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The Role of Federal and State Dependent Coverage Eligibility Policies on the Health Insurance Status of Young Adults 联邦和州依赖的覆盖资格政策对年轻人健康保险状况的作用
Pub Date : 2012-07-01 DOI: 10.3386/W18254
J. Cantor, A. Monheit, D. Delia, Kristen Lloyd
This paper evaluates one of the first implemented provisions of the Patient Protection and Affordable Care Act (ACA) which permits young adults up to age 26 to enroll as dependents on a parent's private health plan. The paper also considers how the interaction between prior state laws expanding dependent coverage to young adults and the ACA affected young adult coverage. Using data from the Current Population Survey for calendar years 2004-2010, we apply a difference-in-differences framework to estimate how these provisions affected coverage of eligible young adults compared to slightly older adults. Our findings indicate that controlling for state laws, early implementation of the ACA increased young adult dependent coverage by 5.3 percentage points and resulted in a 3.5 percentage point decline in their uninsured rate. The interaction between state laws and the ACA suggests that the increase in dependent coverage and decline in the uninsured rate may have been greater among young adults who were targeted by both the ACA and state laws.
本文评估了患者保护和平价医疗法案(ACA)的第一个实施条款之一,该法案允许26岁以下的年轻人作为父母私人健康计划的家属注册。本文还考虑了以前的州法律之间的相互作用如何扩大依赖覆盖到年轻人和ACA影响年轻人的覆盖面。使用2004-2010历年的当前人口调查数据,我们采用差异中的差异框架来估计这些规定与年龄稍大的成年人相比如何影响符合条件的年轻人的覆盖率。我们的研究结果表明,在控制州法律的情况下,ACA的早期实施使年轻人依赖的覆盖率提高了5.3个百分点,导致他们的未参保率下降了3.5个百分点。州法律和ACA之间的相互作用表明,在ACA和州法律都针对的年轻人中,受抚养人覆盖率的增加和未参保率的下降可能更大。
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引用次数: 12
The Threat of Armed Conflicts and the Impact of Health Care Services 武装冲突的威胁和卫生保健服务的影响
Pub Date : 2012-05-05 DOI: 10.2139/ssrn.2149899
Mitali Srivastava
Any country, no matter how big or small, is known by its people. The population signifies the existence of a country. The structure of the population determines the economic, social and political growth of the nation. A country can’t progress if its citizens are not sound economically, socially, politically and most important of all physically. Healthy masses lead to a healthy nation. Like any other necessity, good health is a basic requirement for hoi polloi who lead to a healthy economy. For the achievement of soundness of health of the masses, a country needs a sound and active health care system seeking to obtain longevity of lives, precluding sickness and promoting health services. The World Health Organization defines health as not only the absence of disease but also the presence of social well being, and physical and mental health.A health care system of a country is nothing but a structure where people, institutions etc join hand in hand to render good health service to the needy. Different countries have different health care systems having different kinds of organizational structures. They can be a constitution of private or public bodies or trusts aiming to ameliorate the health condition of the population. They send out their support even to the rural areas, sometimes free of cost. In a developing country like India where per capita income is low and a huge segment of the population is below the poverty line, medical facilities are extended free of cost to the people who need it. There are various plans and schemes chalked out to attain such objectives in various countries.
任何一个国家,不论大小,都是由它的人民知道的。人口是一个国家存在的标志。人口结构决定了一个国家的经济、社会和政治发展。如果一个国家的公民在经济、社会、政治,最重要的是身体状况不佳,那么这个国家就无法进步。健康的群众造就健康的国家。像任何其他必需品一样,良好的健康是导致健康经济的国民的基本要求。一个国家要实现人民群众的健康,就需要一个健全的、积极的、追求长寿、预防疾病和促进卫生服务的卫生保健体系。世界卫生组织对健康的定义不仅是没有疾病,而且是社会福利和身心健康。一个国家的卫生保健系统只不过是一个结构,在这个结构中,人们、机构等携手为有需要的人提供良好的卫生服务。不同的国家有不同的医疗保健系统有不同的组织结构。它们可以是旨在改善人口健康状况的私人或公共机构或信托机构的宪法。他们甚至向农村地区提供支持,有时是免费的。在印度这样的发展中国家,人均收入很低,很大一部分人口生活在贫困线以下,医疗设施免费提供给有需要的人。为了实现这些目标,各国制定了各种计划和方案。
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引用次数: 0
Is the Health Insurance Individual Mandate 'Unprecedented?': The Case of Auto Insurance Mandates 个人强制医疗保险“史无前例”吗?:汽车保险授权案例
Pub Date : 2012-04-06 DOI: 10.2139/ssrn.2011025
Jennifer B. Wriggins
Opponents of the Patient Protection and Affordable Care Act of 2010 assert that the ‘individual mandate’ is unprecedented, not just in the narrow and obvious sense that the federal government has never before required people to have health insurance, but in a much broader sense as well. They claim government even at the state level has never before required people to insure themselves. This article examines the assertion that the mandate is an unprecedented outlier and a sharp departure from all past government policies. This article finds that the laws in many states require drivers to purchase insurance coverage for their own injuries, that several states’ laws require drivers to buy coverage for their own medical expenses, and that liability insurance mandates protect careless drivers along with their victims. These long-standing individual insurance mandates have been overlooked by both sides in the current debate. As requirements for people to insure themselves, they are clear, powerful precedents for the health insurance individual mandate. If forced to admit that these laws exist, opponents may then claim that driving is a pure choice: If people object to state auto insurance laws, they can simply opt out and choose not to drive, while there is no opt-out from the individual health insurance mandate. The article argues that ‘driving as a pure choice’ is largely illusory and not a sufficient basis on which to argue that these precedents are irrelevant. Finally, the article turns to the forgotten history of auto insurance mandates, drawing lessons from that history for today’s debate. The history shows first that, leaving aside the Commerce Clause arguments which by definition only apply to the federal government, the arguments used to resist auto insurance mandates were strikingly similar to arguments used to oppose the health insurance individual mandate. Second, courts have consistently recognized a link between insurance and the public welfare justifying regulation in the auto context. Third, governments have recognized for decades that the auto insurance market must be regulated to provide a socially optimal level of coverage, as seen in the U.S. Supreme Court’s 1951 decision upholding a California market regulation law. Finally, state governments have long required people to purchase insurance for themselves from private sellers. The health insurance individual mandate is not different in kind from auto insurance individual mandates but rather extends the idea of insurance mandates to an even more important and compelling context.
《2010年患者保护和平价医疗法案》的反对者声称,“个人强制”是前所未有的,不仅从联邦政府以前从未要求人们购买医疗保险这一狭隘而明显的意义上讲,而且从更广泛的意义上讲也是如此。他们声称,即使是州一级的政府也从未要求人们为自己投保。这篇文章检验了这样一种说法,即强制令是一个前所未有的异常值,与过去所有的政府政策截然不同。本文发现,许多州的法律要求司机为自己的伤害购买保险,有几个州的法律要求司机为自己的医疗费用购买保险,责任保险规定保护粗心的司机和受害者。在当前的辩论中,双方都忽视了这些长期存在的个人保险规定。作为人们为自己投保的要求,它们是个人医疗保险授权的明确而有力的先例。如果被迫承认这些法律的存在,反对者可能会声称驾驶纯粹是一种选择:如果人们反对州汽车保险法,他们可以简单地选择退出并选择不开车,而个人健康保险的授权则没有选择退出。这篇文章认为,“开车是一种纯粹的选择”在很大程度上是虚幻的,并不能作为论证这些先例无关紧要的充分依据。最后,这篇文章转向了被遗忘的汽车保险授权的历史,为今天的辩论汲取了历史的教训。历史首先表明,撇开商业条款的论点(根据定义,它只适用于联邦政府)不谈,用来反对汽车保险强制令的论点与用来反对个人健康保险强制令的论点惊人地相似。其次,法院一直承认保险与公共福利之间的联系,为汽车监管提供了理由。第三,几十年来,政府已经认识到,必须对汽车保险市场进行监管,以提供社会最优的覆盖水平,正如美国最高法院1951年支持加州市场监管法的决定所示。最后,州政府长期以来一直要求人们从私人卖家那里为自己购买保险。健康保险的个人授权与汽车保险的个人授权并没有什么不同,而是将保险授权的概念扩展到一个更重要和更引人注目的背景下。
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引用次数: 0
Technical Report: The Business Case for Healthcare Information Technology in Nursing Homes 技术报告:养老院医疗保健信息技术的商业案例
Pub Date : 2011-11-26 DOI: 10.2139/ssrn.1964841
L. Hitt, Prasanna Tambe
We investigate whether the implementation of electronic medical records is associated with higher levels of economic performance in nursing homes in terms of quality, profitability, cost, productivity, and efficiency. Our analysis is based on a survey of Healthcare Information Technology (HIT) usage for approximately 200 New York State Nursing Homes, including 26 that participated in the NY Nursing Home Demonstration project. The survey data are combined with regulatory data from CMS Nursing Home Compare and the NY State RHCF-4 financial reports. The analysis uses a “difference in differences approach” comparing changes in economic performance in a facility before and after HIT implementation to changes over the same time periods in other facilities that are known to not have implemented HIT. Overall, we do not find conclusive evidence that adoption of HIT raises productivity, increases commonly used performance measures, or improves quality scores in the short run. There is some evidence of a positive effect after several years. We do find that there appears to be a slight increase (1-3%) in variable costs, but also slightly greater efficiency when measured by frontier analysis. However, facilities that adopt HIT and either adopt or have in place progressive work practices (which include greater staff autonomy, cooperative labor-management relations, and greater teamwork) consistently show performance gains. Firms that are one standard deviation higher on our progressive work practice score get a 2-3% increase in productivity, a 2-3% reduction in costs and a 1-2% incremental efficiency gain upon adoption of HIT relative to their peers.Our results suggest that adoption of EMR can have significant positive economic benefits when implemented in conjunction with progressive work practices.
我们调查电子医疗记录的实施是否与养老院在质量、盈利能力、成本、生产力和效率方面的更高水平的经济表现有关。我们的分析基于对大约200家纽约州养老院的医疗保健信息技术(HIT)使用情况的调查,其中包括26家参加了纽约养老院示范项目。调查数据与CMS养老院比较的监管数据和纽约州RHCF-4财务报告相结合。该分析使用了“差异中的差异”方法,将实施HIT前后设施的经济绩效变化与其他已知未实施HIT的设施在同一时间段内的变化进行比较。总的来说,我们没有找到确凿的证据表明采用HIT可以提高生产力,增加常用的绩效指标,或者在短期内提高质量分数。有一些证据表明,几年后会产生积极的影响。我们确实发现,可变成本似乎略有增加(1-3%),但通过前沿分析衡量时,效率也略有提高。然而,采用HIT并采用或采用先进的工作实践(包括更大的员工自主权、合作的劳资关系和更大的团队合作)的设施始终显示出绩效的提高。在我们的渐进式工作实践得分上高出一个标准差的公司,在采用HIT后,相对于同行,生产率提高了2-3%,成本降低了2-3%,效率增加了1-2%。我们的研究结果表明,电子病历的采用与先进的工作实践相结合,可以产生显著的积极经济效益。
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引用次数: 1
Unique American Health Insurance Policies Cause Price Inflation 独特的美国健康保险政策导致物价上涨
Pub Date : 2011-07-30 DOI: 10.2139/SSRN.1899044
Michael P. Lynch
Many studies conclude that the main reason Americans pay more for health care is that its providers charge higher prices. There is little agreement on why prices are higher. I argue that higher prices are caused by a type of insurance contract unique to America. “Service benefit” contracts originated by Blue Cross/Blue Shield plans paid no monetary “indemnity” to the people insured. Rather payments went directly to providers. Initially participating providers accepted the plan benefit as payment in full, and, so long as this remained true, these contracts provided no special incentive for providers to raise their prices. This changed around 1950, when independent insurance companies began to market a new type of policy called “major medical”. These policies were imitated by the Blues and, in so doing, they introduced “coinsurance” and “deductibles” provisions into the service benefit plans. In these new service benefit hybrids, providers were free to charge patients more than the plan benefit to be paid directly by the patient. An unintended consequence of this development was the release of an inflationary spiral. A model, based on the theory of two-sided matching, provides quantitative predictions of the increase in provider prices caused by insurance. The model can quantitatively account for the inflationary spiral observed from 1949 to 1959. If service benefit insurance is the major cause of the rise in provider prices, then a reform proposed here could reverse the spiral.
许多研究得出结论,美国人为医疗保健支付更多费用的主要原因是医疗服务提供者收取更高的价格。价格上涨的原因众说纷纭。我认为较高的价格是由美国特有的一种保险合同造成的。由蓝十字/蓝盾计划发起的“服务福利”合同不向被保险人支付金钱“赔偿”。相反,付款直接流向了供应商。最初参与的供应商接受全额支付计划的福利,只要这种情况仍然存在,这些合同就不会为供应商提供提高价格的特别激励。这种情况在1950年左右发生了变化,当时独立保险公司开始推销一种名为“重大医疗”的新型保单。这些政策被蓝军所模仿,在这样做的过程中,他们在服务福利计划中引入了“共同保险”和“免赔”条款。在这些新的服务福利混合方案中,医疗服务提供者可以自由地向患者收取比由患者直接支付的计划福利更高的费用。这种发展的一个意想不到的后果是通货膨胀螺旋的释放。一个基于双边匹配理论的模型,提供了保险引起的供应商价格上涨的定量预测。该模型可以定量地解释从1949年到1959年观测到的通货膨胀螺旋。如果服务福利保险是供应商价格上涨的主要原因,那么这里提出的改革可能会扭转这种螺旋式上升。
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引用次数: 0
Public Expenditures on Education and Health in the Kyrgyz Republic Before and During the Global Crisis 全球危机之前和期间吉尔吉斯共和国的教育和卫生公共支出
Pub Date : 2011-06-27 DOI: 10.2139/ssrn.1873244
Roman Mogilevsky
This paper analyses the public finance performance and the dynamics of government expenditures on education and health in the Kyrgyz Republic in 2007- 2010, when the country was hit by the global economic crisis and then by an internal political crisis in 2010. Despite these crisis conditions, public health expenditures have increased substantially. In education, recurrent expenditures have been protected, while capital investments have been cut dramatically. Both sectors suffer from chronic under-financing, which results in an insufficient quality of services. The country’s fiscal situation in the medium-term is going to be difficult, so efficiency-oriented reforms need to be implemented in health care and especially in education in order to sustain the development of these critical services in Kyrgyzstan.
本文分析了2007- 2010年吉尔吉斯共和国的公共财政表现和政府教育和卫生支出的动态,当时该国受到全球经济危机的打击,然后又受到2010年国内政治危机的打击。尽管存在这些危机状况,公共卫生支出仍大幅增加。在教育方面,经常开支得到保护,而资本投资却大幅削减。这两个部门长期资金不足,导致服务质量不足。该国中期的财政状况将会很困难,因此需要在保健,特别是教育方面实施以效率为导向的改革,以便维持吉尔吉斯斯坦这些关键服务的发展。
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引用次数: 5
Key Success Factors Behind Electronic Medical Record Adoption in Thailand 泰国电子病历采用背后的关键成功因素
Pub Date : 2011-06-22 DOI: 10.2139/ssrn.1869483
Kanida Narattharaksa, M. Speece
Purpose – The purpose of this paper is to investigate the elements that health care personnel in Thailand believe are necessary for successful adoption of electronic medical record (EMR) systems.Design/methodology/approach – Initial qualitative in-depth interviews with physicians to adapt key elements from the literature to the Thai context. The 12 elements identified included things related to managing the implementation and to IT expertise. The nationwide survey was supported by the Ministry of Public Health and returned 1,069 usable questionnaires (response rate 42 percent) from a range of medical personnel.Findings – The key elements clearly separated into a managerial dimension and an IT dimension. All were considered fairly important, but managerial expertise was more critical. In particular, there should be clear EMR project goals and scope, adequate budget allocation, clinical staff must be involved in implementation, and the IT should facilitate good electronic communication.Research limitations/implications – Thailand is representative of middle-income developing countries, but there is no guarantee findings can be generalized. National policies differ, as do economic structures of health care industries. The focus is on management at the organizational level, but future research must also examine macro-level issues, as well as gain more depth into thinking of individual health care personnel.Practical implications – Technical issues of EMR implementation are certainly important. However, it is clear actual adoption and use of the system also depends very heavily on managerial issues. Originality/value – Most research on EMR implementation has been in developed countries, and has often focussed more on technical issues rather than examining managerial issues closely. Health IT is also critical in developing economies, and management of health IT implementation must be well understood.
目的-本文的目的是调查泰国卫生保健人员认为成功采用电子病历(EMR)系统所必需的要素。设计/方法论/方法-与医生进行初步定性深入访谈,以使文献中的关键要素适应泰国的环境。确定的12个元素包括与管理实现和IT专业知识相关的内容。这项全国范围的调查得到了公共卫生部的支持,从一系列医务人员那里收到了1069份可用的问卷(回复率为42%)。发现-关键要素明确分为管理维度和IT维度。所有这些都被认为相当重要,但管理专长更为关键。尤其需要明确的电子病历项目目标和范围、充足的预算拨款、临床人员必须参与实施,以及资讯科技应促进良好的电子通讯。研究局限性/影响——泰国是中等收入发展中国家的代表,但不能保证研究结果可以推广。各国的政策不同,医疗保健行业的经济结构也不同。重点是在组织层面的管理,但未来的研究还必须检查宏观层面的问题,以及获得更深入地思考个人卫生保健人员。实际影响-电子病历实施的技术问题当然很重要。然而,很明显,该系统的实际采用和使用也在很大程度上取决于管理问题。原创性/价值-大多数关于EMR实施的研究都是在发达国家进行的,而且往往更多地关注技术问题,而不是密切审查管理问题。卫生信息技术在发展中经济体中也至关重要,必须充分了解卫生信息技术实施的管理。
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引用次数: 2
Push or Pull? – Information to Patients and European Law 推还是拉?-给患者的信息和欧洲法律
Pub Date : 2011-06-16 DOI: 10.2139/SSRN.1865751
L. Hancher, É. Földes
European Union law prohibits direct-to-consumer advertising of medicinal products for human use that are subject to prescription. However, EU law does not clarify the borderline between advertising and provision of non-promotional information on medicines, the latter being not as yet regulated at EU level. This article examines the latest initiative launched by the European Commission to establish a Community legal framework on direct-to-consumer information on prescription medicines by the pharmaceutical industry. On the background of earlier attempts at reform and the growing body of case law of the European Court of Justice the article discusses whether the Commission proposal is likely to promote patient empowerment and prevent information from being used to persuade as opposed to empower patients.
欧盟法律禁止直接面向消费者的人用药品广告。然而,欧盟法律没有明确药品广告和提供非促销信息之间的界限,后者尚未在欧盟层面进行监管。本文审查了欧洲委员会发起的最新倡议,旨在建立一个关于制药行业处方药直接面向消费者信息的共同体法律框架。在早期改革尝试和欧洲法院判例法不断增长的背景下,本文讨论了委员会的建议是否有可能促进患者赋权,并防止信息被用来说服而不是赋权患者。
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引用次数: 1
The Health Systems Funding Platform: Resolving Tensions between the Aid and Development Effectiveness Agendas 卫生系统筹资平台:解决援助与发展有效性议程之间的紧张关系
Pub Date : 2011-06-01 DOI: 10.2139/ssrn.1888411
A. Glassman, W. Savedoff
Global health aid is exceedingly complex. It encompasses more than one hundred bilateral agencies, global funds, and independent initiatives that interact with an equally complex and diverse set of institutions involved in financing and providing health care in developing countries. Numerous efforts have been made to better coordinate these activities in the interest of making them more effective. The Health Systems Funding Platform is one of the most recent of these initiatives. Established in 2009, it has advanced farthest in two countries, Ethiopia and Nepal, and is currently expanding to several others. This paper briefly assesses the Platform and argues that the way the initiative is proceeding differs little from prior initiatives, such as sectorwide approaches and budget support. However, the initiative does represent an opportunity to make global health aid more effective if it were to deepen its commitment to improving information for policy, link funding explicitly to well-chosen independently verified indicators, and establish an evaluation strategy to learn from its experience.
全球卫生援助极其复杂。它包括一百多个双边机构、全球基金和独立倡议,这些机构与发展中国家参与筹资和提供保健的一系列同样复杂和多样化的机构相互作用。为了使这些活动更加有效,已经作出了许多努力来更好地协调这些活动。卫生系统筹资平台是这些举措中最新的一项。它成立于2009年,在埃塞俄比亚和尼泊尔这两个国家发展得最快,目前正在向其他几个国家扩展。本文简要评估了《纲要》,并认为该倡议的实施方式与以前的倡议(如全部门办法和预算支持)差别不大。然而,如果该倡议能够深化其改善政策信息的承诺,将供资明确地与精心选择的独立核实的指标联系起来,并制定一项评价战略以借鉴其经验,它确实是一个提高全球卫生援助效率的机会。
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引用次数: 8
Modern Examination of Insanity Defense in Criminal Law Under the Development of the Dynamic Psychiatry – From Categorization to Functionalism 动态精神病学发展下的刑法精神错乱辩护的现代考察——从分类论到功能论
Pub Date : 2011-05-13 DOI: 10.2139/SSRN.1840355
Prof. Gabriel Hallevy
In past, the common legal concept of insanity defense was a concept of categories. Accordingly, in order to prevent imposition of criminal liability upon the offender out of insanity, the offender should have been recognized as suffering of "mental disease". Only if the mental disease could have been related to a specific list of diseases, the offender could have been considered as insane. Medical major developments and legal developments since the nineteenth century brought up changes in this concept. The dynamic psychiatry, which became major measure in mental disorder understanding, compelled a deep change in the former concept. It is argued, that any mental disorder should be examined functionally, and not by categories, as to the application upon the defense of insanity in criminal law. Only under functional examination, it is possible to seriously examine cases of temporary insanity or partial insanity. The article argues for the functional examination of mental disorder as the necessary measure to examine the applicability of the insanity defense in criminal law.
在过去,常见的精神错乱辩护法律概念是一个类别概念。因此,为了防止因精神错乱而对罪犯施加刑事责任,罪犯应被认定为患有"精神疾病"。只有当精神疾病与一系列特定疾病有关时,罪犯才能被视为精神失常。自19世纪以来,医学的重大发展和法律的发展使这一概念发生了变化。动态精神病学成为理解精神障碍的主要手段,迫使以往的观念发生了深刻的变化。有人认为,任何精神障碍都应该从功能上进行检查,而不是按类别进行检查,就像在刑法中为精神错乱辩护的应用一样。只有在功能检查下,才有可能认真检查暂时性精神错乱或部分精神错乱的病例。本文认为,精神障碍的功能审查是审查精神错乱辩护在刑法中的适用性的必要措施。
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引用次数: 0
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