The residual biomass produced in the olive sector is the result of the large quantity of olive groves and olive oil manufacturers that generate byproducts with a potentially high energy content. Until now, the disposal and management of pruning residues and olive oil by-products has generally represented disposal problems which lead to environmental problems rather than opportunities for additional revenue. In this context, this study aimed to define a roadmap for studies in Turkey to untap the potential of olive grove residues and olive oil industry by-products and residues, (i.e., olive tree prunings, olive leaves, olive pomace) that could be used to produce high-added value products in an integrated biorefinery or in a bioenergy power plant. This paper presents a review on recent research on the valorization of olive by-products in line with the circular economy principles and the bioeconomy strategy and presents the literature which applies to design and management of olive biomass supply chains. Main objective is to provide a conceptual framework for developing and deploying an effective bioeconomy utilizing olive prunings and olive oil industry byproducts conducting a preliminary review of the olive oil chain residues in Europe and Turkey comparatively, assessment of technical potentials, biomass supply costs and allocation of biomass collection sites and energy production facilities with different supply chain scenarios. Biomass resource assessment, biomass feedstock supply chain design and management, and logistics optimization require multidisciplinary and interdisciplinary approaches. They need to be carried out properly in order to execute efficient projects in energy generation from biomass and/or extracting bio-commodities in biorefineries. Turkish researchers have adequate research on valorization methods for olive based biomass resources, but their studies are limited on general biomass supply chain design and particularly no research has been conducted for olive biomass resources. Taking all the aforementioned into account, the author proposes to conduct further studies on a biomass energy project including design of a supply chain network for energy valorization of olive grove residues and olive oil industry by-products in line with the common practice and being inspired by the leading countries like Spain and Italy, which will both contribute to circular business concept development and renewable energy capacity increase.
{"title":"SUPPLY CHAINS FOR VALORIZATION OF OLIVE GROVE RESIDUES AND OLIVE OIL INDUSTRY BY-PRODUCTS: A REVIEW ON RESEARCH AND LITERATURE ON OLIVE BASED BIOECONOMY","authors":"Tümay Yavuz","doi":"10.20854/bujse.1218162","DOIUrl":"https://doi.org/10.20854/bujse.1218162","url":null,"abstract":"The residual biomass produced in the olive sector is the result of the large quantity of olive groves and olive oil manufacturers that generate byproducts with a potentially high energy content. Until now, the disposal and management of pruning residues and olive oil by-products has generally represented disposal problems which lead to environmental problems rather than opportunities for additional revenue. In this context, this study aimed to define a roadmap for studies in Turkey to untap the potential of olive grove residues and olive oil industry by-products and residues, (i.e., olive tree prunings, olive leaves, olive pomace) that could be used to produce high-added value products in an integrated biorefinery or in a bioenergy power plant. This paper presents a review on recent research on the valorization of olive by-products in line with the circular economy principles and the bioeconomy strategy and presents the literature which applies to design and management of olive biomass supply chains. Main objective is to provide a conceptual framework for developing and deploying an effective bioeconomy utilizing olive prunings and olive oil industry byproducts conducting a preliminary review of the olive oil chain residues in Europe and Turkey comparatively, assessment of technical potentials, biomass supply costs and allocation of biomass collection sites and energy production facilities with different supply chain scenarios. Biomass resource assessment, biomass feedstock supply chain design and management, and logistics optimization require multidisciplinary and interdisciplinary approaches. They need to be carried out properly in order to execute efficient projects in energy generation from biomass and/or extracting bio-commodities in biorefineries. Turkish researchers have adequate research on valorization methods for olive based biomass resources, but their studies are limited on general biomass supply chain design and particularly no research has been conducted for olive biomass resources. Taking all the aforementioned into account, the author proposes to conduct further studies on a biomass energy project including design of a supply chain network for energy valorization of olive grove residues and olive oil industry by-products in line with the common practice and being inspired by the leading countries like Spain and Italy, which will both contribute to circular business concept development and renewable energy capacity increase.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125756198","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The rapid growth of the transportation industry and the advance of the e-commerce have opened opportunities for boom delivery services companies. Although, intense competition between shipping companies has obliged many to amend their shipment networks. In this setting, we aim to provide high-quality shipping services for a third-party logistics company in Iran. Currently, in the selected company, one hub is in the west part of Tehran that gives services to all customers. There are some difficulties in shipping services to the eastern part of Tehran city. Therefore, in this paper, we find the location of another hub center to streamline the shipping process. Moreover, to promote our service levels, some Distribution Centers (DCs) are going to be set up. Due to the lack of shipment data like pick up and delivery data, we tried to find the locations of the hub and the DCs based on Tehran population's data. We clustered 122 regions of Tehran based on population, economic index, accessibility to the internet, and the number of business units. Since some remote regions (which are not in the same vicinity) belong to the same cluster, we defined a relative distance criterion to avoid making remote regions in the same cluster. In each cluster, a fixed or movable DC can be set up to service the regions of its cluster. Moreover, to find the best candidate locations for the hub, each zone of Tehran was assessed based on some criteria like land cost, accessibility to the highways, and distance to its nearest bus terminal. Based on these criteria, some zones have been dominated by others, and the remains were considered as candidate locations in a hub location model. By considering the DCs as spokes in a hub and spoke model, the optimal location for the eastern hub establishment was determined.
{"title":"Hub and Distribution Center Location for a Third-Party Logistics service Provider: A Case Study at Tehran","authors":"Zahra Sadat Hasanpour Jesri, Nima Pourmohammadreza, Seyed Farbod Farni̇a, Seyed Omid Hasanpour Jesri","doi":"10.20854/bujse.1210891","DOIUrl":"https://doi.org/10.20854/bujse.1210891","url":null,"abstract":"The rapid growth of the transportation industry and the advance of the e-commerce have opened opportunities for boom delivery services companies. Although, intense competition between shipping companies has obliged many to amend their shipment networks. In this setting, we aim to provide high-quality shipping services for a third-party logistics company in Iran. Currently, in the selected company, one hub is in the west part of Tehran that gives services to all customers. There are some difficulties in shipping services to the eastern part of Tehran city. Therefore, in this paper, we find the location of another hub center to streamline the shipping process. Moreover, to promote our service levels, some Distribution Centers (DCs) are going to be set up. Due to the lack of shipment data like pick up and delivery data, we tried to find the locations of the hub and the DCs based on Tehran population's data. We clustered 122 regions of Tehran based on population, economic index, accessibility to the internet, and the number of business units. Since some remote regions (which are not in the same vicinity) belong to the same cluster, we defined a relative distance criterion to avoid making remote regions in the same cluster. In each cluster, a fixed or movable DC can be set up to service the regions of its cluster. Moreover, to find the best candidate locations for the hub, each zone of Tehran was assessed based on some criteria like land cost, accessibility to the highways, and distance to its nearest bus terminal. Based on these criteria, some zones have been dominated by others, and the remains were considered as candidate locations in a hub location model. By considering the DCs as spokes in a hub and spoke model, the optimal location for the eastern hub establishment was determined.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134496244","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
A strategy is a plan of action designed to achieve a long-term or general purpose. It is a military term, and its origin goes back to Sun Tzu. Its use in the modern sense coincides with the 1980s. In the increasingly competitive environment in recent years, businesses need to make a difference in the market, increase their profitability, closely follow technological developments, etc. They attach importance to developing their strategies in the corporate sense and in the field of business management strategies. However, it has been determined that enterprises cannot develop in the field of supply chain management strategies, which is one of their functional strategies, especially in the researches. Determining supply chain strategies will enable them to compete in the market, especially in terms of reducing costs, increasing customer experience, adopting innovative approaches or quality. Businesses may choose to compete in only one of these factors, or they may adopt several factors. In this study, a supply chain strategy determination study was carried out in a company that has a very important position in the wood-based panel industry sector and has adopted supply chain management, but where no strategic decisions or projects have been created. SWOT analysis was used in terms of company and supply chain process. Ten (10) supply chain strategies were determined.
{"title":"TEDARİK ZİNCİRİ STRATEJİLERİNİN SWOT ANALİZİ İLE BELİRLENMESİ: BİR UYGULAMA","authors":"Songül Aksoy","doi":"10.20854/bujse.1211332","DOIUrl":"https://doi.org/10.20854/bujse.1211332","url":null,"abstract":"A strategy is a plan of action designed to achieve a long-term or general purpose. It is a military term, and its origin goes back to Sun Tzu. Its use in the modern sense coincides with the 1980s. In the increasingly competitive environment in recent years, businesses need to make a difference in the market, increase their profitability, closely follow technological developments, etc. They attach importance to developing their strategies in the corporate sense and in the field of business management strategies. However, it has been determined that enterprises cannot develop in the field of supply chain management strategies, which is one of their functional strategies, especially in the researches. Determining supply chain strategies will enable them to compete in the market, especially in terms of reducing costs, increasing customer experience, adopting innovative approaches or quality. Businesses may choose to compete in only one of these factors, or they may adopt several factors. In this study, a supply chain strategy determination study was carried out in a company that has a very important position in the wood-based panel industry sector and has adopted supply chain management, but where no strategic decisions or projects have been created. SWOT analysis was used in terms of company and supply chain process. Ten (10) supply chain strategies were determined.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124142502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Alternative delivery applications are gaining popularity today, and parcel lockers are differentiated from others as they offer different delivery location options to customers. One of the biggest problems faced by courier companies today is that customers are not always available at the place of delivery during delivery. This leads to an increase in failed deliveries that place an extra burden on last mile operations, not only in terms of cost, but also in terms of environmental concerns. One of the effective methods to deal with this problem is parcel lockers. Parcel lockers and related concepts are currently used in various countries worldwide, and in some countries, their installation and use are supported by the government. Parcel lockers not only help logistics companies navigate their operations and costs, but also give the customer the power of choice. Therefore, it is considered necessary to investigate the parcel locker applications in Turkey. This paper intends to present the current state of parcel lockers in Turkey, the companies providing the service, their profiles, and their plans to provide beneficial knowledge to academia and industry.
{"title":"Parcel Locker Applications in Turkey","authors":"Kutay Akdoğan, Eren Özceylan","doi":"10.20854/bujse.1219275","DOIUrl":"https://doi.org/10.20854/bujse.1219275","url":null,"abstract":"Alternative delivery applications are gaining popularity today, and parcel lockers are differentiated from others as they offer different delivery location options to customers. One of the biggest problems faced by courier companies today is that customers are not always available at the place of delivery during delivery. This leads to an increase in failed deliveries that place an extra burden on last mile operations, not only in terms of cost, but also in terms of environmental concerns. One of the effective methods to deal with this problem is parcel lockers. Parcel lockers and related concepts are currently used in various countries worldwide, and in some countries, their installation and use are supported by the government. Parcel lockers not only help logistics companies navigate their operations and costs, but also give the customer the power of choice. Therefore, it is considered necessary to investigate the parcel locker applications in Turkey. This paper intends to present the current state of parcel lockers in Turkey, the companies providing the service, their profiles, and their plans to provide beneficial knowledge to academia and industry.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"239 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122158302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In the developing and changing world, the field of technology hosts many innovations. Supply chain management has also evolved in the light of technological developments and incorporated the concept of agility. Agile supply chain is the ability to respond quickly to unexpected changes in demand and supply. As supply chains compete in a rapidly changing and growing market, the agility of the supply chain provides a significant competitive advantage to firms. An agile supply chain has the ability to respond flexibly and quickly to demands and problems. It benefits companies by adopting the right product, the right customer, the right transportation, and the right supply system. In this study, it was aimed to evaluate the agile methods used in the supply chain management processes, and for this purpose, a multi-criteria model consisting of 12 criteria and 9 alternatives was proposed. This proposed model was solved with two-stage multi-criteria solution techniques, and in the first stage of the solution, criterion weights were calculated with the SWARA method, while the evaluation and ranking of alternative agile methods were carried out with the WASPAS method. The application results are presented in the study, so that the most appropriate agile method methodology to be used in supply chain management was determined.
{"title":"A MCDM MODEL PROPOSAL AND SOLUTION FOR EVALUATING AGILE METHODS USED IN SUPPLY CHAIN MANAGEMENT","authors":"G. Yücenur, Sena Çalişkan, Özge İrten, I. Sahin","doi":"10.20854/bujse.1215618","DOIUrl":"https://doi.org/10.20854/bujse.1215618","url":null,"abstract":"In the developing and changing world, the field of technology hosts many innovations. Supply chain management has also evolved in the light of technological developments and incorporated the concept of agility. Agile supply chain is the ability to respond quickly to unexpected changes in demand and supply. As supply chains compete in a rapidly changing and growing market, the agility of the supply chain provides a significant competitive advantage to firms. An agile supply chain has the ability to respond flexibly and quickly to demands and problems. It benefits companies by adopting the right product, the right customer, the right transportation, and the right supply system. In this study, it was aimed to evaluate the agile methods used in the supply chain management processes, and for this purpose, a multi-criteria model consisting of 12 criteria and 9 alternatives was proposed. This proposed model was solved with two-stage multi-criteria solution techniques, and in the first stage of the solution, criterion weights were calculated with the SWARA method, while the evaluation and ranking of alternative agile methods were carried out with the WASPAS method. The application results are presented in the study, so that the most appropriate agile method methodology to be used in supply chain management was determined.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114801861","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Abstract Autonomous Path Planning (APP) capability is one of the main factors determining the autonomous level of a mobile robot. Although different methods are used for APP in the literature, the path planning approach based on Artificial Potential Fields (APF) has a very common usage area with its modeling ease and computational performance. APF-based APP, which is a grid-based path planning approach, is usually performed by combining a repulsive and attractive component that models many basic motions with a certain equation and calculating the gradient of this potential field to obtain the vector field. In this study, the basic models used for APF-based APP are examined, and how they are realized and how the resultant potential field is produced are mentioned. Although APF-based APP approaches have advantages, they also have problems such as local minimum, obstacles positioned too close, oscillation, and targets positioned too close to obstacles. Within the scope of the study, these problems were defined one by one and the approaches suggested in the literature for the solution of these problems were mentioned in detail. As a result, it has been seen that to obtain an effective APF-based APP solution, it is necessary to generate a convolutional vector field, limit the fundamental potential fields with exponential functions, use virtual potential fields and perform models with harmonic functions.
{"title":"EFFECTIVE SOLUTIONS FOR COMMON PROBLEMS OF ARTIFICIAL POTENTIAL FIELD BASED PATH PLANNING ALGORITHMS FOR MOBILE ROBOTS","authors":"Muhammet Emre Akarsu, Ömer Çetin","doi":"10.20854/bujse.1214752","DOIUrl":"https://doi.org/10.20854/bujse.1214752","url":null,"abstract":"Abstract \u0000Autonomous Path Planning (APP) capability is one of the main factors determining the autonomous level of a mobile robot. Although different methods are used for APP in the literature, the path planning approach based on Artificial Potential Fields (APF) has a very common usage area with its modeling ease and computational performance. APF-based APP, which is a grid-based path planning approach, is usually performed by combining a repulsive and attractive component that models many basic motions with a certain equation and calculating the gradient of this potential field to obtain the vector field. In this study, the basic models used for APF-based APP are examined, and how they are realized and how the resultant potential field is produced are mentioned. Although APF-based APP approaches have advantages, they also have problems such as local minimum, obstacles positioned too close, oscillation, and targets positioned too close to obstacles. Within the scope of the study, these problems were defined one by one and the approaches suggested in the literature for the solution of these problems were mentioned in detail. As a result, it has been seen that to obtain an effective APF-based APP solution, it is necessary to generate a convolutional vector field, limit the fundamental potential fields with exponential functions, use virtual potential fields and perform models with harmonic functions.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114611275","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Finansal teknolojilerin, 4. Endüstri devriminin tetiklemesiyle hızlı gelişimi, tüketicilerin harcama davranışlarında değişikliklere neden olmuştur. Bu değişime uygun olarak, Şimdi al sonra öde (BNPL) sistemi değişen müşteri ihtiyaçları sonrası ortaya çıkan yeni bir ödeme sistemi teknolojisidir. BNPL nakit borç vermeye değil, ürün ya da hizmet almaya yönelik bir yöntemdir. E-ticaret sitesinde ya da fiziki mağazada beğenilen ürün ya da hizmetin ödemesini uygun kişilere hızlıca sağlamak esastır. Örneğin bir tatil paketi alımında tur şirketleri BNPL yöntemi ile tüketiciye kredi kartı limitinden düşmeden ya da kredi kullandırmadan ödeme yapma olanağı sağlayabilmektedir. Ürün sahibi işletme BNPL kredisini bankalar aracılığı ile ve yapacağı ikili anlaşmalar doğrultusunda sağlamaktadır. Müşteri ise anlaşmalı bankaların sistemlerinden firma ismi ve ürün kategorisi belirterek BNPL kredi talebinde bulunmaktadır. Eş zamanlı olarak ilgili banka da müşterinin BNPL kredisi için uygun olup olmadığını belirlemek için güvenilirlik skorlaması yapmaktadır ve yüksek skoru olan müşteriye BNPL kullandırtmaktadır. Klasik krediden ayrılan en önemli noktalardan biri hedef müşteri kitlesidir. Klasik kredi skorlamalarında kişinin güvenilirliği belirlenirken kişinin bordrosu, daha önceki kredi/kredi kartı ödemelerindeki düzen, ipotek edebileceği mülkler ve benzeri şeyler dikkate alınır. Bu nedenle bordrolu olarak çalışmayan, hiçbir finansal kuruluşla daha önce etkileşimi olmayan, kredi puanlaması oluşmamış ya da düşük olan kullanıcıların kredi ya da kredi kartı erişimi kısıtlı olmaktadır. Bu kişilere harcamaya bağlı olarak kısa vadeli borç verme olarak görülebilecek kredi olanağı sağlanmaktadır. Hedef müşteri kitlesi arasında farklılıklar olduğu için klasik kredi skorlamaları BNPL’ye başvuran müşterilerin güvenilirlik açısından skorlamasında yetersiz kalmaktadır. Bu nedenle BNPL sisteminin en önemli gereksinimi tüketicilerin güvenilirlik skorlamasının yapılmasıdır. Mevcut durumda BNPL alanında yapılmış çalışmalar kısıtlı olup, BNPL odaklı yeterli bir skorlama sistemi bulunmamaktadır. Bu çalışmada, finansal teknolojilerin önemli bir alanı olan ödeme sistemleri kapsamında, BNPL sistemi üzerine, mevcut durum analizi, fırsatlar ve zorluklar ile skorlama ihtiyacı üzerine sistematik bir yaklaşım sunulmaktadır.
{"title":"ŞİMDİ AL SONRA ÖDE KREDİ SİSTEMİ ÜZERİNE BİR DAVRANIŞ VE SKORLAMA ANALİZİ","authors":"Zeynep Nur Sandikci, Ediz Şaykol","doi":"10.20854/bujse.1217602","DOIUrl":"https://doi.org/10.20854/bujse.1217602","url":null,"abstract":"Finansal teknolojilerin, 4. Endüstri devriminin tetiklemesiyle hızlı gelişimi, tüketicilerin harcama davranışlarında değişikliklere neden olmuştur. Bu değişime uygun olarak, Şimdi al sonra öde (BNPL) sistemi değişen müşteri ihtiyaçları sonrası ortaya çıkan yeni bir ödeme sistemi teknolojisidir. BNPL nakit borç vermeye değil, ürün ya da hizmet almaya yönelik bir yöntemdir. E-ticaret sitesinde ya da fiziki mağazada beğenilen ürün ya da hizmetin ödemesini uygun kişilere hızlıca sağlamak esastır. Örneğin bir tatil paketi alımında tur şirketleri BNPL yöntemi ile tüketiciye kredi kartı limitinden düşmeden ya da kredi kullandırmadan ödeme yapma olanağı sağlayabilmektedir. Ürün sahibi işletme BNPL kredisini bankalar aracılığı ile ve yapacağı ikili anlaşmalar doğrultusunda sağlamaktadır. Müşteri ise anlaşmalı bankaların sistemlerinden firma ismi ve ürün kategorisi belirterek BNPL kredi talebinde bulunmaktadır. Eş zamanlı olarak ilgili banka da müşterinin BNPL kredisi için uygun olup olmadığını belirlemek için güvenilirlik skorlaması yapmaktadır ve yüksek skoru olan müşteriye BNPL kullandırtmaktadır. Klasik krediden ayrılan en önemli noktalardan biri hedef müşteri kitlesidir. Klasik kredi skorlamalarında kişinin güvenilirliği belirlenirken kişinin bordrosu, daha önceki kredi/kredi kartı ödemelerindeki düzen, ipotek edebileceği mülkler ve benzeri şeyler dikkate alınır. Bu nedenle bordrolu olarak çalışmayan, hiçbir finansal kuruluşla daha önce etkileşimi olmayan, kredi puanlaması oluşmamış ya da düşük olan kullanıcıların kredi ya da kredi kartı erişimi kısıtlı olmaktadır. Bu kişilere harcamaya bağlı olarak kısa vadeli borç verme olarak görülebilecek kredi olanağı sağlanmaktadır. Hedef müşteri kitlesi arasında farklılıklar olduğu için klasik kredi skorlamaları BNPL’ye başvuran müşterilerin güvenilirlik açısından skorlamasında yetersiz kalmaktadır. Bu nedenle BNPL sisteminin en önemli gereksinimi tüketicilerin güvenilirlik skorlamasının yapılmasıdır. Mevcut durumda BNPL alanında yapılmış çalışmalar kısıtlı olup, BNPL odaklı yeterli bir skorlama sistemi bulunmamaktadır. Bu çalışmada, finansal teknolojilerin önemli bir alanı olan ödeme sistemleri kapsamında, BNPL sistemi üzerine, mevcut durum analizi, fırsatlar ve zorluklar ile skorlama ihtiyacı üzerine sistematik bir yaklaşım sunulmaktadır.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"37 5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128800801","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Çocuğun hayatı algılamaya başladığı ilk andan itibaren çevresindeki tüm koşullar gelişim sürecine etki eder. Özellikle çocuğun fizyolojik, psikolojik ve sosyolojik olarak çok yönlü olarak gelişimini destekleyen ve çocukluk döneminde karşılaşılan ilk mekân olan konut, yoğun ve etkin kullanılması nedeni ile ayrı bir öneme sahiptir. Çalışmada, 2-6 yaş dönemindeki çocukların konutu oyun için nasıl kullandığının ortaya koyulması amaçlanmıştır. Bunun için çocukların oyun türleri ile ilgili mekân tercihleri araştırılmıştır. Kapsam çocuğun konutu genel kullanımının yanında, konuttaki mekânlarının oyun türüne ile ilişkili kullanımı ve oyuna bağlı konutun yeterliliği çerçevesinde belirlenmiştir. 2-6 yaş arası çocuk sahibi olan ve Trabzon ilinde yaşayan 94 ebeveyne uygulanan anket ile veri toplanmıştır. SPSS programı ile verilerin genel yüzde dağılımları için frekans analizi ve karşılaştırmalar için ki-kare testi kullanılmıştır. Çocuğun evin her mekânını farklı oyun türleri için kullandığı fakat özel odaya sahip olanların öz gelişimleri için daha kaliteli faaliyetlerde bulunabildikleri, konuttaki oyun tercihini cinsiyet, yaş, özel oda varlığı, oda kullanım süresi ve biçiminin etkilediği, konutun oyun için yeterliliğinde oda sayısı ve gürültü konusunun ön plana çıktığı tespit edilmiştir. Sonuç olarak konuttun tasarımında, kullanıcısı olan çocuğun gereksinimleri ve beklentileri öncelikli belirleyiciler arasında yer almalıdır.
{"title":"2-6 YAŞ GRUBU ÇOCUĞUN KONUTTAKİ OYUN VE MEKÂN TERCİHİ","authors":"Beyza Temur, Merve Gizem Baltaci, Şengül Yalçınkaya","doi":"10.20854/bujse.1144480","DOIUrl":"https://doi.org/10.20854/bujse.1144480","url":null,"abstract":"Çocuğun hayatı algılamaya başladığı ilk andan itibaren çevresindeki tüm koşullar gelişim sürecine etki eder. Özellikle çocuğun fizyolojik, psikolojik ve sosyolojik olarak çok yönlü olarak gelişimini destekleyen ve çocukluk döneminde karşılaşılan ilk mekân olan konut, yoğun ve etkin kullanılması nedeni ile ayrı bir öneme sahiptir. Çalışmada, 2-6 yaş dönemindeki çocukların konutu oyun için nasıl kullandığının ortaya koyulması amaçlanmıştır. Bunun için çocukların oyun türleri ile ilgili mekân tercihleri araştırılmıştır. Kapsam çocuğun konutu genel kullanımının yanında, konuttaki mekânlarının oyun türüne ile ilişkili kullanımı ve oyuna bağlı konutun yeterliliği çerçevesinde belirlenmiştir. 2-6 yaş arası çocuk sahibi olan ve Trabzon ilinde yaşayan 94 ebeveyne uygulanan anket ile veri toplanmıştır. SPSS programı ile verilerin genel yüzde dağılımları için frekans analizi ve karşılaştırmalar için ki-kare testi kullanılmıştır. Çocuğun evin her mekânını farklı oyun türleri için kullandığı fakat özel odaya sahip olanların öz gelişimleri için daha kaliteli faaliyetlerde bulunabildikleri, konuttaki oyun tercihini cinsiyet, yaş, özel oda varlığı, oda kullanım süresi ve biçiminin etkilediği, konutun oyun için yeterliliğinde oda sayısı ve gürültü konusunun ön plana çıktığı tespit edilmiştir. Sonuç olarak konuttun tasarımında, kullanıcısı olan çocuğun gereksinimleri ve beklentileri öncelikli belirleyiciler arasında yer almalıdır.","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134269514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Perception of Crowding and Personal Space During Covid-19: An Example of Grocery Shopping","authors":"B. Şahin","doi":"10.20854/bujse.1001630","DOIUrl":"https://doi.org/10.20854/bujse.1001630","url":null,"abstract":"","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114283702","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"“TÜRKİYE’DE İLK VE TEK, ‘VİRÜS-FREE KAMPÜS’: DOĞUŞ ÜNİVERSİTESİ ATAŞEHİR DUDULLU YERLEŞKESİ”","authors":"Tarık Baykara","doi":"10.20854/bujse.1076118","DOIUrl":"https://doi.org/10.20854/bujse.1076118","url":null,"abstract":"","PeriodicalId":302972,"journal":{"name":"Beykent Üniversitesi Fen ve Mühendislik Bilimleri Dergisi","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129959144","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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