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Challenges and Opportunities for Newspapers in the Age of Digital Communication 数字传播时代报业面临的挑战与机遇
Pub Date : 2021-06-18 DOI: 10.6007/ijarbss/v11-i6/10058
Isyaku Hassan, Usman Abubakar, Qaribu Yahaya Nasidi, Mohd Nazri Latiff Azmi, A. Shehu
New media technology influences almost all aspects of traditional media, including subscriptions, readership, circulation, and advertising revenue. In particular, the possibility to access information and receive instant updates via the internet has threatened the existence of traditional newspapers. Therefore, this paper aims to review the challenges facing newspapers in the age of digital communication and how publishers can utilize digital technology to expand readership and maximize subscription and advertising revenues. The outcomes of this review showed that challenges faced by newspapers include a general decline in reading culture, lack of interactivity, readers’ preference for free news, and the need to minimize the cost of production and distribution as well as provide timely updates. Nevertheless, by utilizing digital technology and maintaining print editions, publishers can provide credible news and information to expand their reach and attract advertisers. Technology has not been able to replicate the credibility and quality of newspaper content. This review was an attempt to provide useful information to newspaper publishers, journalists, advertisers, and readers on news delivery and consumption in the age of digital communication. This review is limited to newspapers, and hence further research may focus on broadcast media such as radio and television.
新媒体技术几乎影响了传统媒体的所有方面,包括订阅、读者、发行量和广告收入。特别是,通过互联网获取信息和接收即时更新的可能性已经威胁到传统报纸的存在。因此,本文旨在回顾数字通信时代报纸面临的挑战,以及出版商如何利用数字技术扩大读者群,最大限度地提高订阅和广告收入。这篇综述的结果表明,报纸面临的挑战包括阅读文化的普遍下降、缺乏互动性、读者对免费新闻的偏好、以及最小化制作和发行成本以及提供及时更新的需求。然而,通过利用数字技术和维持印刷版,出版商可以提供可信的新闻和信息,以扩大他们的影响力和吸引广告商。科技还无法复制报纸内容的可信度和质量。这篇综述试图为报纸出版商、记者、广告商和读者提供有关数字通信时代新闻传递和消费的有用信息。这一综述仅限于报纸,因此进一步的研究可能集中在广播媒体,如广播和电视。
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引用次数: 0
Accounting for Product Impact in the Interactive Media and Services Industry 在互动媒体和服务行业中计算产品影响
Pub Date : 2021-06-16 DOI: 10.2139/ssrn.3873440
DG Park, George Serafeim, Katie Trinh
We apply the product impact measurement framework of the Impact-Weighted Accounts Initiative (IWAI) in two competitor companies within the interactive media and services industry. We design a monetization methodology that allows us to calculate monetary impact estimates for key welfare effects of social media, including addiction, depression, connectivity, and misinformation, among other effects identified in social media literature. Our results indicate substantial differences in the impact that competitors have through their products. These differences demonstrate how impact reflects corporate strategy and informs decision-making on industry-specific areas.
我们将影响加权账户倡议(IWAI)的产品影响测量框架应用于互动媒体和服务行业的两家竞争对手公司。我们设计了一种货币化方法,使我们能够计算社交媒体对关键福利影响的货币影响估计,包括成瘾、抑郁、连通性和错误信息,以及社交媒体文献中确定的其他影响。我们的研究结果表明,竞争对手通过其产品产生的影响存在实质性差异。这些差异表明,影响如何反映企业战略,并为行业特定领域的决策提供信息。
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引用次数: 0
Accuracy in Market Price and Real-Time Updates of Chart Through Computer Usage to the Inclusive Financial Market World 市场价格的准确性和图表的实时更新通过计算机应用到普惠金融市场世界
Pub Date : 2021-06-06 DOI: 10.2139/ssrn.3861316
Ribetan Dasel
This paper looked at accuracy in market price and real-time updates of chart through computer usage to the inclusive financial market world. It also examined the revolution in the advancement of technology based on the application of computer in the financial market world. The evolution of computer devices has created an open opportunity for more and more participants in the financial market. The profitability of investments in financial markets highly depends on the predictability of price movements. If a forecasting model or technique can precisely predict the direction of the market, investment risk and uncertainty can be minimized. Market execution are instant which now produces immerse gain to the traders, buying, selling and holding currencies in order to make a profit from favorable fluctuations in exchange rates. Trading The forex market is one of the most popular markets for speculation, due to its enormous size, liquidity, and tendency for currencies to move in strong trends.
本文着眼于普惠金融市场中市场价格的准确性和图表的实时更新。它还审查了以计算机在金融市场上的应用为基础的技术进步革命。计算机设备的发展为越来越多的金融市场参与者创造了一个开放的机会。金融市场投资的盈利能力在很大程度上取决于价格变动的可预测性。如果一种预测模型或技术能准确预测市场走向,投资风险和不确定性就能降到最低。市场执行是即时的,现在为交易者带来沉浸式收益,买入、卖出和持有货币,以便从有利的汇率波动中获利。外汇市场是最受欢迎的投机市场之一,由于其巨大的规模,流动性和货币在强劲趋势中移动的趋势。
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引用次数: 0
Ecommerce Chatbot (Online Shopping App) 电子商务聊天机器人(网上购物应用)
Pub Date : 2021-05-26 DOI: 10.2139/ssrn.3853533
Monika Kanojiya, Shivam Chothani, Neville Gosalia, Mansi Surve
The main aim of the paper is to introduce a online shopping app with integrated chatbot that saves the time of the user and help to resolve their query at a moment. Online shopping app consist of different functionalities and features such as proper categorization of the product , trending results, recent searched product etc. that will save the time of the customer and customer/user will have clear idea about the product and will have the benefit to choose the product wisely. The chatbot will give the reply to the customer query in the form of “voice message”, “chat support” and hence visually impaired people can use the app easily and will have the clear idea about the product. The chatbot will provide relevant information to the user as per their query. This application works in various types of browser as well as in various network.
本文的主要目的是介绍一个集成聊天机器人的在线购物应用程序,节省用户的时间,帮助用户在一瞬间解决他们的查询。在线购物应用程序由不同的功能和特性组成,如产品的适当分类,趋势结果,最近搜索的产品等,这将节省客户的时间,客户/用户将对产品有明确的了解,并将有利于明智地选择产品。聊天机器人会以“语音信息”、“聊天支持”的形式回复客户的查询,这样视障人士就可以轻松地使用该应用程序,并对产品有清晰的认识。聊天机器人将根据用户的查询提供相关信息。该应用程序适用于各种类型的浏览器以及各种网络。
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引用次数: 1
A data-driven approach to beating SAA out-of-sample 一种数据驱动的方法来击败SAA样本外
Pub Date : 2021-05-26 DOI: 10.2139/ssrn.3853493
Jun-ya Gotoh, Michael Jong Kim, Andrew E. B. Lim
While solutions of Distributionally Robust Optimization (DRO) problems can sometimes have a higher out-of-sample expected reward than the Sample Average Approximation (SAA), there is no guarantee. In this paper, we introduce the class of Distributionally Optimistic Optimization (DOO) models, and show that it is always possible to ``beat" SAA out-of-sample if we consider not just worst-case (DRO) models but also best-case (DOO) ones. We also show, however, that this comes at a cost: Optimistic solutions are more sensitive to model error than either worst-case or SAA optimizers, and hence are less robust.
虽然分布式鲁棒优化(DRO)问题的解决方案有时可能比样本平均近似(SAA)具有更高的样本外期望回报,但这并不能保证。在本文中,我们引入了一类分布乐观优化(DOO)模型,并证明了如果我们不仅考虑最坏情况(DRO)模型,而且考虑最佳情况(DOO)模型,它总是有可能“击败”SAA样本外。然而,我们也表明,这是有代价的:乐观解决方案比最坏情况或SAA优化器对模型错误更敏感,因此不那么健壮。
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引用次数: 5
'Flawed', 'Cruel' and 'Irresponsible': The Framing of Automated Decision-Making Technologies in the Australian Press “有缺陷”,“残忍”和“不负责任”:澳大利亚新闻界自动决策技术的框架
Pub Date : 2021-04-18 DOI: 10.2139/ssrn.3828952
D. Lupton
This discussion paper outlines the findings of a qualitative news framing analysis of automated decision-making (ADM) technologies in the mainstream Australian press between 1997 and 2021. All articles including a reference to ADM in these media were identified using the Factiva news monitoring database. These articles, 40 in total, were then analysed for the ways ADM was framed, including paying attention to the headline, the broad and specific topics featured in each article, the news sources, whose interests received attention and the overall tenor of each article. For comparison purposes, I also conducted separate searches for each of the terms ‘artificial intelligence’, ‘algorithm/s, algorithmic’, robot/s/robotic’ and ‘face/facial recognition’. This analysis found a very low level of Australian news outlet reporting using the term ‘automated decision-making’. In some of the news stories, ADM was only briefly mentioned as part of broader discussions about software and big data. By contrast, other related digital technologies have been far more highly reported. The analysis also revealed that two news outlets (The Australian Financial Review and The Australian) and topics have dominated the very small corpus of Australian print news reporting specifically referring to ADM and that therefore, the vast majority of Australian news consumers would not have been exposed to such reports. The broad topics of services were most prevalent in the news reports. For the most part, rather than speculations about the futures of ADM employing techno-utopian or dystopian imaginaries, mundane services offered in the banking, financial, business or legal sectors offered by actually existing or near-future ADM received most attention. These ADM technologies were sometimes promoted positively in terms of benefits such as efficiencies and cost savings they could offer. However, they were far more frequently framed negatively in terms of actual or potential failures, mistakes, scandals or personal data privacy and security harms. Overall, ADM was positioned as untrustworthy and inferior to human decision-making, requiring close oversight by humans to ensure that Australians would not be disadvantaged or exploited by its irresponsible or thoughtless deployment by government or industry.
本讨论文件概述了1997年至2021年间澳大利亚主流媒体对自动决策(ADM)技术进行定性新闻框架分析的结果。使用Factiva新闻监测数据库识别这些媒体中包括ADM引用的所有文章。这些文章,总共40篇,然后分析ADM的框架方式,包括关注标题,每篇文章中广泛和具体的主题,新闻来源,谁的兴趣受到关注,每篇文章的总体基调。为了比较,我还分别搜索了“人工智能”、“算法”、“算法”、“机器人”和“面部识别”这几个词。该分析发现,澳大利亚新闻媒体报道中使用“自动决策”一词的比例非常低。在一些新闻报道中,ADM只是作为更广泛的软件和大数据讨论的一部分被简短地提到。相比之下,其他相关数字技术的报道要高得多。分析还显示,两家新闻媒体(《澳大利亚金融评论》和《澳大利亚人报》)和主题主导了澳大利亚印刷新闻报道的非常小的语料库,特别提到ADM,因此,绝大多数澳大利亚新闻消费者不会接触到这样的报道。在新闻报道中,服务业的广泛主题最为普遍。在大多数情况下,人们最关注的不是利用技术乌托邦或反乌托邦的想象来推测ADM的未来,而是实际存在的或近未来的ADM在银行、金融、商业或法律部门提供的平凡服务。这些ADM技术有时被积极地推广,因为它们可以提供效率和成本节约等好处。然而,在实际或潜在的失败、错误、丑闻或个人数据隐私和安全危害方面,它们更经常被消极地描绘出来。总的来说,ADM被定位为不值得信任的,不如人类的决策,需要人类的密切监督,以确保澳大利亚人不会因政府或行业不负责任或轻率的部署而处于不利地位或被利用。
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引用次数: 3
Robo-Advising: Less AI and More XAI? 机器人咨询:少AI多XAI?
Pub Date : 2021-04-12 DOI: 10.2139/ssrn.3825110
Milo Bianchi, M. Brière
We start by considering some of the key reasons behind the academic and industry interest in robo-advisors. We discuss how robo-advice could potentially address some fundamental problems in investors’ decision making as well as in traditional financial advice. We then move on to some of the ongoing issues regarding the future of robo-advice. Firstly, the role Artificial Intelligence (AI) plays, and should play, in robo-advice. Secondly, how far should the personalisation of robo-advice recommendations go. Third, how trust in automated financial advice can be generated and maintained. Fourth, whether robots are perceived as complements or substitutes to human decision-making. Our conclusion outlines some thoughts on what the next generation of robo-advisors might look like. We highlight the importance of recent insights in Explainable AI and how new forms of AI applied to financial services would benefit from importing insights from economics and psychology to design effective human/robot interaction.
我们首先考虑学术界和工业界对机器人顾问感兴趣的一些关键原因。我们讨论了机器人咨询如何潜在地解决投资者决策以及传统金融咨询中的一些基本问题。然后,我们继续讨论一些关于机器人建议未来的持续问题。首先,人工智能(AI)在机器人咨询中扮演的角色,以及应该扮演的角色。其次,机器人建议的个性化应该走多远。第三,如何产生和维持对自动化金融建议的信任。第四,机器人是否被视为人类决策的补充或替代品。我们的结论概述了对下一代机器人顾问可能是什么样子的一些想法。我们强调了可解释人工智能的最新见解的重要性,以及将新形式的人工智能应用于金融服务将如何从引入经济学和心理学的见解中受益,以设计有效的人/机器人交互。
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引用次数: 5
Decision Making Model for Adoption of Digital Payments among Youngsters: An Exploration 青少年采用数字支付的决策模型探讨
Pub Date : 2021-04-12 DOI: 10.2139/ssrn.3825029
S. Balamurugan, S. M
When the Internet has entered into our daily life, the most dimensions of our life such as education, communication, business etc are transformed into this novel phenomenon. One of the important dimensions is to handle banking affairs through the internet. The recent studies show that banking through electronic channels have gained much popularity in recent years. This financial system delivers faster services to a wide range of customers in their hands. In this current business environment customer using the banking service products need a better choice where there is always a human touch in the customer services. The capability of the banking staff can be expected to directly affect the customer’s satisfaction. The preference and need of the customers can be tailor – made with better technologies in payment systems. This study empirically investigates E-commerce adoption of youngsters. This research purpose model is based on the TAM framework to understand E-commerce adoption along with the factors affecting the adoption. The study supports the implementation of strategies that encourage usage and adoption of E-Commerce services. The present study makes an attempt to investigate the adoption level of E-Commerce services among youngsters for the economic growth of the nation.
当互联网进入我们的日常生活时,我们生活的大多数方面,如教育、交流、商业等,都变成了这种新奇的现象。其中一个重要的方面是通过互联网处理银行事务。最近的研究表明,通过电子渠道进行银行业务近年来越来越受欢迎。这个金融系统为广大客户提供更快的服务。在当前的商业环境中,客户使用银行服务产品需要更好的选择,客户服务中总是有人情味。银行工作人员的能力直接影响到客户的满意度。顾客的偏好和需求可以通过更好的支付系统技术来定制。本研究实证调查了青少年对电子商务的采用情况。本研究的目的模型是基于TAM框架来理解电子商务的采用以及影响采用的因素。这项研究支持推行鼓励使用和采用电子商贸服务的策略。本研究试图探讨电子商务服务在青少年中的采用水平对国家经济增长的影响。
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引用次数: 1
A System of Time-Varying Models for Predictive Regressions 预测回归的时变模型系统
Pub Date : 2021-04-02 DOI: 10.2139/ssrn.3818009
Deshui Yu, Yayi Yan
This paper proposes a system of semiparametric time-varying models for predictive regressions, where a locally stationary process in the form of time-varying autoregression is introduced to model varying-persistent predictors, and parameter instability and embedded endogeneity have also been taken into account simultaneously. We employ a semiparametric profile likelihood approach to
estimate both constant parameters and time-varying functional coefficients, and we further establish the asymptotic theory of the estimators in the system. Monte Carlo simulations show that the proposed estimation method works very well in finite samples. Empirically, we find that the popular predictors considered in the literature are well approximated by a time-varying first-order autoregressive process, those predictors generally contain significant and time-varying predictive content of future equity premium, and taking embedded endogeneity into account helps to identify the existence of return predictability.
本文提出了一种半参数时变预测回归模型系统,将时变自回归形式的局部平稳过程引入变持久预测模型,同时考虑了参数不稳定性和内嵌性。我们采用半参数轮廓似然方法对常参数和时变泛函系数进行估计,并进一步建立了系统中估计量的渐近理论。蒙特卡罗仿真结果表明,所提出的估计方法在有限样本下效果良好。实证研究发现,文献中常用的预测因子可以很好地近似于时变的一阶自回归过程,这些预测因子通常包含对未来股权溢价显著且时变的预测内容,考虑嵌入内生性有助于识别收益可预测性的存在。
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引用次数: 1
Does Online Search Improve the Match Quality of New Hires? 在线搜索能提高新员工的匹配质量吗?
Pub Date : 2021-03-20 DOI: 10.2139/ssrn.3779129
Nicole Gürtzgen, B. Lochner, L. Pohlan, Gerard J. van den Berg
Abstract This paper studies the effects of the high-speed internet expansion on the match quality of new hires. We combine data on internet availability at the local level with German individual register and vacancy data. Results show that internet availability has no major impact on the stability of new matches and their wages. We confirm these findings using vacancy data, by explicitly comparing match outcomes of online and non-online recruits. Further results show that online recruiting not only raises the number of applicants and the share of unsuitable candidates per vacancy, but also induces employers to post more vacancies.
摘要本文研究了高速互联网扩张对新员工匹配质量的影响。我们将当地互联网可用性数据与德国个人登记和空缺数据结合起来。结果表明,互联网的可用性对新比赛的稳定性和他们的工资没有重大影响。通过明确比较在线和非在线招聘的匹配结果,我们使用空缺数据证实了这些发现。进一步的结果表明,网络招聘不仅增加了申请人数和每个空缺职位的不合适人选比例,而且还促使雇主发布更多的空缺职位。
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引用次数: 4
期刊
Information Systems & Economics eJournal
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