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Development of a Battery for the Measurement of Financial Capabilities in Young People 开发用于衡量青少年财务能力的测试工具
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-05-07 DOI: 10.1007/s11205-024-03336-5
William Fernando Duran León, Olga Lucia Manrique Chaparro, Camilo Andrés Ramírez Rojas

Measuring financial capabilities among young people poses a challenge for scholars. In this study, we developed a set of ten scales to assess various behaviors, attitudes, and knowledge, allowing for a comprehensive examination of the construct. We designed a pool of items and invited 746 participants, aged 16 to 29, who were divided into two groups for studying the psychometric properties of the tests. The first group underwent an Exploratory Factor Analysis, while the second group underwent a Confirmatory Factor Analysis. Through these analyses, we identified five dimensions of financial behaviors, four dimensions of financial attitudes, and one dimension of knowledge or financial literacy. The scales were combined to measure two financial capabilities: Financial Saving Capability and Responsible Debt Management Capability. Furthermore, we identified distinct profiles of young people associated with each proposed financial capability. Finally, we offer a conceptual discussion of the financial capabilities construct, present scales with reliable and valid measurements, and propose avenues for future research.

衡量青少年的财务能力是学者们面临的一项挑战。在本研究中,我们开发了一套由十个量表组成的量表,用于评估各种行为、态度和知识,从而对这一概念进行全面考察。我们设计了一个项目库,并邀请了 746 名 16 至 29 岁的参与者,将他们分为两组,以研究测试的心理测量学特性。第一组进行了探索性因子分析,第二组进行了确认性因子分析。通过这些分析,我们确定了五个金融行为维度、四个金融态度维度和一个知识或金融素养维度。我们将这些量表进行了组合,以测量两种财务能力:财务储蓄能力和负责任的债务管理能力。此外,我们还确定了与每种建议的财务能力相关的年轻人的独特特征。最后,我们对财务能力的概念进行了讨论,提出了可靠有效的测量量表,并提出了未来的研究方向。
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引用次数: 0
Does Financial Inclusion Matter to Population Health? Insight From a Global Dataset 金融包容性对人口健康重要吗?全球数据集的启示
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-05-04 DOI: 10.1007/s11205-024-03341-8
Alex O. Acheampong, Godsway Korku Tetteh

Currently, extensive empirical studies exist on the impact of financial inclusion on socio-economic outcomes such as economic growth, inequality, and poverty. However, research on financial inclusion and population health is limited and still at the infant stage. Therefore, this article adds to knowledge by inquiring into the health implications of financial inclusion using a global panel dataset for 121 countries between 2004 and 2020. After accounting for endogeneity with heteroskedasticity-based instrumental variable regression and cross-sectional dependency with the Driscol–Kraay estimator, we documented that financial inclusion improves population health outcomes. We found that the effect of financial inclusion on population health outcomes also depends on the level of information and communication technology penetration and existing socio-economic conditions in a country. Following this, we showed that financial inclusion improves population health outcomes in countries with lower income inequality and higher GDP per capita, mobile and internet penetration. We further found heterogeneity in the results across geographical regions and income groups. Following these findings, we suggest that financial inclusion policies could enhance population health.

目前,关于普惠金融对经济增长、不平等和贫困等社会经济成果的影响,已有广泛的实证研究。然而,有关普惠金融与人口健康的研究却十分有限,而且仍处于起步阶段。因此,本文通过使用 2004 年至 2020 年间 121 个国家的全球面板数据集,探究普惠金融对健康的影响,以补充相关知识。在使用基于异方差的工具变量回归和横截面依赖性的 Driscol-Kraay 估计器考虑内生性因素后,我们发现普惠金融改善了人口的健康状况。我们发现,普惠金融对人口健康结果的影响还取决于一个国家的信息和通信技术渗透水平以及现有的社会经济条件。因此,我们发现,在收入不平等程度较低、人均国内生产总值较高、移动和互联网普及率较高的国家,普惠金融能改善人口健康状况。我们还发现,不同地理区域和收入群体的结果存在异质性。根据这些发现,我们认为普惠金融政策可以提高人口健康水平。
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引用次数: 0
LCT-Based Framework for the Assessment of Sustainability: From the Perspective of Literature Review 基于 LCT 的可持续性评估框架:从文献综述的角度
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-05-03 DOI: 10.1007/s11205-024-03333-8
Kamran Khan, Thomas Henschel

In the context of sustainable development, urban transformation should encourage the use of life cycle thinking tools for infrastructure development. By adopting sustainable economic, social, and environmental criteria, this study presents a review of sustainability assessment tools to build a framework for urban infrastructure. It incorporates a variety of methods that economists and industrial ecologists use for evaluating their projects, in addition to the LCT approach. To recognize the strategic sustainability indicators and criteria, the framework uses LCC, LCA, and SLCA in conjunction with stakeholder evaluation and multi-criteria decision analysis, which recognizes the foremost three pillars of sustainability, i.e., economy, environment, and society. Additionally, system dynamics and agent-based modelling are used to optimise the framework. The prominence of the framework is to understand the route an urban infrastructure development should follow to achieve key sustainability interests involving the interconnected environmental and socio-economic aspects. This sustainability assessment framework can be utilised by consultants or supporting agencies to help organisations carry out and monitor such projects.

在可持续发展的背景下,城市转型应鼓励在基础设施发展中使用生命周期思维工具。通过采用可持续的经济、社会和环境标准,本研究对可持续性评估工具进行了审查,以建立城市基础设施框架。除生命周期思维方法外,它还纳入了经济学家和工业生态学家用于评估项目的各种方法。为了识别战略性可持续发展指标和标准,该框架将 LCC、LCA 和 SLCA 与利益相关者评估和多标准决策分析相结合,识别了可持续发展的三大支柱,即经济、环境和社会。此外,系统动力学和基于代理的建模也被用于优化该框架。该框架的重点是了解城市基础设施发展应遵循的路线,以实现涉及相互关联的环境和社会经济方面的主要可持续性利益。顾问或支持机构可利用这一可持续性评估框架来帮助组织实施和监控此类项目。
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引用次数: 0
Predicting Social Inequality in Poland Using Price Dispersion on the Real Estate Market 利用房地产市场的价格离散性预测波兰的社会不平等现象
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-05-02 DOI: 10.1007/s11205-024-03342-7
Tomasz Stachurski, Tomasz Ża̧dło, Alicja Wolny-Dominiak

Measuring and predicting price dispersion on the real estate market is an important issue for both investors and policymakers. Price dispersion in the housing market can be seen as an additional dimension for measuring social inequality and one of the main goals of public policies that focus on life satisfaction and the accumulation of permanent wealth. The article considers the Polish real estate market and proposes the prediction methods of four measures of dispersion. They are based on quantiles and allow overall measurement of dispersion. In the prediction of dispersion measures the plug-in predictors utylizing longitudinal mixed models are proposed. Furthermore, the ex ante prediction accuracy measure called the quantile of absolute prediction errors (QAPE) is assessed using the residual bootstrap estimators. QAPE allows for a comprehensive description of the distribution of prediction errors, thus fostering discussion of possible various market scenarios.

衡量和预测房地产市场的价格离散度对于投资者和政策制定者来说都是一个重要问题。住房市场的价格离散度可以被视为衡量社会不平等的另一个维度,也是关注生活满意度和永久财富积累的公共政策的主要目标之一。文章以波兰房地产市场为研究对象,提出了四种离散度量的预测方法。这些方法以量化为基础,可以对离散度进行整体测量。在预测分散度时,提出了利用纵向混合模型的插件预测器。此外,还使用残差自举估计法评估了被称为绝对预测误差量值(QAPE)的事前预测准确度。QAPE 可以全面描述预测误差的分布,从而促进对可能出现的各种市场情况的讨论。
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引用次数: 0
Working From Home and Work–Family Conflict: The Importance of Role Salience 在家工作与工作和家庭之间的冲突:角色突出的重要性
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-04-28 DOI: 10.1007/s11205-024-03337-4
Deniz Yucel, Inga Laß

Amid the rising prevalence of working from home during the COVID-19 pandemic, scholarly interest in the effects of working from home on the fit between work and family life has regained momentum. However, little is known about whether these effects depend on workers’ role salience levels. This study examines the association between the frequency of working from home and two types of work–family conflict: (a) work-to-family conflict (WTFC) and (b) family-to-work conflict (FTWC). We also examine whether these associations are moderated by the salience workers assign to their work and family roles, as well as by workers’ gender and parenting status. To explore these issues, we apply linear regression analyses to data from 4067 employees in Wave 12 (2019–2020) of the German Family Panel Survey. Results show that working from home more frequently is generally associated with both higher WTFC and FTWC for women but not for men. However, among fathers, we found a significant association between working from home and higher WTFC. A moderated association by role salience, where higher work-role salience reduced the positive effect of working from home on FTWC, also only emerged among women. These results suggest that the link between working from home and the fit between one’s work and family is heterogenous: it varies not only by gender and parenthood status, but also partly by the importance workers assign to their various life roles.

在 COVID-19 大流行期间,在家工作的人数不断增加,学者们对在家工作对工作与家庭生活之间的适应性的影响重新产生了兴趣。然而,人们对这些影响是否取决于工人的角色突出程度知之甚少。本研究探讨了在家工作的频率与两类工作-家庭冲突之间的关联:(a)工作与家庭冲突(WTFC)和(b)家庭与工作冲突(FTWC)。我们还研究了这些关联是否会因工人对其工作和家庭角色的重视程度以及工人的性别和养育子女的状况而受到调节。为了探讨这些问题,我们对德国家庭面板调查第 12 波(2019-2020 年)中 4067 名员工的数据进行了线性回归分析。结果显示,对于女性而言,更频繁地在家工作通常与更高的WTFC和FTWC相关,但对于男性而言则不然。然而,在父亲中,我们发现在家工作与较高的 WTFC 之间存在显著关联。此外,只有在女性中才出现了角色显著性的调节作用,即工作角色显著性越高,在家工作对全职工作时间的积极影响就越小。这些结果表明,在家工作与个人工作和家庭之间的契合度之间的联系是多种多样的:它不仅因性别和父母身份而异,而且还部分取决于工作者对其各种生活角色的重视程度。
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引用次数: 0
Pandemic Misery Index: How to Overcome the Effects of the COVID-19 Pandemic? 大流行病痛苦指数:如何克服 COVID-19 大流行的影响?
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-04-27 DOI: 10.1007/s11205-024-03335-6
Jacek Lewkowicz, Rafał Woźniak

COVID-19 disrupted both social and economic development in several dimensions. Governments of the vast majority of countries implemented strategies to battle the pandemic and its negative consequences. The question is, which countries can be assessed as successful in that matter? In this study, we use empirical tools to investigate which governmental actions and state characteristics appear proper, as reflected by pandemic misery indices. The results of our study imply that fiscal measures taken solely are not enough to confront the negative outcome of the pandemic. Interestingly, a strong rule of law, high government effectiveness, and low corruption seem to help countries get through COVID-19. These conclusions may be useful for policymakers in the context of the current and future negative shocks.

COVID-19 从多个方面扰乱了社会和经济发展。绝大多数国家的政府都实施了应对该流行病及其负面影响的战略。问题是,哪些国家在这方面可以被评为成功?在本研究中,我们利用实证工具来调查哪些政府行动和国家特征看起来是适当的,并通过大流行病痛苦指数加以反映。我们的研究结果表明,仅仅采取财政措施不足以应对大流行病的负面影响。有趣的是,强有力的法治、高政府效率和低腐败似乎有助于各国度过 COVID-19 的难关。在当前和未来的负面冲击下,这些结论可能对政策制定者有所帮助。
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引用次数: 0
Tackling Cyclicity in Causal Models with Cross-Sectional Data Using a Partial Least Squares Approach: Implications for the Sequential Model of Internet Appropriation 使用偏最小二乘法解决横截面数据因果模型中的周期性问题:对互联网占有率序列模型的启示
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-04-20 DOI: 10.1007/s11205-024-03320-z
Giuseppe Lamberti, Jordi Lopez-Sintas, Giuseppe Pandolfo

Working with SEM and cross-sectional data, and depending on the studied phenomenon, assuming an acyclic model may mean that we obtain only a partial view of the mechanisms that explain causal relationships between a set of theoretical constructs, given that variables are treated as antecedents and consequences. Our two-step approach allows researchers to identify and measure cyclic effects when working with cross-sectional data and a PLS modelling algorithm. Using the resources and appropriation theory and the sequential model of internet appropriation, we demonstrate the importance of considering cyclic effects. Our results show that opportunities for physical access followed by digital skills acquisition enhance internet usage (acyclic effects), but also that internet usage intensity, in reverse, reinforces both digital skills and physical access (cyclic effects), supporting Norris (Digital divide: civic engagement, information poverty, and the internet worldwide. Cambridge University Press, Cambridge, 2001) social stratification hypothesis regarding future evolution of the digital divide.

在使用 SEM 和横截面数据时,根据所研究现象的不同,假设采用非循环模型可能意味着,鉴于变量被视为前因后果,我们只能部分了解解释一系列理论构造之间因果关系的机制。我们的两步法允许研究人员在使用横截面数据和 PLS 建模算法时识别和测量循环效应。我们利用资源和占用理论以及互联网占用的顺序模型,证明了考虑周期效应的重要性。我们的研究结果表明,在获得数字技能之后,物理访问的机会会提高互联网的使用率(非周期效应),但同时互联网的使用强度也会反向加强数字技能和物理访问(周期效应),这支持了诺里斯(《数字鸿沟:公民参与、信息贫困和全球互联网》,剑桥大学出版社,剑桥,2007 年)的观点。剑桥大学出版社,剑桥,2001 年)关于数字鸿沟未来演变的社会分层假设。
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引用次数: 0
A Study on the Impact of the Combination of Income and Assets on Welfare Attitudes in Korean Society 收入与资产的结合对韩国社会福利态度的影响研究
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-04-20 DOI: 10.1007/s11205-024-03332-9
Jongmin Yang

This study analyzed how attitudes toward welfare vary or align in Korean society based on the distribution of income and assets. It aimed to identify coalition structures based on income and asset combinations surrounding the current welfare system. The analysis revealed that regardless of income level, groups that have not accumulated sufficient assets are more likely to have positive attitudes when it comes to advocating the expansion of public welfare spending. However, with regard to redistributive policies aimed at addressing social vulnerability, it is evident that there is currently no group capable of forming a coalition with the low-income, low-asset group. Therefore, it can be predicted that in the process of reforming the social security system, an approach of universal welfare policies, providing benefits to the majority of citizens, coupled with additional benefits proportional to the taxes paid, may receive high levels of support.

本研究分析了韩国社会对福利的态度是如何根据收入和资产的分配而变化或一致的。其目的是根据收入和资产的组合来确定围绕现行福利制度的联盟结构。分析结果显示,无论收入水平如何,资产积累不足的群体在主张扩大公共福利支出时更倾向于持积极态度。然而,对于旨在解决社会脆弱性的再分配政策,目前显然没有一个群体能够与低收入、低资产群体结成联盟。因此,可以预测,在改革社会保障制度的过程中,一种向大多数公民提供福利,同时按纳税比例提供额外福利的全民福利政策可能会得到较高的支持。
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引用次数: 0
Measuring Employment and Unemployment from a Fuzzy Perspective. A Comparative Analysis Across European Countries 从模糊角度衡量就业和失业。欧洲各国的比较分析
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-04-06 DOI: 10.1007/s11205-024-03330-x
Bruno Cheli, Alessandra Coli, Andrea Regoli

According to the standards set by the International Labour Office, people of working age who have performed some remunerated work during a specified short reference period are classified as employed, regardless of how many hours they have worked, while those who have not been able to work at all (despite wanting to) are classified as unemployed. As observed by many experts in the field, this rigid division between employed and unemployed can conceal labour markets with deeply different characteristics. In particular, the average number of hours worked and, more importantly, their distribution across employees may vary significantly across countries. The aim of this paper is to define fuzzy indicators of employment and unemployment by using the available information on the number of hours worked and the satisfaction or dissatisfaction of workers with this. In this approach, each person in the labour force is assigned a degree of employment between 0 and 1, where 0 means full non-membership in the fuzzy set of employed (and full membership in the fuzzy set of unemployed) and 1 means full membership in the fuzzy set of employed. To show the potentiality of the proposed method, we apply fuzzy measures to Labour Force Survey data from 29 European countries and compare the results with the official employment and unemployment statistics published by Eurostat.

根据国际劳工局制定的标准,工作年龄的人如果在规定的短期参照期内从事了一些有报酬的工作,则无论其工作了多少小时,都被归类为就业者,而那些根本无法工作(尽管想工作)的人则被归类为失业者。正如该领域的许多专家所指出的那样,这种对就业和失业的硬性划分可能会掩盖具有截然不同特征的劳动力市场。尤其是平均工作时数,更重要的是,不同国家雇员的工作时数分布可能会有很大差异。本文旨在利用现有的关于工作时数以及工人对此满意或不满意程度的信息,定义就业和失业的模糊指标。在这种方法中,劳动力中的每个人都被赋予一个介于 0 和 1 之间的就业度,其中 0 表示完全不属于就业模糊集合(和完全属于失业模糊集合),1 表示完全属于就业模糊集合。为了展示所提方法的潜力,我们对 29 个欧洲国家的劳动力调查数据进行了模糊度量,并将结果与欧盟统计局公布的官方就业和失业统计数据进行了比较。
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引用次数: 0
Dancing in the Dark: Social Life and Life Satisfaction in Times of Economic Prosperity and Crisis 黑暗中起舞:经济繁荣与危机时期的社会生活与生活满意度
IF 3.1 2区 社会学 Q1 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2024-03-27 DOI: 10.1007/s11205-024-03311-0
Roger Fernandez-Urbano

This article explores the relationship between individuals’ satisfaction with their social life and global life satisfaction during periods of economic prosperity and crisis, using data from the Panel of Social Inequalities in Catalonia, Spain (PaD 2001–2012). The study also investigates how this relationship varies across different social origins. Catalonia is a pertinent context due to its significant increase in inequality and unemployment during the 2008 Economic Crisis, positioning it among the most affected regions in Europe. The findings reveal that satisfaction with one’s social life matters for global life satisfaction, even after accounting for individual and macro characteristics. However, contrary to the initial expectations, the study demonstrates that satisfaction with one’s social life becomes less influential for global life satisfaction during the macroeconomic crisis, particularly among individuals from middle and low social origins. Furthermore, while a strong positive relationship exists between satisfaction with one’s social life and global life satisfaction during times of economic prosperity for all social groups, a robust negative relationship emerges in periods of macroeconomic crisis for individuals from high social origins. The article offers several potential explanations for these findings.

本文利用西班牙加泰罗尼亚社会不平等面板数据(PaD 2001-2012),探讨了经济繁荣和危机时期个人对其社会生活的满意度与全球生活满意度之间的关系。本研究还探讨了这种关系在不同社会出身之间的差异。加泰罗尼亚地区在 2008 年经济危机期间不平等和失业率显著上升,是欧洲受影响最严重的地区之一,因此研究与之相关。研究结果表明,即使考虑了个人和宏观特征,对个人社会生活的满意度也与全球生活满意度息息相关。然而,与最初的预期相反,研究表明,在宏观经济危机期间,个人社会生活满意度对全球生活满意度的影响较小,尤其是对来自中低社会阶层的个人而言。此外,在经济繁荣时期,所有社会群体的社会生活满意度与全球生活满意度之间都存在很强的正相关关系,但在宏观经济危机时期,社会出身高的个人的社会生活满意度与全球生活满意度之间却出现了很强的负相关关系。文章对这些发现提出了几种可能的解释。
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引用次数: 0
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