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REVIEW PERAN INKLUSI KEUANGAN BERBASIS FINTECH DAN PERILAKU KEUANGAN UNTUK PERTUMBUHAN UKM 对中小企业经济增长的财务包容作用和财务行为的审查
Pub Date : 2022-01-03 DOI: 10.55606/jupumi.v1i1.140
Bentar Kusdimanto, Nadia Sri Wahyuni, Inke Larank Assya’if, Sri Mulyantini
Tren digital informasi saat ini sudah berkembang ke berbagai aspek, dari aspek sosial, aspek politik hingga aspek ekonomi. Aspek ekonomi ini sudah dibuktikan dengan keberadaan Financial Technology (Fintech) yang berkembang pesat saat ini. Fintech saat ini juga sudah menjalar ke inklusi keuangan dalam perkembangan sehingga saat ini perkembangan fintech di inklusi keuangan sudah sangat pesat seperti ditandai kemunculan mobile banking. Keberadaan inklusi keuangan ini diharapkan mampu mempengaruhi perilaku keuangan seluruh elemen masyarakat khususnya UKM dalam mengambil keputusan, hal ini lah yang menjadi topik pembahasan penelitian ini. Penelitian ini menggunakan metode literatur review dan analisis deskriptif. Tujuan penulisan artikel ini ialah untuk mereview kembali peran inklusi keuangan berbasis fintech dan perilaku keuangan bagi UKM dengan berdasarkan penelitian-penelitian sebelumnya yang sudah dilakukan.
目前信息的数字趋势已经发展到社会、政治和经济的各个方面。金融技术的快速发展证实了这一经济方面。Fintech目前已经渗透到金融包的发展中,因此金融包的发展速度与流动银行的出现一样快。本研究的主题是,金融包容被期望能够影响整个社会的金融行为,尤其是中小企业的决策行为。本研究采用文献综述和描述性分析的方法。本文的目的是根据过去的研究,回顾fintech的财务包容性和中小企业的财务行为。
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引用次数: 1
MANAJEMEN INFORMASI PERSEDIAN BAHAN BAKU PRODUKSI DENGAN METODE FIFO BERBASIS CLIENT SERVER 使用客户服务器的FIFO方法进行生产原料信息管理
Pub Date : 2022-01-01 DOI: 10.55606/jupumi.v1i1.78
Agus Waryanto
In conducting research, using descriptive methods, where the sources and types of data used are quantitative data and qualitative data. The research design used by the author is a primary data research design and a secondary data research design. The data collection technique used is a field research technique which includes interviews and observations, while a library research technique includes data collection techniques by studying, reviewing and understanding existing data sources. in several books related to the research. In the presentation of the raw material inventory report still using manual recording using inventory cards and Microsoft Office Excel 2003 software, then the new information system will be used to create a system that includes making DFD, ERD, Normalization, context diagrams and physical design, namely output design and databases. From the results of the study, it can be concluded that the existing system in CV. Adi Sejahtera Bandung there are several weaknesses, the system for recording transactions in and out of raw materials that is run manually is still not efficient, the occurrence of errors and the slow sales process is due to the slowness in receiving information on goods at this company. The author suggests using a computerized raw material inventory information system to help management control inventory transactions by improving the information structure in reports and making standardized reports to make work efficient and effective.
在进行研究时,使用描述性方法,其中使用的数据来源和类型是定量数据和定性数据。本文采用的研究设计是一次数据研究设计和二次数据研究设计。使用的数据收集技术是一种实地研究技术,包括访谈和观察,而图书馆研究技术包括通过研究,审查和理解现有数据源的数据收集技术。在几本与研究相关的书中。在原材料库存报告的呈现中,仍然采用手工记录的方式,使用库存卡和Microsoft Office Excel 2003软件,然后使用新的信息系统创建一个系统,包括制作DFD, ERD,规范化,环境图和物理设计,即输出设计和数据库。从研究结果可以得出结论,现有的系统在CV。Adi Sejahtera万隆有几个弱点,手工操作的记录原材料进出交易的系统仍然不高效,错误的发生和缓慢的销售过程是由于该公司接收货物信息的速度缓慢。建议采用电脑化的原材料库存信息系统,通过完善报表信息结构,编制规范报表,使工作高效有效,帮助管理层控制库存交易。
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引用次数: 1
ANALISA MANAJEMEN SISTEM INFORMASI KOPERASI SIMPAN PINJAM BERBASIS MULTI USER DENGAN METODE RND 分析合作存储多用户信息系统管理与RND方法
Pub Date : 2021-11-11 DOI: 10.55606/jupumi.v1i1.79
Siswo Handoyo, Suhardianto Suhardianto
Information technology that is used properly will have a good influence on the company, among others, can increase productivity, work efficiency and of course very useful for institutions such as Koperasi Kawi Mandiri Sentosa in facing competitive business competition. The determination and speed of data processing from Koperasi Kawi Mandiri Sentosa, the presentation of fast, precise and accurate information will make it easier for companies to make the right decisions as well. Koperasi Kawi Mandiri Sentosa has a variety of fund products which include Voluntary Deposits and Time Deposits. As well as credit products which include Monthly Loans and Term Loans, while the procedures to be processed consist of the savings section, and the credit loan section. If there is a deposit transaction, it can be recorded in the customer's proof of deposit and at the same time the data can be saved to the computer automatically. Likewise, if there is a loan transaction from a customer, the data on the computer can be known with certainty and accuracy. The program that will be developed by the author is a multiuser-based savings and loan accounting information system, the software used is Microsoft Visual Basic 6.0
正确使用的信息技术将对公司产生良好的影响,除其他外,可以提高生产力和工作效率,当然对圣淘沙Koperasi Kawi Mandiri Sentosa等机构在面临激烈的商业竞争时非常有用。Koperasi Kawi Mandiri Sentosa数据处理的决心和速度,以及快速、精确和准确的信息呈现,也将使公司更容易做出正确的决策。圣淘沙Koperasi Kawi Mandiri圣淘沙有多种基金产品,包括自愿存款和定期存款。以及包括每月贷款和定期贷款在内的信贷产品,而要处理的程序包括储蓄部分和信用贷款部分。如果有存款交易,可以记录在客户的存款证明中,同时自动将数据保存到计算机中。同样,如果有来自客户的贷款交易,计算机上的数据可以确定和准确地知道。本文所要开发的程序是一个基于多用户的储蓄贷款会计信息系统,使用的软件是Microsoft Visual Basic 6.0
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引用次数: 0
PERANCANGAN SISTEM PENDUKUNG KEPUTUSAN DIAGNOSA KERUSAKAN SEPEDA MOTOR MATIC HONDA BEAT MENGGUNAKAN METODE FORWARD CHAINING 设计系统支持故障诊断本田自行车使用前链法
Pub Date : 2021-11-11 DOI: 10.55606/jupumi.v1i1.80
S. Sugiarto, P. Purwanto
An expert system is a system that seeks to adopt human knowledge to a computer that is designed to model problem solving abilities like an expert (Durkin, 1994). The three main components contained in any expert system are the knowledge base, the inference engine, and the user interface. Forward chaining is a strategy to predict or find a solution to a problem that starts with a set of known facts, then derives new facts based on rules whose premises match the known facts. This process is continued until the goal is reached or there are no more rules whose premise matches the known facts. The system maker application media uses PHP and MySQL as databases
专家系统是一种旨在将人类知识应用于计算机的系统,旨在模拟专家解决问题的能力(Durkin, 1994)。任何专家系统都包含三个主要组件:知识库、推理引擎和用户界面。前向链接是一种策略,用于预测或找到问题的解决方案,该问题从一组已知事实开始,然后根据前提与已知事实相匹配的规则派生出新的事实。这个过程一直持续下去,直到达到目标,或者不再有规则的前提与已知的事实相匹配。系统制作应用介质采用PHP和MySQL作为数据库
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引用次数: 0
METODE ANALITYCAL HIERARCHY PROCESS (AHP) DALAM MENDUKUNG SISTEM KEPUTUSAN PENENTUAN PENERIMAAN BANTUAN LANGSUNG SEMENTARA MASYARAKAT 对社会接受临时援助的决策系统进行分析
Pub Date : 2021-11-11 DOI: 10.55606/jupumi.v1i1.82
Eka Satria Wibawa, Zaenal Mustofa
So far, the determination of recipients of direct public assistance funds (BLSM) is still not accurate. Therefore we need a decision support system application program that can assist in making a decision accurately and quickly to get accurate selection results. The method used in this application is the Analytical Hierarchy Process (AHP) where the classification process is carried out in a hierarchical manner, providing a comparison value for each criterion to determine the criteria value. This research resulted in an application of a decision support system for determining the receipt of direct assistance funds while the community used the Analytical Hierarchy Process (AHP) method. In this application the criteria and sub-criteria can be determined according to the indicators that exist in each region and can be grouped based on the selection period. The results of testing this application show a fairly accurate percentage and can be used to determine BLSM recipients.
到目前为止,直接公共援助资金接受者的确定仍然不准确。因此,我们需要一个决策支持系统应用程序,能够准确、快速地辅助决策,以获得准确的选择结果。此应用程序中使用的方法是层次分析法(AHP),其中分类过程以层次方式执行,为每个标准提供比较值,以确定标准值。这项研究的结果是应用决策支持系统来确定直接援助资金的接收,而社区则使用层次分析法(AHP)方法。在此应用中,可以根据每个区域中存在的指标确定标准和子标准,并且可以根据选择周期进行分组。测试此应用程序的结果显示了相当准确的百分比,可用于确定BLSM收件人。
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引用次数: 0
METODE SIMPLE ADDITIVE WEIGHTING (SAW) PADA SISTEM PENDUKUNG KEPUTUSAN PENENTUAN LOKASI SERVICE CENTER MENGGUNAKAN GIS 使用GIS进行系统确定服务中心位置的简单的调整调整系统
Pub Date : 2021-11-11 DOI: 10.55606/jupumi.v1i1.81
Hendri Rasminto, Kasih Purwantini
Decision support system is defined as a system that supports the work of a manager or a group of managers in solving semi-structured problems by providing information or suggestions towards certain decisions. The design of this system used the R & D (Research And Development) method approach according to Borg & Gall (1983:775) and the Simple Additive Weighting (SAW) method as the calculation method, while what was taken into account were the criteria, where the criteria were: the number of consumers, center of crowd, access road, security, development potential. This application is made using the PHP programming language, MySql as the database, and the software used are: Adobe Dreamweaver and Apache. The choice of location for the construction of the right service center location is a problem that is being faced by PT. Eltra Various Techniques Semarang. Leaders feel confused in determining the right location for the construction of a service center because there are many things that must be considered so that the construction is not in vain and can overcome company problems. This decision support system is able to provide convenience for company leaders in determining the right service center location, through appropriate calculation processes and an integrated system with Geographic Information System (GIS) that can point to locations directly online. The results obtained are Tunjungan Elektronik Center with a value of 97.00, ITC Mega Wholesale with a value of 87.00, Galaxy Mall with a value of 86.00, Delta Plaza with a value of 85.00, Hi-tech Mall with a value of 84.00, Citra Wold Surabaya with a score of 83.00 so that the alternative chosen is Tunjungan Elektronik Center with the highest score of 97.00.
决策支持系统被定义为通过对某些决策提供信息或建议来支持管理者或一组管理者解决半结构化问题的系统。该系统的设计采用了根据Borg & Gall(1983:775)的r&d (Research And Development)方法和简单加性加权(Simple Additive Weighting, SAW)方法作为计算方法,同时考虑的是标准,其中的标准是:消费者数量,人群中心,通道,安全性,发展潜力。本应用程序采用PHP编程语言,MySql作为数据库,使用的软件是:Adobe Dreamweaver和Apache。为建设合适的服务中心而选择合适的位置,是宝利多技术三宝朗所面临的问题。领导们在决定建设服务中心的正确地点时感到困惑,因为有很多事情必须考虑,这样建设才不会白费,才能克服公司的问题。该决策支持系统能够通过适当的计算过程和地理信息系统(GIS)的集成系统直接在线指向位置,为公司领导确定正确的服务中心位置提供便利。得到的结果是:Tunjungan electroniconik Center得分为97.00,ITC Mega Wholesale得分为87.00,Galaxy Mall得分为86.00,Delta Plaza得分为85.00,high -tech Mall得分为84.00,Citra world Surabaya得分为83.00,因此选择得分最高的Tunjungan electroniconik Center得分为97.00。
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引用次数: 6
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