Anjelina Lamablawa, E. Prihantono, Dimas Eka Pratama
During the Covid-19 pandemic, the banking sector experienced a decline in performance in terms of funding and lending. This downturn had significant implications on the income and net profit of banks, leading to operational challenges. This study aims to examine the effect of income on net profit before and during Covid-19 in State-Owned Banks (SOBs) in Indonesia. We included all existing SOBs in Indonesia, totaling 64 firms-quarterly observations during the period from 2018 to 2021. The research methodology involved regression analysis and a comparative study using Paired Sample Test. Our findings indicate that income has a significant impact on net profit. Furthermore, we demonstrate that there was no difference in bank income before and during the Covid-19 pandemic. However, there were variations in the net profit obtained by the banks. This phenomenon can be attributed to decreased interest margins as banks had to lower the interest rates on deposits without reducing the interest rates on loans.
{"title":"The effect of income on net profit of banks before and during the Covid-19 pandemic","authors":"Anjelina Lamablawa, E. Prihantono, Dimas Eka Pratama","doi":"10.26905/jp.v19i2.9303","DOIUrl":"https://doi.org/10.26905/jp.v19i2.9303","url":null,"abstract":"During the Covid-19 pandemic, the banking sector experienced a decline in performance in terms of funding and lending. This downturn had significant implications on the income and net profit of banks, leading to operational challenges. This study aims to examine the effect of income on net profit before and during Covid-19 in State-Owned Banks (SOBs) in Indonesia. We included all existing SOBs in Indonesia, totaling 64 firms-quarterly observations during the period from 2018 to 2021. The research methodology involved regression analysis and a comparative study using Paired Sample Test. Our findings indicate that income has a significant impact on net profit. Furthermore, we demonstrate that there was no difference in bank income before and during the Covid-19 pandemic. However, there were variations in the net profit obtained by the banks. This phenomenon can be attributed to decreased interest margins as banks had to lower the interest rates on deposits without reducing the interest rates on loans.","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"70 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80634945","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Izah Ulya Qadam, Ahmad Lutfi Manawi, Muhammad Fathurrozaq, Ika Maulidatul Alfi, Hintan Mustika Wahyuni
{"title":"Implementasi Pendidikan Multikultural sebagai Adaptasi Pesantren Bali Bina Insani di Daerah Minoritas Muslim","authors":"Izah Ulya Qadam, Ahmad Lutfi Manawi, Muhammad Fathurrozaq, Ika Maulidatul Alfi, Hintan Mustika Wahyuni","doi":"10.21043/jp.v16i2.17451","DOIUrl":"https://doi.org/10.21043/jp.v16i2.17451","url":null,"abstract":"","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83156407","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Penerapan Nilai Spiritual Dalam Tradisi Kenduri Hari Raya Sebagai Wujud Kearifan Lokal Pasca Pandemi (Studi Fenomenologis di Desa Sendang Jambon Ponorogo)","authors":"Yuli Umro'atin, Novia Dwi Nurcahyaningtias","doi":"10.21043/jp.v16i2.16392","DOIUrl":"https://doi.org/10.21043/jp.v16i2.16392","url":null,"abstract":"","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79664800","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The main purpose of this study is to find out the benefits of Kahoot learning media in increasing student creativity. This is because the world has entered the 4.0 era by having various types of technological advances. In this case, library research will be carried out, the literature review is obtained through literature review and documentation data. This study is not only in the form of theoretical concepts but also criticizes the study of existing theories to strengthen this literature review. Kahoot is considered a good medium to be used in supporting learning activities at both the school and college levels. Kahoot can increase the creativity of each student by providing an opportunity to process their own use both in terms of questions, answers or methods provided by the kahoot itself. The implementation of the kahoot application itself provides positive reciprocity for lecturers and especially for students. In its implementation, students easily learn from this application, especially in the development of questions that can later be used by students if they become an educator.
{"title":"Penggunaan Aplikasi Kahoot dalam Meningkatkan Kreatifitas Mahasiswa","authors":"Reni Melawati","doi":"10.21043/jp.v16i1.13319","DOIUrl":"https://doi.org/10.21043/jp.v16i1.13319","url":null,"abstract":"The main purpose of this study is to find out the benefits of Kahoot learning media in increasing student creativity. This is because the world has entered the 4.0 era by having various types of technological advances. In this case, library research will be carried out, the literature review is obtained through literature review and documentation data. This study is not only in the form of theoretical concepts but also criticizes the study of existing theories to strengthen this literature review. Kahoot is considered a good medium to be used in supporting learning activities at both the school and college levels. Kahoot can increase the creativity of each student by providing an opportunity to process their own use both in terms of questions, answers or methods provided by the kahoot itself. The implementation of the kahoot application itself provides positive reciprocity for lecturers and especially for students. In its implementation, students easily learn from this application, especially in the development of questions that can later be used by students if they become an educator.","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"38 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78036960","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Nilai-Nilai Pendidikan Karakter dalam Buku Ajar Al-Qur’an Hadis pada Madrasah Aliyah","authors":"Ulfah Rahmawati, Fariq Fahrun Nisa, Niswatun Azizah, Bahrudin *","doi":"10.21043/jp.v16i1.18052","DOIUrl":"https://doi.org/10.21043/jp.v16i1.18052","url":null,"abstract":"","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"9 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90212321","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Survei Kompetensi Pedagogik dan Kepuasan Kerja Terhadap Kinerja Guru (Studi Kasus Guru Alumni Prodi PAI IAIN SAS Bangka Belitung)","authors":"Rada *","doi":"10.21043/jp.v16i1.18049","DOIUrl":"https://doi.org/10.21043/jp.v16i1.18049","url":null,"abstract":"","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"46 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83052782","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-21DOI: 10.28918/jupe.v19i2.6161
Wildani Hefni, Rizqa Ahmadi
This article examines the partnership of Islamic higher education with Islamic religious instructors in mainstreaming religious moderation values. This partnership is conducted to face some challenges in contemporary religious understanding. Religious moderation values, such as tolerance, justice, balance, and humanism, become individual and institutional needs. The type of this research is qualitative research using library-based analysis, which obtains the information from news documents and existing partnership documents. The object of this study is the State Islamic University (UIN) Kiai Haji Achmad Siddiq Jember and Islamic Religious Instructors in the Jember regency. This study concludes that the partnership between two institutions supports the mainstreaming of religious moderation values in several forms, including early mapping of religious conflicts, formulating strategies for resolving religious phenomena, and using digital media. These two institutions agreed on several points outlined in their “declaration.” The functions of religious instructors include educative, consultative, informative, and motivational, and Islamic higher education's role is to become a bridge to assist and provide religious education to the community based on religious moderation values, such as tolerance, fairness, and egalitarianism.
本文考察了伊斯兰高等教育与伊斯兰宗教导师在将宗教温和价值观主流化方面的合作关系。这种伙伴关系是为了面对当代宗教理解中的一些挑战而进行的。宗教中庸价值观,如宽容、正义、平衡和人道主义,成为个人和机构的需要。本研究的类型是定性研究,采用基于图书馆的分析方法,从新闻文献和现有的合作伙伴文件中获取信息。本研究的对象是国立伊斯兰大学(un) Kiai Haji Achmad Siddiq Jember和Jember摄政的伊斯兰宗教导师。本研究的结论是,两个机构之间的伙伴关系以多种形式支持宗教节制价值观的主流化,包括早期绘制宗教冲突,制定解决宗教现象的策略,以及使用数字媒体。这两个机构就其“宣言”中概述的几点达成了一致。宗教导师的功能包括教育、咨询、信息和激励,伊斯兰高等教育的作用是成为一座桥梁,以宽容、公平和平等等宗教温和价值观为基础,协助和向社区提供宗教教育。
{"title":"Facing Religious Contemporary Challenges: Redefining the Partnership of Islamic Higher Education and Islamic Religious Instructors in Mainstreaming Religious Moderation","authors":"Wildani Hefni, Rizqa Ahmadi","doi":"10.28918/jupe.v19i2.6161","DOIUrl":"https://doi.org/10.28918/jupe.v19i2.6161","url":null,"abstract":"This article examines the partnership of Islamic higher education with Islamic religious instructors in mainstreaming religious moderation values. This partnership is conducted to face some challenges in contemporary religious understanding. Religious moderation values, such as tolerance, justice, balance, and humanism, become individual and institutional needs. The type of this research is qualitative research using library-based analysis, which obtains the information from news documents and existing partnership documents. The object of this study is the State Islamic University (UIN) Kiai Haji Achmad Siddiq Jember and Islamic Religious Instructors in the Jember regency. This study concludes that the partnership between two institutions supports the mainstreaming of religious moderation values in several forms, including early mapping of religious conflicts, formulating strategies for resolving religious phenomena, and using digital media. These two institutions agreed on several points outlined in their “declaration.” The functions of religious instructors include educative, consultative, informative, and motivational, and Islamic higher education's role is to become a bridge to assist and provide religious education to the community based on religious moderation values, such as tolerance, fairness, and egalitarianism.","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"88 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79384686","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-12-21DOI: 10.28918/jupe.v19i2.5767
N. Islam
This article focuses on mediating da'wah content through YouTube, packaged in the Islamic concept of wasathiyah. The rampant phenomenon of da'wah content leads to radicals & fundamentals, and even terror on social media causes public unrest. The public space is a space for equality, the emergence of discussions of public issues, and turning public activities and points into inclusive cultural commodities. This study uses a qualitative research method through social semiotic analysis’ Halliday of the object of research on the Jedanulis (based on specific content YouTube) and content analysis of the audience's comments to determine the behavior of users using Netlytic. This is done to determine the audience’s response (as a social media user) to the communicator Husain Jafar Alhadar. The representation of wasathiyah da'wah concludes with a point, which is a source. Ustaz is an actor who conveys divine teachings and promotes a positive image of Islam through inclusive practice in the public sphere. What they get as a message becomes a mirror for the listener. Ustaz is the message itself. Whether faith is good or bad is determined mainly by them. That Ustaz, including Ulama, is not mocking the ummah but inviting the ummah.
{"title":"Mediating Wasathiyah Islamic with Da’wah in the Public Sphere","authors":"N. Islam","doi":"10.28918/jupe.v19i2.5767","DOIUrl":"https://doi.org/10.28918/jupe.v19i2.5767","url":null,"abstract":"This article focuses on mediating da'wah content through YouTube, packaged in the Islamic concept of wasathiyah. The rampant phenomenon of da'wah content leads to radicals & fundamentals, and even terror on social media causes public unrest. The public space is a space for equality, the emergence of discussions of public issues, and turning public activities and points into inclusive cultural commodities. This study uses a qualitative research method through social semiotic analysis’ Halliday of the object of research on the Jedanulis (based on specific content YouTube) and content analysis of the audience's comments to determine the behavior of users using Netlytic. This is done to determine the audience’s response (as a social media user) to the communicator Husain Jafar Alhadar. The representation of wasathiyah da'wah concludes with a point, which is a source. Ustaz is an actor who conveys divine teachings and promotes a positive image of Islam through inclusive practice in the public sphere. What they get as a message becomes a mirror for the listener. Ustaz is the message itself. Whether faith is good or bad is determined mainly by them. That Ustaz, including Ulama, is not mocking the ummah but inviting the ummah.","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"50 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91301363","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Menumbuhkan Nilai-Nilai Moderasi Beragama Pada Santri (Studi Pada Pondok Tahfidz Yanbu’ul Qur’an Kudus)","authors":"Muhammad Amin, Nor Kholiq, Sri Farida Ristiyana","doi":"10.21043/jp.v16i1.12209","DOIUrl":"https://doi.org/10.21043/jp.v16i1.12209","url":null,"abstract":"","PeriodicalId":31665,"journal":{"name":"Jurnal Penelitian","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86842145","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}