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Effect of women's self-help group participation on their financial inclusion measured through a women-centric index: A study in North-East India 通过以女性为中心的指数衡量妇女自助团体参与对其金融包容性的影响:印度东北部的一项研究
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2025-02-12 DOI: 10.1111/apce.12496
Priyanka Roy, Binoti Patro

This study attempts to examine the effect of women's participation in self-help groups (SHGs) on their financial inclusion levels. A comprehensive financial inclusion index is created specifically suited to women by incorporating the concept of ‘autonomy’ in the usage of financial services. Adding this indicator with access and usage improves the practical effectiveness of women's financial inclusion as a means to a larger end. Further, objective weights have been assigned to the financial inclusion indicators through the application of the Criteria Importance through Inter-criteria Correlation (CRITIC) method. The effect estimation is examined using propensity score matching (PSM) to gauge a true effect assessment free from self-selection bias. The results are also checked for robustness using inverse probability weighted regression adjustment (IPWRA). Drawing primary data from 450 respondents from the Barak Valley region of Assam, the study establishes the importance of ‘autonomy’ in determining women's financial inclusion and finds SHG participation to be effective in enhancing the holistic financial inclusion of women. Underscoring the potential of SHGs in the upliftment of women, the study recommends regular monitoring of existing SHGs, besides expansion policies, to prevent group inactivity. To enhance women's financial autonomy, it is also suggested to conduct frequent training programmes on rights awareness, boosting self-efficacy for financial management and self-sufficiency in addressing financial challenges.

本研究旨在探讨妇女参与自助团体(SHGs)对其金融包容性水平的影响。通过将“自主”概念纳入金融服务的使用,制定了专门适合妇女的综合金融包容性指数。将这一指标与获取和使用情况结合起来,可以提高妇女普惠金融作为实现更大目标手段的实际有效性。此外,通过标准间相关性(critical)方法应用标准重要性,为金融包容性指标分配了客观权重。使用倾向得分匹配(PSM)来检验效果估计,以衡量没有自我选择偏差的真实效果评估。结果也检查鲁棒性使用逆概率加权回归调整(IPWRA)。该研究利用了来自阿萨姆邦巴拉克谷地区450名受访者的原始数据,确立了“自主”在决定女性普惠金融方面的重要性,并发现女性金融集团的参与在增强女性整体普惠金融方面是有效的。该研究强调了特殊群体在提高妇女地位方面的潜力,建议除了扩大政策外,定期监测现有的特殊群体,以防止群体不活动。为了增强妇女的财务自主权,还建议经常开展权利意识培训项目,提高财务管理的自我效能和应对财务挑战的自给自足。
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引用次数: 0
Women leading the charge in the social and solidarity economy: A snapshot of gender perceptions of entrepreneurship 妇女在社会和团结经济中发挥领导作用:对创业的性别看法的概述
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2025-02-05 DOI: 10.1111/apce.12497
María Bastida, Alberto Vaquero García, Miguel Ángel Vázquez Taín, Marisa Del Río Araújo

This study examines the influence of gender on the selection of business models within the social and solidarity economy (SSE), focusing on women's preference for collaborative and socially oriented business models that can promote inclusive and sustainable economic development. Using data from the Global Entrepreneurship Monitor survey in Galicia, Spain, the research highlights that women entrepreneurs are more attracted to the SSE because of its emphasis on generating social value rather than direct economic benefit. Gender differences are significant, with women showing greater alignment with SSE principles than men. These results underscore the importance of public policies designed to support female entrepreneurship in the SSE, recognizing women's potential to contribute to economic growth through sustainable practices. The study enhances the understanding of gender dynamics in entrepreneurship, offering valuable insights into how a gender perspective can enrich the entrepreneurial ecosystem within the SSE and inform the development of targeted support strategies that promote economic development, job creation and social well-being.

本研究考察了性别对社会和团结经济(SSE)中商业模式选择的影响,重点关注妇女对能够促进包容性和可持续经济发展的协作和面向社会的商业模式的偏好。利用全球创业观察组织(Global Entrepreneurship Monitor)在西班牙加利西亚(Galicia)进行的调查数据,该研究强调,上交所对女性企业家更有吸引力,因为它强调创造社会价值,而不是直接的经济效益。性别差异显著,女性比男性更符合SSE原则。这些结果强调了旨在支持上交所女性创业的公共政策的重要性,认识到女性通过可持续实践为经济增长做出贡献的潜力。该研究增强了对创业中的性别动态的理解,提供了有价值的见解,说明性别视角如何丰富SSE内的创业生态系统,并为制定有针对性的支持策略提供信息,从而促进经济发展、创造就业和社会福祉。
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引用次数: 0
Cooperatives’ level of vertical integration and farm financial performance amongst smallholder farmer-members in Sri Lanka 斯里兰卡小农成员间合作社的垂直整合水平和农场财务绩效
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2025-01-06 DOI: 10.1111/apce.12494
Sanjaya Fernando, Elena Garnevska, Thiagarajah Ramilan, Nicola Shadbolt

This paper assesses the impact of the level of cooperatives’ vertical integration on the financial performance of smallholder rice farmers in the North Central province, Sri Lanka. A sample of 309 smallholder rice farmers was surveyed using a structured questionnaire. The sample represented 152 partially and 157 fully integrated smallholder rice farmers who are members of partially and fully vertically integrated cooperatives, respectively. The propensity score matching technique was applied to correct for potential selection biases. Three financial performance indicators: cost of production, operating profit and sales revenue have been used. Results show better financial performance for the farmers who are members of fully integrated cooperatives except for the cost of production. They receive higher operating profit and sales revenue than those farmers who are members of partially integrated cooperatives. However, the cost of production remains more comparable for both groups of farmers. Overall, the findings of this study suggest that the smallholders can enhance their financial performance through cooperatives that are fully vertically integrated.

本文评估了合作社纵向一体化水平对斯里兰卡中北部省小农稻农财务绩效的影响。采用结构化问卷对309名小农进行了调查。样本分别代表152名部分和157名完全一体化的小农,他们是部分和完全垂直一体化合作社的成员。采用倾向评分匹配技术来纠正潜在的选择偏差。采用了生产成本、营业利润和销售收入三个财务绩效指标。结果显示,除生产成本外,作为完全一体化合作社成员的农民的财务表现更好。他们获得的营业利润和销售收入高于部分一体化合作社成员的农民。然而,这两类农民的生产成本仍更具可比性。总体而言,本研究的结果表明,小农可以通过完全垂直整合的合作社提高其财务绩效。
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引用次数: 0
Just what the doctor ordered? The benefits and costs of e-cigarette regulation in Australia 这正是医生的要求吗?澳大利亚电子烟监管的收益和成本
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-12-31 DOI: 10.1111/apce.12495
Don Kenkel, Alan Mathios, Grace Phillips, Revathy Suryanarayana, Hua Wang, Sen Zeng

Australia had adopted a novel approach to e-cigarette policy by requiring a physician's prescription to lawfully obtain nicotine e-cigarettes. We conducted an online discrete choice experiment to gauge how adult Australian smokers made hypothetical choices between cigarettes, prescription e-cigarettes, non-prescription e-cigarettes and quitting. We estimate a mixed logit model, which allows us to predict the market shares under different policy scenarios. The mixed logit model also provides estimates of consumer willingness to pay for the benefits from the prescription status of e-cigarettes and the costs of illegal e-cigarette markets. We estimate that the average utility loss from an illegal retail market is worth AU$7.90 per pack equivalent. We use the corresponding estimates of the compensating variations in income to conduct cost–benefit analyses of possible reforms to Australian e-cigarette regulation. In aggregate, we estimate that the benefits of allowing but not requiring prescriptions of e-cigarettes are AU$1.8 billion per year. Our paper provides a novel contribution to research on e-cigarette regulation and provides a case study for the policy implementation in Australia. Our paper is also part of our research agenda to explore and develop methods to conduct policy analysis and cost–benefit analysis of regulatory policies that might create illegal markets.

澳大利亚对电子烟政策采取了一种新颖的做法,要求有医生处方才能合法获得含尼古丁的电子烟。我们进行了一项在线离散选择实验,以衡量成年澳大利亚吸烟者如何在香烟、处方电子烟、非处方电子烟和戒烟之间做出假设选择。我们估计了一个混合logit模型,该模型允许我们预测不同政策情景下的市场份额。混合logit模型还提供了消费者愿意为电子烟处方地位带来的好处和非法电子烟市场的成本支付的估计。我们估计,从非法零售市场的平均效用损失是价值澳元$7.90每包当量。我们使用相应的收入补偿变化估计,对澳大利亚电子烟监管的可能改革进行成本效益分析。总的来说,我们估计允许但不要求开具电子烟处方的好处是每年18亿澳元。我们的论文为电子烟监管的研究做出了新的贡献,并为澳大利亚的政策实施提供了一个案例研究。我们的论文也是我们研究议程的一部分,旨在探索和开发方法,对可能造成非法市场的监管政策进行政策分析和成本效益分析。
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引用次数: 0
The influence of social capital on perceived social mobility: Empirical evidence 社会资本对感知社会流动性的影响:实证证据
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-12-13 DOI: 10.1111/apce.12491
Alessandro Cascavilla

This study aims to investigate the influence of social capital on perceived social mobility (PSM) at the individual level. Although evidence exists regarding both the relationship between social capital and actual mobility and about the social capital's influence on individual perceptions, the literature lacks evidence on the possible behavioural aspects related to its influence on the perception of such mobility. Employing data from the seventh wave of the World Values Survey, representing citizens from 63 countries, this study shows that individuals’ social interactions in voluntary associations are significantly related to personal values, particularly the belief in meritocracy and the role of individual effort to obtain success. Consistently with prominent studies highlighting the potential heterogeneous effects of social capital on personal attitudes and behaviours, this research provides evidence that bridging social interactions positively influences the perception of a more mobile and meritocratic society, whereas volunteering in bonding groups may hamper PSM. The size of these effects may depend on the contextual framework because the externalities created by bridging social capital outweigh those of bonding in wealthier countries.

本研究旨在从个体层面探讨社会资本对感知社会流动性的影响。尽管存在社会资本与实际流动性之间的关系以及社会资本对个人感知的影响的证据,但文献缺乏与社会资本对这种流动性感知的影响相关的可能行为方面的证据。本研究采用来自世界价值观调查第七波的数据,代表了63个国家的公民,表明个人在自愿协会中的社会互动与个人价值观显著相关,特别是对精英主义的信仰和个人努力获得成功的作用。与突出社会资本对个人态度和行为的潜在异质性影响的著名研究一致,本研究提供的证据表明,桥梁社会互动积极影响对更流动和精英社会的看法,而在联系团体中的志愿活动可能会阻碍PSM。这些影响的大小可能取决于背景框架,因为在较富裕的国家,连接社会资本所产生的外部性超过了联系的外部性。
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引用次数: 0
Why are there fewer and fewer cooperatives in the agricultural sector? A survival analysis within a competing risk framework 为什么农业部门的合作社越来越少?在竞争风险框架内的生存分析
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-12-09 DOI: 10.1111/apce.12493
Jasper Grashuis, Jason R. V. Franken

There are few empirical explanations for the decreasing number of cooperatives in the agricultural sector. To address the gap in the literature, we investigate the incidence of mergers and acquisitions (M&As) and liquidations and dissolutions (L&Ds) among more than 1000 farmer cooperatives in the United States for the 2010–2020 period by means of survival analysis within a competing risk framework. According to our novel results, M&As are more common than L&Ds, corresponding to exit strategies of larger farmer cooperatives to achieve scale and scope economies. The incidence of L&Ds is almost entirely driven by size as relatively small cooperatives are more at risk. Implications and future research directions are discussed in the conclusion.

农业部门合作社数量减少的实证解释很少。为了解决文献中的空白,我们通过竞争风险框架内的生存分析,调查了2010-2020年期间美国1000多家农民合作社的并购(M&As)和清算与解散(L&Ds)的发生率。根据我们的新结果,M&; a比L&; d更常见,这与大型农民合作社实现规模经济和范围经济的退出策略相对应。L&; d的发生率几乎完全取决于规模,因为相对较小的合作社面临的风险更大。结论部分讨论了研究的意义和未来的研究方向。
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引用次数: 0
Does dairy cooperative membership improve food and nutrition security among rural farmers? A micro-perspective from Zambia 乳品合作社的成员资格是否改善了农村农民的粮食和营养安全?赞比亚的微观视角
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-11-26 DOI: 10.1111/apce.12492
John N. Ng'ombe, Thomson H. Kalinda, Kwabena Nyarko Addai, Cynthia Chibebe

Although research on the impacts of agricultural cooperatives is growing, studies on the effects of dairy cooperative membership on food security in developing countries remain scarce. This article follows the same line of inquiry to determine the impact of dairy cooperative membership on food and nutrition security (household dietary diversity score and food insecurity experience score) using data from 515 rural dairy farmers in Zambia. To account for selection bias issues, we use the endogenous switching Poisson regression model supplemented with the Poisson regression with endogenous treatment and machine learning techniques. Results indicate that age, education, dairy farming experience and participation in seminars on cooperatives positively influence dairy cooperative membership. Conversely, higher milk prices at collection centres are associated with a decreased likelihood of cooperative membership. We find that dairy cooperative membership increases dietary diversity and food security for a dairy farmer and dairy cooperative members as well as the non-members if they joined dairy cooperatives. Further, dairy cooperative membership increases food and nutrition security for dairy farmers who join cooperatives because they are nearby. Collectively, our results support increased dairy cooperative development in rural areas to improve food and nutrition security of rural dwellers in developing countries.

尽管对农业合作社影响的研究越来越多,但关于乳品合作社成员对发展中国家粮食安全影响的研究仍然很少。本文遵循相同的调查思路,利用来自赞比亚515名农村奶农的数据,确定乳品合作社成员对粮食和营养安全的影响(家庭膳食多样性评分和粮食不安全体验评分)。为了解释选择偏差问题,我们使用了内源性切换泊松回归模型,并辅以内源性处理和机器学习技术的泊松回归。结果表明,年龄、教育程度、奶牛养殖经验和参加合作社研讨会对奶牛合作社成员有积极影响。相反,收集中心的牛奶价格越高,合作社成员的可能性就越低。我们发现,奶牛合作社成员增加了奶农和奶牛合作社成员以及非成员的饮食多样性和粮食安全,如果他们加入奶牛合作社。此外,乳品合作社的成员资格增加了加入合作社的奶农的粮食和营养安全,因为他们在附近。总的来说,我们的研究结果支持加强农村地区乳品合作社的发展,以改善发展中国家农村居民的粮食和营养安全。
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引用次数: 0
Possible welfare benefits of basic income support: Evidence from a benefit incidence analysis in South Africa 基本收入支持可能带来的福利:来自南非福利发生率分析的证据
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-11-20 DOI: 10.1111/apce.12489
Carolyn Chisadza, Margaret Chitiga-Mabugu, Ramos Emmanuel Mabugu, Nicky Nicholls, Kehinde Oluwaseun Omotoso, Eleni Yitbarek

The study investigates the potential welfare effect of basic income support (BIS) in reducing poverty and inequality in South Africa. Using the 2017 labour force survey and a benefit incidence analysis, we consider three BIS scenarios: (i) universal income support for those aged between 18 and 59; (ii) only those who are unemployed receive the benefit; and (iii) only unemployed individuals in extremely poor households defined by the food poverty line receive the benefit. Results show that BIS can reduce poverty and inequality. However, the specific effects of the BIS will depend on the targeting scenario considered. The universal BIS is more costly and has higher leakage, with more benefits going to the non-poor. However, this universal support has the biggest overall impact on poverty and inequality reduction because more South Africans receive income support under this scenario. Meanwhile, targeting only the unemployed and the impoverished makes the BIS more pro-poor and progressive, as well as mitigating the leakage of the benefit to the non-poor. This would, however, require that an appropriate targeting mechanism be in place.

该研究调查了基本收入支持(BIS)在减少南非贫困和不平等方面的潜在福利效应。利用2017年劳动力调查和福利发生率分析,我们考虑了三种BIS情景:(i)年龄在18至59岁之间的人普遍获得收入支持;(ii)只有失业的人才能领取津贴;(三)只有食品贫困线界定的极端贫困家庭的失业个人才能获得福利。结果表明,国际清算银行可以减少贫困和不平等。然而,国际清算银行的具体影响将取决于所考虑的目标情景。通用的国际清算银行成本更高,渗漏率更高,非贫困人口受益更多。然而,这种普遍支持对减少贫困和不平等的总体影响最大,因为在这种情况下,更多的南非人获得收入支持。同时,只针对失业者和贫困者,使国际清算银行更加亲穷人和进步,并减轻了对非穷人的利益泄漏。然而,这需要有一个适当的目标机制。
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引用次数: 0
Competitiveness in the Catalan agri-food cooperatives: Internationalization–certification relationship 加泰罗尼亚农业食品合作社的竞争力:国际化-认证关系
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-11-19 DOI: 10.1111/apce.12490
Pilar Cos, Margarita Moltó, Blanca Escardíbul, José S. Millán, Natalia Aldaz

The competitiveness of Catalan agri-food cooperatives is studied from a new point of view, their internationalization and specifically the effects on internationalization due to the adoption of quality certifications. Most of the previous research focuses on organizational, economic and commercial aspects, and there are few works linking both fields. Therefore, the purpose of this research is to analyse the behaviour of the relationship between internationalization and certification. For this purpose, the non-parametric Mann–Whitney U test for two independent samples and boxplot analysis were used. The results of this research show a positive relationship between different certification systems and internationalization. Empirical evidence was found: Exporting cooperatives that adopt ISO 9001 or a production system certification have a higher export intensity and geographical diversification than those that do not adopt it.

从一个新的角度研究加泰罗尼亚农业食品合作社的竞争力,他们的国际化,特别是由于采用质量认证对国际化的影响。以往的研究大多集中在组织、经济和商业方面,很少有将这两个领域联系起来的作品。因此,本研究的目的是分析国际化与认证之间关系的行为。为此,使用了两个独立样本的非参数Mann-Whitney U检验和箱线图分析。研究结果表明,不同的认证制度与国际化之间存在正相关关系。经验证据表明:采用ISO 9001或生产体系认证的出口合作社的出口强度和地域多样性高于未采用该认证的出口合作社。
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引用次数: 0
The indispensable function of agricultural cooperatives in South Sudan 南苏丹农业合作社不可或缺的功能
IF 2.5 4区 经济学 Q2 ECONOMICS Pub Date : 2024-11-03 DOI: 10.1111/apce.12486
Nicola Francesconi, Justin Miteng, Fleur Wouterse

Most of South Sudan's rural population ekes out a living from farming in a fragile context characterized by compounding and interrelated shocks. The productivity of maize, a key staple, has remained comparatively low. South Sudan is currently transforming its agricultural sector to be at the centre of its economic activity. Programming has zoomed in on seed-related interventions. Cooperatives, which are longstanding and widespread in the country, are leveraged to distribute seed and, by mitigating production risk, could contribute to resilient development. To shed light on the key functions of cooperatives and how their role can be enhanced, we analysed recent data from 1247 maize-producing households and 126 agricultural cooperatives from South Sudan. We find that through their services cooperatives contribute to both increasing maize yields and reducing their variability. Yield increases associated with seed production and/or distribution services are substantial but exclusive to members. Managerial capital in the form of a hired manager instead also generates spillover effects to the broader community. Our findings point to the relevance of cooperatives as indispensable stakeholders for the resilient development of the country and the need for investments to strengthen their managerial capital and enhance the provision of services related to seed production and/or distribution.

南苏丹的大多数农村人口在复杂且相互关联的冲击下以务农为生。主要主食玉米的产量仍然相对较低。南苏丹目前正在将其农业部门转变为其经济活动的中心。编程已经放大了与种子有关的干预措施。合作社在该国历史悠久、分布广泛,可用于分发种子,通过降低生产风险,可促进有韧性的发展。为了阐明合作社的主要职能以及如何加强其作用,我们分析了来自南苏丹1247个玉米种植户和126个农业合作社的最新数据。我们发现合作社通过其服务有助于提高玉米产量和减少其变异性。与种子生产和/或分销服务相关的产量增加是实质性的,但只对成员开放。以雇佣经理的形式出现的管理资本也会对更广泛的社区产生溢出效应。我们的研究结果表明,合作社作为国家韧性发展不可或缺的利益攸关方具有重要意义,需要进行投资,以加强其管理资本,并加强提供与种子生产和/或分销相关的服务。
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引用次数: 0
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