Background: Kinesio tape is a stretchable medical tape used to treat a different of conditions, including musculoskeletal problems. To summarise all relevant data regarding the therapeutic efficacy of Kinesio taping for the treatment of improving pain and functional skills in various musculoskeletal conditions, a systematic review and network meta-analysis approach were employed. Aim: To ascertain whether Kinesio taping is a beneficial tool to decrease pain and functional abilities in different musculoskeletal conditions. Method: A comprehensive research on PubMed, Medline, Google Scholar, and Science Direct database using keywords kinnesiotaping, musculoskeletal conditions, disorders, injuries, and physiotherapy evidence-based database was utilized for assessment. Results: This reviews findings demonstrate that Kinesio taping will improve in the pain and functional abilities in the Musculoskeletal conditions. Conclusion: This reviews findings provide enough proof that Kinesio taping will improve in the pain and functional abilities in the different musculoskeletal conditions. KEYWORDS: Kinesio taping, taping techniques, musculoskeletal conditions, sham taping, scope of practice, evidence-based practice.
{"title":"A COMPREHENSIVE ANALYSIS OF KINESIO TAPING'S EFFICIENCY IN VARIOUS MUSCULOSKELETAL DISORDERS","authors":"V. Uday Krishna, Dr. Senthil Kumar, Dr. Nikhilesh","doi":"10.36713/epra16833","DOIUrl":"https://doi.org/10.36713/epra16833","url":null,"abstract":"Background: Kinesio tape is a stretchable medical tape used to treat a different of conditions, including musculoskeletal problems. To summarise all relevant data regarding the therapeutic efficacy of Kinesio taping for the treatment of improving pain and functional skills in various musculoskeletal conditions, a systematic review and network meta-analysis approach were employed.\u0000Aim: To ascertain whether Kinesio taping is a beneficial tool to decrease pain and functional abilities in different musculoskeletal conditions.\u0000Method: A comprehensive research on PubMed, Medline, Google Scholar, and Science Direct database using keywords kinnesiotaping, musculoskeletal conditions, disorders, injuries, and physiotherapy evidence-based database was utilized for assessment.\u0000Results: This reviews findings demonstrate that Kinesio taping will improve in the pain and functional abilities in the Musculoskeletal conditions.\u0000Conclusion: This reviews findings provide enough proof that Kinesio taping will improve in the pain and functional abilities in the different musculoskeletal conditions.\u0000KEYWORDS: Kinesio taping, taping techniques, musculoskeletal conditions, sham taping, scope of practice, evidence-based practice.","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140978091","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to identify the problems encountered by Barangay Tanods in Barangay Sto. Rosario in performing their duties and responsibilities during the COVID-19 pandemic. The Barangay Tanods, or Barangay Police Security Officers (BPSOs), serve as the lowest level of law enforcement officers in the Philippines and play a crucial role in maintaining peace and order in their respective barangays. However, their effectiveness and preparedness during the pandemic have been challenged due to various factors. The research utilizes a descriptive research design and qualitative descriptive approach to gather data through questionnaires, informal interviews, and observations. The data collected is analyzed using weighted mean and the Likert scale to assess the seriousness of the identified problems. The findings reveal several significant problems faced by Barangay Tanods during the pandemic. These include dealing with ill-tempered and stubborn individuals, non-compliance with safety protocols such as wearing face masks and observing social distancing, residents resistance to following rules, encountering hostility and harassment, and facing challenges in correcting violators. These problems are categorized as serious to very serious based on their weighted mean scores. The study emphasizes the need for increased awareness and preparedness among Barangay Tanods in fulfilling their duties and responsibilities during the pandemic. The findings can serve as a basis for developing interventions and training programs to address these challenges effectively. By enhancing the competence and knowledge of Barangay Tanods, their ability to ensure the safety and well-being of their community can be strengthened even in the face of unprecedented circumstances like the COVID-19 pandemic.
{"title":"PROBLEMS ENCOUNTERED OF BARANGAY TANOD IN PERFORMING THEIR DUTIES AND RESPONSIBILITIES","authors":"Maristel M. Dela Cruz, Wendy Sp. Nicolas","doi":"10.36713/epra16687","DOIUrl":"https://doi.org/10.36713/epra16687","url":null,"abstract":"This study aims to identify the problems encountered by Barangay Tanods in Barangay Sto. Rosario in performing their duties and responsibilities during the COVID-19 pandemic. The Barangay Tanods, or Barangay Police Security Officers (BPSOs), serve as the lowest level of law enforcement officers in the Philippines and play a crucial role in maintaining peace and order in their respective barangays. However, their effectiveness and preparedness during the pandemic have been challenged due to various factors. The research utilizes a descriptive research design and qualitative descriptive approach to gather data through questionnaires, informal interviews, and observations. The data collected is analyzed using weighted mean and the Likert scale to assess the seriousness of the identified problems. The findings reveal several significant problems faced by Barangay Tanods during the pandemic. These include dealing with ill-tempered and stubborn individuals, non-compliance with safety protocols such as wearing face masks and observing social distancing, residents resistance to following rules, encountering hostility and harassment, and facing challenges in correcting violators. These problems are categorized as serious to very serious based on their weighted mean scores. The study emphasizes the need for increased awareness and preparedness among Barangay Tanods in fulfilling their duties and responsibilities during the pandemic. The findings can serve as a basis for developing interventions and training programs to address these challenges effectively. By enhancing the competence and knowledge of Barangay Tanods, their ability to ensure the safety and well-being of their community can be strengthened even in the face of unprecedented circumstances like the COVID-19 pandemic.","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140976727","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Gea J. Lara, Michaella Darry G. Bagay, Lyka Garcia, Sharmane M. Pagtanan, Sandy Gee F. Pascual, Keanna Dy D. Vallecera, Jubert E. Gulo
This multiple case study aimed to discover and understand the experiences of Senior High School graduates in job searching in Davao Region. The data were taken from the three (3) participants and three (3) informants whose responses were collected through in-depth interviews. Using the thematic analysis, essential themes were extracted from the participants’ responses. On the lived experiences related to job searching, the results revealed nine (9) major themes: preference for college graduates over SHS graduates, difficulty in job application process, stress and pressure in job searching, sense of unfulfilled career potentials despite K to 12 training, job instability and short-term opportunities, impediments to self-confidence and job security, importance of preparation before a job interview, economic insecurity, and deprivation of field experience during the work immersion. Furthermore, on how they overcome their struggles from job searching, six (6) themes emerged: preventing burnout from rejections through leisure activities, earning income through side hustles, intensifying self-reliance and independence, cultivating positive mindset, seeking advice and preparing for interviews, and applying for an industry that accept SHS graduates. Moreover, from the insights gained by the participants, six (6) major themes emerged: disregard the educational-based bias, nurture job resiliency, enhance the job readiness skills for practical experiences, call for work immersion opportunities for SHS students, meet the demands of the industry, and invest in career guidance programs. Cross-case analysis were also utilized to determine the similarities and differences of the themes that transpired. The results of this study were deemed significant to senior high school graduates, parents, teachers, school administrators, DepEd authorities, and future researchers. KEYWORDS: job searching, multiple case study, senior high school graduates
这项多案例研究旨在发现和了解达沃地区高中毕业生的求职经历。数据来自三（3）名参与者和三（3）名信息提供者，通过深入访谈收集了他们的回答。通过主题分析法，从参与者的回答中提取了基本主题。在与求职相关的生活经历方面，研究结果显示了九（9）个主要主题：优先考虑大学毕业生而非社会科学及人文科学专业毕业生、求职过程中的困难、求职过程中的压力和紧张、尽管接受了 K 至 12 年的培训，但仍感到职业潜力未得到发挥、工作不稳定和短期机会、自信心和工作保障方面的障碍、求职面试前准备工作的重要性、经济上的不安全感，以及在浸入式工作期间缺乏实地经验。此外，在如何克服求职过程中的困难方面，他们提出了六（6）个主题：通过休闲活动防止因被拒绝而产生倦怠感、通过副业赚取收入、加强自立和独立、培养积极心态、寻求建议和准备面试，以及申请接受社会科学及人文科学毕业生的行业。此外，从参与者获得的见解中，我们还发现了六（6）个重要主题：摒弃基于教育的偏见、培养就业应变能力、增强就业准备技能以获得实践经验、呼吁为社会科学及人文科学学生提供工作浸入式机会、满足行业需求以及投资于职业指导计划。此外，还采用了交叉分析法来确定所产生的主题的异同。本研究的结果被认为对高中毕业生、家长、教师、学校管理人员、教育部当局和未来的研究人员具有重要意义。 关键词：求职、多重案例研究、高中毕业生
{"title":"NAVIGATING THE JOB MARKET: A MULTIPLE CASE STUDY ON SENIOR HIGH SCHOOL GRADUATES IN JOB SEARCHING","authors":"Gea J. Lara, Michaella Darry G. Bagay, Lyka Garcia, Sharmane M. Pagtanan, Sandy Gee F. Pascual, Keanna Dy D. Vallecera, Jubert E. Gulo","doi":"10.36713/epra16742","DOIUrl":"https://doi.org/10.36713/epra16742","url":null,"abstract":"This multiple case study aimed to discover and understand the experiences of Senior High School graduates in job searching in Davao Region. The data were taken from the three (3) participants and three (3) informants whose responses were collected through in-depth interviews. Using the thematic analysis, essential themes were extracted from the participants’ responses. On the lived experiences related to job searching, the results revealed nine (9) major themes: preference for college graduates over SHS graduates, difficulty in job application process, stress and pressure in job searching, sense of unfulfilled career potentials despite K to 12 training, job instability and short-term opportunities, impediments to self-confidence and job security, importance of preparation before a job interview, economic insecurity, and deprivation of field experience during the work immersion. Furthermore, on how they overcome their struggles from job searching, six (6) themes emerged: preventing burnout from rejections through leisure activities, earning income through side hustles, intensifying self-reliance and independence, cultivating positive mindset, seeking advice and preparing for interviews, and applying for an industry that accept SHS graduates. Moreover, from the insights gained by the participants, six (6) major themes emerged: disregard the educational-based bias, nurture job resiliency, enhance the job readiness skills for practical experiences, call for work immersion opportunities for SHS students, meet the demands of the industry, and invest in career guidance programs. Cross-case analysis were also utilized to determine the similarities and differences of the themes that transpired. The results of this study were deemed significant to senior high school graduates, parents, teachers, school administrators, DepEd authorities, and future researchers.\u0000KEYWORDS: job searching, multiple case study, senior high school graduates","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140976268","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background—The most innate and purest of all human activities is breastfeeding. Its an up breast in strengthening the mother baby bonding. Amongst the postpartum complications one of the commonest is breast engorgement. Its an painful overfilling of the mammary glands with milk. If not treated it can result in severe breast complications like mastitis. The nurse practioners knowledge of alternative and complementary therapy of dealing with engorgements would surely help in reducing this post partum morbidity and thereby improving the maternal and newborn care Need Of The Study---The investigator herself is a woman, hence she could discern the urgent requirement of promoting an efficacious technique for decreasing the breast engorgement following labour. Using cabbage leaves is a convenient method for this purpose. Hence the study was undertaken to determine the outcome of cabbage leaves application in reducing it. Method The study utilized a Quasi experimental research approach with two group pretest - posttest design. The data was collected from selected hospitals of Jabalpur city by using purposive sampling technique. The sample comprised 40 postnatal mothers. The tool used for collecting demographic data were a interview along with the analogue pain scale and Hill& Humenic breast engorgement scale, Application of cabbage leaves was done for 20 minutes after the breast feeding for reduction of breast engorgement in post natal mother Result-- The assessment of breast engorgement scale in this study shows that the Assessment control group indicate majority of engorgement scale Severe engorgement (11) 55% group, moderate was (8) 40% and mild engorgement is (1) 5% Finding of the present study shows the assess in breast engorgement scale indicate majority of engorgement scale Severe engorgement (13) 65% group, moderate was (6)30% and mild engorgement is (1)5% in Pre-Experimental group. Finding of the present study shows the assess in breast engorgement scale indicate majority of engorgement scale Severe engorgement (11)55% group, moderate was (8)40% and mild engorgement is (1)5% in Post-Experimental group.The t-test compared result showed positive correlation that calculated value is t=5.075 which is greater than t=1.685 at the 0.05 level of significance. Findings related to the comparison of severity of the breast engorgement score with control group and experimental group by the unpaired t-test, compared result showed positive correlation t=3.90 which is greater than the table value 2.02 at the 0.05 level of significance. Conclusion—In order to foster the MGDs 4 and MGD 5 simple and easily available techniques like cabbage leaves application on breast engorgement should be commonised in practice by the nurse administrators and midwifery practioners so that this major discomfort is relieved .cabbage leaves does not reduce the milk production and suplly but only works on the fluid trapped around . it helps in the capillary dilatation and acts a coun
{"title":"AN EXPERIMENTAL STUDY TO ASSESS THE EFFECTIVENESS OF APPLICATION OF CABBAGE LEAVES ON REDUCTION OF BREAST ENGORGEMENT AMONG POSTNATAL MOTHERS IN SELECTED HOSPITALS OF JABALPUR","authors":"Smita Richesh Robert","doi":"10.36713/epra16758","DOIUrl":"https://doi.org/10.36713/epra16758","url":null,"abstract":"Background—The most innate and purest of all human activities is breastfeeding. Its an up breast in strengthening the mother baby bonding. Amongst the postpartum complications one of the commonest is breast engorgement. Its an painful overfilling of the mammary glands with milk. If not treated it can result in severe breast complications like mastitis. The nurse practioners knowledge of alternative and complementary therapy of dealing with engorgements would surely help in reducing this post partum morbidity and thereby improving the maternal and newborn care Need Of The Study---The investigator herself is a woman, hence she could discern the urgent requirement of promoting an efficacious technique for decreasing the breast engorgement following labour. Using cabbage leaves is a convenient method for this purpose. Hence the study was undertaken to determine the outcome of cabbage leaves application in reducing it. Method The study utilized a Quasi experimental research approach with two group pretest - posttest design. The data was collected from selected hospitals of Jabalpur city by using purposive sampling technique. The sample comprised 40 postnatal mothers. The tool used for collecting demographic data were a interview along with the analogue pain scale and Hill& Humenic breast engorgement scale, Application of cabbage leaves was done for 20 minutes after the breast feeding for reduction of breast engorgement in post natal mother\u0000Result-- The assessment of breast engorgement scale in this study shows that the Assessment control group indicate majority of engorgement scale Severe engorgement (11) 55% group, moderate was (8) 40% and mild engorgement is (1) 5% Finding of the present study shows the assess in breast engorgement scale indicate majority of engorgement scale Severe engorgement (13) 65% group, moderate was (6)30% and mild engorgement is (1)5% in Pre-Experimental group. Finding of the present study shows the assess in breast engorgement scale indicate majority of engorgement scale Severe engorgement (11)55% group, moderate was (8)40% and mild engorgement is (1)5% in Post-Experimental group.The t-test compared result showed positive correlation that calculated value is t=5.075 which is greater than t=1.685 at the 0.05 level of significance. Findings related to the comparison of severity of the breast engorgement score with control group and experimental group by the unpaired t-test, compared result showed positive correlation t=3.90 which is greater than the table value 2.02 at the 0.05 level of significance. Conclusion—In order to foster the MGDs 4 and MGD 5 simple and easily available techniques like cabbage leaves application on breast engorgement should be commonised in practice by the nurse administrators and midwifery practioners so that this major discomfort is relieved .cabbage leaves does not reduce the milk production and suplly but only works on the fluid trapped around . it helps in the capillary dilatation and acts a coun","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140972045","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The study unfolded the experiences of the school heads in award and recognition approach for teachers. This study employed a phenomenological research design which aims to determine the experiences and perceptions of the eight (8) participants. The generated themes on the positive experiences of teachers were improved work and creation of school-community Collaboration. On the other hand, the themes under negative experiences were the feeling of being left out, the sense of distrust and envy, and increased stress levels. Meanwhile, in the coping mechanisms of school heads in awards and recognition approach for the teachers, three subthemes were generated which were re-defining school cultures, providing appropriate motivation, and enacting different roles. Lastly, for the insights drawn from the experiences of the school heads three subthemes were also generated which were instituting a positive culture, creating trusting relationships, and provide adaptive leadership. These implied that school heads can provide effective support to teachers when utilizing a collaborative and coordinated strategy to facilitate improvement in teacher performance. Moreover, the results generated provided comprehensive data in conducting future research with similar scope. This study may be published in reputable research journal. KEYWORDS: Experiences, awards, recognition, approach, Tagum City
{"title":"EMPOWERING THROUGH AWARDS AND RECOGNITION: STRENGTHENING TEACHERS’ MORALE","authors":"Jeniemer B. Aranguez","doi":"10.36713/epra16824","DOIUrl":"https://doi.org/10.36713/epra16824","url":null,"abstract":"The study unfolded the experiences of the school heads in award and recognition approach for teachers. This study employed a phenomenological research design which aims to determine the experiences and perceptions of the eight (8) participants. The generated themes on the positive experiences of teachers were improved work and creation of school-community Collaboration. On the other hand, the themes under negative experiences were the feeling of being left out, the sense of distrust and envy, and increased stress levels. Meanwhile, in the coping mechanisms of school heads in awards and recognition approach for the teachers, three subthemes were generated which were re-defining school cultures, providing appropriate motivation, and enacting different roles. Lastly, for the insights drawn from the experiences of the school heads three subthemes were also generated which were instituting a positive culture, creating trusting relationships, and provide adaptive leadership. These implied that school heads can provide effective support to teachers when utilizing a collaborative and coordinated strategy to facilitate improvement in teacher performance. Moreover, the results generated provided comprehensive data in conducting future research with similar scope. This study may be published in reputable research journal. \u0000KEYWORDS: Experiences, awards, recognition, approach, Tagum City","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140974259","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Over a decade the banking practices in the country has been experiencing sea change with the implementation of number policy related changes, rise in privatisation and also due to technology upgradations. Modern-day banking activities have become more complex and complied with high-end technology intervention. It makes bank employees more sensitive towards their job. Thus, retain the existing work force with required skill sets is a dauting task for the administrations of banks. Talent management activities of banks generally revolve around employee engagement monitoring their performance, establishing connectivity between employee and the banking institution and they’re by achieving bank’s goal. It is concluded that talent management is an emerging issue and most focused topic in Indian banking sector. This task compliance with stringent procedures and time consuming too. Hiring talent in this pursuit and retaining them involve myriad steps to make the employees i.e., stimulate them to learn new concept and practice it in their day-to-day work adopt continuous training and monitor the performance of the employees KEY WORDS: Talent Management, Public Sector Banks, Private Sector Banks, Competition
{"title":"NEED FOR EFFECTIVE TALENT MANAGEMENT PRACTICES IN BANKING -A BIBLIOMETRIC ANALYSIS","authors":"Ms. Vrinda Vijayakumar, Dr. S.A. Mohamed Ali","doi":"10.36713/epra16793","DOIUrl":"https://doi.org/10.36713/epra16793","url":null,"abstract":"Over a decade the banking practices in the country has been experiencing sea change with the implementation of number policy related changes, rise in privatisation and also due to technology upgradations. Modern-day banking activities have become more complex and complied with high-end technology intervention. It makes bank employees more sensitive towards their job. Thus, retain the existing work force with required skill sets is a dauting task for the administrations of banks. Talent management activities of banks generally revolve around employee engagement monitoring their performance, establishing connectivity between employee and the banking institution and they’re by achieving bank’s goal. It is concluded that talent management is an emerging issue and most focused topic in Indian banking sector. This task compliance with stringent procedures and time consuming too. Hiring talent in this pursuit and retaining them involve myriad steps to make the employees i.e., stimulate them to learn new concept and practice it in their day-to-day work adopt continuous training and monitor the performance of the employees\u0000KEY WORDS: Talent Management, Public Sector Banks, Private Sector Banks, Competition","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140978972","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Fintech (Financial Technology) an advance payment-based technology is a growing service in India. With the introduction of number of innovative payment platforms that are alternative to cash transactions, people are motivated to choose best of best payment options. Fintech technology adoption rate in India is noticed as 87 per cent compared to 64 per cent of the world average. Growth of fintech services is influenced by number of factors like: nation having huge underserved financially excluded population, rising youth population, educated and rapid urbanisation, easily available of workforce, supportive Government policies and scope for raising capital for investments. Digital payments and fintech service market is expected to grow multi-fold in the near future, with active support from the user, Government and financial institution. The financial market is found be less matured and large number of people are still uncovered by various financial service, through enhancing their knowledge on easy and safe mode of payment either for physical or online shopping or for money transfer with support the fintech services to growth in India. KEY WORDS: Fintech Services, Digital Payment, Financial Literacy of Fintech Service
{"title":"FINTECH SERVICE BUSINESS IN INDIA TREND AND PRACTICE -A THEORETICAL OUTLOOK","authors":"Dr. P. Rekha, Mr. Anish K. S","doi":"10.36713/epra16797","DOIUrl":"https://doi.org/10.36713/epra16797","url":null,"abstract":"Fintech (Financial Technology) an advance payment-based technology is a growing service in India. With the introduction of number of innovative payment platforms that are alternative to cash transactions, people are motivated to choose best of best payment options. Fintech technology adoption rate in India is noticed as 87 per cent compared to 64 per cent of the world average. Growth of fintech services is influenced by number of factors like: nation having huge underserved financially excluded population, rising youth population, educated and rapid urbanisation, easily available of workforce, supportive Government policies and scope for raising capital for investments. Digital payments and fintech service market is expected to grow multi-fold in the near future, with active support from the user, Government and financial institution. The financial market is found be less matured and large number of people are still uncovered by various financial service, through enhancing their knowledge on easy and safe mode of payment either for physical or online shopping or for money transfer with support the fintech services to growth in India. \u0000KEY WORDS: Fintech Services, Digital Payment, Financial Literacy of Fintech Service","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140979261","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Dr. Balaji Bhovi, Lavanya. S, Jenifer. Y, K. P. Yashaswini
Personal financial management (PFM) is essential for individuals and families to achieve financial stability and meet their goals. This research highlights the different facts of PFM, including budgeting, saving, investing, debt management, retirement planning, and more. Drawing from extensive literature, it examines the dynamics of financial behaviour, the role of financial education, technological advancements, and socioeconomic factors influencing PFM. The research involves data collection from 102 participants, offering insights into financial behaviour, preferences, and attitudes. Discoveries unveil areas for enhancement in savings allocation, emergency preparedness, seeking professional advice, and retirement planning. Additionally, the study presents the "50/30/20 rule" as a practical framework for managing finances effectively. Overall, the study emphasizes the significance of comprehensive PFM strategies tailored to individual circumstances for long-term financial well-being. KEYWORDS: Personal financial management, PFM, budgeting, saving, investing, debt management, retirement planning, financial behaviour, financial education, socioeconomic factors, 50/30/20 rule.
{"title":"A STUDY SHOWING THE IMPORTANCE OF PERSONAL FINANCIAL MANAGEMENT STRATEGIES FOR AN INDIVIDUAL FOR OVERALL FINANCIAL WELLBEING","authors":"Dr. Balaji Bhovi, Lavanya. S, Jenifer. Y, K. P. Yashaswini","doi":"10.36713/epra16822","DOIUrl":"https://doi.org/10.36713/epra16822","url":null,"abstract":"Personal financial management (PFM) is essential for individuals and families to achieve financial stability and meet their goals. This research highlights the different facts of PFM, including budgeting, saving, investing, debt management, retirement planning, and more. Drawing from extensive literature, it examines the dynamics of financial behaviour, the role of financial education, technological advancements, and socioeconomic factors influencing PFM. The research involves data collection from 102 participants, offering insights into financial behaviour, preferences, and attitudes. Discoveries unveil areas for enhancement in savings allocation, emergency preparedness, seeking professional advice, and retirement planning. Additionally, the study presents the \"50/30/20 rule\" as a practical framework for managing finances effectively. Overall, the study emphasizes the significance of comprehensive PFM strategies tailored to individual circumstances for long-term financial well-being.\u0000KEYWORDS: Personal financial management, PFM, budgeting, saving, investing, debt management, retirement planning, financial behaviour, financial education, socioeconomic factors, 50/30/20 rule.","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140984061","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This qualitative phenomenological study aimed to explore and understand the views and perceptions of Master Teachers as educational leaders during in-person classes in the elementary and secondary schools of the Division of Davao de Oro. The study was gleaned from the Contingency Theory and Path-Goal Theory. The research design employed in this study is a qualitative phenomenological design. Purposive sampling was used in selecting the participants, who are Master teachers in the elementary and secondary schools of Davao De Oro. There were fourteen (14) Master teachers, seven (7) for in-depth interview and seven (7) for focus group discussion. Results of the participants’ experiences mainly include managing curriculum implementation, facilitating pedagogical development, encountering difficulties as master teacher, and engaging support for professional growth. Participants also shared that they handled the situation by carrying out effective instructional leadership, being provided with support, and implementing strategies in new setup. Apart from other findings, possessing skills as instructional leader is one of the solutions to continue one’s educational leader role during in-person classes. It is also recommended to research further about the experiences of teachers as school-in-charge as another angle to be seen along with how they coped with the struggles in handling both instruction and administration tasks during in-person classes. KEYWORDS: In-person classes, educational leader, Master teachers, qualitative phenomenological inquiry
{"title":"LOOKING INTO THE INSTRUCTIONAL LEADERSHIP OF MASTER TEACHERS DURING THE IN-PERSON CLASSES: A PHENOMENOLOGY","authors":"Shiela Mae M. Belbestre, Maria Lalaine P. Chieng","doi":"10.36713/epra16704","DOIUrl":"https://doi.org/10.36713/epra16704","url":null,"abstract":"This qualitative phenomenological study aimed to explore and understand the views and perceptions of Master Teachers as educational leaders during in-person classes in the elementary and secondary schools of the Division of Davao de Oro. The study was gleaned from the Contingency Theory and Path-Goal Theory. The research design employed in this study is a qualitative phenomenological design. Purposive sampling was used in selecting the participants, who are Master teachers in the elementary and secondary schools of Davao De Oro. There were fourteen (14) Master teachers, seven (7) for in-depth interview and seven (7) for focus group discussion. Results of the participants’ experiences mainly include managing curriculum implementation, facilitating pedagogical development, encountering difficulties as master teacher, and engaging support for professional growth. Participants also shared that they handled the situation by carrying out effective instructional leadership, being provided with support, and implementing strategies in new setup. Apart from other findings, possessing skills as instructional leader is one of the solutions to continue one’s educational leader role during in-person classes. It is also recommended to research further about the experiences of teachers as school-in-charge as another angle to be seen along with how they coped with the struggles in handling both instruction and administration tasks during in-person classes. \u0000KEYWORDS: In-person classes, educational leader, Master teachers, qualitative phenomenological inquiry","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140982784","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Ang kuwalitatibong pananaliksik na ito ay isinagawa upang magalugad ang karanasan, pagtatagumpay, at mga kuro-kurong nabuo ng 8 guro sa kanilang pagtuturo ng kasanayan sa pagsasalita sa mga mag-aaral na may espesyal na pangangailangan sa mga pampublikong paaralang sekondarya na saklaw ng Lupon West at Banaybanay District, Sangay ng Davao Oriental para sa Taong-Panuruan 2022-2023. Sa pamamagitan ng pagsasagawa ng pinalalim na panayam, natuklasan ang mga tema: nahahamon sa pagdadala ng tungkulin sa pagtuturo; nagsasagawa ng panibagong pag-aaral; nahaharap sa mga pagsubok; nalilinang ang katatasan sa wika; mabungang pagsasaling-wika; pagsasagawa ng sariling pag-aaral; nagtatanong sa mga dalubhasa; nagsasagawa ng mga pananaliksik; pagpapalakas ng INSET sa pagtuturo ng inklusibong edukasyon; pagsasagawa ng pananaliksik sa inklusibong edukasyon; at paglalaan ng budget para sa kagamitang pampagtuturo. Hindi naging madali ang pagpapatupad ng inklusibong edukasyon dahil natukoy na mismo ng UNESCO ang mga hadlang sa inklusibong edukasyon. Ito ang mga sumusunod: negatibong saloobin sa pagkakaiba; pisikal na mga hadlang upang makapasok sa paaralan; mga kakayahan at saloobin ng guro; iba’t ibang wika at komunikasyon ng mga guro at mag-aaral; at mga kakulangan sa kagamitan. MGA SUSING SALITA: Inklusibong Edukasyon, Kasanayan sa Pagsasalita, Sangay ng Davao Oriental, Rehiyon XI
Ang kuwalitatibong pananaliksik na ito ay isinagawa upang magalugad ang karanasan, pagtatagumpay、在 2022 年至 2023 年期间，在东达沃桑盖（Sangay ng Davao Oriental）的巴奈巴奈区（Banaybanay District）的鲁邦西（Lupon West at Banaybanay District）实施了 8 个国家级项目，其中包括一个国家级项目（Pagsasalita）和一个国家级项目（Pampublikong paaralang sekondarya na saklaw ng Lupon West）。Sa pamamagitan ng pagsasagawa ng pinalalim na panayam, natuklasan ang mga theme：nahahamon sa pagdadala ng tungkulin sa pagtuturo; nagsasagawa ng panibagong pag-aaral; nahaharap sa mga pagsubok; nalilinang ang katasan sa wika; mabungang pagsasaling-wika; pagsasagawa ng sariling pag-aaral；nagtatanong sa mga dalubhasa; nagsasagawa ng mga pananaliksik; pagpapalakas ng INSET sa pagtuturo ng inclusibong edukasyon; pagsasagawa ng pananaliksik sa inclusibong edukasyon; at paglalaan ng budget para sa kagamitang pampagtuturo.Hindi naging madali ang pagpapatupad ng inclusibong edukasyon dahil natukoy na mismo ng UNESCO ang mga hadlang sa inclusibong edukasyon.它包括：negatibong saloobin sa pagkakaiba; pisikal na mga hadlang upang makapasok sa paaralan; mga kakayahan at saloobin ng guro; iba't ibang wika at komunikasyon ng mga guro at mag-aaral; at mga kakulangan sa kagamitan.MGA SUSING SALITA: Inclusibong Edukasyon, Kasanayan sa Pagsasalita, Sangay ng Davao Oriental, Rehiyon XI.
{"title":"INKLUSIBONG EDUKASYON: KASANAYAN SA PAGSASALITA\u0000NG MGA MAG-AARAL NA MAY ESPESYAL NA PANGANGAILANGAN","authors":"Jofel Joy J. Abuda, Rene P. Sultan","doi":"10.36713/epra16798","DOIUrl":"https://doi.org/10.36713/epra16798","url":null,"abstract":"Ang kuwalitatibong pananaliksik na ito ay isinagawa upang magalugad ang karanasan, pagtatagumpay, at mga kuro-kurong nabuo ng 8 guro sa kanilang pagtuturo ng kasanayan sa pagsasalita sa mga mag-aaral na may espesyal na pangangailangan sa mga pampublikong paaralang sekondarya na saklaw ng Lupon West at Banaybanay District, Sangay ng Davao Oriental para sa Taong-Panuruan 2022-2023. Sa pamamagitan ng pagsasagawa ng pinalalim na panayam, natuklasan ang mga tema: nahahamon sa pagdadala ng tungkulin sa pagtuturo; nagsasagawa ng panibagong pag-aaral; nahaharap sa mga pagsubok; nalilinang ang katatasan sa wika; mabungang pagsasaling-wika; pagsasagawa ng sariling pag-aaral; nagtatanong sa mga dalubhasa; nagsasagawa ng mga pananaliksik; pagpapalakas ng INSET sa pagtuturo ng inklusibong edukasyon; pagsasagawa ng pananaliksik sa inklusibong edukasyon; at paglalaan ng budget para sa kagamitang pampagtuturo. Hindi naging madali ang pagpapatupad ng inklusibong edukasyon dahil natukoy na mismo ng UNESCO ang mga hadlang sa inklusibong edukasyon. Ito ang mga sumusunod: negatibong saloobin sa pagkakaiba; pisikal na mga hadlang upang makapasok sa paaralan; mga kakayahan at saloobin ng guro; iba’t ibang wika at komunikasyon ng mga guro at mag-aaral; at mga kakulangan sa kagamitan.\u0000MGA SUSING SALITA: Inklusibong Edukasyon, Kasanayan sa Pagsasalita, Sangay ng Davao Oriental, Rehiyon XI","PeriodicalId":309586,"journal":{"name":"EPRA International Journal of Multidisciplinary Research (IJMR)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140983300","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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