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Enhancing financial literacy in South Korea: Integrating AI and data visualization to understand financial instruments’ interdependencies 提高韩国的金融知识水平:结合人工智能和数据可视化理解金融工具的相互依存关系
Pub Date : 2023-12-01 DOI: 10.1016/j.socimp.2023.100024
Insu Choi, Woo Chang Kim

In South Korea, the lack of understanding of financial products has emerged as a significant challenge, contributing to a gap in financial literacy. This research proposes a novel approach to bridge this gap by employing statistical interdependence and explainable AI (xAI) to enhance comprehension of the interconnectedness of economic variables. By translating complex financial information into intuitive visual formats, the methodology empowers individuals to make informed decisions. Collaborations with South Korean financial institutions ensure alignment with local practices and regulations. Preliminary testing indicates promising results in improving financial literacy, mainly related to financial products. The study offers valuable insights for addressing financial literacy challenges in South Korea and potentially beyond, emphasizing the role of technology and collaboration in fostering financial understanding and economic stability. It sets the stage for future research and policy interventions to enhance financial literacy in a technologically advanced society.

在韩国,缺乏对金融产品的了解已成为一项重大挑战,这也导致了金融知识方面的差距。本研究提出了一种新颖的方法,通过使用统计相互依存性和可解释人工智能(xAI)来增强对经济变量相互关联性的理解,从而弥合这一差距。通过将复杂的金融信息转化为直观的可视化格式,该方法可帮助个人做出明智的决策。与韩国金融机构的合作确保了与当地实践和法规的一致性。初步测试表明,在提高主要与金融产品相关的金融知识方面取得了可喜的成果。这项研究为应对韩国乃至其他国家的金融知识普及挑战提供了宝贵的见解,强调了技术与合作在促进金融理解和经济稳定方面的作用。它为未来的研究和政策干预奠定了基础,以便在技术先进的社会中提高金融素养。
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引用次数: 0
Energy emission offset from road transport: A societal benefit perspective 道路运输的能源排放抵消:社会效益视角
Pub Date : 2023-12-01 DOI: 10.1016/j.socimp.2023.100022
Ibrahim Kabiru Maji , Shuaibu Muhammad , Mohd Yusof Saari , Abdullahi Shittu Ibrahim , Ummukulthum Ibrahim Alkali

This study examines the societal effect of willingness to pay for energy emissions offset by road travellers in the northeastern region of Nigeria. A survey method was employed to collect first-hand information from 601 road travelers and analyzed using an open-ended contingent valuation method. The findings revealed that about 66% of road travellers’ consent to pay for energy emissions offset from road transport, but at relatively low price. Equally, about 43% have a basic knowledge of energy offset, and about 83% of road travellers have less experience in an emissions offset program. The findings further revealed that the average open-ended willingness to pay for energy emissions stands at $0.15 for a trip. Thus, the societal impact of these findings was analyzed and recommendations on the need for increased awareness on emission offset and a clean environment for inclusive development were made.

本研究考察了尼日利亚东北部地区公路旅行者支付能源排放抵消费用的意愿的社会影响。采用问卷调查法收集601名公路旅客的第一手资料,并采用开放式条件估值法进行分析。调查结果显示,约66%的公路旅行者同意支付公路运输的能源排放抵消费用,但价格相对较低。同样,约43%的人对能源抵消有基本的了解,约83%的公路旅行者对排放抵消计划缺乏经验。调查结果进一步显示,为能源排放支付的平均开放式意愿为每次旅行0.15美元。因此,分析了这些发现的社会影响,并就需要提高对排放抵消和清洁环境的认识以促进包容性发展提出了建议。
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引用次数: 0
Promoting sustainable futures through community proactivity: The social impact 通过社区活动促进可持续发展的未来:社会影响
Pub Date : 2023-11-22 DOI: 10.1016/j.socimp.2023.100015
Takis Kapsalis

This article explores the role of community proactivity in advancing sustainable futures and its impact on community development, with a focus on the sustainability planning process in Vytina County, Greece. Drawing on existing research, we emphasize the pivotal role of shared visions in driving community proactivity, creating a positive feedback loop, and the need for proactive approaches to address obstacles and stimulate community engagement for resilient futures. The research aligns with Sustainable Development Goals (SDGs), including Sustainable Cities and Communities, Climate Action, and Partnerships for the Goals. We employ a bottom-up planning process and a mixed-methods approach to assess proactivity and resistance to change, highlighting the significance of proactivity in achieving sustainable development and its role in shaping communities' futures.

本文探讨了社区主动性在推进可持续未来中的作用及其对社区发展的影响,重点介绍了希腊Vytina县的可持续性规划过程。在现有研究的基础上,我们强调了共同愿景在推动社区主动性、创造积极反馈循环方面的关键作用,以及积极解决障碍和刺激社区参与以实现弹性未来的必要性。该研究与可持续发展目标(sdg)保持一致,包括可持续城市和社区、气候行动和目标伙伴关系。我们采用自下而上的规划过程和混合方法来评估主动性和对变革的抵制,强调主动性在实现可持续发展方面的重要性及其在塑造社区未来方面的作用。
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引用次数: 0
Raising global citizens at home: Exploring a methodological approach 在国内培养世界公民:探索一种方法论方法
Pub Date : 2023-11-20 DOI: 10.1016/j.socimp.2023.100012
Ingrid Van Rompay-Bartels , Clinton Watkins , Jannemieke Geessink

Views on how to balance the needs of humans and the environment differ widely. Global citizenship supports the transition to a sustainable society as the substantial and complex challenges facing the world transcend national borders. Global citizenship is a key response in contemporary higher education which aims to prepare students to address present and future challenges. We outline the design, international virtual collaboration, for an undergraduate course to develop students' global citizenship competencies. International virtual collaboration works as an open-source instrument that provides an inclusive, equitable and low environmental impact solution to the internationalization of university students at home. We explain an iterative Participatory Action Research methodology to develop and enhance the present and anticipated positive societal impact of the course. The positive societal impacts include reduced environmental impact (by reduced need to travel), improved partnerships (by better understanding of cultural differences that may make working together across borders difficult), quality education (by improved educational design and approach), equality and diversity (by improved access, lower cost, for education that develops global citizenship competencies).

关于如何平衡人类需求和环境需求的观点分歧很大。全球公民支持向可持续社会的过渡,因为世界面临的重大而复杂的挑战超越了国界。全球公民是当代高等教育的关键回应,旨在帮助学生应对当前和未来的挑战。我们概述了设计,国际虚拟协作,为本科课程,以发展学生的全球公民能力。国际虚拟协作作为一种开源工具,为国内大学生的国际化提供了包容、公平和低环境影响的解决方案。我们解释了一个迭代的参与式行动研究方法,以发展和增强课程当前和预期的积极社会影响。积极的社会影响包括减少对环境的影响(通过减少旅行需求),改善伙伴关系(通过更好地理解可能使跨境合作变得困难的文化差异),提高教育质量(通过改进教育设计和方法),平等和多样性(通过改善教育机会,降低成本,培养全球公民能力)。
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引用次数: 0
The social impact of labour market flexibilization and its fertility consequences in Italy 意大利劳动力市场灵活性的社会影响及其对生育率的影响
Pub Date : 2023-11-18 DOI: 10.1016/j.socimp.2023.100021
Raffaele Guetto, Valentina Tocchioni, Daniele Vignoli

Very low fertility in Italy is a social problem as it is largely involuntary and represents a threat to the continuity of the society and to welfare state accounts. Rising economic uncertainty is considered in the literature as one of the driving forces behind the postponement of childbearing and the reduction in fertility rates in contemporary Europe. Understanding whether employment instability causally and negatively impacts fertility decisions is of fundamental importance to providing clear recommendations to policymakers. To the best of our knowledge, the only study applying a counterfactual approach to the impact of temporary employment on parenthood is an article by Vignoli et al. [11]. The present study replicates such a paper utilizing more recent data for Italy (2016, instead of 2009), thus covering a period encompassing the Great Recession. We adopt the potential outcome approach to causal inference so as to quantify the net effect of having a first job with a temporary vs. permanent contract on the propensity to first-child conception. Our findings confirm a clear-cut causal effect of temporary employment on first-birth postponement. Largely overlapping previous results, we demonstrate how precarious work has become a structural factor discouraging the transition to parenthood among young Italians.

意大利的低生育率是一个社会问题,因为它在很大程度上是非自愿的,对社会的连续性和福利国家账户构成了威胁。在文献中,经济不确定性的上升被认为是当代欧洲推迟生育和生育率下降的驱动力之一。了解就业不稳定是否会对生育决策产生因果和负面影响,对于向政策制定者提供明确的建议至关重要。据我们所知,唯一一项采用反事实方法研究临时就业对父母身份影响的研究是Vignoli等人的一篇文章[11]。本研究利用意大利的最新数据(2016年,而不是2009年)复制了这样一篇论文,从而涵盖了大衰退时期。我们采用潜在结果方法进行因果推理,以量化第一份工作的临时合同和永久合同对第一胎受孕倾向的净影响。我们的研究结果证实了临时就业对推迟生育的明确因果关系。在很大程度上与之前的结果重叠,我们证明了不稳定的工作如何成为阻碍意大利年轻人向父母过渡的结构性因素。
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引用次数: 0
Addressing Native Hawaiian historical trauma: Opportunities for increased economic, environmental, and social advancement 解决夏威夷原住民的历史创伤:增加经济、环境和社会进步的机会
Pub Date : 2023-11-16 DOI: 10.1016/j.socimp.2023.100020
Lorinda Riley

Many people view Hawaiʻi as a tropical paradise where people can relax on idyllic beaches. However, for many Native Hawaiians, the Indigenous people of Hawaiʻi, the desire to continue to reside in their homelands has become impossible. Native Hawaiians have lower socio-economic status, home ownership, and educational attainment compared to non-Hawaiians. Simultaneously, Native Hawaiians have higher rates of chronic disease, asthma, and mental health issues, which impact their quality of life. Despite efforts to address these stubborn problems, the gap between the Indigenous Native Hawaiian community and those that settled these islands continue to exist. Native Hawaiian scholars have attributed these persistent challenges to the historical trauma that the community has experienced and continues to experience stemming from the mass trauma events of colonization. Although the community acknowledges the heavy impact that historical trauma has had on Native Hawaiians, many policymakers and individuals in position of authority have expressed a need for evidence of this concept. This project seeks to develop a scale to measure Native Hawaiian historical trauma to support evaluation and advocacy efforts. Moreover, healing Native Hawaiian historical trauma would facilitate increased economic mobility, improved environmental policies, and an enriched social advancement.

许多人把夏威夷视为热带天堂,在那里人们可以在田园诗般的海滩上放松。然而,对于许多夏威夷原住民来说,继续居住在他们的家园的愿望已经变得不可能了。与非夏威夷人相比,夏威夷原住民的社会经济地位、房屋所有权和教育程度都较低。与此同时,夏威夷原住民患慢性病、哮喘和精神健康问题的比例更高,这影响了他们的生活质量。尽管努力解决这些顽固的问题,夏威夷土著社区和那些定居在这些岛屿上的人之间的差距仍然存在。夏威夷土著学者将这些持续的挑战归因于该社区已经经历并将继续经历的历史创伤,这些创伤源于大规模的殖民创伤事件。虽然社区承认历史创伤对夏威夷原住民的严重影响,但许多决策者和权威人士表示需要证据来证明这一概念。该项目旨在开发一个尺度来衡量夏威夷原住民的历史创伤,以支持评估和宣传工作。此外,治愈夏威夷原住民的历史创伤将促进经济流动性的增加,改善环境政策,并丰富社会进步。
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引用次数: 0
The societal impacts of the SOCIAL4FOOD project SOCIAL4FOOD项目的社会影响
Pub Date : 2023-11-15 DOI: 10.1016/j.socimp.2023.100019
Alessia D’Andrea, Arianna D’Ulizia

The paper describes the social impact of the SOCIAL4FOOD project mainly related to the re-connection of people with nature and the fostering of social aggregation after the pandemic events. The project involved the community of the rural village of Arsoli located in Rome’s metropolitan area and known for the cultivation of a typical high-quality bean, named “fagiolina arsolana”. The social impact achieved by the project helped to address important societal challenges, including the support for sustainable agriculture and social well-being. To do so, the project followed a hybrid participatory approach based on learning-by-doing and design thinking. The implemented methodology contributed to re-purposing an abandoned green space through the co-design of a social farm for maintaining and recovering the sustainable practices of the "fagiolina arsolana” production and, simultaneously, stimulating the sense of community and belonging.

本文描述了SOCIAL4FOOD项目的社会影响,主要涉及大流行事件后人与自然的重新联系以及促进社会聚集。该项目涉及位于罗马大都市区的Arsoli乡村社区,该社区以种植一种名为“fagiolina arsolana”的典型高品质豆类而闻名。该项目产生的社会影响有助于解决重要的社会挑战,包括支持可持续农业和社会福祉。为此,该项目采用了一种基于边做边学和设计思维的混合参与式方法。实施的方法有助于通过共同设计一个社会农场来重新利用废弃的绿色空间,以维持和恢复“fagiolina arsolana”生产的可持续实践,同时激发社区意识和归属感。
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引用次数: 0
Opening the compliance and enforcement loot box: A retrospective on some practice and policy impacts achieved through academic research 打开合规性和强制执行的战利品箱:回顾通过学术研究取得的一些实践和政策影响
Pub Date : 2023-11-14 DOI: 10.1016/j.socimp.2023.100018
Leon Y. Xiao

Loot boxes are gambling-like products in video games that can be purchased with real-world money to obtain random rewards. Regulations have been imposed in some jurisdictions to attempt to address potential harms. Two recent policy studies assessed companies’ compliance (but more often, non-compliance) with those regulations. The first study found that a supposed ‘ban’ on loot boxes in Belgium was not enforced so the product remained widely accessible. A preprint reporting this was widely publicised by the media. This enhanced awareness led to companies newly complying with the law and helped policymakers to view the practicality of banning loot boxes with more due scepticism. Researchers should consider actively sharing non-peer-reviewed preprint results to protect consumers more promptly. The second study found that, contrary to regulations, many games with loot boxes were not labelled. Subsequent engagement with the media and the industry self-regulators caused remedial actions to be taken: unlabelled games have since been correctly labelled, and non-compliant companies have been punished with (albeit insignificant) fines. The societal impacts of loot box policy studies demonstrate the importance of actively communicating research results to the public through media engagement and challenging companies and regulators when they are not complying with or enforcing regulations.

战利品盒是电子游戏中类似赌博的产品,玩家可以用现实世界的钱购买,从而获得随机奖励。一些司法管辖区已经实施了法规,试图解决潜在的危害。最近的两项政策研究评估了公司遵守(但更多的是不遵守)这些规定的情况。第一项研究发现,比利时对战利品箱的“禁令”并没有得到执行,因此该产品仍然广泛存在。报道这一情况的预印本被媒体广泛宣传。这种意识的增强促使企业重新遵守法律,并帮助政策制定者以更多应有的怀疑态度看待禁止战利品箱的实用性。研究人员应该考虑积极分享未经同行评审的预印本结果,以更及时地保护消费者。第二项研究发现,与规定相反,许多带有战利品盒的游戏并未贴上标签。随后与媒体和行业自律机构的接触促使开发商采取补救措施:未贴标签的游戏被正确贴标签,而不合规的公司则被处以罚款(尽管微不足道)。战利品箱政策研究的社会影响证明了通过媒体参与积极向公众传播研究结果的重要性,并在公司和监管机构不遵守或执行法规时向其提出挑战。
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引用次数: 0
QUIZ IT! An all-generation approach to encourage sustainable food packaging practices 测试它!鼓励可持续食品包装实践的全代方法
Pub Date : 2023-11-14 DOI: 10.1016/j.socimp.2023.100017
Victoria Norton, Stella Lignou

There is increasing pressure for consumers to adopt sustainable lifestyles; however, there is widespread confusion and lack of clear information relating to appropriate food packaging disposal. This paper explores quizzes as a strategy to test food packaging disposal knowledge and encourage engagement in UK consumers of varying ages. Three hundred and eleven consumers (4–85 years) completed the food packaging symbols and disposal quizzes at various community-based events. In summary, quiz performance was encouraging; however, it was associated with various knowledge gaps such as symbols (tidyman and green dot) and disposal (cleaning and mixed materials). Positively, nearly 90 % of consumers are interested in modulating future food packaging disposal behaviour; hence, capitalising on such findings is key going forwards. Therefore, the use of quizzes was an effective strategy to engage consumers with appropriate disposal in community settings. Future work should focus on ensuring consumers have access to relevant information coupled with improved recycling infrastructure so that households can easily implement everyday sustainable food packaging behaviour.

消费者采用可持续生活方式的压力越来越大;然而,普遍存在混淆和缺乏有关适当的食品包装处理的明确信息。本文探讨测验作为一种策略,以测试食品包装处置知识,并鼓励参与不同年龄的英国消费者。311名消费者(4-85岁)在各种社区活动中完成了食品包装符号和处理测验。总而言之,测试成绩令人鼓舞;然而,它与各种知识空白有关,如符号(清洁工和绿点)和处理(清洁和混合材料)。积极的方面是,近90%的消费者对调整未来的食品包装处理行为感兴趣;因此,利用这些发现是前进的关键。因此,使用测验是一种有效的策略,可以让消费者在社区环境中进行适当的处置。未来的工作应侧重于确保消费者能够获得相关信息,并改善回收基础设施,以便家庭能够轻松实施日常可持续食品包装行为。
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引用次数: 0
Lessons from nanosafety research for effective regulation and safer handling of nanomaterials at the workplace 纳米安全研究对工作场所纳米材料的有效管理和更安全处理的经验教训
Pub Date : 2023-11-14 DOI: 10.1016/j.socimp.2023.100016
Ulla Vogel, Keld Alstrup Jensen, Anne Thoustrup Saber, Niels Hadrup, Maria Helena Guerra Andersen, Karin Sørig Hougaard, Nicklas Raun Jacobsen, Ole Henning Sørensen

At the turn of the twentieth century, nanotechnology was regarded as the new innovation potential. However, increased industrial use of nanomaterials raised concerns whether nanomaterial exposure could pose occupational health risks similar to asbestos. In 2012, the National Research Centre for the Working Environment (NFA) established the ‘Danish Centre for Nanosafety’ with the aim to provide evidence-based knowledge for policy advice on occupational handling of nanomaterials. Relevant stakeholders including the Danish Working Environment Authority (WEA), the Danish Environment Protection Agency, and the social partners were engaged. The project achieved societal impact in various ways: NFA produced documentation for health-based occupational exposure limits for three engineered nanomaterials and diesel exhaust nanoparticles at the request of WEA. Denmark adopted a national occupational exposure limit for diesel particles in 2021. WEA made a guidance document on safe handling of nanomaterials. The Working Environment Council published fact sheets based on knowledge from NFA aimed at both nanomaterial providers and enterprises using nanomaterials. A revised law made it compulsory to register the presence of nanomaterials in products in the Danish Product Registry. Finally, the Danish Centre for Nanosafety supported development of a free, web-based control-banding tool for occupational risk assessment and -management of nanomaterials (NanoSafer.org).

在二十世纪之交,纳米技术被认为是新的创新潜力。然而,纳米材料工业使用的增加引起了人们的关注,即接触纳米材料是否会造成与石棉类似的职业健康风险。2012年,国家工作环境研究中心(NFA)建立了“丹麦纳米安全中心”,目的是为职业处理纳米材料的政策建议提供基于证据的知识。包括丹麦工作环境管理局(WEA)、丹麦环境保护局和社会合作伙伴在内的相关利益相关者都参与其中。该项目以各种方式产生了社会影响:国家环境局应世界环境局的要求,编制了关于三种工程纳米材料和柴油废气纳米颗粒基于健康的职业接触限值的文件。丹麦于2021年通过了柴油颗粒的国家职业暴露限值。世界环境协会制定了一份关于安全处理纳米材料的指导文件。工作环境理事会根据NFA的知识,针对纳米材料供应商和使用纳米材料的企业发布了情况说明书。修订后的法律规定,必须在丹麦产品登记处登记产品中纳米材料的存在。最后,丹麦纳米安全中心支持开发一个免费的、基于网络的纳米材料职业风险评估和管理控制工具(NanoSafer.org)。
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引用次数: 0
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