{"title":"QIPs Financing of the United Nations Multidimensional Integrated Stabilization Mission in Mali (MINUSMA) and Milk Production:Case of Bazi Haoussa in the Ansongo Circle in Mali","authors":"","doi":"10.7176/ejbm/15-12-07","DOIUrl":"https://doi.org/10.7176/ejbm/15-12-07","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"120 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75792862","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Corporate Governance and Employee Retention in Multinational Enterprises in Nigeria: Exploring the Role of Board Diversity and Incentive Mechanisms","authors":"","doi":"10.7176/ejbm/15-11-04","DOIUrl":"https://doi.org/10.7176/ejbm/15-11-04","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"36 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84180494","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"QIPs Financing of the United Nations Multidimensional Integrated Stabilization Mission in Mali (MINUSMA) and Agriculture: Case of the Commune of Bourem Sidi Amar in the Timbuktu Region of Mali","authors":"","doi":"10.7176/ejbm/15-12-02","DOIUrl":"https://doi.org/10.7176/ejbm/15-12-02","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"20 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83681677","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors Affecting the Job Satisfaction of the Bank Employees in Bangladesh: A Study in Mymensingh City","authors":"","doi":"10.7176/ejbm/15-12-04","DOIUrl":"https://doi.org/10.7176/ejbm/15-12-04","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"106 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87838701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Economic Growth of Middle -Income on Individuals Level of Savings in Ghana","authors":"","doi":"10.7176/ejbm/15-12-09","DOIUrl":"https://doi.org/10.7176/ejbm/15-12-09","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"108 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90306847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analysis of the Impact of Industries on Senegal’s Economy","authors":"","doi":"10.7176/ejbm/15-12-01","DOIUrl":"https://doi.org/10.7176/ejbm/15-12-01","url":null,"abstract":"","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"22 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82466461","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background: Students' enrollment taking mathematics as a major subject has decreased at the university level in recent years. Difficulty in subject matters, the attitude of students, the learning environment, uses of mathematics knowledge in real life, and existing evaluation systems could influence learners' enrollments at the university level. The purpose of this study is to identify causes for reducing the learners' enrollment at a higher level in mathematics. Objective: This study desires to investigate the perception of teachers on the dependent variable as a reduction of students' enrollment in mathematics and independent variables, namely difficulty in subject matters, the attitude of learners, learning environment, application of mathematics in real life, and existing evaluation systems and find relation and influence. Methodology: This inquiry consists of 109 faculty members with qualifications of master’s degree or above in mathematics based on the survey research design in Pokhara valley and its surrounding. A three-point Likert-scale survey questionnaire, 31 structured questions related to dependent variables and independent variables was made and administered by the researcher to the teachers. Result: This study concluded that reducing learners’ enrollment is remarkably confidently correlated with the attitude of students, learning environment, difficulty in subject matters, and the existence of evaluation patterns. This finding further found that the learning environment and existing evaluation system are directly impacted by reducing the students’ enrollment, but other independent variables do not have an influence on the dependent variable, namely perception towards reduction of student enrolment in mathematics. Conclusion: The learning situation and actual judgment system are highly aff ected by reducing the students' enrollment at a higher level. These two independent variables should be managed by research to address the learners' interest and demand within a short time interval as an international system. Further study about the perceptions of teachers in pure mathematics and applied mathematics should be done separately to generalize and validate this finding.
{"title":"Teachers’ Perception on Reducing Students’ Enrollment at University level in Mathematics in Nepal","authors":"Thakur Prasad Pokharel","doi":"10.3126/jbm.v7i01.54560","DOIUrl":"https://doi.org/10.3126/jbm.v7i01.54560","url":null,"abstract":"Background: Students' enrollment taking mathematics as a major subject has decreased at the university level in recent years. Difficulty in subject matters, the attitude of students, the learning environment, uses of mathematics knowledge in real life, and existing evaluation systems could influence learners' enrollments at the university level. The purpose of this study is to identify causes for reducing the learners' enrollment at a higher level in mathematics.\u0000Objective: This study desires to investigate the perception of teachers on the dependent variable as a reduction of students' enrollment in mathematics and independent variables, namely difficulty in subject matters, the attitude of learners, learning environment, application of mathematics in real life, and existing evaluation systems and find relation and influence.\u0000Methodology: This inquiry consists of 109 faculty members with qualifications of master’s degree or above in mathematics based on the survey research design in Pokhara valley and its surrounding. A three-point Likert-scale survey questionnaire, 31 structured questions related to dependent variables and independent variables was made and administered by the researcher to the teachers.\u0000Result: This study concluded that reducing learners’ enrollment is remarkably confidently correlated with the attitude of students, learning environment, difficulty in subject matters, and the existence of evaluation patterns. This finding further found that the learning environment and existing evaluation system are directly impacted by reducing the students’ enrollment, but other independent variables do not have an influence on the dependent variable, namely perception towards reduction of student enrolment in mathematics.\u0000Conclusion: The learning situation and actual judgment system are highly aff ected by reducing the students' enrollment at a higher level. These two independent variables should be managed by research to address the learners' interest and demand within a short time interval as an international system. Further study about the perceptions of teachers in pure mathematics and applied mathematics should be done separately to generalize and validate this finding.","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"68 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89595831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background: Capital market investors have propelled the industry, and the stock market has worked as a facilitator; hence, in order to develop a successful market system, all information must be acknowledged and delivered to the acquisition and offering sectors. It is obvious that educating investment communities or stakeholders about their possible return on Investment, investment objectives, alternatives, decision-making processes, and so on might aid in the acceleration of capital market expansion. As a result, the research aims to increase investor awareness and stock trading in the capital market. Objectives: The main purpose of the study is to explore the extent of awareness of common stock investors and analyze the determinants of investors' awareness in the Nepalese capital market. Methods: The research design for the study is a survey research design, and convenience sampling was used to collect 250 samples from various brokerage houses within Pokhara valley. Data was collected with a structured questionnaire. Various analysis tools like Confirmatory Factor analysis and Path analysis were used to examine the relationship between Investor's awareness and its determinants. Results: The result of CFA with fit indices of GFI=0.938, AGFI=0.913, χ2/df=1.233, RMSEA=0.031, CFI=0.896 and TLI=0.881 advocate that the measurement model has an excellent fit. Furthermore, path analysis results show that the majority of independent factors, including social learning and motivation, fundamental and technical analysis, and evaluation of investment alternatives, have a significant and positive impact on the dependent variable investor awareness. Conclusion: The study highlights the importance of investor awareness for effective investment decisions and the growth of the capital market in underdeveloped economies like Nepal. Investors' understanding is essential for investment decisions and the long-term growth of the capital market. So, there should be a proper understanding of various determinants of investors' awareness and work accordingly. Recommendation: Marketing campaigns, seminars, publications, and FM/TV shows, among many other means, should be used by regulatory agencies such as SEBON to inform the general public about the dynamics of risk and profit in the capital market.
{"title":"Determinants of Investor Awareness in Nepalese Capital Market","authors":"Bibek Karmacharya","doi":"10.3126/jbm.v7i01.54540","DOIUrl":"https://doi.org/10.3126/jbm.v7i01.54540","url":null,"abstract":"Background: Capital market investors have propelled the industry, and the stock market has worked as a facilitator; hence, in order to develop a successful market system, all information must be acknowledged and delivered to the acquisition and offering sectors. It is obvious that educating investment communities or stakeholders about their possible return on Investment, investment objectives, alternatives, decision-making processes, and so on might aid in the acceleration of capital market expansion. As a result, the research aims to increase investor awareness and stock trading in the capital market.\u0000Objectives: The main purpose of the study is to explore the extent of awareness of common stock investors and analyze the determinants of investors' awareness in the Nepalese capital market.\u0000Methods: The research design for the study is a survey research design, and convenience sampling was used to collect 250 samples from various brokerage houses within Pokhara valley. Data was collected with a structured questionnaire. Various analysis tools like Confirmatory Factor analysis and Path analysis were used to examine the relationship between Investor's awareness and its determinants.\u0000Results: The result of CFA with fit indices of GFI=0.938, AGFI=0.913, χ2/df=1.233, RMSEA=0.031, CFI=0.896 and TLI=0.881 advocate that the measurement model has an excellent fit. Furthermore, path analysis results show that the majority of independent factors, including social learning and motivation, fundamental and technical analysis, and evaluation of investment alternatives, have a significant and positive impact on the dependent variable investor awareness.\u0000Conclusion: The study highlights the importance of investor awareness for effective investment decisions and the growth of the capital market in underdeveloped economies like Nepal. Investors' understanding is essential for investment decisions and the long-term growth of the capital market. So, there should be a proper understanding of various determinants of investors' awareness and work accordingly.\u0000Recommendation: Marketing campaigns, seminars, publications, and FM/TV shows, among many other means, should be used by regulatory agencies such as SEBON to inform the general public about the dynamics of risk and profit in the capital market.","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"44 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74037917","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background: Microfinance institutions (MFIs) are established with the aim of providing an opportunity to financially deprived people to make them financially independent and come out of poverty. To provide financial assistance to the targeted people, MFI must be able to improve their financial performance. Thus, the financial manager of MFI needs to identify the major factors that influence their financial performance. Objectives: This paper aims to analyze the impact of firm-specific factors on the financial performance of Nepalese Microfinance Institutions (MFIs. Methods: This paper has applied descriptive and causal comparative research design. The annual panel data of 29 microfinance companies listed in the Nepal stock exchange for the period of 2010/11 to 2020/21 has been used. To identify the impact of firm-specific factors on the financial performance of Nepalese MFIs, an appropriate multivariate regression model is selected based on the result of the Breusch and Pagan Lagrangian multiplier test and the Hausman test. Results: Using the fixed effect regression model, this paper found the significant influence of firm-specific factors on the financial performance of Nepalese MFIs. Further, this study found a significant positive impact on deposit ratio, management efficiency, and weighted average interest rate spread and a significant negative impact of asset quality on the financial performance of Nepalese MFIs. Conclusion: This paper concluded that the financial performance of Nepalese MFIs could can be improved by increasing the deposit ratio, management efficiency, and weighted average interest rate spread. On the other hand, the study also concluded that Nepalese MFIs should maintain a lower level of non-performing loans to achieve a higher level of financial performance.
{"title":"Impact of Firm-specific Factors on the Financial Performance of Nepalese Microfinance Institutions","authors":"P. M. Shrestha","doi":"10.3126/jbm.v7i01.54552","DOIUrl":"https://doi.org/10.3126/jbm.v7i01.54552","url":null,"abstract":"Background: Microfinance institutions (MFIs) are established with the aim of providing an opportunity to financially deprived people to make them financially independent and come out of poverty. To provide financial assistance to the targeted people, MFI must be able to improve their financial performance. Thus, the financial manager of MFI needs to identify the major factors that influence their financial performance.\u0000Objectives: This paper aims to analyze the impact of firm-specific factors on the financial performance of Nepalese Microfinance Institutions (MFIs.\u0000Methods: This paper has applied descriptive and causal comparative research design. The annual panel data of 29 microfinance companies listed in the Nepal stock exchange for the period of 2010/11 to 2020/21 has been used. To identify the impact of firm-specific factors on the financial performance of Nepalese MFIs, an appropriate multivariate regression model is selected based on the result of the Breusch and Pagan Lagrangian multiplier test and the Hausman test.\u0000Results: Using the fixed effect regression model, this paper found the significant influence of firm-specific factors on the financial performance of Nepalese MFIs. Further, this study found a significant positive impact on deposit ratio, management efficiency, and weighted average interest rate spread and a significant negative impact of asset quality on the financial performance of Nepalese MFIs.\u0000Conclusion: This paper concluded that the financial performance of Nepalese MFIs could can be improved by increasing the deposit ratio, management efficiency, and weighted average interest rate spread. On the other hand, the study also concluded that Nepalese MFIs should maintain a lower level of non-performing loans to achieve a higher level of financial performance.","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79878930","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background: Tanzania, like other developing countries, sees commerce as one of the most important tools for the country's growth and progress. Given that export is one of Tanzania's primary economic sectors, several empirical studies on the relationship between international commerce and the country's economic growth have been conducted. Objectives: The study looked primarily at the influence of traditional exports as the primary independent variable. Furthermore, the Natural Logarithm of Terms of Trade (TOT), the currency rate, and Foreign Direct Investment (FDI) are control variables, whereas GDP is the dependent variable. Methods: The research employed time-series data from the World Bank, the Bank of Tanzania (BOT), and the United Nations Conference on Trade and Development (UNCTAD) that spans 31 years from 1991 to 2021 based on the Vector Error Correlation Model (VECM). Results: The findings revealed a link between Tanzania's economic growth and traditional exports, trade terms and currency rate. Furthermore, studies have found a negative and substantial association between exchange rates and economic growth in both the short and long run. Conclusion: The findings indicated that trade terms and traditional exports had a favorable and considerable influence on economic growth in the short run. In the long run, traditional exports and FDI had a negative and positive influence on economic growth, but trade terms had a considerable and positive effect. As a result, the study argues that Tanzania's government should prioritize export promotion measures above traditional exports to accelerate Tanzania's economic growth. The government should prioritize the establishment of factories that will add value to traditional export items
{"title":"The Influence of Traditional Exports on Economic Growth in Tanzania: The VECM Analysis","authors":"J. Chindengwike","doi":"10.3126/jbm.v7i01.54547","DOIUrl":"https://doi.org/10.3126/jbm.v7i01.54547","url":null,"abstract":"Background: Tanzania, like other developing countries, sees commerce as one of the most important tools for the country's growth and progress. Given that export is one of Tanzania's primary economic sectors, several empirical studies on the relationship between international commerce and the country's economic growth have been conducted.\u0000Objectives: The study looked primarily at the influence of traditional exports as the primary independent variable. Furthermore, the Natural Logarithm of Terms of Trade (TOT), the currency rate, and Foreign Direct Investment (FDI) are control variables, whereas GDP is the dependent variable.\u0000Methods: The research employed time-series data from the World Bank, the Bank of Tanzania (BOT), and the United Nations Conference on Trade and Development (UNCTAD) that spans 31 years from 1991 to 2021 based on the Vector Error Correlation Model (VECM).\u0000Results: The findings revealed a link between Tanzania's economic growth and traditional exports, trade terms and currency rate. Furthermore, studies have found a negative and substantial association between exchange rates and economic growth in both the short and long run.\u0000Conclusion: The findings indicated that trade terms and traditional exports had a favorable and considerable influence on economic growth in the short run. In the long run, traditional exports and FDI had a negative and positive influence on economic growth, but trade terms had a considerable and positive effect. As a result, the study argues that Tanzania's government should prioritize export promotion measures above traditional exports to accelerate Tanzania's economic growth. The government should prioritize the establishment of factories that will add value to traditional export items","PeriodicalId":11878,"journal":{"name":"European Journal of Business and Management","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90241452","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}