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Effort and Redistribution: Better Cousins Than One Might Have Thought 努力和再分配:比人们想象的要好
Pub Date : 2014-09-01 DOI: 10.2139/ssrn.2046505
C. Buch, C. Engel
In this paper, we analyze the link between effort and preferences for redistribution. If individ-uals hold standard preferences, those with higher ability exert more effort. Higher effort leads to a higher income. Individuals with a higher income oppose redistribution. Yet, under non-standard preferences, the link between effort and redistribution is not clear-cut. If aversion to inequity is sufficiently strong, even individuals with high ability may support redistribution. In a lab experiment, we indeed find that participants with higher ability are willing to help the needy if earning income becomes more difficult for everybody. To check whether this finding is externally valid, we use data from the World Value Survey. We do not find a significant positive effect of preferences for effort on preferences for redistribution, but we also do not find the significant negative effect predicted by standard theory. Also, in the field, those who have to pay for redistribution are not more likely to be opposed than the recipients.
在本文中,我们分析了再分配的努力和偏好之间的联系。如果个体持有标准偏好,那些能力较高的人会付出更多努力。越努力,收入越高。收入较高的个人反对再分配。然而,在非标准偏好下,努力与再分配之间的联系并不明确。如果对不平等的厌恶足够强烈,即使是能力很高的个人也可能支持再分配。在实验室实验中,我们确实发现,如果每个人的收入都变得更加困难,能力较高的参与者更愿意帮助有需要的人。为了检验这一发现是否具有外部有效性,我们使用了世界价值调查的数据。我们没有发现努力偏好对再分配偏好的显著积极影响,但我们也没有发现标准理论预测的显著负面影响。此外,在实地,那些必须为再分配支付费用的人不太可能比接受者更反对。
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引用次数: 3
Access to Justice: A Critique of the Federation of Law Societies of Canada's Inventory of Access to Legal Services Initiatives of the Law Societies of Canada 诉诸司法:对加拿大律师协会联合会关于获得法律服务的清单的批评加拿大律师协会倡议
Pub Date : 2014-05-20 DOI: 10.2139/ssrn.2439526
Ken Chasse
Canada's unaffordable legal services problem: The Federation of Law Societies of Canada's text, "Inventory of Access to Legal Services Initiatives of the Law Societies of Canada," contradicts the law societies' duty to maintain affordable legal services. It considers the problem of unaffordable legal services as being one of mere "gaps" in the availability of legal services. And in the province of Ontario, in an expressly blunt contradiction of its statutory duty to "facilitate access to justice," the Law Society of Upper Canada's website states that the law society does not set fees for legal services, and it cannot reduce a lawyer's bill. Such publications tell the population that the law societies disassociate themselves from the problem of the unaffordability of legal services. If as a result, people were to think that the problem of unaffordable legal services must be the government's problem, the law societies would be quick to reject that solution as a violation of the principle of the independence of the legal profession. Then apparently, it's nobody's problem and duty.And therefore, in place of lawyers' affordable services, the "Inventory of Initiatives" text summarizes the law societies' greater use of programs of "cutting costs by cutting competence" by way of, self-help, law students and paralegals, "unbundling" of legal services, and lawyers' pro bono charity.The problem is causing four types of damage: (1) to the many thousands of people whose lives have been severely damaged for lack of legal services; (2) to the courts clogged with the very slow moving cases of self-represented litigants; (3) to the legal profession, shrinking instead of expanding to meet the ever-increasing need of the population for lawyers' services; and, (4) to legal aid organizations who provide free legal services to poor people, but whose funding governments fear to make adequate to meet the need for such services while the majority of the taxpayers cannot afford legal services for themselves.A democracy does not have to accept such poor performance and neglect from its law societies, nor the loss of its ability to make effective use of the rule of law and constitutional rights and freedoms. Therefore, to forestall the inevitability of government intervention, Canada's law societies have immediate need for some program in place that makes persuasive their claims that they are doing something of substance, beyond mere vague expressions of concern, to solve the problem. Now, they have nothing. But undertaking to improve the Canadian Legal Information Institute (CanLII) to become a support-service providing legal opinions and related services to lawyers nationally, as has LAO LAW provided to Ontario's lawyers successfully for 35 years, would immediately show that they are taking action that will definitely have a substantial impact upon the cost of legal services. Otherwise, they will do nothing, or "too little, too late." Then government intervention will be
加拿大负担不起的法律服务问题:加拿大律师协会联合会的文本“加拿大律师协会获得法律服务倡议的清单”与律师协会维持负担得起的法律服务的责任相矛盾。它认为负担不起法律服务的问题仅仅是提供法律服务方面的“差距”之一。在安大略省,上加拿大律师协会(Law Society of Upper Canada)在其网站上声明,律师协会不收取法律服务费用,也不能降低律师的费用,这明显违背了其“促进诉诸司法”的法定义务。这些出版物告诉人们,法律协会与法律服务负担不起的问题撇清关系。如果结果是,人们认为负担不起法律服务的问题一定是政府的问题,律师协会将很快拒绝这种解决方案,认为这违反了法律职业独立的原则。显然,这不是谁的问题和责任。因此,“倡议清单”文本总结了律师协会更多地使用“通过削减能力来削减成本”的计划,通过自助,法律学生和律师助理,“拆分”法律服务以及律师的无偿慈善事业。这个问题造成了四种类型的损害:(1)成千上万的人的生活因缺乏法律服务而严重受损;(2)被自行代理的诉讼当事人进展缓慢的案件堵塞的法院;(三)法律职业不扩大不缩小,以适应人口对律师服务日益增长的需求;(4)向穷人提供免费法律服务的法律援助组织,但政府担心其资金不足以满足此类服务的需求,而大多数纳税人无法为自己支付法律服务。一个民主国家不必接受其法律协会的这种糟糕表现和忽视,也不必接受其有效利用法治和宪法权利和自由的能力丧失。因此,为了防止政府不可避免的干预,加拿大的法律协会迫切需要一些适当的计划,使他们的主张具有说服力,即他们正在做一些实质性的事情,而不仅仅是模糊地表达关注,以解决问题。现在,他们一无所有。但是,承诺将加拿大法律信息研究所(CanLII)改进为一个向全国律师提供法律意见和相关服务的支持服务机构,就像LAO LAW成功地为安大略省的律师提供了35年的服务一样,将立即表明他们正在采取行动,这肯定会对法律服务的成本产生重大影响。否则,他们什么都不做,或者“太少,太迟”。然后就需要政府的干预,以实施一种新的管理结构形式,这种结构比目前由加拿大法律协会提供的法律专业的自我监管更能对缺乏负担得起的法律服务作出反应。
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引用次数: 0
Rationale of Regulating the Financial Services, Models of Regulation and Need for Regulatory Independence 监管金融服务的基本原理、监管模式和监管独立的必要性
Pub Date : 2014-03-06 DOI: 10.2139/SSRN.2538437
Sunduzwayo Madise
Theory suggests that the primary role of financial institutions and capital markets is to facilitate the allocation of resources in an uncertain environment across space and time. Therefore regulation of the financial sector has a crucial role to play, especially in the development of third world countries, most of whom have enormous wealth disparities between sections of their populace. A key objective of regulation is to redress information asymmetries that sometimes exist in financial services businesses usually to the disfavour of the consumer. Although most often the regulator is also the supervisor, the role of the regulator and that of the supervisor are. In most jurisdictions however, the powers to regulate and to supervise the activities of the financial services sector reside in the same institution. The regulatory framework of financial services often comprises primary regulation, secondary legislation and guidance and (policy) directives and directions issued by the regulator. This paper looks at the rationale for regulation, the different models of regulation in the financial services and what they are aimed to achieve. The paper also looks at the broad objectives of regulation even in the absence of a unified theory of financial service regulation, such as investor protection, ensuring fairness, reducing contagion, protection against malpractices and maintaining consumer confidence. The paper also analyses the pros and cons of single, twin-peaks and multiple financial regulator and why regulators need to be independent [but accountable] whilst at the same time avoiding industry capture. Although the paper discussed regulation broadly, it discusses financial services regulation in the context of the Malaŵian financial regulatory framework with a brief overview of the regulatory models in the United Kingdom and Zambia.
理论认为,金融机构和资本市场的主要作用是促进资源在不确定环境中的跨时空配置。因此,对金融部门的监管可以发挥至关重要的作用,特别是在第三世界国家的发展中,其中大多数国家在其人口各阶层之间存在巨大的财富差距。监管的一个关键目标是纠正金融服务企业中有时存在的不利于消费者的信息不对称。虽然大多数情况下监管机构也是监管机构,但监管机构和监管机构的作用是不同的。然而,在大多数司法管辖区,管理和监督金融服务部门活动的权力属于同一机构。金融服务的监管框架通常包括主要监管、次要立法和指导以及监管机构发布的(政策)指令和指示。本文着眼于监管的基本原理,金融服务监管的不同模式以及它们的目标。本文还探讨了在缺乏统一的金融服务监管理论的情况下,监管的广泛目标,如保护投资者、确保公平、减少传染、防止不当行为和维护消费者信心。本文还分析了单一、双峰和多个金融监管机构的利弊,以及为什么监管机构需要独立(但负责任),同时避免行业捕获。虽然本文广泛地讨论了监管,但它在Malaŵian金融监管框架的背景下讨论了金融服务监管,并简要概述了英国和赞比亚的监管模式。
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引用次数: 0
Measuring the Impact of Valuing Health Insurance on Levels and Trends in Inequality and How the Affordable Care Act of 2010 Could Affect Them 衡量评估医疗保险对不平等水平和趋势的影响,以及2010年平价医疗法案如何影响它们
Pub Date : 2013-10-01 DOI: 10.1111/j.1465-7287.2012.00336.x
R. Burkhauser, Jeff Larrimore, K. Simon
A substantial part of the U.S. inequality literature focuses on yearly levels and trends in pre‐tax, post‐transfer cash income and its distribution over time and finds that median income appears to be stagnating, with income growth primarily coming at higher income levels. When we use data from the Current Population Survey for 1995–2008 and add the value of employer‐ and government‐provided health insurance coverage, not only does it increase the upward trend in the level of resources controlled by Americans, but also reduces the level of inequality in these resources and its upward trend. We then provide a highly stylized example of this broader income measure's value in capturing the impact of two key provisions of the Affordable Care Act of 2010 - an expansion in Medicaid and the provision of subsidies to lower‐income families for purchasing private coverage on state‐run exchanges. Even though these incremental expansions build on existing systems of government‐provided health insurance, we find that the vast majority of the benefits would still accrue to the bottom three deciles of the income distribution when we include the value of employer‐ and government‐provided health insurance in our expanded yearly income measure.
美国关于不平等问题的大量文献关注的是税前、转移后现金收入及其随时间分布的年度水平和趋势,并发现收入中位数似乎停滞不前,收入增长主要来自高收入阶层。当我们使用1995-2008年的当前人口调查数据,并加上雇主和政府提供的医疗保险覆盖范围的价值时,它不仅增加了美国人控制的资源水平的上升趋势,而且还减少了这些资源的不平等程度及其上升趋势。然后,我们提供了一个高度程式化的例子,说明这种更广泛的收入衡量标准在捕捉2010年“平价医疗法案”的两个关键条款的影响方面的价值——扩大医疗补助计划和向低收入家庭提供补贴,使其在州经营的交易所购买私人保险。尽管这些增量扩张是建立在现有的政府提供的医疗保险体系之上的,但我们发现,当我们将雇主和政府提供的医疗保险的价值纳入我们扩大的年收入衡量标准时,绝大多数利益仍然会累积到收入分配的最后三十分之一。
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引用次数: 17
Cost-Benefit Analysis and Distributional Weights: An Overview 成本效益分析与分配权重:综述
Pub Date : 2013-08-01 DOI: 10.2139/ssrn.2313388
Matthew D. Adler
Standard cost-benefit analysis (CBA) is insensitive to distributional concerns. A policy that improves the lives of the rich, and makes the poor yet worse off, will be approved by CBA as long as the policy’s aggregate monetized benefits are positive. Distributional weights offer an apparent solution to this troubling feature of the CBA methodology: adjust costs and benefits with weighting factors that are inversely proportional to the well-being levels (as determined by income and also perhaps non-income attributes such as health) of the affected individuals.Indeed, an academic literature dating from the 1950s discusses how to specify distributional weights. And the current official guidance document for governmental CBA in the U.K. recommends their use. However, CBA scholarship in the U.S. has usually ignored the possibility of distributional weights. The prevailing wisdom, in the U.S., seems to be that the specification of weights is hopelessly “value laden” and that distributional concerns are best handled through the tax system. There is no history of distributional weighting in the U.S. government. Although CBA is now entrenched in the federal regulatory bureaucracy, via OIRA review, distributional considerations — let alone the specific device of weights — are barely mentioned in OIRA guidance. This paper provides a systematic overview of the specification of distributional weights. It shows, in detail, how to “put structure” on the problem. Two kinds of weights are described: utilitarian weights, which correct for the diminishing marginal utility of money; and isoelastic/Atkinson weights, which embody an aversion to inequality in the distribution of well-being itself. Both kinds of weights can be captured in simple and quite implementable formulas. Although the choice to adjust CBA with weights does involve a contestable ethical/moral judgment, that is equally true of the decision to use CBA in the first place — which remains intensely controversial outside the community of economists.The paper illustrates the effect of weights by applying them to the “value of statistical life” (VSL), capturing individuals’ willingness to pay for fatality risk reduction. Richer individuals have higher VSL values, and this creates a policy dilemma: CBA with income-differentiated VSL can benefit the rich at the expense of the poor; but CBA with undifferentiated, population-average, VSL may require the poor to pay more than they can afford for risk reduction. I show how the use of distributionally weighted VSL values can greatly mitigate this dilemma.The paper also dissects the “tax system” objection to the use of weights. Although distributional weights would be unnecessary in an idealized economy with a lump-sum tax system, real-world taxation is beset by imperfections (administrative costs, incomplete governmental information, divided government) that create a space for weights. To be sure, in using distributional weights to assess non-tax policies, gover
标准成本效益分析(CBA)对分配问题不敏感。只要政策的总货币化收益为正,一项改善富人生活、使穷人境况更糟的政策就会得到CBA的批准。分配权重为CBA方法的这一令人不安的特征提供了一个明显的解决方案:用与受影响个人的幸福水平(由收入决定,也可能由健康等非收入属性决定)成反比的加权因素来调整成本和收益。事实上,20世纪50年代的一篇学术文献讨论了如何指定分配权重。目前,英国政府CBA的官方指导文件建议使用它们。然而,美国的CBA奖学金通常忽略了分配权重的可能性。在美国,流行的观点似乎是,权重的规定是无可救药的“价值负担”,分配问题最好通过税收系统来解决。美国政府没有分配权力的历史。尽管CBA现在在联邦监管机构中根深蒂固,但通过OIRA的审查,分配方面的考虑——更不用说具体的权重装置了——在OIRA的指导中几乎没有提到。本文系统地概述了分配权重的规范。它详细地展示了如何在问题上“构建结构”。本文描述了两种权重:一种是功利权重,它修正了货币的边际效用递减;以及等弹性/阿特金森权重,它们体现了对福利分配本身不平等的厌恶。这两种权重都可以用简单且可实现的公式来捕获。尽管调整CBA权重的选择确实涉及有争议的伦理/道德判断,但最初决定使用CBA也是如此——这在经济学家社区之外仍然存在激烈争议。这篇论文通过将权重应用于“统计生命价值”(VSL)来说明权重的影响,它捕捉了个人为降低死亡风险而付费的意愿。富人的VSL值更高,这就造成了一个政策困境:与收入分化的VSL的CBA可以以牺牲穷人为代价使富人受益;但CBA与未分化的人口平均水平相比,VSL可能会要求穷人支付超出他们承受能力的费用来降低风险。我将展示如何使用分布加权的VSL值可以极大地缓解这种困境。本文还剖析了反对使用权重的“税收制度”。虽然在一个有一次性税收制度的理想经济中,分配权重是不必要的,但现实世界的税收受到不完善(行政成本、不完整的政府信息、分裂的政府)的困扰,这为权重创造了空间。诚然,在使用分配权重来评估非税收政策时,政府决策者应该考虑可能产生更大加权收益的税法变化的可能性。换句话说,税法变化(如果可行的话)应该出现在政策选择的“菜单”上,这些政策选择是通过分配加权CBA来评估的。但是,这种细致入微的方法与将税收体系视为一种分配万能药的有问题的观点截然不同,后者使未加权的CBA实践合理化。论文的主要部分是系统的,严格的基础,但易于理解。一个冗长的正式附录提供了支持。
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引用次数: 15
The World is Yours: 'Degrowth', Racial Inequality and Sustainability 世界是你们的:“去增长”、种族不平等和可持续性
Pub Date : 2013-03-20 DOI: 10.3390/SU5031282
B. Gilmore
In French economist Serge Latouche’s 2009 book, Farewell to Growth, Latouche discusses “degrowth” in great detail, but he also explains how racial bias (and bias in general) in the world today has no place in a post-GDP world that embraces the principles outlined in “degrowth” or, as he calls it, decroissance. Latouche writes in Farewell to Growth that “we resist, and must resist all forms of racism and discrimination (skin color, sex, religion, ethnicity)”, biases he insist are “all too common in the West today.” Latouche’s ideas are important for considering “degrowth”, because racial bias and the historical problems presented by that bias, in the United States, continues despite efforts to address it in a significant manner. The World is Yours discusses “degrowth” , economic growth and racial inequality, seeking to not only provide a better understanding of the recent social, legal and political meaning of these terms, but also the difficulties presented by these ideas today in a world increasingly committed to economic growth, even at the expense of human existence. How can a new economic paradigm be pursued that is more sustainable? Will African-Americans and other groups of color and nations of color accept “degrowth” if the US begins to implement a real sustainable agenda that addresses racial inequality?
在法国经济学家Serge Latouche 2009年出版的《告别增长》一书中,Latouche非常详细地讨论了“去增长”,但他也解释了当今世界的种族偏见(以及一般的偏见)如何在一个接受“去增长”原则的后gdp世界中没有立足之处,或者用他的话说,decroissance。拉图什在《告别增长》一书中写道,“我们抵制,也必须抵制各种形式的种族主义和歧视(肤色、性别、宗教、种族)”,他坚持认为偏见“在当今西方太普遍了”。拉图什的观点对于考虑“去增长”很重要,因为种族偏见和这种偏见所带来的历史问题在美国仍然存在,尽管人们努力以重要的方式解决这个问题。《世界是你的》讨论了“去增长”、经济增长和种族不平等,力求不仅更好地理解这些术语最近的社会、法律和政治含义,而且还探讨了在当今世界日益致力于经济增长,甚至以牺牲人类生存为代价的情况下,这些概念所带来的困难。如何才能追求一种更具可持续性的新经济模式?如果美国开始实施解决种族不平等的真正可持续议程,非裔美国人、其他有色人种群体和有色人种国家会接受“去增长”吗?
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引用次数: 6
Law, Rights and Development 法律、权利与发展
Pub Date : 2013-02-01 DOI: 10.4337/9781782549055.00016
J. Linarelli
The fairness of institutions of global economic governance ranks among the most pressing issues of our time. Most approaches to understanding the complex structure of treaties and intergovernmental organizations such as the WTO tend to uncritically accept an economic focus, highlighting gains from trade and the merits of progressive trade and investment liberalization. While the economic arguments are compelling, other ways of thinking about the roles of these institutions have received less attention. The Research Handbook fills this gap by offering a substantial interdisciplinary examination of the normative and policy underpinnings of the international economic order.
全球经济治理机制的公平性是我们这个时代最紧迫的问题之一。大多数理解条约和政府间组织(如世贸组织)复杂结构的方法往往不加批判地接受经济焦点,强调贸易的收益和逐步贸易和投资自由化的优点。尽管经济方面的论据令人信服,但对这些机构的作用的其他思考方式受到的关注较少。《研究手册》填补了这一空白,对国际经济秩序的规范和政策基础进行了大量跨学科的审查。
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引用次数: 1
Does Poverty Fuel Terrorism? 贫困会助长恐怖主义吗?
Pub Date : 2012-12-03 DOI: 10.2139/ssrn.2184390
B. Siddique
Combating terrorism has become virtually the top most agenda of the international community as a whole and for any government in Pakistan as particular. This is not only because that eradicating terrorism is a part of international war on terror but also for an aim to overcome greater sense of insecurity and fear amongst the people of Pakistan for their uninterrupted, safe and secure social inter and intra-city movements. Academically speaking, it remains a matter of great concern that which of the social, political and global forces/factors affect and attract general masses and citizens to join hands of the terrorist organizations. There is a popular notion that poverty is a root cause of terrorist violence. Though this argument is propagated conversely by various scholars, many social scientists still connect poverty with terrorism quite staunchly. This paper investigates the ways in which terrorism is linked to poverty.
打击恐怖主义实际上已经成为整个国际社会以及任何巴基斯坦政府的首要议程。这不仅是因为消灭恐怖主义是国际反恐战争的一部分,而且也是为了克服巴基斯坦人民对其不间断、安全和有保障的城市间和城市内社会活动的更大的不安全感和恐惧感。从学术上讲,究竟是哪些社会、政治和全球力量/因素影响并吸引了广大群众和公民与恐怖组织联手,这仍然是一个值得关注的问题。有一种流行的观点认为贫穷是恐怖主义暴力的根源。尽管这一观点被许多学者相反地传播,但许多社会科学家仍然坚定地将贫困与恐怖主义联系在一起。本文调查了恐怖主义与贫困之间的联系。
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引用次数: 2
Dignity and Poverty 尊严与贫穷
Pub Date : 2012-10-04 DOI: 10.2139/SSRN.2298289
Muzammil Hassan Choudhary
The project deals with the co-relation between Dignity and Poverty. Impoverishment and undignified life go hand in hand and most of us don't even realize the direct co-relation between the both because this co-relation is institutionalized in our society. In this project I have tried to separate both the aspects and have tried to come up with a solution to make sure that the impoverished people also get their due share of respect and dignity irrespective of their economic status. I have also tried to distinguish between dealing with the issue of poverty and the issue of "dignity in poverty".
该项目涉及尊严与贫困之间的相互关系。贫困和没有尊严的生活是相伴而来的,我们大多数人甚至没有意识到两者之间的直接联系,因为这种联系在我们的社会中已经制度化了。在这个项目中,我试图将这两个方面分开,并试图提出一个解决方案,以确保贫困人口也得到应有的尊重和尊严,而不管他们的经济地位如何。我还试图区分处理贫穷问题和“贫穷中的尊严”问题之间的区别。
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引用次数: 0
Do Outside Options Matter Inside Marriage? Evidence from State Welfare Reforms 婚姻中外在的选择重要吗?国家福利改革的证据
Pub Date : 2012-06-20 DOI: 10.2139/ssrn.1960027
Dana Rotz
I analyze the impact of the early 1990s state waivers from Aid to Families with Dependent Children (AFDC) guidelines to understand how changes in options outside of marriage affect household expenditures. AFDC waivers decreased the public assistance available to impoverished divorced women and thereby reduced a woman's bargaining threat point in marriage. Using the Consumer Expenditure Survey (CEX) and an empirical synthetic control approach, I find that decreases in potential welfare benefits altered the expenditure patterns of two-parent families. Waivers were associated with increased expenditure on food at home relative to restaurant meals and decreased expenditure on child care and women's clothing, suggesting greater home production and decreased consumption by women. Such changes are evident only for households containing a woman with a reasonable probability of receiving welfare benefits if her marriage ended. The changes in expenditure patterns suggest that reductions in a wife's outside options cause her utility within marriage to decline.
我分析了20世纪90年代初国家对援助有受抚养子女的家庭(AFDC)指南的豁免的影响,以了解婚姻之外选择的变化如何影响家庭支出。AFDC豁免减少了贫困离婚妇女可获得的公共援助,从而降低了妇女在婚姻中讨价还价的威胁点。利用消费者支出调查(CEX)和经验综合控制方法,我发现潜在福利的减少改变了双亲家庭的支出模式。与餐馆用餐相比,家庭食品支出增加,儿童保育和女性服装支出减少,这表明家庭生产增加,女性消费减少。这种变化只有在有一个妇女的家庭中才明显,如果她的婚姻结束,她有合理的可能性获得福利。支出模式的变化表明,妻子的外部选择减少导致她在婚姻中的效用下降。
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引用次数: 1
期刊
Economic Inequality & the Law eJournal
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