Pub Date : 2021-08-13DOI: 10.1007/s10693-021-00362-z
Kolev, Atanas, Maurin, Laurent, Segol, Matthieu
We use loan-by-loan association between non-financial firms and their banks to disentangle the effects of financial weakness of borrowers and lenders on the satisfaction with the loan contracted. We construct indices measuring the financial weakness of borrowers and lenders. We find evidence of both demand and supply factors determining firm satisfaction with bank loan financing, especially regarding cost and collateral requirement. We also find that the impact of supply factors differs across regions within the EU: it is significant in periphery and cohesion countries but not in core countries where access to market is easier.
{"title":"What Makes Firms Dissatisfied with Their Bank Loans: New Evidence from Survey Data","authors":"Kolev, Atanas, Maurin, Laurent, Segol, Matthieu","doi":"10.1007/s10693-021-00362-z","DOIUrl":"https://doi.org/10.1007/s10693-021-00362-z","url":null,"abstract":"<p>We use loan-by-loan association between non-financial firms and their banks to disentangle the effects of financial weakness of borrowers and lenders on the satisfaction with the loan contracted. We construct indices measuring the financial weakness of borrowers and lenders. We find evidence of both demand and supply factors determining firm satisfaction with bank loan financing, especially regarding cost and collateral requirement. We also find that the impact of supply factors differs across regions within the EU: it is significant in periphery and cohesion countries but not in core countries where access to market is easier.</p>","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"56 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138531193","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-27DOI: 10.1007/s10693-021-00360-1
A. Amendola, C. Barra, Marinella Boccia, Anna Papaccio
{"title":"Market Structure and Financial Stability: the Interaction between Profit-Oriented and Mutual Cooperative Banks in Italy","authors":"A. Amendola, C. Barra, Marinella Boccia, Anna Papaccio","doi":"10.1007/s10693-021-00360-1","DOIUrl":"https://doi.org/10.1007/s10693-021-00360-1","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"60 1","pages":"235 - 259"},"PeriodicalIF":1.4,"publicationDate":"2021-07-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00360-1","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47600727","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-26DOI: 10.1007/s10693-021-00356-x
F. Hernández-Trillo, Ana Laura Martínez-Gutiérrez
{"title":"The Dark Road to Credit Applications: The Small-Business Case of Mexico","authors":"F. Hernández-Trillo, Ana Laura Martínez-Gutiérrez","doi":"10.1007/s10693-021-00356-x","DOIUrl":"https://doi.org/10.1007/s10693-021-00356-x","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"62 1","pages":"1 - 25"},"PeriodicalIF":1.4,"publicationDate":"2021-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00356-x","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48373969","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-07-08DOI: 10.1007/s10693-023-00398-3
Manuela Dantas, Kenneth J. Merkley, F. Silva
{"title":"Government Guarantees and Banks’ Income Smoothing","authors":"Manuela Dantas, Kenneth J. Merkley, F. Silva","doi":"10.1007/s10693-023-00398-3","DOIUrl":"https://doi.org/10.1007/s10693-023-00398-3","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"63 1","pages":"123-173"},"PeriodicalIF":1.4,"publicationDate":"2021-07-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48500981","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-06-25DOI: 10.1007/s10693-021-00359-8
C. Hott
{"title":"Leverage and Risk Taking under Moral Hazard","authors":"C. Hott","doi":"10.1007/s10693-021-00359-8","DOIUrl":"https://doi.org/10.1007/s10693-021-00359-8","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"61 1","pages":"167 - 185"},"PeriodicalIF":1.4,"publicationDate":"2021-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00359-8","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49145606","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-06-11DOI: 10.1007/s10693-021-00354-z
Shuang Feng, Chang Liu, Xiaoling Pu
{"title":"Connected Lending in Bank Lines of Credit","authors":"Shuang Feng, Chang Liu, Xiaoling Pu","doi":"10.1007/s10693-021-00354-z","DOIUrl":"https://doi.org/10.1007/s10693-021-00354-z","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"61 1","pages":"187 - 216"},"PeriodicalIF":1.4,"publicationDate":"2021-06-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00354-z","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46582867","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-06-07DOI: 10.1007/s10693-021-00357-w
Benjamin Hemingway
{"title":"Banking Regulation and Collateral Screening in a Model of Information Asymmetry","authors":"Benjamin Hemingway","doi":"10.1007/s10693-021-00357-w","DOIUrl":"https://doi.org/10.1007/s10693-021-00357-w","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"61 1","pages":"367 - 405"},"PeriodicalIF":1.4,"publicationDate":"2021-06-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00357-w","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48604211","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-04-21DOI: 10.1007/s10693-021-00353-0
J. Bertrand, P. Klein, J. Soula
{"title":"Liquidity Creation and Trust Environment","authors":"J. Bertrand, P. Klein, J. Soula","doi":"10.1007/s10693-021-00353-0","DOIUrl":"https://doi.org/10.1007/s10693-021-00353-0","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"62 1","pages":"201 - 232"},"PeriodicalIF":1.4,"publicationDate":"2021-04-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00353-0","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46810534","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-04-18DOI: 10.1007/s10693-021-00351-2
Eero Tölö, Esa Jokivuolle, M. Virén
{"title":"Have Too-Big-to-Fail Expectations Diminished? Evidence from the European Overnight Interbank Market","authors":"Eero Tölö, Esa Jokivuolle, M. Virén","doi":"10.1007/s10693-021-00351-2","DOIUrl":"https://doi.org/10.1007/s10693-021-00351-2","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"60 1","pages":"25 - 54"},"PeriodicalIF":1.4,"publicationDate":"2021-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00351-2","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42548895","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-03-22DOI: 10.1007/s10693-021-00349-w
S. Choi, L. Kodres, Jing Lu
{"title":"Friend or Foe? Cross-Border Links, Contagious Banking Crises, and Joint Use of Macroprudential Policies","authors":"S. Choi, L. Kodres, Jing Lu","doi":"10.1007/s10693-021-00349-w","DOIUrl":"https://doi.org/10.1007/s10693-021-00349-w","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"60 1","pages":"55 - 79"},"PeriodicalIF":1.4,"publicationDate":"2021-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1007/s10693-021-00349-w","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43186169","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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