p ABSTRACT This article is an adaptation of the evaluation results of an innovative approach realized in the students of PMDG Putri Kampus 2 who have not used blogs at all. Blog as an interactive and efficient homepage to be managed allows students to be trained in computer-based literacy improvement. With the survey conducted on 28 students of grade 5 KMI or Kulliyatul Mu'allimat Islamiah, it will present different perceptions of each individual. The santriwati who responded to the distribution of the survey form were students who actively participated in the Introduction and Creating Weblog Training. The training was held to measure how much blogs play a role in the students' ability to improve literacy skills.
{"title":"PENDAMPINGAN PEMBUATAN WEBLOG DALAM UPAYA MENINGKATKAN LITERASI BERBASIS KOMPUTER (STUDI KASUS SANTRIWATI PMDG PUTRI KAMPUS 2)","authors":"Andi Triyawan, Zulfa Nisa Ul Haq, Atika Rismayasari, Bella Soviatunnisa, Angelia Islamiati Tolo","doi":"10.21111/jiep.v4i4.7093","DOIUrl":"https://doi.org/10.21111/jiep.v4i4.7093","url":null,"abstract":"p ABSTRACT This article is an adaptation of the evaluation results of an innovative approach realized in the students of PMDG Putri Kampus 2 who have not used blogs at all. Blog as an interactive and efficient homepage to be managed allows students to be trained in computer-based literacy improvement. With the survey conducted on 28 students of grade 5 KMI or Kulliyatul Mu'allimat Islamiah, it will present different perceptions of each individual. The santriwati who responded to the distribution of the survey form were students who actively participated in the Introduction and Creating Weblog Training. The training was held to measure how much blogs play a role in the students' ability to improve literacy skills.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123413644","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
h r o y Abstract The purpose of this study was to determine how the influence of religiosity and gratitude on the behavior of zakat in the Pekanbaru community. The data used in this study is primary data as many as 100 respondents as a sample who have implemented Zakat Mal in Pekanbaru. Data obtained by questionnaire using Likert scale. The research model is multiple linear regression by using religiosity and gratitude as independent variables, while tithing behavior is the dependent variable. The data is then processed with the SPSS program to answer research questions. The results showed that there was a significant influence between religiosity and gratitude on the behavior of zakat in the Pekanbaru community.
{"title":"Pengaruh Religiusitas Dan Kebersyukuran Terhadap Perilaku Berzakat Harta","authors":"Ahda Segati, Abdul Latif Rizqon","doi":"10.21111/jiep.v4i4.7091","DOIUrl":"https://doi.org/10.21111/jiep.v4i4.7091","url":null,"abstract":"h r o y Abstract The purpose of this study was to determine how the influence of religiosity and gratitude on the behavior of zakat in the Pekanbaru community. The data used in this study is primary data as many as 100 respondents as a sample who have implemented Zakat Mal in Pekanbaru. Data obtained by questionnaire using Likert scale. The research model is multiple linear regression by using religiosity and gratitude as independent variables, while tithing behavior is the dependent variable. The data is then processed with the SPSS program to answer research questions. The results showed that there was a significant influence between religiosity and gratitude on the behavior of zakat in the Pekanbaru community.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"791 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131827860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Rezki Ramadhan, Abdul Latif Rizqon, Nusa Dewa Harsoyo, Imam Haryadi
{"title":"Strategi fundraising dana zakat (studi kasus LAZNAS Baitul Maal Hidayatullah Gerai Ponorogo Tahun 2020)","authors":"Muhammad Rezki Ramadhan, Abdul Latif Rizqon, Nusa Dewa Harsoyo, Imam Haryadi","doi":"10.21111/jiep.v5i2.5807","DOIUrl":"https://doi.org/10.21111/jiep.v5i2.5807","url":null,"abstract":"","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114722130","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The majority of Indonesia’s Muslim population cannot increase capitalization in the sharia capital market. Compared to other Asian countries, Indonesia should have more potential to increase the number of investor Sukuk in the sharia capital market given the large population of Muslims in Indonesia. The problem that arises a lot among students is the lack of a fixed income and still very dependent on parents and wasteful attitudes on spending money that is less important. Sukuk can be one of the paths to develop the sharia economy. Investment based on sharia principles provides a great opportunities and ease in their implementation, it make Sukuk an excellent opportunity to be amendable. This study aims to measure the Sukuk literacy rate of Islamic economic college students for private Islamic universities. This study distributed 169 questionnaires and was shared in Islamic University of Indonesia and University of Darussalam Gontor to compare the Sukuk literacy rate between two universities. The data analysis method used by this research is descriptive analysis percentage. The result showed in this study is that the Sukuk literacy rate in both universities is in the medium category looked to the score of Islamic University of Indonesia 66,62 and to the University of Darussalam Gontor that is 60,58. However even though they belong in the same category, the percentage rate in the Islamic University of Indonesia is higher than the University of Darussalam Gontor.
{"title":"TINGKAT LITERASI SUKUK MAHASISWA EKONOMI ISLAM (STUDI DI UNIVERSITAS ISLAM INDONESIA DAN UNIVERSITAS DARUSSALAM GONTOR)","authors":"Miftahul Huda, Achmad Fajaruddin, Nafisatun Ni'mah","doi":"10.21111/JIEP.V4I03.6607","DOIUrl":"https://doi.org/10.21111/JIEP.V4I03.6607","url":null,"abstract":"The majority of Indonesia’s Muslim population cannot increase capitalization in the sharia capital market. Compared to other Asian countries, Indonesia should have more potential to increase the number of investor Sukuk in the sharia capital market given the large population of Muslims in Indonesia. The problem that arises a lot among students is the lack of a fixed income and still very dependent on parents and wasteful attitudes on spending money that is less important. Sukuk can be one of the paths to develop the sharia economy. Investment based on sharia principles provides a great opportunities and ease in their implementation, it make Sukuk an excellent opportunity to be amendable. This study aims to measure the Sukuk literacy rate of Islamic economic college students for private Islamic universities. This study distributed 169 questionnaires and was shared in Islamic University of Indonesia and University of Darussalam Gontor to compare the Sukuk literacy rate between two universities. The data analysis method used by this research is descriptive analysis percentage. The result showed in this study is that the Sukuk literacy rate in both universities is in the medium category looked to the score of Islamic University of Indonesia 66,62 and to the University of Darussalam Gontor that is 60,58. However even though they belong in the same category, the percentage rate in the Islamic University of Indonesia is higher than the University of Darussalam Gontor.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128822488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Especially in the city of Bengkulu, there are two types of universities. In this research, the main attraction is PTKIN Bengkulu State Islamic Institute and PTN Bengkulu University. Based on observations made by researchers, it gives an attraction that some students from Bengkulu University have very detailed consumer behavior towards halal products, while knowledge about the definition of halal products is not so deeply discussed in their lecture world. Meanwhile, there are several students from the Bengkulu State Islamic Institute who are already well-known for their universities based on the Islamic religion, but are still not very detailed in the selection of halal products. By using a quantitative approach method based on the type of primary data through observation techniques with a sample of 132 FEB I IAIN students and 132 FEB UNIB students in Bengkulu City. Based on the results of the t-test calculation, the t-value is 1.42. Furthermore, thet value is calculated compared with the t table, which is 2.01. Based on the results of t arithmetic in this study, it is known that t count < t table is 1.42 < 2.01, so there is no significant difference in the consumption behavior of halal products in students of FEBI IAIN Bengkulu and FEB UNIB, although the groups of students who come from different scientific bases namely from Islamic universities and the general public did not show significant differences in consuming the product.
{"title":"PERILAKU KONSUMEN DALAM MEMBELI PRODUK HALAL PADA MAHASISWA DI KOTA BENGKULU","authors":"Annisa Juliyanti, Rheesty Illahyana, Zul Fikri, Asnaini Asnaini, Herlina Yustati","doi":"10.21111/JIEP.V4I03.6577","DOIUrl":"https://doi.org/10.21111/JIEP.V4I03.6577","url":null,"abstract":"Especially in the city of Bengkulu, there are two types of universities. In this research, the main attraction is PTKIN Bengkulu State Islamic Institute and PTN Bengkulu University. Based on observations made by researchers, it gives an attraction that some students from Bengkulu University have very detailed consumer behavior towards halal products, while knowledge about the definition of halal products is not so deeply discussed in their lecture world. Meanwhile, there are several students from the Bengkulu State Islamic Institute who are already well-known for their universities based on the Islamic religion, but are still not very detailed in the selection of halal products. By using a quantitative approach method based on the type of primary data through observation techniques with a sample of 132 FEB I IAIN students and 132 FEB UNIB students in Bengkulu City. Based on the results of the t-test calculation, the t-value is 1.42. Furthermore, thet value is calculated compared with the t table, which is 2.01. Based on the results of t arithmetic in this study, it is known that t count < t table is 1.42 < 2.01, so there is no significant difference in the consumption behavior of halal products in students of FEBI IAIN Bengkulu and FEB UNIB, although the groups of students who come from different scientific bases namely from Islamic universities and the general public did not show significant differences in consuming the product.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"107 7","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114087326","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-22DOI: 10.21111/JIEP.V4I03.6576
Meichio Lesmana, Ahmad Suminto, Siti Nurma Rosmitha
In meeting the need for housing, people with low incomes are very difficult to own a house in cash. The development product which was originally a conventional product, namely KPR, but in Islamic banking the system is used with profit sharing/margin so that it is without usury. The focus of this paper discusses how maqashid sharia and qawaidul fiqhiyyah review Sharia mortgages which are currently one of the prima donna products in Islamic banking. The author uses a normative juridical method, namely legal research using secondary data sources. Normative, because this study will examine secondary data starting from the review of maqashid sharia and qawaidul fiqhiyyah in the field of Islamic banking, especially in Sharia mortgages. Operationally, normative juridical research is carried out by means of library research. The results of this study are Islamic mortgages are allowed because they are part of carrying out the goals of sharia or maqashid sharia in the part of maintaining family and property, it is also assessed that home ownership is a daruriyah need of every human being so that with this Sharia mortgage it can provide benefits for Muslims in general also according to qawaidul fiqhiyyah contracts in Sharia mortgages are allowed by referring to several fiqh rules.
{"title":"PEMBIAYAAN PROPERTY INDENT (KPR SYARIAH) DITINJAU DARI MAQASHID SYARIAH DAN QAWAIDUL FIQHIYYAH","authors":"Meichio Lesmana, Ahmad Suminto, Siti Nurma Rosmitha","doi":"10.21111/JIEP.V4I03.6576","DOIUrl":"https://doi.org/10.21111/JIEP.V4I03.6576","url":null,"abstract":"In meeting the need for housing, people with low incomes are very difficult to own a house in cash. The development product which was originally a conventional product, namely KPR, but in Islamic banking the system is used with profit sharing/margin so that it is without usury. The focus of this paper discusses how maqashid sharia and qawaidul fiqhiyyah review Sharia mortgages which are currently one of the prima donna products in Islamic banking. The author uses a normative juridical method, namely legal research using secondary data sources. Normative, because this study will examine secondary data starting from the review of maqashid sharia and qawaidul fiqhiyyah in the field of Islamic banking, especially in Sharia mortgages. Operationally, normative juridical research is carried out by means of library research. The results of this study are Islamic mortgages are allowed because they are part of carrying out the goals of sharia or maqashid sharia in the part of maintaining family and property, it is also assessed that home ownership is a daruriyah need of every human being so that with this Sharia mortgage it can provide benefits for Muslims in general also according to qawaidul fiqhiyyah contracts in Sharia mortgages are allowed by referring to several fiqh rules.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"82 6","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120868076","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-05-11DOI: 10.21111/JIEP.V4I02.6361
Faaza Frisky Aulia, A. Masrifah
Cooperatives in Indonesia is the cornerstone of the economy for all people, especially those with low economies . Agriculture in Indonesia experienced a decline in 2017. One of the problem factors is the problem of capital. To overcome the problem of capital in agriculture, the right step is the establishment of a cooperative. The cooperative will regulate the financial circulation of the farmer groups. The farmer group that is the object of this research is the Karang Asri Kamnpung Durian Ngebel farmer group. This Karang Asri farmer group is the focus of this research because it has the potential for agricultural products that are much sought after by the community, namely durian fruit. In this study, the researcher will analyze the problems that exist in the Karang Asri farmer groups in Durian Ngebel Village which are the causes for the not yet established cooperatives in the farmer groups and formulate a cooperative model that can be established in the Karang Asri farmer groups. The method used in this research is descriptive qualitative with data collection techniques through, observation, interviews, and documentation. By interviewing the head of the Karang Asri farmer group representing the entire group. The results of this study indicate that six problem sectors are ranging from human resources, natural resources, production, distribution, systems, and problems from outside the farmer group. The problems that exist are divided into two groups, namely roots and branches. The root problem is the main problem because there is no cooperative in the farmer group. T he branch problem is a factor that indirectly causes the absence of a cooperative. Then the cooperative model that was successfully designed was the sharia producer cooperative. It is hoped that this cooperative model will be a capital solution and also all problems that exist in farmer groups.
{"title":"PROBLEM ANALYSIS IN ISLAMIC COOPERATIVE IMPLEMENTATION FOR KARANGASRI FARMER GROUP KAMPUNG DURIAN PONOROGO","authors":"Faaza Frisky Aulia, A. Masrifah","doi":"10.21111/JIEP.V4I02.6361","DOIUrl":"https://doi.org/10.21111/JIEP.V4I02.6361","url":null,"abstract":"Cooperatives in Indonesia is the cornerstone of the economy for all people, especially those with low economies . Agriculture in Indonesia experienced a decline in 2017. One of the problem factors is the problem of capital. To overcome the problem of capital in agriculture, the right step is the establishment of a cooperative. The cooperative will regulate the financial circulation of the farmer groups. The farmer group that is the object of this research is the Karang Asri Kamnpung Durian Ngebel farmer group. This Karang Asri farmer group is the focus of this research because it has the potential for agricultural products that are much sought after by the community, namely durian fruit. In this study, the researcher will analyze the problems that exist in the Karang Asri farmer groups in Durian Ngebel Village which are the causes for the not yet established cooperatives in the farmer groups and formulate a cooperative model that can be established in the Karang Asri farmer groups. The method used in this research is descriptive qualitative with data collection techniques through, observation, interviews, and documentation. By interviewing the head of the Karang Asri farmer group representing the entire group. The results of this study indicate that six problem sectors are ranging from human resources, natural resources, production, distribution, systems, and problems from outside the farmer group. The problems that exist are divided into two groups, namely roots and branches. The root problem is the main problem because there is no cooperative in the farmer group. T he branch problem is a factor that indirectly causes the absence of a cooperative. Then the cooperative model that was successfully designed was the sharia producer cooperative. It is hoped that this cooperative model will be a capital solution and also all problems that exist in farmer groups.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-05-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116740484","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-05-08DOI: 10.21111/JIEP.V4I02.6360
Moch Adi Nur Ikhsan, A. Latif
Entrepreneurship according to islamic view is one of the ways that a Muslim to obtain sustenance and happiness in the world and in the hereafter. Gontor teaches students and teachers entrepreneurial education through their educational facilities, namely assignments in the business units sector that are directly managed by students and teachers. This study aims to find out how much the influence of assignments in business units on the entrepreneurial interests of students, especially in Pondok Modern Darussalam Gontor Campus 2 and how much interest students teachers in entrepreneurship. This type of research is included in quantitative research, with data collection methods, observations and questionnaires. Took 60 samples using rosco method, and method to analyze researcher data using validity test, reliability test, normality test, heterokedastisity and using multiple linear regression coefience analyst method assisted with SPSS 21 analysis tool. The results of this study show that partial assignment has no effect on the entrepreneurial interests of teacher students. However, it simultaneously affects the entrepreneurial interests of teacher students with significant results of 0.000 < 0.05. All of these independent variables had an effect of 28.6% meaning that the other 71.4% were influenced by other factors not discussed in this study. While the entrepreneurial interest of students who are still relatively low because in the planning process is not appropriate so that it leads to prioritizing other interests such as leaving their duties in the cottage business units
按照伊斯兰的观点，创业是穆斯林在现世和来世获得生存和幸福的途径之一。Gontor通过其教育设施，即由学生和教师直接管理的业务单位部门的任务，向学生和教师进行创业教育。本研究旨在了解业务单位的作业对学生创业兴趣的影响程度，特别是在Pondok Modern Darussalam Gontor Campus 2，以及学生和教师对创业的兴趣程度。这种类型的研究包括定量研究，有数据收集方法，观察和问卷调查。采用rosco方法对60个样本进行分析，并采用效度检验、信度检验、正态性检验、异方差检验等方法对研究人员的数据进行分析，采用多元线性回归的置信分析方法，辅以SPSS 21分析工具。本研究结果显示，部分作业对教师学生的创业兴趣没有影响。但同时影响师范生的创业兴趣，结果显著(0.000 < 0.05)。所有这些自变量的影响为28.6%，这意味着其他71.4%受到本研究未讨论的其他因素的影响。而学生们的创业兴趣还比较低，因为在规划过程中不合适，所以导致优先考虑其他兴趣，比如离开自己在创业单位的职责
{"title":"PENGARUH PENUGASAN MAHASISWA GURU DI UNIT-UNIT USAHA TERHADAP MINAT BERWIRAUSAHA DITINJAU DARI PRESPEKTIF EKONOMI ISLAM (STUDI KASUS DI UNIT-UNIT USAHA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 2)","authors":"Moch Adi Nur Ikhsan, A. Latif","doi":"10.21111/JIEP.V4I02.6360","DOIUrl":"https://doi.org/10.21111/JIEP.V4I02.6360","url":null,"abstract":"Entrepreneurship according to islamic view is one of the ways that a Muslim to obtain sustenance and happiness in the world and in the hereafter. Gontor teaches students and teachers entrepreneurial education through their educational facilities, namely assignments in the business units sector that are directly managed by students and teachers. This study aims to find out how much the influence of assignments in business units on the entrepreneurial interests of students, especially in Pondok Modern Darussalam Gontor Campus 2 and how much interest students teachers in entrepreneurship. This type of research is included in quantitative research, with data collection methods, observations and questionnaires. Took 60 samples using rosco method, and method to analyze researcher data using validity test, reliability test, normality test, heterokedastisity and using multiple linear regression coefience analyst method assisted with SPSS 21 analysis tool. The results of this study show that partial assignment has no effect on the entrepreneurial interests of teacher students. However, it simultaneously affects the entrepreneurial interests of teacher students with significant results of 0.000 < 0.05. All of these independent variables had an effect of 28.6% meaning that the other 71.4% were influenced by other factors not discussed in this study. While the entrepreneurial interest of students who are still relatively low because in the planning process is not appropriate so that it leads to prioritizing other interests such as leaving their duties in the cottage business units","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-05-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124396878","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-05-06DOI: 10.21111/JIEP.V4I02.6359
Andi Triyawan, Fina Salsabila
has the potential and opportunity to become the world’s Islamic financial center. But, the financial sector of Indonesia is still dominated by conventional finance. The existence of a very wide gap between conventional finance and Islamic finance, charge for Indonesian society to get a high level of Islamic financial literacy. One of the factors that affect the level of Islamic financial literacy is psychosocial factors. This research aims to analyze the direct effect of hopelessness, religiosity, and financial satisfaction factors on Islamic financial literacy and the indirect effect of religiosity on Islamic financial literacy through the hopelessness and financial satisfaction of traders in the Shubuh Market, Dusun Dadung, Sambirejo Village, Mantingan District. This research is quantitative research. The population in this research were 37 traders. The sampling technique used purposive sampling with the number of selected samples is 30 traders. This research uses Structural Equation Modelling (SEM) analysis technique with Partial Least Square (PLS) method by smartPLS 3.0. The result of this research showed that the Islamic financial literacy rate of Shubuh market traders is high with a percentage of 87.25%, financial satisfaction has a positive effect significantly on Islamic financial literacy, hopelessness has a negative effect significantly on Islamic financial literacy, religiosity has a positive effect significantly on financial satisfaction, religiosity has a negative effect significantly on hopelessness, religiosity does no effect or insignificantly on Islamic financial literacy, but religiosity has a positive effect significantly on Islamic financial literacy through the financial satisfaction and hopelessness.
{"title":"THE EFFECT OF PSYCHOSOCIAL FACTORS ON ISLAMIC FINANCIAL LITERACY: STRUCTURAL EQUATION MODELLING-PARTIAL LEAST SQUARE (SEM-PLS) APPROACH","authors":"Andi Triyawan, Fina Salsabila","doi":"10.21111/JIEP.V4I02.6359","DOIUrl":"https://doi.org/10.21111/JIEP.V4I02.6359","url":null,"abstract":"has the potential and opportunity to become the world’s Islamic financial center. But, the financial sector of Indonesia is still dominated by conventional finance. The existence of a very wide gap between conventional finance and Islamic finance, charge for Indonesian society to get a high level of Islamic financial literacy. One of the factors that affect the level of Islamic financial literacy is psychosocial factors. This research aims to analyze the direct effect of hopelessness, religiosity, and financial satisfaction factors on Islamic financial literacy and the indirect effect of religiosity on Islamic financial literacy through the hopelessness and financial satisfaction of traders in the Shubuh Market, Dusun Dadung, Sambirejo Village, Mantingan District. This research is quantitative research. The population in this research were 37 traders. The sampling technique used purposive sampling with the number of selected samples is 30 traders. This research uses Structural Equation Modelling (SEM) analysis technique with Partial Least Square (PLS) method by smartPLS 3.0. The result of this research showed that the Islamic financial literacy rate of Shubuh market traders is high with a percentage of 87.25%, financial satisfaction has a positive effect significantly on Islamic financial literacy, hopelessness has a negative effect significantly on Islamic financial literacy, religiosity has a positive effect significantly on financial satisfaction, religiosity has a negative effect significantly on hopelessness, religiosity does no effect or insignificantly on Islamic financial literacy, but religiosity has a positive effect significantly on Islamic financial literacy through the financial satisfaction and hopelessness.","PeriodicalId":292933,"journal":{"name":"Journal of Islamic Economics and Philanthropy","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-05-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129008015","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-05-06DOI: 10.21111/JIEP.V4I02.6357
Achmad Fajaruddin, Diva Rafifah Mutiara Muhammad
Internet is a global network that connects electronic media with other media. The conveniences offered by internet services have changed people's lives. It is what eventually led to the term of e-commerce/market-place as an online business. Management has also become more thorough in determining its online business strategy, as there would be a lot of competition to increase customer satisfaction and loyalty. One solution to compete is to apply experiential marketing, which could stimulate customer experience to increase satisfaction and ultimately lead consumers to become loyal to a product or service. However, in consuming products as Muslim, we have to make sure what product we consume according to Islamic Principles. This paper aims to analyze the effect of experiential marketing on online business on Islam's consumption behavior, especially for the University of Darussalam Gontor for Girls collegian in Mantingan, Ngawi, East Java. The method used in this paper is multiple linear regression analysis, with a total sample of 342 respondents and the analysis tool uses Eviews7. This paper shows that the experiential marketing dimension consisting of sense, feel, think, act, and relate simultaneously has a significant influence on the principles of consumer behavior in Islam, which consists of the Syariah Principle, Quantity Principle, Priority Principle, Social Principle, and Environmental Rule. It is shown that online product and service providers can apply experiential marketing to increase customer satisfaction and loyalty.
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