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A Conceptual Framework Of Entrepreneurial Orientation, Financial Literacy, And MSMEs Performance: The Role Of Access To Finance 创业导向、金融素养与中小微企业绩效的概念框架:融资渠道的作用
Pub Date : 2021-12-14 DOI: 10.36418/dev.v3i2.96
Hamdana Hamdana, H. Pratikto, Sopi Sopiah
This article intended to address a research vacuum by identifying the elements that impact MSMEs' financial performance, including the importance of access to finance, and establishing a conceptual framework that explains the link between these factors. The author proposed a building conceptual framework of MSMEs finance classic phenomena. A qualitative analysis approach may be used to establish and construct conceptual frameworks. This paper has combined knowledge from various relevant and reputable literature sources to build a conceptual model. If empirically verified, the suggested framework might be a viable option for supporting MSME owners in more successfully growing their businesses.
本文旨在通过确定影响中小微企业财务绩效的因素来解决研究真空,包括获得融资的重要性,并建立一个解释这些因素之间联系的概念框架。笔者提出了构建中小微企业融资经典现象的概念框架。定性分析方法可用于建立和构建概念框架。本文结合了各种相关和知名文献来源的知识,建立了一个概念模型。如果经过实证验证,建议的框架可能是支持MSME所有者更成功地发展业务的可行选择。
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引用次数: 2
Nepotistic Corruption Breeding For The Establishment Of A Political Dynasty 滋生政治王朝建立的裙带腐败
Pub Date : 2021-12-14 DOI: 10.36418/dev.v3i2.99
Amalia Syauket
Simultaneous Pilkada 2020 is still dwelling on the same pattern of problems from the previous Pilkada which actually experienced a significant increase in the journey of regional heads who came from the Political Dynasty. A total of 124 candidates are affiliated with political dynasties. One of them is caused by the double-edged sword of decentralization and regional autonomy. In addition to giving power to the regions in forming their own households, decentralization of regional autonomy triggers the decentralization of corruption that spreads to various regions which then drags the political elite. This is what causes regional autonomy to encourage oligarchic decentralization and the practice of political dynasties. The "little kings" in the regions that were born from regional autonomy finally made the Pilkada a power defense industry that was also correlated with the defense of wealth. This research article uses a qualitative approach with a phenomenological type, prioritizing secondary data, with the 4M writing technique, namely Describing, Analyzing, Concluding and Describing the phenomenon of nepotistic corruption which is the seed of political dynasties to answer the problem of how nepotistic corruption forms a political dynasty. The conclusions drawn from this research, this type of corruption refers to preferential treatment given to children, wives, nieces or close relatives of officials at every level, and every route in the formation of political dynasties in other words nepotistic corruption is the seed in the formation of Political Dynasties. because the family as the main pillar in the formation of a political dynasty.
与此同时,2020年的Pilkada仍在研究与上一届Pilkada相同的问题模式,上届Pilkada实际上在来自政治王朝的地区领导人的旅程中经历了显著增加。与政治王朝有关联的候选人共有124人。其中之一是分权和区域自治的双刃剑。区域自治的分散化除了赋予各地区组建自己家庭的权力外,还引发了腐败的分散化,腐败蔓延到各地区,进而拖累政治精英。这就是区域自治鼓励寡头分权和政治王朝实践的原因。从区域自治中诞生的地区的“小王”们,最终使皮尔卡达成为一种同样与财富防御相关的权力防御工业。本文采用现象学类型的定性方法,以二手资料为主,运用4M写作技巧,即描述、分析、总结、描述作为政治王朝种子的裙带腐败现象,来回答裙带腐败如何形成政治王朝的问题。本研究得出的结论是,这种类型的腐败是指各级官员对子女、妻子、侄女或近亲属的优待,以及政治王朝形成的每一条路线,换句话说,裙带腐败是政治王朝形成的种子。因为家族作为一个政治王朝形成的主要支柱。
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引用次数: 0
Total Solution For Smart Traffic and Toll Roads Management in Indonesia 印度尼西亚智能交通和收费公路管理的整体解决方案
Pub Date : 2021-12-14 DOI: 10.36418/dev.v3i2.119
Pattiasina Jefry Recky
The Ministry of Public Works and Public Housing has the task of carrying out government affairs in the field of public works and public housing to assist the President in administering the state government. One of the mandated functions in carrying out this task is to formulate and implement policies in the field of road administration in accordance with the provisions of laws and regulations, including the regulation of toll roads in Indonesia in accordance with Government Regulation No. 15 of 2005 concerning Toll Roads. The toll road is one of the vital means needed to increase efficiency in public services, logistics and industry which leads to economic efficiency. According to data released by the World Bank in 2019, losses due to traffic jams in Indonesia amounted to USD 4 billion, equivalent to an estimated IDR 56 trillion, more than that due to queuing at toll gates there is potential for losses for all business entities. To overcome this problem, Indonesia is preparing to implement a non-stop (touchless) toll payment system on the Multi Lane Free Flow (MLFF) system using RFID-based ETC (Electronic Toll Collection) Total Solution technology and the transaction process is carried out through a special application that can be accessed from the Internet. Integrate all departments with an IoT (Internet of thing) system. This payment system can eliminate the GTO function of toll entry and exit gates. In addition, the MLFF system using RFID-based ETC will recognize and identify vehicles and users. In addition to the RFID-based ETC system to increase the productivity and effectiveness of traffic management on toll roads, maintenance of toll roads and bridges is also very vital, therefore detecting road surface damage directly using sensors, CCTV cameras and UAV unmanned aerial vehicles. (Unmanned Aerial Vehicle) which has the advantages of high.
公共工程和公共住房部的任务是执行公共工程和公共住房领域的政府事务,以协助总统管理州政府。执行这项任务的授权职能之一是根据法律法规的规定制定和实施道路管理领域的政策,包括根据2005年关于收费公路的第15号政府法规对印度尼西亚的收费公路进行管理。收费公路是提高公共服务、物流和工业效率的重要手段之一,从而提高经济效率。根据世界银行2019年发布的数据,印尼交通拥堵造成的损失达40亿美元,估计相当于56万亿印尼盾,超过了收费站排队造成的损失。所有商业实体都有可能遭受损失。为了克服这一问题,印度尼西亚正准备在多车道自由流动(MLFF)系统上实施一种不间断(非接触式)收费系统,该系统使用基于rfid的ETC(电子收费)整体解决方案技术,交易过程通过可从互联网访问的特殊应用程序进行。将所有部门与物联网(IoT)系统整合。该支付系统可以消除收费口和出入口的GTO功能。此外,使用基于rfid的ETC的MLFF系统将识别和识别车辆和用户。除了基于rfid的ETC系统提高收费公路交通管理的生产力和有效性外,收费公路和桥梁的维护也非常重要,因此直接使用传感器,闭路电视摄像机和无人机检测路面损坏。(无人驾驶飞行器)其中具有高的优点。
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引用次数: 1
The Effect Of Financial Distress Of The Altman, Springate, And Zmijewski Models On Stock Returns Of Indonesian Transportation Issuers In 2016-2020 Altman、Springate和Zmijewski模型的财务困境对2016-2020年印尼交通运输发行人股票收益的影响
Pub Date : 2021-12-14 DOI: 10.36418/dev.v3i2.100
A. Putra, Rangga Putra Ananto, R. Heriyanto
Financial distress is a condition where the company is unable to fulfill its obligations. This is usually accompanied by consecutive negative earnings. The transportation sector is one sector that is vulnerable to experiencing financial distress. This is due to the many new, more innovative competitors. As well as regulatory policies that are not in favor of this industry. Therefore, the burden borne by the company is not proportional to the income earned, resulting in financial difficulties. To measure this financial distress, the author uses several models such as: Altman model, Springate model, and Zmijewski model. This study examines the effect of financial distress from each of these models on stock returns. The data used in this study comes from financial reports and other financial data for the period 2016-2020. The results showed that there was no significant effect of the Altman, Springate, and Zmijewski models of financial distress on stock returns in this sector.
财务困境是公司无法履行其义务的一种状况。这通常伴随着连续的负收益。交通运输部门是一个容易遭受财政困境的部门。这是由于有许多新的、更具创新性的竞争者。以及不利于这个行业的监管政策。因此,公司所承担的负担与所赚取的收入不成比例,导致财务困难。为了衡量这种财务困境,作者使用了几个模型,如:Altman模型,Springate模型和Zmijewski模型。本研究考察了这些模型中财务困境对股票收益的影响。本研究中使用的数据来自2016-2020年期间的财务报告和其他财务数据。结果表明,Altman、Springate和Zmijewski财务困境模型对该行业股票收益的影响不显著。
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引用次数: 2
Implementation of the Saving Matrix Method to Determine Vehicle Routes 存储矩阵法确定车辆路线的实现
Pub Date : 2021-07-14 DOI: 10.36418/dev.v3i1.87
Willy Rizkilah Ramdani, Rifan Rizwan, Muhammad Faisal Khobir, M. Fauzi
The availability of the number of vehicles in Karawang Regency is not matched by the availability of fuel at gas stations. Due to the very high demand for fuel, the Cikampek BBM Terminal has several problems, including the absence of a standard distribution route in distributing its products to gas stations so that it takes a long time and the high amount of transportation costs that must be borne by the company. In this study, the route and distribution schedule will be determined as well as determining the capacity and number of tanker trucks that are able to minimize mileage, travel time and transportation costs. Based on calculations using the Saving Matrix method, it produces efficiency in the number of vehicles needed from 7 trucks to 4 tanker trucks, vehicle usage from 9 times to 6 times, distance traveled from 63 KM to 53 KM and the difference in transportation costs per day is Rp. 1,312,633.
卡拉旺县的车辆数量与加油站的燃料供应并不匹配。由于对燃料的需求非常高,Cikampek BBM终端存在几个问题,包括在将产品分发到加油站时缺乏标准的配送路线,因此需要很长时间,并且必须由公司承担大量的运输成本。在本研究中,将确定路线和分配计划,以及确定能够最小化里程,旅行时间和运输成本的油罐车的容量和数量。根据节省矩阵法的计算,该方案的效率是:所需车辆数量从7辆卡车减少到4辆油罐车,车辆使用次数从9次减少到6次,行驶距离从63公里减少到53公里,每天运输成本的差异为1,312,633卢比。
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引用次数: 2
Early Warning System and Monitoring of River Water Quality Based on Internet of Things 基于物联网的河流水质预警系统与监测
Pub Date : 2021-07-14 DOI: 10.36418/dev.v3i1.89
Vito Hafizh Cahaya Putra, Mokhamad Hendayu, Purnomo Yustianto
River conditions in Bandung City are currently in critical condition. This study aims to create an early warning system and monitoring of river water quality based on the Internet of Things in the hope that early warnings sent through the telegram application belonging to the Bandung City DLHK officer and the Twitter social media website, can inform the Bandung City DLHK officer that a river is in a polluted condition and the officer can immediately go to the location of river water to carry out mitigation, and give warnings to the community. The research method used using the waterfall method which consists of: needs analysis, system design, implementation, testing, and maintenance with sequential implementation. Data collection methods were carried out in several ways, namely: interviews, giving questionnaires, and literature studies used in this study sourced from books, journals, seminar presentations, and the internet as references in the research conducted. Based on the research that has been carried out, the following test results are obtained: black box testing is carried out in accordance with those contained in the test plan with the results of each test having valid results. The results obtained from the user acceptance test which are calculated using the Likert scale have an average value of 86.94% which fall into the category of strongly agree, and there are three guidelines which are a follow-up to the output of the early warning system that can be carried out either by the Environmental Service. and Cleanliness (DLHK) of Bandung City and the community.
万隆市的河流状况目前处于危急状态。本研究旨在建立一个早期预警系统和监控基于物联网的河流水质,希望早期预警通过电报发送应用程序属于万隆城市DLHK官和Twitter社交媒体网站,可以告知万隆城市DLHK官河情况污染和军官可以立即去河水的位置进行缓解,并给予警告。研究方法采用瀑布法,包括:需求分析、系统设计、实现、测试、维护和顺序实现。数据收集方法有几种,即:访谈、问卷调查和文献研究,本研究中使用的文献研究来自书籍、期刊、研讨会演讲和互联网,作为研究的参考文献。根据已开展的研究,得到以下测试结果:根据测试计划进行黑盒测试,每次测试结果均为有效结果。从使用李克特量表计算的用户接受测试中获得的结果,其平均值为86.94%,属于强烈同意的类别,并且有三个指导方针,这是对预警系统输出的后续行动,可以由环境服务部门执行。和清洁(DLHK)。
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引用次数: 0
The Influence of Procurement and Development Strategy on HR Productivity and Satisfaction 采购与开发策略对人力资源生产力与满意度的影响
Pub Date : 2021-07-14 DOI: 10.36418/dev.v3i1.86
Harries Madiistriyatno
The purpose of this paper is to describe the influence of the procurement and development function on the productivity and satisfaction of HR, as one of the tasks of the HR Management (Advanced) course. The purpose of this paper is to determine and examine the effect of the procurement function on HR productivity, HR satisfaction, HR productivity, HR satisfaction and development on HR productivity and satisfaction. This study uses a library research method that refers to resources available both online and offline such as: scientific journals, books and news sourced from trusted sources. The result of this research is that the Procurement Function affects the Productivity of Human Resources. The Procurement Function has an effect on Human Resource Satisfaction. The Development Function affects the Productivity of Human Resources. The Development Function has an effect on Human Resource Satisfaction. The Procurement and Development Function affects the Productivity and Satisfaction of Human Resources.
本文的目的是描述采购和开发功能对人力资源的生产力和满意度的影响,作为人力资源管理(高级)课程的任务之一。本文的目的是确定和检验采购职能对人力资源生产力、人力资源满意度、人力资源生产力、人力资源满意度和发展对人力资源生产力和满意度的影响。本研究采用图书馆研究方法,参考线上和线下可用的资源,如:科学期刊、书籍和可靠来源的新闻。本研究的结果是采购函数影响人力资源的生产力。采购职能对人力资源满意度有影响。发展函数影响着人力资源的生产力。发展功能对人力资源满意度有影响。采购和开发职能影响人力资源的生产力和满意度。
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引用次数: 0
Community Perceptions, Attitudes and Behavior on The 3M Program to Avoid The Spread of Covid-19 社区对3M计划的看法、态度和行为,以避免Covid-19的传播
Pub Date : 2021-06-14 DOI: 10.36418/dev.v2i2.79
Ita Lailasari
The Covid-19 pandemic with its high existence and significant spread requires efforts tobreak the chain of distribution, including with 3M(washing hands, wearing masks and maintaining adistance). This study aims to examine the perceptions,attitudes and behavior of the community towards theimplementation of the 3M program in avoiding thespread of covid-19 in Sutawinangun Village, KedawungDistrict, Cirebon Regency. Qualitative research waschosen as a method to explore and understandmeanings ascribed to social or human problems,focusing on individual meanings, and translating thecomplexity of a problem. Descriptive data wasdeveloped from the results of obtaining a number ofwritten and oral information from observations. Afterconducting the research, it can be concluded that after a member of the community was exposed and declaredthe red zone of Covid-19, then there was a plan torelocate Covid sufferers in Sutawinangun, just to growawareness of implementing 3M. Community solidarityis an important factor as social capital to fight Covid-19. The community focuses on implementing 3M, a cleanand healthy lifestyle and reducing crowd mobility in thecommunity to avoid the virus.
Covid-19大流行的存在性高,传播性强,需要努力打破传播链,包括3M(洗手、戴口罩、保持距离)。本研究旨在调查Cirebon县kedawung区Sutawinangun村社区对实施3M计划以避免covid-19传播的看法、态度和行为。选择定性研究作为一种方法来探索和理解归因于社会或人类问题的意义,关注个体意义,并翻译问题的复杂性。描述性数据来自于从观察中获得的一些书面和口头信息的结果。在进行研究后,可以得出结论,在社区成员暴露并宣布为Covid-19红色区域后,为了提高实施3M的意识,计划将sutawinan的Covid患者重新安置。社区团结是抗击新冠肺炎的重要社会资本。社区的重点是实施3M,一种清洁健康的生活方式,减少社区人群的流动性,以避免病毒。
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引用次数: 0
Program For Developing Literation Abilities For Early Children In Pandemi Era Covid-19 In The Village Of Kempek Kecamatan Gempol, Cirebon 大流行时期儿童识字能力培养项目在锡雷波邦Kempek Kecamatan Gempol村开展
Pub Date : 2021-05-14 DOI: 10.36418/dev.v1i1.56
Putri Amalia Zubaedah
The development of literacy in children is closely related to the ability to read and write. This research is motivated by the large number of early childhood children in primary school education who cannot read and write, where when the child is 7 years old, they should understand and understand letters or numbers, by reading, counting and writing. This research method uses qualitative methods with data collection techniques using interviews and documentation. The result of this research is that the development of literacy for children in the Covid-19 era can be done through tutoring forums, starting from learning to recognize letters, numbers, hijaiyah letters, drawing and so on. This can help children under 7 years of age to quickly recognize letters and so on. This development goal does not only affect literacy, but can foster self-confidence, love friends, and help others. With the tutoring (tutoring) can increase children under the age of 7 who managed to read and write properly and correctly.
儿童读写能力的发展与读写能力密切相关。这项研究的动机是小学教育中有大量的幼儿不会读写,当孩子7岁时,他们应该通过阅读,计数和写作来理解和理解字母或数字。本研究方法采用定性方法,采用访谈和文献资料收集技术。本研究的结果是,新冠肺炎时代儿童的识字发展可以通过辅导论坛进行,从学习识别字母、数字、hijaiyah字母、绘画等开始。这样可以帮助7岁以下的孩子快速识别字母等。这一发展目标不仅影响识字,而且可以培养自信,爱朋友,帮助他人。配合辅导(家教)可以提高7岁以下孩子的读写能力。
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引用次数: 2
Differences In The Activity Of Female And Male Students In Guwa Kidul Village Cirebon 古瓦基都尔村男女学生活动的差异
Pub Date : 2021-05-14 DOI: 10.36418/dev.v1i1.57
Chiska Nova Harsela
The inequality of academic achievement between female students and men in the village of guwa kidul creates anxiety for kuwu. Into a big question mark to be broken. Thus the reason for research on inequality. The method used in this study is a descriptive qualitative in which the research data is described or described. The study is conducted in SMPS al munawaroh village of guwa kidul district kaliwein cirebon district. Studies show that female students who dominate the quantity in schools are able to outperform male academic achievement. However, in non-academic aspects male students are superior. The causes of this are due to female students' greater study, reading, and memorization. Male students, on the other hand, are more adept at lessons that train creativity and skills such as sports and art. Which means they both have their own preeminence toward excellence. The school endeavored to ensure that both objects of research could hone their potential through reading and religious literacy.
在古瓦基都尔村,男女学生之间的学习成绩不平等让库乌感到焦虑。变成了一个有待打破的大问号。这就是研究不平等的原因。本研究中使用的方法是描述性定性的,其中研究数据被描述或描述。该研究是在kaliwein cirebon区guwa kidul区的SMPS al munawaroh村进行的。研究表明,在学校中占主导地位的女学生能够在学业上胜过男学生。然而,在非学术方面,男生更胜一筹。造成这种情况的原因是由于女学生的学习、阅读和记忆更多。另一方面,男学生更擅长训练创造力和技能的课程,比如体育和艺术。这意味着他们都有自己的卓越之处。学校努力确保两个研究对象都能通过阅读和宗教素养来磨练他们的潜力。
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引用次数: 0
期刊
Devotion : Journal of Community Service
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