Pub Date : 2020-01-05DOI: 10.31332/lifalah.v4i2.1537
A. Fatoni
Displaced Commercial Risk (DCR) merupakan risiko yang dihadapi oleh bank syariah sebagai konsekuensi diterapkanya dual banking system di Indonesia. Bank syariah dituntut untuk memberikan imbal hasil yang kompetitif untuk mempertahankan deposan. Kondisi kesehatan bank yang meliputi Capital, Asset quality, Management, Earning, dan Liquidity (CAMEL) juga menjadi indikator kekuatan Market Disicipline bagi pertumbuhan deposito bank syariah. Penelitian ini bertujuan untuk menganalisis keberadaan DCR dan Market Discipline pada bank umum syariah di Indonesia periode Oktober 2014 hingga Desember 2018. Hasil penelitian dengan menggunakan metode Auto Regresive Distributed Lag (ARDL) menunjukkan keberadaan DCR pada bank umum syariah. Namun demikian hasil lainya menunjukkan lemahnya Market Discipline, dimana deposan hanya melihat kondisi likuiditas dan kualitas aset sebagai indikator dalam menempatan dananya.
{"title":"Perilaku Deposan Perbankan Syarian di Indonesia: Analisis Terhadap Displaced Commercial Risk dan Market Discipline","authors":"A. Fatoni","doi":"10.31332/lifalah.v4i2.1537","DOIUrl":"https://doi.org/10.31332/lifalah.v4i2.1537","url":null,"abstract":"Displaced Commercial Risk (DCR) merupakan risiko yang dihadapi oleh bank syariah sebagai konsekuensi diterapkanya dual banking system di Indonesia. Bank syariah dituntut untuk memberikan imbal hasil yang kompetitif untuk mempertahankan deposan. Kondisi kesehatan bank yang meliputi Capital, Asset quality, Management, Earning, dan Liquidity (CAMEL) juga menjadi indikator kekuatan Market Disicipline bagi pertumbuhan deposito bank syariah. Penelitian ini bertujuan untuk menganalisis keberadaan DCR dan Market Discipline pada bank umum syariah di Indonesia periode Oktober 2014 hingga Desember 2018. Hasil penelitian dengan menggunakan metode Auto Regresive Distributed Lag (ARDL) menunjukkan keberadaan DCR pada bank umum syariah. Namun demikian hasil lainya menunjukkan lemahnya Market Discipline, dimana deposan hanya melihat kondisi likuiditas dan kualitas aset sebagai indikator dalam menempatan dananya.","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45589617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1343
M. A. Setiawan
AbstractThis study aims to find out empirically the influence Dow Jones Islamic Market Asia/Pacific ex-japan (DJIP2), Dow Jones Arabia Titans 50 (DJARB50), World Gold Price, Exchange Rate on the Jakarta Islamic Index (JII) movement. This research uses quantitative research methods, using multiple linear regression analysis models. Data collection uses secondary data from documentation related data. Data is taken from the monthly closing price of each variable from 2016-2018 (36 months). The research test uses the t test and F test and is processed using SPSS16. The results showed that DJIP2, DJARB50, and exchange rates had a significant effect on JII both partially and simultaneously while the world gold price did not have a significant effect on JII partially but simultaneously had a significant effect on JII.Keywords: Dow Jones Islamic Market Asia/Pacific ex-japan, Dow Jones Arabia Titans 50 (DJARB50), World gold Price, Exchange Rate, and Jakarta Islamic Index (JII)AbstrakPenelitian ini bertujuan untuk mengetahui secara empiris pengaruh Dow Jones Islamic Market Asia/Pacific ex-japan (DJIP2), Dow Jones Arabia Titans 50 (DJARB50), World Gold Price, Nilai Kurs terhadap pergerakan Jakarta Islamic Index (JII). Penelitian ini menggunakan metode penelitian kuantitatif, dengan menggunakan model analisis regresi linear berganda. Pengumpulan data menggunakan data sekunder dari dokumentasi data terkait. Data diambil dari harga penutupan bulanan masing-masing variabel dari tahun 2016-2018 (36 bulan). Pengujian penelitian menggunakan uji t dan uji F dan diolah menggunakan SPSS16. Hasil penelitian menunjukkan DJIP2, DJARB50, dan nilai kurs berpengaruh signifikan terhadap JII baik secara parsial maupun secara simultan sedangkan harga emas dunia tidak berpengaruh signifikan terhadap JII secara parsial namun secara simultan berpengaruh signifikan terhadap JII.Kata Kunci: Dow Jones Islamic Market Asia/Pacific ex-japan(DJIP2), Dow Jones Arabia Titans 50 (DJARB50), Harga Emas Dunia, Nilai Kurs , dan Jakarta Islamic Index (JII)
摘要本文旨在实证研究道琼斯亚太除日本外伊斯兰市场指数(DJIP2)、道琼斯阿拉伯巨人50指数(DJARB50)、世界黄金价格、汇率对雅加达伊斯兰指数(JII)走势的影响。本研究采用定量研究方法，采用多元线性回归分析模型。数据收集使用文档相关数据中的辅助数据。数据取自2016-2018年(36个月)各变量的月度收盘价。研究检验采用t检验和F检验，采用SPSS16进行处理。结果表明，DJIP2、DJARB50和汇率对JII有部分和同时的显著影响，而世界黄金价格对JII的部分影响不显著，但同时对JII有显著影响。关键词:道琼斯伊斯兰市场亚太地区(不包括日本)，道琼斯阿拉伯巨人50 (DJARB50)，世界黄金价格，汇率，雅加达伊斯兰指数(JII)摘要penelitian ini bertujuan untuk mengetahui secara imperiis pengaruh道琼斯伊斯兰市场亚太地区(不包括日本)，道琼斯阿拉伯巨人50 (DJARB50)，世界黄金价格，Nilai Kurs terhadap pergerakan雅加达伊斯兰指数(JII)。Penelitian ini menggunakan方法Penelitian定量，邓安menggunakan模型分析回归线性berganda。彭普兰数据，孟古纳坎数据，达里文献数据。数据diambil dari harga penutupan bulanan测量-测量变量dari tahun 2016-2018 (36 bulan)。Pengujian penelitian menggunakan里头t丹里头F丹diolah menggunakan SPSS16。Hasil penelitian menunjukkan DJIP2, DJARB50, dan nilai kurs berpengaruh signfikan terhadap JII baik secara parsial maupun secara simulan sedangkan harga emas dunia tidak berpengaruh signfikan terhadap JII secara parnamun secara simulan berpengaruh signfikan terhadap JII。Kata Kunci:道琼斯亚太伊斯兰市场(除日本外)，道琼斯阿拉伯巨头50 (DJARB50)， Harga Emas Dunia, Nilai Kurs, dan Jakarta伊斯兰指数(JII)
{"title":"ANALISIS PENGARUH DOW JONES ISLAMIC MARKET ASIAPACIFIC EX-JAPAN (DJIP2), DOW JONES ARABIA TITANS 50 (DJARB50), HARGA EMAS DUNIA, DAN NILAI KURS TERHADAP JII TAHUN 2016-2018","authors":"M. A. Setiawan","doi":"10.31332/LIFALAH.V4I1.1343","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1343","url":null,"abstract":"AbstractThis study aims to find out empirically the influence Dow Jones Islamic Market Asia/Pacific ex-japan (DJIP2), Dow Jones Arabia Titans 50 (DJARB50), World Gold Price, Exchange Rate on the Jakarta Islamic Index (JII) movement. This research uses quantitative research methods, using multiple linear regression analysis models. Data collection uses secondary data from documentation related data. Data is taken from the monthly closing price of each variable from 2016-2018 (36 months). The research test uses the t test and F test and is processed using SPSS16. The results showed that DJIP2, DJARB50, and exchange rates had a significant effect on JII both partially and simultaneously while the world gold price did not have a significant effect on JII partially but simultaneously had a significant effect on JII.Keywords: Dow Jones Islamic Market Asia/Pacific ex-japan, Dow Jones Arabia Titans 50 (DJARB50), World gold Price, Exchange Rate, and Jakarta Islamic Index (JII)AbstrakPenelitian ini bertujuan untuk mengetahui secara empiris pengaruh Dow Jones Islamic Market Asia/Pacific ex-japan (DJIP2), Dow Jones Arabia Titans 50 (DJARB50), World Gold Price, Nilai Kurs terhadap pergerakan Jakarta Islamic Index (JII). Penelitian ini menggunakan metode penelitian kuantitatif, dengan menggunakan model analisis regresi linear berganda. Pengumpulan data menggunakan data sekunder dari dokumentasi data terkait. Data diambil dari harga penutupan bulanan masing-masing variabel dari tahun 2016-2018 (36 bulan). Pengujian penelitian menggunakan uji t dan uji F dan diolah menggunakan SPSS16. Hasil penelitian menunjukkan DJIP2, DJARB50, dan nilai kurs berpengaruh signifikan terhadap JII baik secara parsial maupun secara simultan sedangkan harga emas dunia tidak berpengaruh signifikan terhadap JII secara parsial namun secara simultan berpengaruh signifikan terhadap JII.Kata Kunci: Dow Jones Islamic Market Asia/Pacific ex-japan(DJIP2), Dow Jones Arabia Titans 50 (DJARB50), Harga Emas Dunia, Nilai Kurs , dan Jakarta Islamic Index (JII)","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"47 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86426371","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1142
Bahjatul Imaniyah, Abu Hasan Agus
It is imperative for all people working in Indonesia to become members of the Social Security Organizing Agency (BPJS) to ensure safety while working. Indonesia which discussed the Muslim population reconsidered the transactions in the Employment BPJS. This study will analyze the BPJS Employment program in the field of Islamic economics. By using a qualitative method with a theoretical perspective by collecting documents and analyzing data both in terms of class, race and gender, this paper wants to understand the contract that occurs in BPJS Employment in order to answer some questions of Indonesian people especially those who are Muslim (Muslim). Based on the results of the discussion, the BPJS Employment contract program does not deviate from sharia economic law (Islamic economic law) because, in the Work Accident Guarantee Program (JKK) including the tabarru contract, which can only be done on benevolent matters. The Death Assurance program (JKM) is an implementation of at-takmin at-ta'awuniy namely ta'awun in the tabarru contract. This second program is for one purpose, which is to help welfare among workers. For the Old Age Guaranteed (JHT) program, this program has concepts such as the mudharabah musytarakah contract. Similarly, the Pension Guarantee program (JP) as a transition from inheritance contract. Keywords: Employment BPJS, contract, sharia economy, welfare
{"title":"AKAD PROGRAM BADAN PENYELENGGARA JAMINAN SOSIAL (BPJS) KETENAGAKERJAAN DALAM KONTEKS EKONOMI SYARIAH","authors":"Bahjatul Imaniyah, Abu Hasan Agus","doi":"10.31332/LIFALAH.V4I1.1142","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1142","url":null,"abstract":"It is imperative for all people working in Indonesia to become members of the Social Security Organizing Agency (BPJS) to ensure safety while working. Indonesia which discussed the Muslim population reconsidered the transactions in the Employment BPJS. This study will analyze the BPJS Employment program in the field of Islamic economics. By using a qualitative method with a theoretical perspective by collecting documents and analyzing data both in terms of class, race and gender, this paper wants to understand the contract that occurs in BPJS Employment in order to answer some questions of Indonesian people especially those who are Muslim (Muslim). Based on the results of the discussion, the BPJS Employment contract program does not deviate from sharia economic law (Islamic economic law) because, in the Work Accident Guarantee Program (JKK) including the tabarru contract, which can only be done on benevolent matters. The Death Assurance program (JKM) is an implementation of at-takmin at-ta'awuniy namely ta'awun in the tabarru contract. This second program is for one purpose, which is to help welfare among workers. For the Old Age Guaranteed (JHT) program, this program has concepts such as the mudharabah musytarakah contract. Similarly, the Pension Guarantee program (JP) as a transition from inheritance contract. Keywords: Employment BPJS, contract, sharia economy, welfare","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"29 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83768978","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1280
Irma Irayanti
Penelitian ini bertujuan untuk mengetahui saluran tataniaga nilam dan untuk mengetahui bagaimana analisis saluran tataniaga nilam di Kabupaten Konawe dalam pandangan ekonomi Islam. Pada penelitian ini, responden petani diambil secara sengaja (purposive sampling), dipilih responden 15 % dari jumlah populasi sehingga jumlah petani responden adalah 20 orang petani, sedangkan responden 2 orang penyuling dan 3 orang pedagang dilakukan berdasarkan teknik bola salju (snowball sampling). Dari hasil analisis dapat disimpulkan bahwa Proses saluran tataniaga nilam terdapat 2 jenis saluran tataniaga yaitu : Pertama, Petani nilam menjual kepedagang pengumpul daun kemudian pengepul kePenyuling minyak nilam. Kedua, Petani daun nilam kering menjual langsung Penyuling minyak nilam. Berdasarkan analisis dari saluran tataniaga nilam di Kecamatan Anggaberi Kabupaten Konawe tidak bertentangan dengan hukum Islam, baik dari produksi, harga, dan distribusinya karena dalam menjual hasil nilamnya ke pedagang pengumpul daun maupun langsung ke penyuling minyak nilan tidak ada unsur paksaan atau intimidasi. Untuk menegakkan prinsip tata niaga yang berdasarkan prinsip ekonomi Islam, maka praktek riba, gharar dan maisir harus dihilangkan. Ekonomi Islam dan ekonomi kerakyatan sesungguhnya mempunyai tujuan yang sama, yaitu kesejahteraan dan keadilan dalam ekonomi bagi semua orang. Sesungguhnya dapat dikatakan ekonomi Islam adalah ekonomi kerakyatan yang berjalan di atas norma-norma dan etika berlandaskan syariah.
{"title":"ANALISIS SALURAN TATANIAGA NILAM UNTUK MENDUKUNG EKONOMI KERAKYATAN DALAM PANDANGAN EKONOMI ISLAM DI KABUPATEN KONAWE","authors":"Irma Irayanti","doi":"10.31332/LIFALAH.V4I1.1280","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1280","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui saluran tataniaga nilam dan untuk mengetahui bagaimana analisis saluran tataniaga nilam di Kabupaten Konawe dalam pandangan ekonomi Islam. Pada penelitian ini, responden petani diambil secara sengaja (purposive sampling), dipilih responden 15 % dari jumlah populasi sehingga jumlah petani responden adalah 20 orang petani, sedangkan responden 2 orang penyuling dan 3 orang pedagang dilakukan berdasarkan teknik bola salju (snowball sampling). Dari hasil analisis dapat disimpulkan bahwa Proses saluran tataniaga nilam terdapat 2 jenis saluran tataniaga yaitu : Pertama, Petani nilam menjual kepedagang pengumpul daun kemudian pengepul kePenyuling minyak nilam. Kedua, Petani daun nilam kering menjual langsung Penyuling minyak nilam. Berdasarkan analisis dari saluran tataniaga nilam di Kecamatan Anggaberi Kabupaten Konawe tidak bertentangan dengan hukum Islam, baik dari produksi, harga, dan distribusinya karena dalam menjual hasil nilamnya ke pedagang pengumpul daun maupun langsung ke penyuling minyak nilan tidak ada unsur paksaan atau intimidasi. Untuk menegakkan prinsip tata niaga yang berdasarkan prinsip ekonomi Islam, maka praktek riba, gharar dan maisir harus dihilangkan. Ekonomi Islam dan ekonomi kerakyatan sesungguhnya mempunyai tujuan yang sama, yaitu kesejahteraan dan keadilan dalam ekonomi bagi semua orang. Sesungguhnya dapat dikatakan ekonomi Islam adalah ekonomi kerakyatan yang berjalan di atas norma-norma dan etika berlandaskan syariah. ","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"73 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88027879","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1313
A. Rizal
Penelitian ini membahas tentang tinjauan jasa angkutan online dalam persepktif bisnis syariah (studi kasus jasa angkutan online Go-Jek di Makassar) yang dibagi dalam tiga rumusan sub masalah yaitu: 1. Bagaimana pandangan pengemudi jasa angkutan ojek pangkalan ? 2. Bagaimana jasa angkutan online Go-Jek dalam pandangan pengguna layanan ? 3. Bagaimana perspektif bisnis syariah pada jasa angkutan online Go-Jek ?. Adapun tujuan penelitian ini adalah untuk mengetahui pandangan pengguna jasa angkutan pangkalan dengan adanya jasa angkutan online Go-Jek, untuk mengetahui pandangan pengguna jasa angkutan online baik sebagai pengemudi ojek online ataupun sebagai penumpang jasa angkutan online Go-Jek dan untuk mengetahui dan memahami bisnis jasa angkutan online Go-Jek dalam perspektif bisnis syariah.Jenis penelitian ini adalah penelitian lapangan (field research) atau disebut juga penelitian kualitatif dengan menggunakan metode pengumpalan data observasi, wawancara dan dokumentasi. pendekatan fenomenologi dan pendekatan normatif dengan mengunakan metode penelitian deskriptif analisis.Hasil penelitian ini menunjukkan bahwa perselisihan yang terjadi antara pengemudi ojek pangkalan dengan pengemudi ojek online adalah hanya sebuah kesalahan dalam hal komunikasi dan ketidaksiapan para pengemudi ojek pangkalan dalam menghadapi era moderenisasi dalam hal perkembangan teknologi. Kehadiran perusahaan jasa angkutan online Go-Jek di Indonesia berperan penting dalam meningkatkan mobilitas dari aktivitas masyarakat dan juga berdampak pada perekonomian Indonesia yang dapat mengurangi tingkat pengangguran dengan memperluas kesempatan kerja. Sedangkan dalam perspektif bisnis syariah, bisnis yang baik adalah bisnis yang dapat memberikan manfaat kebaikan kepada banyak orang, sehingga dalam mengikapi perselisihan tersebut, maka yang menjadi tolak ukur dalam menentukan persoalan perselihan antara pengemudi ojek online dengan pengemudi ojek pangkalan termasuk dalam perbuatan mendzalimi ataupun melanggar etika persaingan bisnis syariah adalah dengan menggunakan aspek kemaslahatan dan kemudharatan yang diberikan. Sehingga jika diukur dari aspek kemaslahatan yang diberikan oleh perusahaan Go-Jek dan jika dibandingkan kemudharatannya yang dalam hal ini perselihatan yang ditimbulkan, maka kemaslahatannya masih jauh lebih banyak dengan kualitas layanan dan kemudahan yang diberikan oleh perusahaan Go-Jek.Implikasi dalam penelitian adalah 1. Demi menjaga keberlangsungan bisnis jasa angkutan online Go-Jek ini, diharapkan untuk perusahaan Go-Jek agar tetap meningkatkan kualitas layanan kepada konsumen dan juga memberikan perhatian lebih kepada mitra Go-Jek dalam hal ini UMKN dan pengemudi ojek online dalam hal meningkatkan kesejahteraannya. 2. untuk pemerintah diharapkan dapat membuat kebijakan-kebijakan yang dapat mendukung bisnis jasa angkutan online Go-Jek, baik berkaitan dengan legalitas, tarif jasa angkutannya dan lain-lain. 3. Diharapkan ada penelitian-penelitian lanjutan yang berka
{"title":"TINJAUAN JASA ANGKUTAN DALAM PERSEPKTIF BISNIS SYARIAH (Studi Kasus Jasa Angkutan Online Go-Jek di Makassar)","authors":"A. Rizal","doi":"10.31332/LIFALAH.V4I1.1313","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1313","url":null,"abstract":"Penelitian ini membahas tentang tinjauan jasa angkutan online dalam persepktif bisnis syariah (studi kasus jasa angkutan online Go-Jek di Makassar) yang dibagi dalam tiga rumusan sub masalah yaitu: 1. Bagaimana pandangan pengemudi jasa angkutan ojek pangkalan ? 2. Bagaimana jasa angkutan online Go-Jek dalam pandangan pengguna layanan ? 3. Bagaimana perspektif bisnis syariah pada jasa angkutan online Go-Jek ?. Adapun tujuan penelitian ini adalah untuk mengetahui pandangan pengguna jasa angkutan pangkalan dengan adanya jasa angkutan online Go-Jek, untuk mengetahui pandangan pengguna jasa angkutan online baik sebagai pengemudi ojek online ataupun sebagai penumpang jasa angkutan online Go-Jek dan untuk mengetahui dan memahami bisnis jasa angkutan online Go-Jek dalam perspektif bisnis syariah.Jenis penelitian ini adalah penelitian lapangan (field research) atau disebut juga penelitian kualitatif dengan menggunakan metode pengumpalan data observasi, wawancara dan dokumentasi. pendekatan fenomenologi dan pendekatan normatif dengan mengunakan metode penelitian deskriptif analisis.Hasil penelitian ini menunjukkan bahwa perselisihan yang terjadi antara pengemudi ojek pangkalan dengan pengemudi ojek online adalah hanya sebuah kesalahan dalam hal komunikasi dan ketidaksiapan para pengemudi ojek pangkalan dalam menghadapi era moderenisasi dalam hal perkembangan teknologi. Kehadiran perusahaan jasa angkutan online Go-Jek di Indonesia berperan penting dalam meningkatkan mobilitas dari aktivitas masyarakat dan juga berdampak pada perekonomian Indonesia yang dapat mengurangi tingkat pengangguran dengan memperluas kesempatan kerja. Sedangkan dalam perspektif bisnis syariah, bisnis yang baik adalah bisnis yang dapat memberikan manfaat kebaikan kepada banyak orang, sehingga dalam mengikapi perselisihan tersebut, maka yang menjadi tolak ukur dalam menentukan persoalan perselihan antara pengemudi ojek online dengan pengemudi ojek pangkalan termasuk dalam perbuatan mendzalimi ataupun melanggar etika persaingan bisnis syariah adalah dengan menggunakan aspek kemaslahatan dan kemudharatan yang diberikan. Sehingga jika diukur dari aspek kemaslahatan yang diberikan oleh perusahaan Go-Jek dan jika dibandingkan kemudharatannya yang dalam hal ini perselihatan yang ditimbulkan, maka kemaslahatannya masih jauh lebih banyak dengan kualitas layanan dan kemudahan yang diberikan oleh perusahaan Go-Jek.Implikasi dalam penelitian adalah 1. Demi menjaga keberlangsungan bisnis jasa angkutan online Go-Jek ini, diharapkan untuk perusahaan Go-Jek agar tetap meningkatkan kualitas layanan kepada konsumen dan juga memberikan perhatian lebih kepada mitra Go-Jek dalam hal ini UMKN dan pengemudi ojek online dalam hal meningkatkan kesejahteraannya. 2. untuk pemerintah diharapkan dapat membuat kebijakan-kebijakan yang dapat mendukung bisnis jasa angkutan online Go-Jek, baik berkaitan dengan legalitas, tarif jasa angkutannya dan lain-lain. 3. Diharapkan ada penelitian-penelitian lanjutan yang berka","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"25 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77404890","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1373
M. M. Amiruddin
The purpose of this study is to identify the causes of disputes and to describe the dispute resolution process through non-litigation mediation in Islamic and Local Norm Perspective. The type of research that compilers use is field research, namely by obtaining data from interviews, observations, and related file searches. Furthermore, this research is supported by library research as a complement. The approach in this study is a juridical-empirical approach.The results of the study concluded that The dispute that occurred was related to the status of the land that was built on top of the Madrasah DDI Labukkang. The cause of the dispute is based on two theories, the theory of Principle negotiation and the Theory of basih human needs. The mediation process is carried out through 3 stages. First is pre-mediation. Mediation conducts the plans related to the preparation of mediation. Second is the execution of mediation. The mediator presents the disputing parties, gives an opportunity to all parties to provide information. The last is the emplementation of mediation. From the syariah perspective, the mediation complies with the 12 basic principles in Islamic Mediation. From the Bugis Norms, it complies with the five norms called pangngadareng.
{"title":"WAQF CONFLICT RESOLUTION THROUGH MEDIATION (ISLAMIC AND BUGIS NORM PERSPECTIVE)","authors":"M. M. Amiruddin","doi":"10.31332/LIFALAH.V4I1.1373","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1373","url":null,"abstract":"The purpose of this study is to identify the causes of disputes and to describe the dispute resolution process through non-litigation mediation in Islamic and Local Norm Perspective. The type of research that compilers use is field research, namely by obtaining data from interviews, observations, and related file searches. Furthermore, this research is supported by library research as a complement. The approach in this study is a juridical-empirical approach.The results of the study concluded that The dispute that occurred was related to the status of the land that was built on top of the Madrasah DDI Labukkang. The cause of the dispute is based on two theories, the theory of Principle negotiation and the Theory of basih human needs. The mediation process is carried out through 3 stages. First is pre-mediation. Mediation conducts the plans related to the preparation of mediation. Second is the execution of mediation. The mediator presents the disputing parties, gives an opportunity to all parties to provide information. The last is the emplementation of mediation. From the syariah perspective, the mediation complies with the 12 basic principles in Islamic Mediation. From the Bugis Norms, it complies with the five norms called pangngadareng.","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"34 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85370372","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1367
A. U. Albab, Saifudin Zuhri
Penelitian ini bertujuan untuk mengetahui pengaruh manfaat terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, untuk mengetahui pengaruh pengetahuan terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, Untuk mengetahui pengaruh edukasi terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah. Penelitian ini menggunakan pendekatan deskriptif kuantitatif. Populasi pada Penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Sampel dari Penelitian ini adalah 96 mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Teknik analisis data yang digunakan adalah regresi linear berganda melalui program SPSS 23. Teknik pengambilan sampel menggunakan slovin dan stratified proportional random sampling. Metode pengumpulan data menggunakan kuisioner. Hasil Penelitian ini menunjukkan manfaat, pengetahuan, dan edukasi secara bersama-sama berpengaruh terhadap minat berinvestasi mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga.
{"title":"Pengaruh manfaat, pengetahuan, dan edukasi terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah","authors":"A. U. Albab, Saifudin Zuhri","doi":"10.31332/LIFALAH.V4I1.1367","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1367","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh manfaat terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, untuk mengetahui pengaruh pengetahuan terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah, Untuk mengetahui pengaruh edukasi terhadap minat mahasiswa dalam berinvestasi di pasar modal syariah. Penelitian ini menggunakan pendekatan deskriptif kuantitatif. Populasi pada Penelitian ini adalah mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Sampel dari Penelitian ini adalah 96 mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga. Teknik analisis data yang digunakan adalah regresi linear berganda melalui program SPSS 23. Teknik pengambilan sampel menggunakan slovin dan stratified proportional random sampling. Metode pengumpulan data menggunakan kuisioner. Hasil Penelitian ini menunjukkan manfaat, pengetahuan, dan edukasi secara bersama-sama berpengaruh terhadap minat berinvestasi mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Salatiga.","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90918367","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.1345
Agus Arwani
This study aims to explore the marketing strategies of Banyurip urban batik entrepreneurs in Pekalongan city, with qualitative types of filed research. The collection technique uses interview, observation and documentation methods. The results of the study that batik entrepreneurs in Banyurip village had carried out marketing mix marketing strategies, they made various batik products, with cash and tempo prices, distribution by coming to the market, batik shops, shipping packages, and through Loper and resellers, market coverage from the city, outside the city to outside Java and even abroad, most of them use direct selling promotions, and utilize social media technology. Batik entrepreneurs in general as much as 75% have applied the principles of sharia marketing mix. The 25% have not perfectly implemented sharia principles with those who still use the services of interest-based financial institutions for production capital, in addition there are still entrepreneurs who dispose of batik waste water directly. The strength possessed by entrepreneurs produce batik products with various types, motivations and patterns, the weakness is capital and less competent workforce, the opportunity is to maximize technology and maintain trust, while the threat is raw materials which tend to rise but selling prices lower and more competition.
{"title":"Analisis Strategi Pemasaran Pengusaha Batik Kelurahan Banyurip Pekalongan Dengan Pendekatan Marketing Mix Berbasis Syariah","authors":"Agus Arwani","doi":"10.31332/LIFALAH.V4I1.1345","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.1345","url":null,"abstract":"This study aims to explore the marketing strategies of Banyurip urban batik entrepreneurs in Pekalongan city, with qualitative types of filed research. The collection technique uses interview, observation and documentation methods. The results of the study that batik entrepreneurs in Banyurip village had carried out marketing mix marketing strategies, they made various batik products, with cash and tempo prices, distribution by coming to the market, batik shops, shipping packages, and through Loper and resellers, market coverage from the city, outside the city to outside Java and even abroad, most of them use direct selling promotions, and utilize social media technology. Batik entrepreneurs in general as much as 75% have applied the principles of sharia marketing mix. The 25% have not perfectly implemented sharia principles with those who still use the services of interest-based financial institutions for production capital, in addition there are still entrepreneurs who dispose of batik waste water directly. The strength possessed by entrepreneurs produce batik products with various types, motivations and patterns, the weakness is capital and less competent workforce, the opportunity is to maximize technology and maintain trust, while the threat is raw materials which tend to rise but selling prices lower and more competition.","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87349618","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-05DOI: 10.31332/LIFALAH.V4I1.855
A. Widodo, Mohammad Adam Haekal
Islamic banking acceleration has been the major theme discussed for years, indicating the importance of such topic to be reexamined comprehensively. This study is aimed to empirically examine several aspects and condition which may play a leading role in accelerating (preventing) the growth of Islamic bank in two countries, namely Malaysia and Indonesia. To that end, this study attempts to incorporate selected internal bank condition and macroeconomic situation in a single model to exhibit the dynamics relationship between both and the total asset of Islamic banking. In terms of methodology, this study employs the dynamic panel model that is expected to be able to address the research questions. The result of this study demonstrates that both third party fund and financing-to-deposit ratio are proven to be effective in accelerating the Islamic banking asset, as opposed by the non-performing financing ratio that has a negative impact on it. Moreover, it becomes apparent the acceleration of Islamic bank share is heavily dependent upon the real sector growth represented by GDP yet the monetary variables (interest rate and exchange rate) remains the serious problem for Islamic bank to foster the growth. This implies that the real sector is valuable contributor to the share of Islamic bank compare to monetary condition.
{"title":"Islamic Banking Acceleration in Malaysia and Indonesia: Panel VAR Approach","authors":"A. Widodo, Mohammad Adam Haekal","doi":"10.31332/LIFALAH.V4I1.855","DOIUrl":"https://doi.org/10.31332/LIFALAH.V4I1.855","url":null,"abstract":"Islamic banking acceleration has been the major theme discussed for years, indicating the importance of such topic to be reexamined comprehensively. This study is aimed to empirically examine several aspects and condition which may play a leading role in accelerating (preventing) the growth of Islamic bank in two countries, namely Malaysia and Indonesia. To that end, this study attempts to incorporate selected internal bank condition and macroeconomic situation in a single model to exhibit the dynamics relationship between both and the total asset of Islamic banking. In terms of methodology, this study employs the dynamic panel model that is expected to be able to address the research questions. The result of this study demonstrates that both third party fund and financing-to-deposit ratio are proven to be effective in accelerating the Islamic banking asset, as opposed by the non-performing financing ratio that has a negative impact on it. Moreover, it becomes apparent the acceleration of Islamic bank share is heavily dependent upon the real sector growth represented by GDP yet the monetary variables (interest rate and exchange rate) remains the serious problem for Islamic bank to foster the growth. This implies that the real sector is valuable contributor to the share of Islamic bank compare to monetary condition.","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":"02 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90362181","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-01-22DOI: 10.31332/LIFALAH.V3I1.1184
Erik Rif’ad Hendra Putra, Ade Sofyan Mulazid
The purpose of this resesarch was to analyze the effect of location, reveneu sharing and promotion simultaneously and partially to decision process to save in product tabungan Flexible in PT Panin Dubai Syariah Bank Jakarta. The sample used in this study were 74 respondents from the customers of PT Panin Dubai Syariah Bank. The analytical method used is multiple linear regression analysis. The data obtained is the primary data that is the result of the respondents' answers to the questionnaire were distributed. These results of this study indicate that there is influence imultaneously on location variable, revenue sharing and promotion towards decision process to save. In the test of determination, there is the influence of a variable 51,9% location, revenue sharing and promotion to the decision to save. Meanwhile 48,1 %% (100% - 51,9%) were influenced by other variables that not included in this study. The result of this research showed that the location effect partially to the decision process to save, with significant value that is 0,021 < 0,05 and t count 1,993). Revenue sharing do not effect partially to the decision process to save, with a significant value of 0,503 > 0,05 and t count < t table (0,674 < 1,993). Promotion effect partially to the decision process save, with significant value that is 0,000 <0,05 and t count > t table (4,193 > 1,993)
{"title":"Pengaruh Lokasi, Bagi Hasil dan Promosi terhadap Proses Keputusan Nasabah Menabung di PT Panin Dubai Syariah Bank","authors":"Erik Rif’ad Hendra Putra, Ade Sofyan Mulazid","doi":"10.31332/LIFALAH.V3I1.1184","DOIUrl":"https://doi.org/10.31332/LIFALAH.V3I1.1184","url":null,"abstract":"The purpose of this resesarch was to analyze the effect of location, reveneu sharing and promotion simultaneously and partially to decision process to save in product tabungan Flexible in PT Panin Dubai Syariah Bank Jakarta. The sample used in this study were 74 respondents from the customers of PT Panin Dubai Syariah Bank. The analytical method used is multiple linear regression analysis. The data obtained is the primary data that is the result of the respondents' answers to the questionnaire were distributed. These results of this study indicate that there is influence imultaneously on location variable, revenue sharing and promotion towards decision process to save. In the test of determination, there is the influence of a variable 51,9% location, revenue sharing and promotion to the decision to save. Meanwhile 48,1 %% (100% - 51,9%) were influenced by other variables that not included in this study. The result of this research showed that the location effect partially to the decision process to save, with significant value that is 0,021 < 0,05 and t count 1,993). Revenue sharing do not effect partially to the decision process to save, with a significant value of 0,503 > 0,05 and t count < t table (0,674 < 1,993). Promotion effect partially to the decision process save, with significant value that is 0,000 <0,05 and t count > t table (4,193 > 1,993)","PeriodicalId":32053,"journal":{"name":"Li Falah Jurnal Studi Ekonomi dan Bisnis Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44532229","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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