context of Legal and Economic Changes 在法律和经济变化的背景下,波兰风能发展的潜力
4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.10.2023.10.9
Arkadiusz Piwowar, Maciej Dzikuć, Maria Dzikuć
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引用次数: 2
Pilot Signal Removal, Digital Signal Processing Algorithm and it’s Practical Implementation 导频信号去除、数字信号处理算法及其实现
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.7.2023.7.3
Tibor Wührl
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引用次数: 0
Impact of the Applied Project Management Methodology on the Perceived Level of Creativity 应用项目管理方法对创造力感知水平的影响
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.3.2023.3.7
Bálint Blaskovics, Julianna Czifra, G. Klimkó, Péter Szontágh
The phenomenon of creativity has been studied by many authors and there have been numerous research studies conducted about how to induce it. In software development project contexts, especially when comparing agile and waterfall methodologies, this topic seems to be unexplored. The authors aimed to fill this research gap by conducting a survey based on quantitative research that involved 61 project managers or employees. The perceived creativity in project activities is operationalized through the degree of innovation content and extraction in the project, as well as through factors that relate to the exploitation of creativity as the way how it is learned and recognised. The use of the agile development approach was characterized by agile practices such as the use of stand-ups, sprint plannings and user stories. The results of the research suggest that the chosen software development approach has an impact on the perceived use of creativity, whereas learning is significant in cases where the stand-up tool of agile project management is used.
许多作者对创造力现象进行了研究,并对如何激发创造力进行了大量的研究。在软件开发项目环境中,特别是在比较敏捷和瀑布方法时,这个主题似乎还没有被探索过。为了填补这一研究空白,作者对61名项目经理或员工进行了基于定量研究的调查。项目活动中感知到的创造力是通过项目中创新内容和提取的程度,以及与创造力开发相关的因素(如学习和识别创造力的方式)来实现的。敏捷开发方法的使用以敏捷实践为特征,例如使用站立式开发、冲刺计划和用户故事。研究结果表明,所选择的软件开发方法对创造力的感知使用有影响,而在使用敏捷项目管理的独立工具的情况下,学习是重要的。
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引用次数: 0
Examination of Movement in Young Gymnasts 青年体操运动员的动作检查
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.4.2023.4.10
Klaudia Kaszala, Henriette Steiner-Komoróczki, György Fekete
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引用次数: 0
Multi-Method Risk Assessment Process for Sustainable Business – A Compliance Research Follow-up Case Study 可持续经营的多方法风险评估过程-合规研究后续案例研究
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.4.2023.4.3
F. Bognár, Petra Benedek
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引用次数: 1
Characteristics of Crisis Management Measures in the HR Area During the Pandemic in Hungary – Results of a Countrywide Survey of Organizations 匈牙利大流行期间人力资源领域危机管理措施的特点——对各组织的全国调查结果
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.7.2023.7.11
K. Dajnoki, József Poór, Ákos Jarjabka, B. Kálmán, Z. Kőmüves, Beáta Pató Szűcs, K. Szabó, S. Szabó, Zsuzsanna Szeiner, Arnold Tóth, Imola Csehné Papp, A. Kun
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引用次数: 0
Analytical Model for the Material Flow during Cold Rolling 冷轧过程中物料流动的解析模型
IF 1.7 4区 工程技术 Q1 Engineering Pub Date : 2023-01-01 DOI: 10.12700/aph.20.2.2023.2.1
János György Bátorfi, M. Andó, Jurij J. Sidor
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引用次数: 0
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