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Digital Landscape Design for Infrastructure Business on Islamic Financial Technology Platforms in Indonesia 印度尼西亚伊斯兰金融技术平台基础设施业务的数字景观设计
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.21-30
Bayu Wardhana
The trend of digitization is a phenomenon that is quite popular in recent years where this phenomenon has entered all sectors, including the financial sector. The emergence of financial technology innovation is evidence that the digitalization phenomenon has entered the financial and banking sectors. Therefore, this innovation is not only present to provide financial services, but must be able to provide solutions, especially for micro, small and medium businesses as a fintech business segment. The research method used in this study is a descriptive qualitative approach. The results of the research produced are designing the structure of fintech application features to answer the problems that occur in MSMEs
数字化的趋势是近年来非常流行的一种现象,这种现象已经进入了包括金融领域在内的所有领域。金融科技创新的出现证明了数字化现象已经进入金融和银行业。因此,这种创新不仅仅是为了提供金融服务,而是必须能够提供解决方案,特别是作为金融科技业务板块的中小微企业。本研究使用的研究方法是描述性定性方法。研究的结果是设计金融科技应用功能的结构,以回答中小微企业中出现的问题
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引用次数: 0
Service Quality Impact on Customer Satisfaction of Multipurpose Loan Products 服务质量对多用途贷款产品客户满意度的影响
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.83-94
J. Jaenudin, Evi Verawati
This study aims to determine: How the influence of service quality on customer satisfaction at PT WOM Finance Kemayoran Branch, Central Jakarta. This research is a quantitative study. The research location is PT WOM Finance, Kemayoran Branch, Central Jakarta. The population in this study were customers of PT WOM Finance Kemayoran Branch, Central Jakarta, the sampling method was carried out by the random method, and using the Slovin 79.36 formula rounded up to 80 respondents. Based on the results of partial hypothesis testing, the T-test of the Service Quality variable obtained a T-count value of 7,297 while the statistical table (T table) was 1,665 and the significance value of the Service Quality variable was 0.000 less than 0.05. So it can be concluded that Service Quality partially has a positive and significant effect on Customer SatisfactionKeywords: Service Quality, Customer Satisfaction
本研究旨在探讨雅加达中部PT WOM金融科马约兰分行之服务品质对顾客满意度之影响。这项研究是一项定量研究。研究地点为PT WOM Finance, Kemayoran Branch,雅加达中部。本研究的人口为雅加达中部PT WOM Finance Kemayoran分行的客户,抽样方法采用随机方法,并使用Slovin 79.36公式四入到80名受访者。根据部分假设检验的结果,Service Quality变量的T检验得到的T-count值为7297,统计表(T表)为1665,Service Quality变量的显著性值为0.000 < 0.05。由此可见,服务质量对顾客满意有部分正向显著影响。关键词:服务质量,顾客满意
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引用次数: 1
Does Environmental Performance In Green Accounting Affect Profitability? 绿色会计中的环境绩效是否影响盈利能力?
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.57-67
Novrida Qudsi Lutfillah, Thea Samantha Amadea
This study aims to examine the effect of implementing Green Accounting as measured by Environmental Performance and Environmental Disclosure on Profitability. The t test was used as the method of analysis. The research sample is additional companies listed on the Indonesia Stock Exchange in 2017-2020. The results showed that environmental performance had no effect on profitability, while environmental disclosure had an effect on the profitability of mining companies. The demands on environmental performance made by the company are more directed at companies with large sizes, not to companies with high profitability. Furthermore, environmental disclosure is a means to meet the expectations and needs of stakeholders who want to learn more about the company's environmental performance through annual reports. If the ROA value is not in prime condition, it will have an impact on the company's environmental disclosure.
本研究旨在检验以环境绩效和环境披露衡量的实施绿色会计对盈利能力的影响。采用t检验作为分析方法。研究样本是2017-2020年在印尼证券交易所上市的其他公司。结果表明,环境绩效对盈利能力没有影响,而环境信息披露对矿业公司的盈利能力有影响。公司对环境绩效的要求更多的是针对规模大的公司,而不是针对盈利能力高的公司。此外,环境信息披露是满足利益相关者的期望和需求的一种手段,他们希望通过年度报告更多地了解公司的环境绩效。如果ROA值不处于prime状态,则会对公司的环境披露产生影响。
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引用次数: 1
Brand Awareness: The Influence of Social Media During the Covid-19 Pandemic 品牌意识:社交媒体在Covid-19大流行期间的影响
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.68-82
Siti Hawa Mohd Yusoff, Azeera Azeasharmel Mohd Azreen Azmel
Today, social media is unavoidable, especially as we embrace the 'new normal.' As our use of social media evolves because of the epidemic, it becomes an increasingly valuable communication channel for both brands and consumers. As a result of the current global pandemic and its imposed lockdowns, millions of individuals have resorted to the Internet to socialise. Social media has become an integral part of our everyday lives, not just when we are striving to preserve social distance. Social networking has now become the accepted standard. Marketers have taken notice of this emerging social phenomenon. There has been a change in both customer behaviour and marketing strategies. Consequently, the purpose of this preliminary study is to determine the influence and application of social media as a digital marketing strategy for increasing brand awareness during the Covid-19 pandemic. In Kota Kinabalu, Sabah, 100 respondents were surveyed using an internet questionnaire for a study (Google Form). During Covid-19, social media marketing was effective at increasing brand recognition, according to the findings. Marketers must rethink how they evaluate and target the modern consumer. It is essential to explore and analyse the current situation, since doing so will assist marketing, technology, and communication in the long run.
今天,社交媒体是不可避免的,尤其是在我们拥抱“新常态”的时候。随着我们对社交媒体的使用因疫情而不断发展,它成为品牌和消费者越来越有价值的沟通渠道。由于当前的全球大流行及其实施的封锁,数百万人求助于互联网进行社交。社交媒体已经成为我们日常生活中不可或缺的一部分,而不仅仅是在我们努力保持社交距离的时候。社交网络现在已经成为公认的标准。营销人员已经注意到了这一新兴的社会现象。顾客行为和营销策略都发生了变化。因此,本初步研究的目的是确定社交媒体作为数字营销策略在Covid-19大流行期间提高品牌知名度的影响和应用。在沙巴州的哥打京那巴鲁,100名受访者使用互联网问卷(谷歌表格)进行了调查。调查结果显示,在2019冠状病毒病期间,社交媒体营销有效地提高了品牌认知度。营销人员必须重新思考他们如何评估和定位现代消费者。探索和分析现状是至关重要的,因为从长远来看,这样做将有助于营销、技术和沟通。
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引用次数: 3
The Role Of Owner's Accounting Knowledge In Accounting Information Systems On Micro Small And Medium Enterprises 业主会计知识在中小微企业会计信息系统中的作用
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.47-56
Indriyani Amellia Lestari
Micro, Small and Medium Enterprises is the most important in the Indonesian economy. Based on data from the State Minister for Cooperatives Small and Medium Enterprises, the number of SME currently reaches 64.2 million with a contribution to GDP of 61.07% or  8,573.89 trillion rupiah. The contribution of MSMEs to the Indonesian economy that’s 97% of the total workforce and can collect up to 60.4% of the total investment. However, the high number of SME in Indonesian is also inseparable from the challenge that many MSMEs in Indonesia, especially in Cirebon Sindanglaut, still do not implement accounting information systems properly. This is because the owner's accounting knowledge is still lacking and the accounting information system is not used. So that the performance of MSMEs is also limited. The purpose of this study was to find out how much significant influence there is between the owner's accounting knowledge and the use of accounting information systems on the performance of an MSMEs especially in the Sindanglaut area of Cirebon. This research method uses quantitative methods and the data obtained is by conducting surveys and observations of SME in the Sindanglaut area, especially of MSMEs Alfiya Frozenfood. This study uses a test with multiple linear regression analysis with the result that the use of information systems (X1) and the owner's accounting knowledge (X2) has a significant effect of 99% on performance in a Micro, Small and Medium Enterprises. 
中小微企业是印尼经济中最重要的组成部分。根据国家中小企业合作部长的数据,中小企业的数量目前达到6420万,对GDP的贡献为61.07%或8,573.89万亿卢比。中小微企业对印尼经济的贡献占总劳动力的97%,可吸引总投资的60.4%。然而,印尼中小企业的数量之多也与印尼的许多中小企业,特别是锡林邦Sindanglaut的中小企业仍然没有正确实施会计信息系统的挑战分不开。这是因为业主的会计知识仍然缺乏,会计信息系统没有使用。使得中小微企业的绩效也受到了限制。本研究的目的是找出业主的会计知识和会计信息系统的使用对中小微企业的绩效有多大的显著影响,特别是在锡鲁汶的Sindanglaut地区。本研究方法采用定量方法,数据是通过对Sindanglaut地区中小企业,特别是中小微企业Alfiya Frozenfood进行调查和观察获得的。本研究采用多元线性回归分析的检验结果表明,信息系统的使用(X1)和所有者的会计知识(X2)对中小微企业的绩效有99%的显著影响。
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引用次数: 0
Informal Cross-Border Trade: Malaysia-Indonesia Borders The Conceptualisation From ‘Authority-Defined’ To "Everyday-Defined" 非正式跨境贸易:马来西亚-印度尼西亚边界的概念从“权威定义”到“日常定义”
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.108-122
Fauzie Sarjono, Endang Rudiatin
For these border studies, understanding borderlanders provides a new narrative about boundaries. The history of a nation-state of a collective nature, the alignment of power, economic segmentation, and integration of culture, ethnicity, and identity, religion, the behavior of marginal communities, as well as modern socio-political segregation are variables that can be raised in various disciplines. In this study, we offer a qualitative method with an ethnographic perspective, as many anthropologists do, but with a constructivist approach. We call it the conceptualization of "Authority-Defined" to "Everyday-Defined." The diversity of narratives and connotations in unraveling boundaries gives the perspective of contextual interpretation in different positions. Surely, understanding boundaries should also be seen in such a detailed context that the actors of border studies, i.e., society, are observed through the lens of meaning boundaries in their everyday lives. These differences lead to findings that are rich in dynamic and varied border backgrounds. This discussion focused on on-the-ground findings about informal cross-border trade, specifically at the Malaysia-Indonesia border. A trading system built by local communities is certainly different from the trade system in non-border areas and even in the country's capital area.
对于这些边境研究来说,理解边境居民提供了一种关于边界的新叙述。具有集体性质的民族国家的历史、权力的结盟、经济分割、文化、种族和身份的融合、宗教、边缘社区的行为以及现代社会政治隔离都是可以在不同学科中提出的变量。在这项研究中,我们提供了一种具有民族志视角的定性方法,正如许多人类学家所做的那样,但采用了建构主义方法。我们称之为“权威定义”到“日常定义”的概念化。边界消解过程中叙事和内涵的多样性赋予了语境解读不同立场的视角。当然,理解边界也应该在这样一个详细的背景下被看到,边界研究的参与者,即社会,是通过他们日常生活中的意义边界的镜头来观察的。这些差异导致了丰富的动态和不同的边界背景的发现。这次讨论的重点是关于非正式跨境贸易的实地调查结果,特别是在马来西亚-印度尼西亚边境。当地社区建立的贸易体系当然不同于非边境地区甚至国家首都地区的贸易体系。
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引用次数: 0
Exploring Fintech Organizational Culture: Are they unique? 探索金融科技组织文化:它们是独一无二的吗?
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.11-20
Anita Maharani, Valensius Alvin Mulia, Cut Azyya Triatsari
The purpose of this study is to discover the nature of organisational culture in startup enterprises involved in finance technology. The study will be useful since it may be used as an example or description of organisational culture in Indonesia. Academically, there is a startup organisational culture model that complements the current organisational culture paradigm. Organizational culture is the primary theory presented in this research. The research method used in this study is qualitative, and the respondents are four principals of financial technology start-up companies in Indonesia. We use the Analytical Hierirchal Process to analyse data (AHP).
本研究旨在探讨金融科技创业企业组织文化的本质。这项研究将是有用的,因为它可能被用作印度尼西亚组织文化的一个例子或描述。在学术上,有一个创业公司的组织文化模型来补充当前的组织文化范式。组织文化是本研究提出的主要理论。本研究使用的研究方法是定性的,受访者是印度尼西亚金融科技创业公司的四位负责人。我们使用层次分析法(AHP)来分析数据。
{"title":"Exploring Fintech Organizational Culture: Are they unique?","authors":"Anita Maharani, Valensius Alvin Mulia, Cut Azyya Triatsari","doi":"10.54268/baskara.5.1.11-20","DOIUrl":"https://doi.org/10.54268/baskara.5.1.11-20","url":null,"abstract":"The purpose of this study is to discover the nature of organisational culture in startup enterprises involved in finance technology. The study will be useful since it may be used as an example or description of organisational culture in Indonesia. Academically, there is a startup organisational culture model that complements the current organisational culture paradigm. Organizational culture is the primary theory presented in this research. The research method used in this study is qualitative, and the respondents are four principals of financial technology start-up companies in Indonesia. We use the Analytical Hierirchal Process to analyse data (AHP).","PeriodicalId":240442,"journal":{"name":"BASKARA : Journal of Business and Entrepreneurship","volume":"82 2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116589758","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Self-efficacy, Innovative Work Behavior and Job Performance in Digital Printing 自我效能感、创新工作行为与数位印刷工作绩效
Pub Date : 2022-10-31 DOI: 10.54268/baskara.5.1.1-10
Chamdan Purnama, Mirhamida Rahmah, Dinda Fatmah
Human resources in organizations play a very important role because the company's success in achieving its goals cannot be separated from the role of its employees. Organizational progress will also be achieved if human resources have good performance. The reason for this study was to clarify the effect of direct and indirect self efficacy against job performance through innovative work behavior.This review was planned as explanatory research that intends to give a clarification of the causal connection between variables through theory testing and expects to acquire proper testing in making causal determinations. The example of this review was 96 respondents from the workers of Digital Printing Mojokerto East Java, using a saturated sampling technique.This review utilizes fractional least squares relapse with the Smartpls adaptation 3.0 program. It observes that self-viability straightforwardly has no critical impact on work execution. Be that as it may, self adequacy by implication significantly affects work execution. This shows that creative work conduct can intervene the impact of self adequacy on work execution of organization representatives.
人力资源在组织中扮演着非常重要的角色,因为公司在实现其目标方面的成功离不开员工的角色。如果人力资源有良好的表现,组织的进步也会实现。本研究的目的是阐明直接和间接自我效能感通过创新工作行为对工作绩效的影响。本综述计划作为解释性研究,旨在通过理论检验澄清变量之间的因果关系,并期望在做出因果决定时获得适当的检验。本综述以东爪哇数字印刷Mojokerto的96名工人为例,采用饱和抽样技术。本综述采用分数最小二乘复发与Smartpls适应3.0程序。它指出,自我生存能力对工作执行没有直接的关键影响。尽管如此,隐含的自我充分性显著影响工作执行。这表明创造性工作行为可以干预自我充分性对组织代表工作执行的影响。
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引用次数: 0
Covid 19 Pandemic: The Inspiration to Start Online Business Covid - 19大流行:启动在线业务的灵感
Pub Date : 2022-04-29 DOI: 10.54268/baskara.4.2.18-27
Z. Zaitun, Faishal Juliyanto
The pandemic of covid-19 which was announced as a disaster by President Joko Widodo on March 2, 2020 has been shaking the economic scope of Indonesia. More department stores and even big shopping centers forcibly closed due to the policy of social distancing and local lockdown. As the consequence, more people lost their jobs which worsening the economic sector. Besides this sadly fact, more people started to utilize social media to promote products. The changing of people’s behaviors who previously used to shop offline to online sites became the main reason for businesses owners to take this opportunity to keep their businesses survive. This new life style also inspired many people to start online trades to earn their livings. The objective of this descriptive paper was to present how one of English students of Faculty of Education, Muhammadiyah University of Jakarta, who joined entrepreneur class was being inspired by the situation of covid-19 to start online business. This study used both observation and unstructured interview as the tools in collecting the data. The results of the study presented three answers of the research questions, namely: first, the student was inspired by the rapid spreading of online business and most business owners who promoted various products online. Second, in the preparation, he determined a label as his virtual store name, designing logo, creating ‘thank you’ card and buying good quality materials with low prices for the packaging. Third, after the first three months becoming reseller of women’s stuffs such as body treatment, bags, shoes, cosmetics and various accessories, up to end of September, more than hundred goods had been sold and he could earn around one million of net-profit every month. Even more, currently, he has been saving money as the capital, stocking quite big number of stuffs and planning to have one physical store to run the business offline after the pandemic is over.
2020年3月2日,印尼总统佐科·维多多宣布新冠肺炎疫情为“灾难”,这震动了印尼的经济范围。由于保持社交距离和地方封锁政策,越来越多的百货商店甚至大型购物中心被迫关闭。结果,更多的人失去了工作,使经济部门恶化。除了这个可悲的事实,越来越多的人开始利用社交媒体来推广产品。人们从线下购物到线上购物的行为改变成为企业主利用这个机会让自己的企业生存下去的主要原因。这种新的生活方式也激励了许多人开始网上交易来谋生。这篇描述性论文的目的是介绍雅加达穆罕默德迪亚大学教育学院的一名英语学生如何在2019冠状病毒病的情况下受到启发,开始在线创业。本研究采用观察法和非结构化访谈法作为收集数据的工具。研究的结果给出了研究问题的三个答案,即:第一,学生受到了网络商业的快速传播和大多数企业主在网上推广各种产品的启发。其次,在准备过程中,他确定了一个标签作为他的虚拟商店的名称,设计了标志,制作了“感谢”卡,并购买了物美价廉的材料进行包装。第三,经过前三个月的转卖女性用品,如身体护理、箱包、鞋子、化妆品和各种配件,截至9月底,他已经卖出了一百多件商品,每月可以赚取100万左右的净利润。更重要的是,目前他一直在存钱作为资本,储备了相当多的东西,并计划在疫情结束后开设一家实体店来运营线下业务。
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引用次数: 4
The Effect of Leadership Style, Work, Culture and Motivation on Performance of The State Civil Apparatus on The Secretariat of The Regional People's Representative Board, Bekasi City, West Java 领导风格、工作、文化和动机对国家民事机构绩效的影响——西爪哇勿加西市地区人民代表委员会秘书处
Pub Date : 2022-04-29 DOI: 10.54268/baskara.4.2.72-95
J. Edy
This research wants to reveal whether there is an influence of leadership style, work culture and motivation on the performance of the state civil apparatus in the secretariat of the Regional Representative Council of Bekasi City, The performance of an organization is the achievement of the achievement of both quantity and quality results by deploying resources in a certain time. Using the help of SPSS V. 24 analysis in this study using Path Analysis which aims to find out the direct influence of variable Independent (X) on variable dependent (Y) and indirect influence (through variable interverning) on variable independent (Y), this study involved 117 respondents consisting of civil servants and some of them are honorees, Data collection techniques are carried out by spreading a list of questions or statements to all 117 respondents where the list of crawlers or statements has been conducted validity tests and reliability tests before, then the results of the respondent's answers are tabulated into Microsoft excel to facilitate in analyzing it, From the results of the analysis of the data in this study it can be concluded that leadership style, work culture and motivation either directly or indirectly (through interverning variables) and bai alone (partial) and simultaneously (simultaneously) show a significant influence on the performance of the state civil apparatus in the secretariat of the Regional People's Representative Council of Bekasi city.
本研究旨在揭示领导风格、工作文化和工作动机对国家民事机构在别加西市区域代表委员会秘书处的绩效是否存在影响。组织绩效是指在一定时间内通过资源配置实现数量和质量两方面的成果。本研究借助SPSS V. 24分析,采用路径分析,旨在找出变量自变量(X)对变量因变量(Y)的直接影响和变量自变量(Y)的间接影响(通过变量中介),本研究涉及117名由公务员组成的受访者,其中一些是获奖者。数据收集技术是通过向所有117名受访者传播问题或陈述列表来进行的,其中爬虫或陈述列表之前已经进行了效度测试和信度测试,然后受访者的回答结果被编制成Microsoft excel以方便分析,从本研究中数据分析的结果可以得出结论,领导风格,工作文化和动机直接或间接(通过中介变量)、单独(部分)和同时(同时)对贝卡西市地区人民代表委员会秘书处的国家民事机构的绩效产生重大影响。
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引用次数: 2
期刊
BASKARA : Journal of Business and Entrepreneurship
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