Pub Date : 2022-03-31DOI: 10.26710/jafee.v8i1.2260
Maliha Kasi, N. Muhammad, Bilal Sarwar
Purpose: This paper is aimed to analyze a set of demographic variables in the context of financial literacy. A person possessing the knowledge, skills, and abilities on financial matters can be considered financial literate. It is imperative to have such skills for efficient management of financial resources. Numerous demographic and socio-economic factors jointly determine the extent of financial literacy. Design/Methodology/Approach: The study is based on the analysis of primary data collected from the residents of Quetta city. Demographic and socio-economic factors are considered independent variables, while financial literacy is dependent. The Analysis of Variance (ANOVA) tests the hypotheses formulated to test demographic differences. Findings: The salient findings of this research are that Age, personal education, and monthly earnings have a significant difference in the context of financial literacy. However, parents' education and the monthly income of households have an insignificant association with financial literacy. Implications/Originality/Value: Financial literacy is crucial for financial inclusion, but it has a broad-spectrum impact on enhancing personal financial decisions to society's economic wellbeing of society. This research is significant to the government for forming policies for financial inclusion, financial consumer protection, and financial education. It is also of significance to learning institutions in assessing the discrepancies in the education system and building strong money management skills. And will be of assistance for researchers for a further detailed study on this phenomenon and its impact on other factors
{"title":"Analyzing the Demographic Differences in Context of Financial Literacy: Evidence from Quetta City","authors":"Maliha Kasi, N. Muhammad, Bilal Sarwar","doi":"10.26710/jafee.v8i1.2260","DOIUrl":"https://doi.org/10.26710/jafee.v8i1.2260","url":null,"abstract":"Purpose: This paper is aimed to analyze a set of demographic variables in the context of financial literacy. A person possessing the knowledge, skills, and abilities on financial matters can be considered financial literate. It is imperative to have such skills for efficient management of financial resources. Numerous demographic and socio-economic factors jointly determine the extent of financial literacy. \u0000Design/Methodology/Approach: The study is based on the analysis of primary data collected from the residents of Quetta city. Demographic and socio-economic factors are considered independent variables, while financial literacy is dependent. The Analysis of Variance (ANOVA) tests the hypotheses formulated to test demographic differences. \u0000Findings: The salient findings of this research are that Age, personal education, and monthly earnings have a significant difference in the context of financial literacy. However, parents' education and the monthly income of households have an insignificant association with financial literacy. \u0000Implications/Originality/Value: Financial literacy is crucial for financial inclusion, but it has a broad-spectrum impact on enhancing personal financial decisions to society's economic wellbeing of society. This research is significant to the government for forming policies for financial inclusion, financial consumer protection, and financial education. It is also of significance to learning institutions in assessing the discrepancies in the education system and building strong money management skills. And will be of assistance for researchers for a further detailed study on this phenomenon and its impact on other factors","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77270829","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-03-31DOI: 10.26710/jafee.v8i1.2186
Zahid Imran, Owais Shafique
ABSTRACT Purpose: The purpose of this research is to examine the impact of internal corporate governance mechanisms on the social performance of microfinance institutions of Pakistan. Design/Methodology/Approach: A survey questionnaire was used to collect data. Data were collected manually and online (Google survey form). The data collected were analyzed through Smart PLS. Findings: The results showed that board of directors, board meetings and frequency of board meetings as components of internal corporate governance mechanism have a positive and significant impact on the social performance of microfinance institutions of Pakistan. Implications/Originality/Value: The originality and contribution of this study is that this is the first study that analyzed the impact of board of directors, board meetings and frequency of board meetings as a component of internal corporate governance mechanism on the social performance of microfinance institutions of Pakistan.
{"title":"Impact of Internal Corporate Governance Mechanism on Social Performance of Microfinance Institutions in Pakistan","authors":"Zahid Imran, Owais Shafique","doi":"10.26710/jafee.v8i1.2186","DOIUrl":"https://doi.org/10.26710/jafee.v8i1.2186","url":null,"abstract":"\u0000 \u0000 \u0000 \u0000ABSTRACT \u0000 \u0000 \u0000 \u0000 \u0000 \u0000Purpose: The purpose of this research is to examine the impact of internal corporate governance mechanisms on the social performance of microfinance institutions of Pakistan. \u0000Design/Methodology/Approach: A survey questionnaire was used to collect data. Data were collected manually and online (Google survey form). The data collected were analyzed through Smart PLS. \u0000Findings: The results showed that board of directors, board meetings and frequency of board meetings as components of internal corporate governance mechanism have a positive and significant impact on the social performance of microfinance institutions of Pakistan. \u0000Implications/Originality/Value: The originality and contribution of this study is that this is the first study that analyzed the impact of board of directors, board meetings and frequency of board meetings as a component of internal corporate governance mechanism on the social performance of microfinance institutions of Pakistan. \u0000 \u0000 \u0000 \u0000 \u0000 \u0000 \u0000 \u0000","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"17 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72997180","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-03-31DOI: 10.26710/jafee.v8i1.2244
Naila S. Awan, S. Inam, Afeera Saeed
Purpose: The contemporary research was intended to survey the countryside women's participation in monetary creating activities and had explored socio-economic obstacles faced by them while carrying out their home activities. Methodology: Survey was carried out in two purposively selected villages in the Mardan district of Khyber Pakhtunkhwa province. by Usage of a simple random technique, targeting a total of 112 women respondents’ primary data were collected with the help of a semi-structured interview schedule and analyzed with the help of descriptive statistics techniques. Findings: The study found that the literacy rate was low among the sampled respondents therefore livestock rearing and embroidery work was the most common income-generating activities among the respondents. There were no formal and recognized training centers or any other guidance providers for the women in the study area. Moreover, the lack of marketing facilities had restrained the respondents to sell out their products at cheaper prices, therefore, sampled respondents faced problem/s in performing income-generating activities in the study area. Implications: credit and marketing facilities can also be promoted for the sustainable business advancement of the rural women so they can sell their products at reasonable prices to improve their socio-economic conditions.
{"title":"Analysis of Rural Women's Participation in Income Generating Activities in District Mardan","authors":"Naila S. Awan, S. Inam, Afeera Saeed","doi":"10.26710/jafee.v8i1.2244","DOIUrl":"https://doi.org/10.26710/jafee.v8i1.2244","url":null,"abstract":"Purpose: The contemporary research was intended to survey the countryside women's participation in monetary creating activities and had explored socio-economic obstacles faced by them while carrying out their home activities. \u0000Methodology: Survey was carried out in two purposively selected villages in the Mardan district of Khyber Pakhtunkhwa province. by Usage of a simple random technique, targeting a total of 112 women respondents’ primary data were collected with the help of a semi-structured interview schedule and analyzed with the help of descriptive statistics techniques. \u0000Findings: The study found that the literacy rate was low among the sampled respondents therefore livestock rearing and embroidery work was the most common income-generating activities among the respondents. There were no formal and recognized training centers or any other guidance providers for the women in the study area. Moreover, the lack of marketing facilities had restrained the respondents to sell out their products at cheaper prices, therefore, sampled respondents faced problem/s in performing income-generating activities in the study area. \u0000Implications: credit and marketing facilities can also be promoted for the sustainable business advancement of the rural women so they can sell their products at reasonable prices to improve their socio-economic conditions. ","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"56 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74269314","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-01-18DOI: 10.26710/jafee.v7i4.1994
Sajjida Reza, Bilal Sarwar, Raja Rub Nawaz, S. M. N. Ul Haq
Purpose: This empirical research aims to predict the distinguishing variables of passengers who did or did not survive while traveling in the famous Titanic liner, which sunk in 1912. Design/Methodology/Approach: The binary logistic regression analysis empirically analyzes the secondary dataset available for 1046 passengers. Variables such as passenger’s gender, age, family composition, ticket class, number of parents with/without children, and number of siblings and/or spouses were opted to examine the differences between the binary dependent variable (Passenger Survived/ Not Survived). Findings: The study results indicate that all the variables are statistically significant in the model, with passenger's gender being the most significant predictor followed by passenger’s ticket class. The survival chances of passengers decreased for male passengers compared to their counterparts (female passengers) for the sample data [Exp(β)=0.080], for the passengers of age more than 21 years compared to passengers of age less than and equal to 21 years [Exp(β)=0.576], and for passengers with ticket class second and third compared to first-class ticket holders [Exp(β)=0.412]. In contrast, there was a greater chance of survival for families traveling together with parents, siblings, spouses compared to single travelers [Exp(β)=1.823]. Implications/Originality/Value: The study is a classic example of the application of binary logistic regression analysis using EVIEWS software.
{"title":"Application of Logistic Regression on Passenger Survival Data of the Titanic Liner","authors":"Sajjida Reza, Bilal Sarwar, Raja Rub Nawaz, S. M. N. Ul Haq","doi":"10.26710/jafee.v7i4.1994","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.1994","url":null,"abstract":"Purpose: This empirical research aims to predict the distinguishing variables of passengers who did or did not survive while traveling in the famous Titanic liner, which sunk in 1912. \u0000Design/Methodology/Approach: The binary logistic regression analysis empirically analyzes the secondary dataset available for 1046 passengers. Variables such as passenger’s gender, age, family composition, ticket class, number of parents with/without children, and number of siblings and/or spouses were opted to examine the differences between the binary dependent variable (Passenger Survived/ Not Survived). \u0000Findings: The study results indicate that all the variables are statistically significant in the model, with passenger's gender being the most significant predictor followed by passenger’s ticket class. The survival chances of passengers decreased for male passengers compared to their counterparts (female passengers) for the sample data [Exp(β)=0.080], for the passengers of age more than 21 years compared to passengers of age less than and equal to 21 years [Exp(β)=0.576], and for passengers with ticket class second and third compared to first-class ticket holders [Exp(β)=0.412]. In contrast, there was a greater chance of survival for families traveling together with parents, siblings, spouses compared to single travelers [Exp(β)=1.823]. \u0000Implications/Originality/Value: The study is a classic example of the application of binary logistic regression analysis using EVIEWS software.","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"245 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76136269","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.2097
Sahar Hafeez, Q. Ali, M. A. Nawaz
Purpose: In developing countries business incubators (BIs) have become a key catalyst for the flourishment of new ventures, due to overall weak financial health and opportunities for the startups. The purpose of this research is to evaluate the effectiveness of BIs in Pakistan and identify areas that need improvement. Design/Methodology/Approach: The study adopts a mixed-method approach of social science research, using a cross-sectional survey of BI tenants in Pakistan (n=100), triangulated with the help of in-depth interviews of key stakeholders of BIs (n=12). Data from cross-sectional survey were analyzed using descriptive statistics and Paired Samples T-test methods. Data from interview responses were analyzed with the help of MAXQDA. Findings: The study shows that the effectiveness of incubation facilities in Pakistan is less than the perceived importance and identifies which facilities tenants are most and least satisfied with. The findings of this study suggest that for BIs to be more effective in creating new ventures and providing employment opportunities, the Pakistani government must take concrete actions. New BI centers must be established to meet the market's demands and an evaluation process for existing BI centers must be implemented. To aid in the creation of new businesses in Pakistan, more university-based BIs should be established. Implications/Originality/Value: The findings of this study are equally useful for the Government of Pakistan, BIs, and fresh startups.
{"title":"Business Incubators in Pakistan: State of the Art and Future Outlook","authors":"Sahar Hafeez, Q. Ali, M. A. Nawaz","doi":"10.26710/jafee.v7i4.2097","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.2097","url":null,"abstract":"Purpose: In developing countries business incubators (BIs) have become a key catalyst for the flourishment of new ventures, due to overall weak financial health and opportunities for the startups. The purpose of this research is to evaluate the effectiveness of BIs in Pakistan and identify areas that need improvement. Design/Methodology/Approach: The study adopts a mixed-method approach of social science research, using a cross-sectional survey of BI tenants in Pakistan (n=100), triangulated with the help of in-depth interviews of key stakeholders of BIs (n=12). Data from cross-sectional survey were analyzed using descriptive statistics and Paired Samples T-test methods. Data from interview responses were analyzed with the help of MAXQDA. \u0000Findings: The study shows that the effectiveness of incubation facilities in Pakistan is less than the perceived importance and identifies which facilities tenants are most and least satisfied with. The findings of this study suggest that for BIs to be more effective in creating new ventures and providing employment opportunities, the Pakistani government must take concrete actions. New BI centers must be established to meet the market's demands and an evaluation process for existing BI centers must be implemented. To aid in the creation of new businesses in Pakistan, more university-based BIs should be established. \u0000Implications/Originality/Value: The findings of this study are equally useful for the Government of Pakistan, BIs, and fresh startups. ","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"22 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84420066","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.2007
Raheel Mumtaz, Quaisar Ijaz Khan, Muhammad Rehan
Purpose: This study designs to examine the determinants (size, liquidity ratio, leverage ratio, deposit ratio, asset growth, net interest income ratio and return on asset ratio) of bank’s systemic risk. We use the data of listed commercial banks of the South Asian countries (Pakistan, Bangladesh, and India). Design/Methodology/Approach: The sample consists 30 banks from Bangladesh, 87 banks from India and 22 banks from Pakistan. This study covers the period from 2006 to 2018. The data is collected from the published annual reports of banks and stock exchanges of respective country. The panel data analysis is performed for the estimation of research models. Findings: The findings demonstrate that larger banks contribute lower in the systemic risk of banks. Additionally, highly liquid banks enhance the systemic risk of the banking system. Moreover, the banks with greater reliance on the deposits, net interest income and with high return on asset reduce the systemic risk contribution of the banks. Implications/Originality/Value: This study provides the justification to devise the banking policies like enhance the proportion of liquidity among assets, reliance on net interest income and promote the financing needs through deposits to limit the systemic risk contribution of the banking system.
{"title":"What Factors Drive the Banks Systemic Risk among South Asian Countries","authors":"Raheel Mumtaz, Quaisar Ijaz Khan, Muhammad Rehan","doi":"10.26710/jafee.v7i4.2007","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.2007","url":null,"abstract":"Purpose: This study designs to examine the determinants (size, liquidity ratio, leverage ratio, deposit ratio, asset growth, net interest income ratio and return on asset ratio) of bank’s systemic risk. We use the data of listed commercial banks of the South Asian countries (Pakistan, Bangladesh, and India). \u0000Design/Methodology/Approach: The sample consists 30 banks from Bangladesh, 87 banks from India and 22 banks from Pakistan. This study covers the period from 2006 to 2018. The data is collected from the published annual reports of banks and stock exchanges of respective country. The panel data analysis is performed for the estimation of research models. \u0000Findings: The findings demonstrate that larger banks contribute lower in the systemic risk of banks. Additionally, highly liquid banks enhance the systemic risk of the banking system. Moreover, the banks with greater reliance on the deposits, net interest income and with high return on asset reduce the systemic risk contribution of the banks. \u0000Implications/Originality/Value: This study provides the justification to devise the banking policies like enhance the proportion of liquidity among assets, reliance on net interest income and promote the financing needs through deposits to limit the systemic risk contribution of the banking system. ","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"57 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90714371","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.2108
Maurice Owalo, F. Ndede, G. Atheru
Purpose: The DT-SACCOs have proved to be important in the development and growth of both individuals and economies. However, the overall financial performance of DT-SACCOs in Kenya has not been impressive. Between 2014 and 2018, there was general decline in return on assets and return on equity of DT-SACCOs. The average return on assets was 2.51% in 2014 and 2.25% in 2018. The average return on equity was 33.09% in 2014 and 21.89% in 2018. The study examined the effect of ethnic diversity on financial performance of Deposit-Taking Savings and Credit Cooperative Societies in Nairobi County. Design/Methodology/Approach: Agency theory, stakeholder theory and resource dependence theory guided this study. Explanatory and correlational research designs were used. Descriptive and inferential analysis was conducted. Findings: Ethnic diversity was found to insignificantly predict return on assets (β2 = -.158; p > 0.05) and return on equity (β2 = -.800; p > 0.05). Implications/Originality/Value: The study concluded that ethnic diversity of board members negatively and insignificantly affects financial performance.
{"title":"Ethnic Diversity and Financial Performance of Deposit-Taking Savings and Credit Co-Operative Societies in Nairobi County, Kenya","authors":"Maurice Owalo, F. Ndede, G. Atheru","doi":"10.26710/jafee.v7i4.2108","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.2108","url":null,"abstract":"Purpose: The DT-SACCOs have proved to be important in the development and growth of both individuals and economies. However, the overall financial performance of DT-SACCOs in Kenya has not been impressive. Between 2014 and 2018, there was general decline in return on assets and return on equity of DT-SACCOs. The average return on assets was 2.51% in 2014 and 2.25% in 2018. The average return on equity was 33.09% in 2014 and 21.89% in 2018. The study examined the effect of ethnic diversity on financial performance of Deposit-Taking Savings and Credit Cooperative Societies in Nairobi County. \u0000Design/Methodology/Approach: Agency theory, stakeholder theory and resource dependence theory guided this study. Explanatory and correlational research designs were used. Descriptive and inferential analysis was conducted. \u0000Findings: Ethnic diversity was found to insignificantly predict return on assets (β2 = -.158; p > 0.05) and return on equity (β2 = -.800; p > 0.05). \u0000Implications/Originality/Value: The study concluded that ethnic diversity of board members negatively and insignificantly affects financial performance.","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"13 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86483726","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.1931
Hina Affandi, Q. Malik
Financial inclusion is a key concern that has achieved much impulsion in the last two decades internationally. It has the scope of reporting of financial scheme and institutions to the underserved community in the economy. This study examined the effect of financial innovation on economic growth with the mediation of financial inclusion. To address the relationship researchers in this study have used measures from a dataset of low and lower middle income group economies over a sample period from 2010-2017. The results of this study shows that financial innovation creates opportunities for financially excluded segment of the society which results in financial inclusion that leads to economic growth of low and lower middle economies. Therefore, financial innovation is a way for creation of financial inclusion in low and lower middle economies.
{"title":"Financial Inclusion between Financial Innovation and Economic Growth A Study of Lower Middle Income Economies","authors":"Hina Affandi, Q. Malik","doi":"10.26710/jafee.v7i4.1931","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.1931","url":null,"abstract":"Financial inclusion is a key concern that has achieved much impulsion in the last two decades internationally. It has the scope of reporting of financial scheme and institutions to the underserved community in the economy. This study examined the effect of financial innovation on economic growth with the mediation of financial inclusion. To address the relationship researchers in this study have used measures from a dataset of low and lower middle income group economies over a sample period from 2010-2017. The results of this study shows that financial innovation creates opportunities for financially excluded segment of the society which results in financial inclusion that leads to economic growth of low and lower middle economies. Therefore, financial innovation is a way for creation of financial inclusion in low and lower middle economies. ","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"70 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83158642","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.2032
Qurat-ul-ain Ahmed, Waheed Asghar, Salyha Zulfiqar Ali Shah, Muhammad Ishtiaq Ali
Purpose: The purpose of this research is to analyze the correlation between the job characteristics and satisfaction among production workers in the garments sector assembly line and also to examine the moderating impact of growth need intent on both variables. The five job characteristics were employed in this research. Design/Methodology/Approach: This research was carried out in seven garment factories in Lahore. Data has been collected from production workers of different departments; cutting, sewing, pattern making, washing, pressing, packaging, and quality checking of randomly selected factories. A structured questionnaire was used for data collection. Considering the sample size estimation, the ratio has not to be below 1:5. (Hair, Black, Babin & Anderson, 2010) and 125 have been selected by a convenient method of sampling. Smart PLS has been used as a statistical tool for data processing and testing the hypothesis. Findings: The research suggests two important findings. Firstly, the job characteristics significantly affect job satisfaction. Secondly, it shows that the relationship between job characteristics and satisfaction is significantly moderated by growth need intent. Implications/Originality/Value: This research will add value to the existing knowledge base and serve as a guideline for HR policymakers in the textile & garments industry to recognize the needs for the development of their workers.
{"title":"Evaluating Moderating Effect of Growth Need Intent on Relationship between Job Characteristics and Job Satisfaction amongst Garments Industry Workers in Pakistan","authors":"Qurat-ul-ain Ahmed, Waheed Asghar, Salyha Zulfiqar Ali Shah, Muhammad Ishtiaq Ali","doi":"10.26710/jafee.v7i4.2032","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.2032","url":null,"abstract":"Purpose: The purpose of this research is to analyze the correlation between the job characteristics and satisfaction among production workers in the garments sector assembly line and also to examine the moderating impact of growth need intent on both variables. The five job characteristics were employed in this research. \u0000Design/Methodology/Approach: This research was carried out in seven garment factories in Lahore. Data has been collected from production workers of different departments; cutting, sewing, pattern making, washing, pressing, packaging, and quality checking of randomly selected factories. A structured questionnaire was used for data collection. Considering the sample size estimation, the ratio has not to be below 1:5. (Hair, Black, Babin & Anderson, 2010) and 125 have been selected by a convenient method of sampling. Smart PLS has been used as a statistical tool for data processing and testing the hypothesis. \u0000Findings: The research suggests two important findings. Firstly, the job characteristics significantly affect job satisfaction. Secondly, it shows that the relationship between job characteristics and satisfaction is significantly moderated by growth need intent. Implications/Originality/Value: This research will add value to the existing knowledge base and serve as a guideline for HR policymakers in the textile & garments industry to recognize the needs for the development of their workers.","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"39 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79045677","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-12-31DOI: 10.26710/jafee.v7i4.2095
Alamzeb Khan, N. Khan
Purpose: The main objective of this study is to investigate the determinants of militancy and its effect on education in terms of students’ dropout in District Mohmand of Khyber Pakhtunkhwa, Pakistan, in 2018-19. Methodology: The review depends on essential information and a sum of 358 families has been acquired through the Yamane Formula. The information has been investigated through the Chi-Square test just as the Multiple Linear Regression Model by means of SPSS programming. Findings: The chi-square experimental outcome observed a critical relationship between understudies exiting and diverse financial variables, to be specific militancy, pay, early marriage, family size, schooling, and family framework. The impact of militancy was additionally seen after disaggregation of information into male and female and revealed a high impact in females contrasted with their male partners. Assessed relapse examination shows that understudy dropout is emphatically connected with the distance of respondents' homes to the nearest school, family size, militancy and family system. Implications: The review prescribes that the public authority needs to control the Pak-Afghan line and spotlight on the decrease of destitution, work on the monetary turn of events, and increment the instructive spending plan.
{"title":"Determinants of Militancy and its Effects on Education in Districts Mohmand of Khyber Pakhtunkhwa, Pakistan","authors":"Alamzeb Khan, N. Khan","doi":"10.26710/jafee.v7i4.2095","DOIUrl":"https://doi.org/10.26710/jafee.v7i4.2095","url":null,"abstract":"Purpose: The main objective of this study is to investigate the determinants of militancy and its effect on education in terms of students’ dropout in District Mohmand of Khyber Pakhtunkhwa, Pakistan, in 2018-19. \u0000Methodology: The review depends on essential information and a sum of 358 families has been acquired through the Yamane Formula. The information has been investigated through the Chi-Square test just as the Multiple Linear Regression Model by means of SPSS programming. \u0000Findings: The chi-square experimental outcome observed a critical relationship between understudies exiting and diverse financial variables, to be specific militancy, pay, early marriage, family size, schooling, and family framework. The impact of militancy was additionally seen after disaggregation of information into male and female and revealed a high impact in females contrasted with their male partners. Assessed relapse examination shows that understudy dropout is emphatically connected with the distance of respondents' homes to the nearest school, family size, militancy and family system. \u0000Implications: The review prescribes that the public authority needs to control the Pak-Afghan line and spotlight on the decrease of destitution, work on the monetary turn of events, and increment the instructive spending plan.","PeriodicalId":52706,"journal":{"name":"Journal of Accounting and Finance in Emerging Economies","volume":"64 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78729280","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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